Vollfinanzierung – Hauskauf ohne Eigenkapital

Trotz kontinuierlich steigender Immobilienpreise locken die niedrigen Zinsen immer mehr Mieter, den Schritt in die eigenen vier Wände zu wagen, auch ohne Eigenkapital. Bezüglich der Eigenmittel galt bis vor einiger Zeit noch die Faustformel „20 Prozent des Kaufpreises zuzüglich der Erwerbsnebenkosten“.

Auf dieser Regel aufbauend, sollte eine solide Finanzierung möglich sein. Schleichend hat sich aber das US-amerikanische Prinzip der Vollfinanzierung seinen Weg gesucht. Vollfinanzierungen haben einen Nachteil: In der Spitze wird es teuer.

Wichtige Informationen

Vollfinanzierung bedeutet, dass der Kaufpreis einer Immobilie zu 100% mit einem Darlehen abgedeckt werden kann und kein Eigenkapital dafür eingebracht werden muss.
Die Höhe des Finanzierungsanteils wird mit dem Beleihungsauslauf ausgedrückt.
Je höher der Beleihungsauslauf, desto höher die Zinsen. Ab 80% Beleihungsauslauf steigen die Zinsen überdurchschnittlich an, wie auch in unserem Baufinanzierungsvergleich ersichtlich.
Um eine Vollfinanzierung zu erhalten, muss die monatliche Tilgungsleistung meist 3% – 4% betragen und die Rate sollte rund 40% des Haushaltsnettoeinkommens ausmachen.
Die Erwerbsnebenkosten müssen i.d.R. vom Eigenkapital getragen werden, andernfalls ist von einer 110%-Finanzierung die Rede.

Der Beleihungsauslauf

Der sogenannte Beleihungsauslauf spielt bei der Verzinsung eines Hypothekendarlehens eine wesentliche Rolle. Er bezeichnet die Relation zwischen Beleihungswert der Immobilie und des in Anspruch genommenen Darlehens.

Beträgt der Beleihungswert der Immobilie 200.000 Euro, das Darlehen 80.000 Euro, liegt der Beleihungswert bei 40 Prozent. Je niedriger der Beleihungswert ausfällt, umso weniger Zinsen stellt die Bank in Rechnung. Landläufig unterscheiden die Banken vier Stufen:

Bis 40 Prozent des Beleihungswertes
Bis 60 Prozent des Beleihungswertes
Bis 80 Prozent des Beleihungswertes
Über 80 Prozent.

Hypothekenbanken dürfen Darlehen bis zu 60 Prozent des Beleihungswertes vergeben, sogenannte 1a-Hypotheken. Besteht ein höherer Finanzierungsbedarf, übernimmt diesen die assoziierte Bank gegen einen Zinsaufschlag von 0,5 Prozent in Form des 1b-Darlehens.

Bis zu einem Beleihungsauslauf von 80 Prozent sind die Zinsunterschiede zwischen den einzelnen Stufen eher marginal. Erst wenn die 80-Prozentmarke überschritten wird, steigen auch die Zinsen für diesen Anteil der Finanzierung überdurchschnittlich an, wie auch unser Baufinanzierungsrechner aufzeigt Wenn Sie dort bei „Beleihungsauslauf“ 110 Prozent eingeben, haben Sie eine Vollfinanzierung und können deren Zinsen direkt mit niedrigeren Werten für den Beleihungsauslauf vergleichen:

Kosten für Immobilien-Vollfinanzierung berechnen

Kaufpreis €

Eigenkapital €

Bundesland

Tilgungssatz

Sollzinsbindung

× Kaufpreis + Nebenkosten – Eigenkapital = Finanzierungsbedarf
Ihr Finanzierungsbedarf: €

CE-Baufinanz Baufinanzierung

3.87/5,00

33.074,36€
Zinsanteil

1.570,00€
Monatsrate

0,71%
Sollzins p.a.

0,73%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 200.000,00 €;Kreditrate: 438,00 €;Gesamtbetrag: 78.840,00 €;Anzahl Kreditraten: 180;Laufzeit: 524 Monate;Effektiver Jahreszins: 0,63 %;Gebundener Sollzins: 0,63 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	236,67	1.333,33	1.570,00	398.666,67	236,67	1.333,33	1.570,00
2	398.666,67	235,88	1.334,12	1.570,00	397.332,54	472,54	2.667,46	3.140,00
3	397.332,54	235,09	1.334,91	1.570,00	395.997,63	707,63	4.002,37	4.710,00
4	395.997,63	234,30	1.335,70	1.570,00	394.661,93	941,93	5.338,07	6.280,00
5	394.661,93	233,51	1.336,49	1.570,00	393.325,44	1.175,44	6.674,56	7.850,00
6	393.325,44	232,72	1.337,28	1.570,00	391.988,16	1.408,16	8.011,84	9.420,00
7	391.988,16	231,93	1.338,07	1.570,00	390.650,08	1.640,08	9.349,92	10.990,00
8	390.650,08	231,13	1.338,87	1.570,00	389.311,22	1.871,22	10.688,78	12.560,00
9	389.311,22	230,34	1.339,66	1.570,00	387.971,56	2.101,56	12.028,44	14.130,00
10	387.971,56	229,55	1.340,45	1.570,00	386.631,11	2.331,11	13.368,89	15.700,00
11	386.631,11	228,76	1.341,24	1.570,00	385.289,87	2.559,87	14.710,13	17.270,00
12	385.289,87	227,96	1.342,04	1.570,00	383.947,83	2.787,83	16.052,17	18.840,00
13	383.947,83	227,17	1.342,83	1.570,00	382.605,00	3.015,00	17.395,00	20.410,00
14	382.605,00	226,37	1.343,63	1.570,00	381.261,37	3.241,37	18.738,63	21.980,00
15	381.261,37	225,58	1.344,42	1.570,00	379.916,95	3.466,95	20.083,05	23.550,00
16	379.916,95	224,78	1.345,22	1.570,00	378.571,74	3.691,74	21.428,26	25.120,00
17	378.571,74	223,99	1.346,01	1.570,00	377.225,73	3.915,73	22.774,27	26.690,00
18	377.225,73	223,19	1.346,81	1.570,00	375.878,92	4.138,92	24.121,08	28.260,00
19	375.878,92	222,40	1.347,60	1.570,00	374.531,31	4.361,31	25.468,69	29.830,00
20	374.531,31	221,60	1.348,40	1.570,00	373.182,91	4.582,91	26.817,09	31.400,00
21	373.182,91	220,80	1.349,20	1.570,00	371.833,71	4.803,71	28.166,29	32.970,00
22	371.833,71	220,00	1.350,00	1.570,00	370.483,71	5.023,71	29.516,29	34.540,00
23	370.483,71	219,20	1.350,80	1.570,00	369.132,92	5.242,92	30.867,08	36.110,00
24	369.132,92	218,40	1.351,60	1.570,00	367.781,32	5.461,32	32.218,68	37.680,00
25	367.781,32	217,60	1.352,40	1.570,00	366.428,92	5.678,92	33.571,08	39.250,00
26	366.428,92	216,80	1.353,20	1.570,00	365.075,73	5.895,73	34.924,27	40.820,00
27	365.075,73	216,00	1.354,00	1.570,00	363.721,73	6.111,73	36.278,27	42.390,00
28	363.721,73	215,20	1.354,80	1.570,00	362.366,93	6.326,93	37.633,07	43.960,00
29	362.366,93	214,40	1.355,60	1.570,00	361.011,33	6.541,33	38.988,67	45.530,00
30	361.011,33	213,60	1.356,40	1.570,00	359.654,93	6.754,93	40.345,07	47.100,00
31	359.654,93	212,80	1.357,20	1.570,00	358.297,73	6.967,73	41.702,27	48.670,00
32	358.297,73	211,99	1.358,01	1.570,00	356.939,72	7.179,72	43.060,28	50.240,00
33	356.939,72	211,19	1.358,81	1.570,00	355.580,91	7.390,91	44.419,09	51.810,00
34	355.580,91	210,39	1.359,61	1.570,00	354.221,29	7.601,29	45.778,71	53.380,00
35	354.221,29	209,58	1.360,42	1.570,00	352.860,87	7.810,87	47.139,13	54.950,00
36	352.860,87	208,78	1.361,22	1.570,00	351.499,65	8.019,65	48.500,35	56.520,00
37	351.499,65	207,97	1.362,03	1.570,00	350.137,62	8.227,62	49.862,38	58.090,00
38	350.137,62	207,16	1.362,84	1.570,00	348.774,79	8.434,79	51.225,21	59.660,00
39	348.774,79	206,36	1.363,64	1.570,00	347.411,14	8.641,14	52.588,86	61.230,00
40	347.411,14	205,55	1.364,45	1.570,00	346.046,70	8.846,70	53.953,30	62.800,00
41	346.046,70	204,74	1.365,26	1.570,00	344.681,44	9.051,44	55.318,56	64.370,00
42	344.681,44	203,94	1.366,06	1.570,00	343.315,38	9.255,38	56.684,62	65.940,00
43	343.315,38	203,13	1.366,87	1.570,00	341.948,51	9.458,51	58.051,49	67.510,00
44	341.948,51	202,32	1.367,68	1.570,00	340.580,83	9.660,83	59.419,17	69.080,00
45	340.580,83	201,51	1.368,49	1.570,00	339.212,34	9.862,34	60.787,66	70.650,00
46	339.212,34	200,70	1.369,30	1.570,00	337.843,04	10.063,04	62.156,96	72.220,00
47	337.843,04	199,89	1.370,11	1.570,00	336.472,93	10.262,93	63.527,07	73.790,00
48	336.472,93	199,08	1.370,92	1.570,00	335.102,01	10.462,01	64.897,99	75.360,00
49	335.102,01	198,27	1.371,73	1.570,00	333.730,27	10.660,27	66.269,73	76.930,00
50	333.730,27	197,46	1.372,54	1.570,00	332.357,73	10.857,73	67.642,27	78.500,00
51	332.357,73	196,64	1.373,36	1.570,00	330.984,38	11.054,38	69.015,62	80.070,00
52	330.984,38	195,83	1.374,17	1.570,00	329.610,21	11.250,21	70.389,79	81.640,00
53	329.610,21	195,02	1.374,98	1.570,00	328.235,23	11.445,23	71.764,77	83.210,00
54	328.235,23	194,21	1.375,79	1.570,00	326.859,43	11.639,43	73.140,57	84.780,00
55	326.859,43	193,39	1.376,61	1.570,00	325.482,83	11.832,83	74.517,17	86.350,00
56	325.482,83	192,58	1.377,42	1.570,00	324.105,40	12.025,40	75.894,60	87.920,00
57	324.105,40	191,76	1.378,24	1.570,00	322.727,17	12.217,17	77.272,83	89.490,00
58	322.727,17	190,95	1.379,05	1.570,00	321.348,11	12.408,11	78.651,89	91.060,00
59	321.348,11	190,13	1.379,87	1.570,00	319.968,24	12.598,24	80.031,76	92.630,00
60	319.968,24	189,31	1.380,69	1.570,00	318.587,56	12.787,56	81.412,44	94.200,00
61	318.587,56	188,50	1.381,50	1.570,00	317.206,06	12.976,06	82.793,94	95.770,00
62	317.206,06	187,68	1.382,32	1.570,00	315.823,74	13.163,74	84.176,26	97.340,00
63	315.823,74	186,86	1.383,14	1.570,00	314.440,60	13.350,60	85.559,40	98.910,00
64	314.440,60	186,04	1.383,96	1.570,00	313.056,64	13.536,64	86.943,36	100.480,00
65	313.056,64	185,23	1.384,77	1.570,00	311.671,87	13.721,87	88.328,13	102.050,00
66	311.671,87	184,41	1.385,59	1.570,00	310.286,27	13.906,27	89.713,73	103.620,00
67	310.286,27	183,59	1.386,41	1.570,00	308.899,86	14.089,86	91.100,14	105.190,00
68	308.899,86	182,77	1.387,23	1.570,00	307.512,63	14.272,63	92.487,37	106.760,00
69	307.512,63	181,94	1.388,06	1.570,00	306.124,57	14.454,57	93.875,43	108.330,00
70	306.124,57	181,12	1.388,88	1.570,00	304.735,69	14.635,69	95.264,31	109.900,00
71	304.735,69	180,30	1.389,70	1.570,00	303.346,00	14.816,00	96.654,00	111.470,00
72	303.346,00	179,48	1.390,52	1.570,00	301.955,48	14.995,48	98.044,52	113.040,00
73	301.955,48	178,66	1.391,34	1.570,00	300.564,13	15.174,13	99.435,87	114.610,00
74	300.564,13	177,83	1.392,17	1.570,00	299.171,97	15.351,97	100.828,03	116.180,00
75	299.171,97	177,01	1.392,99	1.570,00	297.778,98	15.528,98	102.221,02	117.750,00
76	297.778,98	176,19	1.393,81	1.570,00	296.385,16	15.705,16	103.614,84	119.320,00
77	296.385,16	175,36	1.394,64	1.570,00	294.990,52	15.880,52	105.009,48	120.890,00
78	294.990,52	174,54	1.395,46	1.570,00	293.595,06	16.055,06	106.404,94	122.460,00
79	293.595,06	173,71	1.396,29	1.570,00	292.198,77	16.228,77	107.801,23	124.030,00
80	292.198,77	172,88	1.397,12	1.570,00	290.801,65	16.401,65	109.198,35	125.600,00
81	290.801,65	172,06	1.397,94	1.570,00	289.403,71	16.573,71	110.596,29	127.170,00
82	289.403,71	171,23	1.398,77	1.570,00	288.004,94	16.744,94	111.995,06	128.740,00
83	288.004,94	170,40	1.399,60	1.570,00	286.605,35	16.915,35	113.394,65	130.310,00
84	286.605,35	169,57	1.400,43	1.570,00	285.204,92	17.084,92	114.795,08	131.880,00
85	285.204,92	168,75	1.401,25	1.570,00	283.803,67	17.253,67	116.196,33	133.450,00
86	283.803,67	167,92	1.402,08	1.570,00	282.401,58	17.421,58	117.598,42	135.020,00
87	282.401,58	167,09	1.402,91	1.570,00	280.998,67	17.588,67	119.001,33	136.590,00
88	280.998,67	166,26	1.403,74	1.570,00	279.594,93	17.754,93	120.405,07	138.160,00
89	279.594,93	165,43	1.404,57	1.570,00	278.190,36	17.920,36	121.809,64	139.730,00
90	278.190,36	164,60	1.405,40	1.570,00	276.784,95	18.084,95	123.215,05	141.300,00
91	276.784,95	163,76	1.406,24	1.570,00	275.378,72	18.248,72	124.621,28	142.870,00
92	275.378,72	162,93	1.407,07	1.570,00	273.971,65	18.411,65	126.028,35	144.440,00
93	273.971,65	162,10	1.407,90	1.570,00	272.563,75	18.573,75	127.436,25	146.010,00
94	272.563,75	161,27	1.408,73	1.570,00	271.155,02	18.735,02	128.844,98	147.580,00
95	271.155,02	160,43	1.409,57	1.570,00	269.745,45	18.895,45	130.254,55	149.150,00
96	269.745,45	159,60	1.410,40	1.570,00	268.335,05	19.055,05	131.664,95	150.720,00
97	268.335,05	158,76	1.411,24	1.570,00	266.923,81	19.213,81	133.076,19	152.290,00
98	266.923,81	157,93	1.412,07	1.570,00	265.511,74	19.371,74	134.488,26	153.860,00
99	265.511,74	157,09	1.412,91	1.570,00	264.098,84	19.528,84	135.901,16	155.430,00
100	264.098,84	156,26	1.413,74	1.570,00	262.685,10	19.685,10	137.314,90	157.000,00
101	262.685,10	155,42	1.414,58	1.570,00	261.270,52	19.840,52	138.729,48	158.570,00
102	261.270,52	154,59	1.415,41	1.570,00	259.855,10	19.995,10	140.144,90	160.140,00
103	259.855,10	153,75	1.416,25	1.570,00	258.438,85	20.148,85	141.561,15	161.710,00
104	258.438,85	152,91	1.417,09	1.570,00	257.021,76	20.301,76	142.978,24	163.280,00
105	257.021,76	152,07	1.417,93	1.570,00	255.603,83	20.453,83	144.396,17	164.850,00
106	255.603,83	151,23	1.418,77	1.570,00	254.185,06	20.605,06	145.814,94	166.420,00
107	254.185,06	150,39	1.419,61	1.570,00	252.765,46	20.755,46	147.234,54	167.990,00
108	252.765,46	149,55	1.420,45	1.570,00	251.345,01	20.905,01	148.654,99	169.560,00
109	251.345,01	148,71	1.421,29	1.570,00	249.923,72	21.053,72	150.076,28	171.130,00
110	249.923,72	147,87	1.422,13	1.570,00	248.501,59	21.201,59	151.498,41	172.700,00
111	248.501,59	147,03	1.422,97	1.570,00	247.078,62	21.348,62	152.921,38	174.270,00
112	247.078,62	146,19	1.423,81	1.570,00	245.654,81	21.494,81	154.345,19	175.840,00
113	245.654,81	145,35	1.424,65	1.570,00	244.230,16	21.640,16	155.769,84	177.410,00
114	244.230,16	144,50	1.425,50	1.570,00	242.804,66	21.784,66	157.195,34	178.980,00
115	242.804,66	143,66	1.426,34	1.570,00	241.378,32	21.928,32	158.621,68	180.550,00
116	241.378,32	142,82	1.427,18	1.570,00	239.951,14	22.071,14	160.048,86	182.120,00
117	239.951,14	141,97	1.428,03	1.570,00	238.523,11	22.213,11	161.476,89	183.690,00
118	238.523,11	141,13	1.428,87	1.570,00	237.094,23	22.354,23	162.905,77	185.260,00
119	237.094,23	140,28	1.429,72	1.570,00	235.664,51	22.494,51	164.335,49	186.830,00
120	235.664,51	139,43	1.430,57	1.570,00	234.233,95	22.633,95	165.766,05	188.400,00
121	234.233,95	138,59	1.431,41	1.570,00	232.802,54	22.772,54	167.197,46	189.970,00
122	232.802,54	137,74	1.432,26	1.570,00	231.370,28	22.910,28	168.629,72	191.540,00
123	231.370,28	136,89	1.433,11	1.570,00	229.937,17	23.047,17	170.062,83	193.110,00
124	229.937,17	136,05	1.433,95	1.570,00	228.503,22	23.183,22	171.496,78	194.680,00
125	228.503,22	135,20	1.434,80	1.570,00	227.068,42	23.318,42	172.931,58	196.250,00
126	227.068,42	134,35	1.435,65	1.570,00	225.632,77	23.452,77	174.367,23	197.820,00
127	225.632,77	133,50	1.436,50	1.570,00	224.196,26	23.586,26	175.803,74	199.390,00
128	224.196,26	132,65	1.437,35	1.570,00	222.758,91	23.718,91	177.241,09	200.960,00
129	222.758,91	131,80	1.438,20	1.570,00	221.320,71	23.850,71	178.679,29	202.530,00
130	221.320,71	130,95	1.439,05	1.570,00	219.881,66	23.981,66	180.118,34	204.100,00
131	219.881,66	130,10	1.439,90	1.570,00	218.441,76	24.111,76	181.558,24	205.670,00
132	218.441,76	129,24	1.440,76	1.570,00	217.001,00	24.241,00	182.999,00	207.240,00
133	217.001,00	128,39	1.441,61	1.570,00	215.559,39	24.369,39	184.440,61	208.810,00
134	215.559,39	127,54	1.442,46	1.570,00	214.116,93	24.496,93	185.883,07	210.380,00
135	214.116,93	126,69	1.443,31	1.570,00	212.673,62	24.623,62	187.326,38	211.950,00
136	212.673,62	125,83	1.444,17	1.570,00	211.229,45	24.749,45	188.770,55	213.520,00
137	211.229,45	124,98	1.445,02	1.570,00	209.784,43	24.874,43	190.215,57	215.090,00
138	209.784,43	124,12	1.445,88	1.570,00	208.338,55	24.998,55	191.661,45	216.660,00
139	208.338,55	123,27	1.446,73	1.570,00	206.891,82	25.121,82	193.108,18	218.230,00
140	206.891,82	122,41	1.447,59	1.570,00	205.444,23	25.244,23	194.555,77	219.800,00
141	205.444,23	121,55	1.448,45	1.570,00	203.995,78	25.365,78	196.004,22	221.370,00
142	203.995,78	120,70	1.449,30	1.570,00	202.546,48	25.486,48	197.453,52	222.940,00
143	202.546,48	119,84	1.450,16	1.570,00	201.096,32	25.606,32	198.903,68	224.510,00
144	201.096,32	118,98	1.451,02	1.570,00	199.645,30	25.725,30	200.354,70	226.080,00
145	199.645,30	118,12	1.451,88	1.570,00	198.193,43	25.843,43	201.806,57	227.650,00
146	198.193,43	117,26	1.452,74	1.570,00	196.740,69	25.960,69	203.259,31	229.220,00
147	196.740,69	116,40	1.453,60	1.570,00	195.287,10	26.077,10	204.712,90	230.790,00
148	195.287,10	115,54	1.454,46	1.570,00	193.832,64	26.192,64	206.167,36	232.360,00
149	193.832,64	114,68	1.455,32	1.570,00	192.377,33	26.307,33	207.622,67	233.930,00
150	192.377,33	113,82	1.456,18	1.570,00	190.921,15	26.421,15	209.078,85	235.500,00
151	190.921,15	112,96	1.457,04	1.570,00	189.464,11	26.534,11	210.535,89	237.070,00
152	189.464,11	112,10	1.457,90	1.570,00	188.006,21	26.646,21	211.993,79	238.640,00
153	188.006,21	111,24	1.458,76	1.570,00	186.547,45	26.757,45	213.452,55	240.210,00
154	186.547,45	110,37	1.459,63	1.570,00	185.087,82	26.867,82	214.912,18	241.780,00
155	185.087,82	109,51	1.460,49	1.570,00	183.627,33	26.977,33	216.372,67	243.350,00
156	183.627,33	108,65	1.461,35	1.570,00	182.165,98	27.085,98	217.834,02	244.920,00
157	182.165,98	107,78	1.462,22	1.570,00	180.703,76	27.193,76	219.296,24	246.490,00
158	180.703,76	106,92	1.463,08	1.570,00	179.240,68	27.300,68	220.759,32	248.060,00
159	179.240,68	106,05	1.463,95	1.570,00	177.776,73	27.406,73	222.223,27	249.630,00
160	177.776,73	105,18	1.464,82	1.570,00	176.311,91	27.511,91	223.688,09	251.200,00
161	176.311,91	104,32	1.465,68	1.570,00	174.846,23	27.616,23	225.153,77	252.770,00
162	174.846,23	103,45	1.466,55	1.570,00	173.379,68	27.719,68	226.620,32	254.340,00
163	173.379,68	102,58	1.467,42	1.570,00	171.912,26	27.822,26	228.087,74	255.910,00
164	171.912,26	101,71	1.468,29	1.570,00	170.443,98	27.923,98	229.556,02	257.480,00
165	170.443,98	100,85	1.469,15	1.570,00	168.974,82	28.024,82	231.025,18	259.050,00
166	168.974,82	99,98	1.470,02	1.570,00	167.504,80	28.124,80	232.495,20	260.620,00
167	167.504,80	99,11	1.470,89	1.570,00	166.033,91	28.223,91	233.966,09	262.190,00
168	166.033,91	98,24	1.471,76	1.570,00	164.562,14	28.322,14	235.437,86	263.760,00
169	164.562,14	97,37	1.472,63	1.570,00	163.089,51	28.419,51	236.910,49	265.330,00
170	163.089,51	96,49	1.473,51	1.570,00	161.616,00	28.516,00	238.384,00	266.900,00
171	161.616,00	95,62	1.474,38	1.570,00	160.141,63	28.611,63	239.858,37	268.470,00
172	160.141,63	94,75	1.475,25	1.570,00	158.666,38	28.706,38	241.333,62	270.040,00
173	158.666,38	93,88	1.476,12	1.570,00	157.190,26	28.800,26	242.809,74	271.610,00
174	157.190,26	93,00	1.477,00	1.570,00	155.713,26	28.893,26	244.286,74	273.180,00
175	155.713,26	92,13	1.477,87	1.570,00	154.235,39	28.985,39	245.764,61	274.750,00
176	154.235,39	91,26	1.478,74	1.570,00	152.756,65	29.076,65	247.243,35	276.320,00
177	152.756,65	90,38	1.479,62	1.570,00	151.277,03	29.167,03	248.722,97	277.890,00
178	151.277,03	89,51	1.480,49	1.570,00	149.796,53	29.256,53	250.203,47	279.460,00
179	149.796,53	88,63	1.481,37	1.570,00	148.315,16	29.345,16	251.684,84	281.030,00
180	148.315,16	87,75	1.482,25	1.570,00	146.832,92	29.432,92	253.167,08	282.600,00
181	146.832,92	86,88	1.483,12	1.570,00	145.349,79	29.519,79	254.650,21	284.170,00
182	145.349,79	86,00	1.484,00	1.570,00	143.865,79	29.605,79	256.134,21	285.740,00
183	143.865,79	85,12	1.484,88	1.570,00	142.380,91	29.690,91	257.619,09	287.310,00
184	142.380,91	84,24	1.485,76	1.570,00	140.895,15	29.775,15	259.104,85	288.880,00
185	140.895,15	83,36	1.486,64	1.570,00	139.408,52	29.858,52	260.591,48	290.450,00
186	139.408,52	82,48	1.487,52	1.570,00	137.921,00	29.941,00	262.079,00	292.020,00
187	137.921,00	81,60	1.488,40	1.570,00	136.432,60	30.022,60	263.567,40	293.590,00
188	136.432,60	80,72	1.489,28	1.570,00	134.943,32	30.103,32	265.056,68	295.160,00
189	134.943,32	79,84	1.490,16	1.570,00	133.453,17	30.183,17	266.546,83	296.730,00
190	133.453,17	78,96	1.491,04	1.570,00	131.962,13	30.262,13	268.037,87	298.300,00
191	131.962,13	78,08	1.491,92	1.570,00	130.470,20	30.340,20	269.529,80	299.870,00
192	130.470,20	77,19	1.492,81	1.570,00	128.977,40	30.417,40	271.022,60	301.440,00
193	128.977,40	76,31	1.493,69	1.570,00	127.483,71	30.493,71	272.516,29	303.010,00
194	127.483,71	75,43	1.494,57	1.570,00	125.989,14	30.569,14	274.010,86	304.580,00
195	125.989,14	74,54	1.495,46	1.570,00	124.493,68	30.643,68	275.506,32	306.150,00
196	124.493,68	73,66	1.496,34	1.570,00	122.997,34	30.717,34	277.002,66	307.720,00
197	122.997,34	72,77	1.497,23	1.570,00	121.500,11	30.790,11	278.499,89	309.290,00
198	121.500,11	71,89	1.498,11	1.570,00	120.002,00	30.862,00	279.998,00	310.860,00
199	120.002,00	71,00	1.499,00	1.570,00	118.503,00	30.933,00	281.497,00	312.430,00
200	118.503,00	70,11	1.499,89	1.570,00	117.003,12	31.003,12	282.996,88	314.000,00
201	117.003,12	69,23	1.500,77	1.570,00	115.502,34	31.072,34	284.497,66	315.570,00
202	115.502,34	68,34	1.501,66	1.570,00	114.000,68	31.140,68	285.999,32	317.140,00
203	114.000,68	67,45	1.502,55	1.570,00	112.498,13	31.208,13	287.501,87	318.710,00
204	112.498,13	66,56	1.503,44	1.570,00	110.994,69	31.274,69	289.005,31	320.280,00
205	110.994,69	65,67	1.504,33	1.570,00	109.490,37	31.340,37	290.509,63	321.850,00
206	109.490,37	64,78	1.505,22	1.570,00	107.985,15	31.405,15	292.014,85	323.420,00
207	107.985,15	63,89	1.506,11	1.570,00	106.479,04	31.469,04	293.520,96	324.990,00
208	106.479,04	63,00	1.507,00	1.570,00	104.972,04	31.532,04	295.027,96	326.560,00
209	104.972,04	62,11	1.507,89	1.570,00	103.464,15	31.594,15	296.535,85	328.130,00
210	103.464,15	61,22	1.508,78	1.570,00	101.955,36	31.655,36	298.044,64	329.700,00
211	101.955,36	60,32	1.509,68	1.570,00	100.445,69	31.715,69	299.554,31	331.270,00
212	100.445,69	59,43	1.510,57	1.570,00	98.935,12	31.775,12	301.064,88	332.840,00
213	98.935,12	58,54	1.511,46	1.570,00	97.423,65	31.833,65	302.576,35	334.410,00
214	97.423,65	57,64	1.512,36	1.570,00	95.911,30	31.891,30	304.088,70	335.980,00
215	95.911,30	56,75	1.513,25	1.570,00	94.398,04	31.948,04	305.601,96	337.550,00
216	94.398,04	55,85	1.514,15	1.570,00	92.883,90	32.003,90	307.116,10	339.120,00
217	92.883,90	54,96	1.515,04	1.570,00	91.368,85	32.058,85	308.631,15	340.690,00
218	91.368,85	54,06	1.515,94	1.570,00	89.852,91	32.112,91	310.147,09	342.260,00
219	89.852,91	53,16	1.516,84	1.570,00	88.336,08	32.166,08	311.663,92	343.830,00
220	88.336,08	52,27	1.517,73	1.570,00	86.818,34	32.218,34	313.181,66	345.400,00
221	86.818,34	51,37	1.518,63	1.570,00	85.299,71	32.269,71	314.700,29	346.970,00
222	85.299,71	50,47	1.519,53	1.570,00	83.780,18	32.320,18	316.219,82	348.540,00
223	83.780,18	49,57	1.520,43	1.570,00	82.259,75	32.369,75	317.740,25	350.110,00
224	82.259,75	48,67	1.521,33	1.570,00	80.738,42	32.418,42	319.261,58	351.680,00
225	80.738,42	47,77	1.522,23	1.570,00	79.216,19	32.466,19	320.783,81	353.250,00
226	79.216,19	46,87	1.523,13	1.570,00	77.693,06	32.513,06	322.306,94	354.820,00
227	77.693,06	45,97	1.524,03	1.570,00	76.169,03	32.559,03	323.830,97	356.390,00
228	76.169,03	45,07	1.524,93	1.570,00	74.644,09	32.604,09	325.355,91	357.960,00
229	74.644,09	44,16	1.525,84	1.570,00	73.118,26	32.648,26	326.881,74	359.530,00
230	73.118,26	43,26	1.526,74	1.570,00	71.591,52	32.691,52	328.408,48	361.100,00
231	71.591,52	42,36	1.527,64	1.570,00	70.063,88	32.733,88	329.936,12	362.670,00
232	70.063,88	41,45	1.528,55	1.570,00	68.535,33	32.775,33	331.464,67	364.240,00
233	68.535,33	40,55	1.529,45	1.570,00	67.005,88	32.815,88	332.994,12	365.810,00
234	67.005,88	39,65	1.530,35	1.570,00	65.475,53	32.855,53	334.524,47	367.380,00
235	65.475,53	38,74	1.531,26	1.570,00	63.944,27	32.894,27	336.055,73	368.950,00
236	63.944,27	37,83	1.532,17	1.570,00	62.412,10	32.932,10	337.587,90	370.520,00
237	62.412,10	36,93	1.533,07	1.570,00	60.879,03	32.969,03	339.120,97	372.090,00
238	60.879,03	36,02	1.533,98	1.570,00	59.345,05	33.005,05	340.654,95	373.660,00
239	59.345,05	35,11	1.534,89	1.570,00	57.810,16	33.040,16	342.189,84	375.230,00
240	57.810,16	34,20	1.535,80	1.570,00	56.274,36	33.074,36	343.725,64	376.800,00

creditweb Baufinanzierung

4.00/5,00

34.869,75€
Zinsanteil

1.583,33€
Monatsrate

0,75%
Sollzins p.a.

0,77%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 150.000,00 €;Kreditrate: 291,25 €;Gesamtbetrag: 17.475,00 €;Anzahl Kreditraten: 60;Laufzeit: 60 Monate;Effektiver Jahreszins: 0,35 %;Gebundener Sollzins: 0,33 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	250,00	1.333,33	1.583,33	398.666,67	250,00	1.333,33	1.583,33
2	398.666,67	249,17	1.334,17	1.583,33	397.332,50	499,17	2.667,50	3.166,67
3	397.332,50	248,33	1.335,00	1.583,33	395.997,50	747,50	4.002,50	4.750,00
4	395.997,50	247,50	1.335,83	1.583,33	394.661,66	995,00	5.338,34	6.333,33
5	394.661,66	246,66	1.336,67	1.583,33	393.324,99	1.241,66	6.675,01	7.916,67
6	393.324,99	245,83	1.337,51	1.583,33	391.987,49	1.487,49	8.012,51	9.500,00
7	391.987,49	244,99	1.338,34	1.583,33	390.649,15	1.732,48	9.350,85	11.083,33
8	390.649,15	244,16	1.339,18	1.583,33	389.309,97	1.976,64	10.690,03	12.666,67
9	389.309,97	243,32	1.340,01	1.583,33	387.969,96	2.219,96	12.030,04	14.250,00
10	387.969,96	242,48	1.340,85	1.583,33	386.629,10	2.462,44	13.370,90	15.833,33
11	386.629,10	241,64	1.341,69	1.583,33	385.287,41	2.704,08	14.712,59	17.416,67
12	385.287,41	240,80	1.342,53	1.583,33	383.944,89	2.944,89	16.055,11	19.000,00
13	383.944,89	239,97	1.343,37	1.583,33	382.601,52	3.184,85	17.398,48	20.583,33
14	382.601,52	239,13	1.344,21	1.583,33	381.257,31	3.423,98	18.742,69	22.166,67
15	381.257,31	238,29	1.345,05	1.583,33	379.912,26	3.662,26	20.087,74	23.750,00
16	379.912,26	237,45	1.345,89	1.583,33	378.566,37	3.899,71	21.433,63	25.333,33
17	378.566,37	236,60	1.346,73	1.583,33	377.219,65	4.136,31	22.780,35	26.916,67
18	377.219,65	235,76	1.347,57	1.583,33	375.872,07	4.372,07	24.127,93	28.500,00
19	375.872,07	234,92	1.348,41	1.583,33	374.523,66	4.606,99	25.476,34	30.083,33
20	374.523,66	234,08	1.349,26	1.583,33	373.174,40	4.841,07	26.825,60	31.666,67
21	373.174,40	233,23	1.350,10	1.583,33	371.824,31	5.074,31	28.175,69	33.250,00
22	371.824,31	232,39	1.350,94	1.583,33	370.473,36	5.306,70	29.526,64	34.833,33
23	370.473,36	231,55	1.351,79	1.583,33	369.121,57	5.538,24	30.878,43	36.416,67
24	369.121,57	230,70	1.352,63	1.583,33	367.768,94	5.768,94	32.231,06	38.000,00
25	367.768,94	229,86	1.353,48	1.583,33	366.415,46	5.998,80	33.584,54	39.583,33
26	366.415,46	229,01	1.354,32	1.583,33	365.061,14	6.227,81	34.938,86	41.166,67
27	365.061,14	228,16	1.355,17	1.583,33	363.705,97	6.455,97	36.294,03	42.750,00
28	363.705,97	227,32	1.356,02	1.583,33	362.349,95	6.683,29	37.650,05	44.333,33
29	362.349,95	226,47	1.356,86	1.583,33	360.993,09	6.909,76	39.006,91	45.916,67
30	360.993,09	225,62	1.357,71	1.583,33	359.635,38	7.135,38	40.364,62	47.500,00
31	359.635,38	224,77	1.358,56	1.583,33	358.276,82	7.360,15	41.723,18	49.083,33
32	358.276,82	223,92	1.359,41	1.583,33	356.917,40	7.584,07	43.082,60	50.666,67
33	356.917,40	223,07	1.360,26	1.583,33	355.557,14	7.807,14	44.442,86	52.250,00
34	355.557,14	222,22	1.361,11	1.583,33	354.196,03	8.029,37	45.803,97	53.833,33
35	354.196,03	221,37	1.361,96	1.583,33	352.834,07	8.250,74	47.165,93	55.416,67
36	352.834,07	220,52	1.362,81	1.583,33	351.471,26	8.471,26	48.528,74	57.000,00
37	351.471,26	219,67	1.363,66	1.583,33	350.107,60	8.690,93	49.892,40	58.583,33
38	350.107,60	218,82	1.364,52	1.583,33	348.743,08	8.909,75	51.256,92	60.166,67
39	348.743,08	217,96	1.365,37	1.583,33	347.377,71	9.127,71	52.622,29	61.750,00
40	347.377,71	217,11	1.366,22	1.583,33	346.011,49	9.344,82	53.988,51	63.333,33
41	346.011,49	216,26	1.367,08	1.583,33	344.644,41	9.561,08	55.355,59	64.916,67
42	344.644,41	215,40	1.367,93	1.583,33	343.276,48	9.776,48	56.723,52	66.500,00
43	343.276,48	214,55	1.368,79	1.583,33	341.907,70	9.991,03	58.092,30	68.083,33
44	341.907,70	213,69	1.369,64	1.583,33	340.538,06	10.204,72	59.461,94	69.666,67
45	340.538,06	212,84	1.370,50	1.583,33	339.167,56	10.417,56	60.832,44	71.250,00
46	339.167,56	211,98	1.371,35	1.583,33	337.796,21	10.629,54	62.203,79	72.833,33
47	337.796,21	211,12	1.372,21	1.583,33	336.424,00	10.840,66	63.576,00	74.416,67
48	336.424,00	210,26	1.373,07	1.583,33	335.050,93	11.050,93	64.949,07	76.000,00
49	335.050,93	209,41	1.373,93	1.583,33	333.677,00	11.260,33	66.323,00	77.583,33
50	333.677,00	208,55	1.374,79	1.583,33	332.302,22	11.468,88	67.697,78	79.166,67
51	332.302,22	207,69	1.375,64	1.583,33	330.926,57	11.676,57	69.073,43	80.750,00
52	330.926,57	206,83	1.376,50	1.583,33	329.550,07	11.883,40	70.449,93	82.333,33
53	329.550,07	205,97	1.377,36	1.583,33	328.172,70	12.089,37	71.827,30	83.916,67
54	328.172,70	205,11	1.378,23	1.583,33	326.794,48	12.294,48	73.205,52	85.500,00
55	326.794,48	204,25	1.379,09	1.583,33	325.415,39	12.498,72	74.584,61	87.083,33
56	325.415,39	203,38	1.379,95	1.583,33	324.035,44	12.702,11	75.964,56	88.666,67
57	324.035,44	202,52	1.380,81	1.583,33	322.654,63	12.904,63	77.345,37	90.250,00
58	322.654,63	201,66	1.381,67	1.583,33	321.272,96	13.106,29	78.727,04	91.833,33
59	321.272,96	200,80	1.382,54	1.583,33	319.890,42	13.307,09	80.109,58	93.416,67
60	319.890,42	199,93	1.383,40	1.583,33	318.507,02	13.507,02	81.492,98	95.000,00
61	318.507,02	199,07	1.384,27	1.583,33	317.122,75	13.706,08	82.877,25	96.583,33
62	317.122,75	198,20	1.385,13	1.583,33	315.737,62	13.904,29	84.262,38	98.166,67
63	315.737,62	197,34	1.386,00	1.583,33	314.351,62	14.101,62	85.648,38	99.750,00
64	314.351,62	196,47	1.386,86	1.583,33	312.964,76	14.298,09	87.035,24	101.333,33
65	312.964,76	195,60	1.387,73	1.583,33	311.577,03	14.493,69	88.422,97	102.916,67
66	311.577,03	194,74	1.388,60	1.583,33	310.188,43	14.688,43	89.811,57	104.500,00
67	310.188,43	193,87	1.389,47	1.583,33	308.798,96	14.882,30	91.201,04	106.083,33
68	308.798,96	193,00	1.390,33	1.583,33	307.408,63	15.075,30	92.591,37	107.666,67
69	307.408,63	192,13	1.391,20	1.583,33	306.017,43	15.267,43	93.982,57	109.250,00
70	306.017,43	191,26	1.392,07	1.583,33	304.625,36	15.458,69	95.374,64	110.833,33
71	304.625,36	190,39	1.392,94	1.583,33	303.232,41	15.649,08	96.767,59	112.416,67
72	303.232,41	189,52	1.393,81	1.583,33	301.838,60	15.838,60	98.161,40	114.000,00
73	301.838,60	188,65	1.394,68	1.583,33	300.443,92	16.027,25	99.556,08	115.583,33
74	300.443,92	187,78	1.395,56	1.583,33	299.048,36	16.215,03	100.951,64	117.166,67
75	299.048,36	186,91	1.396,43	1.583,33	297.651,93	16.401,93	102.348,07	118.750,00
76	297.651,93	186,03	1.397,30	1.583,33	296.254,63	16.587,96	103.745,37	120.333,33
77	296.254,63	185,16	1.398,17	1.583,33	294.856,46	16.773,12	105.143,54	121.916,67
78	294.856,46	184,29	1.399,05	1.583,33	293.457,41	16.957,41	106.542,59	123.500,00
79	293.457,41	183,41	1.399,92	1.583,33	292.057,49	17.140,82	107.942,51	125.083,33
80	292.057,49	182,54	1.400,80	1.583,33	290.656,69	17.323,36	109.343,31	126.666,67
81	290.656,69	181,66	1.401,67	1.583,33	289.255,02	17.505,02	110.744,98	128.250,00
82	289.255,02	180,78	1.402,55	1.583,33	287.852,47	17.685,80	112.147,53	129.833,33
83	287.852,47	179,91	1.403,43	1.583,33	286.449,04	17.865,71	113.550,96	131.416,67
84	286.449,04	179,03	1.404,30	1.583,33	285.044,74	18.044,74	114.955,26	133.000,00
85	285.044,74	178,15	1.405,18	1.583,33	283.639,56	18.222,89	116.360,44	134.583,33
86	283.639,56	177,27	1.406,06	1.583,33	282.233,50	18.400,17	117.766,50	136.166,67
87	282.233,50	176,40	1.406,94	1.583,33	280.826,56	18.576,56	119.173,44	137.750,00
88	280.826,56	175,52	1.407,82	1.583,33	279.418,75	18.752,08	120.581,25	139.333,33
89	279.418,75	174,64	1.408,70	1.583,33	278.010,05	18.926,72	121.989,95	140.916,67
90	278.010,05	173,76	1.409,58	1.583,33	276.600,47	19.100,47	123.399,53	142.500,00
91	276.600,47	172,88	1.410,46	1.583,33	275.190,01	19.273,35	124.809,99	144.083,33
92	275.190,01	171,99	1.411,34	1.583,33	273.778,67	19.445,34	126.221,33	145.666,67
93	273.778,67	171,11	1.412,22	1.583,33	272.366,45	19.616,45	127.633,55	147.250,00
94	272.366,45	170,23	1.413,10	1.583,33	270.953,35	19.786,68	129.046,65	148.833,33
95	270.953,35	169,35	1.413,99	1.583,33	269.539,36	19.956,03	130.460,64	150.416,67
96	269.539,36	168,46	1.414,87	1.583,33	268.124,49	20.124,49	131.875,51	152.000,00
97	268.124,49	167,58	1.415,76	1.583,33	266.708,73	20.292,07	133.291,27	153.583,33
98	266.708,73	166,69	1.416,64	1.583,33	265.292,09	20.458,76	134.707,91	155.166,67
99	265.292,09	165,81	1.417,53	1.583,33	263.874,57	20.624,57	136.125,43	156.750,00
100	263.874,57	164,92	1.418,41	1.583,33	262.456,16	20.789,49	137.543,84	158.333,33
101	262.456,16	164,04	1.419,30	1.583,33	261.036,86	20.953,52	138.963,14	159.916,67
102	261.036,86	163,15	1.420,19	1.583,33	259.616,67	21.116,67	140.383,33	161.500,00
103	259.616,67	162,26	1.421,07	1.583,33	258.195,60	21.278,93	141.804,40	163.083,33
104	258.195,60	161,37	1.421,96	1.583,33	256.773,64	21.440,31	143.226,36	164.666,67
105	256.773,64	160,48	1.422,85	1.583,33	255.350,79	21.600,79	144.649,21	166.250,00
106	255.350,79	159,59	1.423,74	1.583,33	253.927,05	21.760,38	146.072,95	167.833,33
107	253.927,05	158,70	1.424,63	1.583,33	252.502,42	21.919,09	147.497,58	169.416,67
108	252.502,42	157,81	1.425,52	1.583,33	251.076,90	22.076,90	148.923,10	171.000,00
109	251.076,90	156,92	1.426,41	1.583,33	249.650,49	22.233,82	150.349,51	172.583,33
110	249.650,49	156,03	1.427,30	1.583,33	248.223,19	22.389,86	151.776,81	174.166,67
111	248.223,19	155,14	1.428,19	1.583,33	246.795,00	22.545,00	153.205,00	175.750,00
112	246.795,00	154,25	1.429,09	1.583,33	245.365,91	22.699,24	154.634,09	177.333,33
113	245.365,91	153,35	1.429,98	1.583,33	243.935,93	22.852,60	156.064,07	178.916,67
114	243.935,93	152,46	1.430,87	1.583,33	242.505,06	23.005,06	157.494,94	180.500,00
115	242.505,06	151,57	1.431,77	1.583,33	241.073,29	23.156,62	158.926,71	182.083,33
116	241.073,29	150,67	1.432,66	1.583,33	239.640,63	23.307,29	160.359,37	183.666,67
117	239.640,63	149,78	1.433,56	1.583,33	238.207,07	23.457,07	161.792,93	185.250,00
118	238.207,07	148,88	1.434,45	1.583,33	236.772,61	23.605,95	163.227,39	186.833,33
119	236.772,61	147,98	1.435,35	1.583,33	235.337,26	23.753,93	164.662,74	188.416,67
120	235.337,26	147,09	1.436,25	1.583,33	233.901,02	23.901,02	166.098,98	190.000,00
121	233.901,02	146,19	1.437,15	1.583,33	232.463,87	24.047,20	167.536,13	191.583,33
122	232.463,87	145,29	1.438,04	1.583,33	231.025,83	24.192,49	168.974,17	193.166,67
123	231.025,83	144,39	1.438,94	1.583,33	229.586,89	24.336,89	170.413,11	194.750,00
124	229.586,89	143,49	1.439,84	1.583,33	228.147,04	24.480,38	171.852,96	196.333,33
125	228.147,04	142,59	1.440,74	1.583,33	226.706,30	24.622,97	173.293,70	197.916,67
126	226.706,30	141,69	1.441,64	1.583,33	225.264,66	24.764,66	174.735,34	199.500,00
127	225.264,66	140,79	1.442,54	1.583,33	223.822,12	24.905,45	176.177,88	201.083,33
128	223.822,12	139,89	1.443,44	1.583,33	222.378,67	25.045,34	177.621,33	202.666,67
129	222.378,67	138,99	1.444,35	1.583,33	220.934,33	25.184,33	179.065,67	204.250,00
130	220.934,33	138,08	1.445,25	1.583,33	219.489,08	25.322,41	180.510,92	205.833,33
131	219.489,08	137,18	1.446,15	1.583,33	218.042,92	25.459,59	181.957,08	207.416,67
132	218.042,92	136,28	1.447,06	1.583,33	216.595,87	25.595,87	183.404,13	209.000,00
133	216.595,87	135,37	1.447,96	1.583,33	215.147,91	25.731,24	184.852,09	210.583,33
134	215.147,91	134,47	1.448,87	1.583,33	213.699,04	25.865,71	186.300,96	212.166,67
135	213.699,04	133,56	1.449,77	1.583,33	212.249,27	25.999,27	187.750,73	213.750,00
136	212.249,27	132,66	1.450,68	1.583,33	210.798,59	26.131,93	189.201,41	215.333,33
137	210.798,59	131,75	1.451,58	1.583,33	209.347,01	26.263,67	190.652,99	216.916,67
138	209.347,01	130,84	1.452,49	1.583,33	207.894,52	26.394,52	192.105,48	218.500,00
139	207.894,52	129,93	1.453,40	1.583,33	206.441,12	26.524,45	193.558,88	220.083,33
140	206.441,12	129,03	1.454,31	1.583,33	204.986,81	26.653,48	195.013,19	221.666,67
141	204.986,81	128,12	1.455,22	1.583,33	203.531,59	26.781,59	196.468,41	223.250,00
142	203.531,59	127,21	1.456,13	1.583,33	202.075,47	26.908,80	197.924,53	224.833,33
143	202.075,47	126,30	1.457,04	1.583,33	200.618,43	27.035,10	199.381,57	226.416,67
144	200.618,43	125,39	1.457,95	1.583,33	199.160,48	27.160,48	200.839,52	228.000,00
145	199.160,48	124,48	1.458,86	1.583,33	197.701,63	27.284,96	202.298,37	229.583,33
146	197.701,63	123,56	1.459,77	1.583,33	196.241,86	27.408,52	203.758,14	231.166,67
147	196.241,86	122,65	1.460,68	1.583,33	194.781,17	27.531,17	205.218,83	232.750,00
148	194.781,17	121,74	1.461,60	1.583,33	193.319,58	27.652,91	206.680,42	234.333,33
149	193.319,58	120,82	1.462,51	1.583,33	191.857,07	27.773,74	208.142,93	235.916,67
150	191.857,07	119,91	1.463,42	1.583,33	190.393,65	27.893,65	209.606,35	237.500,00
151	190.393,65	119,00	1.464,34	1.583,33	188.929,31	28.012,64	211.070,69	239.083,33
152	188.929,31	118,08	1.465,25	1.583,33	187.464,06	28.130,72	212.535,94	240.666,67
153	187.464,06	117,17	1.466,17	1.583,33	185.997,89	28.247,89	214.002,11	242.250,00
154	185.997,89	116,25	1.467,08	1.583,33	184.530,80	28.364,14	215.469,20	243.833,33
155	184.530,80	115,33	1.468,00	1.583,33	183.062,80	28.479,47	216.937,20	245.416,67
156	183.062,80	114,41	1.468,92	1.583,33	181.593,88	28.593,88	218.406,12	247.000,00
157	181.593,88	113,50	1.469,84	1.583,33	180.124,05	28.707,38	219.875,95	248.583,33
158	180.124,05	112,58	1.470,76	1.583,33	178.653,29	28.819,96	221.346,71	250.166,67
159	178.653,29	111,66	1.471,68	1.583,33	177.181,62	28.931,62	222.818,38	251.750,00
160	177.181,62	110,74	1.472,59	1.583,33	175.709,02	29.042,35	224.290,98	253.333,33
161	175.709,02	109,82	1.473,52	1.583,33	174.235,51	29.152,17	225.764,49	254.916,67
162	174.235,51	108,90	1.474,44	1.583,33	172.761,07	29.261,07	227.238,93	256.500,00
163	172.761,07	107,98	1.475,36	1.583,33	171.285,71	29.369,05	228.714,29	258.083,33
164	171.285,71	107,05	1.476,28	1.583,33	169.809,43	29.476,10	230.190,57	259.666,67
165	169.809,43	106,13	1.477,20	1.583,33	168.332,23	29.582,23	231.667,77	261.250,00
166	168.332,23	105,21	1.478,13	1.583,33	166.854,10	29.687,44	233.145,90	262.833,33
167	166.854,10	104,28	1.479,05	1.583,33	165.375,05	29.791,72	234.624,95	264.416,67
168	165.375,05	103,36	1.479,97	1.583,33	163.895,08	29.895,08	236.104,92	266.000,00
169	163.895,08	102,43	1.480,90	1.583,33	162.414,18	29.997,52	237.585,82	267.583,33
170	162.414,18	101,51	1.481,82	1.583,33	160.932,36	30.099,02	239.067,64	269.166,67
171	160.932,36	100,58	1.482,75	1.583,33	159.449,61	30.199,61	240.550,39	270.750,00
172	159.449,61	99,66	1.483,68	1.583,33	157.965,93	30.299,26	242.034,07	272.333,33
173	157.965,93	98,73	1.484,60	1.583,33	156.481,32	30.397,99	243.518,68	273.916,67
174	156.481,32	97,80	1.485,53	1.583,33	154.995,79	30.495,79	245.004,21	275.500,00
175	154.995,79	96,87	1.486,46	1.583,33	153.509,33	30.592,66	246.490,67	277.083,33
176	153.509,33	95,94	1.487,39	1.583,33	152.021,94	30.688,61	247.978,06	278.666,67
177	152.021,94	95,01	1.488,32	1.583,33	150.533,62	30.783,62	249.466,38	280.250,00
178	150.533,62	94,08	1.489,25	1.583,33	149.044,37	30.877,71	250.955,63	281.833,33
179	149.044,37	93,15	1.490,18	1.583,33	147.554,19	30.970,86	252.445,81	283.416,67
180	147.554,19	92,22	1.491,11	1.583,33	146.063,08	31.063,08	253.936,92	285.000,00
181	146.063,08	91,29	1.492,04	1.583,33	144.571,04	31.154,37	255.428,96	286.583,33
182	144.571,04	90,36	1.492,98	1.583,33	143.078,06	31.244,73	256.921,94	288.166,67
183	143.078,06	89,42	1.493,91	1.583,33	141.584,15	31.334,15	258.415,85	289.750,00
184	141.584,15	88,49	1.494,84	1.583,33	140.089,31	31.422,64	259.910,69	291.333,33
185	140.089,31	87,56	1.495,78	1.583,33	138.593,53	31.510,20	261.406,47	292.916,67
186	138.593,53	86,62	1.496,71	1.583,33	137.096,82	31.596,82	262.903,18	294.500,00
187	137.096,82	85,69	1.497,65	1.583,33	135.599,17	31.682,50	264.400,83	296.083,33
188	135.599,17	84,75	1.498,58	1.583,33	134.100,58	31.767,25	265.899,42	297.666,67
189	134.100,58	83,81	1.499,52	1.583,33	132.601,06	31.851,06	267.398,94	299.250,00
190	132.601,06	82,88	1.500,46	1.583,33	131.100,61	31.933,94	268.899,39	300.833,33
191	131.100,61	81,94	1.501,40	1.583,33	129.599,21	32.015,88	270.400,79	302.416,67
192	129.599,21	81,00	1.502,33	1.583,33	128.096,88	32.096,88	271.903,12	304.000,00
193	128.096,88	80,06	1.503,27	1.583,33	126.593,60	32.176,94	273.406,40	305.583,33
194	126.593,60	79,12	1.504,21	1.583,33	125.089,39	32.256,06	274.910,61	307.166,67
195	125.089,39	78,18	1.505,15	1.583,33	123.584,24	32.334,24	276.415,76	308.750,00
196	123.584,24	77,24	1.506,09	1.583,33	122.078,15	32.411,48	277.921,85	310.333,33
197	122.078,15	76,30	1.507,03	1.583,33	120.571,11	32.487,78	279.428,89	311.916,67
198	120.571,11	75,36	1.507,98	1.583,33	119.063,14	32.563,14	280.936,86	313.500,00
199	119.063,14	74,41	1.508,92	1.583,33	117.554,22	32.637,55	282.445,78	315.083,33
200	117.554,22	73,47	1.509,86	1.583,33	116.044,35	32.711,02	283.955,65	316.666,67
201	116.044,35	72,53	1.510,81	1.583,33	114.533,55	32.783,55	285.466,45	318.250,00
202	114.533,55	71,58	1.511,75	1.583,33	113.021,80	32.855,13	286.978,20	319.833,33
203	113.021,80	70,64	1.512,69	1.583,33	111.509,10	32.925,77	288.490,90	321.416,67
204	111.509,10	69,69	1.513,64	1.583,33	109.995,46	32.995,46	290.004,54	323.000,00
205	109.995,46	68,75	1.514,59	1.583,33	108.480,88	33.064,21	291.519,12	324.583,33
206	108.480,88	67,80	1.515,53	1.583,33	106.965,35	33.132,01	293.034,65	326.166,67
207	106.965,35	66,85	1.516,48	1.583,33	105.448,87	33.198,87	294.551,13	327.750,00
208	105.448,87	65,91	1.517,43	1.583,33	103.931,44	33.264,77	296.068,56	329.333,33
209	103.931,44	64,96	1.518,38	1.583,33	102.413,06	33.329,73	297.586,94	330.916,67
210	102.413,06	64,01	1.519,33	1.583,33	100.893,74	33.393,74	299.106,26	332.500,00
211	100.893,74	63,06	1.520,27	1.583,33	99.373,46	33.456,79	300.626,54	334.083,33
212	99.373,46	62,11	1.521,22	1.583,33	97.852,24	33.518,90	302.147,76	335.666,67
213	97.852,24	61,16	1.522,18	1.583,33	96.330,06	33.580,06	303.669,94	337.250,00
214	96.330,06	60,21	1.523,13	1.583,33	94.806,93	33.640,27	305.193,07	338.833,33
215	94.806,93	59,25	1.524,08	1.583,33	93.282,85	33.699,52	306.717,15	340.416,67
216	93.282,85	58,30	1.525,03	1.583,33	91.757,82	33.757,82	308.242,18	342.000,00
217	91.757,82	57,35	1.525,98	1.583,33	90.231,84	33.815,17	309.768,16	343.583,33
218	90.231,84	56,39	1.526,94	1.583,33	88.704,90	33.871,57	311.295,10	345.166,67
219	88.704,90	55,44	1.527,89	1.583,33	87.177,01	33.927,01	312.822,99	346.750,00
220	87.177,01	54,49	1.528,85	1.583,33	85.648,16	33.981,49	314.351,84	348.333,33
221	85.648,16	53,53	1.529,80	1.583,33	84.118,36	34.035,02	315.881,64	349.916,67
222	84.118,36	52,57	1.530,76	1.583,33	82.587,60	34.087,60	317.412,40	351.500,00
223	82.587,60	51,62	1.531,72	1.583,33	81.055,88	34.139,21	318.944,12	353.083,33
224	81.055,88	50,66	1.532,67	1.583,33	79.523,21	34.189,87	320.476,79	354.666,67
225	79.523,21	49,70	1.533,63	1.583,33	77.989,58	34.239,58	322.010,42	356.250,00
226	77.989,58	48,74	1.534,59	1.583,33	76.454,99	34.288,32	323.545,01	357.833,33
227	76.454,99	47,78	1.535,55	1.583,33	74.919,44	34.336,10	325.080,56	359.416,67
228	74.919,44	46,82	1.536,51	1.583,33	73.382,93	34.382,93	326.617,07	361.000,00
229	73.382,93	45,86	1.537,47	1.583,33	71.845,46	34.428,79	328.154,54	362.583,33
230	71.845,46	44,90	1.538,43	1.583,33	70.307,03	34.473,70	329.692,97	364.166,67
231	70.307,03	43,94	1.539,39	1.583,33	68.767,64	34.517,64	331.232,36	365.750,00
232	68.767,64	42,98	1.540,35	1.583,33	67.227,28	34.560,62	332.772,72	367.333,33
233	67.227,28	42,02	1.541,32	1.583,33	65.685,97	34.602,64	334.314,03	368.916,67
234	65.685,97	41,05	1.542,28	1.583,33	64.143,69	34.643,69	335.856,31	370.500,00
235	64.143,69	40,09	1.543,24	1.583,33	62.600,45	34.683,78	337.399,55	372.083,33
236	62.600,45	39,13	1.544,21	1.583,33	61.056,24	34.722,90	338.943,76	373.666,67
237	61.056,24	38,16	1.545,17	1.583,33	59.511,06	34.761,06	340.488,94	375.250,00
238	59.511,06	37,19	1.546,14	1.583,33	57.964,93	34.798,26	342.035,07	376.833,33
239	57.964,93	36,23	1.547,11	1.583,33	56.417,82	34.834,49	343.582,18	378.416,67
240	56.417,82	35,26	1.548,07	1.583,33	54.869,75	34.869,75	345.130,25	380.000,00

immo-finanzcheck.de Baufinanzierung

3.94/5,00

37.103,37€
Zinsanteil

1.600,00€
Monatsrate

0,80%
Sollzins p.a.

0,82%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 250.000,00 €;Kreditrate: 519,00 €;Gesamtbetrag: 93.375,00 €;Anzahl Kreditraten: 2160;Laufzeit: 60 Monate;Effektiver Jahreszins: 0,50 %;Gebundener Sollzins: 0,49 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	266,67	1.333,33	1.600,00	398.666,67	266,67	1.333,33	1.600,00
2	398.666,67	265,78	1.334,22	1.600,00	397.332,44	532,44	2.667,56	3.200,00
3	397.332,44	264,89	1.335,11	1.600,00	395.997,33	797,33	4.002,67	4.800,00
4	395.997,33	264,00	1.336,00	1.600,00	394.661,33	1.061,33	5.338,67	6.400,00
5	394.661,33	263,11	1.336,89	1.600,00	393.324,44	1.324,44	6.675,56	8.000,00
6	393.324,44	262,22	1.337,78	1.600,00	391.986,65	1.586,65	8.013,35	9.600,00
7	391.986,65	261,32	1.338,68	1.600,00	390.647,98	1.847,98	9.352,02	11.200,00
8	390.647,98	260,43	1.339,57	1.600,00	389.308,41	2.108,41	10.691,59	12.800,00
9	389.308,41	259,54	1.340,46	1.600,00	387.967,95	2.367,95	12.032,05	14.400,00
10	387.967,95	258,65	1.341,35	1.600,00	386.626,60	2.626,60	13.373,40	16.000,00
11	386.626,60	257,75	1.342,25	1.600,00	385.284,35	2.884,35	14.715,65	17.600,00
12	385.284,35	256,86	1.343,14	1.600,00	383.941,20	3.141,20	16.058,80	19.200,00
13	383.941,20	255,96	1.344,04	1.600,00	382.597,16	3.397,16	17.402,84	20.800,00
14	382.597,16	255,06	1.344,94	1.600,00	381.252,23	3.652,23	18.747,77	22.400,00
15	381.252,23	254,17	1.345,83	1.600,00	379.906,40	3.906,40	20.093,60	24.000,00
16	379.906,40	253,27	1.346,73	1.600,00	378.559,67	4.159,67	21.440,33	25.600,00
17	378.559,67	252,37	1.347,63	1.600,00	377.212,04	4.412,04	22.787,96	27.200,00
18	377.212,04	251,47	1.348,53	1.600,00	375.863,52	4.663,52	24.136,48	28.800,00
19	375.863,52	250,58	1.349,42	1.600,00	374.514,09	4.914,09	25.485,91	30.400,00
20	374.514,09	249,68	1.350,32	1.600,00	373.163,77	5.163,77	26.836,23	32.000,00
21	373.163,77	248,78	1.351,22	1.600,00	371.812,54	5.412,54	28.187,46	33.600,00
22	371.812,54	247,88	1.352,12	1.600,00	370.460,42	5.660,42	29.539,58	35.200,00
23	370.460,42	246,97	1.353,03	1.600,00	369.107,39	5.907,39	30.892,61	36.800,00
24	369.107,39	246,07	1.353,93	1.600,00	367.753,46	6.153,46	32.246,54	38.400,00
25	367.753,46	245,17	1.354,83	1.600,00	366.398,63	6.398,63	33.601,37	40.000,00
26	366.398,63	244,27	1.355,73	1.600,00	365.042,90	6.642,90	34.957,10	41.600,00
27	365.042,90	243,36	1.356,64	1.600,00	363.686,26	6.886,26	36.313,74	43.200,00
28	363.686,26	242,46	1.357,54	1.600,00	362.328,72	7.128,72	37.671,28	44.800,00
29	362.328,72	241,55	1.358,45	1.600,00	360.970,27	7.370,27	39.029,73	46.400,00
30	360.970,27	240,65	1.359,35	1.600,00	359.610,92	7.610,92	40.389,08	48.000,00
31	359.610,92	239,74	1.360,26	1.600,00	358.250,66	7.850,66	41.749,34	49.600,00
32	358.250,66	238,83	1.361,17	1.600,00	356.889,49	8.089,49	43.110,51	51.200,00
33	356.889,49	237,93	1.362,07	1.600,00	355.527,42	8.327,42	44.472,58	52.800,00
34	355.527,42	237,02	1.362,98	1.600,00	354.164,44	8.564,44	45.835,56	54.400,00
35	354.164,44	236,11	1.363,89	1.600,00	352.800,55	8.800,55	47.199,45	56.000,00
36	352.800,55	235,20	1.364,80	1.600,00	351.435,75	9.035,75	48.564,25	57.600,00
37	351.435,75	234,29	1.365,71	1.600,00	350.070,04	9.270,04	49.929,96	59.200,00
38	350.070,04	233,38	1.366,62	1.600,00	348.703,42	9.503,42	51.296,58	60.800,00
39	348.703,42	232,47	1.367,53	1.600,00	347.335,88	9.735,88	52.664,12	62.400,00
40	347.335,88	231,56	1.368,44	1.600,00	345.967,44	9.967,44	54.032,56	64.000,00
41	345.967,44	230,64	1.369,36	1.600,00	344.598,09	10.198,09	55.401,91	65.600,00
42	344.598,09	229,73	1.370,27	1.600,00	343.227,82	10.427,82	56.772,18	67.200,00
43	343.227,82	228,82	1.371,18	1.600,00	341.856,64	10.656,64	58.143,36	68.800,00
44	341.856,64	227,90	1.372,10	1.600,00	340.484,54	10.884,54	59.515,46	70.400,00
45	340.484,54	226,99	1.373,01	1.600,00	339.111,53	11.111,53	60.888,47	72.000,00
46	339.111,53	226,07	1.373,93	1.600,00	337.737,61	11.337,61	62.262,39	73.600,00
47	337.737,61	225,16	1.374,84	1.600,00	336.362,76	11.562,76	63.637,24	75.200,00
48	336.362,76	224,24	1.375,76	1.600,00	334.987,01	11.787,01	65.012,99	76.800,00
49	334.987,01	223,32	1.376,68	1.600,00	333.610,33	12.010,33	66.389,67	78.400,00
50	333.610,33	222,41	1.377,59	1.600,00	332.232,74	12.232,74	67.767,26	80.000,00
51	332.232,74	221,49	1.378,51	1.600,00	330.854,23	12.454,23	69.145,77	81.600,00
52	330.854,23	220,57	1.379,43	1.600,00	329.474,80	12.674,80	70.525,20	83.200,00
53	329.474,80	219,65	1.380,35	1.600,00	328.094,45	12.894,45	71.905,55	84.800,00
54	328.094,45	218,73	1.381,27	1.600,00	326.713,18	13.113,18	73.286,82	86.400,00
55	326.713,18	217,81	1.382,19	1.600,00	325.330,98	13.330,98	74.669,02	88.000,00
56	325.330,98	216,89	1.383,11	1.600,00	323.947,87	13.547,87	76.052,13	89.600,00
57	323.947,87	215,97	1.384,03	1.600,00	322.563,84	13.763,84	77.436,16	91.200,00
58	322.563,84	215,04	1.384,96	1.600,00	321.178,88	13.978,88	78.821,12	92.800,00
59	321.178,88	214,12	1.385,88	1.600,00	319.793,00	14.193,00	80.207,00	94.400,00
60	319.793,00	213,20	1.386,80	1.600,00	318.406,19	14.406,19	81.593,81	96.000,00
61	318.406,19	212,27	1.387,73	1.600,00	317.018,46	14.618,46	82.981,54	97.600,00
62	317.018,46	211,35	1.388,65	1.600,00	315.629,81	14.829,81	84.370,19	99.200,00
63	315.629,81	210,42	1.389,58	1.600,00	314.240,23	15.040,23	85.759,77	100.800,00
64	314.240,23	209,49	1.390,51	1.600,00	312.849,72	15.249,72	87.150,28	102.400,00
65	312.849,72	208,57	1.391,43	1.600,00	311.458,29	15.458,29	88.541,71	104.000,00
66	311.458,29	207,64	1.392,36	1.600,00	310.065,93	15.665,93	89.934,07	105.600,00
67	310.065,93	206,71	1.393,29	1.600,00	308.672,64	15.872,64	91.327,36	107.200,00
68	308.672,64	205,78	1.394,22	1.600,00	307.278,42	16.078,42	92.721,58	108.800,00
69	307.278,42	204,85	1.395,15	1.600,00	305.883,27	16.283,27	94.116,73	110.400,00
70	305.883,27	203,92	1.396,08	1.600,00	304.487,20	16.487,20	95.512,80	112.000,00
71	304.487,20	202,99	1.397,01	1.600,00	303.090,19	16.690,19	96.909,81	113.600,00
72	303.090,19	202,06	1.397,94	1.600,00	301.692,25	16.892,25	98.307,75	115.200,00
73	301.692,25	201,13	1.398,87	1.600,00	300.293,38	17.093,38	99.706,62	116.800,00
74	300.293,38	200,20	1.399,80	1.600,00	298.893,57	17.293,57	101.106,43	118.400,00
75	298.893,57	199,26	1.400,74	1.600,00	297.492,83	17.492,83	102.507,17	120.000,00
76	297.492,83	198,33	1.401,67	1.600,00	296.091,16	17.691,16	103.908,84	121.600,00
77	296.091,16	197,39	1.402,61	1.600,00	294.688,56	17.888,56	105.311,44	123.200,00
78	294.688,56	196,46	1.403,54	1.600,00	293.285,02	18.085,02	106.714,98	124.800,00
79	293.285,02	195,52	1.404,48	1.600,00	291.880,54	18.280,54	108.119,46	126.400,00
80	291.880,54	194,59	1.405,41	1.600,00	290.475,13	18.475,13	109.524,87	128.000,00
81	290.475,13	193,65	1.406,35	1.600,00	289.068,78	18.668,78	110.931,22	129.600,00
82	289.068,78	192,71	1.407,29	1.600,00	287.661,49	18.861,49	112.338,51	131.200,00
83	287.661,49	191,77	1.408,23	1.600,00	286.253,26	19.053,26	113.746,74	132.800,00
84	286.253,26	190,84	1.409,16	1.600,00	284.844,10	19.244,10	115.155,90	134.400,00
85	284.844,10	189,90	1.410,10	1.600,00	283.433,99	19.433,99	116.566,01	136.000,00
86	283.433,99	188,96	1.411,04	1.600,00	282.022,95	19.622,95	117.977,05	137.600,00
87	282.022,95	188,02	1.411,98	1.600,00	280.610,97	19.810,97	119.389,03	139.200,00
88	280.610,97	187,07	1.412,93	1.600,00	279.198,04	19.998,04	120.801,96	140.800,00
89	279.198,04	186,13	1.413,87	1.600,00	277.784,17	20.184,17	122.215,83	142.400,00
90	277.784,17	185,19	1.414,81	1.600,00	276.369,36	20.369,36	123.630,64	144.000,00
91	276.369,36	184,25	1.415,75	1.600,00	274.953,61	20.553,61	125.046,39	145.600,00
92	274.953,61	183,30	1.416,70	1.600,00	273.536,91	20.736,91	126.463,09	147.200,00
93	273.536,91	182,36	1.417,64	1.600,00	272.119,27	20.919,27	127.880,73	148.800,00
94	272.119,27	181,41	1.418,59	1.600,00	270.700,68	21.100,68	129.299,32	150.400,00
95	270.700,68	180,47	1.419,53	1.600,00	269.281,15	21.281,15	130.718,85	152.000,00
96	269.281,15	179,52	1.420,48	1.600,00	267.860,67	21.460,67	132.139,33	153.600,00
97	267.860,67	178,57	1.421,43	1.600,00	266.439,24	21.639,24	133.560,76	155.200,00
98	266.439,24	177,63	1.422,37	1.600,00	265.016,87	21.816,87	134.983,13	156.800,00
99	265.016,87	176,68	1.423,32	1.600,00	263.593,55	21.993,55	136.406,45	158.400,00
100	263.593,55	175,73	1.424,27	1.600,00	262.169,28	22.169,28	137.830,72	160.000,00
101	262.169,28	174,78	1.425,22	1.600,00	260.744,05	22.344,05	139.255,95	161.600,00
102	260.744,05	173,83	1.426,17	1.600,00	259.317,88	22.517,88	140.682,12	163.200,00
103	259.317,88	172,88	1.427,12	1.600,00	257.890,76	22.690,76	142.109,24	164.800,00
104	257.890,76	171,93	1.428,07	1.600,00	256.462,69	22.862,69	143.537,31	166.400,00
105	256.462,69	170,98	1.429,02	1.600,00	255.033,67	23.033,67	144.966,33	168.000,00
106	255.033,67	170,02	1.429,98	1.600,00	253.603,69	23.203,69	146.396,31	169.600,00
107	253.603,69	169,07	1.430,93	1.600,00	252.172,76	23.372,76	147.827,24	171.200,00
108	252.172,76	168,12	1.431,88	1.600,00	250.740,87	23.540,87	149.259,13	172.800,00
109	250.740,87	167,16	1.432,84	1.600,00	249.308,03	23.708,03	150.691,97	174.400,00
110	249.308,03	166,21	1.433,79	1.600,00	247.874,24	23.874,24	152.125,76	176.000,00
111	247.874,24	165,25	1.434,75	1.600,00	246.439,49	24.039,49	153.560,51	177.600,00
112	246.439,49	164,29	1.435,71	1.600,00	245.003,78	24.203,78	154.996,22	179.200,00
113	245.003,78	163,34	1.436,66	1.600,00	243.567,12	24.367,12	156.432,88	180.800,00
114	243.567,12	162,38	1.437,62	1.600,00	242.129,49	24.529,49	157.870,51	182.400,00
115	242.129,49	161,42	1.438,58	1.600,00	240.690,91	24.690,91	159.309,09	184.000,00
116	240.690,91	160,46	1.439,54	1.600,00	239.251,37	24.851,37	160.748,63	185.600,00
117	239.251,37	159,50	1.440,50	1.600,00	237.810,88	25.010,88	162.189,12	187.200,00
118	237.810,88	158,54	1.441,46	1.600,00	236.369,42	25.169,42	163.630,58	188.800,00
119	236.369,42	157,58	1.442,42	1.600,00	234.927,00	25.327,00	165.073,00	190.400,00
120	234.927,00	156,62	1.443,38	1.600,00	233.483,61	25.483,61	166.516,39	192.000,00
121	233.483,61	155,66	1.444,34	1.600,00	232.039,27	25.639,27	167.960,73	193.600,00
122	232.039,27	154,69	1.445,31	1.600,00	230.593,96	25.793,96	169.406,04	195.200,00
123	230.593,96	153,73	1.446,27	1.600,00	229.147,69	25.947,69	170.852,31	196.800,00
124	229.147,69	152,77	1.447,23	1.600,00	227.700,46	26.100,46	172.299,54	198.400,00
125	227.700,46	151,80	1.448,20	1.600,00	226.252,26	26.252,26	173.747,74	200.000,00
126	226.252,26	150,83	1.449,17	1.600,00	224.803,09	26.403,09	175.196,91	201.600,00
127	224.803,09	149,87	1.450,13	1.600,00	223.352,96	26.552,96	176.647,04	203.200,00
128	223.352,96	148,90	1.451,10	1.600,00	221.901,86	26.701,86	178.098,14	204.800,00
129	221.901,86	147,93	1.452,07	1.600,00	220.449,80	26.849,80	179.550,20	206.400,00
130	220.449,80	146,97	1.453,03	1.600,00	218.996,76	26.996,76	181.003,24	208.000,00
131	218.996,76	146,00	1.454,00	1.600,00	217.542,76	27.142,76	182.457,24	209.600,00
132	217.542,76	145,03	1.454,97	1.600,00	216.087,79	27.287,79	183.912,21	211.200,00
133	216.087,79	144,06	1.455,94	1.600,00	214.631,85	27.431,85	185.368,15	212.800,00
134	214.631,85	143,09	1.456,91	1.600,00	213.174,94	27.574,94	186.825,06	214.400,00
135	213.174,94	142,12	1.457,88	1.600,00	211.717,05	27.717,05	188.282,95	216.000,00
136	211.717,05	141,14	1.458,86	1.600,00	210.258,20	27.858,20	189.741,80	217.600,00
137	210.258,20	140,17	1.459,83	1.600,00	208.798,37	27.998,37	191.201,63	219.200,00
138	208.798,37	139,20	1.460,80	1.600,00	207.337,57	28.137,57	192.662,43	220.800,00
139	207.337,57	138,23	1.461,77	1.600,00	205.875,79	28.275,79	194.124,21	222.400,00
140	205.875,79	137,25	1.462,75	1.600,00	204.413,04	28.413,04	195.586,96	224.000,00
141	204.413,04	136,28	1.463,72	1.600,00	202.949,32	28.549,32	197.050,68	225.600,00
142	202.949,32	135,30	1.464,70	1.600,00	201.484,62	28.684,62	198.515,38	227.200,00
143	201.484,62	134,32	1.465,68	1.600,00	200.018,94	28.818,94	199.981,06	228.800,00
144	200.018,94	133,35	1.466,65	1.600,00	198.552,29	28.952,29	201.447,71	230.400,00
145	198.552,29	132,37	1.467,63	1.600,00	197.084,66	29.084,66	202.915,34	232.000,00
146	197.084,66	131,39	1.468,61	1.600,00	195.616,05	29.216,05	204.383,95	233.600,00
147	195.616,05	130,41	1.469,59	1.600,00	194.146,46	29.346,46	205.853,54	235.200,00
148	194.146,46	129,43	1.470,57	1.600,00	192.675,89	29.475,89	207.324,11	236.800,00
149	192.675,89	128,45	1.471,55	1.600,00	191.204,34	29.604,34	208.795,66	238.400,00
150	191.204,34	127,47	1.472,53	1.600,00	189.731,81	29.731,81	210.268,19	240.000,00
151	189.731,81	126,49	1.473,51	1.600,00	188.258,30	29.858,30	211.741,70	241.600,00
152	188.258,30	125,51	1.474,49	1.600,00	186.783,80	29.983,80	213.216,20	243.200,00
153	186.783,80	124,52	1.475,48	1.600,00	185.308,32	30.108,32	214.691,68	244.800,00
154	185.308,32	123,54	1.476,46	1.600,00	183.831,86	30.231,86	216.168,14	246.400,00
155	183.831,86	122,55	1.477,45	1.600,00	182.354,42	30.354,42	217.645,58	248.000,00
156	182.354,42	121,57	1.478,43	1.600,00	180.875,99	30.475,99	219.124,01	249.600,00
157	180.875,99	120,58	1.479,42	1.600,00	179.396,57	30.596,57	220.603,43	251.200,00
158	179.396,57	119,60	1.480,40	1.600,00	177.916,17	30.716,17	222.083,83	252.800,00
159	177.916,17	118,61	1.481,39	1.600,00	176.434,78	30.834,78	223.565,22	254.400,00
160	176.434,78	117,62	1.482,38	1.600,00	174.952,40	30.952,40	225.047,60	256.000,00
161	174.952,40	116,63	1.483,37	1.600,00	173.469,04	31.069,04	226.530,96	257.600,00
162	173.469,04	115,65	1.484,35	1.600,00	171.984,68	31.184,68	228.015,32	259.200,00
163	171.984,68	114,66	1.485,34	1.600,00	170.499,34	31.299,34	229.500,66	260.800,00
164	170.499,34	113,67	1.486,33	1.600,00	169.013,01	31.413,01	230.986,99	262.400,00
165	169.013,01	112,68	1.487,32	1.600,00	167.525,68	31.525,68	232.474,32	264.000,00
166	167.525,68	111,68	1.488,32	1.600,00	166.037,37	31.637,37	233.962,63	265.600,00
167	166.037,37	110,69	1.489,31	1.600,00	164.548,06	31.748,06	235.451,94	267.200,00
168	164.548,06	109,70	1.490,30	1.600,00	163.057,76	31.857,76	236.942,24	268.800,00
169	163.057,76	108,71	1.491,29	1.600,00	161.566,46	31.966,46	238.433,54	270.400,00
170	161.566,46	107,71	1.492,29	1.600,00	160.074,17	32.074,17	239.925,83	272.000,00
171	160.074,17	106,72	1.493,28	1.600,00	158.580,89	32.180,89	241.419,11	273.600,00
172	158.580,89	105,72	1.494,28	1.600,00	157.086,61	32.286,61	242.913,39	275.200,00
173	157.086,61	104,72	1.495,28	1.600,00	155.591,33	32.391,33	244.408,67	276.800,00
174	155.591,33	103,73	1.496,27	1.600,00	154.095,06	32.495,06	245.904,94	278.400,00
175	154.095,06	102,73	1.497,27	1.600,00	152.597,79	32.597,79	247.402,21	280.000,00
176	152.597,79	101,73	1.498,27	1.600,00	151.099,52	32.699,52	248.900,48	281.600,00
177	151.099,52	100,73	1.499,27	1.600,00	149.600,26	32.800,26	250.399,74	283.200,00
178	149.600,26	99,73	1.500,27	1.600,00	148.099,99	32.899,99	251.900,01	284.800,00
179	148.099,99	98,73	1.501,27	1.600,00	146.598,72	32.998,72	253.401,28	286.400,00
180	146.598,72	97,73	1.502,27	1.600,00	145.096,45	33.096,45	254.903,55	288.000,00
181	145.096,45	96,73	1.503,27	1.600,00	143.593,19	33.193,19	256.406,81	289.600,00
182	143.593,19	95,73	1.504,27	1.600,00	142.088,91	33.288,91	257.911,09	291.200,00
183	142.088,91	94,73	1.505,27	1.600,00	140.583,64	33.383,64	259.416,36	292.800,00
184	140.583,64	93,72	1.506,28	1.600,00	139.077,36	33.477,36	260.922,64	294.400,00
185	139.077,36	92,72	1.507,28	1.600,00	137.570,08	33.570,08	262.429,92	296.000,00
186	137.570,08	91,71	1.508,29	1.600,00	136.061,79	33.661,79	263.938,21	297.600,00
187	136.061,79	90,71	1.509,29	1.600,00	134.552,50	33.752,50	265.447,50	299.200,00
188	134.552,50	89,70	1.510,30	1.600,00	133.042,20	33.842,20	266.957,80	300.800,00
189	133.042,20	88,69	1.511,31	1.600,00	131.530,90	33.930,90	268.469,10	302.400,00
190	131.530,90	87,69	1.512,31	1.600,00	130.018,59	34.018,59	269.981,41	304.000,00
191	130.018,59	86,68	1.513,32	1.600,00	128.505,27	34.105,27	271.494,73	305.600,00
192	128.505,27	85,67	1.514,33	1.600,00	126.990,94	34.190,94	273.009,06	307.200,00
193	126.990,94	84,66	1.515,34	1.600,00	125.475,60	34.275,60	274.524,40	308.800,00
194	125.475,60	83,65	1.516,35	1.600,00	123.959,25	34.359,25	276.040,75	310.400,00
195	123.959,25	82,64	1.517,36	1.600,00	122.441,89	34.441,89	277.558,11	312.000,00
196	122.441,89	81,63	1.518,37	1.600,00	120.923,51	34.523,51	279.076,49	313.600,00
197	120.923,51	80,62	1.519,38	1.600,00	119.404,13	34.604,13	280.595,87	315.200,00
198	119.404,13	79,60	1.520,40	1.600,00	117.883,73	34.683,73	282.116,27	316.800,00
199	117.883,73	78,59	1.521,41	1.600,00	116.362,32	34.762,32	283.637,68	318.400,00
200	116.362,32	77,57	1.522,43	1.600,00	114.839,90	34.839,90	285.160,10	320.000,00
201	114.839,90	76,56	1.523,44	1.600,00	113.316,46	34.916,46	286.683,54	321.600,00
202	113.316,46	75,54	1.524,46	1.600,00	111.792,00	34.992,00	288.208,00	323.200,00
203	111.792,00	74,53	1.525,47	1.600,00	110.266,53	35.066,53	289.733,47	324.800,00
204	110.266,53	73,51	1.526,49	1.600,00	108.740,04	35.140,04	291.259,96	326.400,00
205	108.740,04	72,49	1.527,51	1.600,00	107.212,53	35.212,53	292.787,47	328.000,00
206	107.212,53	71,48	1.528,52	1.600,00	105.684,01	35.284,01	294.315,99	329.600,00
207	105.684,01	70,46	1.529,54	1.600,00	104.154,46	35.354,46	295.845,54	331.200,00
208	104.154,46	69,44	1.530,56	1.600,00	102.623,90	35.423,90	297.376,10	332.800,00
209	102.623,90	68,42	1.531,58	1.600,00	101.092,32	35.492,32	298.907,68	334.400,00
210	101.092,32	67,39	1.532,61	1.600,00	99.559,71	35.559,71	300.440,29	336.000,00
211	99.559,71	66,37	1.533,63	1.600,00	98.026,08	35.626,08	301.973,92	337.600,00
212	98.026,08	65,35	1.534,65	1.600,00	96.491,43	35.691,43	303.508,57	339.200,00
213	96.491,43	64,33	1.535,67	1.600,00	94.955,76	35.755,76	305.044,24	340.800,00
214	94.955,76	63,30	1.536,70	1.600,00	93.419,07	35.819,07	306.580,93	342.400,00
215	93.419,07	62,28	1.537,72	1.600,00	91.881,35	35.881,35	308.118,65	344.000,00
216	91.881,35	61,25	1.538,75	1.600,00	90.342,60	35.942,60	309.657,40	345.600,00
217	90.342,60	60,23	1.539,77	1.600,00	88.802,83	36.002,83	311.197,17	347.200,00
218	88.802,83	59,20	1.540,80	1.600,00	87.262,03	36.062,03	312.737,97	348.800,00
219	87.262,03	58,17	1.541,83	1.600,00	85.720,20	36.120,20	314.279,80	350.400,00
220	85.720,20	57,15	1.542,85	1.600,00	84.177,35	36.177,35	315.822,65	352.000,00
221	84.177,35	56,12	1.543,88	1.600,00	82.633,47	36.233,47	317.366,53	353.600,00
222	82.633,47	55,09	1.544,91	1.600,00	81.088,56	36.288,56	318.911,44	355.200,00
223	81.088,56	54,06	1.545,94	1.600,00	79.542,62	36.342,62	320.457,38	356.800,00
224	79.542,62	53,03	1.546,97	1.600,00	77.995,65	36.395,65	322.004,35	358.400,00
225	77.995,65	52,00	1.548,00	1.600,00	76.447,64	36.447,64	323.552,36	360.000,00
226	76.447,64	50,97	1.549,03	1.600,00	74.898,61	36.498,61	325.101,39	361.600,00
227	74.898,61	49,93	1.550,07	1.600,00	73.348,54	36.548,54	326.651,46	363.200,00
228	73.348,54	48,90	1.551,10	1.600,00	71.797,44	36.597,44	328.202,56	364.800,00
229	71.797,44	47,86	1.552,14	1.600,00	70.245,30	36.645,30	329.754,70	366.400,00
230	70.245,30	46,83	1.553,17	1.600,00	68.692,14	36.692,14	331.307,86	368.000,00
231	68.692,14	45,79	1.554,21	1.600,00	67.137,93	36.737,93	332.862,07	369.600,00
232	67.137,93	44,76	1.555,24	1.600,00	65.582,69	36.782,69	334.417,31	371.200,00
233	65.582,69	43,72	1.556,28	1.600,00	64.026,41	36.826,41	335.973,59	372.800,00
234	64.026,41	42,68	1.557,32	1.600,00	62.469,09	36.869,09	337.530,91	374.400,00
235	62.469,09	41,65	1.558,35	1.600,00	60.910,74	36.910,74	339.089,26	376.000,00
236	60.910,74	40,61	1.559,39	1.600,00	59.351,35	36.951,35	340.648,65	377.600,00
237	59.351,35	39,57	1.560,43	1.600,00	57.790,92	36.990,92	342.209,08	379.200,00
238	57.790,92	38,53	1.561,47	1.600,00	56.229,44	37.029,44	343.770,56	380.800,00
239	56.229,44	37,49	1.562,51	1.600,00	54.666,93	37.066,93	345.333,07	382.400,00
240	54.666,93	36,44	1.563,56	1.600,00	53.103,37	37.103,37	346.896,63	384.000,00

Baufi24 Baufinanzierung

3.81/5,00

49.389,89€
Zinsanteil

1.693,33€
Monatsrate

1,08%
Sollzins p.a.

1,10%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 150.000,00 €;Kreditrate: 371,25 €;Gesamtbetrag: 44.550,00 €;Anzahl Kreditraten: 120;Laufzeit: 120 Monate;Effektiver Jahreszins: 1,44 %;Gebundener Sollzins: 0,97 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	360,00	1.333,33	1.693,33	398.666,67	360,00	1.333,33	1.693,33
2	398.666,67	358,80	1.334,53	1.693,33	397.332,13	718,80	2.667,87	3.386,67
3	397.332,13	357,60	1.335,73	1.693,33	395.996,40	1.076,40	4.003,60	5.080,00
4	395.996,40	356,40	1.336,94	1.693,33	394.659,46	1.432,80	5.340,54	6.773,33
5	394.659,46	355,19	1.338,14	1.693,33	393.321,32	1.787,99	6.678,68	8.466,67
6	393.321,32	353,99	1.339,34	1.693,33	391.981,98	2.141,98	8.018,02	10.160,00
7	391.981,98	352,78	1.340,55	1.693,33	390.641,43	2.494,76	9.358,57	11.853,33
8	390.641,43	351,58	1.341,76	1.693,33	389.299,67	2.846,34	10.700,33	13.546,67
9	389.299,67	350,37	1.342,96	1.693,33	387.956,71	3.196,71	12.043,29	15.240,00
10	387.956,71	349,16	1.344,17	1.693,33	386.612,54	3.545,87	13.387,46	16.933,33
11	386.612,54	347,95	1.345,38	1.693,33	385.267,15	3.893,82	14.732,85	18.626,67
12	385.267,15	346,74	1.346,59	1.693,33	383.920,56	4.240,56	16.079,44	20.320,00
13	383.920,56	345,53	1.347,80	1.693,33	382.572,76	4.586,09	17.427,24	22.013,33
14	382.572,76	344,32	1.349,02	1.693,33	381.223,74	4.930,41	18.776,26	23.706,67
15	381.223,74	343,10	1.350,23	1.693,33	379.873,51	5.273,51	20.126,49	25.400,00
16	379.873,51	341,89	1.351,45	1.693,33	378.522,06	5.615,39	21.477,94	27.093,33
17	378.522,06	340,67	1.352,66	1.693,33	377.169,40	5.956,06	22.830,60	28.786,67
18	377.169,40	339,45	1.353,88	1.693,33	375.815,52	6.295,52	24.184,48	30.480,00
19	375.815,52	338,23	1.355,10	1.693,33	374.460,42	6.633,75	25.539,58	32.173,33
20	374.460,42	337,01	1.356,32	1.693,33	373.104,10	6.970,76	26.895,90	33.866,67
21	373.104,10	335,79	1.357,54	1.693,33	371.746,56	7.306,56	28.253,44	35.560,00
22	371.746,56	334,57	1.358,76	1.693,33	370.387,80	7.641,13	29.612,20	37.253,33
23	370.387,80	333,35	1.359,98	1.693,33	369.027,81	7.974,48	30.972,19	38.946,67
24	369.027,81	332,13	1.361,21	1.693,33	367.666,60	8.306,60	32.333,40	40.640,00
25	367.666,60	330,90	1.362,43	1.693,33	366.304,17	8.637,50	33.695,83	42.333,33
26	366.304,17	329,67	1.363,66	1.693,33	364.940,51	8.967,18	35.059,49	44.026,67
27	364.940,51	328,45	1.364,89	1.693,33	363.575,62	9.295,62	36.424,38	45.720,00
28	363.575,62	327,22	1.366,12	1.693,33	362.209,51	9.622,84	37.790,49	47.413,33
29	362.209,51	325,99	1.367,34	1.693,33	360.842,16	9.948,83	39.157,84	49.106,67
30	360.842,16	324,76	1.368,58	1.693,33	359.473,59	10.273,59	40.526,41	50.800,00
31	359.473,59	323,53	1.369,81	1.693,33	358.103,78	10.597,11	41.896,22	52.493,33
32	358.103,78	322,29	1.371,04	1.693,33	356.732,74	10.919,41	43.267,26	54.186,67
33	356.732,74	321,06	1.372,27	1.693,33	355.360,47	11.240,47	44.639,53	55.880,00
34	355.360,47	319,82	1.373,51	1.693,33	353.986,96	11.560,29	46.013,04	57.573,33
35	353.986,96	318,59	1.374,75	1.693,33	352.612,21	11.878,88	47.387,79	59.266,67
36	352.612,21	317,35	1.375,98	1.693,33	351.236,23	12.196,23	48.763,77	60.960,00
37	351.236,23	316,11	1.377,22	1.693,33	349.859,01	12.512,34	50.140,99	62.653,33
38	349.859,01	314,87	1.378,46	1.693,33	348.480,55	12.827,22	51.519,45	64.346,67
39	348.480,55	313,63	1.379,70	1.693,33	347.100,85	13.140,85	52.899,15	66.040,00
40	347.100,85	312,39	1.380,94	1.693,33	345.719,91	13.453,24	54.280,09	67.733,33
41	345.719,91	311,15	1.382,19	1.693,33	344.337,72	13.764,39	55.662,28	69.426,67
42	344.337,72	309,90	1.383,43	1.693,33	342.954,29	14.074,29	57.045,71	71.120,00
43	342.954,29	308,66	1.384,67	1.693,33	341.569,62	14.382,95	58.430,38	72.813,33
44	341.569,62	307,41	1.385,92	1.693,33	340.183,70	14.690,36	59.816,30	74.506,67
45	340.183,70	306,17	1.387,17	1.693,33	338.796,53	14.996,53	61.203,47	76.200,00
46	338.796,53	304,92	1.388,42	1.693,33	337.408,11	15.301,45	62.591,89	77.893,33
47	337.408,11	303,67	1.389,67	1.693,33	336.018,45	15.605,11	63.981,55	79.586,67
48	336.018,45	302,42	1.390,92	1.693,33	334.627,53	15.907,53	65.372,47	81.280,00
49	334.627,53	301,16	1.392,17	1.693,33	333.235,36	16.208,69	66.764,64	82.973,33
50	333.235,36	299,91	1.393,42	1.693,33	331.841,94	16.508,61	68.158,06	84.666,67
51	331.841,94	298,66	1.394,68	1.693,33	330.447,26	16.807,26	69.552,74	86.360,00
52	330.447,26	297,40	1.395,93	1.693,33	329.051,33	17.104,67	70.948,67	88.053,33
53	329.051,33	296,15	1.397,19	1.693,33	327.654,15	17.400,81	72.345,85	89.746,67
54	327.654,15	294,89	1.398,44	1.693,33	326.255,70	17.695,70	73.744,30	91.440,00
55	326.255,70	293,63	1.399,70	1.693,33	324.856,00	17.989,33	75.144,00	93.133,33
56	324.856,00	292,37	1.400,96	1.693,33	323.455,04	18.281,70	76.544,96	94.826,67
57	323.455,04	291,11	1.402,22	1.693,33	322.052,81	18.572,81	77.947,19	96.520,00
58	322.052,81	289,85	1.403,49	1.693,33	320.649,33	18.862,66	79.350,67	98.213,33
59	320.649,33	288,58	1.404,75	1.693,33	319.244,58	19.151,24	80.755,42	99.906,67
60	319.244,58	287,32	1.406,01	1.693,33	317.838,56	19.438,56	82.161,44	101.600,00
61	317.838,56	286,05	1.407,28	1.693,33	316.431,28	19.724,62	83.568,72	103.293,33
62	316.431,28	284,79	1.408,55	1.693,33	315.022,74	20.009,41	84.977,26	104.986,67
63	315.022,74	283,52	1.409,81	1.693,33	313.612,93	20.292,93	86.387,07	106.680,00
64	313.612,93	282,25	1.411,08	1.693,33	312.201,85	20.575,18	87.798,15	108.373,33
65	312.201,85	280,98	1.412,35	1.693,33	310.789,49	20.856,16	89.210,51	110.066,67
66	310.789,49	279,71	1.413,62	1.693,33	309.375,87	21.135,87	90.624,13	111.760,00
67	309.375,87	278,44	1.414,90	1.693,33	307.960,98	21.414,31	92.039,02	113.453,33
68	307.960,98	277,16	1.416,17	1.693,33	306.544,81	21.691,47	93.455,19	115.146,67
69	306.544,81	275,89	1.417,44	1.693,33	305.127,36	21.967,36	94.872,64	116.840,00
70	305.127,36	274,61	1.418,72	1.693,33	303.708,65	22.241,98	96.291,35	118.533,33
71	303.708,65	273,34	1.420,00	1.693,33	302.288,65	22.515,32	97.711,35	120.226,67
72	302.288,65	272,06	1.421,27	1.693,33	300.867,38	22.787,38	99.132,62	121.920,00
73	300.867,38	270,78	1.422,55	1.693,33	299.444,82	23.058,16	100.555,18	123.613,33
74	299.444,82	269,50	1.423,83	1.693,33	298.020,99	23.327,66	101.979,01	125.306,67
75	298.020,99	268,22	1.425,11	1.693,33	296.595,88	23.595,88	103.404,12	127.000,00
76	296.595,88	266,94	1.426,40	1.693,33	295.169,48	23.862,81	104.830,52	128.693,33
77	295.169,48	265,65	1.427,68	1.693,33	293.741,80	24.128,47	106.258,20	130.386,67
78	293.741,80	264,37	1.428,97	1.693,33	292.312,83	24.392,83	107.687,17	132.080,00
79	292.312,83	263,08	1.430,25	1.693,33	290.882,58	24.655,91	109.117,42	133.773,33
80	290.882,58	261,79	1.431,54	1.693,33	289.451,04	24.917,71	110.548,96	135.466,67
81	289.451,04	260,51	1.432,83	1.693,33	288.018,21	25.178,21	111.981,79	137.160,00
82	288.018,21	259,22	1.434,12	1.693,33	286.584,10	25.437,43	113.415,90	138.853,33
83	286.584,10	257,93	1.435,41	1.693,33	285.148,69	25.695,36	114.851,31	140.546,67
84	285.148,69	256,63	1.436,70	1.693,33	283.711,99	25.951,99	116.288,01	142.240,00
85	283.711,99	255,34	1.437,99	1.693,33	282.274,00	26.207,33	117.726,00	143.933,33
86	282.274,00	254,05	1.439,29	1.693,33	280.834,71	26.461,38	119.165,29	145.626,67
87	280.834,71	252,75	1.440,58	1.693,33	279.394,13	26.714,13	120.605,87	147.320,00
88	279.394,13	251,45	1.441,88	1.693,33	277.952,25	26.965,58	122.047,75	149.013,33
89	277.952,25	250,16	1.443,18	1.693,33	276.509,07	27.215,74	123.490,93	150.706,67
90	276.509,07	248,86	1.444,48	1.693,33	275.064,60	27.464,60	124.935,40	152.400,00
91	275.064,60	247,56	1.445,78	1.693,33	273.618,82	27.712,16	126.381,18	154.093,33
92	273.618,82	246,26	1.447,08	1.693,33	272.171,75	27.958,41	127.828,25	155.786,67
93	272.171,75	244,95	1.448,38	1.693,33	270.723,37	28.203,37	129.276,63	157.480,00
94	270.723,37	243,65	1.449,68	1.693,33	269.273,69	28.447,02	130.726,31	159.173,33
95	269.273,69	242,35	1.450,99	1.693,33	267.822,70	28.689,37	132.177,30	160.866,67
96	267.822,70	241,04	1.452,29	1.693,33	266.370,41	28.930,41	133.629,59	162.560,00
97	266.370,41	239,73	1.453,60	1.693,33	264.916,81	29.170,14	135.083,19	164.253,33
98	264.916,81	238,43	1.454,91	1.693,33	263.461,90	29.408,56	136.538,10	165.946,67
99	263.461,90	237,12	1.456,22	1.693,33	262.005,68	29.645,68	137.994,32	167.640,00
100	262.005,68	235,81	1.457,53	1.693,33	260.548,15	29.881,49	139.451,85	169.333,33
101	260.548,15	234,49	1.458,84	1.693,33	259.089,31	30.115,98	140.910,69	171.026,67
102	259.089,31	233,18	1.460,15	1.693,33	257.629,16	30.349,16	142.370,84	172.720,00
103	257.629,16	231,87	1.461,47	1.693,33	256.167,69	30.581,03	143.832,31	174.413,33
104	256.167,69	230,55	1.462,78	1.693,33	254.704,91	30.811,58	145.295,09	176.106,67
105	254.704,91	229,23	1.464,10	1.693,33	253.240,81	31.040,81	146.759,19	177.800,00
106	253.240,81	227,92	1.465,42	1.693,33	251.775,39	31.268,73	148.224,61	179.493,33
107	251.775,39	226,60	1.466,74	1.693,33	250.308,66	31.495,33	149.691,34	181.186,67
108	250.308,66	225,28	1.468,06	1.693,33	248.840,60	31.720,60	151.159,40	182.880,00
109	248.840,60	223,96	1.469,38	1.693,33	247.371,23	31.944,56	152.628,77	184.573,33
110	247.371,23	222,63	1.470,70	1.693,33	245.900,53	32.167,19	154.099,47	186.266,67
111	245.900,53	221,31	1.472,02	1.693,33	244.428,50	32.388,50	155.571,50	187.960,00
112	244.428,50	219,99	1.473,35	1.693,33	242.955,16	32.608,49	157.044,84	189.653,33
113	242.955,16	218,66	1.474,67	1.693,33	241.480,48	32.827,15	158.519,52	191.346,67
114	241.480,48	217,33	1.476,00	1.693,33	240.004,48	33.044,48	159.995,52	193.040,00
115	240.004,48	216,00	1.477,33	1.693,33	238.527,15	33.260,49	161.472,85	194.733,33
116	238.527,15	214,67	1.478,66	1.693,33	237.048,49	33.475,16	162.951,51	196.426,67
117	237.048,49	213,34	1.479,99	1.693,33	235.568,50	33.688,50	164.431,50	198.120,00
118	235.568,50	212,01	1.481,32	1.693,33	234.087,18	33.900,52	165.912,82	199.813,33
119	234.087,18	210,68	1.482,65	1.693,33	232.604,53	34.111,19	167.395,47	201.506,67
120	232.604,53	209,34	1.483,99	1.693,33	231.120,54	34.320,54	168.879,46	203.200,00
121	231.120,54	208,01	1.485,32	1.693,33	229.635,21	34.528,55	170.364,79	204.893,33
122	229.635,21	206,67	1.486,66	1.693,33	228.148,55	34.735,22	171.851,45	206.586,67
123	228.148,55	205,33	1.488,00	1.693,33	226.660,55	34.940,55	173.339,45	208.280,00
124	226.660,55	203,99	1.489,34	1.693,33	225.171,21	35.144,55	174.828,79	209.973,33
125	225.171,21	202,65	1.490,68	1.693,33	223.680,53	35.347,20	176.319,47	211.666,67
126	223.680,53	201,31	1.492,02	1.693,33	222.188,51	35.548,51	177.811,49	213.360,00
127	222.188,51	199,97	1.493,36	1.693,33	220.695,15	35.748,48	179.304,85	215.053,33
128	220.695,15	198,63	1.494,71	1.693,33	219.200,44	35.947,11	180.799,56	216.746,67
129	219.200,44	197,28	1.496,05	1.693,33	217.704,39	36.144,39	182.295,61	218.440,00
130	217.704,39	195,93	1.497,40	1.693,33	216.206,99	36.340,32	183.793,01	220.133,33
131	216.206,99	194,59	1.498,75	1.693,33	214.708,24	36.534,91	185.291,76	221.826,67
132	214.708,24	193,24	1.500,10	1.693,33	213.208,15	36.728,15	186.791,85	223.520,00
133	213.208,15	191,89	1.501,45	1.693,33	211.706,70	36.920,03	188.293,30	225.213,33
134	211.706,70	190,54	1.502,80	1.693,33	210.203,90	37.110,57	189.796,10	226.906,67
135	210.203,90	189,18	1.504,15	1.693,33	208.699,75	37.299,75	191.300,25	228.600,00
136	208.699,75	187,83	1.505,50	1.693,33	207.194,25	37.487,58	192.805,75	230.293,33
137	207.194,25	186,47	1.506,86	1.693,33	205.687,39	37.674,06	194.312,61	231.986,67
138	205.687,39	185,12	1.508,21	1.693,33	204.179,18	37.859,18	195.820,82	233.680,00
139	204.179,18	183,76	1.509,57	1.693,33	202.669,60	38.042,94	197.330,40	235.373,33
140	202.669,60	182,40	1.510,93	1.693,33	201.158,67	38.225,34	198.841,33	237.066,67
141	201.158,67	181,04	1.512,29	1.693,33	199.646,38	38.406,38	200.353,62	238.760,00
142	199.646,38	179,68	1.513,65	1.693,33	198.132,73	38.586,07	201.867,27	240.453,33
143	198.132,73	178,32	1.515,01	1.693,33	196.617,72	38.764,38	203.382,28	242.146,67
144	196.617,72	176,96	1.516,38	1.693,33	195.101,34	38.941,34	204.898,66	243.840,00
145	195.101,34	175,59	1.517,74	1.693,33	193.583,60	39.116,93	206.416,40	245.533,33
146	193.583,60	174,23	1.519,11	1.693,33	192.064,49	39.291,16	207.935,51	247.226,67
147	192.064,49	172,86	1.520,48	1.693,33	190.544,02	39.464,02	209.455,98	248.920,00
148	190.544,02	171,49	1.521,84	1.693,33	189.022,17	39.635,50	210.977,83	250.613,33
149	189.022,17	170,12	1.523,21	1.693,33	187.498,96	39.805,62	212.501,04	252.306,67
150	187.498,96	168,75	1.524,58	1.693,33	185.974,37	39.974,37	214.025,63	254.000,00
151	185.974,37	167,38	1.525,96	1.693,33	184.448,42	40.141,75	215.551,58	255.693,33
152	184.448,42	166,00	1.527,33	1.693,33	182.921,09	40.307,75	217.078,91	257.386,67
153	182.921,09	164,63	1.528,70	1.693,33	181.392,38	40.472,38	218.607,62	259.080,00
154	181.392,38	163,25	1.530,08	1.693,33	179.862,30	40.635,64	220.137,70	260.773,33
155	179.862,30	161,88	1.531,46	1.693,33	178.330,85	40.797,51	221.669,15	262.466,67
156	178.330,85	160,50	1.532,84	1.693,33	176.798,01	40.958,01	223.201,99	264.160,00
157	176.798,01	159,12	1.534,22	1.693,33	175.263,80	41.117,13	224.736,20	265.853,33
158	175.263,80	157,74	1.535,60	1.693,33	173.728,20	41.274,87	226.271,80	267.546,67
159	173.728,20	156,36	1.536,98	1.693,33	172.191,22	41.431,22	227.808,78	269.240,00
160	172.191,22	154,97	1.538,36	1.693,33	170.652,86	41.586,19	229.347,14	270.933,33
161	170.652,86	153,59	1.539,75	1.693,33	169.113,11	41.739,78	230.886,89	272.626,67
162	169.113,11	152,20	1.541,13	1.693,33	167.571,98	41.891,98	232.428,02	274.320,00
163	167.571,98	150,81	1.542,52	1.693,33	166.029,46	42.042,80	233.970,54	276.013,33
164	166.029,46	149,43	1.543,91	1.693,33	164.485,56	42.192,22	235.514,44	277.706,67
165	164.485,56	148,04	1.545,30	1.693,33	162.940,26	42.340,26	237.059,74	279.400,00
166	162.940,26	146,65	1.546,69	1.693,33	161.393,57	42.486,91	238.606,43	281.093,33
167	161.393,57	145,25	1.548,08	1.693,33	159.845,50	42.632,16	240.154,50	282.786,67
168	159.845,50	143,86	1.549,47	1.693,33	158.296,02	42.776,02	241.703,98	284.480,00
169	158.296,02	142,47	1.550,87	1.693,33	156.745,16	42.918,49	243.254,84	286.173,33
170	156.745,16	141,07	1.552,26	1.693,33	155.192,89	43.059,56	244.807,11	287.866,67
171	155.192,89	139,67	1.553,66	1.693,33	153.639,23	43.199,23	246.360,77	289.560,00
172	153.639,23	138,28	1.555,06	1.693,33	152.084,18	43.337,51	247.915,82	291.253,33
173	152.084,18	136,88	1.556,46	1.693,33	150.527,72	43.474,38	249.472,28	292.946,67
174	150.527,72	135,47	1.557,86	1.693,33	148.969,86	43.609,86	251.030,14	294.640,00
175	148.969,86	134,07	1.559,26	1.693,33	147.410,60	43.743,93	252.589,40	296.333,33
176	147.410,60	132,67	1.560,66	1.693,33	145.849,94	43.876,60	254.150,06	298.026,67
177	145.849,94	131,26	1.562,07	1.693,33	144.287,87	44.007,87	255.712,13	299.720,00
178	144.287,87	129,86	1.563,47	1.693,33	142.724,39	44.137,73	257.275,61	301.413,33
179	142.724,39	128,45	1.564,88	1.693,33	141.159,51	44.266,18	258.840,49	303.106,67
180	141.159,51	127,04	1.566,29	1.693,33	139.593,22	44.393,22	260.406,78	304.800,00
181	139.593,22	125,63	1.567,70	1.693,33	138.025,52	44.518,86	261.974,48	306.493,33
182	138.025,52	124,22	1.569,11	1.693,33	136.456,41	44.643,08	263.543,59	308.186,67
183	136.456,41	122,81	1.570,52	1.693,33	134.885,89	44.765,89	265.114,11	309.880,00
184	134.885,89	121,40	1.571,94	1.693,33	133.313,95	44.887,29	266.686,05	311.573,33
185	133.313,95	119,98	1.573,35	1.693,33	131.740,60	45.007,27	268.259,40	313.266,67
186	131.740,60	118,57	1.574,77	1.693,33	130.165,84	45.125,84	269.834,16	314.960,00
187	130.165,84	117,15	1.576,18	1.693,33	128.589,65	45.242,98	271.410,35	316.653,33
188	128.589,65	115,73	1.577,60	1.693,33	127.012,05	45.358,72	272.987,95	318.346,67
189	127.012,05	114,31	1.579,02	1.693,33	125.433,03	45.473,03	274.566,97	320.040,00
190	125.433,03	112,89	1.580,44	1.693,33	123.852,58	45.585,92	276.147,42	321.733,33
191	123.852,58	111,47	1.581,87	1.693,33	122.270,72	45.697,38	277.729,28	323.426,67
192	122.270,72	110,04	1.583,29	1.693,33	120.687,43	45.807,43	279.312,57	325.120,00
193	120.687,43	108,62	1.584,71	1.693,33	119.102,71	45.916,05	280.897,29	326.813,33
194	119.102,71	107,19	1.586,14	1.693,33	117.516,57	46.023,24	282.483,43	328.506,67
195	117.516,57	105,76	1.587,57	1.693,33	115.929,00	46.129,00	284.071,00	330.200,00
196	115.929,00	104,34	1.589,00	1.693,33	114.340,01	46.233,34	285.659,99	331.893,33
197	114.340,01	102,91	1.590,43	1.693,33	112.749,58	46.336,24	287.250,42	333.586,67
198	112.749,58	101,47	1.591,86	1.693,33	111.157,72	46.437,72	288.842,28	335.280,00
199	111.157,72	100,04	1.593,29	1.693,33	109.564,43	46.537,76	290.435,57	336.973,33
200	109.564,43	98,61	1.594,73	1.693,33	107.969,70	46.636,37	292.030,30	338.666,67
201	107.969,70	97,17	1.596,16	1.693,33	106.373,54	46.733,54	293.626,46	340.360,00
202	106.373,54	95,74	1.597,60	1.693,33	104.775,95	46.829,28	295.224,05	342.053,33
203	104.775,95	94,30	1.599,03	1.693,33	103.176,91	46.923,58	296.823,09	343.746,67
204	103.176,91	92,86	1.600,47	1.693,33	101.576,44	47.016,44	298.423,56	345.440,00
205	101.576,44	91,42	1.601,91	1.693,33	99.974,52	47.107,85	300.025,48	347.133,33
206	99.974,52	89,98	1.603,36	1.693,33	98.371,17	47.197,83	301.628,83	348.826,67
207	98.371,17	88,53	1.604,80	1.693,33	96.766,37	47.286,37	303.233,63	350.520,00
208	96.766,37	87,09	1.606,24	1.693,33	95.160,12	47.373,46	304.839,88	352.213,33
209	95.160,12	85,64	1.607,69	1.693,33	93.552,43	47.459,10	306.447,57	353.906,67
210	93.552,43	84,20	1.609,14	1.693,33	91.943,30	47.543,30	308.056,70	355.600,00
211	91.943,30	82,75	1.610,58	1.693,33	90.332,71	47.626,05	309.667,29	357.293,33
212	90.332,71	81,30	1.612,03	1.693,33	88.720,68	47.707,35	311.279,32	358.986,67
213	88.720,68	79,85	1.613,48	1.693,33	87.107,19	47.787,19	312.892,81	360.680,00
214	87.107,19	78,40	1.614,94	1.693,33	85.492,26	47.865,59	314.507,74	362.373,33
215	85.492,26	76,94	1.616,39	1.693,33	83.875,87	47.942,53	316.124,13	364.066,67
216	83.875,87	75,49	1.617,85	1.693,33	82.258,02	48.018,02	317.741,98	365.760,00
217	82.258,02	74,03	1.619,30	1.693,33	80.638,72	48.092,05	319.361,28	367.453,33
218	80.638,72	72,57	1.620,76	1.693,33	79.017,96	48.164,63	320.982,04	369.146,67
219	79.017,96	71,12	1.622,22	1.693,33	77.395,74	48.235,74	322.604,26	370.840,00
220	77.395,74	69,66	1.623,68	1.693,33	75.772,07	48.305,40	324.227,93	372.533,33
221	75.772,07	68,19	1.625,14	1.693,33	74.146,93	48.373,60	325.853,07	374.226,67
222	74.146,93	66,73	1.626,60	1.693,33	72.520,33	48.440,33	327.479,67	375.920,00
223	72.520,33	65,27	1.628,07	1.693,33	70.892,26	48.505,60	329.107,74	377.613,33
224	70.892,26	63,80	1.629,53	1.693,33	69.262,73	48.569,40	330.737,27	379.306,67
225	69.262,73	62,34	1.631,00	1.693,33	67.631,74	48.631,74	332.368,26	381.000,00
226	67.631,74	60,87	1.632,46	1.693,33	65.999,27	48.692,60	334.000,73	382.693,33
227	65.999,27	59,40	1.633,93	1.693,33	64.365,34	48.752,00	335.634,66	384.386,67
228	64.365,34	57,93	1.635,40	1.693,33	62.729,93	48.809,93	337.270,07	386.080,00
229	62.729,93	56,46	1.636,88	1.693,33	61.093,06	48.866,39	338.906,94	387.773,33
230	61.093,06	54,98	1.638,35	1.693,33	59.454,71	48.921,37	340.545,29	389.466,67
231	59.454,71	53,51	1.639,82	1.693,33	57.814,88	48.974,88	342.185,12	391.160,00
232	57.814,88	52,03	1.641,30	1.693,33	56.173,58	49.026,92	343.826,42	392.853,33
233	56.173,58	50,56	1.642,78	1.693,33	54.530,81	49.077,47	345.469,19	394.546,67
234	54.530,81	49,08	1.644,26	1.693,33	52.886,55	49.126,55	347.113,45	396.240,00
235	52.886,55	47,60	1.645,74	1.693,33	51.240,81	49.174,15	348.759,19	397.933,33
236	51.240,81	46,12	1.647,22	1.693,33	49.593,60	49.220,26	350.406,40	399.626,67
237	49.593,60	44,63	1.648,70	1.693,33	47.944,90	49.264,90	352.055,10	401.320,00
238	47.944,90	43,15	1.650,18	1.693,33	46.294,72	49.308,05	353.705,28	403.013,33
239	46.294,72	41,67	1.651,67	1.693,33	44.643,05	49.349,71	355.356,95	404.706,67
240	44.643,05	40,18	1.653,15	1.693,33	42.989,89	49.389,89	357.010,11	406.400,00

Baufi-line Baufinanzierung

3.80/5,00

50.252,85€
Zinsanteil

1.700,00€
Monatsrate

1,10%
Sollzins p.a.

1,11%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 150.000,00 €;Kreditrate: 332,50 €;Gesamtbetrag: 39,90 €;Anzahl Kreditraten: 1440;Laufzeit: 519 Monate;Effektiver Jahreszins: 0,66 %;Gebundener Sollzins: 0,66 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	366,67	1.333,33	1.700,00	398.666,67	366,67	1.333,33	1.700,00
2	398.666,67	365,44	1.334,56	1.700,00	397.332,11	732,11	2.667,89	3.400,00
3	397.332,11	364,22	1.335,78	1.700,00	395.996,33	1.096,33	4.003,67	5.100,00
4	395.996,33	363,00	1.337,00	1.700,00	394.659,33	1.459,33	5.340,67	6.800,00
5	394.659,33	361,77	1.338,23	1.700,00	393.321,10	1.821,10	6.678,90	8.500,00
6	393.321,10	360,54	1.339,46	1.700,00	391.981,64	2.181,64	8.018,36	10.200,00
7	391.981,64	359,32	1.340,68	1.700,00	390.640,96	2.540,96	9.359,04	11.900,00
8	390.640,96	358,09	1.341,91	1.700,00	389.299,05	2.899,05	10.700,95	13.600,00
9	389.299,05	356,86	1.343,14	1.700,00	387.955,91	3.255,91	12.044,09	15.300,00
10	387.955,91	355,63	1.344,37	1.700,00	386.611,53	3.611,53	13.388,47	17.000,00
11	386.611,53	354,39	1.345,61	1.700,00	385.265,93	3.965,93	14.734,07	18.700,00
12	385.265,93	353,16	1.346,84	1.700,00	383.919,09	4.319,09	16.080,91	20.400,00
13	383.919,09	351,93	1.348,07	1.700,00	382.571,01	4.671,01	17.428,99	22.100,00
14	382.571,01	350,69	1.349,31	1.700,00	381.221,70	5.021,70	18.778,30	23.800,00
15	381.221,70	349,45	1.350,55	1.700,00	379.871,16	5.371,16	20.128,84	25.500,00
16	379.871,16	348,22	1.351,78	1.700,00	378.519,37	5.719,37	21.480,63	27.200,00
17	378.519,37	346,98	1.353,02	1.700,00	377.166,35	6.066,35	22.833,65	28.900,00
18	377.166,35	345,74	1.354,26	1.700,00	375.812,08	6.412,08	24.187,92	30.600,00
19	375.812,08	344,49	1.355,51	1.700,00	374.456,58	6.756,58	25.543,42	32.300,00
20	374.456,58	343,25	1.356,75	1.700,00	373.099,83	7.099,83	26.900,17	34.000,00
21	373.099,83	342,01	1.357,99	1.700,00	371.741,84	7.441,84	28.258,16	35.700,00
22	371.741,84	340,76	1.359,24	1.700,00	370.382,60	7.782,60	29.617,40	37.400,00
23	370.382,60	339,52	1.360,48	1.700,00	369.022,12	8.122,12	30.977,88	39.100,00
24	369.022,12	338,27	1.361,73	1.700,00	367.660,39	8.460,39	32.339,61	40.800,00
25	367.660,39	337,02	1.362,98	1.700,00	366.297,41	8.797,41	33.702,59	42.500,00
26	366.297,41	335,77	1.364,23	1.700,00	364.933,18	9.133,18	35.066,82	44.200,00
27	364.933,18	334,52	1.365,48	1.700,00	363.567,70	9.467,70	36.432,30	45.900,00
28	363.567,70	333,27	1.366,73	1.700,00	362.200,98	9.800,98	37.799,02	47.600,00
29	362.200,98	332,02	1.367,98	1.700,00	360.832,99	10.132,99	39.167,01	49.300,00
30	360.832,99	330,76	1.369,24	1.700,00	359.463,76	10.463,76	40.536,24	51.000,00
31	359.463,76	329,51	1.370,49	1.700,00	358.093,26	10.793,26	41.906,74	52.700,00
32	358.093,26	328,25	1.371,75	1.700,00	356.721,52	11.121,52	43.278,48	54.400,00
33	356.721,52	326,99	1.373,01	1.700,00	355.348,51	11.448,51	44.651,49	56.100,00
34	355.348,51	325,74	1.374,26	1.700,00	353.974,25	11.774,25	46.025,75	57.800,00
35	353.974,25	324,48	1.375,52	1.700,00	352.598,72	12.098,72	47.401,28	59.500,00
36	352.598,72	323,22	1.376,78	1.700,00	351.221,94	12.421,94	48.778,06	61.200,00
37	351.221,94	321,95	1.378,05	1.700,00	349.843,89	12.743,89	50.156,11	62.900,00
38	349.843,89	320,69	1.379,31	1.700,00	348.464,58	13.064,58	51.535,42	64.600,00
39	348.464,58	319,43	1.380,57	1.700,00	347.084,01	13.384,01	52.915,99	66.300,00
40	347.084,01	318,16	1.381,84	1.700,00	345.702,17	13.702,17	54.297,83	68.000,00
41	345.702,17	316,89	1.383,11	1.700,00	344.319,06	14.019,06	55.680,94	69.700,00
42	344.319,06	315,63	1.384,37	1.700,00	342.934,69	14.334,69	57.065,31	71.400,00
43	342.934,69	314,36	1.385,64	1.700,00	341.549,05	14.649,05	58.450,95	73.100,00
44	341.549,05	313,09	1.386,91	1.700,00	340.162,13	14.962,13	59.837,87	74.800,00
45	340.162,13	311,82	1.388,18	1.700,00	338.773,95	15.273,95	61.226,05	76.500,00
46	338.773,95	310,54	1.389,46	1.700,00	337.384,49	15.584,49	62.615,51	78.200,00
47	337.384,49	309,27	1.390,73	1.700,00	335.993,76	15.893,76	64.006,24	79.900,00
48	335.993,76	307,99	1.392,01	1.700,00	334.601,75	16.201,75	65.398,25	81.600,00
49	334.601,75	306,72	1.393,28	1.700,00	333.208,47	16.508,47	66.791,53	83.300,00
50	333.208,47	305,44	1.394,56	1.700,00	331.813,91	16.813,91	68.186,09	85.000,00
51	331.813,91	304,16	1.395,84	1.700,00	330.418,08	17.118,08	69.581,92	86.700,00
52	330.418,08	302,88	1.397,12	1.700,00	329.020,96	17.420,96	70.979,04	88.400,00
53	329.020,96	301,60	1.398,40	1.700,00	327.622,56	17.722,56	72.377,44	90.100,00
54	327.622,56	300,32	1.399,68	1.700,00	326.222,88	18.022,88	73.777,12	91.800,00
55	326.222,88	299,04	1.400,96	1.700,00	324.821,92	18.321,92	75.178,08	93.500,00
56	324.821,92	297,75	1.402,25	1.700,00	323.419,67	18.619,67	76.580,33	95.200,00
57	323.419,67	296,47	1.403,53	1.700,00	322.016,14	18.916,14	77.983,86	96.900,00
58	322.016,14	295,18	1.404,82	1.700,00	320.611,32	19.211,32	79.388,68	98.600,00
59	320.611,32	293,89	1.406,11	1.700,00	319.205,22	19.505,22	80.794,78	100.300,00
60	319.205,22	292,60	1.407,40	1.700,00	317.797,82	19.797,82	82.202,18	102.000,00
61	317.797,82	291,31	1.408,69	1.700,00	316.389,14	20.089,14	83.610,86	103.700,00
62	316.389,14	290,02	1.409,98	1.700,00	314.979,16	20.379,16	85.020,84	105.400,00
63	314.979,16	288,73	1.411,27	1.700,00	313.567,89	20.667,89	86.432,11	107.100,00
64	313.567,89	287,44	1.412,56	1.700,00	312.155,33	20.955,33	87.844,67	108.800,00
65	312.155,33	286,14	1.413,86	1.700,00	310.741,47	21.241,47	89.258,53	110.500,00
66	310.741,47	284,85	1.415,15	1.700,00	309.326,32	21.526,32	90.673,68	112.200,00
67	309.326,32	283,55	1.416,45	1.700,00	307.909,87	21.809,87	92.090,13	113.900,00
68	307.909,87	282,25	1.417,75	1.700,00	306.492,12	22.092,12	93.507,88	115.600,00
69	306.492,12	280,95	1.419,05	1.700,00	305.073,07	22.373,07	94.926,93	117.300,00
70	305.073,07	279,65	1.420,35	1.700,00	303.652,72	22.652,72	96.347,28	119.000,00
71	303.652,72	278,35	1.421,65	1.700,00	302.231,07	22.931,07	97.768,93	120.700,00
72	302.231,07	277,05	1.422,95	1.700,00	300.808,11	23.208,11	99.191,89	122.400,00
73	300.808,11	275,74	1.424,26	1.700,00	299.383,85	23.483,85	100.616,15	124.100,00
74	299.383,85	274,44	1.425,56	1.700,00	297.958,29	23.758,29	102.041,71	125.800,00
75	297.958,29	273,13	1.426,87	1.700,00	296.531,42	24.031,42	103.468,58	127.500,00
76	296.531,42	271,82	1.428,18	1.700,00	295.103,24	24.303,24	104.896,76	129.200,00
77	295.103,24	270,51	1.429,49	1.700,00	293.673,75	24.573,75	106.326,25	130.900,00
78	293.673,75	269,20	1.430,80	1.700,00	292.242,95	24.842,95	107.757,05	132.600,00
79	292.242,95	267,89	1.432,11	1.700,00	290.810,84	25.110,84	109.189,16	134.300,00
80	290.810,84	266,58	1.433,42	1.700,00	289.377,41	25.377,41	110.622,59	136.000,00
81	289.377,41	265,26	1.434,74	1.700,00	287.942,68	25.642,68	112.057,32	137.700,00
82	287.942,68	263,95	1.436,05	1.700,00	286.506,62	25.906,62	113.493,38	139.400,00
83	286.506,62	262,63	1.437,37	1.700,00	285.069,26	26.169,26	114.930,74	141.100,00
84	285.069,26	261,31	1.438,69	1.700,00	283.630,57	26.430,57	116.369,43	142.800,00
85	283.630,57	259,99	1.440,01	1.700,00	282.190,56	26.690,56	117.809,44	144.500,00
86	282.190,56	258,67	1.441,33	1.700,00	280.749,24	26.949,24	119.250,76	146.200,00
87	280.749,24	257,35	1.442,65	1.700,00	279.306,59	27.206,59	120.693,41	147.900,00
88	279.306,59	256,03	1.443,97	1.700,00	277.862,62	27.462,62	122.137,38	149.600,00
89	277.862,62	254,71	1.445,29	1.700,00	276.417,33	27.717,33	123.582,67	151.300,00
90	276.417,33	253,38	1.446,62	1.700,00	274.970,71	27.970,71	125.029,29	153.000,00
91	274.970,71	252,06	1.447,94	1.700,00	273.522,77	28.222,77	126.477,23	154.700,00
92	273.522,77	250,73	1.449,27	1.700,00	272.073,50	28.473,50	127.926,50	156.400,00
93	272.073,50	249,40	1.450,60	1.700,00	270.622,90	28.722,90	129.377,10	158.100,00
94	270.622,90	248,07	1.451,93	1.700,00	269.170,97	28.970,97	130.829,03	159.800,00
95	269.170,97	246,74	1.453,26	1.700,00	267.717,71	29.217,71	132.282,29	161.500,00
96	267.717,71	245,41	1.454,59	1.700,00	266.263,12	29.463,12	133.736,88	163.200,00
97	266.263,12	244,07	1.455,93	1.700,00	264.807,19	29.707,19	135.192,81	164.900,00
98	264.807,19	242,74	1.457,26	1.700,00	263.349,93	29.949,93	136.650,07	166.600,00
99	263.349,93	241,40	1.458,60	1.700,00	261.891,34	30.191,34	138.108,66	168.300,00
100	261.891,34	240,07	1.459,93	1.700,00	260.431,40	30.431,40	139.568,60	170.000,00
101	260.431,40	238,73	1.461,27	1.700,00	258.970,13	30.670,13	141.029,87	171.700,00
102	258.970,13	237,39	1.462,61	1.700,00	257.507,52	30.907,52	142.492,48	173.400,00
103	257.507,52	236,05	1.463,95	1.700,00	256.043,57	31.143,57	143.956,43	175.100,00
104	256.043,57	234,71	1.465,29	1.700,00	254.578,28	31.378,28	145.421,72	176.800,00
105	254.578,28	233,36	1.466,64	1.700,00	253.111,64	31.611,64	146.888,36	178.500,00
106	253.111,64	232,02	1.467,98	1.700,00	251.643,66	31.843,66	148.356,34	180.200,00
107	251.643,66	230,67	1.469,33	1.700,00	250.174,33	32.074,33	149.825,67	181.900,00
108	250.174,33	229,33	1.470,67	1.700,00	248.703,66	32.303,66	151.296,34	183.600,00
109	248.703,66	227,98	1.472,02	1.700,00	247.231,64	32.531,64	152.768,36	185.300,00
110	247.231,64	226,63	1.473,37	1.700,00	245.758,27	32.758,27	154.241,73	187.000,00
111	245.758,27	225,28	1.474,72	1.700,00	244.283,54	32.983,54	155.716,46	188.700,00
112	244.283,54	223,93	1.476,07	1.700,00	242.807,47	33.207,47	157.192,53	190.400,00
113	242.807,47	222,57	1.477,43	1.700,00	241.330,05	33.430,05	158.669,95	192.100,00
114	241.330,05	221,22	1.478,78	1.700,00	239.851,26	33.651,26	160.148,74	193.800,00
115	239.851,26	219,86	1.480,14	1.700,00	238.371,13	33.871,13	161.628,87	195.500,00
116	238.371,13	218,51	1.481,49	1.700,00	236.889,63	34.089,63	163.110,37	197.200,00
117	236.889,63	217,15	1.482,85	1.700,00	235.406,78	34.306,78	164.593,22	198.900,00
118	235.406,78	215,79	1.484,21	1.700,00	233.922,57	34.522,57	166.077,43	200.600,00
119	233.922,57	214,43	1.485,57	1.700,00	232.437,00	34.737,00	167.563,00	202.300,00
120	232.437,00	213,07	1.486,93	1.700,00	230.950,07	34.950,07	169.049,93	204.000,00
121	230.950,07	211,70	1.488,30	1.700,00	229.461,77	35.161,77	170.538,23	205.700,00
122	229.461,77	210,34	1.489,66	1.700,00	227.972,11	35.372,11	172.027,89	207.400,00
123	227.972,11	208,97	1.491,03	1.700,00	226.481,09	35.581,09	173.518,91	209.100,00
124	226.481,09	207,61	1.492,39	1.700,00	224.988,70	35.788,70	175.011,30	210.800,00
125	224.988,70	206,24	1.493,76	1.700,00	223.494,94	35.994,94	176.505,06	212.500,00
126	223.494,94	204,87	1.495,13	1.700,00	221.999,81	36.199,81	178.000,19	214.200,00
127	221.999,81	203,50	1.496,50	1.700,00	220.503,31	36.403,31	179.496,69	215.900,00
128	220.503,31	202,13	1.497,87	1.700,00	219.005,43	36.605,43	180.994,57	217.600,00
129	219.005,43	200,75	1.499,25	1.700,00	217.506,19	36.806,19	182.493,81	219.300,00
130	217.506,19	199,38	1.500,62	1.700,00	216.005,57	37.005,57	183.994,43	221.000,00
131	216.005,57	198,01	1.501,99	1.700,00	214.503,57	37.203,57	185.496,43	222.700,00
132	214.503,57	196,63	1.503,37	1.700,00	213.000,20	37.400,20	186.999,80	224.400,00
133	213.000,20	195,25	1.504,75	1.700,00	211.495,45	37.595,45	188.504,55	226.100,00
134	211.495,45	193,87	1.506,13	1.700,00	209.989,32	37.789,32	190.010,68	227.800,00
135	209.989,32	192,49	1.507,51	1.700,00	208.481,81	37.981,81	191.518,19	229.500,00
136	208.481,81	191,11	1.508,89	1.700,00	206.972,92	38.172,92	193.027,08	231.200,00
137	206.972,92	189,73	1.510,27	1.700,00	205.462,65	38.362,65	194.537,35	232.900,00
138	205.462,65	188,34	1.511,66	1.700,00	203.950,99	38.550,99	196.049,01	234.600,00
139	203.950,99	186,96	1.513,04	1.700,00	202.437,94	38.737,94	197.562,06	236.300,00
140	202.437,94	185,57	1.514,43	1.700,00	200.923,51	38.923,51	199.076,49	238.000,00
141	200.923,51	184,18	1.515,82	1.700,00	199.407,69	39.107,69	200.592,31	239.700,00
142	199.407,69	182,79	1.517,21	1.700,00	197.890,48	39.290,48	202.109,52	241.400,00
143	197.890,48	181,40	1.518,60	1.700,00	196.371,88	39.471,88	203.628,12	243.100,00
144	196.371,88	180,01	1.519,99	1.700,00	194.851,89	39.651,89	205.148,11	244.800,00
145	194.851,89	178,61	1.521,39	1.700,00	193.330,50	39.830,50	206.669,50	246.500,00
146	193.330,50	177,22	1.522,78	1.700,00	191.807,72	40.007,72	208.192,28	248.200,00
147	191.807,72	175,82	1.524,18	1.700,00	190.283,55	40.183,55	209.716,45	249.900,00
148	190.283,55	174,43	1.525,57	1.700,00	188.757,97	40.357,97	211.242,03	251.600,00
149	188.757,97	173,03	1.526,97	1.700,00	187.231,00	40.531,00	212.769,00	253.300,00
150	187.231,00	171,63	1.528,37	1.700,00	185.702,63	40.702,63	214.297,37	255.000,00
151	185.702,63	170,23	1.529,77	1.700,00	184.172,86	40.872,86	215.827,14	256.700,00
152	184.172,86	168,83	1.531,17	1.700,00	182.641,68	41.041,68	217.358,32	258.400,00
153	182.641,68	167,42	1.532,58	1.700,00	181.109,10	41.209,10	218.890,90	260.100,00
154	181.109,10	166,02	1.533,98	1.700,00	179.575,12	41.375,12	220.424,88	261.800,00
155	179.575,12	164,61	1.535,39	1.700,00	178.039,73	41.539,73	221.960,27	263.500,00
156	178.039,73	163,20	1.536,80	1.700,00	176.502,93	41.702,93	223.497,07	265.200,00
157	176.502,93	161,79	1.538,21	1.700,00	174.964,73	41.864,73	225.035,27	266.900,00
158	174.964,73	160,38	1.539,62	1.700,00	173.425,11	42.025,11	226.574,89	268.600,00
159	173.425,11	158,97	1.541,03	1.700,00	171.884,09	42.184,09	228.115,91	270.300,00
160	171.884,09	157,56	1.542,44	1.700,00	170.341,65	42.341,65	229.658,35	272.000,00
161	170.341,65	156,15	1.543,85	1.700,00	168.797,79	42.497,79	231.202,21	273.700,00
162	168.797,79	154,73	1.545,27	1.700,00	167.252,52	42.652,52	232.747,48	275.400,00
163	167.252,52	153,31	1.546,69	1.700,00	165.705,84	42.805,84	234.294,16	277.100,00
164	165.705,84	151,90	1.548,10	1.700,00	164.157,74	42.957,74	235.842,26	278.800,00
165	164.157,74	150,48	1.549,52	1.700,00	162.608,21	43.108,21	237.391,79	280.500,00
166	162.608,21	149,06	1.550,94	1.700,00	161.057,27	43.257,27	238.942,73	282.200,00
167	161.057,27	147,64	1.552,36	1.700,00	159.504,91	43.404,91	240.495,09	283.900,00
168	159.504,91	146,21	1.553,79	1.700,00	157.951,12	43.551,12	242.048,88	285.600,00
169	157.951,12	144,79	1.555,21	1.700,00	156.395,91	43.695,91	243.604,09	287.300,00
170	156.395,91	143,36	1.556,64	1.700,00	154.839,27	43.839,27	245.160,73	289.000,00
171	154.839,27	141,94	1.558,06	1.700,00	153.281,21	43.981,21	246.718,79	290.700,00
172	153.281,21	140,51	1.559,49	1.700,00	151.721,72	44.121,72	248.278,28	292.400,00
173	151.721,72	139,08	1.560,92	1.700,00	150.160,79	44.260,79	249.839,21	294.100,00
174	150.160,79	137,65	1.562,35	1.700,00	148.598,44	44.398,44	251.401,56	295.800,00
175	148.598,44	136,22	1.563,78	1.700,00	147.034,66	44.534,66	252.965,34	297.500,00
176	147.034,66	134,78	1.565,22	1.700,00	145.469,44	44.669,44	254.530,56	299.200,00
177	145.469,44	133,35	1.566,65	1.700,00	143.902,78	44.802,78	256.097,22	300.900,00
178	143.902,78	131,91	1.568,09	1.700,00	142.334,70	44.934,70	257.665,30	302.600,00
179	142.334,70	130,47	1.569,53	1.700,00	140.765,17	45.065,17	259.234,83	304.300,00
180	140.765,17	129,03	1.570,97	1.700,00	139.194,20	45.194,20	260.805,80	306.000,00
181	139.194,20	127,59	1.572,41	1.700,00	137.621,80	45.321,80	262.378,20	307.700,00
182	137.621,80	126,15	1.573,85	1.700,00	136.047,95	45.447,95	263.952,05	309.400,00
183	136.047,95	124,71	1.575,29	1.700,00	134.472,66	45.572,66	265.527,34	311.100,00
184	134.472,66	123,27	1.576,73	1.700,00	132.895,93	45.695,93	267.104,07	312.800,00
185	132.895,93	121,82	1.578,18	1.700,00	131.317,75	45.817,75	268.682,25	314.500,00
186	131.317,75	120,37	1.579,63	1.700,00	129.738,12	45.938,12	270.261,88	316.200,00
187	129.738,12	118,93	1.581,07	1.700,00	128.157,05	46.057,05	271.842,95	317.900,00
188	128.157,05	117,48	1.582,52	1.700,00	126.574,53	46.174,53	273.425,47	319.600,00
189	126.574,53	116,03	1.583,97	1.700,00	124.990,56	46.290,56	275.009,44	321.300,00
190	124.990,56	114,57	1.585,43	1.700,00	123.405,13	46.405,13	276.594,87	323.000,00
191	123.405,13	113,12	1.586,88	1.700,00	121.818,25	46.518,25	278.181,75	324.700,00
192	121.818,25	111,67	1.588,33	1.700,00	120.229,92	46.629,92	279.770,08	326.400,00
193	120.229,92	110,21	1.589,79	1.700,00	118.640,13	46.740,13	281.359,87	328.100,00
194	118.640,13	108,75	1.591,25	1.700,00	117.048,88	46.848,88	282.951,12	329.800,00
195	117.048,88	107,29	1.592,71	1.700,00	115.456,18	46.956,18	284.543,82	331.500,00
196	115.456,18	105,83	1.594,17	1.700,00	113.862,01	47.062,01	286.137,99	333.200,00
197	113.862,01	104,37	1.595,63	1.700,00	112.266,39	47.166,39	287.733,61	334.900,00
198	112.266,39	102,91	1.597,09	1.700,00	110.669,30	47.269,30	289.330,70	336.600,00
199	110.669,30	101,45	1.598,55	1.700,00	109.070,74	47.370,74	290.929,26	338.300,00
200	109.070,74	99,98	1.600,02	1.700,00	107.470,72	47.470,72	292.529,28	340.000,00
201	107.470,72	98,51	1.601,49	1.700,00	105.869,24	47.569,24	294.130,76	341.700,00
202	105.869,24	97,05	1.602,95	1.700,00	104.266,29	47.666,29	295.733,71	343.400,00
203	104.266,29	95,58	1.604,42	1.700,00	102.661,86	47.761,86	297.338,14	345.100,00
204	102.661,86	94,11	1.605,89	1.700,00	101.055,97	47.855,97	298.944,03	346.800,00
205	101.055,97	92,63	1.607,37	1.700,00	99.448,61	47.948,61	300.551,39	348.500,00
206	99.448,61	91,16	1.608,84	1.700,00	97.839,77	48.039,77	302.160,23	350.200,00
207	97.839,77	89,69	1.610,31	1.700,00	96.229,45	48.129,45	303.770,55	351.900,00
208	96.229,45	88,21	1.611,79	1.700,00	94.617,66	48.217,66	305.382,34	353.600,00
209	94.617,66	86,73	1.613,27	1.700,00	93.004,40	48.304,40	306.995,60	355.300,00
210	93.004,40	85,25	1.614,75	1.700,00	91.389,65	48.389,65	308.610,35	357.000,00
211	91.389,65	83,77	1.616,23	1.700,00	89.773,42	48.473,42	310.226,58	358.700,00
212	89.773,42	82,29	1.617,71	1.700,00	88.155,72	48.555,72	311.844,28	360.400,00
213	88.155,72	80,81	1.619,19	1.700,00	86.536,53	48.636,53	313.463,47	362.100,00
214	86.536,53	79,33	1.620,67	1.700,00	84.915,85	48.715,85	315.084,15	363.800,00
215	84.915,85	77,84	1.622,16	1.700,00	83.293,69	48.793,69	316.706,31	365.500,00
216	83.293,69	76,35	1.623,65	1.700,00	81.670,04	48.870,04	318.329,96	367.200,00
217	81.670,04	74,86	1.625,14	1.700,00	80.044,91	48.944,91	319.955,09	368.900,00
218	80.044,91	73,37	1.626,63	1.700,00	78.418,28	49.018,28	321.581,72	370.600,00
219	78.418,28	71,88	1.628,12	1.700,00	76.790,16	49.090,16	323.209,84	372.300,00
220	76.790,16	70,39	1.629,61	1.700,00	75.160,56	49.160,56	324.839,44	374.000,00
221	75.160,56	68,90	1.631,10	1.700,00	73.529,45	49.229,45	326.470,55	375.700,00
222	73.529,45	67,40	1.632,60	1.700,00	71.896,86	49.296,86	328.103,14	377.400,00
223	71.896,86	65,91	1.634,09	1.700,00	70.262,76	49.362,76	329.737,24	379.100,00
224	70.262,76	64,41	1.635,59	1.700,00	68.627,17	49.427,17	331.372,83	380.800,00
225	68.627,17	62,91	1.637,09	1.700,00	66.990,08	49.490,08	333.009,92	382.500,00
226	66.990,08	61,41	1.638,59	1.700,00	65.351,48	49.551,48	334.648,52	384.200,00
227	65.351,48	59,91	1.640,09	1.700,00	63.711,39	49.611,39	336.288,61	385.900,00
228	63.711,39	58,40	1.641,60	1.700,00	62.069,79	49.669,79	337.930,21	387.600,00
229	62.069,79	56,90	1.643,10	1.700,00	60.426,69	49.726,69	339.573,31	389.300,00
230	60.426,69	55,39	1.644,61	1.700,00	58.782,08	49.782,08	341.217,92	391.000,00
231	58.782,08	53,88	1.646,12	1.700,00	57.135,96	49.835,96	342.864,04	392.700,00
232	57.135,96	52,37	1.647,63	1.700,00	55.488,34	49.888,34	344.511,66	394.400,00
233	55.488,34	50,86	1.649,14	1.700,00	53.839,20	49.939,20	346.160,80	396.100,00
234	53.839,20	49,35	1.650,65	1.700,00	52.188,56	49.988,56	347.811,44	397.800,00
235	52.188,56	47,84	1.652,16	1.700,00	50.536,39	50.036,39	349.463,61	399.500,00
236	50.536,39	46,33	1.653,67	1.700,00	48.882,72	50.082,72	351.117,28	401.200,00
237	48.882,72	44,81	1.655,19	1.700,00	47.227,53	50.127,53	352.772,47	402.900,00
238	47.227,53	43,29	1.656,71	1.700,00	45.570,82	50.170,82	354.429,18	404.600,00
239	45.570,82	41,77	1.658,23	1.700,00	43.912,59	50.212,59	356.087,41	406.300,00
240	43.912,59	40,25	1.659,75	1.700,00	42.252,85	50.252,85	357.747,15	408.000,00

HypoVereinsbank Immobilienfinanzierung

3.90/5,00

50.252,85€
Zinsanteil

1.700,00€
Monatsrate

1,10%
Sollzins p.a.

1,10%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 200.000,00 €;Kreditrate: 571,17 €;Gesamtbetrag: 137.080,80 €;Anzahl Kreditraten: 240;Laufzeit: 240 Monate;Effektiver Jahreszins: 1,00 %;Gebundener Sollzins: 0,98 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	366,67	1.333,33	1.700,00	398.666,67	366,67	1.333,33	1.700,00
2	398.666,67	365,44	1.334,56	1.700,00	397.332,11	732,11	2.667,89	3.400,00
3	397.332,11	364,22	1.335,78	1.700,00	395.996,33	1.096,33	4.003,67	5.100,00
4	395.996,33	363,00	1.337,00	1.700,00	394.659,33	1.459,33	5.340,67	6.800,00
5	394.659,33	361,77	1.338,23	1.700,00	393.321,10	1.821,10	6.678,90	8.500,00
6	393.321,10	360,54	1.339,46	1.700,00	391.981,64	2.181,64	8.018,36	10.200,00
7	391.981,64	359,32	1.340,68	1.700,00	390.640,96	2.540,96	9.359,04	11.900,00
8	390.640,96	358,09	1.341,91	1.700,00	389.299,05	2.899,05	10.700,95	13.600,00
9	389.299,05	356,86	1.343,14	1.700,00	387.955,91	3.255,91	12.044,09	15.300,00
10	387.955,91	355,63	1.344,37	1.700,00	386.611,53	3.611,53	13.388,47	17.000,00
11	386.611,53	354,39	1.345,61	1.700,00	385.265,93	3.965,93	14.734,07	18.700,00
12	385.265,93	353,16	1.346,84	1.700,00	383.919,09	4.319,09	16.080,91	20.400,00
13	383.919,09	351,93	1.348,07	1.700,00	382.571,01	4.671,01	17.428,99	22.100,00
14	382.571,01	350,69	1.349,31	1.700,00	381.221,70	5.021,70	18.778,30	23.800,00
15	381.221,70	349,45	1.350,55	1.700,00	379.871,16	5.371,16	20.128,84	25.500,00
16	379.871,16	348,22	1.351,78	1.700,00	378.519,37	5.719,37	21.480,63	27.200,00
17	378.519,37	346,98	1.353,02	1.700,00	377.166,35	6.066,35	22.833,65	28.900,00
18	377.166,35	345,74	1.354,26	1.700,00	375.812,08	6.412,08	24.187,92	30.600,00
19	375.812,08	344,49	1.355,51	1.700,00	374.456,58	6.756,58	25.543,42	32.300,00
20	374.456,58	343,25	1.356,75	1.700,00	373.099,83	7.099,83	26.900,17	34.000,00
21	373.099,83	342,01	1.357,99	1.700,00	371.741,84	7.441,84	28.258,16	35.700,00
22	371.741,84	340,76	1.359,24	1.700,00	370.382,60	7.782,60	29.617,40	37.400,00
23	370.382,60	339,52	1.360,48	1.700,00	369.022,12	8.122,12	30.977,88	39.100,00
24	369.022,12	338,27	1.361,73	1.700,00	367.660,39	8.460,39	32.339,61	40.800,00
25	367.660,39	337,02	1.362,98	1.700,00	366.297,41	8.797,41	33.702,59	42.500,00
26	366.297,41	335,77	1.364,23	1.700,00	364.933,18	9.133,18	35.066,82	44.200,00
27	364.933,18	334,52	1.365,48	1.700,00	363.567,70	9.467,70	36.432,30	45.900,00
28	363.567,70	333,27	1.366,73	1.700,00	362.200,98	9.800,98	37.799,02	47.600,00
29	362.200,98	332,02	1.367,98	1.700,00	360.832,99	10.132,99	39.167,01	49.300,00
30	360.832,99	330,76	1.369,24	1.700,00	359.463,76	10.463,76	40.536,24	51.000,00
31	359.463,76	329,51	1.370,49	1.700,00	358.093,26	10.793,26	41.906,74	52.700,00
32	358.093,26	328,25	1.371,75	1.700,00	356.721,52	11.121,52	43.278,48	54.400,00
33	356.721,52	326,99	1.373,01	1.700,00	355.348,51	11.448,51	44.651,49	56.100,00
34	355.348,51	325,74	1.374,26	1.700,00	353.974,25	11.774,25	46.025,75	57.800,00
35	353.974,25	324,48	1.375,52	1.700,00	352.598,72	12.098,72	47.401,28	59.500,00
36	352.598,72	323,22	1.376,78	1.700,00	351.221,94	12.421,94	48.778,06	61.200,00
37	351.221,94	321,95	1.378,05	1.700,00	349.843,89	12.743,89	50.156,11	62.900,00
38	349.843,89	320,69	1.379,31	1.700,00	348.464,58	13.064,58	51.535,42	64.600,00
39	348.464,58	319,43	1.380,57	1.700,00	347.084,01	13.384,01	52.915,99	66.300,00
40	347.084,01	318,16	1.381,84	1.700,00	345.702,17	13.702,17	54.297,83	68.000,00
41	345.702,17	316,89	1.383,11	1.700,00	344.319,06	14.019,06	55.680,94	69.700,00
42	344.319,06	315,63	1.384,37	1.700,00	342.934,69	14.334,69	57.065,31	71.400,00
43	342.934,69	314,36	1.385,64	1.700,00	341.549,05	14.649,05	58.450,95	73.100,00
44	341.549,05	313,09	1.386,91	1.700,00	340.162,13	14.962,13	59.837,87	74.800,00
45	340.162,13	311,82	1.388,18	1.700,00	338.773,95	15.273,95	61.226,05	76.500,00
46	338.773,95	310,54	1.389,46	1.700,00	337.384,49	15.584,49	62.615,51	78.200,00
47	337.384,49	309,27	1.390,73	1.700,00	335.993,76	15.893,76	64.006,24	79.900,00
48	335.993,76	307,99	1.392,01	1.700,00	334.601,75	16.201,75	65.398,25	81.600,00
49	334.601,75	306,72	1.393,28	1.700,00	333.208,47	16.508,47	66.791,53	83.300,00
50	333.208,47	305,44	1.394,56	1.700,00	331.813,91	16.813,91	68.186,09	85.000,00
51	331.813,91	304,16	1.395,84	1.700,00	330.418,08	17.118,08	69.581,92	86.700,00
52	330.418,08	302,88	1.397,12	1.700,00	329.020,96	17.420,96	70.979,04	88.400,00
53	329.020,96	301,60	1.398,40	1.700,00	327.622,56	17.722,56	72.377,44	90.100,00
54	327.622,56	300,32	1.399,68	1.700,00	326.222,88	18.022,88	73.777,12	91.800,00
55	326.222,88	299,04	1.400,96	1.700,00	324.821,92	18.321,92	75.178,08	93.500,00
56	324.821,92	297,75	1.402,25	1.700,00	323.419,67	18.619,67	76.580,33	95.200,00
57	323.419,67	296,47	1.403,53	1.700,00	322.016,14	18.916,14	77.983,86	96.900,00
58	322.016,14	295,18	1.404,82	1.700,00	320.611,32	19.211,32	79.388,68	98.600,00
59	320.611,32	293,89	1.406,11	1.700,00	319.205,22	19.505,22	80.794,78	100.300,00
60	319.205,22	292,60	1.407,40	1.700,00	317.797,82	19.797,82	82.202,18	102.000,00
61	317.797,82	291,31	1.408,69	1.700,00	316.389,14	20.089,14	83.610,86	103.700,00
62	316.389,14	290,02	1.409,98	1.700,00	314.979,16	20.379,16	85.020,84	105.400,00
63	314.979,16	288,73	1.411,27	1.700,00	313.567,89	20.667,89	86.432,11	107.100,00
64	313.567,89	287,44	1.412,56	1.700,00	312.155,33	20.955,33	87.844,67	108.800,00
65	312.155,33	286,14	1.413,86	1.700,00	310.741,47	21.241,47	89.258,53	110.500,00
66	310.741,47	284,85	1.415,15	1.700,00	309.326,32	21.526,32	90.673,68	112.200,00
67	309.326,32	283,55	1.416,45	1.700,00	307.909,87	21.809,87	92.090,13	113.900,00
68	307.909,87	282,25	1.417,75	1.700,00	306.492,12	22.092,12	93.507,88	115.600,00
69	306.492,12	280,95	1.419,05	1.700,00	305.073,07	22.373,07	94.926,93	117.300,00
70	305.073,07	279,65	1.420,35	1.700,00	303.652,72	22.652,72	96.347,28	119.000,00
71	303.652,72	278,35	1.421,65	1.700,00	302.231,07	22.931,07	97.768,93	120.700,00
72	302.231,07	277,05	1.422,95	1.700,00	300.808,11	23.208,11	99.191,89	122.400,00
73	300.808,11	275,74	1.424,26	1.700,00	299.383,85	23.483,85	100.616,15	124.100,00
74	299.383,85	274,44	1.425,56	1.700,00	297.958,29	23.758,29	102.041,71	125.800,00
75	297.958,29	273,13	1.426,87	1.700,00	296.531,42	24.031,42	103.468,58	127.500,00
76	296.531,42	271,82	1.428,18	1.700,00	295.103,24	24.303,24	104.896,76	129.200,00
77	295.103,24	270,51	1.429,49	1.700,00	293.673,75	24.573,75	106.326,25	130.900,00
78	293.673,75	269,20	1.430,80	1.700,00	292.242,95	24.842,95	107.757,05	132.600,00
79	292.242,95	267,89	1.432,11	1.700,00	290.810,84	25.110,84	109.189,16	134.300,00
80	290.810,84	266,58	1.433,42	1.700,00	289.377,41	25.377,41	110.622,59	136.000,00
81	289.377,41	265,26	1.434,74	1.700,00	287.942,68	25.642,68	112.057,32	137.700,00
82	287.942,68	263,95	1.436,05	1.700,00	286.506,62	25.906,62	113.493,38	139.400,00
83	286.506,62	262,63	1.437,37	1.700,00	285.069,26	26.169,26	114.930,74	141.100,00
84	285.069,26	261,31	1.438,69	1.700,00	283.630,57	26.430,57	116.369,43	142.800,00
85	283.630,57	259,99	1.440,01	1.700,00	282.190,56	26.690,56	117.809,44	144.500,00
86	282.190,56	258,67	1.441,33	1.700,00	280.749,24	26.949,24	119.250,76	146.200,00
87	280.749,24	257,35	1.442,65	1.700,00	279.306,59	27.206,59	120.693,41	147.900,00
88	279.306,59	256,03	1.443,97	1.700,00	277.862,62	27.462,62	122.137,38	149.600,00
89	277.862,62	254,71	1.445,29	1.700,00	276.417,33	27.717,33	123.582,67	151.300,00
90	276.417,33	253,38	1.446,62	1.700,00	274.970,71	27.970,71	125.029,29	153.000,00
91	274.970,71	252,06	1.447,94	1.700,00	273.522,77	28.222,77	126.477,23	154.700,00
92	273.522,77	250,73	1.449,27	1.700,00	272.073,50	28.473,50	127.926,50	156.400,00
93	272.073,50	249,40	1.450,60	1.700,00	270.622,90	28.722,90	129.377,10	158.100,00
94	270.622,90	248,07	1.451,93	1.700,00	269.170,97	28.970,97	130.829,03	159.800,00
95	269.170,97	246,74	1.453,26	1.700,00	267.717,71	29.217,71	132.282,29	161.500,00
96	267.717,71	245,41	1.454,59	1.700,00	266.263,12	29.463,12	133.736,88	163.200,00
97	266.263,12	244,07	1.455,93	1.700,00	264.807,19	29.707,19	135.192,81	164.900,00
98	264.807,19	242,74	1.457,26	1.700,00	263.349,93	29.949,93	136.650,07	166.600,00
99	263.349,93	241,40	1.458,60	1.700,00	261.891,34	30.191,34	138.108,66	168.300,00
100	261.891,34	240,07	1.459,93	1.700,00	260.431,40	30.431,40	139.568,60	170.000,00
101	260.431,40	238,73	1.461,27	1.700,00	258.970,13	30.670,13	141.029,87	171.700,00
102	258.970,13	237,39	1.462,61	1.700,00	257.507,52	30.907,52	142.492,48	173.400,00
103	257.507,52	236,05	1.463,95	1.700,00	256.043,57	31.143,57	143.956,43	175.100,00
104	256.043,57	234,71	1.465,29	1.700,00	254.578,28	31.378,28	145.421,72	176.800,00
105	254.578,28	233,36	1.466,64	1.700,00	253.111,64	31.611,64	146.888,36	178.500,00
106	253.111,64	232,02	1.467,98	1.700,00	251.643,66	31.843,66	148.356,34	180.200,00
107	251.643,66	230,67	1.469,33	1.700,00	250.174,33	32.074,33	149.825,67	181.900,00
108	250.174,33	229,33	1.470,67	1.700,00	248.703,66	32.303,66	151.296,34	183.600,00
109	248.703,66	227,98	1.472,02	1.700,00	247.231,64	32.531,64	152.768,36	185.300,00
110	247.231,64	226,63	1.473,37	1.700,00	245.758,27	32.758,27	154.241,73	187.000,00
111	245.758,27	225,28	1.474,72	1.700,00	244.283,54	32.983,54	155.716,46	188.700,00
112	244.283,54	223,93	1.476,07	1.700,00	242.807,47	33.207,47	157.192,53	190.400,00
113	242.807,47	222,57	1.477,43	1.700,00	241.330,05	33.430,05	158.669,95	192.100,00
114	241.330,05	221,22	1.478,78	1.700,00	239.851,26	33.651,26	160.148,74	193.800,00
115	239.851,26	219,86	1.480,14	1.700,00	238.371,13	33.871,13	161.628,87	195.500,00
116	238.371,13	218,51	1.481,49	1.700,00	236.889,63	34.089,63	163.110,37	197.200,00
117	236.889,63	217,15	1.482,85	1.700,00	235.406,78	34.306,78	164.593,22	198.900,00
118	235.406,78	215,79	1.484,21	1.700,00	233.922,57	34.522,57	166.077,43	200.600,00
119	233.922,57	214,43	1.485,57	1.700,00	232.437,00	34.737,00	167.563,00	202.300,00
120	232.437,00	213,07	1.486,93	1.700,00	230.950,07	34.950,07	169.049,93	204.000,00
121	230.950,07	211,70	1.488,30	1.700,00	229.461,77	35.161,77	170.538,23	205.700,00
122	229.461,77	210,34	1.489,66	1.700,00	227.972,11	35.372,11	172.027,89	207.400,00
123	227.972,11	208,97	1.491,03	1.700,00	226.481,09	35.581,09	173.518,91	209.100,00
124	226.481,09	207,61	1.492,39	1.700,00	224.988,70	35.788,70	175.011,30	210.800,00
125	224.988,70	206,24	1.493,76	1.700,00	223.494,94	35.994,94	176.505,06	212.500,00
126	223.494,94	204,87	1.495,13	1.700,00	221.999,81	36.199,81	178.000,19	214.200,00
127	221.999,81	203,50	1.496,50	1.700,00	220.503,31	36.403,31	179.496,69	215.900,00
128	220.503,31	202,13	1.497,87	1.700,00	219.005,43	36.605,43	180.994,57	217.600,00
129	219.005,43	200,75	1.499,25	1.700,00	217.506,19	36.806,19	182.493,81	219.300,00
130	217.506,19	199,38	1.500,62	1.700,00	216.005,57	37.005,57	183.994,43	221.000,00
131	216.005,57	198,01	1.501,99	1.700,00	214.503,57	37.203,57	185.496,43	222.700,00
132	214.503,57	196,63	1.503,37	1.700,00	213.000,20	37.400,20	186.999,80	224.400,00
133	213.000,20	195,25	1.504,75	1.700,00	211.495,45	37.595,45	188.504,55	226.100,00
134	211.495,45	193,87	1.506,13	1.700,00	209.989,32	37.789,32	190.010,68	227.800,00
135	209.989,32	192,49	1.507,51	1.700,00	208.481,81	37.981,81	191.518,19	229.500,00
136	208.481,81	191,11	1.508,89	1.700,00	206.972,92	38.172,92	193.027,08	231.200,00
137	206.972,92	189,73	1.510,27	1.700,00	205.462,65	38.362,65	194.537,35	232.900,00
138	205.462,65	188,34	1.511,66	1.700,00	203.950,99	38.550,99	196.049,01	234.600,00
139	203.950,99	186,96	1.513,04	1.700,00	202.437,94	38.737,94	197.562,06	236.300,00
140	202.437,94	185,57	1.514,43	1.700,00	200.923,51	38.923,51	199.076,49	238.000,00
141	200.923,51	184,18	1.515,82	1.700,00	199.407,69	39.107,69	200.592,31	239.700,00
142	199.407,69	182,79	1.517,21	1.700,00	197.890,48	39.290,48	202.109,52	241.400,00
143	197.890,48	181,40	1.518,60	1.700,00	196.371,88	39.471,88	203.628,12	243.100,00
144	196.371,88	180,01	1.519,99	1.700,00	194.851,89	39.651,89	205.148,11	244.800,00
145	194.851,89	178,61	1.521,39	1.700,00	193.330,50	39.830,50	206.669,50	246.500,00
146	193.330,50	177,22	1.522,78	1.700,00	191.807,72	40.007,72	208.192,28	248.200,00
147	191.807,72	175,82	1.524,18	1.700,00	190.283,55	40.183,55	209.716,45	249.900,00
148	190.283,55	174,43	1.525,57	1.700,00	188.757,97	40.357,97	211.242,03	251.600,00
149	188.757,97	173,03	1.526,97	1.700,00	187.231,00	40.531,00	212.769,00	253.300,00
150	187.231,00	171,63	1.528,37	1.700,00	185.702,63	40.702,63	214.297,37	255.000,00
151	185.702,63	170,23	1.529,77	1.700,00	184.172,86	40.872,86	215.827,14	256.700,00
152	184.172,86	168,83	1.531,17	1.700,00	182.641,68	41.041,68	217.358,32	258.400,00
153	182.641,68	167,42	1.532,58	1.700,00	181.109,10	41.209,10	218.890,90	260.100,00
154	181.109,10	166,02	1.533,98	1.700,00	179.575,12	41.375,12	220.424,88	261.800,00
155	179.575,12	164,61	1.535,39	1.700,00	178.039,73	41.539,73	221.960,27	263.500,00
156	178.039,73	163,20	1.536,80	1.700,00	176.502,93	41.702,93	223.497,07	265.200,00
157	176.502,93	161,79	1.538,21	1.700,00	174.964,73	41.864,73	225.035,27	266.900,00
158	174.964,73	160,38	1.539,62	1.700,00	173.425,11	42.025,11	226.574,89	268.600,00
159	173.425,11	158,97	1.541,03	1.700,00	171.884,09	42.184,09	228.115,91	270.300,00
160	171.884,09	157,56	1.542,44	1.700,00	170.341,65	42.341,65	229.658,35	272.000,00
161	170.341,65	156,15	1.543,85	1.700,00	168.797,79	42.497,79	231.202,21	273.700,00
162	168.797,79	154,73	1.545,27	1.700,00	167.252,52	42.652,52	232.747,48	275.400,00
163	167.252,52	153,31	1.546,69	1.700,00	165.705,84	42.805,84	234.294,16	277.100,00
164	165.705,84	151,90	1.548,10	1.700,00	164.157,74	42.957,74	235.842,26	278.800,00
165	164.157,74	150,48	1.549,52	1.700,00	162.608,21	43.108,21	237.391,79	280.500,00
166	162.608,21	149,06	1.550,94	1.700,00	161.057,27	43.257,27	238.942,73	282.200,00
167	161.057,27	147,64	1.552,36	1.700,00	159.504,91	43.404,91	240.495,09	283.900,00
168	159.504,91	146,21	1.553,79	1.700,00	157.951,12	43.551,12	242.048,88	285.600,00
169	157.951,12	144,79	1.555,21	1.700,00	156.395,91	43.695,91	243.604,09	287.300,00
170	156.395,91	143,36	1.556,64	1.700,00	154.839,27	43.839,27	245.160,73	289.000,00
171	154.839,27	141,94	1.558,06	1.700,00	153.281,21	43.981,21	246.718,79	290.700,00
172	153.281,21	140,51	1.559,49	1.700,00	151.721,72	44.121,72	248.278,28	292.400,00
173	151.721,72	139,08	1.560,92	1.700,00	150.160,79	44.260,79	249.839,21	294.100,00
174	150.160,79	137,65	1.562,35	1.700,00	148.598,44	44.398,44	251.401,56	295.800,00
175	148.598,44	136,22	1.563,78	1.700,00	147.034,66	44.534,66	252.965,34	297.500,00
176	147.034,66	134,78	1.565,22	1.700,00	145.469,44	44.669,44	254.530,56	299.200,00
177	145.469,44	133,35	1.566,65	1.700,00	143.902,78	44.802,78	256.097,22	300.900,00
178	143.902,78	131,91	1.568,09	1.700,00	142.334,70	44.934,70	257.665,30	302.600,00
179	142.334,70	130,47	1.569,53	1.700,00	140.765,17	45.065,17	259.234,83	304.300,00
180	140.765,17	129,03	1.570,97	1.700,00	139.194,20	45.194,20	260.805,80	306.000,00
181	139.194,20	127,59	1.572,41	1.700,00	137.621,80	45.321,80	262.378,20	307.700,00
182	137.621,80	126,15	1.573,85	1.700,00	136.047,95	45.447,95	263.952,05	309.400,00
183	136.047,95	124,71	1.575,29	1.700,00	134.472,66	45.572,66	265.527,34	311.100,00
184	134.472,66	123,27	1.576,73	1.700,00	132.895,93	45.695,93	267.104,07	312.800,00
185	132.895,93	121,82	1.578,18	1.700,00	131.317,75	45.817,75	268.682,25	314.500,00
186	131.317,75	120,37	1.579,63	1.700,00	129.738,12	45.938,12	270.261,88	316.200,00
187	129.738,12	118,93	1.581,07	1.700,00	128.157,05	46.057,05	271.842,95	317.900,00
188	128.157,05	117,48	1.582,52	1.700,00	126.574,53	46.174,53	273.425,47	319.600,00
189	126.574,53	116,03	1.583,97	1.700,00	124.990,56	46.290,56	275.009,44	321.300,00
190	124.990,56	114,57	1.585,43	1.700,00	123.405,13	46.405,13	276.594,87	323.000,00
191	123.405,13	113,12	1.586,88	1.700,00	121.818,25	46.518,25	278.181,75	324.700,00
192	121.818,25	111,67	1.588,33	1.700,00	120.229,92	46.629,92	279.770,08	326.400,00
193	120.229,92	110,21	1.589,79	1.700,00	118.640,13	46.740,13	281.359,87	328.100,00
194	118.640,13	108,75	1.591,25	1.700,00	117.048,88	46.848,88	282.951,12	329.800,00
195	117.048,88	107,29	1.592,71	1.700,00	115.456,18	46.956,18	284.543,82	331.500,00
196	115.456,18	105,83	1.594,17	1.700,00	113.862,01	47.062,01	286.137,99	333.200,00
197	113.862,01	104,37	1.595,63	1.700,00	112.266,39	47.166,39	287.733,61	334.900,00
198	112.266,39	102,91	1.597,09	1.700,00	110.669,30	47.269,30	289.330,70	336.600,00
199	110.669,30	101,45	1.598,55	1.700,00	109.070,74	47.370,74	290.929,26	338.300,00
200	109.070,74	99,98	1.600,02	1.700,00	107.470,72	47.470,72	292.529,28	340.000,00
201	107.470,72	98,51	1.601,49	1.700,00	105.869,24	47.569,24	294.130,76	341.700,00
202	105.869,24	97,05	1.602,95	1.700,00	104.266,29	47.666,29	295.733,71	343.400,00
203	104.266,29	95,58	1.604,42	1.700,00	102.661,86	47.761,86	297.338,14	345.100,00
204	102.661,86	94,11	1.605,89	1.700,00	101.055,97	47.855,97	298.944,03	346.800,00
205	101.055,97	92,63	1.607,37	1.700,00	99.448,61	47.948,61	300.551,39	348.500,00
206	99.448,61	91,16	1.608,84	1.700,00	97.839,77	48.039,77	302.160,23	350.200,00
207	97.839,77	89,69	1.610,31	1.700,00	96.229,45	48.129,45	303.770,55	351.900,00
208	96.229,45	88,21	1.611,79	1.700,00	94.617,66	48.217,66	305.382,34	353.600,00
209	94.617,66	86,73	1.613,27	1.700,00	93.004,40	48.304,40	306.995,60	355.300,00
210	93.004,40	85,25	1.614,75	1.700,00	91.389,65	48.389,65	308.610,35	357.000,00
211	91.389,65	83,77	1.616,23	1.700,00	89.773,42	48.473,42	310.226,58	358.700,00
212	89.773,42	82,29	1.617,71	1.700,00	88.155,72	48.555,72	311.844,28	360.400,00
213	88.155,72	80,81	1.619,19	1.700,00	86.536,53	48.636,53	313.463,47	362.100,00
214	86.536,53	79,33	1.620,67	1.700,00	84.915,85	48.715,85	315.084,15	363.800,00
215	84.915,85	77,84	1.622,16	1.700,00	83.293,69	48.793,69	316.706,31	365.500,00
216	83.293,69	76,35	1.623,65	1.700,00	81.670,04	48.870,04	318.329,96	367.200,00
217	81.670,04	74,86	1.625,14	1.700,00	80.044,91	48.944,91	319.955,09	368.900,00
218	80.044,91	73,37	1.626,63	1.700,00	78.418,28	49.018,28	321.581,72	370.600,00
219	78.418,28	71,88	1.628,12	1.700,00	76.790,16	49.090,16	323.209,84	372.300,00
220	76.790,16	70,39	1.629,61	1.700,00	75.160,56	49.160,56	324.839,44	374.000,00
221	75.160,56	68,90	1.631,10	1.700,00	73.529,45	49.229,45	326.470,55	375.700,00
222	73.529,45	67,40	1.632,60	1.700,00	71.896,86	49.296,86	328.103,14	377.400,00
223	71.896,86	65,91	1.634,09	1.700,00	70.262,76	49.362,76	329.737,24	379.100,00
224	70.262,76	64,41	1.635,59	1.700,00	68.627,17	49.427,17	331.372,83	380.800,00
225	68.627,17	62,91	1.637,09	1.700,00	66.990,08	49.490,08	333.009,92	382.500,00
226	66.990,08	61,41	1.638,59	1.700,00	65.351,48	49.551,48	334.648,52	384.200,00
227	65.351,48	59,91	1.640,09	1.700,00	63.711,39	49.611,39	336.288,61	385.900,00
228	63.711,39	58,40	1.641,60	1.700,00	62.069,79	49.669,79	337.930,21	387.600,00
229	62.069,79	56,90	1.643,10	1.700,00	60.426,69	49.726,69	339.573,31	389.300,00
230	60.426,69	55,39	1.644,61	1.700,00	58.782,08	49.782,08	341.217,92	391.000,00
231	58.782,08	53,88	1.646,12	1.700,00	57.135,96	49.835,96	342.864,04	392.700,00
232	57.135,96	52,37	1.647,63	1.700,00	55.488,34	49.888,34	344.511,66	394.400,00
233	55.488,34	50,86	1.649,14	1.700,00	53.839,20	49.939,20	346.160,80	396.100,00
234	53.839,20	49,35	1.650,65	1.700,00	52.188,56	49.988,56	347.811,44	397.800,00
235	52.188,56	47,84	1.652,16	1.700,00	50.536,39	50.036,39	349.463,61	399.500,00
236	50.536,39	46,33	1.653,67	1.700,00	48.882,72	50.082,72	351.117,28	401.200,00
237	48.882,72	44,81	1.655,19	1.700,00	47.227,53	50.127,53	352.772,47	402.900,00
238	47.227,53	43,29	1.656,71	1.700,00	45.570,82	50.170,82	354.429,18	404.600,00
239	45.570,82	41,77	1.658,23	1.700,00	43.912,59	50.212,59	356.087,41	406.300,00
240	43.912,59	40,25	1.659,75	1.700,00	42.252,85	50.252,85	357.747,15	408.000,00

Dr. Klein Baufinanzierung

3.96/5,00

52.401,53€
Zinsanteil

1.716,67€
Monatsrate

1,15%
Sollzins p.a.

1,17%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 190.000,00 €;Kreditrate: 397,42 €;Gesamtbetrag: 23.845,20 €;Anzahl Kreditraten: 60;Laufzeit: 60 Monate;Effektiver Jahreszins: 0,56 %;Gebundener Sollzins: 0,51 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	383,33	1.333,33	1.716,67	398.666,67	383,33	1.333,33	1.716,67
2	398.666,67	382,06	1.334,61	1.716,67	397.332,06	765,39	2.667,94	3.433,33
3	397.332,06	380,78	1.335,89	1.716,67	395.996,17	1.146,17	4.003,83	5.150,00
4	395.996,17	379,50	1.337,17	1.716,67	394.659,00	1.525,66	5.341,00	6.866,67
5	394.659,00	378,21	1.338,45	1.716,67	393.320,54	1.903,88	6.679,46	8.583,33
6	393.320,54	376,93	1.339,73	1.716,67	391.980,81	2.280,81	8.019,19	10.300,00
7	391.980,81	375,65	1.341,02	1.716,67	390.639,79	2.656,46	9.360,21	12.016,67
8	390.639,79	374,36	1.342,30	1.716,67	389.297,49	3.030,82	10.702,51	13.733,33
9	389.297,49	373,08	1.343,59	1.716,67	387.953,90	3.403,90	12.046,10	15.450,00
10	387.953,90	371,79	1.344,88	1.716,67	386.609,02	3.775,69	13.390,98	17.166,67
11	386.609,02	370,50	1.346,17	1.716,67	385.262,85	4.146,19	14.737,15	18.883,33
12	385.262,85	369,21	1.347,46	1.716,67	383.915,40	4.515,40	16.084,60	20.600,00
13	383.915,40	367,92	1.348,75	1.716,67	382.566,65	4.883,32	17.433,35	22.316,67
14	382.566,65	366,63	1.350,04	1.716,67	381.216,61	5.249,94	18.783,39	24.033,33
15	381.216,61	365,33	1.351,33	1.716,67	379.865,27	5.615,27	20.134,73	25.750,00
16	379.865,27	364,04	1.352,63	1.716,67	378.512,65	5.979,31	21.487,35	27.466,67
17	378.512,65	362,74	1.353,93	1.716,67	377.158,72	6.342,05	22.841,28	29.183,33
18	377.158,72	361,44	1.355,22	1.716,67	375.803,50	6.703,50	24.196,50	30.900,00
19	375.803,50	360,15	1.356,52	1.716,67	374.446,98	7.063,64	25.553,02	32.616,67
20	374.446,98	358,85	1.357,82	1.716,67	373.089,15	7.422,49	26.910,85	34.333,33
21	373.089,15	357,54	1.359,12	1.716,67	371.730,03	7.780,03	28.269,97	36.050,00
22	371.730,03	356,24	1.360,43	1.716,67	370.369,61	8.136,27	29.630,39	37.766,67
23	370.369,61	354,94	1.361,73	1.716,67	369.007,88	8.491,21	30.992,12	39.483,33
24	369.007,88	353,63	1.363,03	1.716,67	367.644,84	8.844,84	32.355,16	41.200,00
25	367.644,84	352,33	1.364,34	1.716,67	366.280,50	9.197,17	33.719,50	42.916,67
26	366.280,50	351,02	1.365,65	1.716,67	364.914,85	9.548,19	35.085,15	44.633,33
27	364.914,85	349,71	1.366,96	1.716,67	363.547,90	9.897,90	36.452,10	46.350,00
28	363.547,90	348,40	1.368,27	1.716,67	362.179,63	10.246,30	37.820,37	48.066,67
29	362.179,63	347,09	1.369,58	1.716,67	360.810,05	10.593,39	39.189,95	49.783,33
30	360.810,05	345,78	1.370,89	1.716,67	359.439,16	10.939,16	40.560,84	51.500,00
31	359.439,16	344,46	1.372,20	1.716,67	358.066,96	11.283,63	41.933,04	53.216,67
32	358.066,96	343,15	1.373,52	1.716,67	356.693,44	11.626,77	43.306,56	54.933,33
33	356.693,44	341,83	1.374,84	1.716,67	355.318,60	11.968,60	44.681,40	56.650,00
34	355.318,60	340,51	1.376,15	1.716,67	353.942,45	12.309,12	46.057,55	58.366,67
35	353.942,45	339,19	1.377,47	1.716,67	352.564,98	12.648,31	47.435,02	60.083,33
36	352.564,98	337,87	1.378,79	1.716,67	351.186,19	12.986,19	48.813,81	61.800,00
37	351.186,19	336,55	1.380,11	1.716,67	349.806,07	13.322,74	50.193,93	63.516,67
38	349.806,07	335,23	1.381,44	1.716,67	348.424,64	13.657,97	51.575,36	65.233,33
39	348.424,64	333,91	1.382,76	1.716,67	347.041,88	13.991,88	52.958,12	66.950,00
40	347.041,88	332,58	1.384,08	1.716,67	345.657,79	14.324,46	54.342,21	68.666,67
41	345.657,79	331,26	1.385,41	1.716,67	344.272,38	14.655,72	55.727,62	70.383,33
42	344.272,38	329,93	1.386,74	1.716,67	342.885,64	14.985,64	57.114,36	72.100,00
43	342.885,64	328,60	1.388,07	1.716,67	341.497,58	15.314,24	58.502,42	73.816,67
44	341.497,58	327,27	1.389,40	1.716,67	340.108,18	15.641,51	59.891,82	75.533,33
45	340.108,18	325,94	1.390,73	1.716,67	338.717,45	15.967,45	61.282,55	77.250,00
46	338.717,45	324,60	1.392,06	1.716,67	337.325,39	16.292,05	62.674,61	78.966,67
47	337.325,39	323,27	1.393,40	1.716,67	335.931,99	16.615,32	64.068,01	80.683,33
48	335.931,99	321,93	1.394,73	1.716,67	334.537,26	16.937,26	65.462,74	82.400,00
49	334.537,26	320,60	1.396,07	1.716,67	333.141,19	17.257,85	66.858,81	84.116,67
50	333.141,19	319,26	1.397,41	1.716,67	331.743,78	17.577,12	68.256,22	85.833,33
51	331.743,78	317,92	1.398,75	1.716,67	330.345,04	17.895,04	69.654,96	87.550,00
52	330.345,04	316,58	1.400,09	1.716,67	328.944,95	18.211,62	71.055,05	89.266,67
53	328.944,95	315,24	1.401,43	1.716,67	327.543,52	18.526,86	72.456,48	90.983,33
54	327.543,52	313,90	1.402,77	1.716,67	326.140,75	18.840,75	73.859,25	92.700,00
55	326.140,75	312,55	1.404,12	1.716,67	324.736,64	19.153,30	75.263,36	94.416,67
56	324.736,64	311,21	1.405,46	1.716,67	323.331,18	19.464,51	76.668,82	96.133,33
57	323.331,18	309,86	1.406,81	1.716,67	321.924,37	19.774,37	78.075,63	97.850,00
58	321.924,37	308,51	1.408,16	1.716,67	320.516,21	20.082,88	79.483,79	99.566,67
59	320.516,21	307,16	1.409,51	1.716,67	319.106,71	20.390,04	80.893,29	101.283,33
60	319.106,71	305,81	1.410,86	1.716,67	317.695,85	20.695,85	82.304,15	103.000,00
61	317.695,85	304,46	1.412,21	1.716,67	316.283,64	21.000,31	83.716,36	104.716,67
62	316.283,64	303,11	1.413,56	1.716,67	314.870,08	21.303,41	85.129,92	106.433,33
63	314.870,08	301,75	1.414,92	1.716,67	313.455,17	21.605,17	86.544,83	108.150,00
64	313.455,17	300,39	1.416,27	1.716,67	312.038,89	21.905,56	87.961,11	109.866,67
65	312.038,89	299,04	1.417,63	1.716,67	310.621,26	22.204,60	89.378,74	111.583,33
66	310.621,26	297,68	1.418,99	1.716,67	309.202,28	22.502,28	90.797,72	113.300,00
67	309.202,28	296,32	1.420,35	1.716,67	307.781,93	22.798,59	92.218,07	115.016,67
68	307.781,93	294,96	1.421,71	1.716,67	306.360,22	23.093,55	93.639,78	116.733,33
69	306.360,22	293,60	1.423,07	1.716,67	304.937,15	23.387,15	95.062,85	118.450,00
70	304.937,15	292,23	1.424,44	1.716,67	303.512,71	23.679,38	96.487,29	120.166,67
71	303.512,71	290,87	1.425,80	1.716,67	302.086,91	23.970,25	97.913,09	121.883,33
72	302.086,91	289,50	1.427,17	1.716,67	300.659,75	24.259,75	99.340,25	123.600,00
73	300.659,75	288,13	1.428,53	1.716,67	299.231,21	24.547,88	100.768,79	125.316,67
74	299.231,21	286,76	1.429,90	1.716,67	297.801,31	24.834,64	102.198,69	127.033,33
75	297.801,31	285,39	1.431,27	1.716,67	296.370,03	25.120,03	103.629,97	128.750,00
76	296.370,03	284,02	1.432,65	1.716,67	294.937,39	25.404,06	105.062,61	130.466,67
77	294.937,39	282,65	1.434,02	1.716,67	293.503,37	25.686,70	106.496,63	132.183,33
78	293.503,37	281,27	1.435,39	1.716,67	292.067,98	25.967,98	107.932,02	133.900,00
79	292.067,98	279,90	1.436,77	1.716,67	290.631,21	26.247,88	109.368,79	135.616,67
80	290.631,21	278,52	1.438,15	1.716,67	289.193,06	26.526,40	110.806,94	137.333,33
81	289.193,06	277,14	1.439,52	1.716,67	287.753,54	26.803,54	112.246,46	139.050,00
82	287.753,54	275,76	1.440,90	1.716,67	286.312,64	27.079,30	113.687,36	140.766,67
83	286.312,64	274,38	1.442,28	1.716,67	284.870,35	27.353,69	115.129,65	142.483,33
84	284.870,35	273,00	1.443,67	1.716,67	283.426,69	27.626,69	116.573,31	144.200,00
85	283.426,69	271,62	1.445,05	1.716,67	281.981,64	27.898,31	118.018,36	145.916,67
86	281.981,64	270,23	1.446,43	1.716,67	280.535,20	28.168,54	119.464,80	147.633,33
87	280.535,20	268,85	1.447,82	1.716,67	279.087,38	28.437,38	120.912,62	149.350,00
88	279.087,38	267,46	1.449,21	1.716,67	277.638,18	28.704,84	122.361,82	151.066,67
89	277.638,18	266,07	1.450,60	1.716,67	276.187,58	28.970,91	123.812,42	152.783,33
90	276.187,58	264,68	1.451,99	1.716,67	274.735,59	29.235,59	125.264,41	154.500,00
91	274.735,59	263,29	1.453,38	1.716,67	273.282,21	29.498,88	126.717,79	156.216,67
92	273.282,21	261,90	1.454,77	1.716,67	271.827,44	29.760,78	128.172,56	157.933,33
93	271.827,44	260,50	1.456,17	1.716,67	270.371,28	30.021,28	129.628,72	159.650,00
94	270.371,28	259,11	1.457,56	1.716,67	268.913,72	30.280,38	131.086,28	161.366,67
95	268.913,72	257,71	1.458,96	1.716,67	267.454,76	30.538,09	132.545,24	163.083,33
96	267.454,76	256,31	1.460,36	1.716,67	265.994,40	30.794,40	134.005,60	164.800,00
97	265.994,40	254,91	1.461,76	1.716,67	264.532,65	31.049,31	135.467,35	166.516,67
98	264.532,65	253,51	1.463,16	1.716,67	263.069,49	31.302,83	136.930,51	168.233,33
99	263.069,49	252,11	1.464,56	1.716,67	261.604,93	31.554,93	138.395,07	169.950,00
100	261.604,93	250,70	1.465,96	1.716,67	260.138,97	31.805,64	139.861,03	171.666,67
101	260.138,97	249,30	1.467,37	1.716,67	258.671,60	32.054,94	141.328,40	173.383,33
102	258.671,60	247,89	1.468,77	1.716,67	257.202,83	32.302,83	142.797,17	175.100,00
103	257.202,83	246,49	1.470,18	1.716,67	255.732,65	32.549,32	144.267,35	176.816,67
104	255.732,65	245,08	1.471,59	1.716,67	254.261,06	32.794,39	145.738,94	178.533,33
105	254.261,06	243,67	1.473,00	1.716,67	252.788,06	33.038,06	147.211,94	180.250,00
106	252.788,06	242,26	1.474,41	1.716,67	251.313,65	33.280,32	148.686,35	181.966,67
107	251.313,65	240,84	1.475,82	1.716,67	249.837,83	33.521,16	150.162,17	183.683,33
108	249.837,83	239,43	1.477,24	1.716,67	248.360,59	33.760,59	151.639,41	185.400,00
109	248.360,59	238,01	1.478,65	1.716,67	246.881,93	33.998,60	153.118,07	187.116,67
110	246.881,93	236,60	1.480,07	1.716,67	245.401,86	34.235,19	154.598,14	188.833,33
111	245.401,86	235,18	1.481,49	1.716,67	243.920,37	34.470,37	156.079,63	190.550,00
112	243.920,37	233,76	1.482,91	1.716,67	242.437,46	34.704,13	157.562,54	192.266,67
113	242.437,46	232,34	1.484,33	1.716,67	240.953,13	34.936,46	159.046,87	193.983,33
114	240.953,13	230,91	1.485,75	1.716,67	239.467,38	35.167,38	160.532,62	195.700,00
115	239.467,38	229,49	1.487,18	1.716,67	237.980,20	35.396,87	162.019,80	197.416,67
116	237.980,20	228,06	1.488,60	1.716,67	236.491,60	35.624,93	163.508,40	199.133,33
117	236.491,60	226,64	1.490,03	1.716,67	235.001,57	35.851,57	164.998,43	200.850,00
118	235.001,57	225,21	1.491,46	1.716,67	233.510,11	36.076,78	166.489,89	202.566,67
119	233.510,11	223,78	1.492,89	1.716,67	232.017,23	36.300,56	167.982,77	204.283,33
120	232.017,23	222,35	1.494,32	1.716,67	230.522,91	36.522,91	169.477,09	206.000,00
121	230.522,91	220,92	1.495,75	1.716,67	229.027,16	36.743,83	170.972,84	207.716,67
122	229.027,16	219,48	1.497,18	1.716,67	227.529,98	36.963,31	172.470,02	209.433,33
123	227.529,98	218,05	1.498,62	1.716,67	226.031,36	37.181,36	173.968,64	211.150,00
124	226.031,36	216,61	1.500,05	1.716,67	224.531,31	37.397,97	175.468,69	212.866,67
125	224.531,31	215,18	1.501,49	1.716,67	223.029,82	37.613,15	176.970,18	214.583,33
126	223.029,82	213,74	1.502,93	1.716,67	221.526,89	37.826,89	178.473,11	216.300,00
127	221.526,89	212,30	1.504,37	1.716,67	220.022,52	38.039,18	179.977,48	218.016,67
128	220.022,52	210,85	1.505,81	1.716,67	218.516,71	38.250,04	181.483,29	219.733,33
129	218.516,71	209,41	1.507,25	1.716,67	217.009,45	38.459,45	182.990,55	221.450,00
130	217.009,45	207,97	1.508,70	1.716,67	215.500,75	38.667,42	184.499,25	223.166,67
131	215.500,75	206,52	1.510,15	1.716,67	213.990,61	38.873,94	186.009,39	224.883,33
132	213.990,61	205,07	1.511,59	1.716,67	212.479,01	39.079,01	187.520,99	226.600,00
133	212.479,01	203,63	1.513,04	1.716,67	210.965,97	39.282,64	189.034,03	228.316,67
134	210.965,97	202,18	1.514,49	1.716,67	209.451,48	39.484,82	190.548,52	230.033,33
135	209.451,48	200,72	1.515,94	1.716,67	207.935,54	39.685,54	192.064,46	231.750,00
136	207.935,54	199,27	1.517,40	1.716,67	206.418,14	39.884,81	193.581,86	233.466,67
137	206.418,14	197,82	1.518,85	1.716,67	204.899,30	40.082,63	195.100,70	235.183,33
138	204.899,30	196,36	1.520,30	1.716,67	203.378,99	40.278,99	196.621,01	236.900,00
139	203.378,99	194,90	1.521,76	1.716,67	201.857,23	40.473,90	198.142,77	238.616,67
140	201.857,23	193,45	1.523,22	1.716,67	200.334,01	40.667,34	199.665,99	240.333,33
141	200.334,01	191,99	1.524,68	1.716,67	198.809,33	40.859,33	201.190,67	242.050,00
142	198.809,33	190,53	1.526,14	1.716,67	197.283,19	41.049,85	202.716,81	243.766,67
143	197.283,19	189,06	1.527,60	1.716,67	195.755,58	41.238,92	204.244,42	245.483,33
144	195.755,58	187,60	1.529,07	1.716,67	194.226,52	41.426,52	205.773,48	247.200,00
145	194.226,52	186,13	1.530,53	1.716,67	192.695,98	41.612,65	207.304,02	248.916,67
146	192.695,98	184,67	1.532,00	1.716,67	191.163,98	41.797,32	208.836,02	250.633,33
147	191.163,98	183,20	1.533,47	1.716,67	189.630,52	41.980,52	210.369,48	252.350,00
148	189.630,52	181,73	1.534,94	1.716,67	188.095,58	42.162,25	211.904,42	254.066,67
149	188.095,58	180,26	1.536,41	1.716,67	186.559,17	42.342,50	213.440,83	255.783,33
150	186.559,17	178,79	1.537,88	1.716,67	185.021,29	42.521,29	214.978,71	257.500,00
151	185.021,29	177,31	1.539,35	1.716,67	183.481,93	42.698,60	216.518,07	259.216,67
152	183.481,93	175,84	1.540,83	1.716,67	181.941,10	42.874,44	218.058,90	260.933,33
153	181.941,10	174,36	1.542,31	1.716,67	180.398,80	43.048,80	219.601,20	262.650,00
154	180.398,80	172,88	1.543,78	1.716,67	178.855,01	43.221,68	221.144,99	264.366,67
155	178.855,01	171,40	1.545,26	1.716,67	177.309,75	43.393,08	222.690,25	266.083,33
156	177.309,75	169,92	1.546,74	1.716,67	175.763,01	43.563,01	224.236,99	267.800,00
157	175.763,01	168,44	1.548,23	1.716,67	174.214,78	43.731,44	225.785,22	269.516,67
158	174.214,78	166,96	1.549,71	1.716,67	172.665,07	43.898,40	227.334,93	271.233,33
159	172.665,07	165,47	1.551,20	1.716,67	171.113,87	44.063,87	228.886,13	272.950,00
160	171.113,87	163,98	1.552,68	1.716,67	169.561,19	44.227,86	230.438,81	274.666,67
161	169.561,19	162,50	1.554,17	1.716,67	168.007,02	44.390,35	231.992,98	276.383,33
162	168.007,02	161,01	1.555,66	1.716,67	166.451,36	44.551,36	233.548,64	278.100,00
163	166.451,36	159,52	1.557,15	1.716,67	164.894,21	44.710,87	235.105,79	279.816,67
164	164.894,21	158,02	1.558,64	1.716,67	163.335,56	44.868,90	236.664,44	281.533,33
165	163.335,56	156,53	1.560,14	1.716,67	161.775,43	45.025,43	238.224,57	283.250,00
166	161.775,43	155,03	1.561,63	1.716,67	160.213,80	45.180,46	239.786,20	284.966,67
167	160.213,80	153,54	1.563,13	1.716,67	158.650,67	45.334,00	241.349,33	286.683,33
168	158.650,67	152,04	1.564,63	1.716,67	157.086,04	45.486,04	242.913,96	288.400,00
169	157.086,04	150,54	1.566,13	1.716,67	155.519,92	45.636,58	244.480,08	290.116,67
170	155.519,92	149,04	1.567,63	1.716,67	153.952,29	45.785,62	246.047,71	291.833,33
171	153.952,29	147,54	1.569,13	1.716,67	152.383,16	45.933,16	247.616,84	293.550,00
172	152.383,16	146,03	1.570,63	1.716,67	150.812,53	46.079,19	249.187,47	295.266,67
173	150.812,53	144,53	1.572,14	1.716,67	149.240,39	46.223,72	250.759,61	296.983,33
174	149.240,39	143,02	1.573,64	1.716,67	147.666,74	46.366,74	252.333,26	298.700,00
175	147.666,74	141,51	1.575,15	1.716,67	146.091,59	46.508,26	253.908,41	300.416,67
176	146.091,59	140,00	1.576,66	1.716,67	144.514,93	46.648,26	255.485,07	302.133,33
177	144.514,93	138,49	1.578,17	1.716,67	142.936,76	46.786,76	257.063,24	303.850,00
178	142.936,76	136,98	1.579,69	1.716,67	141.357,07	46.923,74	258.642,93	305.566,67
179	141.357,07	135,47	1.581,20	1.716,67	139.775,87	47.059,20	260.224,13	307.283,33
180	139.775,87	133,95	1.582,71	1.716,67	138.193,16	47.193,16	261.806,84	309.000,00
181	138.193,16	132,44	1.584,23	1.716,67	136.608,92	47.325,59	263.391,08	310.716,67
182	136.608,92	130,92	1.585,75	1.716,67	135.023,17	47.456,51	264.976,83	312.433,33
183	135.023,17	129,40	1.587,27	1.716,67	133.435,90	47.585,90	266.564,10	314.150,00
184	133.435,90	127,88	1.588,79	1.716,67	131.847,11	47.713,78	268.152,89	315.866,67
185	131.847,11	126,35	1.590,31	1.716,67	130.256,80	47.840,13	269.743,20	317.583,33
186	130.256,80	124,83	1.591,84	1.716,67	128.664,96	47.964,96	271.335,04	319.300,00
187	128.664,96	123,30	1.593,36	1.716,67	127.071,60	48.088,27	272.928,40	321.016,67
188	127.071,60	121,78	1.594,89	1.716,67	125.476,71	48.210,04	274.523,29	322.733,33
189	125.476,71	120,25	1.596,42	1.716,67	123.880,29	48.330,29	276.119,71	324.450,00
190	123.880,29	118,72	1.597,95	1.716,67	122.282,35	48.449,01	277.717,65	326.166,67
191	122.282,35	117,19	1.599,48	1.716,67	120.682,87	48.566,20	279.317,13	327.883,33
192	120.682,87	115,65	1.601,01	1.716,67	119.081,85	48.681,85	280.918,15	329.600,00
193	119.081,85	114,12	1.602,55	1.716,67	117.479,31	48.795,97	282.520,69	331.316,67
194	117.479,31	112,58	1.604,08	1.716,67	115.875,22	48.908,56	284.124,78	333.033,33
195	115.875,22	111,05	1.605,62	1.716,67	114.269,61	49.019,61	285.730,39	334.750,00
196	114.269,61	109,51	1.607,16	1.716,67	112.662,45	49.129,11	287.337,55	336.466,67
197	112.662,45	107,97	1.608,70	1.716,67	111.053,75	49.237,08	288.946,25	338.183,33
198	111.053,75	106,43	1.610,24	1.716,67	109.443,51	49.343,51	290.556,49	339.900,00
199	109.443,51	104,88	1.611,78	1.716,67	107.831,72	49.448,39	292.168,28	341.616,67
200	107.831,72	103,34	1.613,33	1.716,67	106.218,40	49.551,73	293.781,60	343.333,33
201	106.218,40	101,79	1.614,87	1.716,67	104.603,52	49.653,52	295.396,48	345.050,00
202	104.603,52	100,25	1.616,42	1.716,67	102.987,10	49.753,77	297.012,90	346.766,67
203	102.987,10	98,70	1.617,97	1.716,67	101.369,13	49.852,46	298.630,87	348.483,33
204	101.369,13	97,15	1.619,52	1.716,67	99.749,61	49.949,61	300.250,39	350.200,00
205	99.749,61	95,59	1.621,07	1.716,67	98.128,54	50.045,20	301.871,46	351.916,67
206	98.128,54	94,04	1.622,63	1.716,67	96.505,91	50.139,24	303.494,09	353.633,33
207	96.505,91	92,48	1.624,18	1.716,67	94.881,73	50.231,73	305.118,27	355.350,00
208	94.881,73	90,93	1.625,74	1.716,67	93.255,99	50.322,66	306.744,01	357.066,67
209	93.255,99	89,37	1.627,30	1.716,67	91.628,69	50.412,03	308.371,31	358.783,33
210	91.628,69	87,81	1.628,86	1.716,67	89.999,84	50.499,84	310.000,16	360.500,00
211	89.999,84	86,25	1.630,42	1.716,67	88.369,42	50.586,09	311.630,58	362.216,67
212	88.369,42	84,69	1.631,98	1.716,67	86.737,44	50.670,77	313.262,56	363.933,33
213	86.737,44	83,12	1.633,54	1.716,67	85.103,90	50.753,90	314.896,10	365.650,00
214	85.103,90	81,56	1.635,11	1.716,67	83.468,79	50.835,46	316.531,21	367.366,67
215	83.468,79	79,99	1.636,68	1.716,67	81.832,11	50.915,45	318.167,89	369.083,33
216	81.832,11	78,42	1.638,24	1.716,67	80.193,87	50.993,87	319.806,13	370.800,00
217	80.193,87	76,85	1.639,81	1.716,67	78.554,05	51.070,72	321.445,95	372.516,67
218	78.554,05	75,28	1.641,39	1.716,67	76.912,67	51.146,00	323.087,33	374.233,33
219	76.912,67	73,71	1.642,96	1.716,67	75.269,71	51.219,71	324.730,29	375.950,00
220	75.269,71	72,13	1.644,53	1.716,67	73.625,18	51.291,84	326.374,82	377.666,67
221	73.625,18	70,56	1.646,11	1.716,67	71.979,07	51.362,40	328.020,93	379.383,33
222	71.979,07	68,98	1.647,69	1.716,67	70.331,38	51.431,38	329.668,62	381.100,00
223	70.331,38	67,40	1.649,27	1.716,67	68.682,12	51.498,78	331.317,88	382.816,67
224	68.682,12	65,82	1.650,85	1.716,67	67.031,27	51.564,60	332.968,73	384.533,33
225	67.031,27	64,24	1.652,43	1.716,67	65.378,84	51.628,84	334.621,16	386.250,00
226	65.378,84	62,65	1.654,01	1.716,67	63.724,83	51.691,50	336.275,17	387.966,67
227	63.724,83	61,07	1.655,60	1.716,67	62.069,23	51.752,56	337.930,77	389.683,33
228	62.069,23	59,48	1.657,18	1.716,67	60.412,05	51.812,05	339.587,95	391.400,00
229	60.412,05	57,89	1.658,77	1.716,67	58.753,28	51.869,94	341.246,72	393.116,67
230	58.753,28	56,31	1.660,36	1.716,67	57.092,91	51.926,25	342.907,09	394.833,33
231	57.092,91	54,71	1.661,95	1.716,67	55.430,96	51.980,96	344.569,04	396.550,00
232	55.430,96	53,12	1.663,55	1.716,67	53.767,42	52.034,08	346.232,58	398.266,67
233	53.767,42	51,53	1.665,14	1.716,67	52.102,28	52.085,61	347.897,72	399.983,33
234	52.102,28	49,93	1.666,74	1.716,67	50.435,54	52.135,54	349.564,46	401.700,00
235	50.435,54	48,33	1.668,33	1.716,67	48.767,21	52.183,88	351.232,79	403.416,67
236	48.767,21	46,74	1.669,93	1.716,67	47.097,28	52.230,61	352.902,72	405.133,33
237	47.097,28	45,13	1.671,53	1.716,67	45.425,75	52.275,75	354.574,25	406.850,00
238	45.425,75	43,53	1.673,13	1.716,67	43.752,61	52.319,28	356.247,39	408.566,67
239	43.752,61	41,93	1.674,74	1.716,67	42.077,88	52.361,21	357.922,12	410.283,33
240	42.077,88	40,32	1.676,34	1.716,67	40.401,53	52.401,53	359.598,47	412.000,00

Interhyp Baufinanzierung

4.00/5,00

56.237,60€
Zinsanteil

1.746,67€
Monatsrate

1,24%
Sollzins p.a.

1,25%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 200.000,00 €;Kreditrate: 615,00 €;Gesamtbetrag: 76.299,00 €;Anzahl Kreditraten: 120;Laufzeit: 361 Monate;Effektiver Jahreszins: 0,69 %;Gebundener Sollzins: 0,69 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	413,33	1.333,33	1.746,67	398.666,67	413,33	1.333,33	1.746,67
2	398.666,67	411,96	1.334,71	1.746,67	397.331,96	825,29	2.668,04	3.493,33
3	397.331,96	410,58	1.336,09	1.746,67	395.995,87	1.235,87	4.004,13	5.240,00
4	395.995,87	409,20	1.337,47	1.746,67	394.658,39	1.645,06	5.341,61	6.986,67
5	394.658,39	407,81	1.338,85	1.746,67	393.319,54	2.052,87	6.680,46	8.733,33
6	393.319,54	406,43	1.340,24	1.746,67	391.979,30	2.459,30	8.020,70	10.480,00
7	391.979,30	405,05	1.341,62	1.746,67	390.637,68	2.864,35	9.362,32	12.226,67
8	390.637,68	403,66	1.343,01	1.746,67	389.294,68	3.268,01	10.705,32	13.973,33
9	389.294,68	402,27	1.344,40	1.746,67	387.950,28	3.670,28	12.049,72	15.720,00
10	387.950,28	400,88	1.345,78	1.746,67	386.604,50	4.071,16	13.395,50	17.466,67
11	386.604,50	399,49	1.347,18	1.746,67	385.257,32	4.470,65	14.742,68	19.213,33
12	385.257,32	398,10	1.348,57	1.746,67	383.908,75	4.868,75	16.091,25	20.960,00
13	383.908,75	396,71	1.349,96	1.746,67	382.558,79	5.265,46	17.441,21	22.706,67
14	382.558,79	395,31	1.351,36	1.746,67	381.207,44	5.660,77	18.792,56	24.453,33
15	381.207,44	393,91	1.352,75	1.746,67	379.854,68	6.054,68	20.145,32	26.200,00
16	379.854,68	392,52	1.354,15	1.746,67	378.500,53	6.447,20	21.499,47	27.946,67
17	378.500,53	391,12	1.355,55	1.746,67	377.144,98	6.838,32	22.855,02	29.693,33
18	377.144,98	389,72	1.356,95	1.746,67	375.788,03	7.228,03	24.211,97	31.440,00
19	375.788,03	388,31	1.358,35	1.746,67	374.429,68	7.616,35	25.570,32	33.186,67
20	374.429,68	386,91	1.359,76	1.746,67	373.069,93	8.003,26	26.930,07	34.933,33
21	373.069,93	385,51	1.361,16	1.746,67	371.708,76	8.388,76	28.291,24	36.680,00
22	371.708,76	384,10	1.362,57	1.746,67	370.346,20	8.772,86	29.653,80	38.426,67
23	370.346,20	382,69	1.363,98	1.746,67	368.982,22	9.155,55	31.017,78	40.173,33
24	368.982,22	381,28	1.365,39	1.746,67	367.616,84	9.536,84	32.383,16	41.920,00
25	367.616,84	379,87	1.366,80	1.746,67	366.250,04	9.916,71	33.749,96	43.666,67
26	366.250,04	378,46	1.368,21	1.746,67	364.881,83	10.295,17	35.118,17	45.413,33
27	364.881,83	377,04	1.369,62	1.746,67	363.512,21	10.672,21	36.487,79	47.160,00
28	363.512,21	375,63	1.371,04	1.746,67	362.141,17	11.047,84	37.858,83	48.906,67
29	362.141,17	374,21	1.372,45	1.746,67	360.768,72	11.422,05	39.231,28	50.653,33
30	360.768,72	372,79	1.373,87	1.746,67	359.394,85	11.794,85	40.605,15	52.400,00
31	359.394,85	371,37	1.375,29	1.746,67	358.019,55	12.166,22	41.980,45	54.146,67
32	358.019,55	369,95	1.376,71	1.746,67	356.642,84	12.536,17	43.357,16	55.893,33
33	356.642,84	368,53	1.378,14	1.746,67	355.264,71	12.904,71	44.735,29	57.640,00
34	355.264,71	367,11	1.379,56	1.746,67	353.885,15	13.271,81	46.114,85	59.386,67
35	353.885,15	365,68	1.380,99	1.746,67	352.504,16	13.637,49	47.495,84	61.133,33
36	352.504,16	364,25	1.382,41	1.746,67	351.121,75	14.001,75	48.878,25	62.880,00
37	351.121,75	362,83	1.383,84	1.746,67	349.737,91	14.364,57	50.262,09	64.626,67
38	349.737,91	361,40	1.385,27	1.746,67	348.352,64	14.725,97	51.647,36	66.373,33
39	348.352,64	359,96	1.386,70	1.746,67	346.965,93	15.085,93	53.034,07	68.120,00
40	346.965,93	358,53	1.388,14	1.746,67	345.577,80	15.444,47	54.422,20	69.866,67
41	345.577,80	357,10	1.389,57	1.746,67	344.188,23	15.801,56	55.811,77	71.613,33
42	344.188,23	355,66	1.391,01	1.746,67	342.797,22	16.157,22	57.202,78	73.360,00
43	342.797,22	354,22	1.392,44	1.746,67	341.404,78	16.511,45	58.595,22	75.106,67
44	341.404,78	352,78	1.393,88	1.746,67	340.010,90	16.864,23	59.989,10	76.853,33
45	340.010,90	351,34	1.395,32	1.746,67	338.615,58	17.215,58	61.384,42	78.600,00
46	338.615,58	349,90	1.396,76	1.746,67	337.218,81	17.565,48	62.781,19	80.346,67
47	337.218,81	348,46	1.398,21	1.746,67	335.820,61	17.913,94	64.179,39	82.093,33
48	335.820,61	347,01	1.399,65	1.746,67	334.420,95	18.260,95	65.579,05	83.840,00
49	334.420,95	345,57	1.401,10	1.746,67	333.019,86	18.606,52	66.980,14	85.586,67
50	333.019,86	344,12	1.402,55	1.746,67	331.617,31	18.950,64	68.382,69	87.333,33
51	331.617,31	342,67	1.404,00	1.746,67	330.213,31	19.293,31	69.786,69	89.080,00
52	330.213,31	341,22	1.405,45	1.746,67	328.807,87	19.634,53	71.192,13	90.826,67
53	328.807,87	339,77	1.406,90	1.746,67	327.400,97	19.974,30	72.599,03	92.573,33
54	327.400,97	338,31	1.408,35	1.746,67	325.992,62	20.312,62	74.007,38	94.320,00
55	325.992,62	336,86	1.409,81	1.746,67	324.582,81	20.649,48	75.417,19	96.066,67
56	324.582,81	335,40	1.411,26	1.746,67	323.171,54	20.984,88	76.828,46	97.813,33
57	323.171,54	333,94	1.412,72	1.746,67	321.758,82	21.318,82	78.241,18	99.560,00
58	321.758,82	332,48	1.414,18	1.746,67	320.344,64	21.651,31	79.655,36	101.306,67
59	320.344,64	331,02	1.415,64	1.746,67	318.929,00	21.982,33	81.071,00	103.053,33
60	318.929,00	329,56	1.417,11	1.746,67	317.511,89	22.311,89	82.488,11	104.800,00
61	317.511,89	328,10	1.418,57	1.746,67	316.093,32	22.639,98	83.906,68	106.546,67
62	316.093,32	326,63	1.420,04	1.746,67	314.673,28	22.966,61	85.326,72	108.293,33
63	314.673,28	325,16	1.421,50	1.746,67	313.251,78	23.291,78	86.748,22	110.040,00
64	313.251,78	323,69	1.422,97	1.746,67	311.828,80	23.615,47	88.171,20	111.786,67
65	311.828,80	322,22	1.424,44	1.746,67	310.404,36	23.937,69	89.595,64	113.533,33
66	310.404,36	320,75	1.425,92	1.746,67	308.978,44	24.258,44	91.021,56	115.280,00
67	308.978,44	319,28	1.427,39	1.746,67	307.551,06	24.577,72	92.448,94	117.026,67
68	307.551,06	317,80	1.428,86	1.746,67	306.122,19	24.895,52	93.877,81	118.773,33
69	306.122,19	316,33	1.430,34	1.746,67	304.691,85	25.211,85	95.308,15	120.520,00
70	304.691,85	314,85	1.431,82	1.746,67	303.260,03	25.526,70	96.739,97	122.266,67
71	303.260,03	313,37	1.433,30	1.746,67	301.826,73	25.840,07	98.173,27	124.013,33
72	301.826,73	311,89	1.434,78	1.746,67	300.391,96	26.151,96	99.608,04	125.760,00
73	300.391,96	310,41	1.436,26	1.746,67	298.955,69	26.462,36	101.044,31	127.506,67
74	298.955,69	308,92	1.437,75	1.746,67	297.517,95	26.771,28	102.482,05	129.253,33
75	297.517,95	307,44	1.439,23	1.746,67	296.078,72	27.078,72	103.921,28	131.000,00
76	296.078,72	305,95	1.440,72	1.746,67	294.638,00	27.384,66	105.362,00	132.746,67
77	294.638,00	304,46	1.442,21	1.746,67	293.195,79	27.689,12	106.804,21	134.493,33
78	293.195,79	302,97	1.443,70	1.746,67	291.752,09	27.992,09	108.247,91	136.240,00
79	291.752,09	301,48	1.445,19	1.746,67	290.306,90	28.293,57	109.693,10	137.986,67
80	290.306,90	299,98	1.446,68	1.746,67	288.860,22	28.593,55	111.139,78	139.733,33
81	288.860,22	298,49	1.448,18	1.746,67	287.412,04	28.892,04	112.587,96	141.480,00
82	287.412,04	296,99	1.449,67	1.746,67	285.962,37	29.189,03	114.037,63	143.226,67
83	285.962,37	295,49	1.451,17	1.746,67	284.511,20	29.484,53	115.488,80	144.973,33
84	284.511,20	293,99	1.452,67	1.746,67	283.058,52	29.778,52	116.941,48	146.720,00
85	283.058,52	292,49	1.454,17	1.746,67	281.604,35	30.071,02	118.395,65	148.466,67
86	281.604,35	290,99	1.455,68	1.746,67	280.148,68	30.362,01	119.851,32	150.213,33
87	280.148,68	289,49	1.457,18	1.746,67	278.691,50	30.651,50	121.308,50	151.960,00
88	278.691,50	287,98	1.458,69	1.746,67	277.232,81	30.939,48	122.767,19	153.706,67
89	277.232,81	286,47	1.460,19	1.746,67	275.772,62	31.225,95	124.227,38	155.453,33
90	275.772,62	284,97	1.461,70	1.746,67	274.310,92	31.510,92	125.689,08	157.200,00
91	274.310,92	283,45	1.463,21	1.746,67	272.847,70	31.794,37	127.152,30	158.946,67
92	272.847,70	281,94	1.464,72	1.746,67	271.382,98	32.076,31	128.617,02	160.693,33
93	271.382,98	280,43	1.466,24	1.746,67	269.916,74	32.356,74	130.083,26	162.440,00
94	269.916,74	278,91	1.467,75	1.746,67	268.448,99	32.635,66	131.551,01	164.186,67
95	268.448,99	277,40	1.469,27	1.746,67	266.979,72	32.913,05	133.020,28	165.933,33
96	266.979,72	275,88	1.470,79	1.746,67	265.508,93	33.188,93	134.491,07	167.680,00
97	265.508,93	274,36	1.472,31	1.746,67	264.036,63	33.463,29	135.963,37	169.426,67
98	264.036,63	272,84	1.473,83	1.746,67	262.562,80	33.736,13	137.437,20	171.173,33
99	262.562,80	271,31	1.475,35	1.746,67	261.087,44	34.007,44	138.912,56	172.920,00
100	261.087,44	269,79	1.476,88	1.746,67	259.610,57	34.277,24	140.389,43	174.666,67
101	259.610,57	268,26	1.478,40	1.746,67	258.132,17	34.545,50	141.867,83	176.413,33
102	258.132,17	266,74	1.479,93	1.746,67	256.652,24	34.812,24	143.347,76	178.160,00
103	256.652,24	265,21	1.481,46	1.746,67	255.170,78	35.077,44	144.829,22	179.906,67
104	255.170,78	263,68	1.482,99	1.746,67	253.687,79	35.341,12	146.312,21	181.653,33
105	253.687,79	262,14	1.484,52	1.746,67	252.203,26	35.603,26	147.796,74	183.400,00
106	252.203,26	260,61	1.486,06	1.746,67	250.717,21	35.863,87	149.282,79	185.146,67
107	250.717,21	259,07	1.487,59	1.746,67	249.229,62	36.122,95	150.770,38	186.893,33
108	249.229,62	257,54	1.489,13	1.746,67	247.740,49	36.380,49	152.259,51	188.640,00
109	247.740,49	256,00	1.490,67	1.746,67	246.249,82	36.636,48	153.750,18	190.386,67
110	246.249,82	254,46	1.492,21	1.746,67	244.757,61	36.890,94	155.242,39	192.133,33
111	244.757,61	252,92	1.493,75	1.746,67	243.263,86	37.143,86	156.736,14	193.880,00
112	243.263,86	251,37	1.495,29	1.746,67	241.768,56	37.395,23	158.231,44	195.626,67
113	241.768,56	249,83	1.496,84	1.746,67	240.271,73	37.645,06	159.728,27	197.373,33
114	240.271,73	248,28	1.498,39	1.746,67	238.773,34	37.893,34	161.226,66	199.120,00
115	238.773,34	246,73	1.499,93	1.746,67	237.273,41	38.140,07	162.726,59	200.866,67
116	237.273,41	245,18	1.501,48	1.746,67	235.771,92	38.385,25	164.228,08	202.613,33
117	235.771,92	243,63	1.503,04	1.746,67	234.268,89	38.628,89	165.731,11	204.360,00
118	234.268,89	242,08	1.504,59	1.746,67	232.764,30	38.870,96	167.235,70	206.106,67
119	232.764,30	240,52	1.506,14	1.746,67	231.258,15	39.111,49	168.741,85	207.853,33
120	231.258,15	238,97	1.507,70	1.746,67	229.750,45	39.350,45	170.249,55	209.600,00
121	229.750,45	237,41	1.509,26	1.746,67	228.241,20	39.587,86	171.758,80	211.346,67
122	228.241,20	235,85	1.510,82	1.746,67	226.730,38	39.823,71	173.269,62	213.093,33
123	226.730,38	234,29	1.512,38	1.746,67	225.218,00	40.058,00	174.782,00	214.840,00
124	225.218,00	232,73	1.513,94	1.746,67	223.704,06	40.290,72	176.295,94	216.586,67
125	223.704,06	231,16	1.515,51	1.746,67	222.188,55	40.521,89	177.811,45	218.333,33
126	222.188,55	229,59	1.517,07	1.746,67	220.671,48	40.751,48	179.328,52	220.080,00
127	220.671,48	228,03	1.518,64	1.746,67	219.152,84	40.979,51	180.847,16	221.826,67
128	219.152,84	226,46	1.520,21	1.746,67	217.632,63	41.205,97	182.367,37	223.573,33
129	217.632,63	224,89	1.521,78	1.746,67	216.110,85	41.430,85	183.889,15	225.320,00
130	216.110,85	223,31	1.523,35	1.746,67	214.587,50	41.654,17	185.412,50	227.066,67
131	214.587,50	221,74	1.524,93	1.746,67	213.062,57	41.875,91	186.937,43	228.813,33
132	213.062,57	220,16	1.526,50	1.746,67	211.536,07	42.096,07	188.463,93	230.560,00
133	211.536,07	218,59	1.528,08	1.746,67	210.007,99	42.314,66	189.992,01	232.306,67
134	210.007,99	217,01	1.529,66	1.746,67	208.478,33	42.531,67	191.521,67	234.053,33
135	208.478,33	215,43	1.531,24	1.746,67	206.947,10	42.747,10	193.052,90	235.800,00
136	206.947,10	213,85	1.532,82	1.746,67	205.414,27	42.960,94	194.585,73	237.546,67
137	205.414,27	212,26	1.534,41	1.746,67	203.879,87	43.173,20	196.120,13	239.293,33
138	203.879,87	210,68	1.535,99	1.746,67	202.343,88	43.383,88	197.656,12	241.040,00
139	202.343,88	209,09	1.537,58	1.746,67	200.806,30	43.592,97	199.193,70	242.786,67
140	200.806,30	207,50	1.539,17	1.746,67	199.267,13	43.800,47	200.732,87	244.533,33
141	199.267,13	205,91	1.540,76	1.746,67	197.726,38	44.006,38	202.273,62	246.280,00
142	197.726,38	204,32	1.542,35	1.746,67	196.184,03	44.210,69	203.815,97	248.026,67
143	196.184,03	202,72	1.543,94	1.746,67	194.640,08	44.413,42	205.359,92	249.773,33
144	194.640,08	201,13	1.545,54	1.746,67	193.094,54	44.614,54	206.905,46	251.520,00
145	193.094,54	199,53	1.547,14	1.746,67	191.547,41	44.814,08	208.452,59	253.266,67
146	191.547,41	197,93	1.548,73	1.746,67	189.998,67	45.012,01	210.001,33	255.013,33
147	189.998,67	196,33	1.550,33	1.746,67	188.448,34	45.208,34	211.551,66	256.760,00
148	188.448,34	194,73	1.551,94	1.746,67	186.896,40	45.403,07	213.103,60	258.506,67
149	186.896,40	193,13	1.553,54	1.746,67	185.342,86	45.596,20	214.657,14	260.253,33
150	185.342,86	191,52	1.555,15	1.746,67	183.787,72	45.787,72	216.212,28	262.000,00
151	183.787,72	189,91	1.556,75	1.746,67	182.230,96	45.977,63	217.769,04	263.746,67
152	182.230,96	188,31	1.558,36	1.746,67	180.672,60	46.165,94	219.327,40	265.493,33
153	180.672,60	186,70	1.559,97	1.746,67	179.112,63	46.352,63	220.887,37	267.240,00
154	179.112,63	185,08	1.561,58	1.746,67	177.551,05	46.537,71	222.448,95	268.986,67
155	177.551,05	183,47	1.563,20	1.746,67	175.987,85	46.721,18	224.012,15	270.733,33
156	175.987,85	181,85	1.564,81	1.746,67	174.423,04	46.903,04	225.576,96	272.480,00
157	174.423,04	180,24	1.566,43	1.746,67	172.856,61	47.083,28	227.143,39	274.226,67
158	172.856,61	178,62	1.568,05	1.746,67	171.288,56	47.261,89	228.711,44	275.973,33
159	171.288,56	177,00	1.569,67	1.746,67	169.718,89	47.438,89	230.281,11	277.720,00
160	169.718,89	175,38	1.571,29	1.746,67	168.147,60	47.614,27	231.852,40	279.466,67
161	168.147,60	173,75	1.572,91	1.746,67	166.574,69	47.788,02	233.425,31	281.213,33
162	166.574,69	172,13	1.574,54	1.746,67	165.000,15	47.960,15	234.999,85	282.960,00
163	165.000,15	170,50	1.576,17	1.746,67	163.423,98	48.130,65	236.576,02	284.706,67
164	163.423,98	168,87	1.577,80	1.746,67	161.846,19	48.299,52	238.153,81	286.453,33
165	161.846,19	167,24	1.579,43	1.746,67	160.266,76	48.466,76	239.733,24	288.200,00
166	160.266,76	165,61	1.581,06	1.746,67	158.685,70	48.632,37	241.314,30	289.946,67
167	158.685,70	163,98	1.582,69	1.746,67	157.103,01	48.796,34	242.896,99	291.693,33
168	157.103,01	162,34	1.584,33	1.746,67	155.518,68	48.958,68	244.481,32	293.440,00
169	155.518,68	160,70	1.585,96	1.746,67	153.932,72	49.119,39	246.067,28	295.186,67
170	153.932,72	159,06	1.587,60	1.746,67	152.345,12	49.278,45	247.654,88	296.933,33
171	152.345,12	157,42	1.589,24	1.746,67	150.755,87	49.435,87	249.244,13	298.680,00
172	150.755,87	155,78	1.590,89	1.746,67	149.164,99	49.591,66	250.835,01	300.426,67
173	149.164,99	154,14	1.592,53	1.746,67	147.572,46	49.745,79	252.427,54	302.173,33
174	147.572,46	152,49	1.594,18	1.746,67	145.978,28	49.898,28	254.021,72	303.920,00
175	145.978,28	150,84	1.595,82	1.746,67	144.382,46	50.049,13	255.617,54	305.666,67
176	144.382,46	149,20	1.597,47	1.746,67	142.784,99	50.198,32	257.215,01	307.413,33
177	142.784,99	147,54	1.599,12	1.746,67	141.185,87	50.345,87	258.814,13	309.160,00
178	141.185,87	145,89	1.600,77	1.746,67	139.585,09	50.491,76	260.414,91	310.906,67
179	139.585,09	144,24	1.602,43	1.746,67	137.982,66	50.636,00	262.017,34	312.653,33
180	137.982,66	142,58	1.604,08	1.746,67	136.378,58	50.778,58	263.621,42	314.400,00
181	136.378,58	140,92	1.605,74	1.746,67	134.772,84	50.919,50	265.227,16	316.146,67
182	134.772,84	139,27	1.607,40	1.746,67	133.165,44	51.058,77	266.834,56	317.893,33
183	133.165,44	137,60	1.609,06	1.746,67	131.556,37	51.196,37	268.443,63	319.640,00
184	131.556,37	135,94	1.610,73	1.746,67	129.945,65	51.332,32	270.054,35	321.386,67
185	129.945,65	134,28	1.612,39	1.746,67	128.333,26	51.466,59	271.666,74	323.133,33
186	128.333,26	132,61	1.614,06	1.746,67	126.719,20	51.599,20	273.280,80	324.880,00
187	126.719,20	130,94	1.615,72	1.746,67	125.103,48	51.730,15	274.896,52	326.626,67
188	125.103,48	129,27	1.617,39	1.746,67	123.486,09	51.859,42	276.513,91	328.373,33
189	123.486,09	127,60	1.619,06	1.746,67	121.867,02	51.987,02	278.132,98	330.120,00
190	121.867,02	125,93	1.620,74	1.746,67	120.246,29	52.112,95	279.753,71	331.866,67
191	120.246,29	124,25	1.622,41	1.746,67	118.623,87	52.237,21	281.376,13	333.613,33
192	118.623,87	122,58	1.624,09	1.746,67	116.999,78	52.359,78	283.000,22	335.360,00
193	116.999,78	120,90	1.625,77	1.746,67	115.374,02	52.480,68	284.625,98	337.106,67
194	115.374,02	119,22	1.627,45	1.746,67	113.746,57	52.599,90	286.253,43	338.853,33
195	113.746,57	117,54	1.629,13	1.746,67	112.117,44	52.717,44	287.882,56	340.600,00
196	112.117,44	115,85	1.630,81	1.746,67	110.486,63	52.833,30	289.513,37	342.346,67
197	110.486,63	114,17	1.632,50	1.746,67	108.854,13	52.947,47	291.145,87	344.093,33
198	108.854,13	112,48	1.634,18	1.746,67	107.219,95	53.059,95	292.780,05	345.840,00
199	107.219,95	110,79	1.635,87	1.746,67	105.584,08	53.170,74	294.415,92	347.586,67
200	105.584,08	109,10	1.637,56	1.746,67	103.946,51	53.279,85	296.053,49	349.333,33
201	103.946,51	107,41	1.639,26	1.746,67	102.307,26	53.387,26	297.692,74	351.080,00
202	102.307,26	105,72	1.640,95	1.746,67	100.666,31	53.492,98	299.333,69	352.826,67
203	100.666,31	104,02	1.642,64	1.746,67	99.023,66	53.597,00	300.976,34	354.573,33
204	99.023,66	102,32	1.644,34	1.746,67	97.379,32	53.699,32	302.620,68	356.320,00
205	97.379,32	100,63	1.646,04	1.746,67	95.733,28	53.799,95	304.266,72	358.066,67
206	95.733,28	98,92	1.647,74	1.746,67	94.085,54	53.898,87	305.914,46	359.813,33
207	94.085,54	97,22	1.649,44	1.746,67	92.436,09	53.996,09	307.563,91	361.560,00
208	92.436,09	95,52	1.651,15	1.746,67	90.784,94	54.091,61	309.215,06	363.306,67
209	90.784,94	93,81	1.652,86	1.746,67	89.132,09	54.185,42	310.867,91	365.053,33
210	89.132,09	92,10	1.654,56	1.746,67	87.477,52	54.277,52	312.522,48	366.800,00
211	87.477,52	90,39	1.656,27	1.746,67	85.821,25	54.367,92	314.178,75	368.546,67
212	85.821,25	88,68	1.657,98	1.746,67	84.163,27	54.456,60	315.836,73	370.293,33
213	84.163,27	86,97	1.659,70	1.746,67	82.503,57	54.543,57	317.496,43	372.040,00
214	82.503,57	85,25	1.661,41	1.746,67	80.842,16	54.628,82	319.157,84	373.786,67
215	80.842,16	83,54	1.663,13	1.746,67	79.179,03	54.712,36	320.820,97	375.533,33
216	79.179,03	81,82	1.664,85	1.746,67	77.514,18	54.794,18	322.485,82	377.280,00
217	77.514,18	80,10	1.666,57	1.746,67	75.847,61	54.874,28	324.152,39	379.026,67
218	75.847,61	78,38	1.668,29	1.746,67	74.179,32	54.952,65	325.820,68	380.773,33
219	74.179,32	76,65	1.670,01	1.746,67	72.509,30	55.029,30	327.490,70	382.520,00
220	72.509,30	74,93	1.671,74	1.746,67	70.837,56	55.104,23	329.162,44	384.266,67
221	70.837,56	73,20	1.673,47	1.746,67	69.164,10	55.177,43	330.835,90	386.013,33
222	69.164,10	71,47	1.675,20	1.746,67	67.488,90	55.248,90	332.511,10	387.760,00
223	67.488,90	69,74	1.676,93	1.746,67	65.811,97	55.318,64	334.188,03	389.506,67
224	65.811,97	68,01	1.678,66	1.746,67	64.133,31	55.386,64	335.866,69	391.253,33
225	64.133,31	66,27	1.680,40	1.746,67	62.452,91	55.452,91	337.547,09	393.000,00
226	62.452,91	64,53	1.682,13	1.746,67	60.770,78	55.517,45	339.229,22	394.746,67
227	60.770,78	62,80	1.683,87	1.746,67	59.086,91	55.580,24	340.913,09	396.493,33
228	59.086,91	61,06	1.685,61	1.746,67	57.401,30	55.641,30	342.598,70	398.240,00
229	57.401,30	59,31	1.687,35	1.746,67	55.713,95	55.700,62	344.286,05	399.986,67
230	55.713,95	57,57	1.689,10	1.746,67	54.024,85	55.758,19	345.975,15	401.733,33
231	54.024,85	55,83	1.690,84	1.746,67	52.334,01	55.814,01	347.665,99	403.480,00
232	52.334,01	54,08	1.692,59	1.746,67	50.641,42	55.868,09	349.358,58	405.226,67
233	50.641,42	52,33	1.694,34	1.746,67	48.947,09	55.920,42	351.052,91	406.973,33
234	48.947,09	50,58	1.696,09	1.746,67	47.251,00	55.971,00	352.749,00	408.720,00
235	47.251,00	48,83	1.697,84	1.746,67	45.553,16	56.019,83	354.446,84	410.466,67
236	45.553,16	47,07	1.699,60	1.746,67	43.853,56	56.066,90	356.146,44	412.213,33
237	43.853,56	45,32	1.701,35	1.746,67	42.152,21	56.112,21	357.847,79	413.960,00
238	42.152,21	43,56	1.703,11	1.746,67	40.449,10	56.155,77	359.550,90	415.706,67
239	40.449,10	41,80	1.704,87	1.746,67	38.744,23	56.197,57	361.255,77	417.453,33
240	38.744,23	40,04	1.706,63	1.746,67	37.037,60	56.237,60	362.962,40	419.200,00

comdirect Baufinanzierung

4.16/5,00

Testsieger

62.123,02€
Zinsanteil

1.793,33€
Monatsrate

1,38%
Sollzins p.a.

1,40%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 140.000,00 €;Kreditrate: 291,67 €;Gesamtbetrag: 52.500,60 €;Anzahl Kreditraten: 180;Laufzeit: 180 Monate;Effektiver Jahreszins: 1,35 %;Gebundener Sollzins: 1,33 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	460,00	1.333,33	1.793,33	398.666,67	460,00	1.333,33	1.793,33
2	398.666,67	458,47	1.334,87	1.793,33	397.331,80	918,47	2.668,20	3.586,67
3	397.331,80	456,93	1.336,40	1.793,33	395.995,40	1.375,40	4.004,60	5.380,00
4	395.995,40	455,39	1.337,94	1.793,33	394.657,46	1.830,79	5.342,54	7.173,33
5	394.657,46	453,86	1.339,48	1.793,33	393.317,98	2.284,65	6.682,02	8.966,67
6	393.317,98	452,32	1.341,02	1.793,33	391.976,96	2.736,96	8.023,04	10.760,00
7	391.976,96	450,77	1.342,56	1.793,33	390.634,40	3.187,74	9.365,60	12.553,33
8	390.634,40	449,23	1.344,10	1.793,33	389.290,30	3.636,97	10.709,70	14.346,67
9	389.290,30	447,68	1.345,65	1.793,33	387.944,65	4.084,65	12.055,35	16.140,00
10	387.944,65	446,14	1.347,20	1.793,33	386.597,45	4.530,79	13.402,55	17.933,33
11	386.597,45	444,59	1.348,75	1.793,33	385.248,71	4.975,38	14.751,29	19.726,67
12	385.248,71	443,04	1.350,30	1.793,33	383.898,41	5.418,41	16.101,59	21.520,00
13	383.898,41	441,48	1.351,85	1.793,33	382.546,56	5.859,89	17.453,44	23.313,33
14	382.546,56	439,93	1.353,40	1.793,33	381.193,16	6.299,82	18.806,84	25.106,67
15	381.193,16	438,37	1.354,96	1.793,33	379.838,19	6.738,19	20.161,81	26.900,00
16	379.838,19	436,81	1.356,52	1.793,33	378.481,68	7.175,01	21.518,32	28.693,33
17	378.481,68	435,25	1.358,08	1.793,33	377.123,60	7.610,26	22.876,40	30.486,67
18	377.123,60	433,69	1.359,64	1.793,33	375.763,95	8.043,95	24.236,05	32.280,00
19	375.763,95	432,13	1.361,20	1.793,33	374.402,75	8.476,08	25.597,25	34.073,33
20	374.402,75	430,56	1.362,77	1.793,33	373.039,98	8.906,65	26.960,02	35.866,67
21	373.039,98	429,00	1.364,34	1.793,33	371.675,64	9.335,64	28.324,36	37.660,00
22	371.675,64	427,43	1.365,91	1.793,33	370.309,74	9.763,07	29.690,26	39.453,33
23	370.309,74	425,86	1.367,48	1.793,33	368.942,26	10.188,93	31.057,74	41.246,67
24	368.942,26	424,28	1.369,05	1.793,33	367.573,21	10.613,21	32.426,79	43.040,00
25	367.573,21	422,71	1.370,62	1.793,33	366.202,59	11.035,92	33.797,41	44.833,33
26	366.202,59	421,13	1.372,20	1.793,33	364.830,38	11.457,05	35.169,62	46.626,67
27	364.830,38	419,55	1.373,78	1.793,33	363.456,61	11.876,61	36.543,39	48.420,00
28	363.456,61	417,98	1.375,36	1.793,33	362.081,25	12.294,58	37.918,75	50.213,33
29	362.081,25	416,39	1.376,94	1.793,33	360.704,31	12.710,98	39.295,69	52.006,67
30	360.704,31	414,81	1.378,52	1.793,33	359.325,78	13.125,78	40.674,22	53.800,00
31	359.325,78	413,22	1.380,11	1.793,33	357.945,68	13.539,01	42.054,32	55.593,33
32	357.945,68	411,64	1.381,70	1.793,33	356.563,98	13.950,65	43.436,02	57.386,67
33	356.563,98	410,05	1.383,28	1.793,33	355.180,70	14.360,70	44.819,30	59.180,00
34	355.180,70	408,46	1.384,88	1.793,33	353.795,82	14.769,15	46.204,18	60.973,33
35	353.795,82	406,87	1.386,47	1.793,33	352.409,35	15.176,02	47.590,65	62.766,67
36	352.409,35	405,27	1.388,06	1.793,33	351.021,29	15.581,29	48.978,71	64.560,00
37	351.021,29	403,67	1.389,66	1.793,33	349.631,63	15.984,96	50.368,37	66.353,33
38	349.631,63	402,08	1.391,26	1.793,33	348.240,37	16.387,04	51.759,63	68.146,67
39	348.240,37	400,48	1.392,86	1.793,33	346.847,52	16.787,52	53.152,48	69.940,00
40	346.847,52	398,87	1.394,46	1.793,33	345.453,06	17.186,39	54.546,94	71.733,33
41	345.453,06	397,27	1.396,06	1.793,33	344.057,00	17.583,66	55.943,00	73.526,67
42	344.057,00	395,67	1.397,67	1.793,33	342.659,33	17.979,33	57.340,67	75.320,00
43	342.659,33	394,06	1.399,28	1.793,33	341.260,05	18.373,39	58.739,95	77.113,33
44	341.260,05	392,45	1.400,88	1.793,33	339.859,17	18.765,84	60.140,83	78.906,67
45	339.859,17	390,84	1.402,50	1.793,33	338.456,67	19.156,67	61.543,33	80.700,00
46	338.456,67	389,23	1.404,11	1.793,33	337.052,57	19.545,90	62.947,43	82.493,33
47	337.052,57	387,61	1.405,72	1.793,33	335.646,84	19.933,51	64.353,16	84.286,67
48	335.646,84	385,99	1.407,34	1.793,33	334.239,50	20.319,50	65.760,50	86.080,00
49	334.239,50	384,38	1.408,96	1.793,33	332.830,54	20.703,88	67.169,46	87.873,33
50	332.830,54	382,76	1.410,58	1.793,33	331.419,97	21.086,63	68.580,03	89.666,67
51	331.419,97	381,13	1.412,20	1.793,33	330.007,77	21.467,77	69.992,23	91.460,00
52	330.007,77	379,51	1.413,82	1.793,33	328.593,94	21.847,28	71.406,06	93.253,33
53	328.593,94	377,88	1.415,45	1.793,33	327.178,49	22.225,16	72.821,51	95.046,67
54	327.178,49	376,26	1.417,08	1.793,33	325.761,41	22.601,41	74.238,59	96.840,00
55	325.761,41	374,63	1.418,71	1.793,33	324.342,71	22.976,04	75.657,29	98.633,33
56	324.342,71	372,99	1.420,34	1.793,33	322.922,37	23.349,03	77.077,63	100.426,67
57	322.922,37	371,36	1.421,97	1.793,33	321.500,39	23.720,39	78.499,61	102.220,00
58	321.500,39	369,73	1.423,61	1.793,33	320.076,79	24.090,12	79.923,21	104.013,33
59	320.076,79	368,09	1.425,25	1.793,33	318.651,54	24.458,21	81.348,46	105.806,67
60	318.651,54	366,45	1.426,88	1.793,33	317.224,66	24.824,66	82.775,34	107.600,00
61	317.224,66	364,81	1.428,52	1.793,33	315.796,13	25.189,47	84.203,87	109.393,33
62	315.796,13	363,17	1.430,17	1.793,33	314.365,96	25.552,63	85.634,04	111.186,67
63	314.365,96	361,52	1.431,81	1.793,33	312.934,15	25.914,15	87.065,85	112.980,00
64	312.934,15	359,87	1.433,46	1.793,33	311.500,69	26.274,03	88.499,31	114.773,33
65	311.500,69	358,23	1.435,11	1.793,33	310.065,59	26.632,25	89.934,41	116.566,67
66	310.065,59	356,58	1.436,76	1.793,33	308.628,83	26.988,83	91.371,17	118.360,00
67	308.628,83	354,92	1.438,41	1.793,33	307.190,42	27.343,75	92.809,58	120.153,33
68	307.190,42	353,27	1.440,06	1.793,33	305.750,35	27.697,02	94.249,65	121.946,67
69	305.750,35	351,61	1.441,72	1.793,33	304.308,63	28.048,63	95.691,37	123.740,00
70	304.308,63	349,95	1.443,38	1.793,33	302.865,25	28.398,59	97.134,75	125.533,33
71	302.865,25	348,30	1.445,04	1.793,33	301.420,22	28.746,88	98.579,78	127.326,67
72	301.420,22	346,63	1.446,70	1.793,33	299.973,52	29.093,52	100.026,48	129.120,00
73	299.973,52	344,97	1.448,36	1.793,33	298.525,15	29.438,49	101.474,85	130.913,33
74	298.525,15	343,30	1.450,03	1.793,33	297.075,12	29.781,79	102.924,88	132.706,67
75	297.075,12	341,64	1.451,70	1.793,33	295.623,43	30.123,43	104.376,57	134.500,00
76	295.623,43	339,97	1.453,37	1.793,33	294.170,06	30.463,39	105.829,94	136.293,33
77	294.170,06	338,30	1.455,04	1.793,33	292.715,02	30.801,69	107.284,98	138.086,67
78	292.715,02	336,62	1.456,71	1.793,33	291.258,31	31.138,31	108.741,69	139.880,00
79	291.258,31	334,95	1.458,39	1.793,33	289.799,92	31.473,26	110.200,08	141.673,33
80	289.799,92	333,27	1.460,06	1.793,33	288.339,86	31.806,53	111.660,14	143.466,67
81	288.339,86	331,59	1.461,74	1.793,33	286.878,12	32.138,12	113.121,88	145.260,00
82	286.878,12	329,91	1.463,42	1.793,33	285.414,69	32.468,03	114.585,31	147.053,33
83	285.414,69	328,23	1.465,11	1.793,33	283.949,59	32.796,25	116.050,41	148.846,67
84	283.949,59	326,54	1.466,79	1.793,33	282.482,80	33.122,80	117.517,20	150.640,00
85	282.482,80	324,86	1.468,48	1.793,33	281.014,32	33.447,65	118.985,68	152.433,33
86	281.014,32	323,17	1.470,17	1.793,33	279.544,15	33.770,82	120.455,85	154.226,67
87	279.544,15	321,48	1.471,86	1.793,33	278.072,29	34.092,29	121.927,71	156.020,00
88	278.072,29	319,78	1.473,55	1.793,33	276.598,74	34.412,08	123.401,26	157.813,33
89	276.598,74	318,09	1.475,24	1.793,33	275.123,50	34.730,17	124.876,50	159.606,67
90	275.123,50	316,39	1.476,94	1.793,33	273.646,56	35.046,56	126.353,44	161.400,00
91	273.646,56	314,69	1.478,64	1.793,33	272.167,92	35.361,25	127.832,08	163.193,33
92	272.167,92	312,99	1.480,34	1.793,33	270.687,58	35.674,24	129.312,42	164.986,67
93	270.687,58	311,29	1.482,04	1.793,33	269.205,54	35.985,54	130.794,46	166.780,00
94	269.205,54	309,59	1.483,75	1.793,33	267.721,79	36.295,12	132.278,21	168.573,33
95	267.721,79	307,88	1.485,45	1.793,33	266.236,34	36.603,00	133.763,66	170.366,67
96	266.236,34	306,17	1.487,16	1.793,33	264.749,17	36.909,17	135.250,83	172.160,00
97	264.749,17	304,46	1.488,87	1.793,33	263.260,30	37.213,64	136.739,70	173.953,33
98	263.260,30	302,75	1.490,58	1.793,33	261.769,72	37.516,38	138.230,28	175.746,67
99	261.769,72	301,04	1.492,30	1.793,33	260.277,42	37.817,42	139.722,58	177.540,00
100	260.277,42	299,32	1.494,01	1.793,33	258.783,41	38.116,74	141.216,59	179.333,33
101	258.783,41	297,60	1.495,73	1.793,33	257.287,67	38.414,34	142.712,33	181.126,67
102	257.287,67	295,88	1.497,45	1.793,33	255.790,22	38.710,22	144.209,78	182.920,00
103	255.790,22	294,16	1.499,17	1.793,33	254.291,05	39.004,38	145.708,95	184.713,33
104	254.291,05	292,43	1.500,90	1.793,33	252.790,15	39.296,81	147.209,85	186.506,67
105	252.790,15	290,71	1.502,62	1.793,33	251.287,52	39.587,52	148.712,48	188.300,00
106	251.287,52	288,98	1.504,35	1.793,33	249.783,17	39.876,50	150.216,83	190.093,33
107	249.783,17	287,25	1.506,08	1.793,33	248.277,09	40.163,75	151.722,91	191.886,67
108	248.277,09	285,52	1.507,81	1.793,33	246.769,27	40.449,27	153.230,73	193.680,00
109	246.769,27	283,78	1.509,55	1.793,33	245.259,72	40.733,06	154.740,28	195.473,33
110	245.259,72	282,05	1.511,28	1.793,33	243.748,44	41.015,11	156.251,56	197.266,67
111	243.748,44	280,31	1.513,02	1.793,33	242.235,42	41.295,42	157.764,58	199.060,00
112	242.235,42	278,57	1.514,76	1.793,33	240.720,65	41.573,99	159.279,35	200.853,33
113	240.720,65	276,83	1.516,50	1.793,33	239.204,15	41.850,82	160.795,85	202.646,67
114	239.204,15	275,08	1.518,25	1.793,33	237.685,90	42.125,90	162.314,10	204.440,00
115	237.685,90	273,34	1.519,99	1.793,33	236.165,91	42.399,24	163.834,09	206.233,33
116	236.165,91	271,59	1.521,74	1.793,33	234.644,16	42.670,83	165.355,84	208.026,67
117	234.644,16	269,84	1.523,49	1.793,33	233.120,67	42.940,67	166.879,33	209.820,00
118	233.120,67	268,09	1.525,24	1.793,33	231.595,43	43.208,76	168.404,57	211.613,33
119	231.595,43	266,33	1.527,00	1.793,33	230.068,43	43.475,09	169.931,57	213.406,67
120	230.068,43	264,58	1.528,75	1.793,33	228.539,67	43.739,67	171.460,33	215.200,00
121	228.539,67	262,82	1.530,51	1.793,33	227.009,16	44.002,49	172.990,84	216.993,33
122	227.009,16	261,06	1.532,27	1.793,33	225.476,89	44.263,55	174.523,11	218.786,67
123	225.476,89	259,30	1.534,03	1.793,33	223.942,85	44.522,85	176.057,15	220.580,00
124	223.942,85	257,53	1.535,80	1.793,33	222.407,05	44.780,39	177.592,95	222.373,33
125	222.407,05	255,77	1.537,57	1.793,33	220.869,49	45.036,16	179.130,51	224.166,67
126	220.869,49	254,00	1.539,33	1.793,33	219.330,16	45.290,16	180.669,84	225.960,00
127	219.330,16	252,23	1.541,10	1.793,33	217.789,05	45.542,38	182.210,95	227.753,33
128	217.789,05	250,46	1.542,88	1.793,33	216.246,18	45.792,84	183.753,82	229.546,67
129	216.246,18	248,68	1.544,65	1.793,33	214.701,53	46.041,53	185.298,47	231.340,00
130	214.701,53	246,91	1.546,43	1.793,33	213.155,10	46.288,43	186.844,90	233.133,33
131	213.155,10	245,13	1.548,20	1.793,33	211.606,89	46.533,56	188.393,11	234.926,67
132	211.606,89	243,35	1.549,99	1.793,33	210.056,91	46.776,91	189.943,09	236.720,00
133	210.056,91	241,57	1.551,77	1.793,33	208.505,14	47.018,47	191.494,86	238.513,33
134	208.505,14	239,78	1.553,55	1.793,33	206.951,59	47.258,25	193.048,41	240.306,67
135	206.951,59	237,99	1.555,34	1.793,33	205.396,25	47.496,25	194.603,75	242.100,00
136	205.396,25	236,21	1.557,13	1.793,33	203.839,12	47.732,45	196.160,88	243.893,33
137	203.839,12	234,41	1.558,92	1.793,33	202.280,20	47.966,87	197.719,80	245.686,67
138	202.280,20	232,62	1.560,71	1.793,33	200.719,49	48.199,49	199.280,51	247.480,00
139	200.719,49	230,83	1.562,51	1.793,33	199.156,99	48.430,32	200.843,01	249.273,33
140	199.156,99	229,03	1.564,30	1.793,33	197.592,68	48.659,35	202.407,32	251.066,67
141	197.592,68	227,23	1.566,10	1.793,33	196.026,58	48.886,58	203.973,42	252.860,00
142	196.026,58	225,43	1.567,90	1.793,33	194.458,68	49.112,01	205.541,32	254.653,33
143	194.458,68	223,63	1.569,71	1.793,33	192.888,97	49.335,64	207.111,03	256.446,67
144	192.888,97	221,82	1.571,51	1.793,33	191.317,46	49.557,46	208.682,54	258.240,00
145	191.317,46	220,02	1.573,32	1.793,33	189.744,14	49.777,48	210.255,86	260.033,33
146	189.744,14	218,21	1.575,13	1.793,33	188.169,02	49.995,68	211.830,98	261.826,67
147	188.169,02	216,39	1.576,94	1.793,33	186.592,08	50.212,08	213.407,92	263.620,00
148	186.592,08	214,58	1.578,75	1.793,33	185.013,32	50.426,66	214.986,68	265.413,33
149	185.013,32	212,77	1.580,57	1.793,33	183.432,76	50.639,42	216.567,24	267.206,67
150	183.432,76	210,95	1.582,39	1.793,33	181.850,37	50.850,37	218.149,63	269.000,00
151	181.850,37	209,13	1.584,21	1.793,33	180.266,17	51.059,50	219.733,83	270.793,33
152	180.266,17	207,31	1.586,03	1.793,33	178.680,14	51.266,81	221.319,86	272.586,67
153	178.680,14	205,48	1.587,85	1.793,33	177.092,29	51.472,29	222.907,71	274.380,00
154	177.092,29	203,66	1.589,68	1.793,33	175.502,61	51.675,94	224.497,39	276.173,33
155	175.502,61	201,83	1.591,51	1.793,33	173.911,10	51.877,77	226.088,90	277.966,67
156	173.911,10	200,00	1.593,34	1.793,33	172.317,77	52.077,77	227.682,23	279.760,00
157	172.317,77	198,17	1.595,17	1.793,33	170.722,60	52.275,93	229.277,40	281.553,33
158	170.722,60	196,33	1.597,00	1.793,33	169.125,60	52.472,27	230.874,40	283.346,67
159	169.125,60	194,49	1.598,84	1.793,33	167.526,76	52.666,76	232.473,24	285.140,00
160	167.526,76	192,66	1.600,68	1.793,33	165.926,08	52.859,42	234.073,92	286.933,33
161	165.926,08	190,81	1.602,52	1.793,33	164.323,56	53.050,23	235.676,44	288.726,67
162	164.323,56	188,97	1.604,36	1.793,33	162.719,20	53.239,20	237.280,80	290.520,00
163	162.719,20	187,13	1.606,21	1.793,33	161.113,00	53.426,33	238.887,00	292.313,33
164	161.113,00	185,28	1.608,05	1.793,33	159.504,94	53.611,61	240.495,06	294.106,67
165	159.504,94	183,43	1.609,90	1.793,33	157.895,04	53.795,04	242.104,96	295.900,00
166	157.895,04	181,58	1.611,75	1.793,33	156.283,29	53.976,62	243.716,71	297.693,33
167	156.283,29	179,73	1.613,61	1.793,33	154.669,68	54.156,35	245.330,32	299.486,67
168	154.669,68	177,87	1.615,46	1.793,33	153.054,22	54.334,22	246.945,78	301.280,00
169	153.054,22	176,01	1.617,32	1.793,33	151.436,89	54.510,23	248.563,11	303.073,33
170	151.436,89	174,15	1.619,18	1.793,33	149.817,71	54.684,38	250.182,29	304.866,67
171	149.817,71	172,29	1.621,04	1.793,33	148.196,67	54.856,67	251.803,33	306.660,00
172	148.196,67	170,43	1.622,91	1.793,33	146.573,76	55.027,10	253.426,24	308.453,33
173	146.573,76	168,56	1.624,77	1.793,33	144.948,99	55.195,66	255.051,01	310.246,67
174	144.948,99	166,69	1.626,64	1.793,33	143.322,35	55.362,35	256.677,65	312.040,00
175	143.322,35	164,82	1.628,51	1.793,33	141.693,84	55.527,17	258.306,16	313.833,33
176	141.693,84	162,95	1.630,39	1.793,33	140.063,45	55.690,12	259.936,55	315.626,67
177	140.063,45	161,07	1.632,26	1.793,33	138.431,19	55.851,19	261.568,81	317.420,00
178	138.431,19	159,20	1.634,14	1.793,33	136.797,05	56.010,39	263.202,95	319.213,33
179	136.797,05	157,32	1.636,02	1.793,33	135.161,04	56.167,70	264.838,96	321.006,67
180	135.161,04	155,44	1.637,90	1.793,33	133.523,14	56.323,14	266.476,86	322.800,00
181	133.523,14	153,55	1.639,78	1.793,33	131.883,36	56.476,69	268.116,64	324.593,33
182	131.883,36	151,67	1.641,67	1.793,33	130.241,69	56.628,35	269.758,31	326.386,67
183	130.241,69	149,78	1.643,56	1.793,33	128.598,13	56.778,13	271.401,87	328.180,00
184	128.598,13	147,89	1.645,45	1.793,33	126.952,69	56.926,02	273.047,31	329.973,33
185	126.952,69	146,00	1.647,34	1.793,33	125.305,35	57.072,02	274.694,65	331.766,67
186	125.305,35	144,10	1.649,23	1.793,33	123.656,12	57.216,12	276.343,88	333.560,00
187	123.656,12	142,20	1.651,13	1.793,33	122.004,99	57.358,32	277.995,01	335.353,33
188	122.004,99	140,31	1.653,03	1.793,33	120.351,96	57.498,63	279.648,04	337.146,67
189	120.351,96	138,40	1.654,93	1.793,33	118.697,03	57.637,03	281.302,97	338.940,00
190	118.697,03	136,50	1.656,83	1.793,33	117.040,20	57.773,53	282.959,80	340.733,33
191	117.040,20	134,60	1.658,74	1.793,33	115.381,46	57.908,13	284.618,54	342.526,67
192	115.381,46	132,69	1.660,64	1.793,33	113.720,82	58.040,82	286.279,18	344.320,00
193	113.720,82	130,78	1.662,55	1.793,33	112.058,26	58.171,60	287.941,74	346.113,33
194	112.058,26	128,87	1.664,47	1.793,33	110.393,80	58.300,46	289.606,20	347.906,67
195	110.393,80	126,95	1.666,38	1.793,33	108.727,42	58.427,42	291.272,58	349.700,00
196	108.727,42	125,04	1.668,30	1.793,33	107.059,12	58.552,45	292.940,88	351.493,33
197	107.059,12	123,12	1.670,22	1.793,33	105.388,91	58.675,57	294.611,09	353.286,67
198	105.388,91	121,20	1.672,14	1.793,33	103.716,77	58.796,77	296.283,23	355.080,00
199	103.716,77	119,27	1.674,06	1.793,33	102.042,71	58.916,04	297.957,29	356.873,33
200	102.042,71	117,35	1.675,98	1.793,33	100.366,73	59.033,39	299.633,27	358.666,67
201	100.366,73	115,42	1.677,91	1.793,33	98.688,81	59.148,81	301.311,19	360.460,00
202	98.688,81	113,49	1.679,84	1.793,33	97.008,97	59.262,31	302.991,03	362.253,33
203	97.008,97	111,56	1.681,77	1.793,33	95.327,20	59.373,87	304.672,80	364.046,67
204	95.327,20	109,63	1.683,71	1.793,33	93.643,49	59.483,49	306.356,51	365.840,00
205	93.643,49	107,69	1.685,64	1.793,33	91.957,85	59.591,18	308.042,15	367.633,33
206	91.957,85	105,75	1.687,58	1.793,33	90.270,27	59.696,93	309.729,73	369.426,67
207	90.270,27	103,81	1.689,52	1.793,33	88.580,75	59.800,75	311.419,25	371.220,00
208	88.580,75	101,87	1.691,47	1.793,33	86.889,28	59.902,61	313.110,72	373.013,33
209	86.889,28	99,92	1.693,41	1.793,33	85.195,87	60.002,54	314.804,13	374.806,67
210	85.195,87	97,98	1.695,36	1.793,33	83.500,51	60.100,51	316.499,49	376.600,00
211	83.500,51	96,03	1.697,31	1.793,33	81.803,20	60.196,54	318.196,80	378.393,33
212	81.803,20	94,07	1.699,26	1.793,33	80.103,94	60.290,61	319.896,06	380.186,67
213	80.103,94	92,12	1.701,21	1.793,33	78.402,73	60.382,73	321.597,27	381.980,00
214	78.402,73	90,16	1.703,17	1.793,33	76.699,56	60.472,89	323.300,44	383.773,33
215	76.699,56	88,20	1.705,13	1.793,33	74.994,43	60.561,10	325.005,57	385.566,67
216	74.994,43	86,24	1.707,09	1.793,33	73.287,34	60.647,34	326.712,66	387.360,00
217	73.287,34	84,28	1.709,05	1.793,33	71.578,29	60.731,62	328.421,71	389.153,33
218	71.578,29	82,32	1.711,02	1.793,33	69.867,27	60.813,94	330.132,73	390.946,67
219	69.867,27	80,35	1.712,99	1.793,33	68.154,28	60.894,28	331.845,72	392.740,00
220	68.154,28	78,38	1.714,96	1.793,33	66.439,33	60.972,66	333.560,67	394.533,33
221	66.439,33	76,41	1.716,93	1.793,33	64.722,40	61.049,07	335.277,60	396.326,67
222	64.722,40	74,43	1.718,90	1.793,33	63.003,50	61.123,50	336.996,50	398.120,00
223	63.003,50	72,45	1.720,88	1.793,33	61.282,62	61.195,95	338.717,38	399.913,33
224	61.282,62	70,48	1.722,86	1.793,33	59.559,76	61.266,43	340.440,24	401.706,67
225	59.559,76	68,49	1.724,84	1.793,33	57.834,92	61.334,92	342.165,08	403.500,00
226	57.834,92	66,51	1.726,82	1.793,33	56.108,10	61.401,43	343.891,90	405.293,33
227	56.108,10	64,52	1.728,81	1.793,33	54.379,29	61.465,96	345.620,71	407.086,67
228	54.379,29	62,54	1.730,80	1.793,33	52.648,49	61.528,49	347.351,51	408.880,00
229	52.648,49	60,55	1.732,79	1.793,33	50.915,70	61.589,04	349.084,30	410.673,33
230	50.915,70	58,55	1.734,78	1.793,33	49.180,92	61.647,59	350.819,08	412.466,67
231	49.180,92	56,56	1.736,78	1.793,33	47.444,15	61.704,15	352.555,85	414.260,00
232	47.444,15	54,56	1.738,77	1.793,33	45.705,38	61.758,71	354.294,62	416.053,33
233	45.705,38	52,56	1.740,77	1.793,33	43.964,60	61.811,27	356.035,40	417.846,67
234	43.964,60	50,56	1.742,77	1.793,33	42.221,83	61.861,83	357.778,17	419.640,00
235	42.221,83	48,56	1.744,78	1.793,33	40.477,05	61.910,38	359.522,95	421.433,33
236	40.477,05	46,55	1.746,78	1.793,33	38.730,27	61.956,93	361.269,73	423.226,67
237	38.730,27	44,54	1.748,79	1.793,33	36.981,47	62.001,47	363.018,53	425.020,00
238	36.981,47	42,53	1.750,80	1.793,33	35.230,67	62.044,00	364.769,33	426.813,33
239	35.230,67	40,52	1.752,82	1.793,33	33.477,85	62.084,52	366.522,15	428.606,67
240	33.477,85	38,50	1.754,83	1.793,33	31.723,02	62.123,02	368.276,98	430.400,00

ING Baufinanzierung

4.07/5,00

62.123,02€
Zinsanteil

1.793,33€
Monatsrate

1,38%
Sollzins p.a.

1,40%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.025,00 €;Gesamtbetrag: 184.500,00 €;Anzahl Kreditraten: 180;Laufzeit: 337 Monate;Effektiver Jahreszins: 1,13 %;Gebundener Sollzins: 1,10 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	460,00	1.333,33	1.793,33	398.666,67	460,00	1.333,33	1.793,33
2	398.666,67	458,47	1.334,87	1.793,33	397.331,80	918,47	2.668,20	3.586,67
3	397.331,80	456,93	1.336,40	1.793,33	395.995,40	1.375,40	4.004,60	5.380,00
4	395.995,40	455,39	1.337,94	1.793,33	394.657,46	1.830,79	5.342,54	7.173,33
5	394.657,46	453,86	1.339,48	1.793,33	393.317,98	2.284,65	6.682,02	8.966,67
6	393.317,98	452,32	1.341,02	1.793,33	391.976,96	2.736,96	8.023,04	10.760,00
7	391.976,96	450,77	1.342,56	1.793,33	390.634,40	3.187,74	9.365,60	12.553,33
8	390.634,40	449,23	1.344,10	1.793,33	389.290,30	3.636,97	10.709,70	14.346,67
9	389.290,30	447,68	1.345,65	1.793,33	387.944,65	4.084,65	12.055,35	16.140,00
10	387.944,65	446,14	1.347,20	1.793,33	386.597,45	4.530,79	13.402,55	17.933,33
11	386.597,45	444,59	1.348,75	1.793,33	385.248,71	4.975,38	14.751,29	19.726,67
12	385.248,71	443,04	1.350,30	1.793,33	383.898,41	5.418,41	16.101,59	21.520,00
13	383.898,41	441,48	1.351,85	1.793,33	382.546,56	5.859,89	17.453,44	23.313,33
14	382.546,56	439,93	1.353,40	1.793,33	381.193,16	6.299,82	18.806,84	25.106,67
15	381.193,16	438,37	1.354,96	1.793,33	379.838,19	6.738,19	20.161,81	26.900,00
16	379.838,19	436,81	1.356,52	1.793,33	378.481,68	7.175,01	21.518,32	28.693,33
17	378.481,68	435,25	1.358,08	1.793,33	377.123,60	7.610,26	22.876,40	30.486,67
18	377.123,60	433,69	1.359,64	1.793,33	375.763,95	8.043,95	24.236,05	32.280,00
19	375.763,95	432,13	1.361,20	1.793,33	374.402,75	8.476,08	25.597,25	34.073,33
20	374.402,75	430,56	1.362,77	1.793,33	373.039,98	8.906,65	26.960,02	35.866,67
21	373.039,98	429,00	1.364,34	1.793,33	371.675,64	9.335,64	28.324,36	37.660,00
22	371.675,64	427,43	1.365,91	1.793,33	370.309,74	9.763,07	29.690,26	39.453,33
23	370.309,74	425,86	1.367,48	1.793,33	368.942,26	10.188,93	31.057,74	41.246,67
24	368.942,26	424,28	1.369,05	1.793,33	367.573,21	10.613,21	32.426,79	43.040,00
25	367.573,21	422,71	1.370,62	1.793,33	366.202,59	11.035,92	33.797,41	44.833,33
26	366.202,59	421,13	1.372,20	1.793,33	364.830,38	11.457,05	35.169,62	46.626,67
27	364.830,38	419,55	1.373,78	1.793,33	363.456,61	11.876,61	36.543,39	48.420,00
28	363.456,61	417,98	1.375,36	1.793,33	362.081,25	12.294,58	37.918,75	50.213,33
29	362.081,25	416,39	1.376,94	1.793,33	360.704,31	12.710,98	39.295,69	52.006,67
30	360.704,31	414,81	1.378,52	1.793,33	359.325,78	13.125,78	40.674,22	53.800,00
31	359.325,78	413,22	1.380,11	1.793,33	357.945,68	13.539,01	42.054,32	55.593,33
32	357.945,68	411,64	1.381,70	1.793,33	356.563,98	13.950,65	43.436,02	57.386,67
33	356.563,98	410,05	1.383,28	1.793,33	355.180,70	14.360,70	44.819,30	59.180,00
34	355.180,70	408,46	1.384,88	1.793,33	353.795,82	14.769,15	46.204,18	60.973,33
35	353.795,82	406,87	1.386,47	1.793,33	352.409,35	15.176,02	47.590,65	62.766,67
36	352.409,35	405,27	1.388,06	1.793,33	351.021,29	15.581,29	48.978,71	64.560,00
37	351.021,29	403,67	1.389,66	1.793,33	349.631,63	15.984,96	50.368,37	66.353,33
38	349.631,63	402,08	1.391,26	1.793,33	348.240,37	16.387,04	51.759,63	68.146,67
39	348.240,37	400,48	1.392,86	1.793,33	346.847,52	16.787,52	53.152,48	69.940,00
40	346.847,52	398,87	1.394,46	1.793,33	345.453,06	17.186,39	54.546,94	71.733,33
41	345.453,06	397,27	1.396,06	1.793,33	344.057,00	17.583,66	55.943,00	73.526,67
42	344.057,00	395,67	1.397,67	1.793,33	342.659,33	17.979,33	57.340,67	75.320,00
43	342.659,33	394,06	1.399,28	1.793,33	341.260,05	18.373,39	58.739,95	77.113,33
44	341.260,05	392,45	1.400,88	1.793,33	339.859,17	18.765,84	60.140,83	78.906,67
45	339.859,17	390,84	1.402,50	1.793,33	338.456,67	19.156,67	61.543,33	80.700,00
46	338.456,67	389,23	1.404,11	1.793,33	337.052,57	19.545,90	62.947,43	82.493,33
47	337.052,57	387,61	1.405,72	1.793,33	335.646,84	19.933,51	64.353,16	84.286,67
48	335.646,84	385,99	1.407,34	1.793,33	334.239,50	20.319,50	65.760,50	86.080,00
49	334.239,50	384,38	1.408,96	1.793,33	332.830,54	20.703,88	67.169,46	87.873,33
50	332.830,54	382,76	1.410,58	1.793,33	331.419,97	21.086,63	68.580,03	89.666,67
51	331.419,97	381,13	1.412,20	1.793,33	330.007,77	21.467,77	69.992,23	91.460,00
52	330.007,77	379,51	1.413,82	1.793,33	328.593,94	21.847,28	71.406,06	93.253,33
53	328.593,94	377,88	1.415,45	1.793,33	327.178,49	22.225,16	72.821,51	95.046,67
54	327.178,49	376,26	1.417,08	1.793,33	325.761,41	22.601,41	74.238,59	96.840,00
55	325.761,41	374,63	1.418,71	1.793,33	324.342,71	22.976,04	75.657,29	98.633,33
56	324.342,71	372,99	1.420,34	1.793,33	322.922,37	23.349,03	77.077,63	100.426,67
57	322.922,37	371,36	1.421,97	1.793,33	321.500,39	23.720,39	78.499,61	102.220,00
58	321.500,39	369,73	1.423,61	1.793,33	320.076,79	24.090,12	79.923,21	104.013,33
59	320.076,79	368,09	1.425,25	1.793,33	318.651,54	24.458,21	81.348,46	105.806,67
60	318.651,54	366,45	1.426,88	1.793,33	317.224,66	24.824,66	82.775,34	107.600,00
61	317.224,66	364,81	1.428,52	1.793,33	315.796,13	25.189,47	84.203,87	109.393,33
62	315.796,13	363,17	1.430,17	1.793,33	314.365,96	25.552,63	85.634,04	111.186,67
63	314.365,96	361,52	1.431,81	1.793,33	312.934,15	25.914,15	87.065,85	112.980,00
64	312.934,15	359,87	1.433,46	1.793,33	311.500,69	26.274,03	88.499,31	114.773,33
65	311.500,69	358,23	1.435,11	1.793,33	310.065,59	26.632,25	89.934,41	116.566,67
66	310.065,59	356,58	1.436,76	1.793,33	308.628,83	26.988,83	91.371,17	118.360,00
67	308.628,83	354,92	1.438,41	1.793,33	307.190,42	27.343,75	92.809,58	120.153,33
68	307.190,42	353,27	1.440,06	1.793,33	305.750,35	27.697,02	94.249,65	121.946,67
69	305.750,35	351,61	1.441,72	1.793,33	304.308,63	28.048,63	95.691,37	123.740,00
70	304.308,63	349,95	1.443,38	1.793,33	302.865,25	28.398,59	97.134,75	125.533,33
71	302.865,25	348,30	1.445,04	1.793,33	301.420,22	28.746,88	98.579,78	127.326,67
72	301.420,22	346,63	1.446,70	1.793,33	299.973,52	29.093,52	100.026,48	129.120,00
73	299.973,52	344,97	1.448,36	1.793,33	298.525,15	29.438,49	101.474,85	130.913,33
74	298.525,15	343,30	1.450,03	1.793,33	297.075,12	29.781,79	102.924,88	132.706,67
75	297.075,12	341,64	1.451,70	1.793,33	295.623,43	30.123,43	104.376,57	134.500,00
76	295.623,43	339,97	1.453,37	1.793,33	294.170,06	30.463,39	105.829,94	136.293,33
77	294.170,06	338,30	1.455,04	1.793,33	292.715,02	30.801,69	107.284,98	138.086,67
78	292.715,02	336,62	1.456,71	1.793,33	291.258,31	31.138,31	108.741,69	139.880,00
79	291.258,31	334,95	1.458,39	1.793,33	289.799,92	31.473,26	110.200,08	141.673,33
80	289.799,92	333,27	1.460,06	1.793,33	288.339,86	31.806,53	111.660,14	143.466,67
81	288.339,86	331,59	1.461,74	1.793,33	286.878,12	32.138,12	113.121,88	145.260,00
82	286.878,12	329,91	1.463,42	1.793,33	285.414,69	32.468,03	114.585,31	147.053,33
83	285.414,69	328,23	1.465,11	1.793,33	283.949,59	32.796,25	116.050,41	148.846,67
84	283.949,59	326,54	1.466,79	1.793,33	282.482,80	33.122,80	117.517,20	150.640,00
85	282.482,80	324,86	1.468,48	1.793,33	281.014,32	33.447,65	118.985,68	152.433,33
86	281.014,32	323,17	1.470,17	1.793,33	279.544,15	33.770,82	120.455,85	154.226,67
87	279.544,15	321,48	1.471,86	1.793,33	278.072,29	34.092,29	121.927,71	156.020,00
88	278.072,29	319,78	1.473,55	1.793,33	276.598,74	34.412,08	123.401,26	157.813,33
89	276.598,74	318,09	1.475,24	1.793,33	275.123,50	34.730,17	124.876,50	159.606,67
90	275.123,50	316,39	1.476,94	1.793,33	273.646,56	35.046,56	126.353,44	161.400,00
91	273.646,56	314,69	1.478,64	1.793,33	272.167,92	35.361,25	127.832,08	163.193,33
92	272.167,92	312,99	1.480,34	1.793,33	270.687,58	35.674,24	129.312,42	164.986,67
93	270.687,58	311,29	1.482,04	1.793,33	269.205,54	35.985,54	130.794,46	166.780,00
94	269.205,54	309,59	1.483,75	1.793,33	267.721,79	36.295,12	132.278,21	168.573,33
95	267.721,79	307,88	1.485,45	1.793,33	266.236,34	36.603,00	133.763,66	170.366,67
96	266.236,34	306,17	1.487,16	1.793,33	264.749,17	36.909,17	135.250,83	172.160,00
97	264.749,17	304,46	1.488,87	1.793,33	263.260,30	37.213,64	136.739,70	173.953,33
98	263.260,30	302,75	1.490,58	1.793,33	261.769,72	37.516,38	138.230,28	175.746,67
99	261.769,72	301,04	1.492,30	1.793,33	260.277,42	37.817,42	139.722,58	177.540,00
100	260.277,42	299,32	1.494,01	1.793,33	258.783,41	38.116,74	141.216,59	179.333,33
101	258.783,41	297,60	1.495,73	1.793,33	257.287,67	38.414,34	142.712,33	181.126,67
102	257.287,67	295,88	1.497,45	1.793,33	255.790,22	38.710,22	144.209,78	182.920,00
103	255.790,22	294,16	1.499,17	1.793,33	254.291,05	39.004,38	145.708,95	184.713,33
104	254.291,05	292,43	1.500,90	1.793,33	252.790,15	39.296,81	147.209,85	186.506,67
105	252.790,15	290,71	1.502,62	1.793,33	251.287,52	39.587,52	148.712,48	188.300,00
106	251.287,52	288,98	1.504,35	1.793,33	249.783,17	39.876,50	150.216,83	190.093,33
107	249.783,17	287,25	1.506,08	1.793,33	248.277,09	40.163,75	151.722,91	191.886,67
108	248.277,09	285,52	1.507,81	1.793,33	246.769,27	40.449,27	153.230,73	193.680,00
109	246.769,27	283,78	1.509,55	1.793,33	245.259,72	40.733,06	154.740,28	195.473,33
110	245.259,72	282,05	1.511,28	1.793,33	243.748,44	41.015,11	156.251,56	197.266,67
111	243.748,44	280,31	1.513,02	1.793,33	242.235,42	41.295,42	157.764,58	199.060,00
112	242.235,42	278,57	1.514,76	1.793,33	240.720,65	41.573,99	159.279,35	200.853,33
113	240.720,65	276,83	1.516,50	1.793,33	239.204,15	41.850,82	160.795,85	202.646,67
114	239.204,15	275,08	1.518,25	1.793,33	237.685,90	42.125,90	162.314,10	204.440,00
115	237.685,90	273,34	1.519,99	1.793,33	236.165,91	42.399,24	163.834,09	206.233,33
116	236.165,91	271,59	1.521,74	1.793,33	234.644,16	42.670,83	165.355,84	208.026,67
117	234.644,16	269,84	1.523,49	1.793,33	233.120,67	42.940,67	166.879,33	209.820,00
118	233.120,67	268,09	1.525,24	1.793,33	231.595,43	43.208,76	168.404,57	211.613,33
119	231.595,43	266,33	1.527,00	1.793,33	230.068,43	43.475,09	169.931,57	213.406,67
120	230.068,43	264,58	1.528,75	1.793,33	228.539,67	43.739,67	171.460,33	215.200,00
121	228.539,67	262,82	1.530,51	1.793,33	227.009,16	44.002,49	172.990,84	216.993,33
122	227.009,16	261,06	1.532,27	1.793,33	225.476,89	44.263,55	174.523,11	218.786,67
123	225.476,89	259,30	1.534,03	1.793,33	223.942,85	44.522,85	176.057,15	220.580,00
124	223.942,85	257,53	1.535,80	1.793,33	222.407,05	44.780,39	177.592,95	222.373,33
125	222.407,05	255,77	1.537,57	1.793,33	220.869,49	45.036,16	179.130,51	224.166,67
126	220.869,49	254,00	1.539,33	1.793,33	219.330,16	45.290,16	180.669,84	225.960,00
127	219.330,16	252,23	1.541,10	1.793,33	217.789,05	45.542,38	182.210,95	227.753,33
128	217.789,05	250,46	1.542,88	1.793,33	216.246,18	45.792,84	183.753,82	229.546,67
129	216.246,18	248,68	1.544,65	1.793,33	214.701,53	46.041,53	185.298,47	231.340,00
130	214.701,53	246,91	1.546,43	1.793,33	213.155,10	46.288,43	186.844,90	233.133,33
131	213.155,10	245,13	1.548,20	1.793,33	211.606,89	46.533,56	188.393,11	234.926,67
132	211.606,89	243,35	1.549,99	1.793,33	210.056,91	46.776,91	189.943,09	236.720,00
133	210.056,91	241,57	1.551,77	1.793,33	208.505,14	47.018,47	191.494,86	238.513,33
134	208.505,14	239,78	1.553,55	1.793,33	206.951,59	47.258,25	193.048,41	240.306,67
135	206.951,59	237,99	1.555,34	1.793,33	205.396,25	47.496,25	194.603,75	242.100,00
136	205.396,25	236,21	1.557,13	1.793,33	203.839,12	47.732,45	196.160,88	243.893,33
137	203.839,12	234,41	1.558,92	1.793,33	202.280,20	47.966,87	197.719,80	245.686,67
138	202.280,20	232,62	1.560,71	1.793,33	200.719,49	48.199,49	199.280,51	247.480,00
139	200.719,49	230,83	1.562,51	1.793,33	199.156,99	48.430,32	200.843,01	249.273,33
140	199.156,99	229,03	1.564,30	1.793,33	197.592,68	48.659,35	202.407,32	251.066,67
141	197.592,68	227,23	1.566,10	1.793,33	196.026,58	48.886,58	203.973,42	252.860,00
142	196.026,58	225,43	1.567,90	1.793,33	194.458,68	49.112,01	205.541,32	254.653,33
143	194.458,68	223,63	1.569,71	1.793,33	192.888,97	49.335,64	207.111,03	256.446,67
144	192.888,97	221,82	1.571,51	1.793,33	191.317,46	49.557,46	208.682,54	258.240,00
145	191.317,46	220,02	1.573,32	1.793,33	189.744,14	49.777,48	210.255,86	260.033,33
146	189.744,14	218,21	1.575,13	1.793,33	188.169,02	49.995,68	211.830,98	261.826,67
147	188.169,02	216,39	1.576,94	1.793,33	186.592,08	50.212,08	213.407,92	263.620,00
148	186.592,08	214,58	1.578,75	1.793,33	185.013,32	50.426,66	214.986,68	265.413,33
149	185.013,32	212,77	1.580,57	1.793,33	183.432,76	50.639,42	216.567,24	267.206,67
150	183.432,76	210,95	1.582,39	1.793,33	181.850,37	50.850,37	218.149,63	269.000,00
151	181.850,37	209,13	1.584,21	1.793,33	180.266,17	51.059,50	219.733,83	270.793,33
152	180.266,17	207,31	1.586,03	1.793,33	178.680,14	51.266,81	221.319,86	272.586,67
153	178.680,14	205,48	1.587,85	1.793,33	177.092,29	51.472,29	222.907,71	274.380,00
154	177.092,29	203,66	1.589,68	1.793,33	175.502,61	51.675,94	224.497,39	276.173,33
155	175.502,61	201,83	1.591,51	1.793,33	173.911,10	51.877,77	226.088,90	277.966,67
156	173.911,10	200,00	1.593,34	1.793,33	172.317,77	52.077,77	227.682,23	279.760,00
157	172.317,77	198,17	1.595,17	1.793,33	170.722,60	52.275,93	229.277,40	281.553,33
158	170.722,60	196,33	1.597,00	1.793,33	169.125,60	52.472,27	230.874,40	283.346,67
159	169.125,60	194,49	1.598,84	1.793,33	167.526,76	52.666,76	232.473,24	285.140,00
160	167.526,76	192,66	1.600,68	1.793,33	165.926,08	52.859,42	234.073,92	286.933,33
161	165.926,08	190,81	1.602,52	1.793,33	164.323,56	53.050,23	235.676,44	288.726,67
162	164.323,56	188,97	1.604,36	1.793,33	162.719,20	53.239,20	237.280,80	290.520,00
163	162.719,20	187,13	1.606,21	1.793,33	161.113,00	53.426,33	238.887,00	292.313,33
164	161.113,00	185,28	1.608,05	1.793,33	159.504,94	53.611,61	240.495,06	294.106,67
165	159.504,94	183,43	1.609,90	1.793,33	157.895,04	53.795,04	242.104,96	295.900,00
166	157.895,04	181,58	1.611,75	1.793,33	156.283,29	53.976,62	243.716,71	297.693,33
167	156.283,29	179,73	1.613,61	1.793,33	154.669,68	54.156,35	245.330,32	299.486,67
168	154.669,68	177,87	1.615,46	1.793,33	153.054,22	54.334,22	246.945,78	301.280,00
169	153.054,22	176,01	1.617,32	1.793,33	151.436,89	54.510,23	248.563,11	303.073,33
170	151.436,89	174,15	1.619,18	1.793,33	149.817,71	54.684,38	250.182,29	304.866,67
171	149.817,71	172,29	1.621,04	1.793,33	148.196,67	54.856,67	251.803,33	306.660,00
172	148.196,67	170,43	1.622,91	1.793,33	146.573,76	55.027,10	253.426,24	308.453,33
173	146.573,76	168,56	1.624,77	1.793,33	144.948,99	55.195,66	255.051,01	310.246,67
174	144.948,99	166,69	1.626,64	1.793,33	143.322,35	55.362,35	256.677,65	312.040,00
175	143.322,35	164,82	1.628,51	1.793,33	141.693,84	55.527,17	258.306,16	313.833,33
176	141.693,84	162,95	1.630,39	1.793,33	140.063,45	55.690,12	259.936,55	315.626,67
177	140.063,45	161,07	1.632,26	1.793,33	138.431,19	55.851,19	261.568,81	317.420,00
178	138.431,19	159,20	1.634,14	1.793,33	136.797,05	56.010,39	263.202,95	319.213,33
179	136.797,05	157,32	1.636,02	1.793,33	135.161,04	56.167,70	264.838,96	321.006,67
180	135.161,04	155,44	1.637,90	1.793,33	133.523,14	56.323,14	266.476,86	322.800,00
181	133.523,14	153,55	1.639,78	1.793,33	131.883,36	56.476,69	268.116,64	324.593,33
182	131.883,36	151,67	1.641,67	1.793,33	130.241,69	56.628,35	269.758,31	326.386,67
183	130.241,69	149,78	1.643,56	1.793,33	128.598,13	56.778,13	271.401,87	328.180,00
184	128.598,13	147,89	1.645,45	1.793,33	126.952,69	56.926,02	273.047,31	329.973,33
185	126.952,69	146,00	1.647,34	1.793,33	125.305,35	57.072,02	274.694,65	331.766,67
186	125.305,35	144,10	1.649,23	1.793,33	123.656,12	57.216,12	276.343,88	333.560,00
187	123.656,12	142,20	1.651,13	1.793,33	122.004,99	57.358,32	277.995,01	335.353,33
188	122.004,99	140,31	1.653,03	1.793,33	120.351,96	57.498,63	279.648,04	337.146,67
189	120.351,96	138,40	1.654,93	1.793,33	118.697,03	57.637,03	281.302,97	338.940,00
190	118.697,03	136,50	1.656,83	1.793,33	117.040,20	57.773,53	282.959,80	340.733,33
191	117.040,20	134,60	1.658,74	1.793,33	115.381,46	57.908,13	284.618,54	342.526,67
192	115.381,46	132,69	1.660,64	1.793,33	113.720,82	58.040,82	286.279,18	344.320,00
193	113.720,82	130,78	1.662,55	1.793,33	112.058,26	58.171,60	287.941,74	346.113,33
194	112.058,26	128,87	1.664,47	1.793,33	110.393,80	58.300,46	289.606,20	347.906,67
195	110.393,80	126,95	1.666,38	1.793,33	108.727,42	58.427,42	291.272,58	349.700,00
196	108.727,42	125,04	1.668,30	1.793,33	107.059,12	58.552,45	292.940,88	351.493,33
197	107.059,12	123,12	1.670,22	1.793,33	105.388,91	58.675,57	294.611,09	353.286,67
198	105.388,91	121,20	1.672,14	1.793,33	103.716,77	58.796,77	296.283,23	355.080,00
199	103.716,77	119,27	1.674,06	1.793,33	102.042,71	58.916,04	297.957,29	356.873,33
200	102.042,71	117,35	1.675,98	1.793,33	100.366,73	59.033,39	299.633,27	358.666,67
201	100.366,73	115,42	1.677,91	1.793,33	98.688,81	59.148,81	301.311,19	360.460,00
202	98.688,81	113,49	1.679,84	1.793,33	97.008,97	59.262,31	302.991,03	362.253,33
203	97.008,97	111,56	1.681,77	1.793,33	95.327,20	59.373,87	304.672,80	364.046,67
204	95.327,20	109,63	1.683,71	1.793,33	93.643,49	59.483,49	306.356,51	365.840,00
205	93.643,49	107,69	1.685,64	1.793,33	91.957,85	59.591,18	308.042,15	367.633,33
206	91.957,85	105,75	1.687,58	1.793,33	90.270,27	59.696,93	309.729,73	369.426,67
207	90.270,27	103,81	1.689,52	1.793,33	88.580,75	59.800,75	311.419,25	371.220,00
208	88.580,75	101,87	1.691,47	1.793,33	86.889,28	59.902,61	313.110,72	373.013,33
209	86.889,28	99,92	1.693,41	1.793,33	85.195,87	60.002,54	314.804,13	374.806,67
210	85.195,87	97,98	1.695,36	1.793,33	83.500,51	60.100,51	316.499,49	376.600,00
211	83.500,51	96,03	1.697,31	1.793,33	81.803,20	60.196,54	318.196,80	378.393,33
212	81.803,20	94,07	1.699,26	1.793,33	80.103,94	60.290,61	319.896,06	380.186,67
213	80.103,94	92,12	1.701,21	1.793,33	78.402,73	60.382,73	321.597,27	381.980,00
214	78.402,73	90,16	1.703,17	1.793,33	76.699,56	60.472,89	323.300,44	383.773,33
215	76.699,56	88,20	1.705,13	1.793,33	74.994,43	60.561,10	325.005,57	385.566,67
216	74.994,43	86,24	1.707,09	1.793,33	73.287,34	60.647,34	326.712,66	387.360,00
217	73.287,34	84,28	1.709,05	1.793,33	71.578,29	60.731,62	328.421,71	389.153,33
218	71.578,29	82,32	1.711,02	1.793,33	69.867,27	60.813,94	330.132,73	390.946,67
219	69.867,27	80,35	1.712,99	1.793,33	68.154,28	60.894,28	331.845,72	392.740,00
220	68.154,28	78,38	1.714,96	1.793,33	66.439,33	60.972,66	333.560,67	394.533,33
221	66.439,33	76,41	1.716,93	1.793,33	64.722,40	61.049,07	335.277,60	396.326,67
222	64.722,40	74,43	1.718,90	1.793,33	63.003,50	61.123,50	336.996,50	398.120,00
223	63.003,50	72,45	1.720,88	1.793,33	61.282,62	61.195,95	338.717,38	399.913,33
224	61.282,62	70,48	1.722,86	1.793,33	59.559,76	61.266,43	340.440,24	401.706,67
225	59.559,76	68,49	1.724,84	1.793,33	57.834,92	61.334,92	342.165,08	403.500,00
226	57.834,92	66,51	1.726,82	1.793,33	56.108,10	61.401,43	343.891,90	405.293,33
227	56.108,10	64,52	1.728,81	1.793,33	54.379,29	61.465,96	345.620,71	407.086,67
228	54.379,29	62,54	1.730,80	1.793,33	52.648,49	61.528,49	347.351,51	408.880,00
229	52.648,49	60,55	1.732,79	1.793,33	50.915,70	61.589,04	349.084,30	410.673,33
230	50.915,70	58,55	1.734,78	1.793,33	49.180,92	61.647,59	350.819,08	412.466,67
231	49.180,92	56,56	1.736,78	1.793,33	47.444,15	61.704,15	352.555,85	414.260,00
232	47.444,15	54,56	1.738,77	1.793,33	45.705,38	61.758,71	354.294,62	416.053,33
233	45.705,38	52,56	1.740,77	1.793,33	43.964,60	61.811,27	356.035,40	417.846,67
234	43.964,60	50,56	1.742,77	1.793,33	42.221,83	61.861,83	357.778,17	419.640,00
235	42.221,83	48,56	1.744,78	1.793,33	40.477,05	61.910,38	359.522,95	421.433,33
236	40.477,05	46,55	1.746,78	1.793,33	38.730,27	61.956,93	361.269,73	423.226,67
237	38.730,27	44,54	1.748,79	1.793,33	36.981,47	62.001,47	363.018,53	425.020,00
238	36.981,47	42,53	1.750,80	1.793,33	35.230,67	62.044,00	364.769,33	426.813,33
239	35.230,67	40,52	1.752,82	1.793,33	33.477,85	62.084,52	366.522,15	428.606,67
240	33.477,85	38,50	1.754,83	1.793,33	31.723,02	62.123,02	368.276,98	430.400,00

DTW Baufinanzierung

3.95/5,00

63.786,02€
Zinsanteil

1.806,67€
Monatsrate

1,42%
Sollzins p.a.

1,43%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 200.000,00 €;Kreditrate: 454,00 €;Gesamtbetrag: 81.720,00 €;Anzahl Kreditraten: 180;Laufzeit: 513 Monate;Effektiver Jahreszins: 0,72 %;Gebundener Sollzins: 0,72 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	473,33	1.333,33	1.806,67	398.666,67	473,33	1.333,33	1.806,67
2	398.666,67	471,76	1.334,91	1.806,67	397.331,76	945,09	2.668,24	3.613,33
3	397.331,76	470,18	1.336,49	1.806,67	395.995,26	1.415,26	4.004,74	5.420,00
4	395.995,26	468,59	1.338,07	1.806,67	394.657,19	1.883,86	5.342,81	7.226,67
5	394.657,19	467,01	1.339,66	1.806,67	393.317,54	2.350,87	6.682,46	9.033,33
6	393.317,54	465,43	1.341,24	1.806,67	391.976,30	2.816,30	8.023,70	10.840,00
7	391.976,30	463,84	1.342,83	1.806,67	390.633,47	3.280,13	9.366,53	12.646,67
8	390.633,47	462,25	1.344,42	1.806,67	389.289,05	3.742,38	10.710,95	14.453,33
9	389.289,05	460,66	1.346,01	1.806,67	387.943,04	4.203,04	12.056,96	16.260,00
10	387.943,04	459,07	1.347,60	1.806,67	386.595,44	4.662,11	13.404,56	18.066,67
11	386.595,44	457,47	1.349,20	1.806,67	385.246,25	5.119,58	14.753,75	19.873,33
12	385.246,25	455,87	1.350,79	1.806,67	383.895,45	5.575,45	16.104,55	21.680,00
13	383.895,45	454,28	1.352,39	1.806,67	382.543,06	6.029,73	17.456,94	23.486,67
14	382.543,06	452,68	1.353,99	1.806,67	381.189,07	6.482,41	18.810,93	25.293,33
15	381.189,07	451,07	1.355,59	1.806,67	379.833,48	6.933,48	20.166,52	27.100,00
16	379.833,48	449,47	1.357,20	1.806,67	378.476,28	7.382,95	21.523,72	28.906,67
17	378.476,28	447,86	1.358,80	1.806,67	377.117,48	7.830,81	22.882,52	30.713,33
18	377.117,48	446,26	1.360,41	1.806,67	375.757,07	8.277,07	24.242,93	32.520,00
19	375.757,07	444,65	1.362,02	1.806,67	374.395,05	8.721,72	25.604,95	34.326,67
20	374.395,05	443,03	1.363,63	1.806,67	373.031,42	9.164,75	26.968,58	36.133,33
21	373.031,42	441,42	1.365,25	1.806,67	371.666,17	9.606,17	28.333,83	37.940,00
22	371.666,17	439,80	1.366,86	1.806,67	370.299,31	10.045,98	29.700,69	39.746,67
23	370.299,31	438,19	1.368,48	1.806,67	368.930,83	10.484,16	31.069,17	41.553,33
24	368.930,83	436,57	1.370,10	1.806,67	367.560,73	10.920,73	32.439,27	43.360,00
25	367.560,73	434,95	1.371,72	1.806,67	366.189,01	11.355,68	33.810,99	45.166,67
26	366.189,01	433,32	1.373,34	1.806,67	364.815,67	11.789,00	35.184,33	46.973,33
27	364.815,67	431,70	1.374,97	1.806,67	363.440,70	12.220,70	36.559,30	48.780,00
28	363.440,70	430,07	1.376,60	1.806,67	362.064,10	12.650,77	37.935,90	50.586,67
29	362.064,10	428,44	1.378,22	1.806,67	360.685,88	13.079,21	39.314,12	52.393,33
30	360.685,88	426,81	1.379,86	1.806,67	359.306,03	13.506,03	40.693,97	54.200,00
31	359.306,03	425,18	1.381,49	1.806,67	357.924,54	13.931,20	42.075,46	56.006,67
32	357.924,54	423,54	1.383,12	1.806,67	356.541,42	14.354,75	43.458,58	57.813,33
33	356.541,42	421,91	1.384,76	1.806,67	355.156,66	14.776,66	44.843,34	59.620,00
34	355.156,66	420,27	1.386,40	1.806,67	353.770,26	15.196,92	46.229,74	61.426,67
35	353.770,26	418,63	1.388,04	1.806,67	352.382,22	15.615,55	47.617,78	63.233,33
36	352.382,22	416,99	1.389,68	1.806,67	350.992,54	16.032,54	49.007,46	65.040,00
37	350.992,54	415,34	1.391,33	1.806,67	349.601,21	16.447,88	50.398,79	66.846,67
38	349.601,21	413,69	1.392,97	1.806,67	348.208,24	16.861,57	51.791,76	68.653,33
39	348.208,24	412,05	1.394,62	1.806,67	346.813,62	17.273,62	53.186,38	70.460,00
40	346.813,62	410,40	1.396,27	1.806,67	345.417,35	17.684,02	54.582,65	72.266,67
41	345.417,35	408,74	1.397,92	1.806,67	344.019,43	18.092,76	55.980,57	74.073,33
42	344.019,43	407,09	1.399,58	1.806,67	342.619,85	18.499,85	57.380,15	75.880,00
43	342.619,85	405,43	1.401,23	1.806,67	341.218,62	18.905,28	58.781,38	77.686,67
44	341.218,62	403,78	1.402,89	1.806,67	339.815,73	19.309,06	60.184,27	79.493,33
45	339.815,73	402,12	1.404,55	1.806,67	338.411,17	19.711,17	61.588,83	81.300,00
46	338.411,17	400,45	1.406,21	1.806,67	337.004,96	20.111,63	62.995,04	83.106,67
47	337.004,96	398,79	1.407,88	1.806,67	335.597,08	20.510,42	64.402,92	84.913,33
48	335.597,08	397,12	1.409,54	1.806,67	334.187,54	20.907,54	65.812,46	86.720,00
49	334.187,54	395,46	1.411,21	1.806,67	332.776,33	21.303,00	67.223,67	88.526,67
50	332.776,33	393,79	1.412,88	1.806,67	331.363,45	21.696,78	68.636,55	90.333,33
51	331.363,45	392,11	1.414,55	1.806,67	329.948,89	22.088,89	70.051,11	92.140,00
52	329.948,89	390,44	1.416,23	1.806,67	328.532,67	22.479,33	71.467,33	93.946,67
53	328.532,67	388,76	1.417,90	1.806,67	327.114,76	22.868,10	72.885,24	95.753,33
54	327.114,76	387,09	1.419,58	1.806,67	325.695,18	23.255,18	74.304,82	97.560,00
55	325.695,18	385,41	1.421,26	1.806,67	324.273,92	23.640,59	75.726,08	99.366,67
56	324.273,92	383,72	1.422,94	1.806,67	322.850,98	24.024,31	77.149,02	101.173,33
57	322.850,98	382,04	1.424,63	1.806,67	321.426,35	24.406,35	78.573,65	102.980,00
58	321.426,35	380,35	1.426,31	1.806,67	320.000,04	24.786,71	79.999,96	104.786,67
59	320.000,04	378,67	1.428,00	1.806,67	318.572,04	25.165,37	81.427,96	106.593,33
60	318.572,04	376,98	1.429,69	1.806,67	317.142,35	25.542,35	82.857,65	108.400,00
61	317.142,35	375,29	1.431,38	1.806,67	315.710,97	25.917,64	84.289,03	110.206,67
62	315.710,97	373,59	1.433,08	1.806,67	314.277,89	26.291,23	85.722,11	112.013,33
63	314.277,89	371,90	1.434,77	1.806,67	312.843,12	26.663,12	87.156,88	113.820,00
64	312.843,12	370,20	1.436,47	1.806,67	311.406,65	27.033,32	88.593,35	115.626,67
65	311.406,65	368,50	1.438,17	1.806,67	309.968,49	27.401,82	90.031,51	117.433,33
66	309.968,49	366,80	1.439,87	1.806,67	308.528,62	27.768,62	91.471,38	119.240,00
67	308.528,62	365,09	1.441,57	1.806,67	307.087,04	28.133,71	92.912,96	121.046,67
68	307.087,04	363,39	1.443,28	1.806,67	305.643,76	28.497,09	94.356,24	122.853,33
69	305.643,76	361,68	1.444,99	1.806,67	304.198,77	28.858,77	95.801,23	124.660,00
70	304.198,77	359,97	1.446,70	1.806,67	302.752,07	29.218,74	97.247,93	126.466,67
71	302.752,07	358,26	1.448,41	1.806,67	301.303,66	29.577,00	98.696,34	128.273,33
72	301.303,66	356,54	1.450,12	1.806,67	299.853,54	29.933,54	100.146,46	130.080,00
73	299.853,54	354,83	1.451,84	1.806,67	298.401,70	30.288,37	101.598,30	131.886,67
74	298.401,70	353,11	1.453,56	1.806,67	296.948,14	30.641,48	103.051,86	133.693,33
75	296.948,14	351,39	1.455,28	1.806,67	295.492,86	30.992,86	104.507,14	135.500,00
76	295.492,86	349,67	1.457,00	1.806,67	294.035,86	31.342,53	105.964,14	137.306,67
77	294.035,86	347,94	1.458,72	1.806,67	292.577,14	31.690,47	107.422,86	139.113,33
78	292.577,14	346,22	1.460,45	1.806,67	291.116,69	32.036,69	108.883,31	140.920,00
79	291.116,69	344,49	1.462,18	1.806,67	289.654,51	32.381,18	110.345,49	142.726,67
80	289.654,51	342,76	1.463,91	1.806,67	288.190,60	32.723,94	111.809,40	144.533,33
81	288.190,60	341,03	1.465,64	1.806,67	286.724,96	33.064,96	113.275,04	146.340,00
82	286.724,96	339,29	1.467,38	1.806,67	285.257,59	33.404,25	114.742,41	148.146,67
83	285.257,59	337,55	1.469,11	1.806,67	283.788,47	33.741,81	116.211,53	149.953,33
84	283.788,47	335,82	1.470,85	1.806,67	282.317,62	34.077,62	117.682,38	151.760,00
85	282.317,62	334,08	1.472,59	1.806,67	280.845,03	34.411,70	119.154,97	153.566,67
86	280.845,03	332,33	1.474,33	1.806,67	279.370,70	34.744,03	120.629,30	155.373,33
87	279.370,70	330,59	1.476,08	1.806,67	277.894,62	35.074,62	122.105,38	157.180,00
88	277.894,62	328,84	1.477,82	1.806,67	276.416,80	35.403,46	123.583,20	158.986,67
89	276.416,80	327,09	1.479,57	1.806,67	274.937,22	35.730,56	125.062,78	160.793,33
90	274.937,22	325,34	1.481,32	1.806,67	273.455,90	36.055,90	126.544,10	162.600,00
91	273.455,90	323,59	1.483,08	1.806,67	271.972,82	36.379,49	128.027,18	164.406,67
92	271.972,82	321,83	1.484,83	1.806,67	270.487,99	36.701,32	129.512,01	166.213,33
93	270.487,99	320,08	1.486,59	1.806,67	269.001,40	37.021,40	130.998,60	168.020,00
94	269.001,40	318,32	1.488,35	1.806,67	267.513,05	37.339,72	132.486,95	169.826,67
95	267.513,05	316,56	1.490,11	1.806,67	266.022,94	37.656,28	133.977,06	171.633,33
96	266.022,94	314,79	1.491,87	1.806,67	264.531,07	37.971,07	135.468,93	173.440,00
97	264.531,07	313,03	1.493,64	1.806,67	263.037,43	38.284,10	136.962,57	175.246,67
98	263.037,43	311,26	1.495,41	1.806,67	261.542,03	38.595,36	138.457,97	177.053,33
99	261.542,03	309,49	1.497,18	1.806,67	260.044,85	38.904,85	139.955,15	178.860,00
100	260.044,85	307,72	1.498,95	1.806,67	258.545,90	39.212,57	141.454,10	180.666,67
101	258.545,90	305,95	1.500,72	1.806,67	257.045,18	39.518,52	142.954,82	182.473,33
102	257.045,18	304,17	1.502,50	1.806,67	255.542,69	39.822,69	144.457,31	184.280,00
103	255.542,69	302,39	1.504,27	1.806,67	254.038,41	40.125,08	145.961,59	186.086,67
104	254.038,41	300,61	1.506,05	1.806,67	252.532,36	40.425,69	147.467,64	187.893,33
105	252.532,36	298,83	1.507,84	1.806,67	251.024,52	40.724,52	148.975,48	189.700,00
106	251.024,52	297,05	1.509,62	1.806,67	249.514,90	41.021,57	150.485,10	191.506,67
107	249.514,90	295,26	1.511,41	1.806,67	248.003,49	41.316,82	151.996,51	193.313,33
108	248.003,49	293,47	1.513,20	1.806,67	246.490,30	41.610,30	153.509,70	195.120,00
109	246.490,30	291,68	1.514,99	1.806,67	244.975,31	41.901,98	155.024,69	196.926,67
110	244.975,31	289,89	1.516,78	1.806,67	243.458,53	42.191,86	156.541,47	198.733,33
111	243.458,53	288,09	1.518,57	1.806,67	241.939,96	42.479,96	158.060,04	200.540,00
112	241.939,96	286,30	1.520,37	1.806,67	240.419,58	42.766,25	159.580,42	202.346,67
113	240.419,58	284,50	1.522,17	1.806,67	238.897,41	43.050,75	161.102,59	204.153,33
114	238.897,41	282,70	1.523,97	1.806,67	237.373,44	43.333,44	162.626,56	205.960,00
115	237.373,44	280,89	1.525,77	1.806,67	235.847,67	43.614,34	164.152,33	207.766,67
116	235.847,67	279,09	1.527,58	1.806,67	234.320,09	43.893,42	165.679,91	209.573,33
117	234.320,09	277,28	1.529,39	1.806,67	232.790,70	44.170,70	167.209,30	211.380,00
118	232.790,70	275,47	1.531,20	1.806,67	231.259,50	44.446,17	168.740,50	213.186,67
119	231.259,50	273,66	1.533,01	1.806,67	229.726,49	44.719,83	170.273,51	214.993,33
120	229.726,49	271,84	1.534,82	1.806,67	228.191,67	44.991,67	171.808,33	216.800,00
121	228.191,67	270,03	1.536,64	1.806,67	226.655,03	45.261,70	173.344,97	218.606,67
122	226.655,03	268,21	1.538,46	1.806,67	225.116,57	45.529,90	174.883,43	220.413,33
123	225.116,57	266,39	1.540,28	1.806,67	223.576,29	45.796,29	176.423,71	222.220,00
124	223.576,29	264,57	1.542,10	1.806,67	222.034,19	46.060,86	177.965,81	224.026,67
125	222.034,19	262,74	1.543,93	1.806,67	220.490,27	46.323,60	179.509,73	225.833,33
126	220.490,27	260,91	1.545,75	1.806,67	218.944,51	46.584,51	181.055,49	227.640,00
127	218.944,51	259,08	1.547,58	1.806,67	217.396,93	46.843,60	182.603,07	229.446,67
128	217.396,93	257,25	1.549,41	1.806,67	215.847,52	47.100,85	184.152,48	231.253,33
129	215.847,52	255,42	1.551,25	1.806,67	214.296,27	47.356,27	185.703,73	233.060,00
130	214.296,27	253,58	1.553,08	1.806,67	212.743,19	47.609,85	187.256,81	234.866,67
131	212.743,19	251,75	1.554,92	1.806,67	211.188,27	47.861,60	188.811,73	236.673,33
132	211.188,27	249,91	1.556,76	1.806,67	209.631,51	48.111,51	190.368,49	238.480,00
133	209.631,51	248,06	1.558,60	1.806,67	208.072,90	48.359,57	191.927,10	240.286,67
134	208.072,90	246,22	1.560,45	1.806,67	206.512,46	48.605,79	193.487,54	242.093,33
135	206.512,46	244,37	1.562,29	1.806,67	204.950,16	48.850,16	195.049,84	243.900,00
136	204.950,16	242,52	1.564,14	1.806,67	203.386,02	49.092,69	196.613,98	245.706,67
137	203.386,02	240,67	1.565,99	1.806,67	201.820,03	49.333,36	198.179,97	247.513,33
138	201.820,03	238,82	1.567,85	1.806,67	200.252,18	49.572,18	199.747,82	249.320,00
139	200.252,18	236,97	1.569,70	1.806,67	198.682,48	49.809,14	201.317,52	251.126,67
140	198.682,48	235,11	1.571,56	1.806,67	197.110,92	50.044,25	202.889,08	252.933,33
141	197.110,92	233,25	1.573,42	1.806,67	195.537,50	50.277,50	204.462,50	254.740,00
142	195.537,50	231,39	1.575,28	1.806,67	193.962,22	50.508,89	206.037,78	256.546,67
143	193.962,22	229,52	1.577,14	1.806,67	192.385,08	50.738,41	207.614,92	258.353,33
144	192.385,08	227,66	1.579,01	1.806,67	190.806,06	50.966,06	209.193,94	260.160,00
145	190.806,06	225,79	1.580,88	1.806,67	189.225,18	51.191,85	210.774,82	261.966,67
146	189.225,18	223,92	1.582,75	1.806,67	187.642,43	51.415,77	212.357,57	263.773,33
147	187.642,43	222,04	1.584,62	1.806,67	186.057,81	51.637,81	213.942,19	265.580,00
148	186.057,81	220,17	1.586,50	1.806,67	184.471,31	51.857,98	215.528,69	267.386,67
149	184.471,31	218,29	1.588,38	1.806,67	182.882,94	52.076,27	217.117,06	269.193,33
150	182.882,94	216,41	1.590,26	1.806,67	181.292,68	52.292,68	218.707,32	271.000,00
151	181.292,68	214,53	1.592,14	1.806,67	179.700,55	52.507,21	220.299,45	272.806,67
152	179.700,55	212,65	1.594,02	1.806,67	178.106,52	52.719,86	221.893,48	274.613,33
153	178.106,52	210,76	1.595,91	1.806,67	176.510,62	52.930,62	223.489,38	276.420,00
154	176.510,62	208,87	1.597,80	1.806,67	174.912,82	53.139,49	225.087,18	278.226,67
155	174.912,82	206,98	1.599,69	1.806,67	173.313,13	53.346,47	226.686,87	280.033,33
156	173.313,13	205,09	1.601,58	1.806,67	171.711,56	53.551,56	228.288,44	281.840,00
157	171.711,56	203,19	1.603,47	1.806,67	170.108,08	53.754,75	229.891,92	283.646,67
158	170.108,08	201,29	1.605,37	1.806,67	168.502,71	53.956,04	231.497,29	285.453,33
159	168.502,71	199,39	1.607,27	1.806,67	166.895,44	54.155,44	233.104,56	287.260,00
160	166.895,44	197,49	1.609,17	1.806,67	165.286,26	54.352,93	234.713,74	289.066,67
161	165.286,26	195,59	1.611,08	1.806,67	163.675,19	54.548,52	236.324,81	290.873,33
162	163.675,19	193,68	1.612,98	1.806,67	162.062,20	54.742,20	237.937,80	292.680,00
163	162.062,20	191,77	1.614,89	1.806,67	160.447,31	54.933,97	239.552,69	294.486,67
164	160.447,31	189,86	1.616,80	1.806,67	158.830,50	55.123,84	241.169,50	296.293,33
165	158.830,50	187,95	1.618,72	1.806,67	157.211,79	55.311,79	242.788,21	298.100,00
166	157.211,79	186,03	1.620,63	1.806,67	155.591,15	55.497,82	244.408,85	299.906,67
167	155.591,15	184,12	1.622,55	1.806,67	153.968,60	55.681,94	246.031,40	301.713,33
168	153.968,60	182,20	1.624,47	1.806,67	152.344,13	55.864,13	247.655,87	303.520,00
169	152.344,13	180,27	1.626,39	1.806,67	150.717,74	56.044,41	249.282,26	305.326,67
170	150.717,74	178,35	1.628,32	1.806,67	149.089,42	56.222,76	250.910,58	307.133,33
171	149.089,42	176,42	1.630,24	1.806,67	147.459,18	56.399,18	252.540,82	308.940,00
172	147.459,18	174,49	1.632,17	1.806,67	145.827,01	56.573,67	254.172,99	310.746,67
173	145.827,01	172,56	1.634,10	1.806,67	144.192,90	56.746,23	255.807,10	312.553,33
174	144.192,90	170,63	1.636,04	1.806,67	142.556,86	56.916,86	257.443,14	314.360,00
175	142.556,86	168,69	1.637,97	1.806,67	140.918,89	57.085,55	259.081,11	316.166,67
176	140.918,89	166,75	1.639,91	1.806,67	139.278,97	57.252,31	260.721,03	317.973,33
177	139.278,97	164,81	1.641,85	1.806,67	137.637,12	57.417,12	262.362,88	319.780,00
178	137.637,12	162,87	1.643,80	1.806,67	135.993,33	57.579,99	264.006,67	321.586,67
179	135.993,33	160,93	1.645,74	1.806,67	134.347,58	57.740,92	265.652,42	323.393,33
180	134.347,58	158,98	1.647,69	1.806,67	132.699,90	57.899,90	267.300,10	325.200,00
181	132.699,90	157,03	1.649,64	1.806,67	131.050,26	58.056,92	268.949,74	327.006,67
182	131.050,26	155,08	1.651,59	1.806,67	129.398,67	58.212,00	270.601,33	328.813,33
183	129.398,67	153,12	1.653,54	1.806,67	127.745,12	58.365,12	272.254,88	330.620,00
184	127.745,12	151,17	1.655,50	1.806,67	126.089,62	58.516,29	273.910,38	332.426,67
185	126.089,62	149,21	1.657,46	1.806,67	124.432,16	58.665,49	275.567,84	334.233,33
186	124.432,16	147,24	1.659,42	1.806,67	122.772,74	58.812,74	277.227,26	336.040,00
187	122.772,74	145,28	1.661,39	1.806,67	121.111,35	58.958,02	278.888,65	337.846,67
188	121.111,35	143,32	1.663,35	1.806,67	119.448,00	59.101,33	280.552,00	339.653,33
189	119.448,00	141,35	1.665,32	1.806,67	117.782,68	59.242,68	282.217,32	341.460,00
190	117.782,68	139,38	1.667,29	1.806,67	116.115,39	59.382,06	283.884,61	343.266,67
191	116.115,39	137,40	1.669,26	1.806,67	114.446,13	59.519,46	285.553,87	345.073,33
192	114.446,13	135,43	1.671,24	1.806,67	112.774,89	59.654,89	287.225,11	346.880,00
193	112.774,89	133,45	1.673,22	1.806,67	111.101,67	59.788,34	288.898,33	348.686,67
194	111.101,67	131,47	1.675,20	1.806,67	109.426,48	59.919,81	290.573,52	350.493,33
195	109.426,48	129,49	1.677,18	1.806,67	107.749,30	60.049,30	292.250,70	352.300,00
196	107.749,30	127,50	1.679,16	1.806,67	106.070,13	60.176,80	293.929,87	354.106,67
197	106.070,13	125,52	1.681,15	1.806,67	104.388,98	60.302,32	295.611,02	355.913,33
198	104.388,98	123,53	1.683,14	1.806,67	102.705,84	60.425,84	297.294,16	357.720,00
199	102.705,84	121,54	1.685,13	1.806,67	101.020,71	60.547,38	298.979,29	359.526,67
200	101.020,71	119,54	1.687,13	1.806,67	99.333,59	60.666,92	300.666,41	361.333,33
201	99.333,59	117,54	1.689,12	1.806,67	97.644,46	60.784,46	302.355,54	363.140,00
202	97.644,46	115,55	1.691,12	1.806,67	95.953,34	60.900,01	304.046,66	364.946,67
203	95.953,34	113,54	1.693,12	1.806,67	94.260,22	61.013,56	305.739,78	366.753,33
204	94.260,22	111,54	1.695,13	1.806,67	92.565,10	61.125,10	307.434,90	368.560,00
205	92.565,10	109,54	1.697,13	1.806,67	90.867,96	61.234,63	309.132,04	370.366,67
206	90.867,96	107,53	1.699,14	1.806,67	89.168,83	61.342,16	310.831,17	372.173,33
207	89.168,83	105,52	1.701,15	1.806,67	87.467,68	61.447,68	312.532,32	373.980,00
208	87.467,68	103,50	1.703,16	1.806,67	85.764,51	61.551,18	314.235,49	375.786,67
209	85.764,51	101,49	1.705,18	1.806,67	84.059,33	61.652,67	315.940,67	377.593,33
210	84.059,33	99,47	1.707,20	1.806,67	82.352,14	61.752,14	317.647,86	379.400,00
211	82.352,14	97,45	1.709,22	1.806,67	80.642,92	61.849,59	319.357,08	381.206,67
212	80.642,92	95,43	1.711,24	1.806,67	78.931,68	61.945,01	321.068,32	383.013,33
213	78.931,68	93,40	1.713,26	1.806,67	77.218,42	62.038,42	322.781,58	384.820,00
214	77.218,42	91,38	1.715,29	1.806,67	75.503,13	62.129,79	324.496,87	386.626,67
215	75.503,13	89,35	1.717,32	1.806,67	73.785,80	62.219,14	326.214,20	388.433,33
216	73.785,80	87,31	1.719,35	1.806,67	72.066,45	62.306,45	327.933,55	390.240,00
217	72.066,45	85,28	1.721,39	1.806,67	70.345,06	62.391,73	329.654,94	392.046,67
218	70.345,06	83,24	1.723,43	1.806,67	68.621,64	62.474,97	331.378,36	393.853,33
219	68.621,64	81,20	1.725,46	1.806,67	66.896,17	62.556,17	333.103,83	395.660,00
220	66.896,17	79,16	1.727,51	1.806,67	65.168,67	62.635,33	334.831,33	397.466,67
221	65.168,67	77,12	1.729,55	1.806,67	63.439,12	62.712,45	336.560,88	399.273,33
222	63.439,12	75,07	1.731,60	1.806,67	61.707,52	62.787,52	338.292,48	401.080,00
223	61.707,52	73,02	1.733,65	1.806,67	59.973,87	62.860,54	340.026,13	402.886,67
224	59.973,87	70,97	1.735,70	1.806,67	58.238,18	62.931,51	341.761,82	404.693,33
225	58.238,18	68,92	1.737,75	1.806,67	56.500,42	63.000,42	343.499,58	406.500,00
226	56.500,42	66,86	1.739,81	1.806,67	54.760,62	63.067,28	345.239,38	408.306,67
227	54.760,62	64,80	1.741,87	1.806,67	53.018,75	63.132,08	346.981,25	410.113,33
228	53.018,75	62,74	1.743,93	1.806,67	51.274,82	63.194,82	348.725,18	411.920,00
229	51.274,82	60,68	1.745,99	1.806,67	49.528,83	63.255,50	350.471,17	413.726,67
230	49.528,83	58,61	1.748,06	1.806,67	47.780,77	63.314,11	352.219,23	415.533,33
231	47.780,77	56,54	1.750,13	1.806,67	46.030,65	63.370,65	353.969,35	417.340,00
232	46.030,65	54,47	1.752,20	1.806,67	44.278,45	63.425,12	355.721,55	419.146,67
233	44.278,45	52,40	1.754,27	1.806,67	42.524,18	63.477,51	357.475,82	420.953,33
234	42.524,18	50,32	1.756,35	1.806,67	40.767,83	63.527,83	359.232,17	422.760,00
235	40.767,83	48,24	1.758,42	1.806,67	39.009,41	63.576,07	360.990,59	424.566,67
236	39.009,41	46,16	1.760,51	1.806,67	37.248,90	63.622,24	362.751,10	426.373,33
237	37.248,90	44,08	1.762,59	1.806,67	35.486,31	63.666,31	364.513,69	428.180,00
238	35.486,31	41,99	1.764,67	1.806,67	33.721,64	63.708,31	366.278,36	429.986,67
239	33.721,64	39,90	1.766,76	1.806,67	31.954,88	63.748,21	368.045,12	431.793,33
240	31.954,88	37,81	1.768,85	1.806,67	30.186,02	63.786,02	369.813,98	433.600,00

DSL Bank Baufinanzierung

3.59/5,00

72.782,29€
Zinsanteil

1.880,00€
Monatsrate

1,64%
Sollzins p.a.

1,67%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 200.000,00 €;Kreditrate: 516,64 €;Gesamtbetrag: 62.000,40 €;Anzahl Kreditraten: 1440;Laufzeit: 479 Monate;Effektiver Jahreszins: 1,13 %;Gebundener Sollzins: 1,10 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	546,67	1.333,33	1.880,00	398.666,67	546,67	1.333,33	1.880,00
2	398.666,67	544,84	1.335,16	1.880,00	397.331,51	1.091,51	2.668,49	3.760,00
3	397.331,51	543,02	1.336,98	1.880,00	395.994,53	1.634,53	4.005,47	5.640,00
4	395.994,53	541,19	1.338,81	1.880,00	394.655,72	2.175,72	5.344,28	7.520,00
5	394.655,72	539,36	1.340,64	1.880,00	393.315,09	2.715,09	6.684,91	9.400,00
6	393.315,09	537,53	1.342,47	1.880,00	391.972,62	3.252,62	8.027,38	11.280,00
7	391.972,62	535,70	1.344,30	1.880,00	390.628,31	3.788,31	9.371,69	13.160,00
8	390.628,31	533,86	1.346,14	1.880,00	389.282,17	4.322,17	10.717,83	15.040,00
9	389.282,17	532,02	1.347,98	1.880,00	387.934,19	4.854,19	12.065,81	16.920,00
10	387.934,19	530,18	1.349,82	1.880,00	386.584,37	5.384,37	13.415,63	18.800,00
11	386.584,37	528,33	1.351,67	1.880,00	385.232,70	5.912,70	14.767,30	20.680,00
12	385.232,70	526,48	1.353,52	1.880,00	383.879,18	6.439,18	16.120,82	22.560,00
13	383.879,18	524,63	1.355,37	1.880,00	382.523,82	6.963,82	17.476,18	24.440,00
14	382.523,82	522,78	1.357,22	1.880,00	381.166,60	7.486,60	18.833,40	26.320,00
15	381.166,60	520,93	1.359,07	1.880,00	379.807,53	8.007,53	20.192,47	28.200,00
16	379.807,53	519,07	1.360,93	1.880,00	378.446,60	8.526,60	21.553,40	30.080,00
17	378.446,60	517,21	1.362,79	1.880,00	377.083,81	9.043,81	22.916,19	31.960,00
18	377.083,81	515,35	1.364,65	1.880,00	375.719,16	9.559,16	24.280,84	33.840,00
19	375.719,16	513,48	1.366,52	1.880,00	374.352,64	10.072,64	25.647,36	35.720,00
20	374.352,64	511,62	1.368,38	1.880,00	372.984,26	10.584,26	27.015,74	37.600,00
21	372.984,26	509,75	1.370,25	1.880,00	371.614,00	11.094,00	28.386,00	39.480,00
22	371.614,00	507,87	1.372,13	1.880,00	370.241,87	11.601,87	29.758,13	41.360,00
23	370.241,87	506,00	1.374,00	1.880,00	368.867,87	12.107,87	31.132,13	43.240,00
24	368.867,87	504,12	1.375,88	1.880,00	367.491,99	12.611,99	32.508,01	45.120,00
25	367.491,99	502,24	1.377,76	1.880,00	366.114,23	13.114,23	33.885,77	47.000,00
26	366.114,23	500,36	1.379,64	1.880,00	364.734,58	13.614,58	35.265,42	48.880,00
27	364.734,58	498,47	1.381,53	1.880,00	363.353,06	14.113,06	36.646,94	50.760,00
28	363.353,06	496,58	1.383,42	1.880,00	361.969,64	14.609,64	38.030,36	52.640,00
29	361.969,64	494,69	1.385,31	1.880,00	360.584,33	15.104,33	39.415,67	54.520,00
30	360.584,33	492,80	1.387,20	1.880,00	359.197,13	15.597,13	40.802,87	56.400,00
31	359.197,13	490,90	1.389,10	1.880,00	357.808,03	16.088,03	42.191,97	58.280,00
32	357.808,03	489,00	1.391,00	1.880,00	356.417,04	16.577,04	43.582,96	60.160,00
33	356.417,04	487,10	1.392,90	1.880,00	355.024,14	17.064,14	44.975,86	62.040,00
34	355.024,14	485,20	1.394,80	1.880,00	353.629,34	17.549,34	46.370,66	63.920,00
35	353.629,34	483,29	1.396,71	1.880,00	352.232,63	18.032,63	47.767,37	65.800,00
36	352.232,63	481,38	1.398,62	1.880,00	350.834,02	18.514,02	49.165,98	67.680,00
37	350.834,02	479,47	1.400,53	1.880,00	349.433,49	18.993,49	50.566,51	69.560,00
38	349.433,49	477,56	1.402,44	1.880,00	348.031,05	19.471,05	51.968,95	71.440,00
39	348.031,05	475,64	1.404,36	1.880,00	346.626,69	19.946,69	53.373,31	73.320,00
40	346.626,69	473,72	1.406,28	1.880,00	345.220,41	20.420,41	54.779,59	75.200,00
41	345.220,41	471,80	1.408,20	1.880,00	343.812,22	20.892,22	56.187,78	77.080,00
42	343.812,22	469,88	1.410,12	1.880,00	342.402,09	21.362,09	57.597,91	78.960,00
43	342.402,09	467,95	1.412,05	1.880,00	340.990,04	21.830,04	59.009,96	80.840,00
44	340.990,04	466,02	1.413,98	1.880,00	339.576,06	22.296,06	60.423,94	82.720,00
45	339.576,06	464,09	1.415,91	1.880,00	338.160,15	22.760,15	61.839,85	84.600,00
46	338.160,15	462,15	1.417,85	1.880,00	336.742,30	23.222,30	63.257,70	86.480,00
47	336.742,30	460,21	1.419,79	1.880,00	335.322,52	23.682,52	64.677,48	88.360,00
48	335.322,52	458,27	1.421,73	1.880,00	333.900,79	24.140,79	66.099,21	90.240,00
49	333.900,79	456,33	1.423,67	1.880,00	332.477,12	24.597,12	67.522,88	92.120,00
50	332.477,12	454,39	1.425,61	1.880,00	331.051,51	25.051,51	68.948,49	94.000,00
51	331.051,51	452,44	1.427,56	1.880,00	329.623,94	25.503,94	70.376,06	95.880,00
52	329.623,94	450,49	1.429,51	1.880,00	328.194,43	25.954,43	71.805,57	97.760,00
53	328.194,43	448,53	1.431,47	1.880,00	326.762,96	26.402,96	73.237,04	99.640,00
54	326.762,96	446,58	1.433,42	1.880,00	325.329,54	26.849,54	74.670,46	101.520,00
55	325.329,54	444,62	1.435,38	1.880,00	323.894,15	27.294,15	76.105,85	103.400,00
56	323.894,15	442,66	1.437,34	1.880,00	322.456,81	27.736,81	77.543,19	105.280,00
57	322.456,81	440,69	1.439,31	1.880,00	321.017,50	28.177,50	78.982,50	107.160,00
58	321.017,50	438,72	1.441,28	1.880,00	319.576,22	28.616,22	80.423,78	109.040,00
59	319.576,22	436,75	1.443,25	1.880,00	318.132,98	29.052,98	81.867,02	110.920,00
60	318.132,98	434,78	1.445,22	1.880,00	316.687,76	29.487,76	83.312,24	112.800,00
61	316.687,76	432,81	1.447,19	1.880,00	315.240,57	29.920,57	84.759,43	114.680,00
62	315.240,57	430,83	1.449,17	1.880,00	313.791,40	30.351,40	86.208,60	116.560,00
63	313.791,40	428,85	1.451,15	1.880,00	312.340,24	30.780,24	87.659,76	118.440,00
64	312.340,24	426,87	1.453,13	1.880,00	310.887,11	31.207,11	89.112,89	120.320,00
65	310.887,11	424,88	1.455,12	1.880,00	309.431,99	31.631,99	90.568,01	122.200,00
66	309.431,99	422,89	1.457,11	1.880,00	307.974,88	32.054,88	92.025,12	124.080,00
67	307.974,88	420,90	1.459,10	1.880,00	306.515,78	32.475,78	93.484,22	125.960,00
68	306.515,78	418,90	1.461,10	1.880,00	305.054,68	32.894,68	94.945,32	127.840,00
69	305.054,68	416,91	1.463,09	1.880,00	303.591,59	33.311,59	96.408,41	129.720,00
70	303.591,59	414,91	1.465,09	1.880,00	302.126,50	33.726,50	97.873,50	131.600,00
71	302.126,50	412,91	1.467,09	1.880,00	300.659,41	34.139,41	99.340,59	133.480,00
72	300.659,41	410,90	1.469,10	1.880,00	299.190,31	34.550,31	100.809,69	135.360,00
73	299.190,31	408,89	1.471,11	1.880,00	297.719,20	34.959,20	102.280,80	137.240,00
74	297.719,20	406,88	1.473,12	1.880,00	296.246,08	35.366,08	103.753,92	139.120,00
75	296.246,08	404,87	1.475,13	1.880,00	294.770,95	35.770,95	105.229,05	141.000,00
76	294.770,95	402,85	1.477,15	1.880,00	293.293,81	36.173,81	106.706,19	142.880,00
77	293.293,81	400,83	1.479,17	1.880,00	291.814,64	36.574,64	108.185,36	144.760,00
78	291.814,64	398,81	1.481,19	1.880,00	290.333,45	36.973,45	109.666,55	146.640,00
79	290.333,45	396,79	1.483,21	1.880,00	288.850,24	37.370,24	111.149,76	148.520,00
80	288.850,24	394,76	1.485,24	1.880,00	287.365,01	37.765,01	112.634,99	150.400,00
81	287.365,01	392,73	1.487,27	1.880,00	285.877,74	38.157,74	114.122,26	152.280,00
82	285.877,74	390,70	1.489,30	1.880,00	284.388,44	38.548,44	115.611,56	154.160,00
83	284.388,44	388,66	1.491,34	1.880,00	282.897,10	38.937,10	117.102,90	156.040,00
84	282.897,10	386,63	1.493,37	1.880,00	281.403,73	39.323,73	118.596,27	157.920,00
85	281.403,73	384,59	1.495,41	1.880,00	279.908,31	39.708,31	120.091,69	159.800,00
86	279.908,31	382,54	1.497,46	1.880,00	278.410,85	40.090,85	121.589,15	161.680,00
87	278.410,85	380,49	1.499,51	1.880,00	276.911,35	40.471,35	123.088,65	163.560,00
88	276.911,35	378,45	1.501,55	1.880,00	275.409,79	40.849,79	124.590,21	165.440,00
89	275.409,79	376,39	1.503,61	1.880,00	273.906,19	41.226,19	126.093,81	167.320,00
90	273.906,19	374,34	1.505,66	1.880,00	272.400,53	41.600,53	127.599,47	169.200,00
91	272.400,53	372,28	1.507,72	1.880,00	270.892,81	41.972,81	129.107,19	171.080,00
92	270.892,81	370,22	1.509,78	1.880,00	269.383,03	42.343,03	130.616,97	172.960,00
93	269.383,03	368,16	1.511,84	1.880,00	267.871,18	42.711,18	132.128,82	174.840,00
94	267.871,18	366,09	1.513,91	1.880,00	266.357,27	43.077,27	133.642,73	176.720,00
95	266.357,27	364,02	1.515,98	1.880,00	264.841,30	43.441,30	135.158,70	178.600,00
96	264.841,30	361,95	1.518,05	1.880,00	263.323,25	43.803,25	136.676,75	180.480,00
97	263.323,25	359,88	1.520,12	1.880,00	261.803,12	44.163,12	138.196,88	182.360,00
98	261.803,12	357,80	1.522,20	1.880,00	260.280,92	44.520,92	139.719,08	184.240,00
99	260.280,92	355,72	1.524,28	1.880,00	258.756,64	44.876,64	141.243,36	186.120,00
100	258.756,64	353,63	1.526,37	1.880,00	257.230,27	45.230,27	142.769,73	188.000,00
101	257.230,27	351,55	1.528,45	1.880,00	255.701,82	45.581,82	144.298,18	189.880,00
102	255.701,82	349,46	1.530,54	1.880,00	254.171,28	45.931,28	145.828,72	191.760,00
103	254.171,28	347,37	1.532,63	1.880,00	252.638,64	46.278,64	147.361,36	193.640,00
104	252.638,64	345,27	1.534,73	1.880,00	251.103,92	46.623,92	148.896,08	195.520,00
105	251.103,92	343,18	1.536,82	1.880,00	249.567,09	46.967,09	150.432,91	197.400,00
106	249.567,09	341,08	1.538,92	1.880,00	248.028,17	47.308,17	151.971,83	199.280,00
107	248.028,17	338,97	1.541,03	1.880,00	246.487,14	47.647,14	153.512,86	201.160,00
108	246.487,14	336,87	1.543,13	1.880,00	244.944,01	47.984,01	155.055,99	203.040,00
109	244.944,01	334,76	1.545,24	1.880,00	243.398,76	48.318,76	156.601,24	204.920,00
110	243.398,76	332,64	1.547,36	1.880,00	241.851,41	48.651,41	158.148,59	206.800,00
111	241.851,41	330,53	1.549,47	1.880,00	240.301,94	48.981,94	159.698,06	208.680,00
112	240.301,94	328,41	1.551,59	1.880,00	238.750,35	49.310,35	161.249,65	210.560,00
113	238.750,35	326,29	1.553,71	1.880,00	237.196,64	49.636,64	162.803,36	212.440,00
114	237.196,64	324,17	1.555,83	1.880,00	235.640,81	49.960,81	164.359,19	214.320,00
115	235.640,81	322,04	1.557,96	1.880,00	234.082,85	50.282,85	165.917,15	216.200,00
116	234.082,85	319,91	1.560,09	1.880,00	232.522,77	50.602,77	167.477,23	218.080,00
117	232.522,77	317,78	1.562,22	1.880,00	230.960,55	50.920,55	169.039,45	219.960,00
118	230.960,55	315,65	1.564,35	1.880,00	229.396,19	51.236,19	170.603,81	221.840,00
119	229.396,19	313,51	1.566,49	1.880,00	227.829,70	51.549,70	172.170,30	223.720,00
120	227.829,70	311,37	1.568,63	1.880,00	226.261,07	51.861,07	173.738,93	225.600,00
121	226.261,07	309,22	1.570,78	1.880,00	224.690,29	52.170,29	175.309,71	227.480,00
122	224.690,29	307,08	1.572,92	1.880,00	223.117,37	52.477,37	176.882,63	229.360,00
123	223.117,37	304,93	1.575,07	1.880,00	221.542,30	52.782,30	178.457,70	231.240,00
124	221.542,30	302,77	1.577,23	1.880,00	219.965,07	53.085,07	180.034,93	233.120,00
125	219.965,07	300,62	1.579,38	1.880,00	218.385,69	53.385,69	181.614,31	235.000,00
126	218.385,69	298,46	1.581,54	1.880,00	216.804,15	53.684,15	183.195,85	236.880,00
127	216.804,15	296,30	1.583,70	1.880,00	215.220,45	53.980,45	184.779,55	238.760,00
128	215.220,45	294,13	1.585,87	1.880,00	213.634,58	54.274,58	186.365,42	240.640,00
129	213.634,58	291,97	1.588,03	1.880,00	212.046,55	54.566,55	187.953,45	242.520,00
130	212.046,55	289,80	1.590,20	1.880,00	210.456,35	54.856,35	189.543,65	244.400,00
131	210.456,35	287,62	1.592,38	1.880,00	208.863,97	55.143,97	191.136,03	246.280,00
132	208.863,97	285,45	1.594,55	1.880,00	207.269,42	55.429,42	192.730,58	248.160,00
133	207.269,42	283,27	1.596,73	1.880,00	205.672,69	55.712,69	194.327,31	250.040,00
134	205.672,69	281,09	1.598,91	1.880,00	204.073,77	55.993,77	195.926,23	251.920,00
135	204.073,77	278,90	1.601,10	1.880,00	202.472,67	56.272,67	197.527,33	253.800,00
136	202.472,67	276,71	1.603,29	1.880,00	200.869,39	56.549,39	199.130,61	255.680,00
137	200.869,39	274,52	1.605,48	1.880,00	199.263,91	56.823,91	200.736,09	257.560,00
138	199.263,91	272,33	1.607,67	1.880,00	197.656,24	57.096,24	202.343,76	259.440,00
139	197.656,24	270,13	1.609,87	1.880,00	196.046,37	57.366,37	203.953,63	261.320,00
140	196.046,37	267,93	1.612,07	1.880,00	194.434,30	57.634,30	205.565,70	263.200,00
141	194.434,30	265,73	1.614,27	1.880,00	192.820,02	57.900,02	207.179,98	265.080,00
142	192.820,02	263,52	1.616,48	1.880,00	191.203,54	58.163,54	208.796,46	266.960,00
143	191.203,54	261,31	1.618,69	1.880,00	189.584,86	58.424,86	210.415,14	268.840,00
144	189.584,86	259,10	1.620,90	1.880,00	187.963,95	58.683,95	212.036,05	270.720,00
145	187.963,95	256,88	1.623,12	1.880,00	186.340,84	58.940,84	213.659,16	272.600,00
146	186.340,84	254,67	1.625,33	1.880,00	184.715,50	59.195,50	215.284,50	274.480,00
147	184.715,50	252,44	1.627,56	1.880,00	183.087,95	59.447,95	216.912,05	276.360,00
148	183.087,95	250,22	1.629,78	1.880,00	181.458,17	59.698,17	218.541,83	278.240,00
149	181.458,17	247,99	1.632,01	1.880,00	179.826,16	59.946,16	220.173,84	280.120,00
150	179.826,16	245,76	1.634,24	1.880,00	178.191,92	60.191,92	221.808,08	282.000,00
151	178.191,92	243,53	1.636,47	1.880,00	176.555,45	60.435,45	223.444,55	283.880,00
152	176.555,45	241,29	1.638,71	1.880,00	174.916,75	60.676,75	225.083,25	285.760,00
153	174.916,75	239,05	1.640,95	1.880,00	173.275,80	60.915,80	226.724,20	287.640,00
154	173.275,80	236,81	1.643,19	1.880,00	171.632,61	61.152,61	228.367,39	289.520,00
155	171.632,61	234,56	1.645,44	1.880,00	169.987,17	61.387,17	230.012,83	291.400,00
156	169.987,17	232,32	1.647,68	1.880,00	168.339,49	61.619,49	231.660,51	293.280,00
157	168.339,49	230,06	1.649,94	1.880,00	166.689,55	61.849,55	233.310,45	295.160,00
158	166.689,55	227,81	1.652,19	1.880,00	165.037,36	62.077,36	234.962,64	297.040,00
159	165.037,36	225,55	1.654,45	1.880,00	163.382,91	62.302,91	236.617,09	298.920,00
160	163.382,91	223,29	1.656,71	1.880,00	161.726,20	62.526,20	238.273,80	300.800,00
161	161.726,20	221,03	1.658,97	1.880,00	160.067,23	62.747,23	239.932,77	302.680,00
162	160.067,23	218,76	1.661,24	1.880,00	158.405,99	62.965,99	241.594,01	304.560,00
163	158.405,99	216,49	1.663,51	1.880,00	156.742,48	63.182,48	243.257,52	306.440,00
164	156.742,48	214,21	1.665,79	1.880,00	155.076,69	63.396,69	244.923,31	308.320,00
165	155.076,69	211,94	1.668,06	1.880,00	153.408,63	63.608,63	246.591,37	310.200,00
166	153.408,63	209,66	1.670,34	1.880,00	151.738,29	63.818,29	248.261,71	312.080,00
167	151.738,29	207,38	1.672,62	1.880,00	150.065,66	64.025,66	249.934,34	313.960,00
168	150.065,66	205,09	1.674,91	1.880,00	148.390,75	64.230,75	251.609,25	315.840,00
169	148.390,75	202,80	1.677,20	1.880,00	146.713,55	64.433,55	253.286,45	317.720,00
170	146.713,55	200,51	1.679,49	1.880,00	145.034,06	64.634,06	254.965,94	319.600,00
171	145.034,06	198,21	1.681,79	1.880,00	143.352,27	64.832,27	256.647,73	321.480,00
172	143.352,27	195,91	1.684,09	1.880,00	141.668,19	65.028,19	258.331,81	323.360,00
173	141.668,19	193,61	1.686,39	1.880,00	139.981,80	65.221,80	260.018,20	325.240,00
174	139.981,80	191,31	1.688,69	1.880,00	138.293,11	65.413,11	261.706,89	327.120,00
175	138.293,11	189,00	1.691,00	1.880,00	136.602,11	65.602,11	263.397,89	329.000,00
176	136.602,11	186,69	1.693,31	1.880,00	134.908,80	65.788,80	265.091,20	330.880,00
177	134.908,80	184,38	1.695,62	1.880,00	133.213,18	65.973,18	266.786,82	332.760,00
178	133.213,18	182,06	1.697,94	1.880,00	131.515,23	66.155,23	268.484,77	334.640,00
179	131.515,23	179,74	1.700,26	1.880,00	129.814,97	66.334,97	270.185,03	336.520,00
180	129.814,97	177,41	1.702,59	1.880,00	128.112,39	66.512,39	271.887,61	338.400,00
181	128.112,39	175,09	1.704,91	1.880,00	126.407,47	66.687,47	273.592,53	340.280,00
182	126.407,47	172,76	1.707,24	1.880,00	124.700,23	66.860,23	275.299,77	342.160,00
183	124.700,23	170,42	1.709,58	1.880,00	122.990,65	67.030,65	277.009,35	344.040,00
184	122.990,65	168,09	1.711,91	1.880,00	121.278,74	67.198,74	278.721,26	345.920,00
185	121.278,74	165,75	1.714,25	1.880,00	119.564,49	67.364,49	280.435,51	347.800,00
186	119.564,49	163,40	1.716,60	1.880,00	117.847,89	67.527,89	282.152,11	349.680,00
187	117.847,89	161,06	1.718,94	1.880,00	116.128,95	67.688,95	283.871,05	351.560,00
188	116.128,95	158,71	1.721,29	1.880,00	114.407,66	67.847,66	285.592,34	353.440,00
189	114.407,66	156,36	1.723,64	1.880,00	112.684,02	68.004,02	287.315,98	355.320,00
190	112.684,02	154,00	1.726,00	1.880,00	110.958,02	68.158,02	289.041,98	357.200,00
191	110.958,02	151,64	1.728,36	1.880,00	109.229,66	68.309,66	290.770,34	359.080,00
192	109.229,66	149,28	1.730,72	1.880,00	107.498,94	68.458,94	292.501,06	360.960,00
193	107.498,94	146,92	1.733,08	1.880,00	105.765,86	68.605,86	294.234,14	362.840,00
194	105.765,86	144,55	1.735,45	1.880,00	104.030,41	68.750,41	295.969,59	364.720,00
195	104.030,41	142,17	1.737,83	1.880,00	102.292,58	68.892,58	297.707,42	366.600,00
196	102.292,58	139,80	1.740,20	1.880,00	100.552,38	69.032,38	299.447,62	368.480,00
197	100.552,38	137,42	1.742,58	1.880,00	98.809,80	69.169,80	301.190,20	370.360,00
198	98.809,80	135,04	1.744,96	1.880,00	97.064,84	69.304,84	302.935,16	372.240,00
199	97.064,84	132,66	1.747,34	1.880,00	95.317,50	69.437,50	304.682,50	374.120,00
200	95.317,50	130,27	1.749,73	1.880,00	93.567,76	69.567,76	306.432,24	376.000,00
201	93.567,76	127,88	1.752,12	1.880,00	91.815,64	69.695,64	308.184,36	377.880,00
202	91.815,64	125,48	1.754,52	1.880,00	90.061,12	69.821,12	309.938,88	379.760,00
203	90.061,12	123,08	1.756,92	1.880,00	88.304,21	69.944,21	311.695,79	381.640,00
204	88.304,21	120,68	1.759,32	1.880,00	86.544,89	70.064,89	313.455,11	383.520,00
205	86.544,89	118,28	1.761,72	1.880,00	84.783,17	70.183,17	315.216,83	385.400,00
206	84.783,17	115,87	1.764,13	1.880,00	83.019,04	70.299,04	316.980,96	387.280,00
207	83.019,04	113,46	1.766,54	1.880,00	81.252,50	70.412,50	318.747,50	389.160,00
208	81.252,50	111,05	1.768,95	1.880,00	79.483,54	70.523,54	320.516,46	391.040,00
209	79.483,54	108,63	1.771,37	1.880,00	77.712,17	70.632,17	322.287,83	392.920,00
210	77.712,17	106,21	1.773,79	1.880,00	75.938,37	70.738,37	324.061,63	394.800,00
211	75.938,37	103,78	1.776,22	1.880,00	74.162,16	70.842,16	325.837,84	396.680,00
212	74.162,16	101,35	1.778,65	1.880,00	72.383,51	70.943,51	327.616,49	398.560,00
213	72.383,51	98,92	1.781,08	1.880,00	70.602,44	71.042,44	329.397,56	400.440,00
214	70.602,44	96,49	1.783,51	1.880,00	68.818,93	71.138,93	331.181,07	402.320,00
215	68.818,93	94,05	1.785,95	1.880,00	67.032,98	71.232,98	332.967,02	404.200,00
216	67.032,98	91,61	1.788,39	1.880,00	65.244,59	71.324,59	334.755,41	406.080,00
217	65.244,59	89,17	1.790,83	1.880,00	63.453,76	71.413,76	336.546,24	407.960,00
218	63.453,76	86,72	1.793,28	1.880,00	61.660,48	71.500,48	338.339,52	409.840,00
219	61.660,48	84,27	1.795,73	1.880,00	59.864,75	71.584,75	340.135,25	411.720,00
220	59.864,75	81,82	1.798,18	1.880,00	58.066,56	71.666,56	341.933,44	413.600,00
221	58.066,56	79,36	1.800,64	1.880,00	56.265,92	71.745,92	343.734,08	415.480,00
222	56.265,92	76,90	1.803,10	1.880,00	54.462,82	71.822,82	345.537,18	417.360,00
223	54.462,82	74,43	1.805,57	1.880,00	52.657,25	71.897,25	347.342,75	419.240,00
224	52.657,25	71,96	1.808,04	1.880,00	50.849,21	71.969,21	349.150,79	421.120,00
225	50.849,21	69,49	1.810,51	1.880,00	49.038,71	72.038,71	350.961,29	423.000,00
226	49.038,71	67,02	1.812,98	1.880,00	47.225,73	72.105,73	352.774,27	424.880,00
227	47.225,73	64,54	1.815,46	1.880,00	45.410,27	72.170,27	354.589,73	426.760,00
228	45.410,27	62,06	1.817,94	1.880,00	43.592,33	72.232,33	356.407,67	428.640,00
229	43.592,33	59,58	1.820,42	1.880,00	41.771,91	72.291,91	358.228,09	430.520,00
230	41.771,91	57,09	1.822,91	1.880,00	39.948,99	72.348,99	360.051,01	432.400,00
231	39.948,99	54,60	1.825,40	1.880,00	38.123,59	72.403,59	361.876,41	434.280,00
232	38.123,59	52,10	1.827,90	1.880,00	36.295,69	72.455,69	363.704,31	436.160,00
233	36.295,69	49,60	1.830,40	1.880,00	34.465,30	72.505,30	365.534,70	438.040,00
234	34.465,30	47,10	1.832,90	1.880,00	32.632,40	72.552,40	367.367,60	439.920,00
235	32.632,40	44,60	1.835,40	1.880,00	30.797,00	72.597,00	369.203,00	441.800,00
236	30.797,00	42,09	1.837,91	1.880,00	28.959,09	72.639,09	371.040,91	443.680,00
237	28.959,09	39,58	1.840,42	1.880,00	27.118,66	72.678,66	372.881,34	445.560,00
238	27.118,66	37,06	1.842,94	1.880,00	25.275,73	72.715,73	374.724,27	447.440,00
239	25.275,73	34,54	1.845,46	1.880,00	23.430,27	72.750,27	376.569,73	449.320,00
240	23.430,27	32,02	1.847,98	1.880,00	21.582,29	72.782,29	378.417,71	451.200,00

Stand der Daten: 22.10.2021

Voraussetzung für eine Finanzierung ohne Eigenmittel

Die großen deutschen Banken, Commerzbank, Deutsche Bank und Postbank, begannen damit, das „no-go“ der Finanzierung ohne Eigenmittel aufzuweichen. Allerdings halten sich diese Institute auch bedeckt, wenn nicht nur der Kaufpreis in voller Höhe finanziert werden muss, sondern auch noch die Eigenmittel für die Erwerbsnebenkosten finanziert werden müssen.

Eine Vollfinanzierung ist dann machbar, wenn die Erwerber folgende Eckpunkte erfüllen können:

Eine monatliche Tilgungsleistung von drei oder vier Prozent
Die Rate sollte rund 40 Prozent des Haushaltsnettoeinkommens ausmachen.

Voraussetzung ist hier, dass zumindest die Gelder für die Erwerbsnebenkosten vorhanden sind. Fehlen diese ebenfalls, muss ein zweiter Darlehensgeber mit ins Boot genommen werden.

Grundsätzlich gilt, dass eine Finanzierung ohne Eigenmittel ein gewisses Mehr an Risiko für den Erwerber bedeutet. Besteht kurzfristig akuter Geldbedarf, beispielsweise, weil eine Reparatur am Haus fällig wird, sieht es mit einer Aufstockung des Darlehens schlecht aus.

Finanzierung der Erwerbsnebenkosten

Über das Hypothekendarlehen sind diese Aufwendungen in aller Regel nicht mehr finanzierbar. Es gibt Kreditgeber, die sogenannte 110 Prozent Finanzierungen anbieten. Diese Kredite sind aber nicht überall zu bekommen. Die Käufer sind daher meist gezwungen, einen klassischen Ratenkredit aufzunehmen. Die Zinsen für diese Darlehen liegen jedoch deutlich über den Hypothekenzinsen.

Die Hanseatic-Bank, vielen Verbrauchern als Kreditgeber für Einkäufe bei dem Versandhändler Otto ein Begriff, hat sich auf dieses Kreditsegment spezialisiert. Mit dem „Eigentümerdarlehen“ übernimmt sie den Teil der Finanzierung, der von den anderen Banken nicht mehr getragen wird.

Das Kreditvolumen kann zwischen 5.000 Euro und 60.000 Euro betragen, die Laufzeit bis zu 180 Monaten. Bei einer 10jährigen Zinsfestschreibung beträgt der effektive Jahreszins 7,29% (Stand Juli 2016). Zum Vergleich: Im Januar 2016 lagen die Baufinanzierungskonditionen im zehnjährigen Bereich bei unter 1,25 Prozent pro Jahr.

Um einmal zu veranschaulichen, wie sich eine Baufinanzierung ohne Eigenkapital gegenüber einer Finanzierung mit Eigenkapital auswirkt, haben wir die Varianten einmal gegenübergestellt. Die 110-Prozent-Finanzierung unterstellt, dass die Erwerbsnebenkosten ebenfalls finanziert werden müssen:

Baufinanzierungen mit und ohne Eigenkapital im direkten Vergleich

	Baufinanzierung mit Eigenkapital	100-Prozent-Finanzierung	110-Prozent-Finanzierung
Kaufpreis	210.000 Euro	210.000 Euro	210.000 Euro
Benötigtes Darlehen	150.000 Euro	210.000 Euro	210.000 Euro
Eigenkapital	60.000 Euro	0 Euro	0 Euro
Zinsbindung	15 Jahre	15 Jahre	15 Jahre
Anfängliche Tilgungsrate	2 Prozent	2 Prozent	2 Prozent
Sollzinssatz p.a.	2,54 Prozent	3,54 Prozent	3,54 Prozent
Privatkredit für die Kaufnebenkosten	–	–	21.000 Euro (ca. 10% vom Kaufpreis)
Zinssatz Privatkredit	–	–	5,99 % p.a.
Monatliche Rate Privatkredit	–	–	177,10 Euro
Zinskosten Privatkredit nach 15 Jahren	–	–	10.877,47 Euro
Ergebnis
Monatliche Rate	794,50 Euro	969,50 Euro	1.146,60 Euro
Zinskosten nach 15 Jahren	38.635 Euro	91.541 Euro	103.418,57 Euro
Restschuld nach 15 Jahren	45.625 Euro	127.031 Euro	127.031 Euro
Gesamtlaufzeit bis Volltilgung bei gleichen Zinsbedingungen	20 Jahre	29 Jahre	29 Jahre

Quelle: Dr. Klein

Auswirkungen der Wohnimmobilien-Kreditrichtlinie

Die Wohnimmobilienkreditrichtlinie sah vor, dass Darlehen nur vergeben werden dürfen, wenn die ordnungsgemäße Rückführung über die gesamte Laufzeit sichergestellt ist. Das war eigentlich schon immer so. Allerdings sollte dabei der Wert der Immobilie unberücksichtigt bleiben. Die Bonitätsprüfung der Banken stellte auch nicht nur auf die aktuelle wirtschaftliche Situation des Kreditnehmers ab, sondern musste auch alle künftigen Risiken mit einbeziehen.

Zu diesen Optionen zählen auch Scheidung, Krankheit oder Kinder. Auch wenn solche Faktoren als nahezu unabwägbar gelten, waren die Banker gehalten, diese Sachverhalte bei der Kreditvergabe zu berücksichtigen. Je größer das Darlehensvolumen ausfällt, umso größer ist zwangsläufig das Risiko, dass eine Rate nicht gezahlt werden kann.

Erfreulicherweise wurde durch eine Novelle der Wohnimmobilienkreditrichtlinie dieser unsinnige Sachverhalt mit Wirkung per 01.05.2018 wieder aus den Vorgaben herausgenommen, genauso wie die Bewertung möglicher Veränderungen im Leben des Kreditnehmers.

Eigenkapitalersatz – auch das gibt es

KfW

Kein Eigenkapital, aber auch eine Lösung, ist das klassische KfW-Darlehen. Bauherren oder Erwerber können bis zu 50.000 Euro bei der KfW aufnehmen. Mit diesem Betrag lässt sich die Lücke zwischen niedrigerem Beleihungsauslauf und Kaufpreis schließen. Das KfW-Programm 124 fördert den Erwerb selbst genutzten Wohneigentums (1).

Arbeitgeberdarlehen

Arbeitgeberdarlehen besitzen im Zusammenhang mit einer Baufinanzierung Eigenkapitalcharakter. Bei einem Kaufpreis inklusive Nebenkosten von 220.000 Euro bedeutet ein Arbeitgeberdarlehen in Höhe von 50.000 Euro eine Eigenkapitalquote von 22,7 Prozent. Schon sieht der Beleihungsauslauf nicht mehr ganz so dramatisch aus.

Der Darlehensvertrag sollte allerdings, so kein Standardwerk genutzt wird, von einem Steuerberater geprüft werden. Bei dem geringsten Formfehler gilt das Darlehen als Einkommen und wird sowohl steuer- als auch sozialabgabenpflichtig.

Eigenleistung

Die Eigenleistung, auch als Muskelhypothek bekannt, greift bei Neubauten oder wenn die Bestandsimmobilie saniert oder renoviert werden muss. Die Banken rechnen die für die Arbeitszeit des Handwerkers eingesparten Kosten zu einem bestimmten Prozentsatz als Eigenkapital.

Allerdings sollte schlüssig sein, dass der Bauherr oder seine Helfer auch tatsächlich in der Lage sind, die Gewerke auszuführen. Fliesen verlegen oder Türen einbauen mag noch leicht erklärbar sein. Schwieriger wird es jedoch, wenn Sanitär- oder Elektroarbeiten in Eigenregie vorgenommen werden. Häufig verlangen die Kreditinstitute in diesem Fall einen „Fähigkeitsnachweis“.

Versicherungspolicen

Wer eine Lebensversicherungs- oder Rentenversicherungspolice in der Schublade hat, sollte bei dem Versicherer einmal den Rückkaufswert in Erfahrung bringen. Als Sicherheit an die Bank abgetreten, senkt dies zwar nicht das Darlehen als solches, erhöht aber fiktiv die Eigenmittel und senkt somit den Beleihungsauslauf.

Gleiches gilt im Übrigen auch für Wertpapiere und Bausparverträge. Bei Wertpapieren wird allerdings nicht der Kurswert, sondern nur ein Prozentsatz dessen, bei Aktien meist 60%, bei Anleihen zwischen 80 und 90 Prozent, festgesetzt.

Kostenloses Angebot für individuelle Baufinanzierung anfordern

Da jede Baufinanzierung individuell maßgeschneidert werden sollte, empfehlen wir, bei der Finanzierungsplanung einen Experten zu Rate zu ziehen. Über das nachfolgende Formular können Sie eine kostenlose und unverbindliche Finanzierungsberatung sowie ein entsprechendes Angebot bei der Interhyp AG, einem der führenden Vermittler von Hypothekendarlehen in Deutschland, anfordern:

Weiterführende Informationen

(1) KfW-Programm 124 – KfW-Wohneigentumsprogramm

Vollfinanzierung – Hauskauf ohne Eigenkapital

Der Beleihungsauslauf

Kosten für Immobilien-Vollfinanzierung berechnen

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Repräsentatives Beispiel nach §6a PAngV

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Repräsentatives Beispiel nach §6a PAngV

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Repräsentatives Beispiel nach §6a PAngV

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Repräsentatives Beispiel nach §6a PAngV

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Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Voraussetzung für eine Finanzierung ohne Eigenmittel

Finanzierung der Erwerbsnebenkosten

Baufinanzierungen mit und ohne Eigenkapital im direkten Vergleich

Auswirkungen der Wohnimmobilien-Kreditrichtlinie

Eigenkapitalersatz – auch das gibt es

KfW

Arbeitgeberdarlehen

Eigenleistung

Versicherungspolicen

Kostenloses Angebot für individuelle Baufinanzierung anfordern

Weiterführende Informationen