Vollfinanzierung – Hauskauf ohne Eigenkapital

Trotz kontinuierlich steigender Immobilienpreise locken die niedrigen Zinsen immer mehr Mieter, den Schritt in die eigenen vier Wände zu wagen, auch ohne Eigenkapital. Bezüglich der Eigenmittel galt bis vor einiger Zeit noch die Faustformel „20 Prozent des Kaufpreises zuzüglich der Erwerbsnebenkosten“.

Auf dieser Regel aufbauend, sollte eine solide Finanzierung möglich sein. Schleichend hat sich aber das US-amerikanische Prinzip der Vollfinanzierung seinen Weg gesucht. Vollfinanzierungen haben einen Nachteil: In der Spitze wird es teuer.

Wichtige Informationen

Vollfinanzierung bedeutet, dass der Kaufpreis einer Immobilie zu 100% mit einem Darlehen abgedeckt werden kann und kein Eigenkapital dafür eingebracht werden muss.
Die Höhe des Finanzierungsanteils wird mit dem Beleihungsauslauf ausgedrückt.
Je höher der Beleihungsauslauf, desto höher die Zinsen. Ab 80% Beleihungsauslauf steigen die Zinsen überdurchschnittlich an, wie auch in unserem Baufinanzierungsvergleich ersichtlich.
Um eine Vollfinanzierung zu erhalten, muss die monatliche Tilgungsleistung meist 3% – 4% betragen und die Rate sollte rund 40% des Haushaltsnettoeinkommens ausmachen.
Die Erwerbsnebenkosten müssen i.d.R. vom Eigenkapital getragen werden, andernfalls ist von einer 110%-Finanzierung die Rede.

Der Beleihungsauslauf

Der sogenannte Beleihungsauslauf spielt bei der Verzinsung eines Hypothekendarlehens eine wesentliche Rolle. Er bezeichnet die Relation zwischen Beleihungswert der Immobilie und des in Anspruch genommenen Darlehens.

Beträgt der Beleihungswert der Immobilie 200.000 Euro, das Darlehen 80.000 Euro, liegt der Beleihungswert bei 40 Prozent. Je niedriger der Beleihungswert ausfällt, umso weniger Zinsen stellt die Bank in Rechnung. Landläufig unterscheiden die Banken vier Stufen:

Bis 40 Prozent des Beleihungswertes
Bis 60 Prozent des Beleihungswertes
Bis 80 Prozent des Beleihungswertes
Über 80 Prozent.

Hypothekenbanken dürfen Darlehen bis zu 60 Prozent des Beleihungswertes vergeben, sogenannte 1a-Hypotheken. Besteht ein höherer Finanzierungsbedarf, übernimmt diesen die assoziierte Bank gegen einen Zinsaufschlag von 0,5 Prozent in Form des 1b-Darlehens.

Bis zu einem Beleihungsauslauf von 80 Prozent sind die Zinsunterschiede zwischen den einzelnen Stufen eher marginal. Erst wenn die 80-Prozentmarke überschritten wird, steigen auch die Zinsen für diesen Anteil der Finanzierung überdurchschnittlich an, wie auch unser Baufinanzierungsrechner aufzeigt Wenn Sie dort bei „Beleihungsauslauf“ 110 Prozent eingeben, haben Sie eine Vollfinanzierung und können deren Zinsen direkt mit niedrigeren Werten für den Beleihungsauslauf vergleichen:

Kosten für Immobilien-Vollfinanzierung berechnen

Kaufpreis €

Eigenkapital €

Bundesland

Tilgungssatz

Sollzinsbindung

× Kaufpreis + Nebenkosten – Eigenkapital = Finanzierungsbedarf
Ihr Finanzierungsbedarf: €

creditweb Baufinanzierung

4.06/5,00

Testsieger

101.838,76€
Zinsanteil

2.133,33€
Monatsrate

2,40%
Sollzins p.a.

2,43%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 100.000,00 €;Kreditrate: 304,17 €;Gesamtbetrag: 36.500,00 €;Anzahl Kreditraten: 120;Laufzeit: 120 Monate;Effektiver Jahreszins: 1,65 %;Gebundener Sollzins: 1,63 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	800,00	1.333,33	2.133,33	398.666,67	800,00	1.333,33	2.133,33
2	398.666,67	797,33	1.336,00	2.133,33	397.330,67	1.597,33	2.669,33	4.266,67
3	397.330,67	794,66	1.338,67	2.133,33	395.991,99	2.391,99	4.008,01	6.400,00
4	395.991,99	791,98	1.341,35	2.133,33	394.650,65	3.183,98	5.349,35	8.533,33
5	394.650,65	789,30	1.344,03	2.133,33	393.306,61	3.973,28	6.693,39	10.666,67
6	393.306,61	786,61	1.346,72	2.133,33	391.959,89	4.759,89	8.040,11	12.800,00
7	391.959,89	783,92	1.349,41	2.133,33	390.610,48	5.543,81	9.389,52	14.933,33
8	390.610,48	781,22	1.352,11	2.133,33	389.258,37	6.325,03	10.741,63	17.066,67
9	389.258,37	778,52	1.354,82	2.133,33	387.903,55	7.103,55	12.096,45	19.200,00
10	387.903,55	775,81	1.357,53	2.133,33	386.546,02	7.879,36	13.453,98	21.333,33
11	386.546,02	773,09	1.360,24	2.133,33	385.185,78	8.652,45	14.814,22	23.466,67
12	385.185,78	770,37	1.362,96	2.133,33	383.822,82	9.422,82	16.177,18	25.600,00
13	383.822,82	767,65	1.365,69	2.133,33	382.457,13	10.190,47	17.542,87	27.733,33
14	382.457,13	764,91	1.368,42	2.133,33	381.088,71	10.955,38	18.911,29	29.866,67
15	381.088,71	762,18	1.371,16	2.133,33	379.717,56	11.717,56	20.282,44	32.000,00
16	379.717,56	759,44	1.373,90	2.133,33	378.343,66	12.476,99	21.656,34	34.133,33
17	378.343,66	756,69	1.376,65	2.133,33	376.967,01	13.233,68	23.032,99	36.266,67
18	376.967,01	753,93	1.379,40	2.133,33	375.587,62	13.987,62	24.412,38	38.400,00
19	375.587,62	751,18	1.382,16	2.133,33	374.205,46	14.738,79	25.794,54	40.533,33
20	374.205,46	748,41	1.384,92	2.133,33	372.820,53	15.487,20	27.179,47	42.666,67
21	372.820,53	745,64	1.387,69	2.133,33	371.432,84	16.232,84	28.567,16	44.800,00
22	371.432,84	742,87	1.390,47	2.133,33	370.042,37	16.975,71	29.957,63	46.933,33
23	370.042,37	740,08	1.393,25	2.133,33	368.649,13	17.715,79	31.350,87	49.066,67
24	368.649,13	737,30	1.396,04	2.133,33	367.253,09	18.453,09	32.746,91	51.200,00
25	367.253,09	734,51	1.398,83	2.133,33	365.854,26	19.187,60	34.145,74	53.333,33
26	365.854,26	731,71	1.401,62	2.133,33	364.452,64	19.919,31	35.547,36	55.466,67
27	364.452,64	728,91	1.404,43	2.133,33	363.048,21	20.648,21	36.951,79	57.600,00
28	363.048,21	726,10	1.407,24	2.133,33	361.640,97	21.374,31	38.359,03	59.733,33
29	361.640,97	723,28	1.410,05	2.133,33	360.230,92	22.097,59	39.769,08	61.866,67
30	360.230,92	720,46	1.412,87	2.133,33	358.818,05	22.818,05	41.181,95	64.000,00
31	358.818,05	717,64	1.415,70	2.133,33	357.402,35	23.535,69	42.597,65	66.133,33
32	357.402,35	714,80	1.418,53	2.133,33	355.983,83	24.250,49	44.016,17	68.266,67
33	355.983,83	711,97	1.421,37	2.133,33	354.562,46	24.962,46	45.437,54	70.400,00
34	354.562,46	709,12	1.424,21	2.133,33	353.138,25	25.671,58	46.861,75	72.533,33
35	353.138,25	706,28	1.427,06	2.133,33	351.711,19	26.377,86	48.288,81	74.666,67
36	351.711,19	703,42	1.429,91	2.133,33	350.281,28	27.081,28	49.718,72	76.800,00
37	350.281,28	700,56	1.432,77	2.133,33	348.848,51	27.781,85	51.151,49	78.933,33
38	348.848,51	697,70	1.435,64	2.133,33	347.412,88	28.479,54	52.587,12	81.066,67
39	347.412,88	694,83	1.438,51	2.133,33	345.974,37	29.174,37	54.025,63	83.200,00
40	345.974,37	691,95	1.441,38	2.133,33	344.532,98	29.866,32	55.467,02	85.333,33
41	344.532,98	689,07	1.444,27	2.133,33	343.088,72	30.555,38	56.911,28	87.466,67
42	343.088,72	686,18	1.447,16	2.133,33	341.641,56	31.241,56	58.358,44	89.600,00
43	341.641,56	683,28	1.450,05	2.133,33	340.191,51	31.924,84	59.808,49	91.733,33
44	340.191,51	680,38	1.452,95	2.133,33	338.738,56	32.605,23	61.261,44	93.866,67
45	338.738,56	677,48	1.455,86	2.133,33	337.282,70	33.282,70	62.717,30	96.000,00
46	337.282,70	674,57	1.458,77	2.133,33	335.823,94	33.957,27	64.176,06	98.133,33
47	335.823,94	671,65	1.461,69	2.133,33	334.362,25	34.628,92	65.637,75	100.266,67
48	334.362,25	668,72	1.464,61	2.133,33	332.897,64	35.297,64	67.102,36	102.400,00
49	332.897,64	665,80	1.467,54	2.133,33	331.430,10	35.963,44	68.569,90	104.533,33
50	331.430,10	662,86	1.470,47	2.133,33	329.959,63	36.626,30	70.040,37	106.666,67
51	329.959,63	659,92	1.473,41	2.133,33	328.486,22	37.286,22	71.513,78	108.800,00
52	328.486,22	656,97	1.476,36	2.133,33	327.009,86	37.943,19	72.990,14	110.933,33
53	327.009,86	654,02	1.479,31	2.133,33	325.530,54	38.597,21	74.469,46	113.066,67
54	325.530,54	651,06	1.482,27	2.133,33	324.048,27	39.248,27	75.951,73	115.200,00
55	324.048,27	648,10	1.485,24	2.133,33	322.563,03	39.896,37	77.436,97	117.333,33
56	322.563,03	645,13	1.488,21	2.133,33	321.074,83	40.541,49	78.925,17	119.466,67
57	321.074,83	642,15	1.491,18	2.133,33	319.583,64	41.183,64	80.416,36	121.600,00
58	319.583,64	639,17	1.494,17	2.133,33	318.089,48	41.822,81	81.910,52	123.733,33
59	318.089,48	636,18	1.497,15	2.133,33	316.592,32	42.458,99	83.407,68	125.866,67
60	316.592,32	633,18	1.500,15	2.133,33	315.092,17	43.092,17	84.907,83	128.000,00
61	315.092,17	630,18	1.503,15	2.133,33	313.589,02	43.722,36	86.410,98	130.133,33
62	313.589,02	627,18	1.506,16	2.133,33	312.082,87	44.349,54	87.917,13	132.266,67
63	312.082,87	624,17	1.509,17	2.133,33	310.573,70	44.973,70	89.426,30	134.400,00
64	310.573,70	621,15	1.512,19	2.133,33	309.061,52	45.594,85	90.938,48	136.533,33
65	309.061,52	618,12	1.515,21	2.133,33	307.546,31	46.212,97	92.453,69	138.666,67
66	307.546,31	615,09	1.518,24	2.133,33	306.028,06	46.828,06	93.971,94	140.800,00
67	306.028,06	612,06	1.521,28	2.133,33	304.506,79	47.440,12	95.493,21	142.933,33
68	304.506,79	609,01	1.524,32	2.133,33	302.982,47	48.049,13	97.017,53	145.066,67
69	302.982,47	605,96	1.527,37	2.133,33	301.455,10	48.655,10	98.544,90	147.200,00
70	301.455,10	602,91	1.530,42	2.133,33	299.924,68	49.258,01	100.075,32	149.333,33
71	299.924,68	599,85	1.533,48	2.133,33	298.391,19	49.857,86	101.608,81	151.466,67
72	298.391,19	596,78	1.536,55	2.133,33	296.854,64	50.454,64	103.145,36	153.600,00
73	296.854,64	593,71	1.539,62	2.133,33	295.315,02	51.048,35	104.684,98	155.733,33
74	295.315,02	590,63	1.542,70	2.133,33	293.772,31	51.638,98	106.227,69	157.866,67
75	293.772,31	587,54	1.545,79	2.133,33	292.226,52	52.226,52	107.773,48	160.000,00
76	292.226,52	584,45	1.548,88	2.133,33	290.677,64	52.810,98	109.322,36	162.133,33
77	290.677,64	581,36	1.551,98	2.133,33	289.125,67	53.392,33	110.874,33	164.266,67
78	289.125,67	578,25	1.555,08	2.133,33	287.570,58	53.970,58	112.429,42	166.400,00
79	287.570,58	575,14	1.558,19	2.133,33	286.012,39	54.545,73	113.987,61	168.533,33
80	286.012,39	572,02	1.561,31	2.133,33	284.451,08	55.117,75	115.548,92	170.666,67
81	284.451,08	568,90	1.564,43	2.133,33	282.886,65	55.686,65	117.113,35	172.800,00
82	282.886,65	565,77	1.567,56	2.133,33	281.319,09	56.252,43	118.680,91	174.933,33
83	281.319,09	562,64	1.570,70	2.133,33	279.748,40	56.815,06	120.251,60	177.066,67
84	279.748,40	559,50	1.573,84	2.133,33	278.174,56	57.374,56	121.825,44	179.200,00
85	278.174,56	556,35	1.576,98	2.133,33	276.597,58	57.930,91	123.402,42	181.333,33
86	276.597,58	553,20	1.580,14	2.133,33	275.017,44	58.484,11	124.982,56	183.466,67
87	275.017,44	550,03	1.583,30	2.133,33	273.434,14	59.034,14	126.565,86	185.600,00
88	273.434,14	546,87	1.586,47	2.133,33	271.847,68	59.581,01	128.152,32	187.733,33
89	271.847,68	543,70	1.589,64	2.133,33	270.258,04	60.124,70	129.741,96	189.866,67
90	270.258,04	540,52	1.592,82	2.133,33	268.665,22	60.665,22	131.334,78	192.000,00
91	268.665,22	537,33	1.596,00	2.133,33	267.069,22	61.202,55	132.930,78	194.133,33
92	267.069,22	534,14	1.599,19	2.133,33	265.470,02	61.736,69	134.529,98	196.266,67
93	265.470,02	530,94	1.602,39	2.133,33	263.867,63	62.267,63	136.132,37	198.400,00
94	263.867,63	527,74	1.605,60	2.133,33	262.262,03	62.795,36	137.737,97	200.533,33
95	262.262,03	524,52	1.608,81	2.133,33	260.653,22	63.319,89	139.346,78	202.666,67
96	260.653,22	521,31	1.612,03	2.133,33	259.041,19	63.841,19	140.958,81	204.800,00
97	259.041,19	518,08	1.615,25	2.133,33	257.425,94	64.359,28	142.574,06	206.933,33
98	257.425,94	514,85	1.618,48	2.133,33	255.807,46	64.874,13	144.192,54	209.066,67
99	255.807,46	511,61	1.621,72	2.133,33	254.185,74	65.385,74	145.814,26	211.200,00
100	254.185,74	508,37	1.624,96	2.133,33	252.560,78	65.894,12	147.439,22	213.333,33
101	252.560,78	505,12	1.628,21	2.133,33	250.932,57	66.399,24	149.067,43	215.466,67
102	250.932,57	501,87	1.631,47	2.133,33	249.301,10	66.901,10	150.698,90	217.600,00
103	249.301,10	498,60	1.634,73	2.133,33	247.666,37	67.399,70	152.333,63	219.733,33
104	247.666,37	495,33	1.638,00	2.133,33	246.028,37	67.895,04	153.971,63	221.866,67
105	246.028,37	492,06	1.641,28	2.133,33	244.387,09	68.387,09	155.612,91	224.000,00
106	244.387,09	488,77	1.644,56	2.133,33	242.742,53	68.875,87	157.257,47	226.133,33
107	242.742,53	485,49	1.647,85	2.133,33	241.094,69	69.361,35	158.905,31	228.266,67
108	241.094,69	482,19	1.651,14	2.133,33	239.443,54	69.843,54	160.556,46	230.400,00
109	239.443,54	478,89	1.654,45	2.133,33	237.789,10	70.322,43	162.210,90	232.533,33
110	237.789,10	475,58	1.657,76	2.133,33	236.131,34	70.798,01	163.868,66	234.666,67
111	236.131,34	472,26	1.661,07	2.133,33	234.470,27	71.270,27	165.529,73	236.800,00
112	234.470,27	468,94	1.664,39	2.133,33	232.805,88	71.739,21	167.194,12	238.933,33
113	232.805,88	465,61	1.667,72	2.133,33	231.138,16	72.204,82	168.861,84	241.066,67
114	231.138,16	462,28	1.671,06	2.133,33	229.467,10	72.667,10	170.532,90	243.200,00
115	229.467,10	458,93	1.674,40	2.133,33	227.792,70	73.126,03	172.207,30	245.333,33
116	227.792,70	455,59	1.677,75	2.133,33	226.114,95	73.581,62	173.885,05	247.466,67
117	226.114,95	452,23	1.681,10	2.133,33	224.433,85	74.033,85	175.566,15	249.600,00
118	224.433,85	448,87	1.684,47	2.133,33	222.749,38	74.482,72	177.250,62	251.733,33
119	222.749,38	445,50	1.687,83	2.133,33	221.061,55	74.928,21	178.938,45	253.866,67
120	221.061,55	442,12	1.691,21	2.133,33	219.370,34	75.370,34	180.629,66	256.000,00
121	219.370,34	438,74	1.694,59	2.133,33	217.675,75	75.809,08	182.324,25	258.133,33
122	217.675,75	435,35	1.697,98	2.133,33	215.977,76	76.244,43	184.022,24	260.266,67
123	215.977,76	431,96	1.701,38	2.133,33	214.276,39	76.676,39	185.723,61	262.400,00
124	214.276,39	428,55	1.704,78	2.133,33	212.571,60	77.104,94	187.428,40	264.533,33
125	212.571,60	425,14	1.708,19	2.133,33	210.863,41	77.530,08	189.136,59	266.666,67
126	210.863,41	421,73	1.711,61	2.133,33	209.151,81	77.951,81	190.848,19	268.800,00
127	209.151,81	418,30	1.715,03	2.133,33	207.436,78	78.370,11	192.563,22	270.933,33
128	207.436,78	414,87	1.718,46	2.133,33	205.718,32	78.784,99	194.281,68	273.066,67
129	205.718,32	411,44	1.721,90	2.133,33	203.996,42	79.196,42	196.003,58	275.200,00
130	203.996,42	407,99	1.725,34	2.133,33	202.271,08	79.604,42	197.728,92	277.333,33
131	202.271,08	404,54	1.728,79	2.133,33	200.542,29	80.008,96	199.457,71	279.466,67
132	200.542,29	401,08	1.732,25	2.133,33	198.810,04	80.410,04	201.189,96	281.600,00
133	198.810,04	397,62	1.735,71	2.133,33	197.074,33	80.807,66	202.925,67	283.733,33
134	197.074,33	394,15	1.739,18	2.133,33	195.335,14	81.201,81	204.664,86	285.866,67
135	195.335,14	390,67	1.742,66	2.133,33	193.592,48	81.592,48	206.407,52	288.000,00
136	193.592,48	387,18	1.746,15	2.133,33	191.846,33	81.979,67	208.153,67	290.133,33
137	191.846,33	383,69	1.749,64	2.133,33	190.096,69	82.363,36	209.903,31	292.266,67
138	190.096,69	380,19	1.753,14	2.133,33	188.343,55	82.743,55	211.656,45	294.400,00
139	188.343,55	376,69	1.756,65	2.133,33	186.586,91	83.120,24	213.413,09	296.533,33
140	186.586,91	373,17	1.760,16	2.133,33	184.826,75	83.493,41	215.173,25	298.666,67
141	184.826,75	369,65	1.763,68	2.133,33	183.063,07	83.863,07	216.936,93	300.800,00
142	183.063,07	366,13	1.767,21	2.133,33	181.295,86	84.229,19	218.704,14	302.933,33
143	181.295,86	362,59	1.770,74	2.133,33	179.525,12	84.591,78	220.474,88	305.066,67
144	179.525,12	359,05	1.774,28	2.133,33	177.750,83	84.950,83	222.249,17	307.200,00
145	177.750,83	355,50	1.777,83	2.133,33	175.973,00	85.306,34	224.027,00	309.333,33
146	175.973,00	351,95	1.781,39	2.133,33	174.191,62	85.658,28	225.808,38	311.466,67
147	174.191,62	348,38	1.784,95	2.133,33	172.406,67	86.006,67	227.593,33	313.600,00
148	172.406,67	344,81	1.788,52	2.133,33	170.618,15	86.351,48	229.381,85	315.733,33
149	170.618,15	341,24	1.792,10	2.133,33	168.826,05	86.692,71	231.173,95	317.866,67
150	168.826,05	337,65	1.795,68	2.133,33	167.030,37	87.030,37	232.969,63	320.000,00
151	167.030,37	334,06	1.799,27	2.133,33	165.231,09	87.364,43	234.768,91	322.133,33
152	165.231,09	330,46	1.802,87	2.133,33	163.428,22	87.694,89	236.571,78	324.266,67
153	163.428,22	326,86	1.806,48	2.133,33	161.621,75	88.021,75	238.378,25	326.400,00
154	161.621,75	323,24	1.810,09	2.133,33	159.811,66	88.344,99	240.188,34	328.533,33
155	159.811,66	319,62	1.813,71	2.133,33	157.997,95	88.664,61	242.002,05	330.666,67
156	157.997,95	316,00	1.817,34	2.133,33	156.180,61	88.980,61	243.819,39	332.800,00
157	156.180,61	312,36	1.820,97	2.133,33	154.359,64	89.292,97	245.640,36	334.933,33
158	154.359,64	308,72	1.824,61	2.133,33	152.535,02	89.601,69	247.464,98	337.066,67
159	152.535,02	305,07	1.828,26	2.133,33	150.706,76	89.906,76	249.293,24	339.200,00
160	150.706,76	301,41	1.831,92	2.133,33	148.874,84	90.208,17	251.125,16	341.333,33
161	148.874,84	297,75	1.835,58	2.133,33	147.039,26	90.505,92	252.960,74	343.466,67
162	147.039,26	294,08	1.839,25	2.133,33	145.200,00	90.800,00	254.800,00	345.600,00
163	145.200,00	290,40	1.842,93	2.133,33	143.357,07	91.090,40	256.642,93	347.733,33
164	143.357,07	286,71	1.846,62	2.133,33	141.510,45	91.377,12	258.489,55	349.866,67
165	141.510,45	283,02	1.850,31	2.133,33	139.660,14	91.660,14	260.339,86	352.000,00
166	139.660,14	279,32	1.854,01	2.133,33	137.806,12	91.939,46	262.193,88	354.133,33
167	137.806,12	275,61	1.857,72	2.133,33	135.948,40	92.215,07	264.051,60	356.266,67
168	135.948,40	271,90	1.861,44	2.133,33	134.086,97	92.486,97	265.913,03	358.400,00
169	134.086,97	268,17	1.865,16	2.133,33	132.221,81	92.755,14	267.778,19	360.533,33
170	132.221,81	264,44	1.868,89	2.133,33	130.352,92	93.019,58	269.647,08	362.666,67
171	130.352,92	260,71	1.872,63	2.133,33	128.480,29	93.280,29	271.519,71	364.800,00
172	128.480,29	256,96	1.876,37	2.133,33	126.603,92	93.537,25	273.396,08	366.933,33
173	126.603,92	253,21	1.880,13	2.133,33	124.723,79	93.790,46	275.276,21	369.066,67
174	124.723,79	249,45	1.883,89	2.133,33	122.839,90	94.039,90	277.160,10	371.200,00
175	122.839,90	245,68	1.887,65	2.133,33	120.952,25	94.285,58	279.047,75	373.333,33
176	120.952,25	241,90	1.891,43	2.133,33	119.060,82	94.527,49	280.939,18	375.466,67
177	119.060,82	238,12	1.895,21	2.133,33	117.165,61	94.765,61	282.834,39	377.600,00
178	117.165,61	234,33	1.899,00	2.133,33	115.266,61	94.999,94	284.733,39	379.733,33
179	115.266,61	230,53	1.902,80	2.133,33	113.363,81	95.230,48	286.636,19	381.866,67
180	113.363,81	226,73	1.906,61	2.133,33	111.457,20	95.457,20	288.542,80	384.000,00
181	111.457,20	222,91	1.910,42	2.133,33	109.546,78	95.680,12	290.453,22	386.133,33
182	109.546,78	219,09	1.914,24	2.133,33	107.632,54	95.899,21	292.367,46	388.266,67
183	107.632,54	215,27	1.918,07	2.133,33	105.714,48	96.114,48	294.285,52	390.400,00
184	105.714,48	211,43	1.921,90	2.133,33	103.792,57	96.325,90	296.207,43	392.533,33
185	103.792,57	207,59	1.925,75	2.133,33	101.866,82	96.533,49	298.133,18	394.666,67
186	101.866,82	203,73	1.929,60	2.133,33	99.937,22	96.737,22	300.062,78	396.800,00
187	99.937,22	199,87	1.933,46	2.133,33	98.003,76	96.937,10	301.996,24	398.933,33
188	98.003,76	196,01	1.937,33	2.133,33	96.066,44	97.133,11	303.933,56	401.066,67
189	96.066,44	192,13	1.941,20	2.133,33	94.125,24	97.325,24	305.874,76	403.200,00
190	94.125,24	188,25	1.945,08	2.133,33	92.180,16	97.513,49	307.819,84	405.333,33
191	92.180,16	184,36	1.948,97	2.133,33	90.231,18	97.697,85	309.768,82	407.466,67
192	90.231,18	180,46	1.952,87	2.133,33	88.278,31	97.878,31	311.721,69	409.600,00
193	88.278,31	176,56	1.956,78	2.133,33	86.321,54	98.054,87	313.678,46	411.733,33
194	86.321,54	172,64	1.960,69	2.133,33	84.360,84	98.227,51	315.639,16	413.866,67
195	84.360,84	168,72	1.964,61	2.133,33	82.396,23	98.396,23	317.603,77	416.000,00
196	82.396,23	164,79	1.968,54	2.133,33	80.427,69	98.561,03	319.572,31	418.133,33
197	80.427,69	160,86	1.972,48	2.133,33	78.455,21	98.721,88	321.544,79	420.266,67
198	78.455,21	156,91	1.976,42	2.133,33	76.478,79	98.878,79	323.521,21	422.400,00
199	76.478,79	152,96	1.980,38	2.133,33	74.498,42	99.031,75	325.501,58	424.533,33
200	74.498,42	149,00	1.984,34	2.133,33	72.514,08	99.180,75	327.485,92	426.666,67
201	72.514,08	145,03	1.988,31	2.133,33	70.525,77	99.325,77	329.474,23	428.800,00
202	70.525,77	141,05	1.992,28	2.133,33	68.533,49	99.466,83	331.466,51	430.933,33
203	68.533,49	137,07	1.996,27	2.133,33	66.537,23	99.603,89	333.462,77	433.066,67
204	66.537,23	133,07	2.000,26	2.133,33	64.536,97	99.736,97	335.463,03	435.200,00
205	64.536,97	129,07	2.004,26	2.133,33	62.532,71	99.866,04	337.467,29	437.333,33
206	62.532,71	125,07	2.008,27	2.133,33	60.524,44	99.991,11	339.475,56	439.466,67
207	60.524,44	121,05	2.012,28	2.133,33	58.512,16	100.112,16	341.487,84	441.600,00
208	58.512,16	117,02	2.016,31	2.133,33	56.495,85	100.229,18	343.504,15	443.733,33
209	56.495,85	112,99	2.020,34	2.133,33	54.475,50	100.342,17	345.524,50	445.866,67
210	54.475,50	108,95	2.024,38	2.133,33	52.451,12	100.451,12	347.548,88	448.000,00
211	52.451,12	104,90	2.028,43	2.133,33	50.422,69	100.556,02	349.577,31	450.133,33
212	50.422,69	100,85	2.032,49	2.133,33	48.390,20	100.656,87	351.609,80	452.266,67
213	48.390,20	96,78	2.036,55	2.133,33	46.353,65	100.753,65	353.646,35	454.400,00
214	46.353,65	92,71	2.040,63	2.133,33	44.313,02	100.846,36	355.686,98	456.533,33
215	44.313,02	88,63	2.044,71	2.133,33	42.268,32	100.934,98	357.731,68	458.666,67
216	42.268,32	84,54	2.048,80	2.133,33	40.219,52	101.019,52	359.780,48	460.800,00
217	40.219,52	80,44	2.052,89	2.133,33	38.166,63	101.099,96	361.833,37	462.933,33
218	38.166,63	76,33	2.057,00	2.133,33	36.109,63	101.176,29	363.890,37	465.066,67
219	36.109,63	72,22	2.061,11	2.133,33	34.048,51	101.248,51	365.951,49	467.200,00
220	34.048,51	68,10	2.065,24	2.133,33	31.983,28	101.316,61	368.016,72	469.333,33
221	31.983,28	63,97	2.069,37	2.133,33	29.913,91	101.380,58	370.086,09	471.466,67
222	29.913,91	59,83	2.073,51	2.133,33	27.840,40	101.440,40	372.159,60	473.600,00
223	27.840,40	55,68	2.077,65	2.133,33	25.762,75	101.496,08	374.237,25	475.733,33
224	25.762,75	51,53	2.081,81	2.133,33	23.680,94	101.547,61	376.319,06	477.866,67
225	23.680,94	47,36	2.085,97	2.133,33	21.594,97	101.594,97	378.405,03	480.000,00
226	21.594,97	43,19	2.090,14	2.133,33	19.504,83	101.638,16	380.495,17	482.133,33
227	19.504,83	39,01	2.094,32	2.133,33	17.410,50	101.677,17	382.589,50	484.266,67
228	17.410,50	34,82	2.098,51	2.133,33	15.311,99	101.711,99	384.688,01	486.400,00
229	15.311,99	30,62	2.102,71	2.133,33	13.209,28	101.742,62	386.790,72	488.533,33
230	13.209,28	26,42	2.106,91	2.133,33	11.102,37	101.769,03	388.897,63	490.666,67
231	11.102,37	22,20	2.111,13	2.133,33	8.991,24	101.791,24	391.008,76	492.800,00
232	8.991,24	17,98	2.115,35	2.133,33	6.875,89	101.809,22	393.124,11	494.933,33
233	6.875,89	13,75	2.119,58	2.133,33	4.756,31	101.822,97	395.243,69	497.066,67
234	4.756,31	9,51	2.123,82	2.133,33	2.632,49	101.832,49	397.367,51	499.200,00
235	2.632,49	5,26	2.128,07	2.133,33	504,42	101.837,75	399.495,58	501.333,33
236	504,42	1,01	504,42	504,42	504,42	101.838,76	400.000,00	501.838,76

immo-finanzcheck.de Baufinanzierung

3.99/5,00

103.651,53€
Zinsanteil

2.150,00€
Monatsrate

2,45%
Sollzins p.a.

2,49%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 250.000,00 €;Kreditrate: 977,08 €;Gesamtbetrag: 117.250,00 €;Anzahl Kreditraten: 1440;Laufzeit: 120 Monate;Effektiver Jahreszins: 2,70 %;Gebundener Sollzins: 2,69 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	816,67	1.333,33	2.150,00	398.666,67	816,67	1.333,33	2.150,00
2	398.666,67	813,94	1.336,06	2.150,00	397.330,61	1.630,61	2.669,39	4.300,00
3	397.330,61	811,22	1.338,78	2.150,00	395.991,83	2.441,83	4.008,17	6.450,00
4	395.991,83	808,48	1.341,52	2.150,00	394.650,31	3.250,31	5.349,69	8.600,00
5	394.650,31	805,74	1.344,26	2.150,00	393.306,06	4.056,06	6.693,94	10.750,00
6	393.306,06	803,00	1.347,00	2.150,00	391.959,06	4.859,06	8.040,94	12.900,00
7	391.959,06	800,25	1.349,75	2.150,00	390.609,31	5.659,31	9.390,69	15.050,00
8	390.609,31	797,49	1.352,51	2.150,00	389.256,80	6.456,80	10.743,20	17.200,00
9	389.256,80	794,73	1.355,27	2.150,00	387.901,53	7.251,53	12.098,47	19.350,00
10	387.901,53	791,97	1.358,03	2.150,00	386.543,50	8.043,50	13.456,50	21.500,00
11	386.543,50	789,19	1.360,81	2.150,00	385.182,69	8.832,69	14.817,31	23.650,00
12	385.182,69	786,41	1.363,59	2.150,00	383.819,10	9.619,10	16.180,90	25.800,00
13	383.819,10	783,63	1.366,37	2.150,00	382.452,74	10.402,74	17.547,26	27.950,00
14	382.452,74	780,84	1.369,16	2.150,00	381.083,58	11.183,58	18.916,42	30.100,00
15	381.083,58	778,05	1.371,95	2.150,00	379.711,62	11.961,62	20.288,38	32.250,00
16	379.711,62	775,24	1.374,76	2.150,00	378.336,87	12.736,87	21.663,13	34.400,00
17	378.336,87	772,44	1.377,56	2.150,00	376.959,30	13.509,30	23.040,70	36.550,00
18	376.959,30	769,63	1.380,37	2.150,00	375.578,93	14.278,93	24.421,07	38.700,00
19	375.578,93	766,81	1.383,19	2.150,00	374.195,74	15.045,74	25.804,26	40.850,00
20	374.195,74	763,98	1.386,02	2.150,00	372.809,72	15.809,72	27.190,28	43.000,00
21	372.809,72	761,15	1.388,85	2.150,00	371.420,87	16.570,87	28.579,13	45.150,00
22	371.420,87	758,32	1.391,68	2.150,00	370.029,19	17.329,19	29.970,81	47.300,00
23	370.029,19	755,48	1.394,52	2.150,00	368.634,67	18.084,67	31.365,33	49.450,00
24	368.634,67	752,63	1.397,37	2.150,00	367.237,30	18.837,30	32.762,70	51.600,00
25	367.237,30	749,78	1.400,22	2.150,00	365.837,07	19.587,07	34.162,93	53.750,00
26	365.837,07	746,92	1.403,08	2.150,00	364.433,99	20.333,99	35.566,01	55.900,00
27	364.433,99	744,05	1.405,95	2.150,00	363.028,04	21.078,04	36.971,96	58.050,00
28	363.028,04	741,18	1.408,82	2.150,00	361.619,22	21.819,22	38.380,78	60.200,00
29	361.619,22	738,31	1.411,69	2.150,00	360.207,53	22.557,53	39.792,47	62.350,00
30	360.207,53	735,42	1.414,58	2.150,00	358.792,95	23.292,95	41.207,05	64.500,00
31	358.792,95	732,54	1.417,46	2.150,00	357.375,49	24.025,49	42.624,51	66.650,00
32	357.375,49	729,64	1.420,36	2.150,00	355.955,13	24.755,13	44.044,87	68.800,00
33	355.955,13	726,74	1.423,26	2.150,00	354.531,87	25.481,87	45.468,13	70.950,00
34	354.531,87	723,84	1.426,16	2.150,00	353.105,71	26.205,71	46.894,29	73.100,00
35	353.105,71	720,92	1.429,08	2.150,00	351.676,63	26.926,63	48.323,37	75.250,00
36	351.676,63	718,01	1.431,99	2.150,00	350.244,64	27.644,64	49.755,36	77.400,00
37	350.244,64	715,08	1.434,92	2.150,00	348.809,72	28.359,72	51.190,28	79.550,00
38	348.809,72	712,15	1.437,85	2.150,00	347.371,88	29.071,88	52.628,12	81.700,00
39	347.371,88	709,22	1.440,78	2.150,00	345.931,09	29.781,09	54.068,91	83.850,00
40	345.931,09	706,28	1.443,72	2.150,00	344.487,37	30.487,37	55.512,63	86.000,00
41	344.487,37	703,33	1.446,67	2.150,00	343.040,70	31.190,70	56.959,30	88.150,00
42	343.040,70	700,37	1.449,63	2.150,00	341.591,07	31.891,07	58.408,93	90.300,00
43	341.591,07	697,42	1.452,58	2.150,00	340.138,49	32.588,49	59.861,51	92.450,00
44	340.138,49	694,45	1.455,55	2.150,00	338.682,94	33.282,94	61.317,06	94.600,00
45	338.682,94	691,48	1.458,52	2.150,00	337.224,41	33.974,41	62.775,59	96.750,00
46	337.224,41	688,50	1.461,50	2.150,00	335.762,91	34.662,91	64.237,09	98.900,00
47	335.762,91	685,52	1.464,48	2.150,00	334.298,43	35.348,43	65.701,57	101.050,00
48	334.298,43	682,53	1.467,47	2.150,00	332.830,96	36.030,96	67.169,04	103.200,00
49	332.830,96	679,53	1.470,47	2.150,00	331.360,49	36.710,49	68.639,51	105.350,00
50	331.360,49	676,53	1.473,47	2.150,00	329.887,01	37.387,01	70.112,99	107.500,00
51	329.887,01	673,52	1.476,48	2.150,00	328.410,53	38.060,53	71.589,47	109.650,00
52	328.410,53	670,50	1.479,50	2.150,00	326.931,04	38.731,04	73.068,96	111.800,00
53	326.931,04	667,48	1.482,52	2.150,00	325.448,52	39.398,52	74.551,48	113.950,00
54	325.448,52	664,46	1.485,54	2.150,00	323.962,98	40.062,98	76.037,02	116.100,00
55	323.962,98	661,42	1.488,58	2.150,00	322.474,40	40.724,40	77.525,60	118.250,00
56	322.474,40	658,39	1.491,61	2.150,00	320.982,79	41.382,79	79.017,21	120.400,00
57	320.982,79	655,34	1.494,66	2.150,00	319.488,13	42.038,13	80.511,87	122.550,00
58	319.488,13	652,29	1.497,71	2.150,00	317.990,42	42.690,42	82.009,58	124.700,00
59	317.990,42	649,23	1.500,77	2.150,00	316.489,65	43.339,65	83.510,35	126.850,00
60	316.489,65	646,17	1.503,83	2.150,00	314.985,81	43.985,81	85.014,19	129.000,00
61	314.985,81	643,10	1.506,90	2.150,00	313.478,91	44.628,91	86.521,09	131.150,00
62	313.478,91	640,02	1.509,98	2.150,00	311.968,93	45.268,93	88.031,07	133.300,00
63	311.968,93	636,94	1.513,06	2.150,00	310.455,87	45.905,87	89.544,13	135.450,00
64	310.455,87	633,85	1.516,15	2.150,00	308.939,71	46.539,71	91.060,29	137.600,00
65	308.939,71	630,75	1.519,25	2.150,00	307.420,47	47.170,47	92.579,53	139.750,00
66	307.420,47	627,65	1.522,35	2.150,00	305.898,12	47.798,12	94.101,88	141.900,00
67	305.898,12	624,54	1.525,46	2.150,00	304.372,66	48.422,66	95.627,34	144.050,00
68	304.372,66	621,43	1.528,57	2.150,00	302.844,09	49.044,09	97.155,91	146.200,00
69	302.844,09	618,31	1.531,69	2.150,00	301.312,39	49.662,39	98.687,61	148.350,00
70	301.312,39	615,18	1.534,82	2.150,00	299.777,57	50.277,57	100.222,43	150.500,00
71	299.777,57	612,05	1.537,95	2.150,00	298.239,62	50.889,62	101.760,38	152.650,00
72	298.239,62	608,91	1.541,09	2.150,00	296.698,52	51.498,52	103.301,48	154.800,00
73	296.698,52	605,76	1.544,24	2.150,00	295.154,28	52.104,28	104.845,72	156.950,00
74	295.154,28	602,61	1.547,39	2.150,00	293.606,89	52.706,89	106.393,11	159.100,00
75	293.606,89	599,45	1.550,55	2.150,00	292.056,34	53.306,34	107.943,66	161.250,00
76	292.056,34	596,28	1.553,72	2.150,00	290.502,62	53.902,62	109.497,38	163.400,00
77	290.502,62	593,11	1.556,89	2.150,00	288.945,73	54.495,73	111.054,27	165.550,00
78	288.945,73	589,93	1.560,07	2.150,00	287.385,66	55.085,66	112.614,34	167.700,00
79	287.385,66	586,75	1.563,25	2.150,00	285.822,40	55.672,40	114.177,60	169.850,00
80	285.822,40	583,55	1.566,45	2.150,00	284.255,96	56.255,96	115.744,04	172.000,00
81	284.255,96	580,36	1.569,64	2.150,00	282.686,31	56.836,31	117.313,69	174.150,00
82	282.686,31	577,15	1.572,85	2.150,00	281.113,47	57.413,47	118.886,53	176.300,00
83	281.113,47	573,94	1.576,06	2.150,00	279.537,41	57.987,41	120.462,59	178.450,00
84	279.537,41	570,72	1.579,28	2.150,00	277.958,13	58.558,13	122.041,87	180.600,00
85	277.958,13	567,50	1.582,50	2.150,00	276.375,63	59.125,63	123.624,37	182.750,00
86	276.375,63	564,27	1.585,73	2.150,00	274.789,89	59.689,89	125.210,11	184.900,00
87	274.789,89	561,03	1.588,97	2.150,00	273.200,92	60.250,92	126.799,08	187.050,00
88	273.200,92	557,79	1.592,21	2.150,00	271.608,71	60.808,71	128.391,29	189.200,00
89	271.608,71	554,53	1.595,47	2.150,00	270.013,24	61.363,24	129.986,76	191.350,00
90	270.013,24	551,28	1.598,72	2.150,00	268.414,52	61.914,52	131.585,48	193.500,00
91	268.414,52	548,01	1.601,99	2.150,00	266.812,53	62.462,53	133.187,47	195.650,00
92	266.812,53	544,74	1.605,26	2.150,00	265.207,27	63.007,27	134.792,73	197.800,00
93	265.207,27	541,46	1.608,54	2.150,00	263.598,74	63.548,74	136.401,26	199.950,00
94	263.598,74	538,18	1.611,82	2.150,00	261.986,92	64.086,92	138.013,08	202.100,00
95	261.986,92	534,89	1.615,11	2.150,00	260.371,81	64.621,81	139.628,19	204.250,00
96	260.371,81	531,59	1.618,41	2.150,00	258.753,40	65.153,40	141.246,60	206.400,00
97	258.753,40	528,29	1.621,71	2.150,00	257.131,69	65.681,69	142.868,31	208.550,00
98	257.131,69	524,98	1.625,02	2.150,00	255.506,67	66.206,67	144.493,33	210.700,00
99	255.506,67	521,66	1.628,34	2.150,00	253.878,33	66.728,33	146.121,67	212.850,00
100	253.878,33	518,33	1.631,67	2.150,00	252.246,66	67.246,66	147.753,34	215.000,00
101	252.246,66	515,00	1.635,00	2.150,00	250.611,67	67.761,67	149.388,33	217.150,00
102	250.611,67	511,67	1.638,33	2.150,00	248.973,33	68.273,33	151.026,67	219.300,00
103	248.973,33	508,32	1.641,68	2.150,00	247.331,65	68.781,65	152.668,35	221.450,00
104	247.331,65	504,97	1.645,03	2.150,00	245.686,62	69.286,62	154.313,38	223.600,00
105	245.686,62	501,61	1.648,39	2.150,00	244.038,23	69.788,23	155.961,77	225.750,00
106	244.038,23	498,24	1.651,76	2.150,00	242.386,47	70.286,47	157.613,53	227.900,00
107	242.386,47	494,87	1.655,13	2.150,00	240.731,35	70.781,35	159.268,65	230.050,00
108	240.731,35	491,49	1.658,51	2.150,00	239.072,84	71.272,84	160.927,16	232.200,00
109	239.072,84	488,11	1.661,89	2.150,00	237.410,95	71.760,95	162.589,05	234.350,00
110	237.410,95	484,71	1.665,29	2.150,00	235.745,66	72.245,66	164.254,34	236.500,00
111	235.745,66	481,31	1.668,69	2.150,00	234.076,98	72.726,98	165.923,02	238.650,00
112	234.076,98	477,91	1.672,09	2.150,00	232.404,88	73.204,88	167.595,12	240.800,00
113	232.404,88	474,49	1.675,51	2.150,00	230.729,38	73.679,38	169.270,62	242.950,00
114	230.729,38	471,07	1.678,93	2.150,00	229.050,45	74.150,45	170.949,55	245.100,00
115	229.050,45	467,64	1.682,36	2.150,00	227.368,09	74.618,09	172.631,91	247.250,00
116	227.368,09	464,21	1.685,79	2.150,00	225.682,30	75.082,30	174.317,70	249.400,00
117	225.682,30	460,77	1.689,23	2.150,00	223.993,07	75.543,07	176.006,93	251.550,00
118	223.993,07	457,32	1.692,68	2.150,00	222.300,39	76.000,39	177.699,61	253.700,00
119	222.300,39	453,86	1.696,14	2.150,00	220.604,25	76.454,25	179.395,75	255.850,00
120	220.604,25	450,40	1.699,60	2.150,00	218.904,65	76.904,65	181.095,35	258.000,00
121	218.904,65	446,93	1.703,07	2.150,00	217.201,58	77.351,58	182.798,42	260.150,00
122	217.201,58	443,45	1.706,55	2.150,00	215.495,04	77.795,04	184.504,96	262.300,00
123	215.495,04	439,97	1.710,03	2.150,00	213.785,01	78.235,01	186.214,99	264.450,00
124	213.785,01	436,48	1.713,52	2.150,00	212.071,48	78.671,48	187.928,52	266.600,00
125	212.071,48	432,98	1.717,02	2.150,00	210.354,46	79.104,46	189.645,54	268.750,00
126	210.354,46	429,47	1.720,53	2.150,00	208.633,94	79.533,94	191.366,06	270.900,00
127	208.633,94	425,96	1.724,04	2.150,00	206.909,90	79.959,90	193.090,10	273.050,00
128	206.909,90	422,44	1.727,56	2.150,00	205.182,34	80.382,34	194.817,66	275.200,00
129	205.182,34	418,91	1.731,09	2.150,00	203.451,25	80.801,25	196.548,75	277.350,00
130	203.451,25	415,38	1.734,62	2.150,00	201.716,63	81.216,63	198.283,37	279.500,00
131	201.716,63	411,84	1.738,16	2.150,00	199.978,47	81.628,47	200.021,53	281.650,00
132	199.978,47	408,29	1.741,71	2.150,00	198.236,76	82.036,76	201.763,24	283.800,00
133	198.236,76	404,73	1.745,27	2.150,00	196.491,49	82.441,49	203.508,51	285.950,00
134	196.491,49	401,17	1.748,83	2.150,00	194.742,66	82.842,66	205.257,34	288.100,00
135	194.742,66	397,60	1.752,40	2.150,00	192.990,26	83.240,26	207.009,74	290.250,00
136	192.990,26	394,02	1.755,98	2.150,00	191.234,29	83.634,29	208.765,71	292.400,00
137	191.234,29	390,44	1.759,56	2.150,00	189.474,72	84.024,72	210.525,28	294.550,00
138	189.474,72	386,84	1.763,16	2.150,00	187.711,57	84.411,57	212.288,43	296.700,00
139	187.711,57	383,24	1.766,76	2.150,00	185.944,81	84.794,81	214.055,19	298.850,00
140	185.944,81	379,64	1.770,36	2.150,00	184.174,45	85.174,45	215.825,55	301.000,00
141	184.174,45	376,02	1.773,98	2.150,00	182.400,47	85.550,47	217.599,53	303.150,00
142	182.400,47	372,40	1.777,60	2.150,00	180.622,87	85.922,87	219.377,13	305.300,00
143	180.622,87	368,77	1.781,23	2.150,00	178.841,64	86.291,64	221.158,36	307.450,00
144	178.841,64	365,14	1.784,86	2.150,00	177.056,78	86.656,78	222.943,22	309.600,00
145	177.056,78	361,49	1.788,51	2.150,00	175.268,27	87.018,27	224.731,73	311.750,00
146	175.268,27	357,84	1.792,16	2.150,00	173.476,11	87.376,11	226.523,89	313.900,00
147	173.476,11	354,18	1.795,82	2.150,00	171.680,29	87.730,29	228.319,71	316.050,00
148	171.680,29	350,51	1.799,49	2.150,00	169.880,80	88.080,80	230.119,20	318.200,00
149	169.880,80	346,84	1.803,16	2.150,00	168.077,64	88.427,64	231.922,36	320.350,00
150	168.077,64	343,16	1.806,84	2.150,00	166.270,80	88.770,80	233.729,20	322.500,00
151	166.270,80	339,47	1.810,53	2.150,00	164.460,27	89.110,27	235.539,73	324.650,00
152	164.460,27	335,77	1.814,23	2.150,00	162.646,04	89.446,04	237.353,96	326.800,00
153	162.646,04	332,07	1.817,93	2.150,00	160.828,11	89.778,11	239.171,89	328.950,00
154	160.828,11	328,36	1.821,64	2.150,00	159.006,47	90.106,47	240.993,53	331.100,00
155	159.006,47	324,64	1.825,36	2.150,00	157.181,11	90.431,11	242.818,89	333.250,00
156	157.181,11	320,91	1.829,09	2.150,00	155.352,02	90.752,02	244.647,98	335.400,00
157	155.352,02	317,18	1.832,82	2.150,00	153.519,20	91.069,20	246.480,80	337.550,00
158	153.519,20	313,44	1.836,56	2.150,00	151.682,63	91.382,63	248.317,37	339.700,00
159	151.682,63	309,69	1.840,31	2.150,00	149.842,32	91.692,32	250.157,68	341.850,00
160	149.842,32	305,93	1.844,07	2.150,00	147.998,25	91.998,25	252.001,75	344.000,00
161	147.998,25	302,16	1.847,84	2.150,00	146.150,41	92.300,41	253.849,59	346.150,00
162	146.150,41	298,39	1.851,61	2.150,00	144.298,80	92.598,80	255.701,20	348.300,00
163	144.298,80	294,61	1.855,39	2.150,00	142.443,41	92.893,41	257.556,59	350.450,00
164	142.443,41	290,82	1.859,18	2.150,00	140.584,23	93.184,23	259.415,77	352.600,00
165	140.584,23	287,03	1.862,97	2.150,00	138.721,26	93.471,26	261.278,74	354.750,00
166	138.721,26	283,22	1.866,78	2.150,00	136.854,48	93.754,48	263.145,52	356.900,00
167	136.854,48	279,41	1.870,59	2.150,00	134.983,89	94.033,89	265.016,11	359.050,00
168	134.983,89	275,59	1.874,41	2.150,00	133.109,48	94.309,48	266.890,52	361.200,00
169	133.109,48	271,77	1.878,23	2.150,00	131.231,25	94.581,25	268.768,75	363.350,00
170	131.231,25	267,93	1.882,07	2.150,00	129.349,18	94.849,18	270.650,82	365.500,00
171	129.349,18	264,09	1.885,91	2.150,00	127.463,27	95.113,27	272.536,73	367.650,00
172	127.463,27	260,24	1.889,76	2.150,00	125.573,50	95.373,50	274.426,50	369.800,00
173	125.573,50	256,38	1.893,62	2.150,00	123.679,88	95.629,88	276.320,12	371.950,00
174	123.679,88	252,51	1.897,49	2.150,00	121.782,40	95.882,40	278.217,60	374.100,00
175	121.782,40	248,64	1.901,36	2.150,00	119.881,04	96.131,04	280.118,96	376.250,00
176	119.881,04	244,76	1.905,24	2.150,00	117.975,79	96.375,79	282.024,21	378.400,00
177	117.975,79	240,87	1.909,13	2.150,00	116.066,66	96.616,66	283.933,34	380.550,00
178	116.066,66	236,97	1.913,03	2.150,00	114.153,63	96.853,63	285.846,37	382.700,00
179	114.153,63	233,06	1.916,94	2.150,00	112.236,69	97.086,69	287.763,31	384.850,00
180	112.236,69	229,15	1.920,85	2.150,00	110.315,84	97.315,84	289.684,16	387.000,00
181	110.315,84	225,23	1.924,77	2.150,00	108.391,07	97.541,07	291.608,93	389.150,00
182	108.391,07	221,30	1.928,70	2.150,00	106.462,37	97.762,37	293.537,63	391.300,00
183	106.462,37	217,36	1.932,64	2.150,00	104.529,73	97.979,73	295.470,27	393.450,00
184	104.529,73	213,41	1.936,59	2.150,00	102.593,15	98.193,15	297.406,85	395.600,00
185	102.593,15	209,46	1.940,54	2.150,00	100.652,61	98.402,61	299.347,39	397.750,00
186	100.652,61	205,50	1.944,50	2.150,00	98.708,11	98.608,11	301.291,89	399.900,00
187	98.708,11	201,53	1.948,47	2.150,00	96.759,63	98.809,63	303.240,37	402.050,00
188	96.759,63	197,55	1.952,45	2.150,00	94.807,19	99.007,19	305.192,81	404.200,00
189	94.807,19	193,56	1.956,44	2.150,00	92.850,75	99.200,75	307.149,25	406.350,00
190	92.850,75	189,57	1.960,43	2.150,00	90.890,32	99.390,32	309.109,68	408.500,00
191	90.890,32	185,57	1.964,43	2.150,00	88.925,89	99.575,89	311.074,11	410.650,00
192	88.925,89	181,56	1.968,44	2.150,00	86.957,44	99.757,44	313.042,56	412.800,00
193	86.957,44	177,54	1.972,46	2.150,00	84.984,98	99.934,98	315.015,02	414.950,00
194	84.984,98	173,51	1.976,49	2.150,00	83.008,49	100.108,49	316.991,51	417.100,00
195	83.008,49	169,48	1.980,52	2.150,00	81.027,97	100.277,97	318.972,03	419.250,00
196	81.027,97	165,43	1.984,57	2.150,00	79.043,40	100.443,40	320.956,60	421.400,00
197	79.043,40	161,38	1.988,62	2.150,00	77.054,78	100.604,78	322.945,22	423.550,00
198	77.054,78	157,32	1.992,68	2.150,00	75.062,10	100.762,10	324.937,90	425.700,00
199	75.062,10	153,25	1.996,75	2.150,00	73.065,35	100.915,35	326.934,65	427.850,00
200	73.065,35	149,18	2.000,82	2.150,00	71.064,53	101.064,53	328.935,47	430.000,00
201	71.064,53	145,09	2.004,91	2.150,00	69.059,62	101.209,62	330.940,38	432.150,00
202	69.059,62	141,00	2.009,00	2.150,00	67.050,62	101.350,62	332.949,38	434.300,00
203	67.050,62	136,90	2.013,10	2.150,00	65.037,51	101.487,51	334.962,49	436.450,00
204	65.037,51	132,78	2.017,22	2.150,00	63.020,30	101.620,30	336.979,70	438.600,00
205	63.020,30	128,67	2.021,33	2.150,00	60.998,96	101.748,96	339.001,04	440.750,00
206	60.998,96	124,54	2.025,46	2.150,00	58.973,50	101.873,50	341.026,50	442.900,00
207	58.973,50	120,40	2.029,60	2.150,00	56.943,91	101.993,91	343.056,09	445.050,00
208	56.943,91	116,26	2.033,74	2.150,00	54.910,17	102.110,17	345.089,83	447.200,00
209	54.910,17	112,11	2.037,89	2.150,00	52.872,27	102.222,27	347.127,73	449.350,00
210	52.872,27	107,95	2.042,05	2.150,00	50.830,22	102.330,22	349.169,78	451.500,00
211	50.830,22	103,78	2.046,22	2.150,00	48.784,00	102.434,00	351.216,00	453.650,00
212	48.784,00	99,60	2.050,40	2.150,00	46.733,60	102.533,60	353.266,40	455.800,00
213	46.733,60	95,41	2.054,59	2.150,00	44.679,02	102.629,02	355.320,98	457.950,00
214	44.679,02	91,22	2.058,78	2.150,00	42.620,24	102.720,24	357.379,76	460.100,00
215	42.620,24	87,02	2.062,98	2.150,00	40.557,25	102.807,25	359.442,75	462.250,00
216	40.557,25	82,80	2.067,20	2.150,00	38.490,06	102.890,06	361.509,94	464.400,00
217	38.490,06	78,58	2.071,42	2.150,00	36.418,64	102.968,64	363.581,36	466.550,00
218	36.418,64	74,35	2.075,65	2.150,00	34.342,99	103.042,99	365.657,01	468.700,00
219	34.342,99	70,12	2.079,88	2.150,00	32.263,11	103.113,11	367.736,89	470.850,00
220	32.263,11	65,87	2.084,13	2.150,00	30.178,98	103.178,98	369.821,02	473.000,00
221	30.178,98	61,62	2.088,38	2.150,00	28.090,60	103.240,60	371.909,40	475.150,00
222	28.090,60	57,35	2.092,65	2.150,00	25.997,95	103.297,95	374.002,05	477.300,00
223	25.997,95	53,08	2.096,92	2.150,00	23.901,03	103.351,03	376.098,97	479.450,00
224	23.901,03	48,80	2.101,20	2.150,00	21.799,83	103.399,83	378.200,17	481.600,00
225	21.799,83	44,51	2.105,49	2.150,00	19.694,33	103.444,33	380.305,67	483.750,00
226	19.694,33	40,21	2.109,79	2.150,00	17.584,54	103.484,54	382.415,46	485.900,00
227	17.584,54	35,90	2.114,10	2.150,00	15.470,45	103.520,45	384.529,55	488.050,00
228	15.470,45	31,59	2.118,41	2.150,00	13.352,03	103.552,03	386.647,97	490.200,00
229	13.352,03	27,26	2.122,74	2.150,00	11.229,29	103.579,29	388.770,71	492.350,00
230	11.229,29	22,93	2.127,07	2.150,00	9.102,22	103.602,22	390.897,78	494.500,00
231	9.102,22	18,58	2.131,42	2.150,00	6.970,80	103.620,80	393.029,20	496.650,00
232	6.970,80	14,23	2.135,77	2.150,00	4.835,03	103.635,03	395.164,97	498.800,00
233	4.835,03	9,87	2.140,13	2.150,00	2.694,90	103.644,90	397.305,10	500.950,00
234	2.694,90	5,50	2.144,50	2.150,00	550,41	103.650,41	399.449,59	503.100,00
235	550,41	1,12	550,41	550,41	550,41	103.651,53	400.000,00	503.651,53

HypoVereinsbank Immobilienfinanzierung

3.90/5,00

105.454,37€
Zinsanteil

2.166,67€
Monatsrate

2,50%
Sollzins p.a.

2,53%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 100.000,00 €;Kreditrate: 350,00 €;Gesamtbetrag: 42.000,00 €;Anzahl Kreditraten: 120;Laufzeit: 120 Monate;Effektiver Jahreszins: 2,20 %;Gebundener Sollzins: 2,18 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	833,33	1.333,33	2.166,67	398.666,67	833,33	1.333,33	2.166,67
2	398.666,67	830,56	1.336,11	2.166,67	397.330,56	1.663,89	2.669,44	4.333,33
3	397.330,56	827,77	1.338,89	2.166,67	395.991,66	2.491,66	4.008,34	6.500,00
4	395.991,66	824,98	1.341,68	2.166,67	394.649,98	3.316,64	5.350,02	8.666,67
5	394.649,98	822,19	1.344,48	2.166,67	393.305,50	4.138,83	6.694,50	10.833,33
6	393.305,50	819,39	1.347,28	2.166,67	391.958,22	4.958,22	8.041,78	13.000,00
7	391.958,22	816,58	1.350,09	2.166,67	390.608,13	5.774,80	9.391,87	15.166,67
8	390.608,13	813,77	1.352,90	2.166,67	389.255,23	6.588,56	10.744,77	17.333,33
9	389.255,23	810,95	1.355,72	2.166,67	387.899,51	7.399,51	12.100,49	19.500,00
10	387.899,51	808,12	1.358,54	2.166,67	386.540,97	8.207,64	13.459,03	21.666,67
11	386.540,97	805,29	1.361,37	2.166,67	385.179,60	9.012,93	14.820,40	23.833,33
12	385.179,60	802,46	1.364,21	2.166,67	383.815,39	9.815,39	16.184,61	26.000,00
13	383.815,39	799,62	1.367,05	2.166,67	382.448,34	10.615,00	17.551,66	28.166,67
14	382.448,34	796,77	1.369,90	2.166,67	381.078,44	11.411,77	18.921,56	30.333,33
15	381.078,44	793,91	1.372,75	2.166,67	379.705,68	12.205,68	20.294,32	32.500,00
16	379.705,68	791,05	1.375,61	2.166,67	378.330,07	12.996,74	21.669,93	34.666,67
17	378.330,07	788,19	1.378,48	2.166,67	376.951,59	13.784,92	23.048,41	36.833,33
18	376.951,59	785,32	1.381,35	2.166,67	375.570,24	14.570,24	24.429,76	39.000,00
19	375.570,24	782,44	1.384,23	2.166,67	374.186,01	15.352,68	25.813,99	41.166,67
20	374.186,01	779,55	1.387,11	2.166,67	372.798,90	16.132,23	27.201,10	43.333,33
21	372.798,90	776,66	1.390,00	2.166,67	371.408,90	16.908,90	28.591,10	45.500,00
22	371.408,90	773,77	1.392,90	2.166,67	370.016,00	17.682,67	29.984,00	47.666,67
23	370.016,00	770,87	1.395,80	2.166,67	368.620,20	18.453,53	31.379,80	49.833,33
24	368.620,20	767,96	1.398,71	2.166,67	367.221,49	19.221,49	32.778,51	52.000,00
25	367.221,49	765,04	1.401,62	2.166,67	365.819,87	19.986,54	34.180,13	54.166,67
26	365.819,87	762,12	1.404,54	2.166,67	364.415,33	20.748,66	35.584,67	56.333,33
27	364.415,33	759,20	1.407,47	2.166,67	363.007,86	21.507,86	36.992,14	58.500,00
28	363.007,86	756,27	1.410,40	2.166,67	361.597,46	22.264,13	38.402,54	60.666,67
29	361.597,46	753,33	1.413,34	2.166,67	360.184,12	23.017,45	39.815,88	62.833,33
30	360.184,12	750,38	1.416,28	2.166,67	358.767,84	23.767,84	41.232,16	65.000,00
31	358.767,84	747,43	1.419,23	2.166,67	357.348,60	24.515,27	42.651,40	67.166,67
32	357.348,60	744,48	1.422,19	2.166,67	355.926,41	25.259,75	44.073,59	69.333,33
33	355.926,41	741,51	1.425,15	2.166,67	354.501,26	26.001,26	45.498,74	71.500,00
34	354.501,26	738,54	1.428,12	2.166,67	353.073,14	26.739,80	46.926,86	73.666,67
35	353.073,14	735,57	1.431,10	2.166,67	351.642,04	27.475,37	48.357,96	75.833,33
36	351.642,04	732,59	1.434,08	2.166,67	350.207,96	28.207,96	49.792,04	78.000,00
37	350.207,96	729,60	1.437,07	2.166,67	348.770,89	28.937,56	51.229,11	80.166,67
38	348.770,89	726,61	1.440,06	2.166,67	347.330,83	29.664,17	52.669,17	82.333,33
39	347.330,83	723,61	1.443,06	2.166,67	345.887,77	30.387,77	54.112,23	84.500,00
40	345.887,77	720,60	1.446,07	2.166,67	344.441,71	31.108,37	55.558,29	86.666,67
41	344.441,71	717,59	1.449,08	2.166,67	342.992,63	31.825,96	57.007,37	88.833,33
42	342.992,63	714,57	1.452,10	2.166,67	341.540,53	32.540,53	58.459,47	91.000,00
43	341.540,53	711,54	1.455,12	2.166,67	340.085,40	33.252,07	59.914,60	93.166,67
44	340.085,40	708,51	1.458,16	2.166,67	338.627,25	33.960,58	61.372,75	95.333,33
45	338.627,25	705,47	1.461,19	2.166,67	337.166,05	34.666,05	62.833,95	97.500,00
46	337.166,05	702,43	1.464,24	2.166,67	335.701,82	35.368,48	64.298,18	99.666,67
47	335.701,82	699,38	1.467,29	2.166,67	334.234,53	36.067,86	65.765,47	101.833,33
48	334.234,53	696,32	1.470,34	2.166,67	332.764,18	36.764,18	67.235,82	104.000,00
49	332.764,18	693,26	1.473,41	2.166,67	331.290,78	37.457,44	68.709,22	106.166,67
50	331.290,78	690,19	1.476,48	2.166,67	329.814,30	38.147,63	70.185,70	108.333,33
51	329.814,30	687,11	1.479,55	2.166,67	328.334,75	38.834,75	71.665,25	110.500,00
52	328.334,75	684,03	1.482,64	2.166,67	326.852,11	39.518,78	73.147,89	112.666,67
53	326.852,11	680,94	1.485,72	2.166,67	325.366,38	40.199,72	74.633,62	114.833,33
54	325.366,38	677,85	1.488,82	2.166,67	323.877,56	40.877,56	76.122,44	117.000,00
55	323.877,56	674,74	1.491,92	2.166,67	322.385,64	41.552,31	77.614,36	119.166,67
56	322.385,64	671,64	1.495,03	2.166,67	320.890,61	42.223,95	79.109,39	121.333,33
57	320.890,61	668,52	1.498,14	2.166,67	319.392,47	42.892,47	80.607,53	123.500,00
58	319.392,47	665,40	1.501,27	2.166,67	317.891,20	43.557,87	82.108,80	125.666,67
59	317.891,20	662,27	1.504,39	2.166,67	316.386,81	44.220,14	83.613,19	127.833,33
60	316.386,81	659,14	1.507,53	2.166,67	314.879,28	44.879,28	85.120,72	130.000,00
61	314.879,28	656,00	1.510,67	2.166,67	313.368,61	45.535,28	86.631,39	132.166,67
62	313.368,61	652,85	1.513,82	2.166,67	311.854,80	46.188,13	88.145,20	134.333,33
63	311.854,80	649,70	1.516,97	2.166,67	310.337,83	46.837,83	89.662,17	136.500,00
64	310.337,83	646,54	1.520,13	2.166,67	308.817,70	47.484,37	91.182,30	138.666,67
65	308.817,70	643,37	1.523,30	2.166,67	307.294,40	48.127,74	92.705,60	140.833,33
66	307.294,40	640,20	1.526,47	2.166,67	305.767,93	48.767,93	94.232,07	143.000,00
67	305.767,93	637,02	1.529,65	2.166,67	304.238,28	49.404,95	95.761,72	145.166,67
68	304.238,28	633,83	1.532,84	2.166,67	302.705,45	50.038,78	97.294,55	147.333,33
69	302.705,45	630,64	1.536,03	2.166,67	301.169,42	50.669,42	98.830,58	149.500,00
70	301.169,42	627,44	1.539,23	2.166,67	299.630,19	51.296,85	100.369,81	151.666,67
71	299.630,19	624,23	1.542,44	2.166,67	298.087,75	51.921,08	101.912,25	153.833,33
72	298.087,75	621,02	1.545,65	2.166,67	296.542,10	52.542,10	103.457,90	156.000,00
73	296.542,10	617,80	1.548,87	2.166,67	294.993,23	53.159,89	105.006,77	158.166,67
74	294.993,23	614,57	1.552,10	2.166,67	293.441,13	53.774,46	106.558,87	160.333,33
75	293.441,13	611,34	1.555,33	2.166,67	291.885,80	54.385,80	108.114,20	162.500,00
76	291.885,80	608,10	1.558,57	2.166,67	290.327,23	54.993,89	109.672,77	164.666,67
77	290.327,23	604,85	1.561,82	2.166,67	288.765,41	55.598,74	111.234,59	166.833,33
78	288.765,41	601,59	1.565,07	2.166,67	287.200,34	56.200,34	112.799,66	169.000,00
79	287.200,34	598,33	1.568,33	2.166,67	285.632,00	56.798,67	114.368,00	171.166,67
80	285.632,00	595,07	1.571,60	2.166,67	284.060,40	57.393,74	115.939,60	173.333,33
81	284.060,40	591,79	1.574,87	2.166,67	282.485,53	57.985,53	117.514,47	175.500,00
82	282.485,53	588,51	1.578,16	2.166,67	280.907,38	58.574,04	119.092,62	177.666,67
83	280.907,38	585,22	1.581,44	2.166,67	279.325,93	59.159,27	120.674,07	179.833,33
84	279.325,93	581,93	1.584,74	2.166,67	277.741,19	59.741,19	122.258,81	182.000,00
85	277.741,19	578,63	1.588,04	2.166,67	276.153,16	60.319,82	123.846,84	184.166,67
86	276.153,16	575,32	1.591,35	2.166,67	274.561,81	60.895,14	125.438,19	186.333,33
87	274.561,81	572,00	1.594,66	2.166,67	272.967,15	61.467,15	127.032,85	188.500,00
88	272.967,15	568,68	1.597,99	2.166,67	271.369,16	62.035,83	128.630,84	190.666,67
89	271.369,16	565,35	1.601,31	2.166,67	269.767,85	62.601,18	130.232,15	192.833,33
90	269.767,85	562,02	1.604,65	2.166,67	268.163,20	63.163,20	131.836,80	195.000,00
91	268.163,20	558,67	1.607,99	2.166,67	266.555,20	63.721,87	133.444,80	197.166,67
92	266.555,20	555,32	1.611,34	2.166,67	264.943,86	64.277,19	135.056,14	199.333,33
93	264.943,86	551,97	1.614,70	2.166,67	263.329,16	64.829,16	136.670,84	201.500,00
94	263.329,16	548,60	1.618,06	2.166,67	261.711,09	65.377,76	138.288,91	203.666,67
95	261.711,09	545,23	1.621,44	2.166,67	260.089,66	65.922,99	139.910,34	205.833,33
96	260.089,66	541,85	1.624,81	2.166,67	258.464,85	66.464,85	141.535,15	208.000,00
97	258.464,85	538,47	1.628,20	2.166,67	256.836,65	67.003,31	143.163,35	210.166,67
98	256.836,65	535,08	1.631,59	2.166,67	255.205,06	67.538,39	144.794,94	212.333,33
99	255.205,06	531,68	1.634,99	2.166,67	253.570,07	68.070,07	146.429,93	214.500,00
100	253.570,07	528,27	1.638,40	2.166,67	251.931,67	68.598,34	148.068,33	216.666,67
101	251.931,67	524,86	1.641,81	2.166,67	250.289,86	69.123,20	149.710,14	218.833,33
102	250.289,86	521,44	1.645,23	2.166,67	248.644,63	69.644,63	151.355,37	221.000,00
103	248.644,63	518,01	1.648,66	2.166,67	246.995,98	70.162,64	153.004,02	223.166,67
104	246.995,98	514,57	1.652,09	2.166,67	245.343,88	70.677,22	154.656,12	225.333,33
105	245.343,88	511,13	1.655,53	2.166,67	243.688,35	71.188,35	156.311,65	227.500,00
106	243.688,35	507,68	1.658,98	2.166,67	242.029,37	71.696,04	157.970,63	229.666,67
107	242.029,37	504,23	1.662,44	2.166,67	240.366,93	72.200,26	159.633,07	231.833,33
108	240.366,93	500,76	1.665,90	2.166,67	238.701,03	72.701,03	161.298,97	234.000,00
109	238.701,03	497,29	1.669,37	2.166,67	237.031,65	73.198,32	162.968,35	236.166,67
110	237.031,65	493,82	1.672,85	2.166,67	235.358,80	73.692,14	164.641,20	238.333,33
111	235.358,80	490,33	1.676,34	2.166,67	233.682,47	74.182,47	166.317,53	240.500,00
112	233.682,47	486,84	1.679,83	2.166,67	232.002,64	74.669,31	167.997,36	242.666,67
113	232.002,64	483,34	1.683,33	2.166,67	230.319,31	75.152,65	169.680,69	244.833,33
114	230.319,31	479,83	1.686,83	2.166,67	228.632,48	75.632,48	171.367,52	247.000,00
115	228.632,48	476,32	1.690,35	2.166,67	226.942,13	76.108,80	173.057,87	249.166,67
116	226.942,13	472,80	1.693,87	2.166,67	225.248,26	76.581,59	174.751,74	251.333,33
117	225.248,26	469,27	1.697,40	2.166,67	223.550,86	77.050,86	176.449,14	253.500,00
118	223.550,86	465,73	1.700,94	2.166,67	221.849,92	77.516,59	178.150,08	255.666,67
119	221.849,92	462,19	1.704,48	2.166,67	220.145,44	77.978,78	179.854,56	257.833,33
120	220.145,44	458,64	1.708,03	2.166,67	218.437,41	78.437,41	181.562,59	260.000,00
121	218.437,41	455,08	1.711,59	2.166,67	216.725,82	78.892,49	183.274,18	262.166,67
122	216.725,82	451,51	1.715,15	2.166,67	215.010,67	79.344,00	184.989,33	264.333,33
123	215.010,67	447,94	1.718,73	2.166,67	213.291,94	79.791,94	186.708,06	266.500,00
124	213.291,94	444,36	1.722,31	2.166,67	211.569,63	80.236,30	188.430,37	268.666,67
125	211.569,63	440,77	1.725,90	2.166,67	209.843,74	80.677,07	190.156,26	270.833,33
126	209.843,74	437,17	1.729,49	2.166,67	208.114,24	81.114,24	191.885,76	273.000,00
127	208.114,24	433,57	1.733,10	2.166,67	206.381,15	81.547,82	193.618,85	275.166,67
128	206.381,15	429,96	1.736,71	2.166,67	204.644,44	81.977,78	195.355,56	277.333,33
129	204.644,44	426,34	1.740,32	2.166,67	202.904,12	82.404,12	197.095,88	279.500,00
130	202.904,12	422,72	1.743,95	2.166,67	201.160,17	82.826,84	198.839,83	281.666,67
131	201.160,17	419,08	1.747,58	2.166,67	199.412,59	83.245,92	200.587,41	283.833,33
132	199.412,59	415,44	1.751,22	2.166,67	197.661,36	83.661,36	202.338,64	286.000,00
133	197.661,36	411,79	1.754,87	2.166,67	195.906,49	84.073,16	204.093,51	288.166,67
134	195.906,49	408,14	1.758,53	2.166,67	194.147,96	84.481,30	205.852,04	290.333,33
135	194.147,96	404,47	1.762,19	2.166,67	192.385,77	84.885,77	207.614,23	292.500,00
136	192.385,77	400,80	1.765,86	2.166,67	190.619,91	85.286,57	209.380,09	294.666,67
137	190.619,91	397,12	1.769,54	2.166,67	188.850,37	85.683,70	211.149,63	296.833,33
138	188.850,37	393,44	1.773,23	2.166,67	187.077,14	86.077,14	212.922,86	299.000,00
139	187.077,14	389,74	1.776,92	2.166,67	185.300,21	86.466,88	214.699,79	301.166,67
140	185.300,21	386,04	1.780,62	2.166,67	183.519,59	86.852,92	216.480,41	303.333,33
141	183.519,59	382,33	1.784,33	2.166,67	181.735,26	87.235,26	218.264,74	305.500,00
142	181.735,26	378,62	1.788,05	2.166,67	179.947,20	87.613,87	220.052,80	307.666,67
143	179.947,20	374,89	1.791,78	2.166,67	178.155,43	87.988,76	221.844,57	309.833,33
144	178.155,43	371,16	1.795,51	2.166,67	176.359,92	88.359,92	223.640,08	312.000,00
145	176.359,92	367,42	1.799,25	2.166,67	174.560,67	88.727,33	225.439,33	314.166,67
146	174.560,67	363,67	1.803,00	2.166,67	172.757,67	89.091,00	227.242,33	316.333,33
147	172.757,67	359,91	1.806,75	2.166,67	170.950,91	89.450,91	229.049,09	318.500,00
148	170.950,91	356,15	1.810,52	2.166,67	169.140,40	89.807,06	230.859,60	320.666,67
149	169.140,40	352,38	1.814,29	2.166,67	167.326,11	90.159,44	232.673,89	322.833,33
150	167.326,11	348,60	1.818,07	2.166,67	165.508,03	90.508,03	234.491,97	325.000,00
151	165.508,03	344,81	1.821,86	2.166,67	163.686,18	90.852,84	236.313,82	327.166,67
152	163.686,18	341,01	1.825,65	2.166,67	161.860,52	91.193,86	238.139,48	329.333,33
153	161.860,52	337,21	1.829,46	2.166,67	160.031,07	91.531,07	239.968,93	331.500,00
154	160.031,07	333,40	1.833,27	2.166,67	158.197,80	91.864,46	241.802,20	333.666,67
155	158.197,80	329,58	1.837,09	2.166,67	156.360,71	92.194,04	243.639,29	335.833,33
156	156.360,71	325,75	1.840,92	2.166,67	154.519,79	92.519,79	245.480,21	338.000,00
157	154.519,79	321,92	1.844,75	2.166,67	152.675,04	92.841,71	247.324,96	340.166,67
158	152.675,04	318,07	1.848,59	2.166,67	150.826,45	93.159,78	249.173,55	342.333,33
159	150.826,45	314,22	1.852,44	2.166,67	148.974,00	93.474,00	251.026,00	344.500,00
160	148.974,00	310,36	1.856,30	2.166,67	147.117,70	93.784,37	252.882,30	346.666,67
161	147.117,70	306,50	1.860,17	2.166,67	145.257,53	94.090,86	254.742,47	348.833,33
162	145.257,53	302,62	1.864,05	2.166,67	143.393,48	94.393,48	256.606,52	351.000,00
163	143.393,48	298,74	1.867,93	2.166,67	141.525,55	94.692,22	258.474,45	353.166,67
164	141.525,55	294,84	1.871,82	2.166,67	139.653,73	94.987,06	260.346,27	355.333,33
165	139.653,73	290,95	1.875,72	2.166,67	137.778,01	95.278,01	262.221,99	357.500,00
166	137.778,01	287,04	1.879,63	2.166,67	135.898,38	95.565,05	264.101,62	359.666,67
167	135.898,38	283,12	1.883,55	2.166,67	134.014,83	95.848,17	265.985,17	361.833,33
168	134.014,83	279,20	1.887,47	2.166,67	132.127,37	96.127,37	267.872,63	364.000,00
169	132.127,37	275,27	1.891,40	2.166,67	130.235,96	96.402,63	269.764,04	366.166,67
170	130.235,96	271,32	1.895,34	2.166,67	128.340,62	96.673,96	271.659,38	368.333,33
171	128.340,62	267,38	1.899,29	2.166,67	126.441,33	96.941,33	273.558,67	370.500,00
172	126.441,33	263,42	1.903,25	2.166,67	124.538,08	97.204,75	275.461,92	372.666,67
173	124.538,08	259,45	1.907,21	2.166,67	122.630,87	97.464,21	277.369,13	374.833,33
174	122.630,87	255,48	1.911,19	2.166,67	120.719,69	97.719,69	279.280,31	377.000,00
175	120.719,69	251,50	1.915,17	2.166,67	118.804,52	97.971,19	281.195,48	379.166,67
176	118.804,52	247,51	1.919,16	2.166,67	116.885,36	98.218,70	283.114,64	381.333,33
177	116.885,36	243,51	1.923,16	2.166,67	114.962,21	98.462,21	285.037,79	383.500,00
178	114.962,21	239,50	1.927,16	2.166,67	113.035,04	98.701,71	286.964,96	385.666,67
179	113.035,04	235,49	1.931,18	2.166,67	111.103,87	98.937,20	288.896,13	387.833,33
180	111.103,87	231,47	1.935,20	2.166,67	109.168,67	99.168,67	290.831,33	390.000,00
181	109.168,67	227,43	1.939,23	2.166,67	107.229,44	99.396,10	292.770,56	392.166,67
182	107.229,44	223,39	1.943,27	2.166,67	105.286,16	99.619,50	294.713,84	394.333,33
183	105.286,16	219,35	1.947,32	2.166,67	103.338,84	99.838,84	296.661,16	396.500,00
184	103.338,84	215,29	1.951,38	2.166,67	101.387,47	100.054,13	298.612,53	398.666,67
185	101.387,47	211,22	1.955,44	2.166,67	99.432,02	100.265,36	300.567,98	400.833,33
186	99.432,02	207,15	1.959,52	2.166,67	97.472,51	100.472,51	302.527,49	403.000,00
187	97.472,51	203,07	1.963,60	2.166,67	95.508,91	100.675,57	304.491,09	405.166,67
188	95.508,91	198,98	1.967,69	2.166,67	93.541,22	100.874,55	306.458,78	407.333,33
189	93.541,22	194,88	1.971,79	2.166,67	91.569,43	101.069,43	308.430,57	409.500,00
190	91.569,43	190,77	1.975,90	2.166,67	89.593,53	101.260,20	310.406,47	411.666,67
191	89.593,53	186,65	1.980,01	2.166,67	87.613,52	101.446,85	312.386,48	413.833,33
192	87.613,52	182,53	1.984,14	2.166,67	85.629,38	101.629,38	314.370,62	416.000,00
193	85.629,38	178,39	1.988,27	2.166,67	83.641,11	101.807,77	316.358,89	418.166,67
194	83.641,11	174,25	1.992,41	2.166,67	81.648,69	101.982,03	318.351,31	420.333,33
195	81.648,69	170,10	1.996,57	2.166,67	79.652,13	102.152,13	320.347,87	422.500,00
196	79.652,13	165,94	2.000,72	2.166,67	77.651,40	102.318,07	322.348,60	424.666,67
197	77.651,40	161,77	2.004,89	2.166,67	75.646,51	102.479,84	324.353,49	426.833,33
198	75.646,51	157,60	2.009,07	2.166,67	73.637,44	102.637,44	326.362,56	429.000,00
199	73.637,44	153,41	2.013,26	2.166,67	71.624,18	102.790,85	328.375,82	431.166,67
200	71.624,18	149,22	2.017,45	2.166,67	69.606,74	102.940,07	330.393,26	433.333,33
201	69.606,74	145,01	2.021,65	2.166,67	67.585,08	103.085,08	332.414,92	435.500,00
202	67.585,08	140,80	2.025,86	2.166,67	65.559,22	103.225,88	334.440,78	437.666,67
203	65.559,22	136,58	2.030,08	2.166,67	63.529,13	103.362,47	336.470,87	439.833,33
204	63.529,13	132,35	2.034,31	2.166,67	61.494,82	103.494,82	338.505,18	442.000,00
205	61.494,82	128,11	2.038,55	2.166,67	59.456,27	103.622,93	340.543,73	444.166,67
206	59.456,27	123,87	2.042,80	2.166,67	57.413,47	103.746,80	342.586,53	446.333,33
207	57.413,47	119,61	2.047,06	2.166,67	55.366,41	103.866,41	344.633,59	448.500,00
208	55.366,41	115,35	2.051,32	2.166,67	53.315,09	103.981,76	346.684,91	450.666,67
209	53.315,09	111,07	2.055,59	2.166,67	51.259,50	104.092,83	348.740,50	452.833,33
210	51.259,50	106,79	2.059,88	2.166,67	49.199,62	104.199,62	350.800,38	455.000,00
211	49.199,62	102,50	2.064,17	2.166,67	47.135,45	104.302,12	352.864,55	457.166,67
212	47.135,45	98,20	2.068,47	2.166,67	45.066,99	104.400,32	354.933,01	459.333,33
213	45.066,99	93,89	2.072,78	2.166,67	42.994,21	104.494,21	357.005,79	461.500,00
214	42.994,21	89,57	2.077,10	2.166,67	40.917,11	104.583,78	359.082,89	463.666,67
215	40.917,11	85,24	2.081,42	2.166,67	38.835,69	104.669,02	361.164,31	465.833,33
216	38.835,69	80,91	2.085,76	2.166,67	36.749,93	104.749,93	363.250,07	468.000,00
217	36.749,93	76,56	2.090,10	2.166,67	34.659,83	104.826,49	365.340,17	470.166,67
218	34.659,83	72,21	2.094,46	2.166,67	32.565,37	104.898,70	367.434,63	472.333,33
219	32.565,37	67,84	2.098,82	2.166,67	30.466,55	104.966,55	369.533,45	474.500,00
220	30.466,55	63,47	2.103,19	2.166,67	28.363,35	105.030,02	371.636,65	476.666,67
221	28.363,35	59,09	2.107,58	2.166,67	26.255,78	105.089,11	373.744,22	478.833,33
222	26.255,78	54,70	2.111,97	2.166,67	24.143,81	105.143,81	375.856,19	481.000,00
223	24.143,81	50,30	2.116,37	2.166,67	22.027,44	105.194,11	377.972,56	483.166,67
224	22.027,44	45,89	2.120,78	2.166,67	19.906,67	105.240,00	380.093,33	485.333,33
225	19.906,67	41,47	2.125,19	2.166,67	17.781,47	105.281,47	382.218,53	487.500,00
226	17.781,47	37,04	2.129,62	2.166,67	15.651,85	105.318,52	384.348,15	489.666,67
227	15.651,85	32,61	2.134,06	2.166,67	13.517,79	105.351,12	386.482,21	491.833,33
228	13.517,79	28,16	2.138,50	2.166,67	11.379,29	105.379,29	388.620,71	494.000,00
229	11.379,29	23,71	2.142,96	2.166,67	9.236,33	105.402,99	390.763,67	496.166,67
230	9.236,33	19,24	2.147,42	2.166,67	7.088,90	105.422,24	392.911,10	498.333,33
231	7.088,90	14,77	2.151,90	2.166,67	4.937,00	105.437,00	395.063,00	500.500,00
232	4.937,00	10,29	2.156,38	2.166,67	2.780,62	105.447,29	397.219,38	502.666,67
233	2.780,62	5,79	2.160,87	2.166,67	619,75	105.453,08	399.380,25	504.833,33
234	619,75	1,29	619,75	619,75	619,75	105.454,37	400.000,00	505.454,37

CE-Baufinanz Baufinanzierung

3.71/5,00

110.804,48€
Zinsanteil

2.216,67€
Monatsrate

2,65%
Sollzins p.a.

2,71%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 200.000,00 €;Kreditrate: 708,33 €;Gesamtbetrag: 127.500,00 €;Anzahl Kreditraten: 180;Laufzeit: 416 Monate;Effektiver Jahreszins: 2,25 %;Gebundener Sollzins: 2,00 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	883,33	1.333,33	2.216,67	398.666,67	883,33	1.333,33	2.216,67
2	398.666,67	880,39	1.336,28	2.216,67	397.330,39	1.763,72	2.669,61	4.433,33
3	397.330,39	877,44	1.339,23	2.216,67	395.991,16	2.641,16	4.008,84	6.650,00
4	395.991,16	874,48	1.342,19	2.216,67	394.648,97	3.515,64	5.351,03	8.866,67
5	394.648,97	871,52	1.345,15	2.216,67	393.303,82	4.387,16	6.696,18	11.083,33
6	393.303,82	868,55	1.348,12	2.216,67	391.955,70	5.255,70	8.044,30	13.300,00
7	391.955,70	865,57	1.351,10	2.216,67	390.604,61	6.121,27	9.395,39	15.516,67
8	390.604,61	862,59	1.354,08	2.216,67	389.250,52	6.983,86	10.749,48	17.733,33
9	389.250,52	859,59	1.357,07	2.216,67	387.893,45	7.843,45	12.106,55	19.950,00
10	387.893,45	856,60	1.360,07	2.216,67	386.533,38	8.700,05	13.466,62	22.166,67
11	386.533,38	853,59	1.363,07	2.216,67	385.170,31	9.553,64	14.829,69	24.383,33
12	385.170,31	850,58	1.366,08	2.216,67	383.804,23	10.404,23	16.195,77	26.600,00
13	383.804,23	847,57	1.369,10	2.216,67	382.435,13	11.251,80	17.564,87	28.816,67
14	382.435,13	844,54	1.372,12	2.216,67	381.063,01	12.096,34	18.936,99	31.033,33
15	381.063,01	841,51	1.375,15	2.216,67	379.687,86	12.937,86	20.312,14	33.250,00
16	379.687,86	838,48	1.378,19	2.216,67	378.309,67	13.776,33	21.690,33	35.466,67
17	378.309,67	835,43	1.381,23	2.216,67	376.928,43	14.611,77	23.071,57	37.683,33
18	376.928,43	832,38	1.384,28	2.216,67	375.544,15	15.444,15	24.455,85	39.900,00
19	375.544,15	829,33	1.387,34	2.216,67	374.156,81	16.273,48	25.843,19	42.116,67
20	374.156,81	826,26	1.390,40	2.216,67	372.766,41	17.099,74	27.233,59	44.333,33
21	372.766,41	823,19	1.393,47	2.216,67	371.372,93	17.922,93	28.627,07	46.550,00
22	371.372,93	820,12	1.396,55	2.216,67	369.976,38	18.743,05	30.023,62	48.766,67
23	369.976,38	817,03	1.399,64	2.216,67	368.576,75	19.560,08	31.423,25	50.983,33
24	368.576,75	813,94	1.402,73	2.216,67	367.174,02	20.374,02	32.825,98	53.200,00
25	367.174,02	810,84	1.405,82	2.216,67	365.768,19	21.184,86	34.231,81	55.416,67
26	365.768,19	807,74	1.408,93	2.216,67	364.359,27	21.992,60	35.640,73	57.633,33
27	364.359,27	804,63	1.412,04	2.216,67	362.947,23	22.797,23	37.052,77	59.850,00
28	362.947,23	801,51	1.415,16	2.216,67	361.532,07	23.598,73	38.467,93	62.066,67
29	361.532,07	798,38	1.418,28	2.216,67	360.113,78	24.397,12	39.886,22	64.283,33
30	360.113,78	795,25	1.421,42	2.216,67	358.692,37	25.192,37	41.307,63	66.500,00
31	358.692,37	792,11	1.424,55	2.216,67	357.267,81	25.984,48	42.732,19	68.716,67
32	357.267,81	788,97	1.427,70	2.216,67	355.840,11	26.773,45	44.159,89	70.933,33
33	355.840,11	785,81	1.430,85	2.216,67	354.409,26	27.559,26	45.590,74	73.150,00
34	354.409,26	782,65	1.434,01	2.216,67	352.975,25	28.341,92	47.024,75	75.366,67
35	352.975,25	779,49	1.437,18	2.216,67	351.538,07	29.121,40	48.461,93	77.583,33
36	351.538,07	776,31	1.440,35	2.216,67	350.097,72	29.897,72	49.902,28	79.800,00
37	350.097,72	773,13	1.443,53	2.216,67	348.654,18	30.670,85	51.345,82	82.016,67
38	348.654,18	769,94	1.446,72	2.216,67	347.207,46	31.440,79	52.792,54	84.233,33
39	347.207,46	766,75	1.449,92	2.216,67	345.757,54	32.207,54	54.242,46	86.450,00
40	345.757,54	763,55	1.453,12	2.216,67	344.304,42	32.971,09	55.695,58	88.666,67
41	344.304,42	760,34	1.456,33	2.216,67	342.848,10	33.731,43	57.151,90	90.883,33
42	342.848,10	757,12	1.459,54	2.216,67	341.388,55	34.488,55	58.611,45	93.100,00
43	341.388,55	753,90	1.462,77	2.216,67	339.925,79	35.242,45	60.074,21	95.316,67
44	339.925,79	750,67	1.466,00	2.216,67	338.459,79	35.993,12	61.540,21	97.533,33
45	338.459,79	747,43	1.469,23	2.216,67	336.990,55	36.740,55	63.009,45	99.750,00
46	336.990,55	744,19	1.472,48	2.216,67	335.518,07	37.484,74	64.481,93	101.966,67
47	335.518,07	740,94	1.475,73	2.216,67	334.042,34	38.225,68	65.957,66	104.183,33
48	334.042,34	737,68	1.478,99	2.216,67	332.563,35	38.963,35	67.436,65	106.400,00
49	332.563,35	734,41	1.482,26	2.216,67	331.081,10	39.697,76	68.918,90	108.616,67
50	331.081,10	731,14	1.485,53	2.216,67	329.595,57	40.428,90	70.404,43	110.833,33
51	329.595,57	727,86	1.488,81	2.216,67	328.106,76	41.156,76	71.893,24	113.050,00
52	328.106,76	724,57	1.492,10	2.216,67	326.614,66	41.881,33	73.385,34	115.266,67
53	326.614,66	721,27	1.495,39	2.216,67	325.119,27	42.602,60	74.880,73	117.483,33
54	325.119,27	717,97	1.498,69	2.216,67	323.620,57	43.320,57	76.379,43	119.700,00
55	323.620,57	714,66	1.502,00	2.216,67	322.118,57	44.035,24	77.881,43	121.916,67
56	322.118,57	711,35	1.505,32	2.216,67	320.613,25	44.746,58	79.386,75	124.133,33
57	320.613,25	708,02	1.508,65	2.216,67	319.104,60	45.454,60	80.895,40	126.350,00
58	319.104,60	704,69	1.511,98	2.216,67	317.592,62	46.159,29	82.407,38	128.566,67
59	317.592,62	701,35	1.515,32	2.216,67	316.077,31	46.860,64	83.922,69	130.783,33
60	316.077,31	698,00	1.518,66	2.216,67	314.558,65	47.558,65	85.441,35	133.000,00
61	314.558,65	694,65	1.522,02	2.216,67	313.036,63	48.253,30	86.963,37	135.216,67
62	313.036,63	691,29	1.525,38	2.216,67	311.511,25	48.944,58	88.488,75	137.433,33
63	311.511,25	687,92	1.528,75	2.216,67	309.982,51	49.632,51	90.017,49	139.650,00
64	309.982,51	684,54	1.532,12	2.216,67	308.450,38	50.317,05	91.549,62	141.866,67
65	308.450,38	681,16	1.535,51	2.216,67	306.914,88	50.998,21	93.085,12	144.083,33
66	306.914,88	677,77	1.538,90	2.216,67	305.375,98	51.675,98	94.624,02	146.300,00
67	305.375,98	674,37	1.542,29	2.216,67	303.833,69	52.350,35	96.166,31	148.516,67
68	303.833,69	670,97	1.545,70	2.216,67	302.287,99	53.021,32	97.712,01	150.733,33
69	302.287,99	667,55	1.549,11	2.216,67	300.738,87	53.688,87	99.261,13	152.950,00
70	300.738,87	664,13	1.552,53	2.216,67	299.186,34	54.353,00	100.813,66	155.166,67
71	299.186,34	660,70	1.555,96	2.216,67	297.630,37	55.013,71	102.369,63	157.383,33
72	297.630,37	657,27	1.559,40	2.216,67	296.070,97	55.670,97	103.929,03	159.600,00
73	296.070,97	653,82	1.562,84	2.216,67	294.508,13	56.324,80	105.491,87	161.816,67
74	294.508,13	650,37	1.566,29	2.216,67	292.941,84	56.975,17	107.058,16	164.033,33
75	292.941,84	646,91	1.569,75	2.216,67	291.372,08	57.622,08	108.627,92	166.250,00
76	291.372,08	643,45	1.573,22	2.216,67	289.798,86	58.265,53	110.201,14	168.466,67
77	289.798,86	639,97	1.576,69	2.216,67	288.222,17	58.905,50	111.777,83	170.683,33
78	288.222,17	636,49	1.580,18	2.216,67	286.641,99	59.541,99	113.358,01	172.900,00
79	286.641,99	633,00	1.583,67	2.216,67	285.058,33	60.174,99	114.941,67	175.116,67
80	285.058,33	629,50	1.587,16	2.216,67	283.471,16	60.804,50	116.528,84	177.333,33
81	283.471,16	626,00	1.590,67	2.216,67	281.880,50	61.430,50	118.119,50	179.550,00
82	281.880,50	622,49	1.594,18	2.216,67	280.286,32	62.052,98	119.713,68	181.766,67
83	280.286,32	618,97	1.597,70	2.216,67	278.688,62	62.671,95	121.311,38	183.983,33
84	278.688,62	615,44	1.601,23	2.216,67	277.087,39	63.287,39	122.912,61	186.200,00
85	277.087,39	611,90	1.604,77	2.216,67	275.482,62	63.899,29	124.517,38	188.416,67
86	275.482,62	608,36	1.608,31	2.216,67	273.874,31	64.507,64	126.125,69	190.633,33
87	273.874,31	604,81	1.611,86	2.216,67	272.262,45	65.112,45	127.737,55	192.850,00
88	272.262,45	601,25	1.615,42	2.216,67	270.647,03	65.713,70	129.352,97	195.066,67
89	270.647,03	597,68	1.618,99	2.216,67	269.028,04	66.311,38	130.971,96	197.283,33
90	269.028,04	594,10	1.622,56	2.216,67	267.405,48	66.905,48	132.594,52	199.500,00
91	267.405,48	590,52	1.626,15	2.216,67	265.779,33	67.496,00	134.220,67	201.716,67
92	265.779,33	586,93	1.629,74	2.216,67	264.149,60	68.082,93	135.850,40	203.933,33
93	264.149,60	583,33	1.633,34	2.216,67	262.516,26	68.666,26	137.483,74	206.150,00
94	262.516,26	579,72	1.636,94	2.216,67	260.879,32	69.245,98	139.120,68	208.366,67
95	260.879,32	576,11	1.640,56	2.216,67	259.238,76	69.822,09	140.761,24	210.583,33
96	259.238,76	572,49	1.644,18	2.216,67	257.594,58	70.394,58	142.405,42	212.800,00
97	257.594,58	568,85	1.647,81	2.216,67	255.946,76	70.963,43	144.053,24	215.016,67
98	255.946,76	565,22	1.651,45	2.216,67	254.295,31	71.528,65	145.704,69	217.233,33
99	254.295,31	561,57	1.655,10	2.216,67	252.640,22	72.090,22	147.359,78	219.450,00
100	252.640,22	557,91	1.658,75	2.216,67	250.981,46	72.648,13	149.018,54	221.666,67
101	250.981,46	554,25	1.662,42	2.216,67	249.319,05	73.202,38	150.680,95	223.883,33
102	249.319,05	550,58	1.666,09	2.216,67	247.652,96	73.752,96	152.347,04	226.100,00
103	247.652,96	546,90	1.669,77	2.216,67	245.983,19	74.299,86	154.016,81	228.316,67
104	245.983,19	543,21	1.673,45	2.216,67	244.309,74	74.843,07	155.690,26	230.533,33
105	244.309,74	539,52	1.677,15	2.216,67	242.632,59	75.382,59	157.367,41	232.750,00
106	242.632,59	535,81	1.680,85	2.216,67	240.951,74	75.918,40	159.048,26	234.966,67
107	240.951,74	532,10	1.684,56	2.216,67	239.267,17	76.450,51	160.732,83	237.183,33
108	239.267,17	528,38	1.688,28	2.216,67	237.578,89	76.978,89	162.421,11	239.400,00
109	237.578,89	524,65	1.692,01	2.216,67	235.886,87	77.503,54	164.113,13	241.616,67
110	235.886,87	520,92	1.695,75	2.216,67	234.191,12	78.024,46	165.808,88	243.833,33
111	234.191,12	517,17	1.699,49	2.216,67	232.491,63	78.541,63	167.508,37	246.050,00
112	232.491,63	513,42	1.703,25	2.216,67	230.788,38	79.055,05	169.211,62	248.266,67
113	230.788,38	509,66	1.707,01	2.216,67	229.081,37	79.564,71	170.918,63	250.483,33
114	229.081,37	505,89	1.710,78	2.216,67	227.370,59	80.070,59	172.629,41	252.700,00
115	227.370,59	502,11	1.714,56	2.216,67	225.656,04	80.572,70	174.343,96	254.916,67
116	225.656,04	498,32	1.718,34	2.216,67	223.937,70	81.071,03	176.062,30	257.133,33
117	223.937,70	494,53	1.722,14	2.216,67	222.215,56	81.565,56	177.784,44	259.350,00
118	222.215,56	490,73	1.725,94	2.216,67	220.489,62	82.056,28	179.510,38	261.566,67
119	220.489,62	486,91	1.729,75	2.216,67	218.759,86	82.543,20	181.240,14	263.783,33
120	218.759,86	483,09	1.733,57	2.216,67	217.026,29	83.026,29	182.973,71	266.000,00
121	217.026,29	479,27	1.737,40	2.216,67	215.288,89	83.505,56	184.711,11	268.216,67
122	215.288,89	475,43	1.741,24	2.216,67	213.547,66	83.980,99	186.452,34	270.433,33
123	213.547,66	471,58	1.745,08	2.216,67	211.802,57	84.452,57	188.197,43	272.650,00
124	211.802,57	467,73	1.748,94	2.216,67	210.053,64	84.920,30	189.946,36	274.866,67
125	210.053,64	463,87	1.752,80	2.216,67	208.300,84	85.384,17	191.699,16	277.083,33
126	208.300,84	460,00	1.756,67	2.216,67	206.544,17	85.844,17	193.455,83	279.300,00
127	206.544,17	456,12	1.760,55	2.216,67	204.783,62	86.300,29	195.216,38	281.516,67
128	204.783,62	452,23	1.764,44	2.216,67	203.019,19	86.752,52	196.980,81	283.733,33
129	203.019,19	448,33	1.768,33	2.216,67	201.250,85	87.200,85	198.749,15	285.950,00
130	201.250,85	444,43	1.772,24	2.216,67	199.478,62	87.645,28	200.521,38	288.166,67
131	199.478,62	440,52	1.776,15	2.216,67	197.702,46	88.085,80	202.297,54	290.383,33
132	197.702,46	436,59	1.780,07	2.216,67	195.922,39	88.522,39	204.077,61	292.600,00
133	195.922,39	432,66	1.784,00	2.216,67	194.138,39	88.955,05	205.861,61	294.816,67
134	194.138,39	428,72	1.787,94	2.216,67	192.350,44	89.383,77	207.649,56	297.033,33
135	192.350,44	424,77	1.791,89	2.216,67	190.558,55	89.808,55	209.441,45	299.250,00
136	190.558,55	420,82	1.795,85	2.216,67	188.762,70	90.229,36	211.237,30	301.466,67
137	188.762,70	416,85	1.799,82	2.216,67	186.962,88	90.646,22	213.037,12	303.683,33
138	186.962,88	412,88	1.803,79	2.216,67	185.159,09	91.059,09	214.840,91	305.900,00
139	185.159,09	408,89	1.807,77	2.216,67	183.351,32	91.467,99	216.648,68	308.116,67
140	183.351,32	404,90	1.811,77	2.216,67	181.539,55	91.872,89	218.460,45	310.333,33
141	181.539,55	400,90	1.815,77	2.216,67	179.723,79	92.273,79	220.276,21	312.550,00
142	179.723,79	396,89	1.819,78	2.216,67	177.904,01	92.670,68	222.095,99	314.766,67
143	177.904,01	392,87	1.823,80	2.216,67	176.080,21	93.063,55	223.919,79	316.983,33
144	176.080,21	388,84	1.827,82	2.216,67	174.252,39	93.452,39	225.747,61	319.200,00
145	174.252,39	384,81	1.831,86	2.216,67	172.420,53	93.837,20	227.579,47	321.416,67
146	172.420,53	380,76	1.835,90	2.216,67	170.584,63	94.217,96	229.415,37	323.633,33
147	170.584,63	376,71	1.839,96	2.216,67	168.744,67	94.594,67	231.255,33	325.850,00
148	168.744,67	372,64	1.844,02	2.216,67	166.900,65	94.967,31	233.099,35	328.066,67
149	166.900,65	368,57	1.848,09	2.216,67	165.052,55	95.335,89	234.947,45	330.283,33
150	165.052,55	364,49	1.852,18	2.216,67	163.200,38	95.700,38	236.799,62	332.500,00
151	163.200,38	360,40	1.856,27	2.216,67	161.344,11	96.060,78	238.655,89	334.716,67
152	161.344,11	356,30	1.860,37	2.216,67	159.483,75	96.417,08	240.516,25	336.933,33
153	159.483,75	352,19	1.864,47	2.216,67	157.619,27	96.769,27	242.380,73	339.150,00
154	157.619,27	348,08	1.868,59	2.216,67	155.750,68	97.117,35	244.249,32	341.366,67
155	155.750,68	343,95	1.872,72	2.216,67	153.877,96	97.461,30	246.122,04	343.583,33
156	153.877,96	339,81	1.876,85	2.216,67	152.001,11	97.801,11	247.998,89	345.800,00
157	152.001,11	335,67	1.881,00	2.216,67	150.120,11	98.136,78	249.879,89	348.016,67
158	150.120,11	331,52	1.885,15	2.216,67	148.234,96	98.468,30	251.765,04	350.233,33
159	148.234,96	327,35	1.889,31	2.216,67	146.345,65	98.795,65	253.654,35	352.450,00
160	146.345,65	323,18	1.893,49	2.216,67	144.452,16	99.118,83	255.547,84	354.666,67
161	144.452,16	319,00	1.897,67	2.216,67	142.554,49	99.437,83	257.445,51	356.883,33
162	142.554,49	314,81	1.901,86	2.216,67	140.652,63	99.752,63	259.347,37	359.100,00
163	140.652,63	310,61	1.906,06	2.216,67	138.746,58	100.063,24	261.253,42	361.316,67
164	138.746,58	306,40	1.910,27	2.216,67	136.836,31	100.369,64	263.163,69	363.533,33
165	136.836,31	302,18	1.914,49	2.216,67	134.921,82	100.671,82	265.078,18	365.750,00
166	134.921,82	297,95	1.918,71	2.216,67	133.003,11	100.969,77	266.996,89	367.966,67
167	133.003,11	293,72	1.922,95	2.216,67	131.080,15	101.263,49	268.919,85	370.183,33
168	131.080,15	289,47	1.927,20	2.216,67	129.152,96	101.552,96	270.847,04	372.400,00
169	129.152,96	285,21	1.931,45	2.216,67	127.221,50	101.838,17	272.778,50	374.616,67
170	127.221,50	280,95	1.935,72	2.216,67	125.285,78	102.119,12	274.714,22	376.833,33
171	125.285,78	276,67	1.939,99	2.216,67	123.345,79	102.395,79	276.654,21	379.050,00
172	123.345,79	272,39	1.944,28	2.216,67	121.401,51	102.668,18	278.598,49	381.266,67
173	121.401,51	268,10	1.948,57	2.216,67	119.452,94	102.936,27	280.547,06	383.483,33
174	119.452,94	263,79	1.952,87	2.216,67	117.500,07	103.200,07	282.499,93	385.700,00
175	117.500,07	259,48	1.957,19	2.216,67	115.542,88	103.459,54	284.457,12	387.916,67
176	115.542,88	255,16	1.961,51	2.216,67	113.581,37	103.714,70	286.418,63	390.133,33
177	113.581,37	250,83	1.965,84	2.216,67	111.615,53	103.965,53	288.384,47	392.350,00
178	111.615,53	246,48	1.970,18	2.216,67	109.645,34	104.212,01	290.354,66	394.566,67
179	109.645,34	242,13	1.974,53	2.216,67	107.670,81	104.454,15	292.329,19	396.783,33
180	107.670,81	237,77	1.978,89	2.216,67	105.691,92	104.691,92	294.308,08	399.000,00
181	105.691,92	233,40	1.983,26	2.216,67	103.708,65	104.925,32	296.291,35	401.216,67
182	103.708,65	229,02	1.987,64	2.216,67	101.721,01	105.154,34	298.278,99	403.433,33
183	101.721,01	224,63	1.992,03	2.216,67	99.728,98	105.378,98	300.271,02	405.650,00
184	99.728,98	220,23	1.996,43	2.216,67	97.732,55	105.599,21	302.267,45	407.866,67
185	97.732,55	215,83	2.000,84	2.216,67	95.731,71	105.815,04	304.268,29	410.083,33
186	95.731,71	211,41	2.005,26	2.216,67	93.726,45	106.026,45	306.273,55	412.300,00
187	93.726,45	206,98	2.009,69	2.216,67	91.716,76	106.233,43	308.283,24	414.516,67
188	91.716,76	202,54	2.014,13	2.216,67	89.702,63	106.435,97	310.297,37	416.733,33
189	89.702,63	198,09	2.018,57	2.216,67	87.684,06	106.634,06	312.315,94	418.950,00
190	87.684,06	193,64	2.023,03	2.216,67	85.661,03	106.827,70	314.338,97	421.166,67
191	85.661,03	189,17	2.027,50	2.216,67	83.633,53	107.016,86	316.366,47	423.383,33
192	83.633,53	184,69	2.031,98	2.216,67	81.601,55	107.201,55	318.398,45	425.600,00
193	81.601,55	180,20	2.036,46	2.216,67	79.565,09	107.381,76	320.434,91	427.816,67
194	79.565,09	175,71	2.040,96	2.216,67	77.524,13	107.557,46	322.475,87	430.033,33
195	77.524,13	171,20	2.045,47	2.216,67	75.478,66	107.728,66	324.521,34	432.250,00
196	75.478,66	166,68	2.049,98	2.216,67	73.428,68	107.895,35	326.571,32	434.466,67
197	73.428,68	162,15	2.054,51	2.216,67	71.374,17	108.057,50	328.625,83	436.683,33
198	71.374,17	157,62	2.059,05	2.216,67	69.315,12	108.215,12	330.684,88	438.900,00
199	69.315,12	153,07	2.063,60	2.216,67	67.251,52	108.368,19	332.748,48	441.116,67
200	67.251,52	148,51	2.068,15	2.216,67	65.183,37	108.516,70	334.816,63	443.333,33
201	65.183,37	143,95	2.072,72	2.216,67	63.110,65	108.660,65	336.889,35	445.550,00
202	63.110,65	139,37	2.077,30	2.216,67	61.033,35	108.800,02	338.966,65	447.766,67
203	61.033,35	134,78	2.081,88	2.216,67	58.951,47	108.934,80	341.048,53	449.983,33
204	58.951,47	130,18	2.086,48	2.216,67	56.864,99	109.064,99	343.135,01	452.200,00
205	56.864,99	125,58	2.091,09	2.216,67	54.773,90	109.190,56	345.226,10	454.416,67
206	54.773,90	120,96	2.095,71	2.216,67	52.678,19	109.311,52	347.321,81	456.633,33
207	52.678,19	116,33	2.100,34	2.216,67	50.577,85	109.427,85	349.422,15	458.850,00
208	50.577,85	111,69	2.104,97	2.216,67	48.472,88	109.539,55	351.527,12	461.066,67
209	48.472,88	107,04	2.109,62	2.216,67	46.363,26	109.646,59	353.636,74	463.283,33
210	46.363,26	102,39	2.114,28	2.216,67	44.248,98	109.748,98	355.751,02	465.500,00
211	44.248,98	97,72	2.118,95	2.216,67	42.130,03	109.846,69	357.869,97	467.716,67
212	42.130,03	93,04	2.123,63	2.216,67	40.006,40	109.939,73	359.993,60	469.933,33
213	40.006,40	88,35	2.128,32	2.216,67	37.878,08	110.028,08	362.121,92	472.150,00
214	37.878,08	83,65	2.133,02	2.216,67	35.745,06	110.111,72	364.254,94	474.366,67
215	35.745,06	78,94	2.137,73	2.216,67	33.607,33	110.190,66	366.392,67	476.583,33
216	33.607,33	74,22	2.142,45	2.216,67	31.464,88	110.264,88	368.535,12	478.800,00
217	31.464,88	69,48	2.147,18	2.216,67	29.317,70	110.334,36	370.682,30	481.016,67
218	29.317,70	64,74	2.151,92	2.216,67	27.165,77	110.399,11	372.834,23	483.233,33
219	27.165,77	59,99	2.156,68	2.216,67	25.009,10	110.459,10	374.990,90	485.450,00
220	25.009,10	55,23	2.161,44	2.216,67	22.847,66	110.514,32	377.152,34	487.666,67
221	22.847,66	50,46	2.166,21	2.216,67	20.681,45	110.564,78	379.318,55	489.883,33
222	20.681,45	45,67	2.171,00	2.216,67	18.510,45	110.610,45	381.489,55	492.100,00
223	18.510,45	40,88	2.175,79	2.216,67	16.334,66	110.651,33	383.665,34	494.316,67
224	16.334,66	36,07	2.180,59	2.216,67	14.154,07	110.687,40	385.845,93	496.533,33
225	14.154,07	31,26	2.185,41	2.216,67	11.968,66	110.718,66	388.031,34	498.750,00
226	11.968,66	26,43	2.190,24	2.216,67	9.778,42	110.745,09	390.221,58	500.966,67
227	9.778,42	21,59	2.195,07	2.216,67	7.583,35	110.766,68	392.416,65	503.183,33
228	7.583,35	16,75	2.199,92	2.216,67	5.383,43	110.783,43	394.616,57	505.400,00
229	5.383,43	11,89	2.204,78	2.216,67	3.178,65	110.795,32	396.821,35	507.616,67
230	3.178,65	7,02	2.209,65	2.216,67	969,00	110.802,34	399.031,00	509.833,33
231	969,00	2,14	969,00	969,00	969,00	110.804,48	400.000,00	510.804,48

Dr. Klein Baufinanzierung

3.97/5,00

110.804,48€
Zinsanteil

2.216,67€
Monatsrate

2,65%
Sollzins p.a.

2,71%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 190.000,00 €;Kreditrate: 650,75 €;Gesamtbetrag: 39.045,00 €;Anzahl Kreditraten: 60;Laufzeit: 60 Monate;Effektiver Jahreszins: 2,18 %;Gebundener Sollzins: 2,11 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	883,33	1.333,33	2.216,67	398.666,67	883,33	1.333,33	2.216,67
2	398.666,67	880,39	1.336,28	2.216,67	397.330,39	1.763,72	2.669,61	4.433,33
3	397.330,39	877,44	1.339,23	2.216,67	395.991,16	2.641,16	4.008,84	6.650,00
4	395.991,16	874,48	1.342,19	2.216,67	394.648,97	3.515,64	5.351,03	8.866,67
5	394.648,97	871,52	1.345,15	2.216,67	393.303,82	4.387,16	6.696,18	11.083,33
6	393.303,82	868,55	1.348,12	2.216,67	391.955,70	5.255,70	8.044,30	13.300,00
7	391.955,70	865,57	1.351,10	2.216,67	390.604,61	6.121,27	9.395,39	15.516,67
8	390.604,61	862,59	1.354,08	2.216,67	389.250,52	6.983,86	10.749,48	17.733,33
9	389.250,52	859,59	1.357,07	2.216,67	387.893,45	7.843,45	12.106,55	19.950,00
10	387.893,45	856,60	1.360,07	2.216,67	386.533,38	8.700,05	13.466,62	22.166,67
11	386.533,38	853,59	1.363,07	2.216,67	385.170,31	9.553,64	14.829,69	24.383,33
12	385.170,31	850,58	1.366,08	2.216,67	383.804,23	10.404,23	16.195,77	26.600,00
13	383.804,23	847,57	1.369,10	2.216,67	382.435,13	11.251,80	17.564,87	28.816,67
14	382.435,13	844,54	1.372,12	2.216,67	381.063,01	12.096,34	18.936,99	31.033,33
15	381.063,01	841,51	1.375,15	2.216,67	379.687,86	12.937,86	20.312,14	33.250,00
16	379.687,86	838,48	1.378,19	2.216,67	378.309,67	13.776,33	21.690,33	35.466,67
17	378.309,67	835,43	1.381,23	2.216,67	376.928,43	14.611,77	23.071,57	37.683,33
18	376.928,43	832,38	1.384,28	2.216,67	375.544,15	15.444,15	24.455,85	39.900,00
19	375.544,15	829,33	1.387,34	2.216,67	374.156,81	16.273,48	25.843,19	42.116,67
20	374.156,81	826,26	1.390,40	2.216,67	372.766,41	17.099,74	27.233,59	44.333,33
21	372.766,41	823,19	1.393,47	2.216,67	371.372,93	17.922,93	28.627,07	46.550,00
22	371.372,93	820,12	1.396,55	2.216,67	369.976,38	18.743,05	30.023,62	48.766,67
23	369.976,38	817,03	1.399,64	2.216,67	368.576,75	19.560,08	31.423,25	50.983,33
24	368.576,75	813,94	1.402,73	2.216,67	367.174,02	20.374,02	32.825,98	53.200,00
25	367.174,02	810,84	1.405,82	2.216,67	365.768,19	21.184,86	34.231,81	55.416,67
26	365.768,19	807,74	1.408,93	2.216,67	364.359,27	21.992,60	35.640,73	57.633,33
27	364.359,27	804,63	1.412,04	2.216,67	362.947,23	22.797,23	37.052,77	59.850,00
28	362.947,23	801,51	1.415,16	2.216,67	361.532,07	23.598,73	38.467,93	62.066,67
29	361.532,07	798,38	1.418,28	2.216,67	360.113,78	24.397,12	39.886,22	64.283,33
30	360.113,78	795,25	1.421,42	2.216,67	358.692,37	25.192,37	41.307,63	66.500,00
31	358.692,37	792,11	1.424,55	2.216,67	357.267,81	25.984,48	42.732,19	68.716,67
32	357.267,81	788,97	1.427,70	2.216,67	355.840,11	26.773,45	44.159,89	70.933,33
33	355.840,11	785,81	1.430,85	2.216,67	354.409,26	27.559,26	45.590,74	73.150,00
34	354.409,26	782,65	1.434,01	2.216,67	352.975,25	28.341,92	47.024,75	75.366,67
35	352.975,25	779,49	1.437,18	2.216,67	351.538,07	29.121,40	48.461,93	77.583,33
36	351.538,07	776,31	1.440,35	2.216,67	350.097,72	29.897,72	49.902,28	79.800,00
37	350.097,72	773,13	1.443,53	2.216,67	348.654,18	30.670,85	51.345,82	82.016,67
38	348.654,18	769,94	1.446,72	2.216,67	347.207,46	31.440,79	52.792,54	84.233,33
39	347.207,46	766,75	1.449,92	2.216,67	345.757,54	32.207,54	54.242,46	86.450,00
40	345.757,54	763,55	1.453,12	2.216,67	344.304,42	32.971,09	55.695,58	88.666,67
41	344.304,42	760,34	1.456,33	2.216,67	342.848,10	33.731,43	57.151,90	90.883,33
42	342.848,10	757,12	1.459,54	2.216,67	341.388,55	34.488,55	58.611,45	93.100,00
43	341.388,55	753,90	1.462,77	2.216,67	339.925,79	35.242,45	60.074,21	95.316,67
44	339.925,79	750,67	1.466,00	2.216,67	338.459,79	35.993,12	61.540,21	97.533,33
45	338.459,79	747,43	1.469,23	2.216,67	336.990,55	36.740,55	63.009,45	99.750,00
46	336.990,55	744,19	1.472,48	2.216,67	335.518,07	37.484,74	64.481,93	101.966,67
47	335.518,07	740,94	1.475,73	2.216,67	334.042,34	38.225,68	65.957,66	104.183,33
48	334.042,34	737,68	1.478,99	2.216,67	332.563,35	38.963,35	67.436,65	106.400,00
49	332.563,35	734,41	1.482,26	2.216,67	331.081,10	39.697,76	68.918,90	108.616,67
50	331.081,10	731,14	1.485,53	2.216,67	329.595,57	40.428,90	70.404,43	110.833,33
51	329.595,57	727,86	1.488,81	2.216,67	328.106,76	41.156,76	71.893,24	113.050,00
52	328.106,76	724,57	1.492,10	2.216,67	326.614,66	41.881,33	73.385,34	115.266,67
53	326.614,66	721,27	1.495,39	2.216,67	325.119,27	42.602,60	74.880,73	117.483,33
54	325.119,27	717,97	1.498,69	2.216,67	323.620,57	43.320,57	76.379,43	119.700,00
55	323.620,57	714,66	1.502,00	2.216,67	322.118,57	44.035,24	77.881,43	121.916,67
56	322.118,57	711,35	1.505,32	2.216,67	320.613,25	44.746,58	79.386,75	124.133,33
57	320.613,25	708,02	1.508,65	2.216,67	319.104,60	45.454,60	80.895,40	126.350,00
58	319.104,60	704,69	1.511,98	2.216,67	317.592,62	46.159,29	82.407,38	128.566,67
59	317.592,62	701,35	1.515,32	2.216,67	316.077,31	46.860,64	83.922,69	130.783,33
60	316.077,31	698,00	1.518,66	2.216,67	314.558,65	47.558,65	85.441,35	133.000,00
61	314.558,65	694,65	1.522,02	2.216,67	313.036,63	48.253,30	86.963,37	135.216,67
62	313.036,63	691,29	1.525,38	2.216,67	311.511,25	48.944,58	88.488,75	137.433,33
63	311.511,25	687,92	1.528,75	2.216,67	309.982,51	49.632,51	90.017,49	139.650,00
64	309.982,51	684,54	1.532,12	2.216,67	308.450,38	50.317,05	91.549,62	141.866,67
65	308.450,38	681,16	1.535,51	2.216,67	306.914,88	50.998,21	93.085,12	144.083,33
66	306.914,88	677,77	1.538,90	2.216,67	305.375,98	51.675,98	94.624,02	146.300,00
67	305.375,98	674,37	1.542,29	2.216,67	303.833,69	52.350,35	96.166,31	148.516,67
68	303.833,69	670,97	1.545,70	2.216,67	302.287,99	53.021,32	97.712,01	150.733,33
69	302.287,99	667,55	1.549,11	2.216,67	300.738,87	53.688,87	99.261,13	152.950,00
70	300.738,87	664,13	1.552,53	2.216,67	299.186,34	54.353,00	100.813,66	155.166,67
71	299.186,34	660,70	1.555,96	2.216,67	297.630,37	55.013,71	102.369,63	157.383,33
72	297.630,37	657,27	1.559,40	2.216,67	296.070,97	55.670,97	103.929,03	159.600,00
73	296.070,97	653,82	1.562,84	2.216,67	294.508,13	56.324,80	105.491,87	161.816,67
74	294.508,13	650,37	1.566,29	2.216,67	292.941,84	56.975,17	107.058,16	164.033,33
75	292.941,84	646,91	1.569,75	2.216,67	291.372,08	57.622,08	108.627,92	166.250,00
76	291.372,08	643,45	1.573,22	2.216,67	289.798,86	58.265,53	110.201,14	168.466,67
77	289.798,86	639,97	1.576,69	2.216,67	288.222,17	58.905,50	111.777,83	170.683,33
78	288.222,17	636,49	1.580,18	2.216,67	286.641,99	59.541,99	113.358,01	172.900,00
79	286.641,99	633,00	1.583,67	2.216,67	285.058,33	60.174,99	114.941,67	175.116,67
80	285.058,33	629,50	1.587,16	2.216,67	283.471,16	60.804,50	116.528,84	177.333,33
81	283.471,16	626,00	1.590,67	2.216,67	281.880,50	61.430,50	118.119,50	179.550,00
82	281.880,50	622,49	1.594,18	2.216,67	280.286,32	62.052,98	119.713,68	181.766,67
83	280.286,32	618,97	1.597,70	2.216,67	278.688,62	62.671,95	121.311,38	183.983,33
84	278.688,62	615,44	1.601,23	2.216,67	277.087,39	63.287,39	122.912,61	186.200,00
85	277.087,39	611,90	1.604,77	2.216,67	275.482,62	63.899,29	124.517,38	188.416,67
86	275.482,62	608,36	1.608,31	2.216,67	273.874,31	64.507,64	126.125,69	190.633,33
87	273.874,31	604,81	1.611,86	2.216,67	272.262,45	65.112,45	127.737,55	192.850,00
88	272.262,45	601,25	1.615,42	2.216,67	270.647,03	65.713,70	129.352,97	195.066,67
89	270.647,03	597,68	1.618,99	2.216,67	269.028,04	66.311,38	130.971,96	197.283,33
90	269.028,04	594,10	1.622,56	2.216,67	267.405,48	66.905,48	132.594,52	199.500,00
91	267.405,48	590,52	1.626,15	2.216,67	265.779,33	67.496,00	134.220,67	201.716,67
92	265.779,33	586,93	1.629,74	2.216,67	264.149,60	68.082,93	135.850,40	203.933,33
93	264.149,60	583,33	1.633,34	2.216,67	262.516,26	68.666,26	137.483,74	206.150,00
94	262.516,26	579,72	1.636,94	2.216,67	260.879,32	69.245,98	139.120,68	208.366,67
95	260.879,32	576,11	1.640,56	2.216,67	259.238,76	69.822,09	140.761,24	210.583,33
96	259.238,76	572,49	1.644,18	2.216,67	257.594,58	70.394,58	142.405,42	212.800,00
97	257.594,58	568,85	1.647,81	2.216,67	255.946,76	70.963,43	144.053,24	215.016,67
98	255.946,76	565,22	1.651,45	2.216,67	254.295,31	71.528,65	145.704,69	217.233,33
99	254.295,31	561,57	1.655,10	2.216,67	252.640,22	72.090,22	147.359,78	219.450,00
100	252.640,22	557,91	1.658,75	2.216,67	250.981,46	72.648,13	149.018,54	221.666,67
101	250.981,46	554,25	1.662,42	2.216,67	249.319,05	73.202,38	150.680,95	223.883,33
102	249.319,05	550,58	1.666,09	2.216,67	247.652,96	73.752,96	152.347,04	226.100,00
103	247.652,96	546,90	1.669,77	2.216,67	245.983,19	74.299,86	154.016,81	228.316,67
104	245.983,19	543,21	1.673,45	2.216,67	244.309,74	74.843,07	155.690,26	230.533,33
105	244.309,74	539,52	1.677,15	2.216,67	242.632,59	75.382,59	157.367,41	232.750,00
106	242.632,59	535,81	1.680,85	2.216,67	240.951,74	75.918,40	159.048,26	234.966,67
107	240.951,74	532,10	1.684,56	2.216,67	239.267,17	76.450,51	160.732,83	237.183,33
108	239.267,17	528,38	1.688,28	2.216,67	237.578,89	76.978,89	162.421,11	239.400,00
109	237.578,89	524,65	1.692,01	2.216,67	235.886,87	77.503,54	164.113,13	241.616,67
110	235.886,87	520,92	1.695,75	2.216,67	234.191,12	78.024,46	165.808,88	243.833,33
111	234.191,12	517,17	1.699,49	2.216,67	232.491,63	78.541,63	167.508,37	246.050,00
112	232.491,63	513,42	1.703,25	2.216,67	230.788,38	79.055,05	169.211,62	248.266,67
113	230.788,38	509,66	1.707,01	2.216,67	229.081,37	79.564,71	170.918,63	250.483,33
114	229.081,37	505,89	1.710,78	2.216,67	227.370,59	80.070,59	172.629,41	252.700,00
115	227.370,59	502,11	1.714,56	2.216,67	225.656,04	80.572,70	174.343,96	254.916,67
116	225.656,04	498,32	1.718,34	2.216,67	223.937,70	81.071,03	176.062,30	257.133,33
117	223.937,70	494,53	1.722,14	2.216,67	222.215,56	81.565,56	177.784,44	259.350,00
118	222.215,56	490,73	1.725,94	2.216,67	220.489,62	82.056,28	179.510,38	261.566,67
119	220.489,62	486,91	1.729,75	2.216,67	218.759,86	82.543,20	181.240,14	263.783,33
120	218.759,86	483,09	1.733,57	2.216,67	217.026,29	83.026,29	182.973,71	266.000,00
121	217.026,29	479,27	1.737,40	2.216,67	215.288,89	83.505,56	184.711,11	268.216,67
122	215.288,89	475,43	1.741,24	2.216,67	213.547,66	83.980,99	186.452,34	270.433,33
123	213.547,66	471,58	1.745,08	2.216,67	211.802,57	84.452,57	188.197,43	272.650,00
124	211.802,57	467,73	1.748,94	2.216,67	210.053,64	84.920,30	189.946,36	274.866,67
125	210.053,64	463,87	1.752,80	2.216,67	208.300,84	85.384,17	191.699,16	277.083,33
126	208.300,84	460,00	1.756,67	2.216,67	206.544,17	85.844,17	193.455,83	279.300,00
127	206.544,17	456,12	1.760,55	2.216,67	204.783,62	86.300,29	195.216,38	281.516,67
128	204.783,62	452,23	1.764,44	2.216,67	203.019,19	86.752,52	196.980,81	283.733,33
129	203.019,19	448,33	1.768,33	2.216,67	201.250,85	87.200,85	198.749,15	285.950,00
130	201.250,85	444,43	1.772,24	2.216,67	199.478,62	87.645,28	200.521,38	288.166,67
131	199.478,62	440,52	1.776,15	2.216,67	197.702,46	88.085,80	202.297,54	290.383,33
132	197.702,46	436,59	1.780,07	2.216,67	195.922,39	88.522,39	204.077,61	292.600,00
133	195.922,39	432,66	1.784,00	2.216,67	194.138,39	88.955,05	205.861,61	294.816,67
134	194.138,39	428,72	1.787,94	2.216,67	192.350,44	89.383,77	207.649,56	297.033,33
135	192.350,44	424,77	1.791,89	2.216,67	190.558,55	89.808,55	209.441,45	299.250,00
136	190.558,55	420,82	1.795,85	2.216,67	188.762,70	90.229,36	211.237,30	301.466,67
137	188.762,70	416,85	1.799,82	2.216,67	186.962,88	90.646,22	213.037,12	303.683,33
138	186.962,88	412,88	1.803,79	2.216,67	185.159,09	91.059,09	214.840,91	305.900,00
139	185.159,09	408,89	1.807,77	2.216,67	183.351,32	91.467,99	216.648,68	308.116,67
140	183.351,32	404,90	1.811,77	2.216,67	181.539,55	91.872,89	218.460,45	310.333,33
141	181.539,55	400,90	1.815,77	2.216,67	179.723,79	92.273,79	220.276,21	312.550,00
142	179.723,79	396,89	1.819,78	2.216,67	177.904,01	92.670,68	222.095,99	314.766,67
143	177.904,01	392,87	1.823,80	2.216,67	176.080,21	93.063,55	223.919,79	316.983,33
144	176.080,21	388,84	1.827,82	2.216,67	174.252,39	93.452,39	225.747,61	319.200,00
145	174.252,39	384,81	1.831,86	2.216,67	172.420,53	93.837,20	227.579,47	321.416,67
146	172.420,53	380,76	1.835,90	2.216,67	170.584,63	94.217,96	229.415,37	323.633,33
147	170.584,63	376,71	1.839,96	2.216,67	168.744,67	94.594,67	231.255,33	325.850,00
148	168.744,67	372,64	1.844,02	2.216,67	166.900,65	94.967,31	233.099,35	328.066,67
149	166.900,65	368,57	1.848,09	2.216,67	165.052,55	95.335,89	234.947,45	330.283,33
150	165.052,55	364,49	1.852,18	2.216,67	163.200,38	95.700,38	236.799,62	332.500,00
151	163.200,38	360,40	1.856,27	2.216,67	161.344,11	96.060,78	238.655,89	334.716,67
152	161.344,11	356,30	1.860,37	2.216,67	159.483,75	96.417,08	240.516,25	336.933,33
153	159.483,75	352,19	1.864,47	2.216,67	157.619,27	96.769,27	242.380,73	339.150,00
154	157.619,27	348,08	1.868,59	2.216,67	155.750,68	97.117,35	244.249,32	341.366,67
155	155.750,68	343,95	1.872,72	2.216,67	153.877,96	97.461,30	246.122,04	343.583,33
156	153.877,96	339,81	1.876,85	2.216,67	152.001,11	97.801,11	247.998,89	345.800,00
157	152.001,11	335,67	1.881,00	2.216,67	150.120,11	98.136,78	249.879,89	348.016,67
158	150.120,11	331,52	1.885,15	2.216,67	148.234,96	98.468,30	251.765,04	350.233,33
159	148.234,96	327,35	1.889,31	2.216,67	146.345,65	98.795,65	253.654,35	352.450,00
160	146.345,65	323,18	1.893,49	2.216,67	144.452,16	99.118,83	255.547,84	354.666,67
161	144.452,16	319,00	1.897,67	2.216,67	142.554,49	99.437,83	257.445,51	356.883,33
162	142.554,49	314,81	1.901,86	2.216,67	140.652,63	99.752,63	259.347,37	359.100,00
163	140.652,63	310,61	1.906,06	2.216,67	138.746,58	100.063,24	261.253,42	361.316,67
164	138.746,58	306,40	1.910,27	2.216,67	136.836,31	100.369,64	263.163,69	363.533,33
165	136.836,31	302,18	1.914,49	2.216,67	134.921,82	100.671,82	265.078,18	365.750,00
166	134.921,82	297,95	1.918,71	2.216,67	133.003,11	100.969,77	266.996,89	367.966,67
167	133.003,11	293,72	1.922,95	2.216,67	131.080,15	101.263,49	268.919,85	370.183,33
168	131.080,15	289,47	1.927,20	2.216,67	129.152,96	101.552,96	270.847,04	372.400,00
169	129.152,96	285,21	1.931,45	2.216,67	127.221,50	101.838,17	272.778,50	374.616,67
170	127.221,50	280,95	1.935,72	2.216,67	125.285,78	102.119,12	274.714,22	376.833,33
171	125.285,78	276,67	1.939,99	2.216,67	123.345,79	102.395,79	276.654,21	379.050,00
172	123.345,79	272,39	1.944,28	2.216,67	121.401,51	102.668,18	278.598,49	381.266,67
173	121.401,51	268,10	1.948,57	2.216,67	119.452,94	102.936,27	280.547,06	383.483,33
174	119.452,94	263,79	1.952,87	2.216,67	117.500,07	103.200,07	282.499,93	385.700,00
175	117.500,07	259,48	1.957,19	2.216,67	115.542,88	103.459,54	284.457,12	387.916,67
176	115.542,88	255,16	1.961,51	2.216,67	113.581,37	103.714,70	286.418,63	390.133,33
177	113.581,37	250,83	1.965,84	2.216,67	111.615,53	103.965,53	288.384,47	392.350,00
178	111.615,53	246,48	1.970,18	2.216,67	109.645,34	104.212,01	290.354,66	394.566,67
179	109.645,34	242,13	1.974,53	2.216,67	107.670,81	104.454,15	292.329,19	396.783,33
180	107.670,81	237,77	1.978,89	2.216,67	105.691,92	104.691,92	294.308,08	399.000,00
181	105.691,92	233,40	1.983,26	2.216,67	103.708,65	104.925,32	296.291,35	401.216,67
182	103.708,65	229,02	1.987,64	2.216,67	101.721,01	105.154,34	298.278,99	403.433,33
183	101.721,01	224,63	1.992,03	2.216,67	99.728,98	105.378,98	300.271,02	405.650,00
184	99.728,98	220,23	1.996,43	2.216,67	97.732,55	105.599,21	302.267,45	407.866,67
185	97.732,55	215,83	2.000,84	2.216,67	95.731,71	105.815,04	304.268,29	410.083,33
186	95.731,71	211,41	2.005,26	2.216,67	93.726,45	106.026,45	306.273,55	412.300,00
187	93.726,45	206,98	2.009,69	2.216,67	91.716,76	106.233,43	308.283,24	414.516,67
188	91.716,76	202,54	2.014,13	2.216,67	89.702,63	106.435,97	310.297,37	416.733,33
189	89.702,63	198,09	2.018,57	2.216,67	87.684,06	106.634,06	312.315,94	418.950,00
190	87.684,06	193,64	2.023,03	2.216,67	85.661,03	106.827,70	314.338,97	421.166,67
191	85.661,03	189,17	2.027,50	2.216,67	83.633,53	107.016,86	316.366,47	423.383,33
192	83.633,53	184,69	2.031,98	2.216,67	81.601,55	107.201,55	318.398,45	425.600,00
193	81.601,55	180,20	2.036,46	2.216,67	79.565,09	107.381,76	320.434,91	427.816,67
194	79.565,09	175,71	2.040,96	2.216,67	77.524,13	107.557,46	322.475,87	430.033,33
195	77.524,13	171,20	2.045,47	2.216,67	75.478,66	107.728,66	324.521,34	432.250,00
196	75.478,66	166,68	2.049,98	2.216,67	73.428,68	107.895,35	326.571,32	434.466,67
197	73.428,68	162,15	2.054,51	2.216,67	71.374,17	108.057,50	328.625,83	436.683,33
198	71.374,17	157,62	2.059,05	2.216,67	69.315,12	108.215,12	330.684,88	438.900,00
199	69.315,12	153,07	2.063,60	2.216,67	67.251,52	108.368,19	332.748,48	441.116,67
200	67.251,52	148,51	2.068,15	2.216,67	65.183,37	108.516,70	334.816,63	443.333,33
201	65.183,37	143,95	2.072,72	2.216,67	63.110,65	108.660,65	336.889,35	445.550,00
202	63.110,65	139,37	2.077,30	2.216,67	61.033,35	108.800,02	338.966,65	447.766,67
203	61.033,35	134,78	2.081,88	2.216,67	58.951,47	108.934,80	341.048,53	449.983,33
204	58.951,47	130,18	2.086,48	2.216,67	56.864,99	109.064,99	343.135,01	452.200,00
205	56.864,99	125,58	2.091,09	2.216,67	54.773,90	109.190,56	345.226,10	454.416,67
206	54.773,90	120,96	2.095,71	2.216,67	52.678,19	109.311,52	347.321,81	456.633,33
207	52.678,19	116,33	2.100,34	2.216,67	50.577,85	109.427,85	349.422,15	458.850,00
208	50.577,85	111,69	2.104,97	2.216,67	48.472,88	109.539,55	351.527,12	461.066,67
209	48.472,88	107,04	2.109,62	2.216,67	46.363,26	109.646,59	353.636,74	463.283,33
210	46.363,26	102,39	2.114,28	2.216,67	44.248,98	109.748,98	355.751,02	465.500,00
211	44.248,98	97,72	2.118,95	2.216,67	42.130,03	109.846,69	357.869,97	467.716,67
212	42.130,03	93,04	2.123,63	2.216,67	40.006,40	109.939,73	359.993,60	469.933,33
213	40.006,40	88,35	2.128,32	2.216,67	37.878,08	110.028,08	362.121,92	472.150,00
214	37.878,08	83,65	2.133,02	2.216,67	35.745,06	110.111,72	364.254,94	474.366,67
215	35.745,06	78,94	2.137,73	2.216,67	33.607,33	110.190,66	366.392,67	476.583,33
216	33.607,33	74,22	2.142,45	2.216,67	31.464,88	110.264,88	368.535,12	478.800,00
217	31.464,88	69,48	2.147,18	2.216,67	29.317,70	110.334,36	370.682,30	481.016,67
218	29.317,70	64,74	2.151,92	2.216,67	27.165,77	110.399,11	372.834,23	483.233,33
219	27.165,77	59,99	2.156,68	2.216,67	25.009,10	110.459,10	374.990,90	485.450,00
220	25.009,10	55,23	2.161,44	2.216,67	22.847,66	110.514,32	377.152,34	487.666,67
221	22.847,66	50,46	2.166,21	2.216,67	20.681,45	110.564,78	379.318,55	489.883,33
222	20.681,45	45,67	2.171,00	2.216,67	18.510,45	110.610,45	381.489,55	492.100,00
223	18.510,45	40,88	2.175,79	2.216,67	16.334,66	110.651,33	383.665,34	494.316,67
224	16.334,66	36,07	2.180,59	2.216,67	14.154,07	110.687,40	385.845,93	496.533,33
225	14.154,07	31,26	2.185,41	2.216,67	11.968,66	110.718,66	388.031,34	498.750,00
226	11.968,66	26,43	2.190,24	2.216,67	9.778,42	110.745,09	390.221,58	500.966,67
227	9.778,42	21,59	2.195,07	2.216,67	7.583,35	110.766,68	392.416,65	503.183,33
228	7.583,35	16,75	2.199,92	2.216,67	5.383,43	110.783,43	394.616,57	505.400,00
229	5.383,43	11,89	2.204,78	2.216,67	3.178,65	110.795,32	396.821,35	507.616,67
230	3.178,65	7,02	2.209,65	2.216,67	969,00	110.802,34	399.031,00	509.833,33
231	969,00	2,14	969,00	969,00	969,00	110.804,48	400.000,00	510.804,48

Baufi24 Baufinanzierung

3.80/5,00

116.764,85€
Zinsanteil

2.273,33€
Monatsrate

2,82%
Sollzins p.a.

2,88%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 150.000,00 €;Kreditrate: 473,75 €;Gesamtbetrag: 56.850,00 €;Anzahl Kreditraten: 120;Laufzeit: 120 Monate;Effektiver Jahreszins: 2,26 %;Gebundener Sollzins: 1,79 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	940,00	1.333,33	2.273,33	398.666,67	940,00	1.333,33	2.273,33
2	398.666,67	936,87	1.336,47	2.273,33	397.330,20	1.876,87	2.669,80	4.546,67
3	397.330,20	933,73	1.339,61	2.273,33	395.990,59	2.810,59	4.009,41	6.820,00
4	395.990,59	930,58	1.342,76	2.273,33	394.647,84	3.741,17	5.352,16	9.093,33
5	394.647,84	927,42	1.345,91	2.273,33	393.301,93	4.668,59	6.698,07	11.366,67
6	393.301,93	924,26	1.349,07	2.273,33	391.952,85	5.592,85	8.047,15	13.640,00
7	391.952,85	921,09	1.352,24	2.273,33	390.600,61	6.513,94	9.399,39	15.913,33
8	390.600,61	917,91	1.355,42	2.273,33	389.245,19	7.431,85	10.754,81	18.186,67
9	389.245,19	914,73	1.358,61	2.273,33	387.886,58	8.346,58	12.113,42	20.460,00
10	387.886,58	911,53	1.361,80	2.273,33	386.524,78	9.258,11	13.475,22	22.733,33
11	386.524,78	908,33	1.365,00	2.273,33	385.159,78	10.166,45	14.840,22	25.006,67
12	385.159,78	905,13	1.368,21	2.273,33	383.791,57	11.071,57	16.208,43	27.280,00
13	383.791,57	901,91	1.371,42	2.273,33	382.420,15	11.973,48	17.579,85	29.553,33
14	382.420,15	898,69	1.374,65	2.273,33	381.045,50	12.872,17	18.954,50	31.826,67
15	381.045,50	895,46	1.377,88	2.273,33	379.667,63	13.767,63	20.332,37	34.100,00
16	379.667,63	892,22	1.381,11	2.273,33	378.286,51	14.659,84	21.713,49	36.373,33
17	378.286,51	888,97	1.384,36	2.273,33	376.902,15	15.548,82	23.097,85	38.646,67
18	376.902,15	885,72	1.387,61	2.273,33	375.514,54	16.434,54	24.485,46	40.920,00
19	375.514,54	882,46	1.390,87	2.273,33	374.123,66	17.317,00	25.876,34	43.193,33
20	374.123,66	879,19	1.394,14	2.273,33	372.729,52	18.196,19	27.270,48	45.466,67
21	372.729,52	875,91	1.397,42	2.273,33	371.332,10	19.072,10	28.667,90	47.740,00
22	371.332,10	872,63	1.400,70	2.273,33	369.931,40	19.944,73	30.068,60	50.013,33
23	369.931,40	869,34	1.403,99	2.273,33	368.527,40	20.814,07	31.472,60	52.286,67
24	368.527,40	866,04	1.407,29	2.273,33	367.120,11	21.680,11	32.879,89	54.560,00
25	367.120,11	862,73	1.410,60	2.273,33	365.709,51	22.542,84	34.290,49	56.833,33
26	365.709,51	859,42	1.413,92	2.273,33	364.295,59	23.402,26	35.704,41	59.106,67
27	364.295,59	856,09	1.417,24	2.273,33	362.878,36	24.258,36	37.121,64	61.380,00
28	362.878,36	852,76	1.420,57	2.273,33	361.457,79	25.111,12	38.542,21	63.653,33
29	361.457,79	849,43	1.423,91	2.273,33	360.033,88	25.960,55	39.966,12	65.926,67
30	360.033,88	846,08	1.427,25	2.273,33	358.606,62	26.806,62	41.393,38	68.200,00
31	358.606,62	842,73	1.430,61	2.273,33	357.176,02	27.649,35	42.823,98	70.473,33
32	357.176,02	839,36	1.433,97	2.273,33	355.742,05	28.488,71	44.257,95	72.746,67
33	355.742,05	835,99	1.437,34	2.273,33	354.304,71	29.324,71	45.695,29	75.020,00
34	354.304,71	832,62	1.440,72	2.273,33	352.863,99	30.157,32	47.136,01	77.293,33
35	352.863,99	829,23	1.444,10	2.273,33	351.419,89	30.986,55	48.580,11	79.566,67
36	351.419,89	825,84	1.447,50	2.273,33	349.972,39	31.812,39	50.027,61	81.840,00
37	349.972,39	822,44	1.450,90	2.273,33	348.521,49	32.634,83	51.478,51	84.113,33
38	348.521,49	819,03	1.454,31	2.273,33	347.067,18	33.453,85	52.932,82	86.386,67
39	347.067,18	815,61	1.457,73	2.273,33	345.609,46	34.269,46	54.390,54	88.660,00
40	345.609,46	812,18	1.461,15	2.273,33	344.148,31	35.081,64	55.851,69	90.933,33
41	344.148,31	808,75	1.464,58	2.273,33	342.683,72	35.890,39	57.316,28	93.206,67
42	342.683,72	805,31	1.468,03	2.273,33	341.215,70	36.695,70	58.784,30	95.480,00
43	341.215,70	801,86	1.471,48	2.273,33	339.744,22	37.497,55	60.255,78	97.753,33
44	339.744,22	798,40	1.474,93	2.273,33	338.269,29	38.295,95	61.730,71	100.026,67
45	338.269,29	794,93	1.478,40	2.273,33	336.790,89	39.090,89	63.209,11	102.300,00
46	336.790,89	791,46	1.481,87	2.273,33	335.309,01	39.882,34	64.690,99	104.573,33
47	335.309,01	787,98	1.485,36	2.273,33	333.823,65	40.670,32	66.176,35	106.846,67
48	333.823,65	784,49	1.488,85	2.273,33	332.334,81	41.454,81	67.665,19	109.120,00
49	332.334,81	780,99	1.492,35	2.273,33	330.842,46	42.235,79	69.157,54	111.393,33
50	330.842,46	777,48	1.495,85	2.273,33	329.346,61	43.013,27	70.653,39	113.666,67
51	329.346,61	773,96	1.499,37	2.273,33	327.847,24	43.787,24	72.152,76	115.940,00
52	327.847,24	770,44	1.502,89	2.273,33	326.344,34	44.557,68	73.655,66	118.213,33
53	326.344,34	766,91	1.506,42	2.273,33	324.837,92	45.324,59	75.162,08	120.486,67
54	324.837,92	763,37	1.509,96	2.273,33	323.327,96	46.087,96	76.672,04	122.760,00
55	323.327,96	759,82	1.513,51	2.273,33	321.814,44	46.847,78	78.185,56	125.033,33
56	321.814,44	756,26	1.517,07	2.273,33	320.297,37	47.604,04	79.702,63	127.306,67
57	320.297,37	752,70	1.520,63	2.273,33	318.776,74	48.356,74	81.223,26	129.580,00
58	318.776,74	749,13	1.524,21	2.273,33	317.252,53	49.105,87	82.747,47	131.853,33
59	317.252,53	745,54	1.527,79	2.273,33	315.724,74	49.851,41	84.275,26	134.126,67
60	315.724,74	741,95	1.531,38	2.273,33	314.193,36	50.593,36	85.806,64	136.400,00
61	314.193,36	738,35	1.534,98	2.273,33	312.658,38	51.331,72	87.341,62	138.673,33
62	312.658,38	734,75	1.538,59	2.273,33	311.119,80	52.066,46	88.880,20	140.946,67
63	311.119,80	731,13	1.542,20	2.273,33	309.577,59	52.797,59	90.422,41	143.220,00
64	309.577,59	727,51	1.545,83	2.273,33	308.031,77	53.525,10	91.968,23	145.493,33
65	308.031,77	723,87	1.549,46	2.273,33	306.482,31	54.248,98	93.517,69	147.766,67
66	306.482,31	720,23	1.553,10	2.273,33	304.929,21	54.969,21	95.070,79	150.040,00
67	304.929,21	716,58	1.556,75	2.273,33	303.372,46	55.685,79	96.627,54	152.313,33
68	303.372,46	712,93	1.560,41	2.273,33	301.812,05	56.398,72	98.187,95	154.586,67
69	301.812,05	709,26	1.564,08	2.273,33	300.247,98	57.107,98	99.752,02	156.860,00
70	300.247,98	705,58	1.567,75	2.273,33	298.680,23	57.813,56	101.319,77	159.133,33
71	298.680,23	701,90	1.571,43	2.273,33	297.108,79	58.515,46	102.891,21	161.406,67
72	297.108,79	698,21	1.575,13	2.273,33	295.533,66	59.213,66	104.466,34	163.680,00
73	295.533,66	694,50	1.578,83	2.273,33	293.954,84	59.908,17	106.045,16	165.953,33
74	293.954,84	690,79	1.582,54	2.273,33	292.372,30	60.598,96	107.627,70	168.226,67
75	292.372,30	687,07	1.586,26	2.273,33	290.786,04	61.286,04	109.213,96	170.500,00
76	290.786,04	683,35	1.589,99	2.273,33	289.196,05	61.969,38	110.803,95	172.773,33
77	289.196,05	679,61	1.593,72	2.273,33	287.602,33	62.649,00	112.397,67	175.046,67
78	287.602,33	675,87	1.597,47	2.273,33	286.004,86	63.324,86	113.995,14	177.320,00
79	286.004,86	672,11	1.601,22	2.273,33	284.403,64	63.996,97	115.596,36	179.593,33
80	284.403,64	668,35	1.604,98	2.273,33	282.798,65	64.665,32	117.201,35	181.866,67
81	282.798,65	664,58	1.608,76	2.273,33	281.189,90	65.329,90	118.810,10	184.140,00
82	281.189,90	660,80	1.612,54	2.273,33	279.577,36	65.990,69	120.422,64	186.413,33
83	279.577,36	657,01	1.616,33	2.273,33	277.961,03	66.647,70	122.038,97	188.686,67
84	277.961,03	653,21	1.620,12	2.273,33	276.340,91	67.300,91	123.659,09	190.960,00
85	276.340,91	649,40	1.623,93	2.273,33	274.716,98	67.950,31	125.283,02	193.233,33
86	274.716,98	645,58	1.627,75	2.273,33	273.089,23	68.595,90	126.910,77	195.506,67
87	273.089,23	641,76	1.631,57	2.273,33	271.457,65	69.237,65	128.542,35	197.780,00
88	271.457,65	637,93	1.635,41	2.273,33	269.822,25	69.875,58	130.177,75	200.053,33
89	269.822,25	634,08	1.639,25	2.273,33	268.183,00	70.509,66	131.817,00	202.326,67
90	268.183,00	630,23	1.643,10	2.273,33	266.539,89	71.139,89	133.460,11	204.600,00
91	266.539,89	626,37	1.646,96	2.273,33	264.892,93	71.766,26	135.107,07	206.873,33
92	264.892,93	622,50	1.650,83	2.273,33	263.242,09	72.388,76	136.757,91	209.146,67
93	263.242,09	618,62	1.654,71	2.273,33	261.587,38	73.007,38	138.412,62	211.420,00
94	261.587,38	614,73	1.658,60	2.273,33	259.928,78	73.622,11	140.071,22	213.693,33
95	259.928,78	610,83	1.662,50	2.273,33	258.266,27	74.232,94	141.733,73	215.966,67
96	258.266,27	606,93	1.666,41	2.273,33	256.599,87	74.839,87	143.400,13	218.240,00
97	256.599,87	603,01	1.670,32	2.273,33	254.929,54	75.442,88	145.070,46	220.513,33
98	254.929,54	599,08	1.674,25	2.273,33	253.255,29	76.041,96	146.744,71	222.786,67
99	253.255,29	595,15	1.678,18	2.273,33	251.577,11	76.637,11	148.422,89	225.060,00
100	251.577,11	591,21	1.682,13	2.273,33	249.894,98	77.228,32	150.105,02	227.333,33
101	249.894,98	587,25	1.686,08	2.273,33	248.208,90	77.815,57	151.791,10	229.606,67
102	248.208,90	583,29	1.690,04	2.273,33	246.518,86	78.398,86	153.481,14	231.880,00
103	246.518,86	579,32	1.694,01	2.273,33	244.824,85	78.978,18	155.175,15	234.153,33
104	244.824,85	575,34	1.697,99	2.273,33	243.126,85	79.553,52	156.873,15	236.426,67
105	243.126,85	571,35	1.701,99	2.273,33	241.424,87	80.124,87	158.575,13	238.700,00
106	241.424,87	567,35	1.705,98	2.273,33	239.718,88	80.692,22	160.281,12	240.973,33
107	239.718,88	563,34	1.709,99	2.273,33	238.008,89	81.255,56	161.991,11	243.246,67
108	238.008,89	559,32	1.714,01	2.273,33	236.294,88	81.814,88	163.705,12	245.520,00
109	236.294,88	555,29	1.718,04	2.273,33	234.576,84	82.370,17	165.423,16	247.793,33
110	234.576,84	551,26	1.722,08	2.273,33	232.854,76	82.921,42	167.145,24	250.066,67
111	232.854,76	547,21	1.726,12	2.273,33	231.128,63	83.468,63	168.871,37	252.340,00
112	231.128,63	543,15	1.730,18	2.273,33	229.398,45	84.011,79	170.601,55	254.613,33
113	229.398,45	539,09	1.734,25	2.273,33	227.664,21	84.550,87	172.335,79	256.886,67
114	227.664,21	535,01	1.738,32	2.273,33	225.925,88	85.085,88	174.074,12	259.160,00
115	225.925,88	530,93	1.742,41	2.273,33	224.183,48	85.616,81	175.816,52	261.433,33
116	224.183,48	526,83	1.746,50	2.273,33	222.436,97	86.143,64	177.563,03	263.706,67
117	222.436,97	522,73	1.750,61	2.273,33	220.686,37	86.666,37	179.313,63	265.980,00
118	220.686,37	518,61	1.754,72	2.273,33	218.931,65	87.184,98	181.068,35	268.253,33
119	218.931,65	514,49	1.758,84	2.273,33	217.172,80	87.699,47	182.827,20	270.526,67
120	217.172,80	510,36	1.762,98	2.273,33	215.409,83	88.209,83	184.590,17	272.800,00
121	215.409,83	506,21	1.767,12	2.273,33	213.642,71	88.716,04	186.357,29	275.073,33
122	213.642,71	502,06	1.771,27	2.273,33	211.871,43	89.218,10	188.128,57	277.346,67
123	211.871,43	497,90	1.775,44	2.273,33	210.096,00	89.716,00	189.904,00	279.620,00
124	210.096,00	493,73	1.779,61	2.273,33	208.316,39	90.209,72	191.683,61	281.893,33
125	208.316,39	489,54	1.783,79	2.273,33	206.532,60	90.699,27	193.467,40	284.166,67
126	206.532,60	485,35	1.787,98	2.273,33	204.744,62	91.184,62	195.255,38	286.440,00
127	204.744,62	481,15	1.792,18	2.273,33	202.952,43	91.665,77	197.047,57	288.713,33
128	202.952,43	476,94	1.796,40	2.273,33	201.156,04	92.142,71	198.843,96	290.986,67
129	201.156,04	472,72	1.800,62	2.273,33	199.355,42	92.615,42	200.644,58	293.260,00
130	199.355,42	468,49	1.804,85	2.273,33	197.550,57	93.083,91	202.449,43	295.533,33
131	197.550,57	464,24	1.809,09	2.273,33	195.741,48	93.548,15	204.258,52	297.806,67
132	195.741,48	459,99	1.813,34	2.273,33	193.928,14	94.008,14	206.071,86	300.080,00
133	193.928,14	455,73	1.817,60	2.273,33	192.110,54	94.463,87	207.889,46	302.353,33
134	192.110,54	451,46	1.821,87	2.273,33	190.288,67	94.915,33	209.711,33	304.626,67
135	190.288,67	447,18	1.826,15	2.273,33	188.462,51	95.362,51	211.537,49	306.900,00
136	188.462,51	442,89	1.830,45	2.273,33	186.632,07	95.805,40	213.367,93	309.173,33
137	186.632,07	438,59	1.834,75	2.273,33	184.797,32	96.243,99	215.202,68	311.446,67
138	184.797,32	434,27	1.839,06	2.273,33	182.958,26	96.678,26	217.041,74	313.720,00
139	182.958,26	429,95	1.843,38	2.273,33	181.114,88	97.108,21	218.885,12	315.993,33
140	181.114,88	425,62	1.847,71	2.273,33	179.267,16	97.533,83	220.732,84	318.266,67
141	179.267,16	421,28	1.852,06	2.273,33	177.415,11	97.955,11	222.584,89	320.540,00
142	177.415,11	416,93	1.856,41	2.273,33	175.558,70	98.372,03	224.441,30	322.813,33
143	175.558,70	412,56	1.860,77	2.273,33	173.697,93	98.784,60	226.302,07	325.086,67
144	173.697,93	408,19	1.865,14	2.273,33	171.832,79	99.192,79	228.167,21	327.360,00
145	171.832,79	403,81	1.869,53	2.273,33	169.963,26	99.596,59	230.036,74	329.633,33
146	169.963,26	399,41	1.873,92	2.273,33	168.089,34	99.996,01	231.910,66	331.906,67
147	168.089,34	395,01	1.878,32	2.273,33	166.211,02	100.391,02	233.788,98	334.180,00
148	166.211,02	390,60	1.882,74	2.273,33	164.328,28	100.781,61	235.671,72	336.453,33
149	164.328,28	386,17	1.887,16	2.273,33	162.441,12	101.167,79	237.558,88	338.726,67
150	162.441,12	381,74	1.891,60	2.273,33	160.549,52	101.549,52	239.450,48	341.000,00
151	160.549,52	377,29	1.896,04	2.273,33	158.653,48	101.926,81	241.346,52	343.273,33
152	158.653,48	372,84	1.900,50	2.273,33	156.752,98	102.299,65	243.247,02	345.546,67
153	156.752,98	368,37	1.904,96	2.273,33	154.848,02	102.668,02	245.151,98	347.820,00
154	154.848,02	363,89	1.909,44	2.273,33	152.938,58	103.031,91	247.061,42	350.093,33
155	152.938,58	359,41	1.913,93	2.273,33	151.024,65	103.391,32	248.975,35	352.366,67
156	151.024,65	354,91	1.918,43	2.273,33	149.106,22	103.746,22	250.893,78	354.640,00
157	149.106,22	350,40	1.922,93	2.273,33	147.183,29	104.096,62	252.816,71	356.913,33
158	147.183,29	345,88	1.927,45	2.273,33	145.255,84	104.442,51	254.744,16	359.186,67
159	145.255,84	341,35	1.931,98	2.273,33	143.323,86	104.783,86	256.676,14	361.460,00
160	143.323,86	336,81	1.936,52	2.273,33	141.387,33	105.120,67	258.612,67	363.733,33
161	141.387,33	332,26	1.941,07	2.273,33	139.446,26	105.452,93	260.553,74	366.006,67
162	139.446,26	327,70	1.945,63	2.273,33	137.500,63	105.780,63	262.499,37	368.280,00
163	137.500,63	323,13	1.950,21	2.273,33	135.550,42	106.103,75	264.449,58	370.553,33
164	135.550,42	318,54	1.954,79	2.273,33	133.595,63	106.422,30	266.404,37	372.826,67
165	133.595,63	313,95	1.959,38	2.273,33	131.636,25	106.736,25	268.363,75	375.100,00
166	131.636,25	309,35	1.963,99	2.273,33	129.672,26	107.045,59	270.327,74	377.373,33
167	129.672,26	304,73	1.968,60	2.273,33	127.703,65	107.350,32	272.296,35	379.646,67
168	127.703,65	300,10	1.973,23	2.273,33	125.730,42	107.650,42	274.269,58	381.920,00
169	125.730,42	295,47	1.977,87	2.273,33	123.752,56	107.945,89	276.247,44	384.193,33
170	123.752,56	290,82	1.982,51	2.273,33	121.770,04	108.236,71	278.229,96	386.466,67
171	121.770,04	286,16	1.987,17	2.273,33	119.782,87	108.522,87	280.217,13	388.740,00
172	119.782,87	281,49	1.991,84	2.273,33	117.791,03	108.804,36	282.208,97	391.013,33
173	117.791,03	276,81	1.996,52	2.273,33	115.794,50	109.081,17	284.205,50	393.286,67
174	115.794,50	272,12	2.001,22	2.273,33	113.793,29	109.353,29	286.206,71	395.560,00
175	113.793,29	267,41	2.005,92	2.273,33	111.787,37	109.620,70	288.212,63	397.833,33
176	111.787,37	262,70	2.010,63	2.273,33	109.776,73	109.883,40	290.223,27	400.106,67
177	109.776,73	257,98	2.015,36	2.273,33	107.761,37	110.141,37	292.238,63	402.380,00
178	107.761,37	253,24	2.020,09	2.273,33	105.741,28	110.394,61	294.258,72	404.653,33
179	105.741,28	248,49	2.024,84	2.273,33	103.716,44	110.643,11	296.283,56	406.926,67
180	103.716,44	243,73	2.029,60	2.273,33	101.686,84	110.886,84	298.313,16	409.200,00
181	101.686,84	238,96	2.034,37	2.273,33	99.652,47	111.125,80	300.347,53	411.473,33
182	99.652,47	234,18	2.039,15	2.273,33	97.613,32	111.359,99	302.386,68	413.746,67
183	97.613,32	229,39	2.043,94	2.273,33	95.569,38	111.589,38	304.430,62	416.020,00
184	95.569,38	224,59	2.048,75	2.273,33	93.520,63	111.813,97	306.479,37	418.293,33
185	93.520,63	219,77	2.053,56	2.273,33	91.467,07	112.033,74	308.532,93	420.566,67
186	91.467,07	214,95	2.058,39	2.273,33	89.408,69	112.248,69	310.591,31	422.840,00
187	89.408,69	210,11	2.063,22	2.273,33	87.345,46	112.458,80	312.654,54	425.113,33
188	87.345,46	205,26	2.068,07	2.273,33	85.277,39	112.664,06	314.722,61	427.386,67
189	85.277,39	200,40	2.072,93	2.273,33	83.204,46	112.864,46	316.795,54	429.660,00
190	83.204,46	195,53	2.077,80	2.273,33	81.126,66	113.059,99	318.873,34	431.933,33
191	81.126,66	190,65	2.082,69	2.273,33	79.043,97	113.250,64	320.956,03	434.206,67
192	79.043,97	185,75	2.087,58	2.273,33	76.956,39	113.436,39	323.043,61	436.480,00
193	76.956,39	180,85	2.092,49	2.273,33	74.863,91	113.617,24	325.136,09	438.753,33
194	74.863,91	175,93	2.097,40	2.273,33	72.766,50	113.793,17	327.233,50	441.026,67
195	72.766,50	171,00	2.102,33	2.273,33	70.664,17	113.964,17	329.335,83	443.300,00
196	70.664,17	166,06	2.107,27	2.273,33	68.556,90	114.130,23	331.443,10	445.573,33
197	68.556,90	161,11	2.112,22	2.273,33	66.444,68	114.291,34	333.555,32	447.846,67
198	66.444,68	156,14	2.117,19	2.273,33	64.327,49	114.447,49	335.672,51	450.120,00
199	64.327,49	151,17	2.122,16	2.273,33	62.205,32	114.598,66	337.794,68	452.393,33
200	62.205,32	146,18	2.127,15	2.273,33	60.078,17	114.744,84	339.921,83	454.666,67
201	60.078,17	141,18	2.132,15	2.273,33	57.946,02	114.886,02	342.053,98	456.940,00
202	57.946,02	136,17	2.137,16	2.273,33	55.808,86	115.022,20	344.191,14	459.213,33
203	55.808,86	131,15	2.142,18	2.273,33	53.666,68	115.153,35	346.333,32	461.486,67
204	53.666,68	126,12	2.147,22	2.273,33	51.519,46	115.279,46	348.480,54	463.760,00
205	51.519,46	121,07	2.152,26	2.273,33	49.367,20	115.400,53	350.632,80	466.033,33
206	49.367,20	116,01	2.157,32	2.273,33	47.209,88	115.516,55	352.790,12	468.306,67
207	47.209,88	110,94	2.162,39	2.273,33	45.047,49	115.627,49	354.952,51	470.580,00
208	45.047,49	105,86	2.167,47	2.273,33	42.880,02	115.733,35	357.119,98	472.853,33
209	42.880,02	100,77	2.172,57	2.273,33	40.707,45	115.834,12	359.292,55	475.126,67
210	40.707,45	95,66	2.177,67	2.273,33	38.529,78	115.929,78	361.470,22	477.400,00
211	38.529,78	90,54	2.182,79	2.273,33	36.346,99	116.020,33	363.653,01	479.673,33
212	36.346,99	85,42	2.187,92	2.273,33	34.159,08	116.105,74	365.840,92	481.946,67
213	34.159,08	80,27	2.193,06	2.273,33	31.966,02	116.186,02	368.033,98	484.220,00
214	31.966,02	75,12	2.198,21	2.273,33	29.767,80	116.261,14	370.232,20	486.493,33
215	29.767,80	69,95	2.203,38	2.273,33	27.564,42	116.331,09	372.435,58	488.766,67
216	27.564,42	64,78	2.208,56	2.273,33	25.355,87	116.395,87	374.644,13	491.040,00
217	25.355,87	59,59	2.213,75	2.273,33	23.142,12	116.455,45	376.857,88	493.313,33
218	23.142,12	54,38	2.218,95	2.273,33	20.923,17	116.509,84	379.076,83	495.586,67
219	20.923,17	49,17	2.224,16	2.273,33	18.699,01	116.559,01	381.300,99	497.860,00
220	18.699,01	43,94	2.229,39	2.273,33	16.469,62	116.602,95	383.530,38	500.133,33
221	16.469,62	38,70	2.234,63	2.273,33	14.234,99	116.641,65	385.765,01	502.406,67
222	14.234,99	33,45	2.239,88	2.273,33	11.995,11	116.675,11	388.004,89	504.680,00
223	11.995,11	28,19	2.245,14	2.273,33	9.749,96	116.703,29	390.250,04	506.953,33
224	9.749,96	22,91	2.250,42	2.273,33	7.499,54	116.726,21	392.500,46	509.226,67
225	7.499,54	17,62	2.255,71	2.273,33	5.243,83	116.743,83	394.756,17	511.500,00
226	5.243,83	12,32	2.261,01	2.273,33	2.982,82	116.756,15	397.017,18	513.773,33
227	2.982,82	7,01	2.266,32	2.273,33	716,50	116.763,16	399.283,50	516.046,67
228	716,50	1,68	716,50	716,50	716,50	116.764,85	400.000,00	516.764,85

Interhyp Baufinanzierung

3.86/5,00

119.532,79€
Zinsanteil

2.300,00€
Monatsrate

2,90%
Sollzins p.a.

2,94%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 100.000,00 €;Kreditrate: 373,33 €;Gesamtbetrag: 44.799,60 €;Anzahl Kreditraten: 120;Laufzeit: 120 Monate;Effektiver Jahreszins: 2,48 %;Gebundener Sollzins: 2,45 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	966,67	1.333,33	2.300,00	398.666,67	966,67	1.333,33	2.300,00
2	398.666,67	963,44	1.336,56	2.300,00	397.330,11	1.930,11	2.669,89	4.600,00
3	397.330,11	960,21	1.339,79	2.300,00	395.990,33	2.890,33	4.009,67	6.900,00
4	395.990,33	956,98	1.343,02	2.300,00	394.647,30	3.847,30	5.352,70	9.200,00
5	394.647,30	953,73	1.346,27	2.300,00	393.301,03	4.801,03	6.698,97	11.500,00
6	393.301,03	950,48	1.349,52	2.300,00	391.951,51	5.751,51	8.048,49	13.800,00
7	391.951,51	947,22	1.352,78	2.300,00	390.598,73	6.698,73	9.401,27	16.100,00
8	390.598,73	943,95	1.356,05	2.300,00	389.242,67	7.642,67	10.757,33	18.400,00
9	389.242,67	940,67	1.359,33	2.300,00	387.883,34	8.583,34	12.116,66	20.700,00
10	387.883,34	937,38	1.362,62	2.300,00	386.520,73	9.520,73	13.479,27	23.000,00
11	386.520,73	934,09	1.365,91	2.300,00	385.154,82	10.454,82	14.845,18	25.300,00
12	385.154,82	930,79	1.369,21	2.300,00	383.785,61	11.385,61	16.214,39	27.600,00
13	383.785,61	927,48	1.372,52	2.300,00	382.413,09	12.313,09	17.586,91	29.900,00
14	382.413,09	924,16	1.375,84	2.300,00	381.037,26	13.237,26	18.962,74	32.200,00
15	381.037,26	920,84	1.379,16	2.300,00	379.658,10	14.158,10	20.341,90	34.500,00
16	379.658,10	917,51	1.382,49	2.300,00	378.275,60	15.075,60	21.724,40	36.800,00
17	378.275,60	914,17	1.385,83	2.300,00	376.889,77	15.989,77	23.110,23	39.100,00
18	376.889,77	910,82	1.389,18	2.300,00	375.500,59	16.900,59	24.499,41	41.400,00
19	375.500,59	907,46	1.392,54	2.300,00	374.108,05	17.808,05	25.891,95	43.700,00
20	374.108,05	904,09	1.395,91	2.300,00	372.712,14	18.712,14	27.287,86	46.000,00
21	372.712,14	900,72	1.399,28	2.300,00	371.312,86	19.612,86	28.687,14	48.300,00
22	371.312,86	897,34	1.402,66	2.300,00	369.910,20	20.510,20	30.089,80	50.600,00
23	369.910,20	893,95	1.406,05	2.300,00	368.504,15	21.404,15	31.495,85	52.900,00
24	368.504,15	890,55	1.409,45	2.300,00	367.094,70	22.294,70	32.905,30	55.200,00
25	367.094,70	887,15	1.412,85	2.300,00	365.681,85	23.181,85	34.318,15	57.500,00
26	365.681,85	883,73	1.416,27	2.300,00	364.265,58	24.065,58	35.734,42	59.800,00
27	364.265,58	880,31	1.419,69	2.300,00	362.845,89	24.945,89	37.154,11	62.100,00
28	362.845,89	876,88	1.423,12	2.300,00	361.422,77	25.822,77	38.577,23	64.400,00
29	361.422,77	873,44	1.426,56	2.300,00	359.996,20	26.696,20	40.003,80	66.700,00
30	359.996,20	869,99	1.430,01	2.300,00	358.566,20	27.566,20	41.433,80	69.000,00
31	358.566,20	866,53	1.433,47	2.300,00	357.132,73	28.432,73	42.867,27	71.300,00
32	357.132,73	863,07	1.436,93	2.300,00	355.695,80	29.295,80	44.304,20	73.600,00
33	355.695,80	859,60	1.440,40	2.300,00	354.255,40	30.155,40	45.744,60	75.900,00
34	354.255,40	856,12	1.443,88	2.300,00	352.811,52	31.011,52	47.188,48	78.200,00
35	352.811,52	852,63	1.447,37	2.300,00	351.364,14	31.864,14	48.635,86	80.500,00
36	351.364,14	849,13	1.450,87	2.300,00	349.913,27	32.713,27	50.086,73	82.800,00
37	349.913,27	845,62	1.454,38	2.300,00	348.458,90	33.558,90	51.541,10	85.100,00
38	348.458,90	842,11	1.457,89	2.300,00	347.001,01	34.401,01	52.998,99	87.400,00
39	347.001,01	838,59	1.461,41	2.300,00	345.539,59	35.239,59	54.460,41	89.700,00
40	345.539,59	835,05	1.464,95	2.300,00	344.074,65	36.074,65	55.925,35	92.000,00
41	344.074,65	831,51	1.468,49	2.300,00	342.606,16	36.906,16	57.393,84	94.300,00
42	342.606,16	827,96	1.472,04	2.300,00	341.134,13	37.734,13	58.865,87	96.600,00
43	341.134,13	824,41	1.475,59	2.300,00	339.658,53	38.558,53	60.341,47	98.900,00
44	339.658,53	820,84	1.479,16	2.300,00	338.179,37	39.379,37	61.820,63	101.200,00
45	338.179,37	817,27	1.482,73	2.300,00	336.696,64	40.196,64	63.303,36	103.500,00
46	336.696,64	813,68	1.486,32	2.300,00	335.210,33	41.010,33	64.789,67	105.800,00
47	335.210,33	810,09	1.489,91	2.300,00	333.720,42	41.820,42	66.279,58	108.100,00
48	333.720,42	806,49	1.493,51	2.300,00	332.226,91	42.626,91	67.773,09	110.400,00
49	332.226,91	802,88	1.497,12	2.300,00	330.729,79	43.429,79	69.270,21	112.700,00
50	330.729,79	799,26	1.500,74	2.300,00	329.229,05	44.229,05	70.770,95	115.000,00
51	329.229,05	795,64	1.504,36	2.300,00	327.724,69	45.024,69	72.275,31	117.300,00
52	327.724,69	792,00	1.508,00	2.300,00	326.216,69	45.816,69	73.783,31	119.600,00
53	326.216,69	788,36	1.511,64	2.300,00	324.705,05	46.605,05	75.294,95	121.900,00
54	324.705,05	784,70	1.515,30	2.300,00	323.189,75	47.389,75	76.810,25	124.200,00
55	323.189,75	781,04	1.518,96	2.300,00	321.670,79	48.170,79	78.329,21	126.500,00
56	321.670,79	777,37	1.522,63	2.300,00	320.148,17	48.948,17	79.851,83	128.800,00
57	320.148,17	773,69	1.526,31	2.300,00	318.621,86	49.721,86	81.378,14	131.100,00
58	318.621,86	770,00	1.530,00	2.300,00	317.091,86	50.491,86	82.908,14	133.400,00
59	317.091,86	766,31	1.533,69	2.300,00	315.558,16	51.258,16	84.441,84	135.700,00
60	315.558,16	762,60	1.537,40	2.300,00	314.020,76	52.020,76	85.979,24	138.000,00
61	314.020,76	758,88	1.541,12	2.300,00	312.479,65	52.779,65	87.520,35	140.300,00
62	312.479,65	755,16	1.544,84	2.300,00	310.934,81	53.534,81	89.065,19	142.600,00
63	310.934,81	751,43	1.548,57	2.300,00	309.386,23	54.286,23	90.613,77	144.900,00
64	309.386,23	747,68	1.552,32	2.300,00	307.833,92	55.033,92	92.166,08	147.200,00
65	307.833,92	743,93	1.556,07	2.300,00	306.277,85	55.777,85	93.722,15	149.500,00
66	306.277,85	740,17	1.559,83	2.300,00	304.718,02	56.518,02	95.281,98	151.800,00
67	304.718,02	736,40	1.563,60	2.300,00	303.154,42	57.254,42	96.845,58	154.100,00
68	303.154,42	732,62	1.567,38	2.300,00	301.587,04	57.987,04	98.412,96	156.400,00
69	301.587,04	728,84	1.571,16	2.300,00	300.015,88	58.715,88	99.984,12	158.700,00
70	300.015,88	725,04	1.574,96	2.300,00	298.440,92	59.440,92	101.559,08	161.000,00
71	298.440,92	721,23	1.578,77	2.300,00	296.862,15	60.162,15	103.137,85	163.300,00
72	296.862,15	717,42	1.582,58	2.300,00	295.279,57	60.879,57	104.720,43	165.600,00
73	295.279,57	713,59	1.586,41	2.300,00	293.693,16	61.593,16	106.306,84	167.900,00
74	293.693,16	709,76	1.590,24	2.300,00	292.102,92	62.302,92	107.897,08	170.200,00
75	292.102,92	705,92	1.594,08	2.300,00	290.508,83	63.008,83	109.491,17	172.500,00
76	290.508,83	702,06	1.597,94	2.300,00	288.910,90	63.710,90	111.089,10	174.800,00
77	288.910,90	698,20	1.601,80	2.300,00	287.309,10	64.409,10	112.690,90	177.100,00
78	287.309,10	694,33	1.605,67	2.300,00	285.703,43	65.103,43	114.296,57	179.400,00
79	285.703,43	690,45	1.609,55	2.300,00	284.093,88	65.793,88	115.906,12	181.700,00
80	284.093,88	686,56	1.613,44	2.300,00	282.480,44	66.480,44	117.519,56	184.000,00
81	282.480,44	682,66	1.617,34	2.300,00	280.863,10	67.163,10	119.136,90	186.300,00
82	280.863,10	678,75	1.621,25	2.300,00	279.241,85	67.841,85	120.758,15	188.600,00
83	279.241,85	674,83	1.625,17	2.300,00	277.616,69	68.516,69	122.383,31	190.900,00
84	277.616,69	670,91	1.629,09	2.300,00	275.987,59	69.187,59	124.012,41	193.200,00
85	275.987,59	666,97	1.633,03	2.300,00	274.354,56	69.854,56	125.645,44	195.500,00
86	274.354,56	663,02	1.636,98	2.300,00	272.717,59	70.517,59	127.282,41	197.800,00
87	272.717,59	659,07	1.640,93	2.300,00	271.076,65	71.176,65	128.923,35	200.100,00
88	271.076,65	655,10	1.644,90	2.300,00	269.431,76	71.831,76	130.568,24	202.400,00
89	269.431,76	651,13	1.648,87	2.300,00	267.782,88	72.482,88	132.217,12	204.700,00
90	267.782,88	647,14	1.652,86	2.300,00	266.130,02	73.130,02	133.869,98	207.000,00
91	266.130,02	643,15	1.656,85	2.300,00	264.473,17	73.773,17	135.526,83	209.300,00
92	264.473,17	639,14	1.660,86	2.300,00	262.812,32	74.412,32	137.187,68	211.600,00
93	262.812,32	635,13	1.664,87	2.300,00	261.147,45	75.047,45	138.852,55	213.900,00
94	261.147,45	631,11	1.668,89	2.300,00	259.478,55	75.678,55	140.521,45	216.200,00
95	259.478,55	627,07	1.672,93	2.300,00	257.805,62	76.305,62	142.194,38	218.500,00
96	257.805,62	623,03	1.676,97	2.300,00	256.128,65	76.928,65	143.871,35	220.800,00
97	256.128,65	618,98	1.681,02	2.300,00	254.447,63	77.547,63	145.552,37	223.100,00
98	254.447,63	614,92	1.685,08	2.300,00	252.762,55	78.162,55	147.237,45	225.400,00
99	252.762,55	610,84	1.689,16	2.300,00	251.073,39	78.773,39	148.926,61	227.700,00
100	251.073,39	606,76	1.693,24	2.300,00	249.380,15	79.380,15	150.619,85	230.000,00
101	249.380,15	602,67	1.697,33	2.300,00	247.682,82	79.982,82	152.317,18	232.300,00
102	247.682,82	598,57	1.701,43	2.300,00	245.981,39	80.581,39	154.018,61	234.600,00
103	245.981,39	594,46	1.705,54	2.300,00	244.275,84	81.175,84	155.724,16	236.900,00
104	244.275,84	590,33	1.709,67	2.300,00	242.566,17	81.766,17	157.433,83	239.200,00
105	242.566,17	586,20	1.713,80	2.300,00	240.852,38	82.352,38	159.147,62	241.500,00
106	240.852,38	582,06	1.717,94	2.300,00	239.134,44	82.934,44	160.865,56	243.800,00
107	239.134,44	577,91	1.722,09	2.300,00	237.412,34	83.512,34	162.587,66	246.100,00
108	237.412,34	573,75	1.726,25	2.300,00	235.686,09	84.086,09	164.313,91	248.400,00
109	235.686,09	569,57	1.730,43	2.300,00	233.955,67	84.655,67	166.044,33	250.700,00
110	233.955,67	565,39	1.734,61	2.300,00	232.221,06	85.221,06	167.778,94	253.000,00
111	232.221,06	561,20	1.738,80	2.300,00	230.482,26	85.782,26	169.517,74	255.300,00
112	230.482,26	557,00	1.743,00	2.300,00	228.739,26	86.339,26	171.260,74	257.600,00
113	228.739,26	552,79	1.747,21	2.300,00	226.992,05	86.892,05	173.007,95	259.900,00
114	226.992,05	548,56	1.751,44	2.300,00	225.240,61	87.440,61	174.759,39	262.200,00
115	225.240,61	544,33	1.755,67	2.300,00	223.484,94	87.984,94	176.515,06	264.500,00
116	223.484,94	540,09	1.759,91	2.300,00	221.725,03	88.525,03	178.274,97	266.800,00
117	221.725,03	535,84	1.764,16	2.300,00	219.960,86	89.060,86	180.039,14	269.100,00
118	219.960,86	531,57	1.768,43	2.300,00	218.192,44	89.592,44	181.807,56	271.400,00
119	218.192,44	527,30	1.772,70	2.300,00	216.419,74	90.119,74	183.580,26	273.700,00
120	216.419,74	523,01	1.776,99	2.300,00	214.642,75	90.642,75	185.357,25	276.000,00
121	214.642,75	518,72	1.781,28	2.300,00	212.861,47	91.161,47	187.138,53	278.300,00
122	212.861,47	514,42	1.785,58	2.300,00	211.075,88	91.675,88	188.924,12	280.600,00
123	211.075,88	510,10	1.789,90	2.300,00	209.285,98	92.185,98	190.714,02	282.900,00
124	209.285,98	505,77	1.794,23	2.300,00	207.491,76	92.691,76	192.508,24	285.200,00
125	207.491,76	501,44	1.798,56	2.300,00	205.693,20	93.193,20	194.306,80	287.500,00
126	205.693,20	497,09	1.802,91	2.300,00	203.890,29	93.690,29	196.109,71	289.800,00
127	203.890,29	492,73	1.807,27	2.300,00	202.083,02	94.183,02	197.916,98	292.100,00
128	202.083,02	488,37	1.811,63	2.300,00	200.271,39	94.671,39	199.728,61	294.400,00
129	200.271,39	483,99	1.816,01	2.300,00	198.455,38	95.155,38	201.544,62	296.700,00
130	198.455,38	479,60	1.820,40	2.300,00	196.634,98	95.634,98	203.365,02	299.000,00
131	196.634,98	475,20	1.824,80	2.300,00	194.810,18	96.110,18	205.189,82	301.300,00
132	194.810,18	470,79	1.829,21	2.300,00	192.980,97	96.580,97	207.019,03	303.600,00
133	192.980,97	466,37	1.833,63	2.300,00	191.147,34	97.047,34	208.852,66	305.900,00
134	191.147,34	461,94	1.838,06	2.300,00	189.309,28	97.509,28	210.690,72	308.200,00
135	189.309,28	457,50	1.842,50	2.300,00	187.466,78	97.966,78	212.533,22	310.500,00
136	187.466,78	453,04	1.846,96	2.300,00	185.619,83	98.419,83	214.380,17	312.800,00
137	185.619,83	448,58	1.851,42	2.300,00	183.768,41	98.868,41	216.231,59	315.100,00
138	183.768,41	444,11	1.855,89	2.300,00	181.912,51	99.312,51	218.087,49	317.400,00
139	181.912,51	439,62	1.860,38	2.300,00	180.052,14	99.752,14	219.947,86	319.700,00
140	180.052,14	435,13	1.864,87	2.300,00	178.187,26	100.187,26	221.812,74	322.000,00
141	178.187,26	430,62	1.869,38	2.300,00	176.317,88	100.617,88	223.682,12	324.300,00
142	176.317,88	426,10	1.873,90	2.300,00	174.443,98	101.043,98	225.556,02	326.600,00
143	174.443,98	421,57	1.878,43	2.300,00	172.565,56	101.465,56	227.434,44	328.900,00
144	172.565,56	417,03	1.882,97	2.300,00	170.682,59	101.882,59	229.317,41	331.200,00
145	170.682,59	412,48	1.887,52	2.300,00	168.795,07	102.295,07	231.204,93	333.500,00
146	168.795,07	407,92	1.892,08	2.300,00	166.902,99	102.702,99	233.097,01	335.800,00
147	166.902,99	403,35	1.896,65	2.300,00	165.006,34	103.106,34	234.993,66	338.100,00
148	165.006,34	398,77	1.901,23	2.300,00	163.105,11	103.505,11	236.894,89	340.400,00
149	163.105,11	394,17	1.905,83	2.300,00	161.199,28	103.899,28	238.800,72	342.700,00
150	161.199,28	389,56	1.910,44	2.300,00	159.288,84	104.288,84	240.711,16	345.000,00
151	159.288,84	384,95	1.915,05	2.300,00	157.373,79	104.673,79	242.626,21	347.300,00
152	157.373,79	380,32	1.919,68	2.300,00	155.454,11	105.054,11	244.545,89	349.600,00
153	155.454,11	375,68	1.924,32	2.300,00	153.529,79	105.429,79	246.470,21	351.900,00
154	153.529,79	371,03	1.928,97	2.300,00	151.600,82	105.800,82	248.399,18	354.200,00
155	151.600,82	366,37	1.933,63	2.300,00	149.667,19	106.167,19	250.332,81	356.500,00
156	149.667,19	361,70	1.938,30	2.300,00	147.728,89	106.528,89	252.271,11	358.800,00
157	147.728,89	357,01	1.942,99	2.300,00	145.785,90	106.885,90	254.214,10	361.100,00
158	145.785,90	352,32	1.947,68	2.300,00	143.838,21	107.238,21	256.161,79	363.400,00
159	143.838,21	347,61	1.952,39	2.300,00	141.885,82	107.585,82	258.114,18	365.700,00
160	141.885,82	342,89	1.957,11	2.300,00	139.928,71	107.928,71	260.071,29	368.000,00
161	139.928,71	338,16	1.961,84	2.300,00	137.966,88	108.266,88	262.033,12	370.300,00
162	137.966,88	333,42	1.966,58	2.300,00	136.000,30	108.600,30	263.999,70	372.600,00
163	136.000,30	328,67	1.971,33	2.300,00	134.028,96	108.928,96	265.971,04	374.900,00
164	134.028,96	323,90	1.976,10	2.300,00	132.052,87	109.252,87	267.947,13	377.200,00
165	132.052,87	319,13	1.980,87	2.300,00	130.071,99	109.571,99	269.928,01	379.500,00
166	130.071,99	314,34	1.985,66	2.300,00	128.086,33	109.886,33	271.913,67	381.800,00
167	128.086,33	309,54	1.990,46	2.300,00	126.095,88	110.195,88	273.904,12	384.100,00
168	126.095,88	304,73	1.995,27	2.300,00	124.100,61	110.500,61	275.899,39	386.400,00
169	124.100,61	299,91	2.000,09	2.300,00	122.100,52	110.800,52	277.899,48	388.700,00
170	122.100,52	295,08	2.004,92	2.300,00	120.095,59	111.095,59	279.904,41	391.000,00
171	120.095,59	290,23	2.009,77	2.300,00	118.085,83	111.385,83	281.914,17	393.300,00
172	118.085,83	285,37	2.014,63	2.300,00	116.071,20	111.671,20	283.928,80	395.600,00
173	116.071,20	280,51	2.019,49	2.300,00	114.051,70	111.951,70	285.948,30	397.900,00
174	114.051,70	275,62	2.024,38	2.300,00	112.027,33	112.227,33	287.972,67	400.200,00
175	112.027,33	270,73	2.029,27	2.300,00	109.998,06	112.498,06	290.001,94	402.500,00
176	109.998,06	265,83	2.034,17	2.300,00	107.963,89	112.763,89	292.036,11	404.800,00
177	107.963,89	260,91	2.039,09	2.300,00	105.924,80	113.024,80	294.075,20	407.100,00
178	105.924,80	255,98	2.044,02	2.300,00	103.880,79	113.280,79	296.119,21	409.400,00
179	103.880,79	251,05	2.048,95	2.300,00	101.831,83	113.531,83	298.168,17	411.700,00
180	101.831,83	246,09	2.053,91	2.300,00	99.777,93	113.777,93	300.222,07	414.000,00
181	99.777,93	241,13	2.058,87	2.300,00	97.719,06	114.019,06	302.280,94	416.300,00
182	97.719,06	236,15	2.063,85	2.300,00	95.655,21	114.255,21	304.344,79	418.600,00
183	95.655,21	231,17	2.068,83	2.300,00	93.586,38	114.486,38	306.413,62	420.900,00
184	93.586,38	226,17	2.073,83	2.300,00	91.512,55	114.712,55	308.487,45	423.200,00
185	91.512,55	221,16	2.078,84	2.300,00	89.433,70	114.933,70	310.566,30	425.500,00
186	89.433,70	216,13	2.083,87	2.300,00	87.349,83	115.149,83	312.650,17	427.800,00
187	87.349,83	211,10	2.088,90	2.300,00	85.260,93	115.360,93	314.739,07	430.100,00
188	85.260,93	206,05	2.093,95	2.300,00	83.166,98	115.566,98	316.833,02	432.400,00
189	83.166,98	200,99	2.099,01	2.300,00	81.067,96	115.767,96	318.932,04	434.700,00
190	81.067,96	195,91	2.104,09	2.300,00	78.963,88	115.963,88	321.036,12	437.000,00
191	78.963,88	190,83	2.109,17	2.300,00	76.854,71	116.154,71	323.145,29	439.300,00
192	76.854,71	185,73	2.114,27	2.300,00	74.740,44	116.340,44	325.259,56	441.600,00
193	74.740,44	180,62	2.119,38	2.300,00	72.621,06	116.521,06	327.378,94	443.900,00
194	72.621,06	175,50	2.124,50	2.300,00	70.496,56	116.696,56	329.503,44	446.200,00
195	70.496,56	170,37	2.129,63	2.300,00	68.366,93	116.866,93	331.633,07	448.500,00
196	68.366,93	165,22	2.134,78	2.300,00	66.232,15	117.032,15	333.767,85	450.800,00
197	66.232,15	160,06	2.139,94	2.300,00	64.092,21	117.192,21	335.907,79	453.100,00
198	64.092,21	154,89	2.145,11	2.300,00	61.947,10	117.347,10	338.052,90	455.400,00
199	61.947,10	149,71	2.150,29	2.300,00	59.796,80	117.496,80	340.203,20	457.700,00
200	59.796,80	144,51	2.155,49	2.300,00	57.641,31	117.641,31	342.358,69	460.000,00
201	57.641,31	139,30	2.160,70	2.300,00	55.480,61	117.780,61	344.519,39	462.300,00
202	55.480,61	134,08	2.165,92	2.300,00	53.314,69	117.914,69	346.685,31	464.600,00
203	53.314,69	128,84	2.171,16	2.300,00	51.143,54	118.043,54	348.856,46	466.900,00
204	51.143,54	123,60	2.176,40	2.300,00	48.967,13	118.167,13	351.032,87	469.200,00
205	48.967,13	118,34	2.181,66	2.300,00	46.785,47	118.285,47	353.214,53	471.500,00
206	46.785,47	113,06	2.186,94	2.300,00	44.598,53	118.398,53	355.401,47	473.800,00
207	44.598,53	107,78	2.192,22	2.300,00	42.406,31	118.506,31	357.593,69	476.100,00
208	42.406,31	102,48	2.197,52	2.300,00	40.208,80	118.608,80	359.791,20	478.400,00
209	40.208,80	97,17	2.202,83	2.300,00	38.005,97	118.705,97	361.994,03	480.700,00
210	38.005,97	91,85	2.208,15	2.300,00	35.797,81	118.797,81	364.202,19	483.000,00
211	35.797,81	86,51	2.213,49	2.300,00	33.584,33	118.884,33	366.415,67	485.300,00
212	33.584,33	81,16	2.218,84	2.300,00	31.365,49	118.965,49	368.634,51	487.600,00
213	31.365,49	75,80	2.224,20	2.300,00	29.141,29	119.041,29	370.858,71	489.900,00
214	29.141,29	70,42	2.229,58	2.300,00	26.911,71	119.111,71	373.088,29	492.200,00
215	26.911,71	65,04	2.234,96	2.300,00	24.676,75	119.176,75	375.323,25	494.500,00
216	24.676,75	59,64	2.240,36	2.300,00	22.436,39	119.236,39	377.563,61	496.800,00
217	22.436,39	54,22	2.245,78	2.300,00	20.190,61	119.290,61	379.809,39	499.100,00
218	20.190,61	48,79	2.251,21	2.300,00	17.939,40	119.339,40	382.060,60	501.400,00
219	17.939,40	43,35	2.256,65	2.300,00	15.682,75	119.382,75	384.317,25	503.700,00
220	15.682,75	37,90	2.262,10	2.300,00	13.420,65	119.420,65	386.579,35	506.000,00
221	13.420,65	32,43	2.267,57	2.300,00	11.153,09	119.453,09	388.846,91	508.300,00
222	11.153,09	26,95	2.273,05	2.300,00	8.880,04	119.480,04	391.119,96	510.600,00
223	8.880,04	21,46	2.278,54	2.300,00	6.601,50	119.501,50	393.398,50	512.900,00
224	6.601,50	15,95	2.284,05	2.300,00	4.317,45	119.517,45	395.682,55	515.200,00
225	4.317,45	10,43	2.289,57	2.300,00	2.027,89	119.527,89	397.972,11	517.500,00
226	2.027,89	4,90	2.027,89	2.027,89	2.027,89	119.532,79	400.000,00	519.532,79

Baufi-line Baufinanzierung

3.55/5,00

121.594,06€
Zinsanteil

2.320,00€
Monatsrate

2,96%
Sollzins p.a.

3,00%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 150.000,00 €;Kreditrate: 561,25 €;Gesamtbetrag: 67.350,03 €;Anzahl Kreditraten: 1440;Laufzeit: 391 Monate;Effektiver Jahreszins: 2,52 %;Gebundener Sollzins: 2,49 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	986,67	1.333,33	2.320,00	398.666,67	986,67	1.333,33	2.320,00
2	398.666,67	983,38	1.336,62	2.320,00	397.330,04	1.970,04	2.669,96	4.640,00
3	397.330,04	980,08	1.339,92	2.320,00	395.990,13	2.950,13	4.009,87	6.960,00
4	395.990,13	976,78	1.343,22	2.320,00	394.646,90	3.926,90	5.353,10	9.280,00
5	394.646,90	973,46	1.346,54	2.320,00	393.300,36	4.900,36	6.699,64	11.600,00
6	393.300,36	970,14	1.349,86	2.320,00	391.950,50	5.870,50	8.049,50	13.920,00
7	391.950,50	966,81	1.353,19	2.320,00	390.597,32	6.837,32	9.402,68	16.240,00
8	390.597,32	963,47	1.356,53	2.320,00	389.240,79	7.800,79	10.759,21	18.560,00
9	389.240,79	960,13	1.359,87	2.320,00	387.880,92	8.760,92	12.119,08	20.880,00
10	387.880,92	956,77	1.363,23	2.320,00	386.517,69	9.717,69	13.482,31	23.200,00
11	386.517,69	953,41	1.366,59	2.320,00	385.151,10	10.671,10	14.848,90	25.520,00
12	385.151,10	950,04	1.369,96	2.320,00	383.781,14	11.621,14	16.218,86	27.840,00
13	383.781,14	946,66	1.373,34	2.320,00	382.407,80	12.567,80	17.592,20	30.160,00
14	382.407,80	943,27	1.376,73	2.320,00	381.031,07	13.511,07	18.968,93	32.480,00
15	381.031,07	939,88	1.380,12	2.320,00	379.650,95	14.450,95	20.349,05	34.800,00
16	379.650,95	936,47	1.383,53	2.320,00	378.267,42	15.387,42	21.732,58	37.120,00
17	378.267,42	933,06	1.386,94	2.320,00	376.880,48	16.320,48	23.119,52	39.440,00
18	376.880,48	929,64	1.390,36	2.320,00	375.490,12	17.250,12	24.509,88	41.760,00
19	375.490,12	926,21	1.393,79	2.320,00	374.096,33	18.176,33	25.903,67	44.080,00
20	374.096,33	922,77	1.397,23	2.320,00	372.699,10	19.099,10	27.300,90	46.400,00
21	372.699,10	919,32	1.400,68	2.320,00	371.298,42	20.018,42	28.701,58	48.720,00
22	371.298,42	915,87	1.404,13	2.320,00	369.894,29	20.934,29	30.105,71	51.040,00
23	369.894,29	912,41	1.407,59	2.320,00	368.486,70	21.846,70	31.513,30	53.360,00
24	368.486,70	908,93	1.411,07	2.320,00	367.075,63	22.755,63	32.924,37	55.680,00
25	367.075,63	905,45	1.414,55	2.320,00	365.661,09	23.661,09	34.338,91	58.000,00
26	365.661,09	901,96	1.418,04	2.320,00	364.243,05	24.563,05	35.756,95	60.320,00
27	364.243,05	898,47	1.421,53	2.320,00	362.821,52	25.461,52	37.178,48	62.640,00
28	362.821,52	894,96	1.425,04	2.320,00	361.396,48	26.356,48	38.603,52	64.960,00
29	361.396,48	891,44	1.428,56	2.320,00	359.967,92	27.247,92	40.032,08	67.280,00
30	359.967,92	887,92	1.432,08	2.320,00	358.535,84	28.135,84	41.464,16	69.600,00
31	358.535,84	884,39	1.435,61	2.320,00	357.100,23	29.020,23	42.899,77	71.920,00
32	357.100,23	880,85	1.439,15	2.320,00	355.661,08	29.901,08	44.338,92	74.240,00
33	355.661,08	877,30	1.442,70	2.320,00	354.218,37	30.778,37	45.781,63	76.560,00
34	354.218,37	873,74	1.446,26	2.320,00	352.772,11	31.652,11	47.227,89	78.880,00
35	352.772,11	870,17	1.449,83	2.320,00	351.322,28	32.522,28	48.677,72	81.200,00
36	351.322,28	866,59	1.453,41	2.320,00	349.868,88	33.388,88	50.131,12	83.520,00
37	349.868,88	863,01	1.456,99	2.320,00	348.411,89	34.251,89	51.588,11	85.840,00
38	348.411,89	859,42	1.460,58	2.320,00	346.951,30	35.111,30	53.048,70	88.160,00
39	346.951,30	855,81	1.464,19	2.320,00	345.487,12	35.967,12	54.512,88	90.480,00
40	345.487,12	852,20	1.467,80	2.320,00	344.019,32	36.819,32	55.980,68	92.800,00
41	344.019,32	848,58	1.471,42	2.320,00	342.547,90	37.667,90	57.452,10	95.120,00
42	342.547,90	844,95	1.475,05	2.320,00	341.072,85	38.512,85	58.927,15	97.440,00
43	341.072,85	841,31	1.478,69	2.320,00	339.594,16	39.354,16	60.405,84	99.760,00
44	339.594,16	837,67	1.482,33	2.320,00	338.111,83	40.191,83	61.888,17	102.080,00
45	338.111,83	834,01	1.485,99	2.320,00	336.625,84	41.025,84	63.374,16	104.400,00
46	336.625,84	830,34	1.489,66	2.320,00	335.136,18	41.856,18	64.863,82	106.720,00
47	335.136,18	826,67	1.493,33	2.320,00	333.642,85	42.682,85	66.357,15	109.040,00
48	333.642,85	822,99	1.497,01	2.320,00	332.145,84	43.505,84	67.854,16	111.360,00
49	332.145,84	819,29	1.500,71	2.320,00	330.645,13	44.325,13	69.354,87	113.680,00
50	330.645,13	815,59	1.504,41	2.320,00	329.140,72	45.140,72	70.859,28	116.000,00
51	329.140,72	811,88	1.508,12	2.320,00	327.632,60	45.952,60	72.367,40	118.320,00
52	327.632,60	808,16	1.511,84	2.320,00	326.120,76	46.760,76	73.879,24	120.640,00
53	326.120,76	804,43	1.515,57	2.320,00	324.605,19	47.565,19	75.394,81	122.960,00
54	324.605,19	800,69	1.519,31	2.320,00	323.085,89	48.365,89	76.914,11	125.280,00
55	323.085,89	796,95	1.523,05	2.320,00	321.562,83	49.162,83	78.437,17	127.600,00
56	321.562,83	793,19	1.526,81	2.320,00	320.036,02	49.956,02	79.963,98	129.920,00
57	320.036,02	789,42	1.530,58	2.320,00	318.505,44	50.745,44	81.494,56	132.240,00
58	318.505,44	785,65	1.534,35	2.320,00	316.971,09	51.531,09	83.028,91	134.560,00
59	316.971,09	781,86	1.538,14	2.320,00	315.432,95	52.312,95	84.567,05	136.880,00
60	315.432,95	778,07	1.541,93	2.320,00	313.891,02	53.091,02	86.108,98	139.200,00
61	313.891,02	774,26	1.545,74	2.320,00	312.345,28	53.865,28	87.654,72	141.520,00
62	312.345,28	770,45	1.549,55	2.320,00	310.795,74	54.635,74	89.204,26	143.840,00
63	310.795,74	766,63	1.553,37	2.320,00	309.242,37	55.402,37	90.757,63	146.160,00
64	309.242,37	762,80	1.557,20	2.320,00	307.685,16	56.165,16	92.314,84	148.480,00
65	307.685,16	758,96	1.561,04	2.320,00	306.124,12	56.924,12	93.875,88	150.800,00
66	306.124,12	755,11	1.564,89	2.320,00	304.559,23	57.679,23	95.440,77	153.120,00
67	304.559,23	751,25	1.568,75	2.320,00	302.990,47	58.430,47	97.009,53	155.440,00
68	302.990,47	747,38	1.572,62	2.320,00	301.417,85	59.177,85	98.582,15	157.760,00
69	301.417,85	743,50	1.576,50	2.320,00	299.841,35	59.921,35	100.158,65	160.080,00
70	299.841,35	739,61	1.580,39	2.320,00	298.260,95	60.660,95	101.739,05	162.400,00
71	298.260,95	735,71	1.584,29	2.320,00	296.676,67	61.396,67	103.323,33	164.720,00
72	296.676,67	731,80	1.588,20	2.320,00	295.088,47	62.128,47	104.911,53	167.040,00
73	295.088,47	727,88	1.592,12	2.320,00	293.496,35	62.856,35	106.503,65	169.360,00
74	293.496,35	723,96	1.596,04	2.320,00	291.900,31	63.580,31	108.099,69	171.680,00
75	291.900,31	720,02	1.599,98	2.320,00	290.300,33	64.300,33	109.699,67	174.000,00
76	290.300,33	716,07	1.603,93	2.320,00	288.696,41	65.016,41	111.303,59	176.320,00
77	288.696,41	712,12	1.607,88	2.320,00	287.088,52	65.728,52	112.911,48	178.640,00
78	287.088,52	708,15	1.611,85	2.320,00	285.476,67	66.436,67	114.523,33	180.960,00
79	285.476,67	704,18	1.615,82	2.320,00	283.860,85	67.140,85	116.139,15	183.280,00
80	283.860,85	700,19	1.619,81	2.320,00	282.241,04	67.841,04	117.758,96	185.600,00
81	282.241,04	696,19	1.623,81	2.320,00	280.617,24	68.537,24	119.382,76	187.920,00
82	280.617,24	692,19	1.627,81	2.320,00	278.989,42	69.229,42	121.010,58	190.240,00
83	278.989,42	688,17	1.631,83	2.320,00	277.357,60	69.917,60	122.642,40	192.560,00
84	277.357,60	684,15	1.635,85	2.320,00	275.721,75	70.601,75	124.278,25	194.880,00
85	275.721,75	680,11	1.639,89	2.320,00	274.081,86	71.281,86	125.918,14	197.200,00
86	274.081,86	676,07	1.643,93	2.320,00	272.437,93	71.957,93	127.562,07	199.520,00
87	272.437,93	672,01	1.647,99	2.320,00	270.789,94	72.629,94	129.210,06	201.840,00
88	270.789,94	667,95	1.652,05	2.320,00	269.137,89	73.297,89	130.862,11	204.160,00
89	269.137,89	663,87	1.656,13	2.320,00	267.481,76	73.961,76	132.518,24	206.480,00
90	267.481,76	659,79	1.660,21	2.320,00	265.821,55	74.621,55	134.178,45	208.800,00
91	265.821,55	655,69	1.664,31	2.320,00	264.157,25	75.277,25	135.842,75	211.120,00
92	264.157,25	651,59	1.668,41	2.320,00	262.488,83	75.928,83	137.511,17	213.440,00
93	262.488,83	647,47	1.672,53	2.320,00	260.816,31	76.576,31	139.183,69	215.760,00
94	260.816,31	643,35	1.676,65	2.320,00	259.139,65	77.219,65	140.860,35	218.080,00
95	259.139,65	639,21	1.680,79	2.320,00	257.458,86	77.858,86	142.541,14	220.400,00
96	257.458,86	635,07	1.684,93	2.320,00	255.773,93	78.493,93	144.226,07	222.720,00
97	255.773,93	630,91	1.689,09	2.320,00	254.084,84	79.124,84	145.915,16	225.040,00
98	254.084,84	626,74	1.693,26	2.320,00	252.391,58	79.751,58	147.608,42	227.360,00
99	252.391,58	622,57	1.697,43	2.320,00	250.694,15	80.374,15	149.305,85	229.680,00
100	250.694,15	618,38	1.701,62	2.320,00	248.992,53	80.992,53	151.007,47	232.000,00
101	248.992,53	614,18	1.705,82	2.320,00	247.286,71	81.606,71	152.713,29	234.320,00
102	247.286,71	609,97	1.710,03	2.320,00	245.576,68	82.216,68	154.423,32	236.640,00
103	245.576,68	605,76	1.714,24	2.320,00	243.862,44	82.822,44	156.137,56	238.960,00
104	243.862,44	601,53	1.718,47	2.320,00	242.143,96	83.423,96	157.856,04	241.280,00
105	242.143,96	597,29	1.722,71	2.320,00	240.421,25	84.021,25	159.578,75	243.600,00
106	240.421,25	593,04	1.726,96	2.320,00	238.694,29	84.614,29	161.305,71	245.920,00
107	238.694,29	588,78	1.731,22	2.320,00	236.963,07	85.203,07	163.036,93	248.240,00
108	236.963,07	584,51	1.735,49	2.320,00	235.227,58	85.787,58	164.772,42	250.560,00
109	235.227,58	580,23	1.739,77	2.320,00	233.487,81	86.367,81	166.512,19	252.880,00
110	233.487,81	575,94	1.744,06	2.320,00	231.743,75	86.943,75	168.256,25	255.200,00
111	231.743,75	571,63	1.748,37	2.320,00	229.995,38	87.515,38	170.004,62	257.520,00
112	229.995,38	567,32	1.752,68	2.320,00	228.242,70	88.082,70	171.757,30	259.840,00
113	228.242,70	563,00	1.757,00	2.320,00	226.485,70	88.645,70	173.514,30	262.160,00
114	226.485,70	558,66	1.761,34	2.320,00	224.724,37	89.204,37	175.275,63	264.480,00
115	224.724,37	554,32	1.765,68	2.320,00	222.958,69	89.758,69	177.041,31	266.800,00
116	222.958,69	549,96	1.770,04	2.320,00	221.188,65	90.308,65	178.811,35	269.120,00
117	221.188,65	545,60	1.774,40	2.320,00	219.414,25	90.854,25	180.585,75	271.440,00
118	219.414,25	541,22	1.778,78	2.320,00	217.635,47	91.395,47	182.364,53	273.760,00
119	217.635,47	536,83	1.783,17	2.320,00	215.852,30	91.932,30	184.147,70	276.080,00
120	215.852,30	532,44	1.787,56	2.320,00	214.064,74	92.464,74	185.935,26	278.400,00
121	214.064,74	528,03	1.791,97	2.320,00	212.272,77	92.992,77	187.727,23	280.720,00
122	212.272,77	523,61	1.796,39	2.320,00	210.476,37	93.516,37	189.523,63	283.040,00
123	210.476,37	519,18	1.800,82	2.320,00	208.675,55	94.035,55	191.324,45	285.360,00
124	208.675,55	514,73	1.805,27	2.320,00	206.870,28	94.550,28	193.129,72	287.680,00
125	206.870,28	510,28	1.809,72	2.320,00	205.060,56	95.060,56	194.939,44	290.000,00
126	205.060,56	505,82	1.814,18	2.320,00	203.246,38	95.566,38	196.753,62	292.320,00
127	203.246,38	501,34	1.818,66	2.320,00	201.427,72	96.067,72	198.572,28	294.640,00
128	201.427,72	496,86	1.823,14	2.320,00	199.604,57	96.564,57	200.395,43	296.960,00
129	199.604,57	492,36	1.827,64	2.320,00	197.776,93	97.056,93	202.223,07	299.280,00
130	197.776,93	487,85	1.832,15	2.320,00	195.944,78	97.544,78	204.055,22	301.600,00
131	195.944,78	483,33	1.836,67	2.320,00	194.108,11	98.028,11	205.891,89	303.920,00
132	194.108,11	478,80	1.841,20	2.320,00	192.266,91	98.506,91	207.733,09	306.240,00
133	192.266,91	474,26	1.845,74	2.320,00	190.421,17	98.981,17	209.578,83	308.560,00
134	190.421,17	469,71	1.850,29	2.320,00	188.570,88	99.450,88	211.429,12	310.880,00
135	188.570,88	465,14	1.854,86	2.320,00	186.716,02	99.916,02	213.283,98	313.200,00
136	186.716,02	460,57	1.859,43	2.320,00	184.856,58	100.376,58	215.143,42	315.520,00
137	184.856,58	455,98	1.864,02	2.320,00	182.992,56	100.832,56	217.007,44	317.840,00
138	182.992,56	451,38	1.868,62	2.320,00	181.123,94	101.283,94	218.876,06	320.160,00
139	181.123,94	446,77	1.873,23	2.320,00	179.250,72	101.730,72	220.749,28	322.480,00
140	179.250,72	442,15	1.877,85	2.320,00	177.372,87	102.172,87	222.627,13	324.800,00
141	177.372,87	437,52	1.882,48	2.320,00	175.490,39	102.610,39	224.509,61	327.120,00
142	175.490,39	432,88	1.887,12	2.320,00	173.603,26	103.043,26	226.396,74	329.440,00
143	173.603,26	428,22	1.891,78	2.320,00	171.711,49	103.471,49	228.288,51	331.760,00
144	171.711,49	423,55	1.896,45	2.320,00	169.815,04	103.895,04	230.184,96	334.080,00
145	169.815,04	418,88	1.901,12	2.320,00	167.913,92	104.313,92	232.086,08	336.400,00
146	167.913,92	414,19	1.905,81	2.320,00	166.008,11	104.728,11	233.991,89	338.720,00
147	166.008,11	409,49	1.910,51	2.320,00	164.097,59	105.137,59	235.902,41	341.040,00
148	164.097,59	404,77	1.915,23	2.320,00	162.182,37	105.542,37	237.817,63	343.360,00
149	162.182,37	400,05	1.919,95	2.320,00	160.262,42	105.942,42	239.737,58	345.680,00
150	160.262,42	395,31	1.924,69	2.320,00	158.337,73	106.337,73	241.662,27	348.000,00
151	158.337,73	390,57	1.929,43	2.320,00	156.408,30	106.728,30	243.591,70	350.320,00
152	156.408,30	385,81	1.934,19	2.320,00	154.474,10	107.114,10	245.525,90	352.640,00
153	154.474,10	381,04	1.938,96	2.320,00	152.535,14	107.495,14	247.464,86	354.960,00
154	152.535,14	376,25	1.943,75	2.320,00	150.591,39	107.871,39	249.408,61	357.280,00
155	150.591,39	371,46	1.948,54	2.320,00	148.642,85	108.242,85	251.357,15	359.600,00
156	148.642,85	366,65	1.953,35	2.320,00	146.689,50	108.609,50	253.310,50	361.920,00
157	146.689,50	361,83	1.958,17	2.320,00	144.731,34	108.971,34	255.268,66	364.240,00
158	144.731,34	357,00	1.963,00	2.320,00	142.768,34	109.328,34	257.231,66	366.560,00
159	142.768,34	352,16	1.967,84	2.320,00	140.800,50	109.680,50	259.199,50	368.880,00
160	140.800,50	347,31	1.972,69	2.320,00	138.827,81	110.027,81	261.172,19	371.200,00
161	138.827,81	342,44	1.977,56	2.320,00	136.850,25	110.370,25	263.149,75	373.520,00
162	136.850,25	337,56	1.982,44	2.320,00	134.867,82	110.707,82	265.132,18	375.840,00
163	134.867,82	332,67	1.987,33	2.320,00	132.880,49	111.040,49	267.119,51	378.160,00
164	132.880,49	327,77	1.992,23	2.320,00	130.888,26	111.368,26	269.111,74	380.480,00
165	130.888,26	322,86	1.997,14	2.320,00	128.891,12	111.691,12	271.108,88	382.800,00
166	128.891,12	317,93	2.002,07	2.320,00	126.889,05	112.009,05	273.110,95	385.120,00
167	126.889,05	312,99	2.007,01	2.320,00	124.882,05	112.322,05	275.117,95	387.440,00
168	124.882,05	308,04	2.011,96	2.320,00	122.870,09	112.630,09	277.129,91	389.760,00
169	122.870,09	303,08	2.016,92	2.320,00	120.853,17	112.933,17	279.146,83	392.080,00
170	120.853,17	298,10	2.021,90	2.320,00	118.831,27	113.231,27	281.168,73	394.400,00
171	118.831,27	293,12	2.026,88	2.320,00	116.804,39	113.524,39	283.195,61	396.720,00
172	116.804,39	288,12	2.031,88	2.320,00	114.772,51	113.812,51	285.227,49	399.040,00
173	114.772,51	283,11	2.036,89	2.320,00	112.735,61	114.095,61	287.264,39	401.360,00
174	112.735,61	278,08	2.041,92	2.320,00	110.693,69	114.373,69	289.306,31	403.680,00
175	110.693,69	273,04	2.046,96	2.320,00	108.646,74	114.646,74	291.353,26	406.000,00
176	108.646,74	268,00	2.052,00	2.320,00	106.594,73	114.914,73	293.405,27	408.320,00
177	106.594,73	262,93	2.057,07	2.320,00	104.537,67	115.177,67	295.462,33	410.640,00
178	104.537,67	257,86	2.062,14	2.320,00	102.475,53	115.435,53	297.524,47	412.960,00
179	102.475,53	252,77	2.067,23	2.320,00	100.408,30	115.688,30	299.591,70	415.280,00
180	100.408,30	247,67	2.072,33	2.320,00	98.335,97	115.935,97	301.664,03	417.600,00
181	98.335,97	242,56	2.077,44	2.320,00	96.258,54	116.178,54	303.741,46	419.920,00
182	96.258,54	237,44	2.082,56	2.320,00	94.175,97	116.415,97	305.824,03	422.240,00
183	94.175,97	232,30	2.087,70	2.320,00	92.088,27	116.648,27	307.911,73	424.560,00
184	92.088,27	227,15	2.092,85	2.320,00	89.995,42	116.875,42	310.004,58	426.880,00
185	89.995,42	221,99	2.098,01	2.320,00	87.897,41	117.097,41	312.102,59	429.200,00
186	87.897,41	216,81	2.103,19	2.320,00	85.794,23	117.314,23	314.205,77	431.520,00
187	85.794,23	211,63	2.108,37	2.320,00	83.685,85	117.525,85	316.314,15	433.840,00
188	83.685,85	206,43	2.113,57	2.320,00	81.572,28	117.732,28	318.427,72	436.160,00
189	81.572,28	201,21	2.118,79	2.320,00	79.453,49	117.933,49	320.546,51	438.480,00
190	79.453,49	195,99	2.124,01	2.320,00	77.329,47	118.129,47	322.670,53	440.800,00
191	77.329,47	190,75	2.129,25	2.320,00	75.200,22	118.320,22	324.799,78	443.120,00
192	75.200,22	185,49	2.134,51	2.320,00	73.065,71	118.505,71	326.934,29	445.440,00
193	73.065,71	180,23	2.139,77	2.320,00	70.925,94	118.685,94	329.074,06	447.760,00
194	70.925,94	174,95	2.145,05	2.320,00	68.780,89	118.860,89	331.219,11	450.080,00
195	68.780,89	169,66	2.150,34	2.320,00	66.630,55	119.030,55	333.369,45	452.400,00
196	66.630,55	164,36	2.155,64	2.320,00	64.474,91	119.194,91	335.525,09	454.720,00
197	64.474,91	159,04	2.160,96	2.320,00	62.313,95	119.353,95	337.686,05	457.040,00
198	62.313,95	153,71	2.166,29	2.320,00	60.147,66	119.507,66	339.852,34	459.360,00
199	60.147,66	148,36	2.171,64	2.320,00	57.976,02	119.656,02	342.023,98	461.680,00
200	57.976,02	143,01	2.176,99	2.320,00	55.799,03	119.799,03	344.200,97	464.000,00
201	55.799,03	137,64	2.182,36	2.320,00	53.616,66	119.936,66	346.383,34	466.320,00
202	53.616,66	132,25	2.187,75	2.320,00	51.428,92	120.068,92	348.571,08	468.640,00
203	51.428,92	126,86	2.193,14	2.320,00	49.235,78	120.195,78	350.764,22	470.960,00
204	49.235,78	121,45	2.198,55	2.320,00	47.037,23	120.317,23	352.962,77	473.280,00
205	47.037,23	116,03	2.203,97	2.320,00	44.833,25	120.433,25	355.166,75	475.600,00
206	44.833,25	110,59	2.209,41	2.320,00	42.623,84	120.543,84	357.376,16	477.920,00
207	42.623,84	105,14	2.214,86	2.320,00	40.408,98	120.648,98	359.591,02	480.240,00
208	40.408,98	99,68	2.220,32	2.320,00	38.188,65	120.748,65	361.811,35	482.560,00
209	38.188,65	94,20	2.225,80	2.320,00	35.962,85	120.842,85	364.037,15	484.880,00
210	35.962,85	88,71	2.231,29	2.320,00	33.731,56	120.931,56	366.268,44	487.200,00
211	33.731,56	83,20	2.236,80	2.320,00	31.494,76	121.014,76	368.505,24	489.520,00
212	31.494,76	77,69	2.242,31	2.320,00	29.252,45	121.092,45	370.747,55	491.840,00
213	29.252,45	72,16	2.247,84	2.320,00	27.004,61	121.164,61	372.995,39	494.160,00
214	27.004,61	66,61	2.253,39	2.320,00	24.751,22	121.231,22	375.248,78	496.480,00
215	24.751,22	61,05	2.258,95	2.320,00	22.492,27	121.292,27	377.507,73	498.800,00
216	22.492,27	55,48	2.264,52	2.320,00	20.227,75	121.347,75	379.772,25	501.120,00
217	20.227,75	49,90	2.270,10	2.320,00	17.957,65	121.397,65	382.042,35	503.440,00
218	17.957,65	44,30	2.275,70	2.320,00	15.681,94	121.441,94	384.318,06	505.760,00
219	15.681,94	38,68	2.281,32	2.320,00	13.400,63	121.480,63	386.599,37	508.080,00
220	13.400,63	33,05	2.286,95	2.320,00	11.113,68	121.513,68	388.886,32	510.400,00
221	11.113,68	27,41	2.292,59	2.320,00	8.821,09	121.541,09	391.178,91	512.720,00
222	8.821,09	21,76	2.298,24	2.320,00	6.522,85	121.562,85	393.477,15	515.040,00
223	6.522,85	16,09	2.303,91	2.320,00	4.218,94	121.578,94	395.781,06	517.360,00
224	4.218,94	10,41	2.309,59	2.320,00	1.909,35	121.589,35	398.090,65	519.680,00
225	1.909,35	4,71	1.909,35	1.909,35	1.909,35	121.594,06	400.000,00	521.594,06

DTW Baufinanzierung

3.89/5,00

121.594,06€
Zinsanteil

2.320,00€
Monatsrate

2,96%
Sollzins p.a.

3,00%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 200.000,00 €;Kreditrate: 736,67 €;Gesamtbetrag: 132.600,00 €;Anzahl Kreditraten: 180;Laufzeit: 394 Monate;Effektiver Jahreszins: 2,45 %;Gebundener Sollzins: 2,42 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	986,67	1.333,33	2.320,00	398.666,67	986,67	1.333,33	2.320,00
2	398.666,67	983,38	1.336,62	2.320,00	397.330,04	1.970,04	2.669,96	4.640,00
3	397.330,04	980,08	1.339,92	2.320,00	395.990,13	2.950,13	4.009,87	6.960,00
4	395.990,13	976,78	1.343,22	2.320,00	394.646,90	3.926,90	5.353,10	9.280,00
5	394.646,90	973,46	1.346,54	2.320,00	393.300,36	4.900,36	6.699,64	11.600,00
6	393.300,36	970,14	1.349,86	2.320,00	391.950,50	5.870,50	8.049,50	13.920,00
7	391.950,50	966,81	1.353,19	2.320,00	390.597,32	6.837,32	9.402,68	16.240,00
8	390.597,32	963,47	1.356,53	2.320,00	389.240,79	7.800,79	10.759,21	18.560,00
9	389.240,79	960,13	1.359,87	2.320,00	387.880,92	8.760,92	12.119,08	20.880,00
10	387.880,92	956,77	1.363,23	2.320,00	386.517,69	9.717,69	13.482,31	23.200,00
11	386.517,69	953,41	1.366,59	2.320,00	385.151,10	10.671,10	14.848,90	25.520,00
12	385.151,10	950,04	1.369,96	2.320,00	383.781,14	11.621,14	16.218,86	27.840,00
13	383.781,14	946,66	1.373,34	2.320,00	382.407,80	12.567,80	17.592,20	30.160,00
14	382.407,80	943,27	1.376,73	2.320,00	381.031,07	13.511,07	18.968,93	32.480,00
15	381.031,07	939,88	1.380,12	2.320,00	379.650,95	14.450,95	20.349,05	34.800,00
16	379.650,95	936,47	1.383,53	2.320,00	378.267,42	15.387,42	21.732,58	37.120,00
17	378.267,42	933,06	1.386,94	2.320,00	376.880,48	16.320,48	23.119,52	39.440,00
18	376.880,48	929,64	1.390,36	2.320,00	375.490,12	17.250,12	24.509,88	41.760,00
19	375.490,12	926,21	1.393,79	2.320,00	374.096,33	18.176,33	25.903,67	44.080,00
20	374.096,33	922,77	1.397,23	2.320,00	372.699,10	19.099,10	27.300,90	46.400,00
21	372.699,10	919,32	1.400,68	2.320,00	371.298,42	20.018,42	28.701,58	48.720,00
22	371.298,42	915,87	1.404,13	2.320,00	369.894,29	20.934,29	30.105,71	51.040,00
23	369.894,29	912,41	1.407,59	2.320,00	368.486,70	21.846,70	31.513,30	53.360,00
24	368.486,70	908,93	1.411,07	2.320,00	367.075,63	22.755,63	32.924,37	55.680,00
25	367.075,63	905,45	1.414,55	2.320,00	365.661,09	23.661,09	34.338,91	58.000,00
26	365.661,09	901,96	1.418,04	2.320,00	364.243,05	24.563,05	35.756,95	60.320,00
27	364.243,05	898,47	1.421,53	2.320,00	362.821,52	25.461,52	37.178,48	62.640,00
28	362.821,52	894,96	1.425,04	2.320,00	361.396,48	26.356,48	38.603,52	64.960,00
29	361.396,48	891,44	1.428,56	2.320,00	359.967,92	27.247,92	40.032,08	67.280,00
30	359.967,92	887,92	1.432,08	2.320,00	358.535,84	28.135,84	41.464,16	69.600,00
31	358.535,84	884,39	1.435,61	2.320,00	357.100,23	29.020,23	42.899,77	71.920,00
32	357.100,23	880,85	1.439,15	2.320,00	355.661,08	29.901,08	44.338,92	74.240,00
33	355.661,08	877,30	1.442,70	2.320,00	354.218,37	30.778,37	45.781,63	76.560,00
34	354.218,37	873,74	1.446,26	2.320,00	352.772,11	31.652,11	47.227,89	78.880,00
35	352.772,11	870,17	1.449,83	2.320,00	351.322,28	32.522,28	48.677,72	81.200,00
36	351.322,28	866,59	1.453,41	2.320,00	349.868,88	33.388,88	50.131,12	83.520,00
37	349.868,88	863,01	1.456,99	2.320,00	348.411,89	34.251,89	51.588,11	85.840,00
38	348.411,89	859,42	1.460,58	2.320,00	346.951,30	35.111,30	53.048,70	88.160,00
39	346.951,30	855,81	1.464,19	2.320,00	345.487,12	35.967,12	54.512,88	90.480,00
40	345.487,12	852,20	1.467,80	2.320,00	344.019,32	36.819,32	55.980,68	92.800,00
41	344.019,32	848,58	1.471,42	2.320,00	342.547,90	37.667,90	57.452,10	95.120,00
42	342.547,90	844,95	1.475,05	2.320,00	341.072,85	38.512,85	58.927,15	97.440,00
43	341.072,85	841,31	1.478,69	2.320,00	339.594,16	39.354,16	60.405,84	99.760,00
44	339.594,16	837,67	1.482,33	2.320,00	338.111,83	40.191,83	61.888,17	102.080,00
45	338.111,83	834,01	1.485,99	2.320,00	336.625,84	41.025,84	63.374,16	104.400,00
46	336.625,84	830,34	1.489,66	2.320,00	335.136,18	41.856,18	64.863,82	106.720,00
47	335.136,18	826,67	1.493,33	2.320,00	333.642,85	42.682,85	66.357,15	109.040,00
48	333.642,85	822,99	1.497,01	2.320,00	332.145,84	43.505,84	67.854,16	111.360,00
49	332.145,84	819,29	1.500,71	2.320,00	330.645,13	44.325,13	69.354,87	113.680,00
50	330.645,13	815,59	1.504,41	2.320,00	329.140,72	45.140,72	70.859,28	116.000,00
51	329.140,72	811,88	1.508,12	2.320,00	327.632,60	45.952,60	72.367,40	118.320,00
52	327.632,60	808,16	1.511,84	2.320,00	326.120,76	46.760,76	73.879,24	120.640,00
53	326.120,76	804,43	1.515,57	2.320,00	324.605,19	47.565,19	75.394,81	122.960,00
54	324.605,19	800,69	1.519,31	2.320,00	323.085,89	48.365,89	76.914,11	125.280,00
55	323.085,89	796,95	1.523,05	2.320,00	321.562,83	49.162,83	78.437,17	127.600,00
56	321.562,83	793,19	1.526,81	2.320,00	320.036,02	49.956,02	79.963,98	129.920,00
57	320.036,02	789,42	1.530,58	2.320,00	318.505,44	50.745,44	81.494,56	132.240,00
58	318.505,44	785,65	1.534,35	2.320,00	316.971,09	51.531,09	83.028,91	134.560,00
59	316.971,09	781,86	1.538,14	2.320,00	315.432,95	52.312,95	84.567,05	136.880,00
60	315.432,95	778,07	1.541,93	2.320,00	313.891,02	53.091,02	86.108,98	139.200,00
61	313.891,02	774,26	1.545,74	2.320,00	312.345,28	53.865,28	87.654,72	141.520,00
62	312.345,28	770,45	1.549,55	2.320,00	310.795,74	54.635,74	89.204,26	143.840,00
63	310.795,74	766,63	1.553,37	2.320,00	309.242,37	55.402,37	90.757,63	146.160,00
64	309.242,37	762,80	1.557,20	2.320,00	307.685,16	56.165,16	92.314,84	148.480,00
65	307.685,16	758,96	1.561,04	2.320,00	306.124,12	56.924,12	93.875,88	150.800,00
66	306.124,12	755,11	1.564,89	2.320,00	304.559,23	57.679,23	95.440,77	153.120,00
67	304.559,23	751,25	1.568,75	2.320,00	302.990,47	58.430,47	97.009,53	155.440,00
68	302.990,47	747,38	1.572,62	2.320,00	301.417,85	59.177,85	98.582,15	157.760,00
69	301.417,85	743,50	1.576,50	2.320,00	299.841,35	59.921,35	100.158,65	160.080,00
70	299.841,35	739,61	1.580,39	2.320,00	298.260,95	60.660,95	101.739,05	162.400,00
71	298.260,95	735,71	1.584,29	2.320,00	296.676,67	61.396,67	103.323,33	164.720,00
72	296.676,67	731,80	1.588,20	2.320,00	295.088,47	62.128,47	104.911,53	167.040,00
73	295.088,47	727,88	1.592,12	2.320,00	293.496,35	62.856,35	106.503,65	169.360,00
74	293.496,35	723,96	1.596,04	2.320,00	291.900,31	63.580,31	108.099,69	171.680,00
75	291.900,31	720,02	1.599,98	2.320,00	290.300,33	64.300,33	109.699,67	174.000,00
76	290.300,33	716,07	1.603,93	2.320,00	288.696,41	65.016,41	111.303,59	176.320,00
77	288.696,41	712,12	1.607,88	2.320,00	287.088,52	65.728,52	112.911,48	178.640,00
78	287.088,52	708,15	1.611,85	2.320,00	285.476,67	66.436,67	114.523,33	180.960,00
79	285.476,67	704,18	1.615,82	2.320,00	283.860,85	67.140,85	116.139,15	183.280,00
80	283.860,85	700,19	1.619,81	2.320,00	282.241,04	67.841,04	117.758,96	185.600,00
81	282.241,04	696,19	1.623,81	2.320,00	280.617,24	68.537,24	119.382,76	187.920,00
82	280.617,24	692,19	1.627,81	2.320,00	278.989,42	69.229,42	121.010,58	190.240,00
83	278.989,42	688,17	1.631,83	2.320,00	277.357,60	69.917,60	122.642,40	192.560,00
84	277.357,60	684,15	1.635,85	2.320,00	275.721,75	70.601,75	124.278,25	194.880,00
85	275.721,75	680,11	1.639,89	2.320,00	274.081,86	71.281,86	125.918,14	197.200,00
86	274.081,86	676,07	1.643,93	2.320,00	272.437,93	71.957,93	127.562,07	199.520,00
87	272.437,93	672,01	1.647,99	2.320,00	270.789,94	72.629,94	129.210,06	201.840,00
88	270.789,94	667,95	1.652,05	2.320,00	269.137,89	73.297,89	130.862,11	204.160,00
89	269.137,89	663,87	1.656,13	2.320,00	267.481,76	73.961,76	132.518,24	206.480,00
90	267.481,76	659,79	1.660,21	2.320,00	265.821,55	74.621,55	134.178,45	208.800,00
91	265.821,55	655,69	1.664,31	2.320,00	264.157,25	75.277,25	135.842,75	211.120,00
92	264.157,25	651,59	1.668,41	2.320,00	262.488,83	75.928,83	137.511,17	213.440,00
93	262.488,83	647,47	1.672,53	2.320,00	260.816,31	76.576,31	139.183,69	215.760,00
94	260.816,31	643,35	1.676,65	2.320,00	259.139,65	77.219,65	140.860,35	218.080,00
95	259.139,65	639,21	1.680,79	2.320,00	257.458,86	77.858,86	142.541,14	220.400,00
96	257.458,86	635,07	1.684,93	2.320,00	255.773,93	78.493,93	144.226,07	222.720,00
97	255.773,93	630,91	1.689,09	2.320,00	254.084,84	79.124,84	145.915,16	225.040,00
98	254.084,84	626,74	1.693,26	2.320,00	252.391,58	79.751,58	147.608,42	227.360,00
99	252.391,58	622,57	1.697,43	2.320,00	250.694,15	80.374,15	149.305,85	229.680,00
100	250.694,15	618,38	1.701,62	2.320,00	248.992,53	80.992,53	151.007,47	232.000,00
101	248.992,53	614,18	1.705,82	2.320,00	247.286,71	81.606,71	152.713,29	234.320,00
102	247.286,71	609,97	1.710,03	2.320,00	245.576,68	82.216,68	154.423,32	236.640,00
103	245.576,68	605,76	1.714,24	2.320,00	243.862,44	82.822,44	156.137,56	238.960,00
104	243.862,44	601,53	1.718,47	2.320,00	242.143,96	83.423,96	157.856,04	241.280,00
105	242.143,96	597,29	1.722,71	2.320,00	240.421,25	84.021,25	159.578,75	243.600,00
106	240.421,25	593,04	1.726,96	2.320,00	238.694,29	84.614,29	161.305,71	245.920,00
107	238.694,29	588,78	1.731,22	2.320,00	236.963,07	85.203,07	163.036,93	248.240,00
108	236.963,07	584,51	1.735,49	2.320,00	235.227,58	85.787,58	164.772,42	250.560,00
109	235.227,58	580,23	1.739,77	2.320,00	233.487,81	86.367,81	166.512,19	252.880,00
110	233.487,81	575,94	1.744,06	2.320,00	231.743,75	86.943,75	168.256,25	255.200,00
111	231.743,75	571,63	1.748,37	2.320,00	229.995,38	87.515,38	170.004,62	257.520,00
112	229.995,38	567,32	1.752,68	2.320,00	228.242,70	88.082,70	171.757,30	259.840,00
113	228.242,70	563,00	1.757,00	2.320,00	226.485,70	88.645,70	173.514,30	262.160,00
114	226.485,70	558,66	1.761,34	2.320,00	224.724,37	89.204,37	175.275,63	264.480,00
115	224.724,37	554,32	1.765,68	2.320,00	222.958,69	89.758,69	177.041,31	266.800,00
116	222.958,69	549,96	1.770,04	2.320,00	221.188,65	90.308,65	178.811,35	269.120,00
117	221.188,65	545,60	1.774,40	2.320,00	219.414,25	90.854,25	180.585,75	271.440,00
118	219.414,25	541,22	1.778,78	2.320,00	217.635,47	91.395,47	182.364,53	273.760,00
119	217.635,47	536,83	1.783,17	2.320,00	215.852,30	91.932,30	184.147,70	276.080,00
120	215.852,30	532,44	1.787,56	2.320,00	214.064,74	92.464,74	185.935,26	278.400,00
121	214.064,74	528,03	1.791,97	2.320,00	212.272,77	92.992,77	187.727,23	280.720,00
122	212.272,77	523,61	1.796,39	2.320,00	210.476,37	93.516,37	189.523,63	283.040,00
123	210.476,37	519,18	1.800,82	2.320,00	208.675,55	94.035,55	191.324,45	285.360,00
124	208.675,55	514,73	1.805,27	2.320,00	206.870,28	94.550,28	193.129,72	287.680,00
125	206.870,28	510,28	1.809,72	2.320,00	205.060,56	95.060,56	194.939,44	290.000,00
126	205.060,56	505,82	1.814,18	2.320,00	203.246,38	95.566,38	196.753,62	292.320,00
127	203.246,38	501,34	1.818,66	2.320,00	201.427,72	96.067,72	198.572,28	294.640,00
128	201.427,72	496,86	1.823,14	2.320,00	199.604,57	96.564,57	200.395,43	296.960,00
129	199.604,57	492,36	1.827,64	2.320,00	197.776,93	97.056,93	202.223,07	299.280,00
130	197.776,93	487,85	1.832,15	2.320,00	195.944,78	97.544,78	204.055,22	301.600,00
131	195.944,78	483,33	1.836,67	2.320,00	194.108,11	98.028,11	205.891,89	303.920,00
132	194.108,11	478,80	1.841,20	2.320,00	192.266,91	98.506,91	207.733,09	306.240,00
133	192.266,91	474,26	1.845,74	2.320,00	190.421,17	98.981,17	209.578,83	308.560,00
134	190.421,17	469,71	1.850,29	2.320,00	188.570,88	99.450,88	211.429,12	310.880,00
135	188.570,88	465,14	1.854,86	2.320,00	186.716,02	99.916,02	213.283,98	313.200,00
136	186.716,02	460,57	1.859,43	2.320,00	184.856,58	100.376,58	215.143,42	315.520,00
137	184.856,58	455,98	1.864,02	2.320,00	182.992,56	100.832,56	217.007,44	317.840,00
138	182.992,56	451,38	1.868,62	2.320,00	181.123,94	101.283,94	218.876,06	320.160,00
139	181.123,94	446,77	1.873,23	2.320,00	179.250,72	101.730,72	220.749,28	322.480,00
140	179.250,72	442,15	1.877,85	2.320,00	177.372,87	102.172,87	222.627,13	324.800,00
141	177.372,87	437,52	1.882,48	2.320,00	175.490,39	102.610,39	224.509,61	327.120,00
142	175.490,39	432,88	1.887,12	2.320,00	173.603,26	103.043,26	226.396,74	329.440,00
143	173.603,26	428,22	1.891,78	2.320,00	171.711,49	103.471,49	228.288,51	331.760,00
144	171.711,49	423,55	1.896,45	2.320,00	169.815,04	103.895,04	230.184,96	334.080,00
145	169.815,04	418,88	1.901,12	2.320,00	167.913,92	104.313,92	232.086,08	336.400,00
146	167.913,92	414,19	1.905,81	2.320,00	166.008,11	104.728,11	233.991,89	338.720,00
147	166.008,11	409,49	1.910,51	2.320,00	164.097,59	105.137,59	235.902,41	341.040,00
148	164.097,59	404,77	1.915,23	2.320,00	162.182,37	105.542,37	237.817,63	343.360,00
149	162.182,37	400,05	1.919,95	2.320,00	160.262,42	105.942,42	239.737,58	345.680,00
150	160.262,42	395,31	1.924,69	2.320,00	158.337,73	106.337,73	241.662,27	348.000,00
151	158.337,73	390,57	1.929,43	2.320,00	156.408,30	106.728,30	243.591,70	350.320,00
152	156.408,30	385,81	1.934,19	2.320,00	154.474,10	107.114,10	245.525,90	352.640,00
153	154.474,10	381,04	1.938,96	2.320,00	152.535,14	107.495,14	247.464,86	354.960,00
154	152.535,14	376,25	1.943,75	2.320,00	150.591,39	107.871,39	249.408,61	357.280,00
155	150.591,39	371,46	1.948,54	2.320,00	148.642,85	108.242,85	251.357,15	359.600,00
156	148.642,85	366,65	1.953,35	2.320,00	146.689,50	108.609,50	253.310,50	361.920,00
157	146.689,50	361,83	1.958,17	2.320,00	144.731,34	108.971,34	255.268,66	364.240,00
158	144.731,34	357,00	1.963,00	2.320,00	142.768,34	109.328,34	257.231,66	366.560,00
159	142.768,34	352,16	1.967,84	2.320,00	140.800,50	109.680,50	259.199,50	368.880,00
160	140.800,50	347,31	1.972,69	2.320,00	138.827,81	110.027,81	261.172,19	371.200,00
161	138.827,81	342,44	1.977,56	2.320,00	136.850,25	110.370,25	263.149,75	373.520,00
162	136.850,25	337,56	1.982,44	2.320,00	134.867,82	110.707,82	265.132,18	375.840,00
163	134.867,82	332,67	1.987,33	2.320,00	132.880,49	111.040,49	267.119,51	378.160,00
164	132.880,49	327,77	1.992,23	2.320,00	130.888,26	111.368,26	269.111,74	380.480,00
165	130.888,26	322,86	1.997,14	2.320,00	128.891,12	111.691,12	271.108,88	382.800,00
166	128.891,12	317,93	2.002,07	2.320,00	126.889,05	112.009,05	273.110,95	385.120,00
167	126.889,05	312,99	2.007,01	2.320,00	124.882,05	112.322,05	275.117,95	387.440,00
168	124.882,05	308,04	2.011,96	2.320,00	122.870,09	112.630,09	277.129,91	389.760,00
169	122.870,09	303,08	2.016,92	2.320,00	120.853,17	112.933,17	279.146,83	392.080,00
170	120.853,17	298,10	2.021,90	2.320,00	118.831,27	113.231,27	281.168,73	394.400,00
171	118.831,27	293,12	2.026,88	2.320,00	116.804,39	113.524,39	283.195,61	396.720,00
172	116.804,39	288,12	2.031,88	2.320,00	114.772,51	113.812,51	285.227,49	399.040,00
173	114.772,51	283,11	2.036,89	2.320,00	112.735,61	114.095,61	287.264,39	401.360,00
174	112.735,61	278,08	2.041,92	2.320,00	110.693,69	114.373,69	289.306,31	403.680,00
175	110.693,69	273,04	2.046,96	2.320,00	108.646,74	114.646,74	291.353,26	406.000,00
176	108.646,74	268,00	2.052,00	2.320,00	106.594,73	114.914,73	293.405,27	408.320,00
177	106.594,73	262,93	2.057,07	2.320,00	104.537,67	115.177,67	295.462,33	410.640,00
178	104.537,67	257,86	2.062,14	2.320,00	102.475,53	115.435,53	297.524,47	412.960,00
179	102.475,53	252,77	2.067,23	2.320,00	100.408,30	115.688,30	299.591,70	415.280,00
180	100.408,30	247,67	2.072,33	2.320,00	98.335,97	115.935,97	301.664,03	417.600,00
181	98.335,97	242,56	2.077,44	2.320,00	96.258,54	116.178,54	303.741,46	419.920,00
182	96.258,54	237,44	2.082,56	2.320,00	94.175,97	116.415,97	305.824,03	422.240,00
183	94.175,97	232,30	2.087,70	2.320,00	92.088,27	116.648,27	307.911,73	424.560,00
184	92.088,27	227,15	2.092,85	2.320,00	89.995,42	116.875,42	310.004,58	426.880,00
185	89.995,42	221,99	2.098,01	2.320,00	87.897,41	117.097,41	312.102,59	429.200,00
186	87.897,41	216,81	2.103,19	2.320,00	85.794,23	117.314,23	314.205,77	431.520,00
187	85.794,23	211,63	2.108,37	2.320,00	83.685,85	117.525,85	316.314,15	433.840,00
188	83.685,85	206,43	2.113,57	2.320,00	81.572,28	117.732,28	318.427,72	436.160,00
189	81.572,28	201,21	2.118,79	2.320,00	79.453,49	117.933,49	320.546,51	438.480,00
190	79.453,49	195,99	2.124,01	2.320,00	77.329,47	118.129,47	322.670,53	440.800,00
191	77.329,47	190,75	2.129,25	2.320,00	75.200,22	118.320,22	324.799,78	443.120,00
192	75.200,22	185,49	2.134,51	2.320,00	73.065,71	118.505,71	326.934,29	445.440,00
193	73.065,71	180,23	2.139,77	2.320,00	70.925,94	118.685,94	329.074,06	447.760,00
194	70.925,94	174,95	2.145,05	2.320,00	68.780,89	118.860,89	331.219,11	450.080,00
195	68.780,89	169,66	2.150,34	2.320,00	66.630,55	119.030,55	333.369,45	452.400,00
196	66.630,55	164,36	2.155,64	2.320,00	64.474,91	119.194,91	335.525,09	454.720,00
197	64.474,91	159,04	2.160,96	2.320,00	62.313,95	119.353,95	337.686,05	457.040,00
198	62.313,95	153,71	2.166,29	2.320,00	60.147,66	119.507,66	339.852,34	459.360,00
199	60.147,66	148,36	2.171,64	2.320,00	57.976,02	119.656,02	342.023,98	461.680,00
200	57.976,02	143,01	2.176,99	2.320,00	55.799,03	119.799,03	344.200,97	464.000,00
201	55.799,03	137,64	2.182,36	2.320,00	53.616,66	119.936,66	346.383,34	466.320,00
202	53.616,66	132,25	2.187,75	2.320,00	51.428,92	120.068,92	348.571,08	468.640,00
203	51.428,92	126,86	2.193,14	2.320,00	49.235,78	120.195,78	350.764,22	470.960,00
204	49.235,78	121,45	2.198,55	2.320,00	47.037,23	120.317,23	352.962,77	473.280,00
205	47.037,23	116,03	2.203,97	2.320,00	44.833,25	120.433,25	355.166,75	475.600,00
206	44.833,25	110,59	2.209,41	2.320,00	42.623,84	120.543,84	357.376,16	477.920,00
207	42.623,84	105,14	2.214,86	2.320,00	40.408,98	120.648,98	359.591,02	480.240,00
208	40.408,98	99,68	2.220,32	2.320,00	38.188,65	120.748,65	361.811,35	482.560,00
209	38.188,65	94,20	2.225,80	2.320,00	35.962,85	120.842,85	364.037,15	484.880,00
210	35.962,85	88,71	2.231,29	2.320,00	33.731,56	120.931,56	366.268,44	487.200,00
211	33.731,56	83,20	2.236,80	2.320,00	31.494,76	121.014,76	368.505,24	489.520,00
212	31.494,76	77,69	2.242,31	2.320,00	29.252,45	121.092,45	370.747,55	491.840,00
213	29.252,45	72,16	2.247,84	2.320,00	27.004,61	121.164,61	372.995,39	494.160,00
214	27.004,61	66,61	2.253,39	2.320,00	24.751,22	121.231,22	375.248,78	496.480,00
215	24.751,22	61,05	2.258,95	2.320,00	22.492,27	121.292,27	377.507,73	498.800,00
216	22.492,27	55,48	2.264,52	2.320,00	20.227,75	121.347,75	379.772,25	501.120,00
217	20.227,75	49,90	2.270,10	2.320,00	17.957,65	121.397,65	382.042,35	503.440,00
218	17.957,65	44,30	2.275,70	2.320,00	15.681,94	121.441,94	384.318,06	505.760,00
219	15.681,94	38,68	2.281,32	2.320,00	13.400,63	121.480,63	386.599,37	508.080,00
220	13.400,63	33,05	2.286,95	2.320,00	11.113,68	121.513,68	388.886,32	510.400,00
221	11.113,68	27,41	2.292,59	2.320,00	8.821,09	121.541,09	391.178,91	512.720,00
222	8.821,09	21,76	2.298,24	2.320,00	6.522,85	121.562,85	393.477,15	515.040,00
223	6.522,85	16,09	2.303,91	2.320,00	4.218,94	121.578,94	395.781,06	517.360,00
224	4.218,94	10,41	2.309,59	2.320,00	1.909,35	121.589,35	398.090,65	519.680,00
225	1.909,35	4,71	1.909,35	1.909,35	1.909,35	121.594,06	400.000,00	521.594,06

comdirect Baufinanzierung

3.93/5,00

131.047,42€
Zinsanteil

2.413,33€
Monatsrate

3,24%
Sollzins p.a.

3,29%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 140.000,00 €;Kreditrate: 522,67 €;Gesamtbetrag: 94.080,60 €;Anzahl Kreditraten: 180;Laufzeit: 180 Monate;Effektiver Jahreszins: 3,37 %;Gebundener Sollzins: 3,30 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	1.080,00	1.333,33	2.413,33	398.666,67	1.080,00	1.333,33	2.413,33
2	398.666,67	1.076,40	1.336,93	2.413,33	397.329,73	2.156,40	2.670,27	4.826,67
3	397.329,73	1.072,79	1.340,54	2.413,33	395.989,19	3.229,19	4.010,81	7.240,00
4	395.989,19	1.069,17	1.344,16	2.413,33	394.645,03	4.298,36	5.354,97	9.653,33
5	394.645,03	1.065,54	1.347,79	2.413,33	393.297,24	5.363,90	6.702,76	12.066,67
6	393.297,24	1.061,90	1.351,43	2.413,33	391.945,81	6.425,81	8.054,19	14.480,00
7	391.945,81	1.058,25	1.355,08	2.413,33	390.590,73	7.484,06	9.409,27	16.893,33
8	390.590,73	1.054,59	1.358,74	2.413,33	389.231,99	8.538,65	10.768,01	19.306,67
9	389.231,99	1.050,93	1.362,41	2.413,33	387.869,58	9.589,58	12.130,42	21.720,00
10	387.869,58	1.047,25	1.366,09	2.413,33	386.503,49	10.636,83	13.496,51	24.133,33
11	386.503,49	1.043,56	1.369,77	2.413,33	385.133,72	11.680,39	14.866,28	26.546,67
12	385.133,72	1.039,86	1.373,47	2.413,33	383.760,25	12.720,25	16.239,75	28.960,00
13	383.760,25	1.036,15	1.377,18	2.413,33	382.383,07	13.756,40	17.616,93	31.373,33
14	382.383,07	1.032,43	1.380,90	2.413,33	381.002,17	14.788,84	18.997,83	33.786,67
15	381.002,17	1.028,71	1.384,63	2.413,33	379.617,54	15.817,54	20.382,46	36.200,00
16	379.617,54	1.024,97	1.388,37	2.413,33	378.229,18	16.842,51	21.770,82	38.613,33
17	378.229,18	1.021,22	1.392,11	2.413,33	376.837,06	17.863,73	23.162,94	41.026,67
18	376.837,06	1.017,46	1.395,87	2.413,33	375.441,19	18.881,19	24.558,81	43.440,00
19	375.441,19	1.013,69	1.399,64	2.413,33	374.041,55	19.894,88	25.958,45	45.853,33
20	374.041,55	1.009,91	1.403,42	2.413,33	372.638,12	20.904,79	27.361,88	48.266,67
21	372.638,12	1.006,12	1.407,21	2.413,33	371.230,91	21.910,91	28.769,09	50.680,00
22	371.230,91	1.002,32	1.411,01	2.413,33	369.819,90	22.913,24	30.180,10	53.093,33
23	369.819,90	998,51	1.414,82	2.413,33	368.405,08	23.911,75	31.594,92	55.506,67
24	368.405,08	994,69	1.418,64	2.413,33	366.986,44	24.906,44	33.013,56	57.920,00
25	366.986,44	990,86	1.422,47	2.413,33	365.563,97	25.897,31	34.436,03	60.333,33
26	365.563,97	987,02	1.426,31	2.413,33	364.137,66	26.884,33	35.862,34	62.746,67
27	364.137,66	983,17	1.430,16	2.413,33	362.707,50	27.867,50	37.292,50	65.160,00
28	362.707,50	979,31	1.434,02	2.413,33	361.273,48	28.846,81	38.726,52	67.573,33
29	361.273,48	975,44	1.437,89	2.413,33	359.835,58	29.822,25	40.164,42	69.986,67
30	359.835,58	971,56	1.441,78	2.413,33	358.393,81	30.793,81	41.606,19	72.400,00
31	358.393,81	967,66	1.445,67	2.413,33	356.948,14	31.761,47	43.051,86	74.813,33
32	356.948,14	963,76	1.449,57	2.413,33	355.498,56	32.725,23	44.501,44	77.226,67
33	355.498,56	959,85	1.453,49	2.413,33	354.045,08	33.685,08	45.954,92	79.640,00
34	354.045,08	955,92	1.457,41	2.413,33	352.587,67	34.641,00	47.412,33	82.053,33
35	352.587,67	951,99	1.461,35	2.413,33	351.126,32	35.592,99	48.873,68	84.466,67
36	351.126,32	948,04	1.465,29	2.413,33	349.661,03	36.541,03	50.338,97	86.880,00
37	349.661,03	944,08	1.469,25	2.413,33	348.191,78	37.485,11	51.808,22	89.293,33
38	348.191,78	940,12	1.473,22	2.413,33	346.718,56	38.425,23	53.281,44	91.706,67
39	346.718,56	936,14	1.477,19	2.413,33	345.241,37	39.361,37	54.758,63	94.120,00
40	345.241,37	932,15	1.481,18	2.413,33	343.760,19	40.293,52	56.239,81	96.533,33
41	343.760,19	928,15	1.485,18	2.413,33	342.275,01	41.221,67	57.724,99	98.946,67
42	342.275,01	924,14	1.489,19	2.413,33	340.785,82	42.145,82	59.214,18	101.360,00
43	340.785,82	920,12	1.493,21	2.413,33	339.292,60	43.065,94	60.707,40	103.773,33
44	339.292,60	916,09	1.497,24	2.413,33	337.795,36	43.982,03	62.204,64	106.186,67
45	337.795,36	912,05	1.501,29	2.413,33	336.294,07	44.894,07	63.705,93	108.600,00
46	336.294,07	907,99	1.505,34	2.413,33	334.788,74	45.802,07	65.211,26	111.013,33
47	334.788,74	903,93	1.509,40	2.413,33	333.279,33	46.706,00	66.720,67	113.426,67
48	333.279,33	899,85	1.513,48	2.413,33	331.765,85	47.605,85	68.234,15	115.840,00
49	331.765,85	895,77	1.517,57	2.413,33	330.248,29	48.501,62	69.751,71	118.253,33
50	330.248,29	891,67	1.521,66	2.413,33	328.726,62	49.393,29	71.273,38	120.666,67
51	328.726,62	887,56	1.525,77	2.413,33	327.200,85	50.280,85	72.799,15	123.080,00
52	327.200,85	883,44	1.529,89	2.413,33	325.670,96	51.164,29	74.329,04	125.493,33
53	325.670,96	879,31	1.534,02	2.413,33	324.136,94	52.043,61	75.863,06	127.906,67
54	324.136,94	875,17	1.538,16	2.413,33	322.598,78	52.918,78	77.401,22	130.320,00
55	322.598,78	871,02	1.542,32	2.413,33	321.056,46	53.789,79	78.943,54	132.733,33
56	321.056,46	866,85	1.546,48	2.413,33	319.509,98	54.656,65	80.490,02	135.146,67
57	319.509,98	862,68	1.550,66	2.413,33	317.959,32	55.519,32	82.040,68	137.560,00
58	317.959,32	858,49	1.554,84	2.413,33	316.404,48	56.377,81	83.595,52	139.973,33
59	316.404,48	854,29	1.559,04	2.413,33	314.845,44	57.232,10	85.154,56	142.386,67
60	314.845,44	850,08	1.563,25	2.413,33	313.282,19	58.082,19	86.717,81	144.800,00
61	313.282,19	845,86	1.567,47	2.413,33	311.714,72	58.928,05	88.285,28	147.213,33
62	311.714,72	841,63	1.571,70	2.413,33	310.143,01	59.769,68	89.856,99	149.626,67
63	310.143,01	837,39	1.575,95	2.413,33	308.567,07	60.607,07	91.432,93	152.040,00
64	308.567,07	833,13	1.580,20	2.413,33	306.986,86	61.440,20	93.013,14	154.453,33
65	306.986,86	828,86	1.584,47	2.413,33	305.402,39	62.269,06	94.597,61	156.866,67
66	305.402,39	824,59	1.588,75	2.413,33	303.813,65	63.093,65	96.186,35	159.280,00
67	303.813,65	820,30	1.593,04	2.413,33	302.220,61	63.913,94	97.779,39	161.693,33
68	302.220,61	816,00	1.597,34	2.413,33	300.623,27	64.729,94	99.376,73	164.106,67
69	300.623,27	811,68	1.601,65	2.413,33	299.021,62	65.541,62	100.978,38	166.520,00
70	299.021,62	807,36	1.605,97	2.413,33	297.415,65	66.348,98	102.584,35	168.933,33
71	297.415,65	803,02	1.610,31	2.413,33	295.805,34	67.152,00	104.194,66	171.346,67
72	295.805,34	798,67	1.614,66	2.413,33	294.190,68	67.950,68	105.809,32	173.760,00
73	294.190,68	794,31	1.619,02	2.413,33	292.571,66	68.744,99	107.428,34	176.173,33
74	292.571,66	789,94	1.623,39	2.413,33	290.948,27	69.534,94	109.051,73	178.586,67
75	290.948,27	785,56	1.627,77	2.413,33	289.320,50	70.320,50	110.679,50	181.000,00
76	289.320,50	781,17	1.632,17	2.413,33	287.688,33	71.101,66	112.311,67	183.413,33
77	287.688,33	776,76	1.636,57	2.413,33	286.051,75	71.878,42	113.948,25	185.826,67
78	286.051,75	772,34	1.640,99	2.413,33	284.410,76	72.650,76	115.589,24	188.240,00
79	284.410,76	767,91	1.645,42	2.413,33	282.765,34	73.418,67	117.234,66	190.653,33
80	282.765,34	763,47	1.649,87	2.413,33	281.115,47	74.182,14	118.884,53	193.066,67
81	281.115,47	759,01	1.654,32	2.413,33	279.461,15	74.941,15	120.538,85	195.480,00
82	279.461,15	754,55	1.658,79	2.413,33	277.802,36	75.695,69	122.197,64	197.893,33
83	277.802,36	750,07	1.663,27	2.413,33	276.139,09	76.445,76	123.860,91	200.306,67
84	276.139,09	745,58	1.667,76	2.413,33	274.471,33	77.191,33	125.528,67	202.720,00
85	274.471,33	741,07	1.672,26	2.413,33	272.799,07	77.932,41	127.200,93	205.133,33
86	272.799,07	736,56	1.676,78	2.413,33	271.122,30	78.668,96	128.877,70	207.546,67
87	271.122,30	732,03	1.681,30	2.413,33	269.440,99	79.400,99	130.559,01	209.960,00
88	269.440,99	727,49	1.685,84	2.413,33	267.755,15	80.128,48	132.244,85	212.373,33
89	267.755,15	722,94	1.690,39	2.413,33	266.064,76	80.851,42	133.935,24	214.786,67
90	266.064,76	718,37	1.694,96	2.413,33	264.369,80	81.569,80	135.630,20	217.200,00
91	264.369,80	713,80	1.699,53	2.413,33	262.670,26	82.283,60	137.329,74	219.613,33
92	262.670,26	709,21	1.704,12	2.413,33	260.966,14	82.992,81	139.033,86	222.026,67
93	260.966,14	704,61	1.708,72	2.413,33	259.257,42	83.697,42	140.742,58	224.440,00
94	259.257,42	700,00	1.713,34	2.413,33	257.544,08	84.397,41	142.455,92	226.853,33
95	257.544,08	695,37	1.717,96	2.413,33	255.826,11	85.092,78	144.173,89	229.266,67
96	255.826,11	690,73	1.722,60	2.413,33	254.103,51	85.783,51	145.896,49	231.680,00
97	254.103,51	686,08	1.727,25	2.413,33	252.376,26	86.469,59	147.623,74	234.093,33
98	252.376,26	681,42	1.731,92	2.413,33	250.644,34	87.151,01	149.355,66	236.506,67
99	250.644,34	676,74	1.736,59	2.413,33	248.907,75	87.827,75	151.092,25	238.920,00
100	248.907,75	672,05	1.741,28	2.413,33	247.166,46	88.499,80	152.833,54	241.333,33
101	247.166,46	667,35	1.745,98	2.413,33	245.420,48	89.167,15	154.579,52	243.746,67
102	245.420,48	662,64	1.750,70	2.413,33	243.669,78	89.829,78	156.330,22	246.160,00
103	243.669,78	657,91	1.755,42	2.413,33	241.914,36	90.487,69	158.085,64	248.573,33
104	241.914,36	653,17	1.760,16	2.413,33	240.154,19	91.140,86	159.845,81	250.986,67
105	240.154,19	648,42	1.764,92	2.413,33	238.389,27	91.789,27	161.610,73	253.400,00
106	238.389,27	643,65	1.769,68	2.413,33	236.619,59	92.432,93	163.380,41	255.813,33
107	236.619,59	638,87	1.774,46	2.413,33	234.845,13	93.071,80	165.154,87	258.226,67
108	234.845,13	634,08	1.779,25	2.413,33	233.065,88	93.705,88	166.934,12	260.640,00
109	233.065,88	629,28	1.784,06	2.413,33	231.281,82	94.335,16	168.718,18	263.053,33
110	231.281,82	624,46	1.788,87	2.413,33	229.492,95	94.959,62	170.507,05	265.466,67
111	229.492,95	619,63	1.793,70	2.413,33	227.699,25	95.579,25	172.300,75	267.880,00
112	227.699,25	614,79	1.798,55	2.413,33	225.900,70	96.194,04	174.099,30	270.293,33
113	225.900,70	609,93	1.803,40	2.413,33	224.097,30	96.803,97	175.902,70	272.706,67
114	224.097,30	605,06	1.808,27	2.413,33	222.289,03	97.409,03	177.710,97	275.120,00
115	222.289,03	600,18	1.813,15	2.413,33	220.475,88	98.009,21	179.524,12	277.533,33
116	220.475,88	595,28	1.818,05	2.413,33	218.657,83	98.604,50	181.342,17	279.946,67
117	218.657,83	590,38	1.822,96	2.413,33	216.834,87	99.194,87	183.165,13	282.360,00
118	216.834,87	585,45	1.827,88	2.413,33	215.006,99	99.780,33	184.993,01	284.773,33
119	215.006,99	580,52	1.832,81	2.413,33	213.174,18	100.360,85	186.825,82	287.186,67
120	213.174,18	575,57	1.837,76	2.413,33	211.336,42	100.936,42	188.663,58	289.600,00
121	211.336,42	570,61	1.842,73	2.413,33	209.493,69	101.507,03	190.506,31	292.013,33
122	209.493,69	565,63	1.847,70	2.413,33	207.645,99	102.072,66	192.354,01	294.426,67
123	207.645,99	560,64	1.852,69	2.413,33	205.793,30	102.633,30	194.206,70	296.840,00
124	205.793,30	555,64	1.857,69	2.413,33	203.935,61	103.188,94	196.064,39	299.253,33
125	203.935,61	550,63	1.862,71	2.413,33	202.072,90	103.739,57	197.927,10	301.666,67
126	202.072,90	545,60	1.867,74	2.413,33	200.205,17	104.285,17	199.794,83	304.080,00
127	200.205,17	540,55	1.872,78	2.413,33	198.332,39	104.825,72	201.667,61	306.493,33
128	198.332,39	535,50	1.877,84	2.413,33	196.454,55	105.361,22	203.545,45	308.906,67
129	196.454,55	530,43	1.882,91	2.413,33	194.571,65	105.891,65	205.428,35	311.320,00
130	194.571,65	525,34	1.887,99	2.413,33	192.683,66	106.416,99	207.316,34	313.733,33
131	192.683,66	520,25	1.893,09	2.413,33	190.790,57	106.937,24	209.209,43	316.146,67
132	190.790,57	515,13	1.898,20	2.413,33	188.892,37	107.452,37	211.107,63	318.560,00
133	188.892,37	510,01	1.903,32	2.413,33	186.989,05	107.962,38	213.010,95	320.973,33
134	186.989,05	504,87	1.908,46	2.413,33	185.080,58	108.467,25	214.919,42	323.386,67
135	185.080,58	499,72	1.913,62	2.413,33	183.166,97	108.966,97	216.833,03	325.800,00
136	183.166,97	494,55	1.918,78	2.413,33	181.248,18	109.461,52	218.751,82	328.213,33
137	181.248,18	489,37	1.923,96	2.413,33	179.324,22	109.950,89	220.675,78	330.626,67
138	179.324,22	484,18	1.929,16	2.413,33	177.395,06	110.435,06	222.604,94	333.040,00
139	177.395,06	478,97	1.934,37	2.413,33	175.460,70	110.914,03	224.539,30	335.453,33
140	175.460,70	473,74	1.939,59	2.413,33	173.521,11	111.387,77	226.478,89	337.866,67
141	173.521,11	468,51	1.944,83	2.413,33	171.576,28	111.856,28	228.423,72	340.280,00
142	171.576,28	463,26	1.950,08	2.413,33	169.626,20	112.319,54	230.373,80	342.693,33
143	169.626,20	457,99	1.955,34	2.413,33	167.670,86	112.777,53	232.329,14	345.106,67
144	167.670,86	452,71	1.960,62	2.413,33	165.710,24	113.230,24	234.289,76	347.520,00
145	165.710,24	447,42	1.965,92	2.413,33	163.744,32	113.677,66	236.255,68	349.933,33
146	163.744,32	442,11	1.971,22	2.413,33	161.773,10	114.119,77	238.226,90	352.346,67
147	161.773,10	436,79	1.976,55	2.413,33	159.796,55	114.556,55	240.203,45	354.760,00
148	159.796,55	431,45	1.981,88	2.413,33	157.814,67	114.988,00	242.185,33	357.173,33
149	157.814,67	426,10	1.987,23	2.413,33	155.827,44	115.414,10	244.172,56	359.586,67
150	155.827,44	420,73	1.992,60	2.413,33	153.834,84	115.834,84	246.165,16	362.000,00
151	153.834,84	415,35	1.997,98	2.413,33	151.836,86	116.250,19	248.163,14	364.413,33
152	151.836,86	409,96	2.003,37	2.413,33	149.833,49	116.660,15	250.166,51	366.826,67
153	149.833,49	404,55	2.008,78	2.413,33	147.824,70	117.064,70	252.175,30	369.240,00
154	147.824,70	399,13	2.014,21	2.413,33	145.810,50	117.463,83	254.189,50	371.653,33
155	145.810,50	393,69	2.019,64	2.413,33	143.790,85	117.857,52	256.209,15	374.066,67
156	143.790,85	388,24	2.025,10	2.413,33	141.765,75	118.245,75	258.234,25	376.480,00
157	141.765,75	382,77	2.030,57	2.413,33	139.735,19	118.628,52	260.264,81	378.893,33
158	139.735,19	377,29	2.036,05	2.413,33	137.699,14	119.005,81	262.300,86	381.306,67
159	137.699,14	371,79	2.041,55	2.413,33	135.657,59	119.377,59	264.342,41	383.720,00
160	135.657,59	366,28	2.047,06	2.413,33	133.610,54	119.743,87	266.389,46	386.133,33
161	133.610,54	360,75	2.052,58	2.413,33	131.557,95	120.104,62	268.442,05	388.546,67
162	131.557,95	355,21	2.058,13	2.413,33	129.499,82	120.459,82	270.500,18	390.960,00
163	129.499,82	349,65	2.063,68	2.413,33	127.436,14	120.809,47	272.563,86	393.373,33
164	127.436,14	344,08	2.069,26	2.413,33	125.366,88	121.153,55	274.633,12	395.786,67
165	125.366,88	338,49	2.074,84	2.413,33	123.292,04	121.492,04	276.707,96	398.200,00
166	123.292,04	332,89	2.080,44	2.413,33	121.211,60	121.824,93	278.788,40	400.613,33
167	121.211,60	327,27	2.086,06	2.413,33	119.125,53	122.152,20	280.874,47	403.026,67
168	119.125,53	321,64	2.091,69	2.413,33	117.033,84	122.473,84	282.966,16	405.440,00
169	117.033,84	315,99	2.097,34	2.413,33	114.936,50	122.789,83	285.063,50	407.853,33
170	114.936,50	310,33	2.103,00	2.413,33	112.833,49	123.100,16	287.166,51	410.266,67
171	112.833,49	304,65	2.108,68	2.413,33	110.724,81	123.404,81	289.275,19	412.680,00
172	110.724,81	298,96	2.114,38	2.413,33	108.610,43	123.703,77	291.389,57	415.093,33
173	108.610,43	293,25	2.120,09	2.413,33	106.490,35	123.997,02	293.509,65	417.506,67
174	106.490,35	287,52	2.125,81	2.413,33	104.364,54	124.284,54	295.635,46	419.920,00
175	104.364,54	281,78	2.131,55	2.413,33	102.232,99	124.566,32	297.767,01	422.333,33
176	102.232,99	276,03	2.137,30	2.413,33	100.095,69	124.842,35	299.904,31	424.746,67
177	100.095,69	270,26	2.143,07	2.413,33	97.952,61	125.112,61	302.047,39	427.160,00
178	97.952,61	264,47	2.148,86	2.413,33	95.803,75	125.377,08	304.196,25	429.573,33
179	95.803,75	258,67	2.154,66	2.413,33	93.649,09	125.635,75	306.350,91	431.986,67
180	93.649,09	252,85	2.160,48	2.413,33	91.488,61	125.888,61	308.511,39	434.400,00
181	91.488,61	247,02	2.166,31	2.413,33	89.322,29	126.135,62	310.677,71	436.813,33
182	89.322,29	241,17	2.172,16	2.413,33	87.150,13	126.376,80	312.849,87	439.226,67
183	87.150,13	235,31	2.178,03	2.413,33	84.972,10	126.612,10	315.027,90	441.640,00
184	84.972,10	229,42	2.183,91	2.413,33	82.788,19	126.841,53	317.211,81	444.053,33
185	82.788,19	223,53	2.189,81	2.413,33	80.598,39	127.065,05	319.401,61	446.466,67
186	80.598,39	217,62	2.195,72	2.413,33	78.402,67	127.282,67	321.597,33	448.880,00
187	78.402,67	211,69	2.201,65	2.413,33	76.201,02	127.494,36	323.798,98	451.293,33
188	76.201,02	205,74	2.207,59	2.413,33	73.993,43	127.700,10	326.006,57	453.706,67
189	73.993,43	199,78	2.213,55	2.413,33	71.779,88	127.899,88	328.220,12	456.120,00
190	71.779,88	193,81	2.219,53	2.413,33	69.560,35	128.093,69	330.439,65	458.533,33
191	69.560,35	187,81	2.225,52	2.413,33	67.334,83	128.281,50	332.665,17	460.946,67
192	67.334,83	181,80	2.231,53	2.413,33	65.103,30	128.463,30	334.896,70	463.360,00
193	65.103,30	175,78	2.237,55	2.413,33	62.865,75	128.639,08	337.134,25	465.773,33
194	62.865,75	169,74	2.243,60	2.413,33	60.622,15	128.808,82	339.377,85	468.186,67
195	60.622,15	163,68	2.249,65	2.413,33	58.372,50	128.972,50	341.627,50	470.600,00
196	58.372,50	157,61	2.255,73	2.413,33	56.116,77	129.130,11	343.883,23	473.013,33
197	56.116,77	151,52	2.261,82	2.413,33	53.854,95	129.281,62	346.145,05	475.426,67
198	53.854,95	145,41	2.267,92	2.413,33	51.587,03	129.427,03	348.412,97	477.840,00
199	51.587,03	139,28	2.274,05	2.413,33	49.312,98	129.566,31	350.687,02	480.253,33
200	49.312,98	133,15	2.280,19	2.413,33	47.032,79	129.699,46	352.967,21	482.666,67
201	47.032,79	126,99	2.286,34	2.413,33	44.746,45	129.826,45	355.253,55	485.080,00
202	44.746,45	120,82	2.292,52	2.413,33	42.453,93	129.947,26	357.546,07	487.493,33
203	42.453,93	114,63	2.298,71	2.413,33	40.155,22	130.061,89	359.844,78	489.906,67
204	40.155,22	108,42	2.304,91	2.413,33	37.850,31	130.170,31	362.149,69	492.320,00
205	37.850,31	102,20	2.311,14	2.413,33	35.539,17	130.272,50	364.460,83	494.733,33
206	35.539,17	95,96	2.317,38	2.413,33	33.221,79	130.368,46	366.778,21	497.146,67
207	33.221,79	89,70	2.323,63	2.413,33	30.898,16	130.458,16	369.101,84	499.560,00
208	30.898,16	83,43	2.329,91	2.413,33	28.568,25	130.541,58	371.431,75	501.973,33
209	28.568,25	77,13	2.336,20	2.413,33	26.232,05	130.618,72	373.767,95	504.386,67
210	26.232,05	70,83	2.342,51	2.413,33	23.889,54	130.689,54	376.110,46	506.800,00
211	23.889,54	64,50	2.348,83	2.413,33	21.540,71	130.754,05	378.459,29	509.213,33
212	21.540,71	58,16	2.355,17	2.413,33	19.185,54	130.812,21	380.814,46	511.626,67
213	19.185,54	51,80	2.361,53	2.413,33	16.824,01	130.864,01	383.175,99	514.040,00
214	16.824,01	45,42	2.367,91	2.413,33	14.456,10	130.909,43	385.543,90	516.453,33
215	14.456,10	39,03	2.374,30	2.413,33	12.081,80	130.948,46	387.918,20	518.866,67
216	12.081,80	32,62	2.380,71	2.413,33	9.701,08	130.981,08	390.298,92	521.280,00
217	9.701,08	26,19	2.387,14	2.413,33	7.313,94	131.007,28	392.686,06	523.693,33
218	7.313,94	19,75	2.393,59	2.413,33	4.920,36	131.027,02	395.079,64	526.106,67
219	4.920,36	13,28	2.400,05	2.413,33	2.520,31	131.040,31	397.479,69	528.520,00
220	2.520,31	6,80	2.406,53	2.413,33	113,78	131.047,11	399.886,22	530.933,33
221	113,78	0,31	113,78	113,78	113,78	131.047,42	400.000,00	531.047,42

ING Baufinanzierung

3.79/5,00

136.004,74€
Zinsanteil

2.463,33€
Monatsrate

3,39%
Sollzins p.a.

3,46%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.425,00 €;Gesamtbetrag: 171.000,00 €;Anzahl Kreditraten: 180;Laufzeit: 286 Monate;Effektiver Jahreszins: 2,76 %;Gebundener Sollzins: 2,70 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	1.130,00	1.333,33	2.463,33	398.666,67	1.130,00	1.333,33	2.463,33
2	398.666,67	1.126,23	1.337,10	2.463,33	397.329,57	2.256,23	2.670,43	4.926,67
3	397.329,57	1.122,46	1.340,88	2.463,33	395.988,69	3.378,69	4.011,31	7.390,00
4	395.988,69	1.118,67	1.344,67	2.463,33	394.644,02	4.497,36	5.355,98	9.853,33
5	394.644,02	1.114,87	1.348,46	2.463,33	393.295,56	5.612,23	6.704,44	12.316,67
6	393.295,56	1.111,06	1.352,27	2.463,33	391.943,29	6.723,29	8.056,71	14.780,00
7	391.943,29	1.107,24	1.356,09	2.463,33	390.587,19	7.830,53	9.412,81	17.243,33
8	390.587,19	1.103,41	1.359,92	2.463,33	389.227,27	8.933,94	10.772,73	19.706,67
9	389.227,27	1.099,57	1.363,77	2.463,33	387.863,50	10.033,50	12.136,50	22.170,00
10	387.863,50	1.095,71	1.367,62	2.463,33	386.495,88	11.129,22	13.504,12	24.633,33
11	386.495,88	1.091,85	1.371,48	2.463,33	385.124,40	12.221,07	14.875,60	27.096,67
12	385.124,40	1.087,98	1.375,36	2.463,33	383.749,04	13.309,04	16.250,96	29.560,00
13	383.749,04	1.084,09	1.379,24	2.463,33	382.369,80	14.393,14	17.630,20	32.023,33
14	382.369,80	1.080,19	1.383,14	2.463,33	380.986,66	15.473,33	19.013,34	34.486,67
15	380.986,66	1.076,29	1.387,05	2.463,33	379.599,62	16.549,62	20.400,38	36.950,00
16	379.599,62	1.072,37	1.390,96	2.463,33	378.208,65	17.621,99	21.791,35	39.413,33
17	378.208,65	1.068,44	1.394,89	2.463,33	376.813,76	18.690,43	23.186,24	41.876,67
18	376.813,76	1.064,50	1.398,83	2.463,33	375.414,92	19.754,92	24.585,08	44.340,00
19	375.414,92	1.060,55	1.402,79	2.463,33	374.012,14	20.815,47	25.987,86	46.803,33
20	374.012,14	1.056,58	1.406,75	2.463,33	372.605,39	21.872,06	27.394,61	49.266,67
21	372.605,39	1.052,61	1.410,72	2.463,33	371.194,67	22.924,67	28.805,33	51.730,00
22	371.194,67	1.048,62	1.414,71	2.463,33	369.779,96	23.973,29	30.220,04	54.193,33
23	369.779,96	1.044,63	1.418,70	2.463,33	368.361,25	25.017,92	31.638,75	56.656,67
24	368.361,25	1.040,62	1.422,71	2.463,33	366.938,54	26.058,54	33.061,46	59.120,00
25	366.938,54	1.036,60	1.426,73	2.463,33	365.511,81	27.095,14	34.488,19	61.583,33
26	365.511,81	1.032,57	1.430,76	2.463,33	364.081,05	28.127,71	35.918,95	64.046,67
27	364.081,05	1.028,53	1.434,80	2.463,33	362.646,24	29.156,24	37.353,76	66.510,00
28	362.646,24	1.024,48	1.438,86	2.463,33	361.207,38	30.180,72	38.792,62	68.973,33
29	361.207,38	1.020,41	1.442,92	2.463,33	359.764,46	31.201,13	40.235,54	71.436,67
30	359.764,46	1.016,33	1.447,00	2.463,33	358.317,46	32.217,46	41.682,54	73.900,00
31	358.317,46	1.012,25	1.451,09	2.463,33	356.866,38	33.229,71	43.133,62	76.363,33
32	356.866,38	1.008,15	1.455,19	2.463,33	355.411,19	34.237,86	44.588,81	78.826,67
33	355.411,19	1.004,04	1.459,30	2.463,33	353.951,89	35.241,89	46.048,11	81.290,00
34	353.951,89	999,91	1.463,42	2.463,33	352.488,47	36.241,81	47.511,53	83.753,33
35	352.488,47	995,78	1.467,55	2.463,33	351.020,92	37.237,59	48.979,08	86.216,67
36	351.020,92	991,63	1.471,70	2.463,33	349.549,22	38.229,22	50.450,78	88.680,00
37	349.549,22	987,48	1.475,86	2.463,33	348.073,36	39.216,70	51.926,64	91.143,33
38	348.073,36	983,31	1.480,03	2.463,33	346.593,34	40.200,01	53.406,66	93.606,67
39	346.593,34	979,13	1.484,21	2.463,33	345.109,13	41.179,13	54.890,87	96.070,00
40	345.109,13	974,93	1.488,40	2.463,33	343.620,73	42.154,06	56.379,27	98.533,33
41	343.620,73	970,73	1.492,60	2.463,33	342.128,13	43.124,79	57.871,87	100.996,67
42	342.128,13	966,51	1.496,82	2.463,33	340.631,31	44.091,31	59.368,69	103.460,00
43	340.631,31	962,28	1.501,05	2.463,33	339.130,26	45.053,59	60.869,74	105.923,33
44	339.130,26	958,04	1.505,29	2.463,33	337.624,96	46.011,63	62.375,04	108.386,67
45	337.624,96	953,79	1.509,54	2.463,33	336.115,42	46.965,42	63.884,58	110.850,00
46	336.115,42	949,53	1.513,81	2.463,33	334.601,61	47.914,95	65.398,39	113.313,33
47	334.601,61	945,25	1.518,08	2.463,33	333.083,53	48.860,20	66.916,47	115.776,67
48	333.083,53	940,96	1.522,37	2.463,33	331.561,16	49.801,16	68.438,84	118.240,00
49	331.561,16	936,66	1.526,67	2.463,33	330.034,49	50.737,82	69.965,51	120.703,33
50	330.034,49	932,35	1.530,99	2.463,33	328.503,50	51.670,17	71.496,50	123.166,67
51	328.503,50	928,02	1.535,31	2.463,33	326.968,19	52.598,19	73.031,81	125.630,00
52	326.968,19	923,69	1.539,65	2.463,33	325.428,54	53.521,87	74.571,46	128.093,33
53	325.428,54	919,34	1.544,00	2.463,33	323.884,54	54.441,21	76.115,46	130.556,67
54	323.884,54	914,97	1.548,36	2.463,33	322.336,18	55.356,18	77.663,82	133.020,00
55	322.336,18	910,60	1.552,73	2.463,33	320.783,45	56.266,78	79.216,55	135.483,33
56	320.783,45	906,21	1.557,12	2.463,33	319.226,33	57.173,00	80.773,67	137.946,67
57	319.226,33	901,81	1.561,52	2.463,33	317.664,81	58.074,81	82.335,19	140.410,00
58	317.664,81	897,40	1.565,93	2.463,33	316.098,88	58.972,21	83.901,12	142.873,33
59	316.098,88	892,98	1.570,35	2.463,33	314.528,53	59.865,19	85.471,47	145.336,67
60	314.528,53	888,54	1.574,79	2.463,33	312.953,74	60.753,74	87.046,26	147.800,00
61	312.953,74	884,09	1.579,24	2.463,33	311.374,50	61.637,83	88.625,50	150.263,33
62	311.374,50	879,63	1.583,70	2.463,33	309.790,80	62.517,46	90.209,20	152.726,67
63	309.790,80	875,16	1.588,17	2.463,33	308.202,62	63.392,62	91.797,38	155.190,00
64	308.202,62	870,67	1.592,66	2.463,33	306.609,96	64.263,29	93.390,04	157.653,33
65	306.609,96	866,17	1.597,16	2.463,33	305.012,80	65.129,47	94.987,20	160.116,67
66	305.012,80	861,66	1.601,67	2.463,33	303.411,13	65.991,13	96.588,87	162.580,00
67	303.411,13	857,14	1.606,20	2.463,33	301.804,93	66.848,27	98.195,07	165.043,33
68	301.804,93	852,60	1.610,73	2.463,33	300.194,20	67.700,86	99.805,80	167.506,67
69	300.194,20	848,05	1.615,28	2.463,33	298.578,91	68.548,91	101.421,09	169.970,00
70	298.578,91	843,49	1.619,85	2.463,33	296.959,07	69.392,40	103.040,93	172.433,33
71	296.959,07	838,91	1.624,42	2.463,33	295.334,64	70.231,31	104.665,36	174.896,67
72	295.334,64	834,32	1.629,01	2.463,33	293.705,63	71.065,63	106.294,37	177.360,00
73	293.705,63	829,72	1.633,61	2.463,33	292.072,01	71.895,35	107.927,99	179.823,33
74	292.072,01	825,10	1.638,23	2.463,33	290.433,78	72.720,45	109.566,22	182.286,67
75	290.433,78	820,48	1.642,86	2.463,33	288.790,93	73.540,93	111.209,07	184.750,00
76	288.790,93	815,83	1.647,50	2.463,33	287.143,43	74.356,76	112.856,57	187.213,33
77	287.143,43	811,18	1.652,15	2.463,33	285.491,27	75.167,94	114.508,73	189.676,67
78	285.491,27	806,51	1.656,82	2.463,33	283.834,45	75.974,45	116.165,55	192.140,00
79	283.834,45	801,83	1.661,50	2.463,33	282.172,95	76.776,29	117.827,05	194.603,33
80	282.172,95	797,14	1.666,19	2.463,33	280.506,76	77.573,42	119.493,24	197.066,67
81	280.506,76	792,43	1.670,90	2.463,33	278.835,86	78.365,86	121.164,14	199.530,00
82	278.835,86	787,71	1.675,62	2.463,33	277.160,23	79.153,57	122.839,77	201.993,33
83	277.160,23	782,98	1.680,36	2.463,33	275.479,88	79.936,54	124.520,12	204.456,67
84	275.479,88	778,23	1.685,10	2.463,33	273.794,78	80.714,78	126.205,22	206.920,00
85	273.794,78	773,47	1.689,86	2.463,33	272.104,91	81.488,25	127.895,09	209.383,33
86	272.104,91	768,70	1.694,64	2.463,33	270.410,27	82.256,94	129.589,73	211.846,67
87	270.410,27	763,91	1.699,42	2.463,33	268.710,85	83.020,85	131.289,15	214.310,00
88	268.710,85	759,11	1.704,23	2.463,33	267.006,63	83.779,96	132.993,37	216.773,33
89	267.006,63	754,29	1.709,04	2.463,33	265.297,59	84.534,25	134.702,41	219.236,67
90	265.297,59	749,47	1.713,87	2.463,33	263.583,72	85.283,72	136.416,28	221.700,00
91	263.583,72	744,62	1.718,71	2.463,33	261.865,01	86.028,34	138.134,99	224.163,33
92	261.865,01	739,77	1.723,56	2.463,33	260.141,44	86.768,11	139.858,56	226.626,67
93	260.141,44	734,90	1.728,43	2.463,33	258.413,01	87.503,01	141.586,99	229.090,00
94	258.413,01	730,02	1.733,32	2.463,33	256.679,69	88.233,03	143.320,31	231.553,33
95	256.679,69	725,12	1.738,21	2.463,33	254.941,48	88.958,15	145.058,52	234.016,67
96	254.941,48	720,21	1.743,12	2.463,33	253.198,36	89.678,36	146.801,64	236.480,00
97	253.198,36	715,29	1.748,05	2.463,33	251.450,31	90.393,64	148.549,69	238.943,33
98	251.450,31	710,35	1.752,99	2.463,33	249.697,32	91.103,99	150.302,68	241.406,67
99	249.697,32	705,39	1.757,94	2.463,33	247.939,38	91.809,38	152.060,62	243.870,00
100	247.939,38	700,43	1.762,90	2.463,33	246.176,48	92.509,81	153.823,52	246.333,33
101	246.176,48	695,45	1.767,88	2.463,33	244.408,60	93.205,26	155.591,40	248.796,67
102	244.408,60	690,45	1.772,88	2.463,33	242.635,72	93.895,72	157.364,28	251.260,00
103	242.635,72	685,45	1.777,89	2.463,33	240.857,83	94.581,16	159.142,17	253.723,33
104	240.857,83	680,42	1.782,91	2.463,33	239.074,92	95.261,59	160.925,08	256.186,67
105	239.074,92	675,39	1.787,95	2.463,33	237.286,97	95.936,97	162.713,03	258.650,00
106	237.286,97	670,34	1.793,00	2.463,33	235.493,97	96.607,31	164.506,03	261.113,33
107	235.493,97	665,27	1.798,06	2.463,33	233.695,91	97.272,58	166.304,09	263.576,67
108	233.695,91	660,19	1.803,14	2.463,33	231.892,77	97.932,77	168.107,23	266.040,00
109	231.892,77	655,10	1.808,24	2.463,33	230.084,53	98.587,87	169.915,47	268.503,33
110	230.084,53	649,99	1.813,34	2.463,33	228.271,19	99.237,85	171.728,81	270.966,67
111	228.271,19	644,87	1.818,47	2.463,33	226.452,72	99.882,72	173.547,28	273.430,00
112	226.452,72	639,73	1.823,60	2.463,33	224.629,12	100.522,45	175.370,88	275.893,33
113	224.629,12	634,58	1.828,76	2.463,33	222.800,36	101.157,03	177.199,64	278.356,67
114	222.800,36	629,41	1.833,92	2.463,33	220.966,44	101.786,44	179.033,56	280.820,00
115	220.966,44	624,23	1.839,10	2.463,33	219.127,34	102.410,67	180.872,66	283.283,33
116	219.127,34	619,03	1.844,30	2.463,33	217.283,04	103.029,70	182.716,96	285.746,67
117	217.283,04	613,82	1.849,51	2.463,33	215.433,53	103.643,53	184.566,47	288.210,00
118	215.433,53	608,60	1.854,73	2.463,33	213.578,79	104.252,13	186.421,21	290.673,33
119	213.578,79	603,36	1.859,97	2.463,33	211.718,82	104.855,49	188.281,18	293.136,67
120	211.718,82	598,11	1.865,23	2.463,33	209.853,59	105.453,59	190.146,41	295.600,00
121	209.853,59	592,84	1.870,50	2.463,33	207.983,10	106.046,43	192.016,90	298.063,33
122	207.983,10	587,55	1.875,78	2.463,33	206.107,32	106.633,98	193.892,68	300.526,67
123	206.107,32	582,25	1.881,08	2.463,33	204.226,24	107.216,24	195.773,76	302.990,00
124	204.226,24	576,94	1.886,39	2.463,33	202.339,84	107.793,17	197.660,16	305.453,33
125	202.339,84	571,61	1.891,72	2.463,33	200.448,12	108.364,78	199.551,88	307.916,67
126	200.448,12	566,27	1.897,07	2.463,33	198.551,05	108.931,05	201.448,95	310.380,00
127	198.551,05	560,91	1.902,43	2.463,33	196.648,62	109.491,96	203.351,38	312.843,33
128	196.648,62	555,53	1.907,80	2.463,33	194.740,82	110.047,49	205.259,18	315.306,67
129	194.740,82	550,14	1.913,19	2.463,33	192.827,63	110.597,63	207.172,37	317.770,00
130	192.827,63	544,74	1.918,60	2.463,33	190.909,04	111.142,37	209.090,96	320.233,33
131	190.909,04	539,32	1.924,02	2.463,33	188.985,02	111.681,69	211.014,98	322.696,67
132	188.985,02	533,88	1.929,45	2.463,33	187.055,57	112.215,57	212.944,43	325.160,00
133	187.055,57	528,43	1.934,90	2.463,33	185.120,67	112.744,00	214.879,33	327.623,33
134	185.120,67	522,97	1.940,37	2.463,33	183.180,30	113.266,97	216.819,70	330.086,67
135	183.180,30	517,48	1.945,85	2.463,33	181.234,45	113.784,45	218.765,55	332.550,00
136	181.234,45	511,99	1.951,35	2.463,33	179.283,11	114.296,44	220.716,89	335.013,33
137	179.283,11	506,47	1.956,86	2.463,33	177.326,25	114.802,92	222.673,75	337.476,67
138	177.326,25	500,95	1.962,39	2.463,33	175.363,86	115.303,86	224.636,14	339.940,00
139	175.363,86	495,40	1.967,93	2.463,33	173.395,93	115.799,26	226.604,07	342.403,33
140	173.395,93	489,84	1.973,49	2.463,33	171.422,44	116.289,11	228.577,56	344.866,67
141	171.422,44	484,27	1.979,06	2.463,33	169.443,38	116.773,38	230.556,62	347.330,00
142	169.443,38	478,68	1.984,66	2.463,33	167.458,72	117.252,05	232.541,28	349.793,33
143	167.458,72	473,07	1.990,26	2.463,33	165.468,46	117.725,13	234.531,54	352.256,67
144	165.468,46	467,45	1.995,88	2.463,33	163.472,57	118.192,57	236.527,43	354.720,00
145	163.472,57	461,81	2.001,52	2.463,33	161.471,05	118.654,38	238.528,95	357.183,33
146	161.471,05	456,16	2.007,18	2.463,33	159.463,87	119.110,54	240.536,13	359.646,67
147	159.463,87	450,49	2.012,85	2.463,33	157.451,02	119.561,02	242.548,98	362.110,00
148	157.451,02	444,80	2.018,53	2.463,33	155.432,49	120.005,82	244.567,51	364.573,33
149	155.432,49	439,10	2.024,24	2.463,33	153.408,25	120.444,92	246.591,75	367.036,67
150	153.408,25	433,38	2.029,96	2.463,33	151.378,30	120.878,30	248.621,70	369.500,00
151	151.378,30	427,64	2.035,69	2.463,33	149.342,61	121.305,94	250.657,39	371.963,33
152	149.342,61	421,89	2.041,44	2.463,33	147.301,17	121.727,84	252.698,83	374.426,67
153	147.301,17	416,13	2.047,21	2.463,33	145.253,96	122.143,96	254.746,04	376.890,00
154	145.253,96	410,34	2.052,99	2.463,33	143.200,97	122.554,30	256.799,03	379.353,33
155	143.200,97	404,54	2.058,79	2.463,33	141.142,18	122.958,85	258.857,82	381.816,67
156	141.142,18	398,73	2.064,61	2.463,33	139.077,57	123.357,57	260.922,43	384.280,00
157	139.077,57	392,89	2.070,44	2.463,33	137.007,13	123.750,47	262.992,87	386.743,33
158	137.007,13	387,05	2.076,29	2.463,33	134.930,85	124.137,51	265.069,15	389.206,67
159	134.930,85	381,18	2.082,15	2.463,33	132.848,69	124.518,69	267.151,31	391.670,00
160	132.848,69	375,30	2.088,04	2.463,33	130.760,66	124.893,99	269.239,34	394.133,33
161	130.760,66	369,40	2.093,93	2.463,33	128.666,72	125.263,39	271.333,28	396.596,67
162	128.666,72	363,48	2.099,85	2.463,33	126.566,87	125.626,87	273.433,13	399.060,00
163	126.566,87	357,55	2.105,78	2.463,33	124.461,09	125.984,42	275.538,91	401.523,33
164	124.461,09	351,60	2.111,73	2.463,33	122.349,36	126.336,03	277.650,64	403.986,67
165	122.349,36	345,64	2.117,70	2.463,33	120.231,66	126.681,66	279.768,34	406.450,00
166	120.231,66	339,65	2.123,68	2.463,33	118.107,98	127.021,32	281.892,02	408.913,33
167	118.107,98	333,66	2.129,68	2.463,33	115.978,31	127.354,97	284.021,69	411.376,67
168	115.978,31	327,64	2.135,69	2.463,33	113.842,61	127.682,61	286.157,39	413.840,00
169	113.842,61	321,61	2.141,73	2.463,33	111.700,88	128.004,22	288.299,12	416.303,33
170	111.700,88	315,55	2.147,78	2.463,33	109.553,10	128.319,77	290.446,90	418.766,67
171	109.553,10	309,49	2.153,85	2.463,33	107.399,26	128.629,26	292.600,74	421.230,00
172	107.399,26	303,40	2.159,93	2.463,33	105.239,33	128.932,66	294.760,67	423.693,33
173	105.239,33	297,30	2.166,03	2.463,33	103.073,30	129.229,96	296.926,70	426.156,67
174	103.073,30	291,18	2.172,15	2.463,33	100.901,15	129.521,15	299.098,85	428.620,00
175	100.901,15	285,05	2.178,29	2.463,33	98.722,86	129.806,19	301.277,14	431.083,33
176	98.722,86	278,89	2.184,44	2.463,33	96.538,42	130.085,08	303.461,58	433.546,67
177	96.538,42	272,72	2.190,61	2.463,33	94.347,80	130.357,80	305.652,20	436.010,00
178	94.347,80	266,53	2.196,80	2.463,33	92.151,00	130.624,34	307.849,00	438.473,33
179	92.151,00	260,33	2.203,01	2.463,33	89.948,00	130.884,66	310.052,00	440.936,67
180	89.948,00	254,10	2.209,23	2.463,33	87.738,77	131.138,77	312.261,23	443.400,00
181	87.738,77	247,86	2.215,47	2.463,33	85.523,29	131.386,63	314.476,71	445.863,33
182	85.523,29	241,60	2.221,73	2.463,33	83.301,56	131.628,23	316.698,44	448.326,67
183	83.301,56	235,33	2.228,01	2.463,33	81.073,56	131.863,56	318.926,44	450.790,00
184	81.073,56	229,03	2.234,30	2.463,33	78.839,26	132.092,59	321.160,74	453.253,33
185	78.839,26	222,72	2.240,61	2.463,33	76.598,65	132.315,31	323.401,35	455.716,67
186	76.598,65	216,39	2.246,94	2.463,33	74.351,70	132.531,70	325.648,30	458.180,00
187	74.351,70	210,04	2.253,29	2.463,33	72.098,41	132.741,75	327.901,59	460.643,33
188	72.098,41	203,68	2.259,66	2.463,33	69.838,76	132.945,42	330.161,24	463.106,67
189	69.838,76	197,29	2.266,04	2.463,33	67.572,72	133.142,72	332.427,28	465.570,00
190	67.572,72	190,89	2.272,44	2.463,33	65.300,28	133.333,61	334.699,72	468.033,33
191	65.300,28	184,47	2.278,86	2.463,33	63.021,42	133.518,09	336.978,58	470.496,67
192	63.021,42	178,04	2.285,30	2.463,33	60.736,12	133.696,12	339.263,88	472.960,00
193	60.736,12	171,58	2.291,75	2.463,33	58.444,37	133.867,70	341.555,63	475.423,33
194	58.444,37	165,11	2.298,23	2.463,33	56.146,14	134.032,81	343.853,86	477.886,67
195	56.146,14	158,61	2.304,72	2.463,33	53.841,42	134.191,42	346.158,58	480.350,00
196	53.841,42	152,10	2.311,23	2.463,33	51.530,19	134.343,52	348.469,81	482.813,33
197	51.530,19	145,57	2.317,76	2.463,33	49.212,43	134.489,09	350.787,57	485.276,67
198	49.212,43	139,03	2.324,31	2.463,33	46.888,12	134.628,12	353.111,88	487.740,00
199	46.888,12	132,46	2.330,87	2.463,33	44.557,24	134.760,58	355.442,76	490.203,33
200	44.557,24	125,87	2.337,46	2.463,33	42.219,79	134.886,45	357.780,21	492.666,67
201	42.219,79	119,27	2.344,06	2.463,33	39.875,72	135.005,72	360.124,28	495.130,00
202	39.875,72	112,65	2.350,68	2.463,33	37.525,04	135.118,37	362.474,96	497.593,33
203	37.525,04	106,01	2.357,33	2.463,33	35.167,71	135.224,38	364.832,29	500.056,67
204	35.167,71	99,35	2.363,98	2.463,33	32.803,73	135.323,73	367.196,27	502.520,00
205	32.803,73	92,67	2.370,66	2.463,33	30.433,07	135.416,40	369.566,93	504.983,33
206	30.433,07	85,97	2.377,36	2.463,33	28.055,71	135.502,37	371.944,29	507.446,67
207	28.055,71	79,26	2.384,08	2.463,33	25.671,63	135.581,63	374.328,37	509.910,00
208	25.671,63	72,52	2.390,81	2.463,33	23.280,82	135.654,15	376.719,18	512.373,33
209	23.280,82	65,77	2.397,57	2.463,33	20.883,25	135.719,92	379.116,75	514.836,67
210	20.883,25	59,00	2.404,34	2.463,33	18.478,92	135.778,92	381.521,08	517.300,00
211	18.478,92	52,20	2.411,13	2.463,33	16.067,79	135.831,12	383.932,21	519.763,33
212	16.067,79	45,39	2.417,94	2.463,33	13.649,84	135.876,51	386.350,16	522.226,67
213	13.649,84	38,56	2.424,77	2.463,33	11.225,07	135.915,07	388.774,93	524.690,00
214	11.225,07	31,71	2.431,62	2.463,33	8.793,45	135.946,78	391.206,55	527.153,33
215	8.793,45	24,84	2.438,49	2.463,33	6.354,96	135.971,62	393.645,04	529.616,67
216	6.354,96	17,95	2.445,38	2.463,33	3.909,58	135.989,58	396.090,42	532.080,00
217	3.909,58	11,04	2.452,29	2.463,33	1.457,29	136.000,62	398.542,71	534.543,33
218	1.457,29	4,12	1.457,29	1.457,29	1.457,29	136.004,74	400.000,00	536.004,74

DSL Bank Baufinanzierung

3.38/5,00

138.943,59€
Zinsanteil

2.493,33€
Monatsrate

3,48%
Sollzins p.a.

3,56%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 100.000,00 €;Kreditrate: 400,83 €;Gesamtbetrag: 48.100,00 €;Anzahl Kreditraten: 1440;Laufzeit: 383 Monate;Effektiver Jahreszins: 2,88 %;Gebundener Sollzins: 2,81 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	400.000,00	1.160,00	1.333,33	2.493,33	398.666,67	1.160,00	1.333,33	2.493,33
2	398.666,67	1.156,13	1.337,20	2.493,33	397.329,47	2.316,13	2.670,53	4.986,67
3	397.329,47	1.152,26	1.341,08	2.493,33	395.988,39	3.468,39	4.011,61	7.480,00
4	395.988,39	1.148,37	1.344,97	2.493,33	394.643,42	4.616,76	5.356,58	9.973,33
5	394.643,42	1.144,47	1.348,87	2.493,33	393.294,55	5.761,22	6.705,45	12.466,67
6	393.294,55	1.140,55	1.352,78	2.493,33	391.941,78	6.901,78	8.058,22	14.960,00
7	391.941,78	1.136,63	1.356,70	2.493,33	390.585,07	8.038,41	9.414,93	17.453,33
8	390.585,07	1.132,70	1.360,64	2.493,33	389.224,44	9.171,10	10.775,56	19.946,67
9	389.224,44	1.128,75	1.364,58	2.493,33	387.859,85	10.299,85	12.140,15	22.440,00
10	387.859,85	1.124,79	1.368,54	2.493,33	386.491,31	11.424,65	13.508,69	24.933,33
11	386.491,31	1.120,82	1.372,51	2.493,33	385.118,81	12.545,47	14.881,19	27.426,67
12	385.118,81	1.116,84	1.376,49	2.493,33	383.742,32	13.662,32	16.257,68	29.920,00
13	383.742,32	1.112,85	1.380,48	2.493,33	382.361,84	14.775,17	17.638,16	32.413,33
14	382.361,84	1.108,85	1.384,48	2.493,33	380.977,35	15.884,02	19.022,65	34.906,67
15	380.977,35	1.104,83	1.388,50	2.493,33	379.588,85	16.988,85	20.411,15	37.400,00
16	379.588,85	1.100,81	1.392,53	2.493,33	378.196,33	18.089,66	21.803,67	39.893,33
17	378.196,33	1.096,77	1.396,56	2.493,33	376.799,76	19.186,43	23.200,24	42.386,67
18	376.799,76	1.092,72	1.400,61	2.493,33	375.399,15	20.279,15	24.600,85	44.880,00
19	375.399,15	1.088,66	1.404,68	2.493,33	373.994,47	21.367,81	26.005,53	47.373,33
20	373.994,47	1.084,58	1.408,75	2.493,33	372.585,72	22.452,39	27.414,28	49.866,67
21	372.585,72	1.080,50	1.412,83	2.493,33	371.172,89	23.532,89	28.827,11	52.360,00
22	371.172,89	1.076,40	1.416,93	2.493,33	369.755,96	24.609,29	30.244,04	54.853,33
23	369.755,96	1.072,29	1.421,04	2.493,33	368.334,92	25.681,58	31.665,08	57.346,67
24	368.334,92	1.068,17	1.425,16	2.493,33	366.909,75	26.749,75	33.090,25	59.840,00
25	366.909,75	1.064,04	1.429,30	2.493,33	365.480,46	27.813,79	34.519,54	62.333,33
26	365.480,46	1.059,89	1.433,44	2.493,33	364.047,02	28.873,69	35.952,98	64.826,67
27	364.047,02	1.055,74	1.437,60	2.493,33	362.609,42	29.929,42	37.390,58	67.320,00
28	362.609,42	1.051,57	1.441,77	2.493,33	361.167,66	30.980,99	38.832,34	69.813,33
29	361.167,66	1.047,39	1.445,95	2.493,33	359.721,71	32.028,38	40.278,29	72.306,67
30	359.721,71	1.043,19	1.450,14	2.493,33	358.271,57	33.071,57	41.728,43	74.800,00
31	358.271,57	1.038,99	1.454,35	2.493,33	356.817,22	34.110,56	43.182,78	77.293,33
32	356.817,22	1.034,77	1.458,56	2.493,33	355.358,66	35.145,33	44.641,34	79.786,67
33	355.358,66	1.030,54	1.462,79	2.493,33	353.895,87	36.175,87	46.104,13	82.280,00
34	353.895,87	1.026,30	1.467,04	2.493,33	352.428,83	37.202,16	47.571,17	84.773,33
35	352.428,83	1.022,04	1.471,29	2.493,33	350.957,54	38.224,21	49.042,46	87.266,67
36	350.957,54	1.017,78	1.475,56	2.493,33	349.481,99	39.241,99	50.518,01	89.760,00
37	349.481,99	1.013,50	1.479,84	2.493,33	348.002,15	40.255,48	51.997,85	92.253,33
38	348.002,15	1.009,21	1.484,13	2.493,33	346.518,02	41.264,69	53.481,98	94.746,67
39	346.518,02	1.004,90	1.488,43	2.493,33	345.029,59	42.269,59	54.970,41	97.240,00
40	345.029,59	1.000,59	1.492,75	2.493,33	343.536,84	43.270,18	56.463,16	99.733,33
41	343.536,84	996,26	1.497,08	2.493,33	342.039,77	44.266,43	57.960,23	102.226,67
42	342.039,77	991,92	1.501,42	2.493,33	340.538,35	45.258,35	59.461,65	104.720,00
43	340.538,35	987,56	1.505,77	2.493,33	339.032,58	46.245,91	60.967,42	107.213,33
44	339.032,58	983,19	1.510,14	2.493,33	337.522,44	47.229,11	62.477,56	109.706,67
45	337.522,44	978,82	1.514,52	2.493,33	336.007,92	48.207,92	63.992,08	112.200,00
46	336.007,92	974,42	1.518,91	2.493,33	334.489,01	49.182,34	65.510,99	114.693,33
47	334.489,01	970,02	1.523,32	2.493,33	332.965,69	50.152,36	67.034,31	117.186,67
48	332.965,69	965,60	1.527,73	2.493,33	331.437,96	51.117,96	68.562,04	119.680,00
49	331.437,96	961,17	1.532,16	2.493,33	329.905,80	52.079,13	70.094,20	122.173,33
50	329.905,80	956,73	1.536,61	2.493,33	328.369,19	53.035,86	71.630,81	124.666,67
51	328.369,19	952,27	1.541,06	2.493,33	326.828,13	53.988,13	73.171,87	127.160,00
52	326.828,13	947,80	1.545,53	2.493,33	325.282,60	54.935,93	74.717,40	129.653,33
53	325.282,60	943,32	1.550,01	2.493,33	323.732,58	55.879,25	76.267,42	132.146,67
54	323.732,58	938,82	1.554,51	2.493,33	322.178,07	56.818,07	77.821,93	134.640,00
55	322.178,07	934,32	1.559,02	2.493,33	320.619,06	57.752,39	79.380,94	137.133,33
56	320.619,06	929,80	1.563,54	2.493,33	319.055,52	58.682,19	80.944,48	139.626,67
57	319.055,52	925,26	1.568,07	2.493,33	317.487,45	59.607,45	82.512,55	142.120,00
58	317.487,45	920,71	1.572,62	2.493,33	315.914,83	60.528,16	84.085,17	144.613,33
59	315.914,83	916,15	1.577,18	2.493,33	314.337,65	61.444,31	85.662,35	147.106,67
60	314.337,65	911,58	1.581,75	2.493,33	312.755,89	62.355,89	87.244,11	149.600,00
61	312.755,89	906,99	1.586,34	2.493,33	311.169,55	63.262,89	88.830,45	152.093,33
62	311.169,55	902,39	1.590,94	2.493,33	309.578,61	64.165,28	90.421,39	154.586,67
63	309.578,61	897,78	1.595,56	2.493,33	307.983,06	65.063,06	92.016,94	157.080,00
64	307.983,06	893,15	1.600,18	2.493,33	306.382,87	65.956,21	93.617,13	159.573,33
65	306.382,87	888,51	1.604,82	2.493,33	304.778,05	66.844,72	95.221,95	162.066,67
66	304.778,05	883,86	1.609,48	2.493,33	303.168,57	67.728,57	96.831,43	164.560,00
67	303.168,57	879,19	1.614,14	2.493,33	301.554,43	68.607,76	98.445,57	167.053,33
68	301.554,43	874,51	1.618,83	2.493,33	299.935,60	69.482,27	100.064,40	169.546,67
69	299.935,60	869,81	1.623,52	2.493,33	298.312,08	70.352,08	101.687,92	172.040,00
70	298.312,08	865,11	1.628,23	2.493,33	296.683,85	71.217,19	103.316,15	174.533,33
71	296.683,85	860,38	1.632,95	2.493,33	295.050,90	72.077,57	104.949,10	177.026,67
72	295.050,90	855,65	1.637,69	2.493,33	293.413,22	72.933,22	106.586,78	179.520,00
73	293.413,22	850,90	1.642,43	2.493,33	291.770,78	73.784,12	108.229,22	182.013,33
74	291.770,78	846,14	1.647,20	2.493,33	290.123,59	74.630,25	109.876,41	184.506,67
75	290.123,59	841,36	1.651,97	2.493,33	288.471,61	75.471,61	111.528,39	187.000,00
76	288.471,61	836,57	1.656,77	2.493,33	286.814,84	76.308,18	113.185,16	189.493,33
77	286.814,84	831,76	1.661,57	2.493,33	285.153,27	77.139,94	114.846,73	191.986,67
78	285.153,27	826,94	1.666,39	2.493,33	283.486,89	77.966,89	116.513,11	194.480,00
79	283.486,89	822,11	1.671,22	2.493,33	281.815,66	78.789,00	118.184,34	196.973,33
80	281.815,66	817,27	1.676,07	2.493,33	280.139,60	79.606,26	119.860,40	199.466,67
81	280.139,60	812,40	1.680,93	2.493,33	278.458,67	80.418,67	121.541,33	201.960,00
82	278.458,67	807,53	1.685,80	2.493,33	276.772,86	81.226,20	123.227,14	204.453,33
83	276.772,86	802,64	1.690,69	2.493,33	275.082,17	82.028,84	124.917,83	206.946,67
84	275.082,17	797,74	1.695,60	2.493,33	273.386,58	82.826,58	126.613,42	209.440,00
85	273.386,58	792,82	1.700,51	2.493,33	271.686,07	83.619,40	128.313,93	211.933,33
86	271.686,07	787,89	1.705,44	2.493,33	269.980,62	84.407,29	130.019,38	214.426,67
87	269.980,62	782,94	1.710,39	2.493,33	268.270,23	85.190,23	131.729,77	216.920,00
88	268.270,23	777,98	1.715,35	2.493,33	266.554,88	85.968,22	133.445,12	219.413,33
89	266.554,88	773,01	1.720,32	2.493,33	264.834,56	86.741,23	135.165,44	221.906,67
90	264.834,56	768,02	1.725,31	2.493,33	263.109,25	87.509,25	136.890,75	224.400,00
91	263.109,25	763,02	1.730,32	2.493,33	261.378,93	88.272,26	138.621,07	226.893,33
92	261.378,93	758,00	1.735,33	2.493,33	259.643,59	89.030,26	140.356,41	229.386,67
93	259.643,59	752,97	1.740,37	2.493,33	257.903,23	89.783,23	142.096,77	231.880,00
94	257.903,23	747,92	1.745,41	2.493,33	256.157,81	90.531,15	143.842,19	234.373,33
95	256.157,81	742,86	1.750,48	2.493,33	254.407,34	91.274,00	145.592,66	236.866,67
96	254.407,34	737,78	1.755,55	2.493,33	252.651,79	92.011,79	147.348,21	239.360,00
97	252.651,79	732,69	1.760,64	2.493,33	250.891,14	92.744,48	149.108,86	241.853,33
98	250.891,14	727,58	1.765,75	2.493,33	249.125,39	93.472,06	150.874,61	244.346,67
99	249.125,39	722,46	1.770,87	2.493,33	247.354,52	94.194,52	152.645,48	246.840,00
100	247.354,52	717,33	1.776,01	2.493,33	245.578,52	94.911,85	154.421,48	249.333,33
101	245.578,52	712,18	1.781,16	2.493,33	243.797,36	95.624,03	156.202,64	251.826,67
102	243.797,36	707,01	1.786,32	2.493,33	242.011,04	96.331,04	157.988,96	254.320,00
103	242.011,04	701,83	1.791,50	2.493,33	240.219,54	97.032,87	159.780,46	256.813,33
104	240.219,54	696,64	1.796,70	2.493,33	238.422,84	97.729,51	161.577,16	259.306,67
105	238.422,84	691,43	1.801,91	2.493,33	236.620,94	98.420,94	163.379,06	261.800,00
106	236.620,94	686,20	1.807,13	2.493,33	234.813,80	99.107,14	165.186,20	264.293,33
107	234.813,80	680,96	1.812,37	2.493,33	233.001,43	99.788,10	166.998,57	266.786,67
108	233.001,43	675,70	1.817,63	2.493,33	231.183,80	100.463,80	168.816,20	269.280,00
109	231.183,80	670,43	1.822,90	2.493,33	229.360,90	101.134,23	170.639,10	271.773,33
110	229.360,90	665,15	1.828,19	2.493,33	227.532,71	101.799,38	172.467,29	274.266,67
111	227.532,71	659,84	1.833,49	2.493,33	225.699,23	102.459,23	174.300,77	276.760,00
112	225.699,23	654,53	1.838,81	2.493,33	223.860,42	103.113,75	176.139,58	279.253,33
113	223.860,42	649,20	1.844,14	2.493,33	222.016,28	103.762,95	177.983,72	281.746,67
114	222.016,28	643,85	1.849,49	2.493,33	220.166,80	104.406,80	179.833,20	284.240,00
115	220.166,80	638,48	1.854,85	2.493,33	218.311,95	105.045,28	181.688,05	286.733,33
116	218.311,95	633,10	1.860,23	2.493,33	216.451,72	105.678,38	183.548,28	289.226,67
117	216.451,72	627,71	1.865,62	2.493,33	214.586,09	106.306,09	185.413,91	291.720,00
118	214.586,09	622,30	1.871,03	2.493,33	212.715,06	106.928,39	187.284,94	294.213,33
119	212.715,06	616,87	1.876,46	2.493,33	210.838,60	107.545,27	189.161,40	296.706,67
120	210.838,60	611,43	1.881,90	2.493,33	208.956,70	108.156,70	191.043,30	299.200,00
121	208.956,70	605,97	1.887,36	2.493,33	207.069,34	108.762,67	192.930,66	301.693,33
122	207.069,34	600,50	1.892,83	2.493,33	205.176,51	109.363,18	194.823,49	304.186,67
123	205.176,51	595,01	1.898,32	2.493,33	203.278,19	109.958,19	196.721,81	306.680,00
124	203.278,19	589,51	1.903,83	2.493,33	201.374,36	110.547,69	198.625,64	309.173,33
125	201.374,36	583,99	1.909,35	2.493,33	199.465,01	111.131,68	200.534,99	311.666,67
126	199.465,01	578,45	1.914,88	2.493,33	197.550,13	111.710,13	202.449,87	314.160,00
127	197.550,13	572,90	1.920,44	2.493,33	195.629,69	112.283,02	204.370,31	316.653,33
128	195.629,69	567,33	1.926,01	2.493,33	193.703,68	112.850,35	206.296,32	319.146,67
129	193.703,68	561,74	1.931,59	2.493,33	191.772,09	113.412,09	208.227,91	321.640,00
130	191.772,09	556,14	1.937,19	2.493,33	189.834,90	113.968,23	210.165,10	324.133,33
131	189.834,90	550,52	1.942,81	2.493,33	187.892,08	114.518,75	212.107,92	326.626,67
132	187.892,08	544,89	1.948,45	2.493,33	185.943,64	115.063,64	214.056,36	329.120,00
133	185.943,64	539,24	1.954,10	2.493,33	183.989,54	115.602,87	216.010,46	331.613,33
134	183.989,54	533,57	1.959,76	2.493,33	182.029,78	116.136,44	217.970,22	334.106,67
135	182.029,78	527,89	1.965,45	2.493,33	180.064,33	116.664,33	219.935,67	336.600,00
136	180.064,33	522,19	1.971,15	2.493,33	178.093,18	117.186,52	221.906,82	339.093,33
137	178.093,18	516,47	1.976,86	2.493,33	176.116,32	117.702,99	223.883,68	341.586,67
138	176.116,32	510,74	1.982,60	2.493,33	174.133,72	118.213,72	225.866,28	344.080,00
139	174.133,72	504,99	1.988,35	2.493,33	172.145,38	118.718,71	227.854,62	346.573,33
140	172.145,38	499,22	1.994,11	2.493,33	170.151,27	119.217,93	229.848,73	349.066,67
141	170.151,27	493,44	1.999,89	2.493,33	168.151,37	119.711,37	231.848,63	351.560,00
142	168.151,37	487,64	2.005,69	2.493,33	166.145,68	120.199,01	233.854,32	354.053,33
143	166.145,68	481,82	2.011,51	2.493,33	164.134,17	120.680,83	235.865,83	356.546,67
144	164.134,17	475,99	2.017,34	2.493,33	162.116,82	121.156,82	237.883,18	359.040,00
145	162.116,82	470,14	2.023,19	2.493,33	160.093,63	121.626,96	239.906,37	361.533,33
146	160.093,63	464,27	2.029,06	2.493,33	158.064,57	122.091,23	241.935,43	364.026,67
147	158.064,57	458,39	2.034,95	2.493,33	156.029,62	122.549,62	243.970,38	366.520,00
148	156.029,62	452,49	2.040,85	2.493,33	153.988,77	123.002,11	246.011,23	369.013,33
149	153.988,77	446,57	2.046,77	2.493,33	151.942,01	123.448,67	248.057,99	371.506,67
150	151.942,01	440,63	2.052,70	2.493,33	149.889,31	123.889,31	250.110,69	374.000,00
151	149.889,31	434,68	2.058,65	2.493,33	147.830,65	124.323,98	252.169,35	376.493,33
152	147.830,65	428,71	2.064,62	2.493,33	145.766,03	124.752,69	254.233,97	378.986,67
153	145.766,03	422,72	2.070,61	2.493,33	143.695,42	125.175,42	256.304,58	381.480,00
154	143.695,42	416,72	2.076,62	2.493,33	141.618,80	125.592,13	258.381,20	383.973,33
155	141.618,80	410,69	2.082,64	2.493,33	139.536,16	126.002,83	260.463,84	386.466,67
156	139.536,16	404,65	2.088,68	2.493,33	137.447,48	126.407,48	262.552,52	388.960,00
157	137.447,48	398,60	2.094,74	2.493,33	135.352,75	126.806,08	264.647,25	391.453,33
158	135.352,75	392,52	2.100,81	2.493,33	133.251,94	127.198,60	266.748,06	393.946,67
159	133.251,94	386,43	2.106,90	2.493,33	131.145,03	127.585,03	268.854,97	396.440,00
160	131.145,03	380,32	2.113,01	2.493,33	129.032,02	127.965,35	270.967,98	398.933,33
161	129.032,02	374,19	2.119,14	2.493,33	126.912,88	128.339,55	273.087,12	401.426,67
162	126.912,88	368,05	2.125,29	2.493,33	124.787,59	128.707,59	275.212,41	403.920,00
163	124.787,59	361,88	2.131,45	2.493,33	122.656,14	129.069,48	277.343,86	406.413,33
164	122.656,14	355,70	2.137,63	2.493,33	120.518,51	129.425,18	279.481,49	408.906,67
165	120.518,51	349,50	2.143,83	2.493,33	118.374,68	129.774,68	281.625,32	411.400,00
166	118.374,68	343,29	2.150,05	2.493,33	116.224,64	130.117,97	283.775,36	413.893,33
167	116.224,64	337,05	2.156,28	2.493,33	114.068,36	130.455,02	285.931,64	416.386,67
168	114.068,36	330,80	2.162,54	2.493,33	111.905,82	130.785,82	288.094,18	418.880,00
169	111.905,82	324,53	2.168,81	2.493,33	109.737,01	131.110,35	290.262,99	421.373,33
170	109.737,01	318,24	2.175,10	2.493,33	107.561,92	131.428,58	292.438,08	423.866,67
171	107.561,92	311,93	2.181,40	2.493,33	105.380,51	131.740,51	294.619,49	426.360,00
172	105.380,51	305,60	2.187,73	2.493,33	103.192,78	132.046,12	296.807,22	428.853,33
173	103.192,78	299,26	2.194,07	2.493,33	100.998,71	132.345,38	299.001,29	431.346,67
174	100.998,71	292,90	2.200,44	2.493,33	98.798,27	132.638,27	301.201,73	433.840,00
175	98.798,27	286,51	2.206,82	2.493,33	96.591,45	132.924,79	303.408,55	436.333,33
176	96.591,45	280,12	2.213,22	2.493,33	94.378,24	133.204,90	305.621,76	438.826,67
177	94.378,24	273,70	2.219,64	2.493,33	92.158,60	133.478,60	307.841,40	441.320,00
178	92.158,60	267,26	2.226,07	2.493,33	89.932,53	133.745,86	310.067,47	443.813,33
179	89.932,53	260,80	2.232,53	2.493,33	87.700,00	134.006,66	312.300,00	446.306,67
180	87.700,00	254,33	2.239,00	2.493,33	85.460,99	134.260,99	314.539,01	448.800,00
181	85.460,99	247,84	2.245,50	2.493,33	83.215,50	134.508,83	316.784,50	451.293,33
182	83.215,50	241,32	2.252,01	2.493,33	80.963,49	134.750,16	319.036,51	453.786,67
183	80.963,49	234,79	2.258,54	2.493,33	78.704,95	134.984,95	321.295,05	456.280,00
184	78.704,95	228,24	2.265,09	2.493,33	76.439,86	135.213,19	323.560,14	458.773,33
185	76.439,86	221,68	2.271,66	2.493,33	74.168,20	135.434,87	325.831,80	461.266,67
186	74.168,20	215,09	2.278,25	2.493,33	71.889,96	135.649,96	328.110,04	463.760,00
187	71.889,96	208,48	2.284,85	2.493,33	69.605,11	135.858,44	330.394,89	466.253,33
188	69.605,11	201,85	2.291,48	2.493,33	67.313,63	136.060,29	332.686,37	468.746,67
189	67.313,63	195,21	2.298,12	2.493,33	65.015,50	136.255,50	334.984,50	471.240,00
190	65.015,50	188,54	2.304,79	2.493,33	62.710,71	136.444,05	337.289,29	473.733,33
191	62.710,71	181,86	2.311,47	2.493,33	60.399,24	136.625,91	339.600,76	476.226,67
192	60.399,24	175,16	2.318,18	2.493,33	58.081,07	136.801,07	341.918,93	478.720,00
193	58.081,07	168,44	2.324,90	2.493,33	55.756,17	136.969,50	344.243,83	481.213,33
194	55.756,17	161,69	2.331,64	2.493,33	53.424,53	137.131,19	346.575,47	483.706,67
195	53.424,53	154,93	2.338,40	2.493,33	51.086,13	137.286,13	348.913,87	486.200,00
196	51.086,13	148,15	2.345,18	2.493,33	48.740,94	137.434,28	351.259,06	488.693,33
197	48.740,94	141,35	2.351,98	2.493,33	46.388,96	137.575,62	353.611,04	491.186,67
198	46.388,96	134,53	2.358,81	2.493,33	44.030,15	137.710,15	355.969,85	493.680,00
199	44.030,15	127,69	2.365,65	2.493,33	41.664,51	137.837,84	358.335,49	496.173,33
200	41.664,51	120,83	2.372,51	2.493,33	39.292,00	137.958,67	360.708,00	498.666,67
201	39.292,00	113,95	2.379,39	2.493,33	36.912,61	138.072,61	363.087,39	501.160,00
202	36.912,61	107,05	2.386,29	2.493,33	34.526,33	138.179,66	365.473,67	503.653,33
203	34.526,33	100,13	2.393,21	2.493,33	32.133,12	138.279,79	367.866,88	506.146,67
204	32.133,12	93,19	2.400,15	2.493,33	29.732,97	138.372,97	370.267,03	508.640,00
205	29.732,97	86,23	2.407,11	2.493,33	27.325,87	138.459,20	372.674,13	511.133,33
206	27.325,87	79,25	2.414,09	2.493,33	24.911,78	138.538,44	375.088,22	513.626,67
207	24.911,78	72,24	2.421,09	2.493,33	22.490,69	138.610,69	377.509,31	516.120,00
208	22.490,69	65,22	2.428,11	2.493,33	20.062,58	138.675,91	379.937,42	518.613,33
209	20.062,58	58,18	2.435,15	2.493,33	17.627,43	138.734,09	382.372,57	521.106,67
210	17.627,43	51,12	2.442,21	2.493,33	15.185,21	138.785,21	384.814,79	523.600,00
211	15.185,21	44,04	2.449,30	2.493,33	12.735,92	138.829,25	387.264,08	526.093,33
212	12.735,92	36,93	2.456,40	2.493,33	10.279,52	138.866,18	389.720,48	528.586,67
213	10.279,52	29,81	2.463,52	2.493,33	7.815,99	138.895,99	392.184,01	531.080,00
214	7.815,99	22,67	2.470,67	2.493,33	5.345,33	138.918,66	394.654,67	533.573,33
215	5.345,33	15,50	2.477,83	2.493,33	2.867,49	138.934,16	397.132,51	536.066,67
216	2.867,49	8,32	2.485,02	2.493,33	382,48	138.942,48	399.617,52	538.560,00
217	382,48	1,11	382,48	382,48	382,48	138.943,59	400.000,00	538.943,59

Stand der Daten: 21.05.2022

Voraussetzung für eine Finanzierung ohne Eigenmittel

Die großen deutschen Banken, Commerzbank, Deutsche Bank und Postbank, begannen damit, das „no-go“ der Finanzierung ohne Eigenmittel aufzuweichen. Allerdings halten sich diese Institute auch bedeckt, wenn nicht nur der Kaufpreis in voller Höhe finanziert werden muss, sondern auch noch die Eigenmittel für die Erwerbsnebenkosten finanziert werden müssen.

Eine Vollfinanzierung ist dann machbar, wenn die Erwerber folgende Eckpunkte erfüllen können:

Eine monatliche Tilgungsleistung von drei oder vier Prozent
Die Rate sollte rund 40 Prozent des Haushaltsnettoeinkommens ausmachen.

Voraussetzung ist hier, dass zumindest die Gelder für die Erwerbsnebenkosten vorhanden sind. Fehlen diese ebenfalls, muss ein zweiter Darlehensgeber mit ins Boot genommen werden.

Grundsätzlich gilt, dass eine Finanzierung ohne Eigenmittel ein gewisses Mehr an Risiko für den Erwerber bedeutet. Besteht kurzfristig akuter Geldbedarf, beispielsweise, weil eine Reparatur am Haus fällig wird, sieht es mit einer Aufstockung des Darlehens schlecht aus.

Finanzierung der Erwerbsnebenkosten

Über das Hypothekendarlehen sind diese Aufwendungen in aller Regel nicht mehr finanzierbar. Es gibt Kreditgeber, die sogenannte 110 Prozent Finanzierungen anbieten. Diese Kredite sind aber nicht überall zu bekommen. Die Käufer sind daher meist gezwungen, einen klassischen Ratenkredit aufzunehmen. Die Zinsen für diese Darlehen liegen jedoch deutlich über den Hypothekenzinsen.

Die Hanseatic-Bank, vielen Verbrauchern als Kreditgeber für Einkäufe bei dem Versandhändler Otto ein Begriff, hat sich auf dieses Kreditsegment spezialisiert. Mit dem „Eigentümerdarlehen“ übernimmt sie den Teil der Finanzierung, der von den anderen Banken nicht mehr getragen wird.

Das Kreditvolumen kann zwischen 5.000 Euro und 60.000 Euro betragen, die Laufzeit bis zu 180 Monaten. Bei einer 10jährigen Zinsfestschreibung beträgt der effektive Jahreszins 7,29% (Stand Juli 2016). Zum Vergleich: Im Januar 2016 lagen die Baufinanzierungskonditionen im zehnjährigen Bereich bei unter 1,25 Prozent pro Jahr.

Um einmal zu veranschaulichen, wie sich eine Baufinanzierung ohne Eigenkapital gegenüber einer Finanzierung mit Eigenkapital auswirkt, haben wir die Varianten einmal gegenübergestellt. Die 110-Prozent-Finanzierung unterstellt, dass die Erwerbsnebenkosten ebenfalls finanziert werden müssen:

Baufinanzierungen mit und ohne Eigenkapital im direkten Vergleich

	Baufinanzierung mit Eigenkapital	100-Prozent-Finanzierung	110-Prozent-Finanzierung
Kaufpreis	210.000 Euro	210.000 Euro	210.000 Euro
Benötigtes Darlehen	150.000 Euro	210.000 Euro	210.000 Euro
Eigenkapital	60.000 Euro	0 Euro	0 Euro
Zinsbindung	15 Jahre	15 Jahre	15 Jahre
Anfängliche Tilgungsrate	2 Prozent	2 Prozent	2 Prozent
Sollzinssatz p.a.	2,54 Prozent	3,54 Prozent	3,54 Prozent
Privatkredit für die Kaufnebenkosten	–	–	21.000 Euro (ca. 10% vom Kaufpreis)
Zinssatz Privatkredit	–	–	5,99 % p.a.
Monatliche Rate Privatkredit	–	–	177,10 Euro
Zinskosten Privatkredit nach 15 Jahren	–	–	10.877,47 Euro
Ergebnis
Monatliche Rate	794,50 Euro	969,50 Euro	1.146,60 Euro
Zinskosten nach 15 Jahren	38.635 Euro	91.541 Euro	103.418,57 Euro
Restschuld nach 15 Jahren	45.625 Euro	127.031 Euro	127.031 Euro
Gesamtlaufzeit bis Volltilgung bei gleichen Zinsbedingungen	20 Jahre	29 Jahre	29 Jahre

Quelle: Dr. Klein

Auswirkungen der Wohnimmobilien-Kreditrichtlinie

Die Wohnimmobilienkreditrichtlinie sah vor, dass Darlehen nur vergeben werden dürfen, wenn die ordnungsgemäße Rückführung über die gesamte Laufzeit sichergestellt ist. Das war eigentlich schon immer so. Allerdings sollte dabei der Wert der Immobilie unberücksichtigt bleiben. Die Bonitätsprüfung der Banken stellte auch nicht nur auf die aktuelle wirtschaftliche Situation des Kreditnehmers ab, sondern musste auch alle künftigen Risiken mit einbeziehen.

Zu diesen Optionen zählen auch Scheidung, Krankheit oder Kinder. Auch wenn solche Faktoren als nahezu unabwägbar gelten, waren die Banker gehalten, diese Sachverhalte bei der Kreditvergabe zu berücksichtigen. Je größer das Darlehensvolumen ausfällt, umso größer ist zwangsläufig das Risiko, dass eine Rate nicht gezahlt werden kann.

Erfreulicherweise wurde durch eine Novelle der Wohnimmobilienkreditrichtlinie dieser unsinnige Sachverhalt mit Wirkung per 01.05.2018 wieder aus den Vorgaben herausgenommen, genauso wie die Bewertung möglicher Veränderungen im Leben des Kreditnehmers.

Eigenkapitalersatz – auch das gibt es

KfW

Kein Eigenkapital, aber auch eine Lösung, ist das klassische KfW-Darlehen. Bauherren oder Erwerber können bis zu 50.000 Euro bei der KfW aufnehmen. Mit diesem Betrag lässt sich die Lücke zwischen niedrigerem Beleihungsauslauf und Kaufpreis schließen. Das KfW-Programm 124 fördert den Erwerb selbst genutzten Wohneigentums (1).

Arbeitgeberdarlehen

Arbeitgeberdarlehen besitzen im Zusammenhang mit einer Baufinanzierung Eigenkapitalcharakter. Bei einem Kaufpreis inklusive Nebenkosten von 220.000 Euro bedeutet ein Arbeitgeberdarlehen in Höhe von 50.000 Euro eine Eigenkapitalquote von 22,7 Prozent. Schon sieht der Beleihungsauslauf nicht mehr ganz so dramatisch aus.

Der Darlehensvertrag sollte allerdings, so kein Standardwerk genutzt wird, von einem Steuerberater geprüft werden. Bei dem geringsten Formfehler gilt das Darlehen als Einkommen und wird sowohl steuer- als auch sozialabgabenpflichtig.

Eigenleistung

Die Eigenleistung, auch als Muskelhypothek bekannt, greift bei Neubauten oder wenn die Bestandsimmobilie saniert oder renoviert werden muss. Die Banken rechnen die für die Arbeitszeit des Handwerkers eingesparten Kosten zu einem bestimmten Prozentsatz als Eigenkapital.

Allerdings sollte schlüssig sein, dass der Bauherr oder seine Helfer auch tatsächlich in der Lage sind, die Gewerke auszuführen. Fliesen verlegen oder Türen einbauen mag noch leicht erklärbar sein. Schwieriger wird es jedoch, wenn Sanitär- oder Elektroarbeiten in Eigenregie vorgenommen werden. Häufig verlangen die Kreditinstitute in diesem Fall einen „Fähigkeitsnachweis“.

Versicherungspolicen

Wer eine Lebensversicherungs- oder Rentenversicherungspolice in der Schublade hat, sollte bei dem Versicherer einmal den Rückkaufswert in Erfahrung bringen. Als Sicherheit an die Bank abgetreten, senkt dies zwar nicht das Darlehen als solches, erhöht aber fiktiv die Eigenmittel und senkt somit den Beleihungsauslauf.

Gleiches gilt im Übrigen auch für Wertpapiere und Bausparverträge. Bei Wertpapieren wird allerdings nicht der Kurswert, sondern nur ein Prozentsatz dessen, bei Aktien meist 60%, bei Anleihen zwischen 80 und 90 Prozent, festgesetzt.

Kostenloses Angebot für individuelle Baufinanzierung anfordern

Da jede Baufinanzierung individuell maßgeschneidert werden sollte, empfehlen wir, bei der Finanzierungsplanung einen Experten zu Rate zu ziehen. Über das nachfolgende Formular können Sie eine kostenlose und unverbindliche Finanzierungsberatung sowie ein entsprechendes Angebot bei der Interhyp AG, einem der führenden Vermittler von Hypothekendarlehen in Deutschland, anfordern:

Weiterführende Informationen

(1) KfW-Programm 124 – KfW-Wohneigentumsprogramm

Vollfinanzierung – Hauskauf ohne Eigenkapital

Der Beleihungsauslauf

Kosten für Immobilien-Vollfinanzierung berechnen

Filter

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Weitere Infos zur Berechnung

Allgemeine Infos

Repräsentatives Beispiel nach §6a PAngV

Voraussetzung für eine Finanzierung ohne Eigenmittel

Finanzierung der Erwerbsnebenkosten

Baufinanzierungen mit und ohne Eigenkapital im direkten Vergleich

Auswirkungen der Wohnimmobilien-Kreditrichtlinie

Eigenkapitalersatz – auch das gibt es

KfW

Arbeitgeberdarlehen

Eigenleistung

Versicherungspolicen

Kostenloses Angebot für individuelle Baufinanzierung anfordern

Weiterführende Informationen