Vollfinanzierung – Hauskauf ohne Eigenkapital
Trotz kontinuierlich steigender Immobilienpreise locken die niedrigen Zinsen immer mehr Mieter, den Schritt in die eigenen vier Wände zu wagen, auch ohne Eigenkapital. Bezüglich der Eigenmittel galt bis vor einiger Zeit noch die Faustformel „20 Prozent des Kaufpreises zuzüglich der Erwerbsnebenkosten“.
Auf dieser Regel aufbauend, sollte eine solide Finanzierung möglich sein. Schleichend hat sich aber das US-amerikanische Prinzip der Vollfinanzierung seinen Weg gesucht. Vollfinanzierungen haben einen Nachteil: In der Spitze wird es teuer.
- Vollfinanzierung bedeutet, dass der Kaufpreis einer Immobilie zu 100% mit einem Darlehen abgedeckt werden kann und kein Eigenkapital dafür eingebracht werden muss.
- Die Höhe des Finanzierungsanteils wird mit dem Beleihungsauslauf ausgedrückt.
- Je höher der Beleihungsauslauf, desto höher die Zinsen. Ab 80% Beleihungsauslauf steigen die Zinsen überdurchschnittlich an, wie auch in unserem Baufinanzierungsvergleich ersichtlich.
- Um eine Vollfinanzierung zu erhalten, muss die monatliche Tilgungsleistung meist 3% – 4% betragen und die Rate sollte rund 40% des Haushaltsnettoeinkommens ausmachen.
- Die Erwerbsnebenkosten müssen i.d.R. vom Eigenkapital getragen werden, andernfalls ist von einer 110%-Finanzierung die Rede.
Der Beleihungsauslauf
Der sogenannte Beleihungsauslauf spielt bei der Verzinsung eines Hypothekendarlehens eine wesentliche Rolle. Er bezeichnet die Relation zwischen Beleihungswert der Immobilie und des in Anspruch genommenen Darlehens.
Beträgt der Beleihungswert der Immobilie 200.000 Euro, das Darlehen 80.000 Euro, liegt der Beleihungswert bei 40 Prozent. Je niedriger der Beleihungswert ausfällt, umso weniger Zinsen stellt die Bank in Rechnung. Landläufig unterscheiden die Banken vier Stufen:
- Bis 40 Prozent des Beleihungswertes
- Bis 60 Prozent des Beleihungswertes
- Bis 80 Prozent des Beleihungswertes
- Über 80 Prozent.
Hypothekenbanken dürfen Darlehen bis zu 60 Prozent des Beleihungswertes vergeben, sogenannte 1a-Hypotheken. Besteht ein höherer Finanzierungsbedarf, übernimmt diesen die assoziierte Bank gegen einen Zinsaufschlag von 0,5 Prozent in Form des 1b-Darlehens.
Bis zu einem Beleihungsauslauf von 80 Prozent sind die Zinsunterschiede zwischen den einzelnen Stufen eher marginal. Erst wenn die 80-Prozentmarke überschritten wird, steigen auch die Zinsen für diesen Anteil der Finanzierung überdurchschnittlich an, wie auch unser Baufinanzierungsrechner aufzeigt Wenn Sie dort bei „Beleihungsauslauf“ 110 Prozent eingeben, haben Sie eine Vollfinanzierung und können deren Zinsen direkt mit niedrigeren Werten für den Beleihungsauslauf vergleichen:
Kosten für Immobilien-Vollfinanzierung berechnen
- 1,41%
- gebundener Sollzins*
- 1,43%
- effektiver Jahreszins*
- 1.352,50€
- Monatsrate
- Gesamtzahlung :324.600,00 EUR
- Tilgungsanteil :277.071,71 EUR
- Zinsanteil :47.528,29 EUR
- Restschuld :22.928,29 EUR
22087 Hamburg
Monat | Kreditsumme | Zinslast | Tilgungslast | Monatsrate | Restschuld | Zinsen gesamt | Tilgung gesamt | Gesamt |
---|---|---|---|---|---|---|---|---|
1 | 300.000,00 | 352,50 | 1.000,00 | 1.352,50 | 299.000,00 | 352,50 | 1.000,00 | 1.352,50 |
2 | 299.000,00 | 351,33 | 1.001,18 | 1.352,50 | 299.000,00 | 703,83 | 2.001,18 | 2.705,00 |
3 | 297.998,83 | 350,15 | 1.002,35 | 1.352,50 | 297.998,83 | 1.053,97 | 3.003,53 | 4.057,50 |
4 | 296.996,47 | 348,97 | 1.003,53 | 1.352,50 | 296.996,47 | 1.402,94 | 4.007,06 | 5.410,00 |
5 | 295.992,94 | 347,79 | 1.004,71 | 1.352,50 | 295.992,94 | 1.750,74 | 5.011,76 | 6.762,50 |
6 | 294.988,24 | 346,61 | 1.005,89 | 1.352,50 | 294.988,24 | 2.097,35 | 6.017,65 | 8.115,00 |
7 | 293.982,35 | 345,43 | 1.007,07 | 1.352,50 | 293.982,35 | 2.442,78 | 7.024,72 | 9.467,50 |
8 | 292.975,28 | 344,25 | 1.008,25 | 1.352,50 | 292.975,28 | 2.787,02 | 8.032,98 | 10.820,00 |
9 | 291.967,02 | 343,06 | 1.009,44 | 1.352,50 | 291.967,02 | 3.130,08 | 9.042,42 | 12.172,50 |
10 | 290.957,58 | 341,88 | 1.010,62 | 1.352,50 | 290.957,58 | 3.471,96 | 10.053,04 | 13.525,00 |
11 | 289.946,96 | 340,69 | 1.011,81 | 1.352,50 | 289.946,96 | 3.812,65 | 11.064,85 | 14.877,50 |
12 | 288.935,15 | 339,50 | 1.013,00 | 1.352,50 | 288.935,15 | 4.152,15 | 12.077,85 | 16.230,00 |
13 | 287.922,15 | 338,31 | 1.014,19 | 1.352,50 | 287.922,15 | 4.490,45 | 13.092,05 | 17.582,50 |
14 | 286.907,95 | 337,12 | 1.015,38 | 1.352,50 | 286.907,95 | 4.827,57 | 14.107,43 | 18.935,00 |
15 | 285.892,57 | 335,92 | 1.016,58 | 1.352,50 | 285.892,57 | 5.163,49 | 15.124,01 | 20.287,50 |
16 | 284.875,99 | 334,73 | 1.017,77 | 1.352,50 | 284.875,99 | 5.498,22 | 16.141,78 | 21.640,00 |
17 | 283.858,22 | 333,53 | 1.018,97 | 1.352,50 | 283.858,22 | 5.831,76 | 17.160,74 | 22.992,50 |
18 | 282.839,26 | 332,34 | 1.020,16 | 1.352,50 | 282.839,26 | 6.164,09 | 18.180,91 | 24.345,00 |
19 | 281.819,09 | 331,14 | 1.021,36 | 1.352,50 | 281.819,09 | 6.495,23 | 19.202,27 | 25.697,50 |
20 | 280.797,73 | 329,94 | 1.022,56 | 1.352,50 | 280.797,73 | 6.825,17 | 20.224,83 | 27.050,00 |
21 | 279.775,17 | 328,74 | 1.023,76 | 1.352,50 | 279.775,17 | 7.153,90 | 21.248,60 | 28.402,50 |
22 | 278.751,40 | 327,53 | 1.024,97 | 1.352,50 | 278.751,40 | 7.481,44 | 22.273,56 | 29.755,00 |
23 | 277.726,44 | 326,33 | 1.026,17 | 1.352,50 | 277.726,44 | 7.807,77 | 23.299,73 | 31.107,50 |
24 | 276.700,27 | 325,12 | 1.027,38 | 1.352,50 | 276.700,27 | 8.132,89 | 24.327,11 | 32.460,00 |
25 | 275.672,89 | 323,92 | 1.028,58 | 1.352,50 | 275.672,89 | 8.456,80 | 25.355,70 | 33.812,50 |
26 | 274.644,30 | 322,71 | 1.029,79 | 1.352,50 | 274.644,30 | 8.779,51 | 26.385,49 | 35.165,00 |
27 | 273.614,51 | 321,50 | 1.031,00 | 1.352,50 | 273.614,51 | 9.101,01 | 27.416,49 | 36.517,50 |
28 | 272.583,51 | 320,29 | 1.032,21 | 1.352,50 | 272.583,51 | 9.421,29 | 28.448,71 | 37.870,00 |
29 | 271.551,29 | 319,07 | 1.033,43 | 1.352,50 | 271.551,29 | 9.740,37 | 29.482,13 | 39.222,50 |
30 | 270.517,87 | 317,86 | 1.034,64 | 1.352,50 | 270.517,87 | 10.058,22 | 30.516,78 | 40.575,00 |
31 | 269.483,22 | 316,64 | 1.035,86 | 1.352,50 | 269.483,22 | 10.374,87 | 31.552,63 | 41.927,50 |
32 | 268.447,37 | 315,43 | 1.037,07 | 1.352,50 | 268.447,37 | 10.690,29 | 32.589,71 | 43.280,00 |
33 | 267.410,29 | 314,21 | 1.038,29 | 1.352,50 | 267.410,29 | 11.004,50 | 33.628,00 | 44.632,50 |
34 | 266.372,00 | 312,99 | 1.039,51 | 1.352,50 | 266.372,00 | 11.317,49 | 34.667,51 | 45.985,00 |
35 | 265.332,49 | 311,77 | 1.040,73 | 1.352,50 | 265.332,49 | 11.629,25 | 35.708,25 | 47.337,50 |
36 | 264.291,75 | 310,54 | 1.041,96 | 1.352,50 | 264.291,75 | 11.939,80 | 36.750,20 | 48.690,00 |
37 | 263.249,80 | 309,32 | 1.043,18 | 1.352,50 | 263.249,80 | 12.249,11 | 37.793,39 | 50.042,50 |
38 | 262.206,61 | 308,09 | 1.044,41 | 1.352,50 | 262.206,61 | 12.557,21 | 38.837,79 | 51.395,00 |
39 | 261.162,21 | 306,87 | 1.045,63 | 1.352,50 | 261.162,21 | 12.864,07 | 39.883,43 | 52.747,50 |
40 | 260.116,57 | 305,64 | 1.046,86 | 1.352,50 | 260.116,57 | 13.169,71 | 40.930,29 | 54.100,00 |
41 | 259.069,71 | 304,41 | 1.048,09 | 1.352,50 | 259.069,71 | 13.474,12 | 41.978,38 | 55.452,50 |
42 | 258.021,62 | 303,18 | 1.049,32 | 1.352,50 | 258.021,62 | 13.777,29 | 43.027,71 | 56.805,00 |
43 | 256.972,29 | 301,94 | 1.050,56 | 1.352,50 | 256.972,29 | 14.079,23 | 44.078,27 | 58.157,50 |
44 | 255.921,73 | 300,71 | 1.051,79 | 1.352,50 | 255.921,73 | 14.379,94 | 45.130,06 | 59.510,00 |
45 | 254.869,94 | 299,47 | 1.053,03 | 1.352,50 | 254.869,94 | 14.679,41 | 46.183,09 | 60.862,50 |
46 | 253.816,91 | 298,23 | 1.054,27 | 1.352,50 | 253.816,91 | 14.977,65 | 47.237,35 | 62.215,00 |
47 | 252.762,65 | 297,00 | 1.055,50 | 1.352,50 | 252.762,65 | 15.274,65 | 48.292,85 | 63.567,50 |
48 | 251.707,15 | 295,76 | 1.056,74 | 1.352,50 | 251.707,15 | 15.570,40 | 49.349,60 | 64.920,00 |
49 | 250.650,40 | 294,51 | 1.057,99 | 1.352,50 | 250.650,40 | 15.864,92 | 50.407,58 | 66.272,50 |
50 | 249.592,42 | 293,27 | 1.059,23 | 1.352,50 | 249.592,42 | 16.158,19 | 51.466,81 | 67.625,00 |
51 | 248.533,19 | 292,03 | 1.060,47 | 1.352,50 | 248.533,19 | 16.450,21 | 52.527,29 | 68.977,50 |
52 | 247.472,71 | 290,78 | 1.061,72 | 1.352,50 | 247.472,71 | 16.740,99 | 53.589,01 | 70.330,00 |
53 | 246.410,99 | 289,53 | 1.062,97 | 1.352,50 | 246.410,99 | 17.030,53 | 54.651,97 | 71.682,50 |
54 | 245.348,03 | 288,28 | 1.064,22 | 1.352,50 | 245.348,03 | 17.318,81 | 55.716,19 | 73.035,00 |
55 | 244.283,81 | 287,03 | 1.065,47 | 1.352,50 | 244.283,81 | 17.605,84 | 56.781,66 | 74.387,50 |
56 | 243.218,34 | 285,78 | 1.066,72 | 1.352,50 | 243.218,34 | 17.891,63 | 57.848,37 | 75.740,00 |
57 | 242.151,63 | 284,53 | 1.067,97 | 1.352,50 | 242.151,63 | 18.176,15 | 58.916,35 | 77.092,50 |
58 | 241.083,65 | 283,27 | 1.069,23 | 1.352,50 | 241.083,65 | 18.459,43 | 59.985,57 | 78.445,00 |
59 | 240.014,43 | 282,02 | 1.070,48 | 1.352,50 | 240.014,43 | 18.741,44 | 61.056,06 | 79.797,50 |
60 | 238.943,94 | 280,76 | 1.071,74 | 1.352,50 | 238.943,94 | 19.022,20 | 62.127,80 | 81.150,00 |
61 | 237.872,20 | 279,50 | 1.073,00 | 1.352,50 | 237.872,20 | 19.301,70 | 63.200,80 | 82.502,50 |
62 | 236.799,20 | 278,24 | 1.074,26 | 1.352,50 | 236.799,20 | 19.579,94 | 64.275,06 | 83.855,00 |
63 | 235.724,94 | 276,98 | 1.075,52 | 1.352,50 | 235.724,94 | 19.856,92 | 65.350,58 | 85.207,50 |
64 | 234.649,42 | 275,71 | 1.076,79 | 1.352,50 | 234.649,42 | 20.132,63 | 66.427,37 | 86.560,00 |
65 | 233.572,63 | 274,45 | 1.078,05 | 1.352,50 | 233.572,63 | 20.407,08 | 67.505,42 | 87.912,50 |
66 | 232.494,58 | 273,18 | 1.079,32 | 1.352,50 | 232.494,58 | 20.680,26 | 68.584,74 | 89.265,00 |
67 | 231.415,26 | 271,91 | 1.080,59 | 1.352,50 | 231.415,26 | 20.952,17 | 69.665,33 | 90.617,50 |
68 | 230.334,67 | 270,64 | 1.081,86 | 1.352,50 | 230.334,67 | 21.222,82 | 70.747,18 | 91.970,00 |
69 | 229.252,82 | 269,37 | 1.083,13 | 1.352,50 | 229.252,82 | 21.492,19 | 71.830,31 | 93.322,50 |
70 | 228.169,69 | 268,10 | 1.084,40 | 1.352,50 | 228.169,69 | 21.760,29 | 72.914,71 | 94.675,00 |
71 | 227.085,29 | 266,83 | 1.085,67 | 1.352,50 | 227.085,29 | 22.027,11 | 74.000,39 | 96.027,50 |
72 | 225.999,61 | 265,55 | 1.086,95 | 1.352,50 | 225.999,61 | 22.292,66 | 75.087,34 | 97.380,00 |
73 | 224.912,66 | 264,27 | 1.088,23 | 1.352,50 | 224.912,66 | 22.556,94 | 76.175,56 | 98.732,50 |
74 | 223.824,44 | 262,99 | 1.089,51 | 1.352,50 | 223.824,44 | 22.819,93 | 77.265,07 | 100.085,00 |
75 | 222.734,93 | 261,71 | 1.090,79 | 1.352,50 | 222.734,93 | 23.081,64 | 78.355,86 | 101.437,50 |
76 | 221.644,14 | 260,43 | 1.092,07 | 1.352,50 | 221.644,14 | 23.342,08 | 79.447,92 | 102.790,00 |
77 | 220.552,08 | 259,15 | 1.093,35 | 1.352,50 | 220.552,08 | 23.601,22 | 80.541,28 | 104.142,50 |
78 | 219.458,72 | 257,86 | 1.094,64 | 1.352,50 | 219.458,72 | 23.859,09 | 81.635,91 | 105.495,00 |
79 | 218.364,09 | 256,58 | 1.095,92 | 1.352,50 | 218.364,09 | 24.115,67 | 82.731,83 | 106.847,50 |
80 | 217.268,17 | 255,29 | 1.097,21 | 1.352,50 | 217.268,17 | 24.370,96 | 83.829,04 | 108.200,00 |
81 | 216.170,96 | 254,00 | 1.098,50 | 1.352,50 | 216.170,96 | 24.624,96 | 84.927,54 | 109.552,50 |
82 | 215.072,46 | 252,71 | 1.099,79 | 1.352,50 | 215.072,46 | 24.877,67 | 86.027,33 | 110.905,00 |
83 | 213.972,67 | 251,42 | 1.101,08 | 1.352,50 | 213.972,67 | 25.129,08 | 87.128,42 | 112.257,50 |
84 | 212.871,58 | 250,12 | 1.102,38 | 1.352,50 | 212.871,58 | 25.379,21 | 88.230,79 | 113.610,00 |
85 | 211.769,21 | 248,83 | 1.103,67 | 1.352,50 | 211.769,21 | 25.628,04 | 89.334,46 | 114.962,50 |
86 | 210.665,54 | 247,53 | 1.104,97 | 1.352,50 | 210.665,54 | 25.875,57 | 90.439,43 | 116.315,00 |
87 | 209.560,57 | 246,23 | 1.106,27 | 1.352,50 | 209.560,57 | 26.121,80 | 91.545,70 | 117.667,50 |
88 | 208.454,30 | 244,93 | 1.107,57 | 1.352,50 | 208.454,30 | 26.366,74 | 92.653,26 | 119.020,00 |
89 | 207.346,74 | 243,63 | 1.108,87 | 1.352,50 | 207.346,74 | 26.610,37 | 93.762,13 | 120.372,50 |
90 | 206.237,87 | 242,33 | 1.110,17 | 1.352,50 | 206.237,87 | 26.852,70 | 94.872,30 | 121.725,00 |
91 | 205.127,70 | 241,03 | 1.111,47 | 1.352,50 | 205.127,70 | 27.093,72 | 95.983,78 | 123.077,50 |
92 | 204.016,22 | 239,72 | 1.112,78 | 1.352,50 | 204.016,22 | 27.333,44 | 97.096,56 | 124.430,00 |
93 | 202.903,44 | 238,41 | 1.114,09 | 1.352,50 | 202.903,44 | 27.571,85 | 98.210,65 | 125.782,50 |
94 | 201.789,35 | 237,10 | 1.115,40 | 1.352,50 | 201.789,35 | 27.808,96 | 99.326,04 | 127.135,00 |
95 | 200.673,96 | 235,79 | 1.116,71 | 1.352,50 | 200.673,96 | 28.044,75 | 100.442,75 | 128.487,50 |
96 | 199.557,25 | 234,48 | 1.118,02 | 1.352,50 | 199.557,25 | 28.279,23 | 101.560,77 | 129.840,00 |
97 | 198.439,23 | 233,17 | 1.119,33 | 1.352,50 | 198.439,23 | 28.512,39 | 102.680,11 | 131.192,50 |
98 | 197.319,89 | 231,85 | 1.120,65 | 1.352,50 | 197.319,89 | 28.744,25 | 103.800,75 | 132.545,00 |
99 | 196.199,25 | 230,53 | 1.121,97 | 1.352,50 | 196.199,25 | 28.974,78 | 104.922,72 | 133.897,50 |
100 | 195.077,28 | 229,22 | 1.123,28 | 1.352,50 | 195.077,28 | 29.204,00 | 106.046,00 | 135.250,00 |
101 | 193.954,00 | 227,90 | 1.124,60 | 1.352,50 | 193.954,00 | 29.431,89 | 107.170,61 | 136.602,50 |
102 | 192.829,39 | 226,57 | 1.125,93 | 1.352,50 | 192.829,39 | 29.658,47 | 108.296,53 | 137.955,00 |
103 | 191.703,47 | 225,25 | 1.127,25 | 1.352,50 | 191.703,47 | 29.883,72 | 109.423,78 | 139.307,50 |
104 | 190.576,22 | 223,93 | 1.128,57 | 1.352,50 | 190.576,22 | 30.107,64 | 110.552,36 | 140.660,00 |
105 | 189.447,64 | 222,60 | 1.129,90 | 1.352,50 | 189.447,64 | 30.330,25 | 111.682,25 | 142.012,50 |
106 | 188.317,75 | 221,27 | 1.131,23 | 1.352,50 | 188.317,75 | 30.551,52 | 112.813,48 | 143.365,00 |
107 | 187.186,52 | 219,94 | 1.132,56 | 1.352,50 | 187.186,52 | 30.771,46 | 113.946,04 | 144.717,50 |
108 | 186.053,96 | 218,61 | 1.133,89 | 1.352,50 | 186.053,96 | 30.990,08 | 115.079,92 | 146.070,00 |
109 | 184.920,08 | 217,28 | 1.135,22 | 1.352,50 | 184.920,08 | 31.207,36 | 116.215,14 | 147.422,50 |
110 | 183.784,86 | 215,95 | 1.136,55 | 1.352,50 | 183.784,86 | 31.423,30 | 117.351,70 | 148.775,00 |
111 | 182.648,30 | 214,61 | 1.137,89 | 1.352,50 | 182.648,30 | 31.637,92 | 118.489,58 | 150.127,50 |
112 | 181.510,42 | 213,27 | 1.139,23 | 1.352,50 | 181.510,42 | 31.851,19 | 119.628,81 | 151.480,00 |
113 | 180.371,19 | 211,94 | 1.140,56 | 1.352,50 | 180.371,19 | 32.063,13 | 120.769,37 | 152.832,50 |
114 | 179.230,63 | 210,60 | 1.141,90 | 1.352,50 | 179.230,63 | 32.273,72 | 121.911,28 | 154.185,00 |
115 | 178.088,72 | 209,25 | 1.143,25 | 1.352,50 | 178.088,72 | 32.482,98 | 123.054,52 | 155.537,50 |
116 | 176.945,48 | 207,91 | 1.144,59 | 1.352,50 | 176.945,48 | 32.690,89 | 124.199,11 | 156.890,00 |
117 | 175.800,89 | 206,57 | 1.145,93 | 1.352,50 | 175.800,89 | 32.897,45 | 125.345,05 | 158.242,50 |
118 | 174.654,95 | 205,22 | 1.147,28 | 1.352,50 | 174.654,95 | 33.102,67 | 126.492,33 | 159.595,00 |
119 | 173.507,67 | 203,87 | 1.148,63 | 1.352,50 | 173.507,67 | 33.306,55 | 127.640,95 | 160.947,50 |
120 | 172.359,05 | 202,52 | 1.149,98 | 1.352,50 | 172.359,05 | 33.509,07 | 128.790,93 | 162.300,00 |
121 | 171.209,07 | 201,17 | 1.151,33 | 1.352,50 | 171.209,07 | 33.710,24 | 129.942,26 | 163.652,50 |
122 | 170.057,74 | 199,82 | 1.152,68 | 1.352,50 | 170.057,74 | 33.910,06 | 131.094,94 | 165.005,00 |
123 | 168.905,06 | 198,46 | 1.154,04 | 1.352,50 | 168.905,06 | 34.108,52 | 132.248,98 | 166.357,50 |
124 | 167.751,02 | 197,11 | 1.155,39 | 1.352,50 | 167.751,02 | 34.305,63 | 133.404,37 | 167.710,00 |
125 | 166.595,63 | 195,75 | 1.156,75 | 1.352,50 | 166.595,63 | 34.501,38 | 134.561,12 | 169.062,50 |
126 | 165.438,88 | 194,39 | 1.158,11 | 1.352,50 | 165.438,88 | 34.695,77 | 135.719,23 | 170.415,00 |
127 | 164.280,77 | 193,03 | 1.159,47 | 1.352,50 | 164.280,77 | 34.888,80 | 136.878,70 | 171.767,50 |
128 | 163.121,30 | 191,67 | 1.160,83 | 1.352,50 | 163.121,30 | 35.080,47 | 138.039,53 | 173.120,00 |
129 | 161.960,47 | 190,30 | 1.162,20 | 1.352,50 | 161.960,47 | 35.270,77 | 139.201,73 | 174.472,50 |
130 | 160.798,27 | 188,94 | 1.163,56 | 1.352,50 | 160.798,27 | 35.459,71 | 140.365,29 | 175.825,00 |
131 | 159.634,71 | 187,57 | 1.164,93 | 1.352,50 | 159.634,71 | 35.647,28 | 141.530,22 | 177.177,50 |
132 | 158.469,78 | 186,20 | 1.166,30 | 1.352,50 | 158.469,78 | 35.833,48 | 142.696,52 | 178.530,00 |
133 | 157.303,48 | 184,83 | 1.167,67 | 1.352,50 | 157.303,48 | 36.018,31 | 143.864,19 | 179.882,50 |
134 | 156.135,81 | 183,46 | 1.169,04 | 1.352,50 | 156.135,81 | 36.201,77 | 145.033,23 | 181.235,00 |
135 | 154.966,77 | 182,09 | 1.170,41 | 1.352,50 | 154.966,77 | 36.383,86 | 146.203,64 | 182.587,50 |
136 | 153.796,36 | 180,71 | 1.171,79 | 1.352,50 | 153.796,36 | 36.564,57 | 147.375,43 | 183.940,00 |
137 | 152.624,57 | 179,33 | 1.173,17 | 1.352,50 | 152.624,57 | 36.743,90 | 148.548,60 | 185.292,50 |
138 | 151.451,40 | 177,96 | 1.174,54 | 1.352,50 | 151.451,40 | 36.921,86 | 149.723,14 | 186.645,00 |
139 | 150.276,86 | 176,58 | 1.175,92 | 1.352,50 | 150.276,86 | 37.098,43 | 150.899,07 | 187.997,50 |
140 | 149.100,93 | 175,19 | 1.177,31 | 1.352,50 | 149.100,93 | 37.273,63 | 152.076,37 | 189.350,00 |
141 | 147.923,63 | 173,81 | 1.178,69 | 1.352,50 | 147.923,63 | 37.447,44 | 153.255,06 | 190.702,50 |
142 | 146.744,94 | 172,43 | 1.180,07 | 1.352,50 | 146.744,94 | 37.619,86 | 154.435,14 | 192.055,00 |
143 | 145.564,86 | 171,04 | 1.181,46 | 1.352,50 | 145.564,86 | 37.790,90 | 155.616,60 | 193.407,50 |
144 | 144.383,40 | 169,65 | 1.182,85 | 1.352,50 | 144.383,40 | 37.960,55 | 156.799,45 | 194.760,00 |
145 | 143.200,55 | 168,26 | 1.184,24 | 1.352,50 | 143.200,55 | 38.128,81 | 157.983,69 | 196.112,50 |
146 | 142.016,31 | 166,87 | 1.185,63 | 1.352,50 | 142.016,31 | 38.295,68 | 159.169,32 | 197.465,00 |
147 | 140.830,68 | 165,48 | 1.187,02 | 1.352,50 | 140.830,68 | 38.461,16 | 160.356,34 | 198.817,50 |
148 | 139.643,66 | 164,08 | 1.188,42 | 1.352,50 | 139.643,66 | 38.625,24 | 161.544,76 | 200.170,00 |
149 | 138.455,24 | 162,68 | 1.189,82 | 1.352,50 | 138.455,24 | 38.787,92 | 162.734,58 | 201.522,50 |
150 | 137.265,42 | 161,29 | 1.191,21 | 1.352,50 | 137.265,42 | 38.949,21 | 163.925,79 | 202.875,00 |
151 | 136.074,21 | 159,89 | 1.192,61 | 1.352,50 | 136.074,21 | 39.109,10 | 165.118,40 | 204.227,50 |
152 | 134.881,60 | 158,49 | 1.194,01 | 1.352,50 | 134.881,60 | 39.267,58 | 166.312,42 | 205.580,00 |
153 | 133.687,58 | 157,08 | 1.195,42 | 1.352,50 | 133.687,58 | 39.424,67 | 167.507,83 | 206.932,50 |
154 | 132.492,17 | 155,68 | 1.196,82 | 1.352,50 | 132.492,17 | 39.580,34 | 168.704,66 | 208.285,00 |
155 | 131.295,34 | 154,27 | 1.198,23 | 1.352,50 | 131.295,34 | 39.734,62 | 169.902,88 | 209.637,50 |
156 | 130.097,12 | 152,86 | 1.199,64 | 1.352,50 | 130.097,12 | 39.887,48 | 171.102,52 | 210.990,00 |
157 | 128.897,48 | 151,45 | 1.201,05 | 1.352,50 | 128.897,48 | 40.038,93 | 172.303,57 | 212.342,50 |
158 | 127.696,43 | 150,04 | 1.202,46 | 1.352,50 | 127.696,43 | 40.188,98 | 173.506,02 | 213.695,00 |
159 | 126.493,98 | 148,63 | 1.203,87 | 1.352,50 | 126.493,98 | 40.337,61 | 174.709,89 | 215.047,50 |
160 | 125.290,11 | 147,22 | 1.205,28 | 1.352,50 | 125.290,11 | 40.484,82 | 175.915,18 | 216.400,00 |
161 | 124.084,82 | 145,80 | 1.206,70 | 1.352,50 | 124.084,82 | 40.630,62 | 177.121,88 | 217.752,50 |
162 | 122.878,12 | 144,38 | 1.208,12 | 1.352,50 | 122.878,12 | 40.775,01 | 178.329,99 | 219.105,00 |
163 | 121.670,01 | 142,96 | 1.209,54 | 1.352,50 | 121.670,01 | 40.917,97 | 179.539,53 | 220.457,50 |
164 | 120.460,47 | 141,54 | 1.210,96 | 1.352,50 | 120.460,47 | 41.059,51 | 180.750,49 | 221.810,00 |
165 | 119.249,51 | 140,12 | 1.212,38 | 1.352,50 | 119.249,51 | 41.199,63 | 181.962,87 | 223.162,50 |
166 | 118.037,13 | 138,69 | 1.213,81 | 1.352,50 | 118.037,13 | 41.338,32 | 183.176,68 | 224.515,00 |
167 | 116.823,32 | 137,27 | 1.215,23 | 1.352,50 | 116.823,32 | 41.475,59 | 184.391,91 | 225.867,50 |
168 | 115.608,09 | 135,84 | 1.216,66 | 1.352,50 | 115.608,09 | 41.611,43 | 185.608,57 | 227.220,00 |
169 | 114.391,43 | 134,41 | 1.218,09 | 1.352,50 | 114.391,43 | 41.745,84 | 186.826,66 | 228.572,50 |
170 | 113.173,34 | 132,98 | 1.219,52 | 1.352,50 | 113.173,34 | 41.878,82 | 188.046,18 | 229.925,00 |
171 | 111.953,82 | 131,55 | 1.220,95 | 1.352,50 | 111.953,82 | 42.010,36 | 189.267,14 | 231.277,50 |
172 | 110.732,86 | 130,11 | 1.222,39 | 1.352,50 | 110.732,86 | 42.140,47 | 190.489,53 | 232.630,00 |
173 | 109.510,47 | 128,67 | 1.223,83 | 1.352,50 | 109.510,47 | 42.269,15 | 191.713,35 | 233.982,50 |
174 | 108.286,65 | 127,24 | 1.225,26 | 1.352,50 | 108.286,65 | 42.396,38 | 192.938,62 | 235.335,00 |
175 | 107.061,38 | 125,80 | 1.226,70 | 1.352,50 | 107.061,38 | 42.522,18 | 194.165,32 | 236.687,50 |
176 | 105.834,68 | 124,36 | 1.228,14 | 1.352,50 | 105.834,68 | 42.646,54 | 195.393,46 | 238.040,00 |
177 | 104.606,54 | 122,91 | 1.229,59 | 1.352,50 | 104.606,54 | 42.769,45 | 196.623,05 | 239.392,50 |
178 | 103.376,95 | 121,47 | 1.231,03 | 1.352,50 | 103.376,95 | 42.890,92 | 197.854,08 | 240.745,00 |
179 | 102.145,92 | 120,02 | 1.232,48 | 1.352,50 | 102.145,92 | 43.010,94 | 199.086,56 | 242.097,50 |
180 | 100.913,44 | 118,57 | 1.233,93 | 1.352,50 | 100.913,44 | 43.129,51 | 200.320,49 | 243.450,00 |
181 | 99.679,51 | 117,12 | 1.235,38 | 1.352,50 | 99.679,51 | 43.246,64 | 201.555,86 | 244.802,50 |
182 | 98.444,14 | 115,67 | 1.236,83 | 1.352,50 | 98.444,14 | 43.362,31 | 202.792,69 | 246.155,00 |
183 | 97.207,31 | 114,22 | 1.238,28 | 1.352,50 | 97.207,31 | 43.476,53 | 204.030,97 | 247.507,50 |
184 | 95.969,03 | 112,76 | 1.239,74 | 1.352,50 | 95.969,03 | 43.589,29 | 205.270,71 | 248.860,00 |
185 | 94.729,29 | 111,31 | 1.241,19 | 1.352,50 | 94.729,29 | 43.700,60 | 206.511,90 | 250.212,50 |
186 | 93.488,10 | 109,85 | 1.242,65 | 1.352,50 | 93.488,10 | 43.810,45 | 207.754,55 | 251.565,00 |
187 | 92.245,45 | 108,39 | 1.244,11 | 1.352,50 | 92.245,45 | 43.918,83 | 208.998,67 | 252.917,50 |
188 | 91.001,33 | 106,93 | 1.245,57 | 1.352,50 | 91.001,33 | 44.025,76 | 210.244,24 | 254.270,00 |
189 | 89.755,76 | 105,46 | 1.247,04 | 1.352,50 | 89.755,76 | 44.131,22 | 211.491,28 | 255.622,50 |
190 | 88.508,72 | 104,00 | 1.248,50 | 1.352,50 | 88.508,72 | 44.235,22 | 212.739,78 | 256.975,00 |
191 | 87.260,22 | 102,53 | 1.249,97 | 1.352,50 | 87.260,22 | 44.337,75 | 213.989,75 | 258.327,50 |
192 | 86.010,25 | 101,06 | 1.251,44 | 1.352,50 | 86.010,25 | 44.438,81 | 215.241,19 | 259.680,00 |
193 | 84.758,81 | 99,59 | 1.252,91 | 1.352,50 | 84.758,81 | 44.538,41 | 216.494,09 | 261.032,50 |
194 | 83.505,91 | 98,12 | 1.254,38 | 1.352,50 | 83.505,91 | 44.636,52 | 217.748,48 | 262.385,00 |
195 | 82.251,52 | 96,65 | 1.255,85 | 1.352,50 | 82.251,52 | 44.733,17 | 219.004,33 | 263.737,50 |
196 | 80.995,67 | 95,17 | 1.257,33 | 1.352,50 | 80.995,67 | 44.828,34 | 220.261,66 | 265.090,00 |
197 | 79.738,34 | 93,69 | 1.258,81 | 1.352,50 | 79.738,34 | 44.922,03 | 221.520,47 | 266.442,50 |
198 | 78.479,53 | 92,21 | 1.260,29 | 1.352,50 | 78.479,53 | 45.014,25 | 222.780,75 | 267.795,00 |
199 | 77.219,25 | 90,73 | 1.261,77 | 1.352,50 | 77.219,25 | 45.104,98 | 224.042,52 | 269.147,50 |
200 | 75.957,48 | 89,25 | 1.263,25 | 1.352,50 | 75.957,48 | 45.194,23 | 225.305,77 | 270.500,00 |
201 | 74.694,23 | 87,77 | 1.264,73 | 1.352,50 | 74.694,23 | 45.281,99 | 226.570,51 | 271.852,50 |
202 | 73.429,49 | 86,28 | 1.266,22 | 1.352,50 | 73.429,49 | 45.368,27 | 227.836,73 | 273.205,00 |
203 | 72.163,27 | 84,79 | 1.267,71 | 1.352,50 | 72.163,27 | 45.453,07 | 229.104,43 | 274.557,50 |
204 | 70.895,57 | 83,30 | 1.269,20 | 1.352,50 | 70.895,57 | 45.536,37 | 230.373,63 | 275.910,00 |
205 | 69.626,37 | 81,81 | 1.270,69 | 1.352,50 | 69.626,37 | 45.618,18 | 231.644,32 | 277.262,50 |
206 | 68.355,68 | 80,32 | 1.272,18 | 1.352,50 | 68.355,68 | 45.698,50 | 232.916,50 | 278.615,00 |
207 | 67.083,50 | 78,82 | 1.273,68 | 1.352,50 | 67.083,50 | 45.777,32 | 234.190,18 | 279.967,50 |
208 | 65.809,82 | 77,33 | 1.275,17 | 1.352,50 | 65.809,82 | 45.854,65 | 235.465,35 | 281.320,00 |
209 | 64.534,65 | 75,83 | 1.276,67 | 1.352,50 | 64.534,65 | 45.930,48 | 236.742,02 | 282.672,50 |
210 | 63.257,98 | 74,33 | 1.278,17 | 1.352,50 | 63.257,98 | 46.004,80 | 238.020,20 | 284.025,00 |
211 | 61.979,80 | 72,83 | 1.279,67 | 1.352,50 | 61.979,80 | 46.077,63 | 239.299,87 | 285.377,50 |
212 | 60.700,13 | 71,32 | 1.281,18 | 1.352,50 | 60.700,13 | 46.148,95 | 240.581,05 | 286.730,00 |
213 | 59.418,95 | 69,82 | 1.282,68 | 1.352,50 | 59.418,95 | 46.218,77 | 241.863,73 | 288.082,50 |
214 | 58.136,27 | 68,31 | 1.284,19 | 1.352,50 | 58.136,27 | 46.287,08 | 243.147,92 | 289.435,00 |
215 | 56.852,08 | 66,80 | 1.285,70 | 1.352,50 | 56.852,08 | 46.353,88 | 244.433,62 | 290.787,50 |
216 | 55.566,38 | 65,29 | 1.287,21 | 1.352,50 | 55.566,38 | 46.419,17 | 245.720,83 | 292.140,00 |
217 | 54.279,17 | 63,78 | 1.288,72 | 1.352,50 | 54.279,17 | 46.482,95 | 247.009,55 | 293.492,50 |
218 | 52.990,45 | 62,26 | 1.290,24 | 1.352,50 | 52.990,45 | 46.545,21 | 248.299,79 | 294.845,00 |
219 | 51.700,21 | 60,75 | 1.291,75 | 1.352,50 | 51.700,21 | 46.605,96 | 249.591,54 | 296.197,50 |
220 | 50.408,46 | 59,23 | 1.293,27 | 1.352,50 | 50.408,46 | 46.665,19 | 250.884,81 | 297.550,00 |
221 | 49.115,19 | 57,71 | 1.294,79 | 1.352,50 | 49.115,19 | 46.722,90 | 252.179,60 | 298.902,50 |
222 | 47.820,40 | 56,19 | 1.296,31 | 1.352,50 | 47.820,40 | 46.779,09 | 253.475,91 | 300.255,00 |
223 | 46.524,09 | 54,67 | 1.297,83 | 1.352,50 | 46.524,09 | 46.833,76 | 254.773,74 | 301.607,50 |
224 | 45.226,26 | 53,14 | 1.299,36 | 1.352,50 | 45.226,26 | 46.886,90 | 256.073,10 | 302.960,00 |
225 | 43.926,90 | 51,61 | 1.300,89 | 1.352,50 | 43.926,90 | 46.938,51 | 257.373,99 | 304.312,50 |
226 | 42.626,01 | 50,09 | 1.302,41 | 1.352,50 | 42.626,01 | 46.988,60 | 258.676,40 | 305.665,00 |
227 | 41.323,60 | 48,56 | 1.303,94 | 1.352,50 | 41.323,60 | 47.037,15 | 259.980,35 | 307.017,50 |
228 | 40.019,65 | 47,02 | 1.305,48 | 1.352,50 | 40.019,65 | 47.084,17 | 261.285,83 | 308.370,00 |
229 | 38.714,17 | 45,49 | 1.307,01 | 1.352,50 | 38.714,17 | 47.129,66 | 262.592,84 | 309.722,50 |
230 | 37.407,16 | 43,95 | 1.308,55 | 1.352,50 | 37.407,16 | 47.173,62 | 263.901,38 | 311.075,00 |
231 | 36.098,62 | 42,42 | 1.310,08 | 1.352,50 | 36.098,62 | 47.216,03 | 265.211,47 | 312.427,50 |
232 | 34.788,53 | 40,88 | 1.311,62 | 1.352,50 | 34.788,53 | 47.256,91 | 266.523,09 | 313.780,00 |
233 | 33.476,91 | 39,34 | 1.313,16 | 1.352,50 | 33.476,91 | 47.296,25 | 267.836,25 | 315.132,50 |
234 | 32.163,75 | 37,79 | 1.314,71 | 1.352,50 | 32.163,75 | 47.334,04 | 269.150,96 | 316.485,00 |
235 | 30.849,04 | 36,25 | 1.316,25 | 1.352,50 | 30.849,04 | 47.370,29 | 270.467,21 | 317.837,50 |
236 | 29.532,79 | 34,70 | 1.317,80 | 1.352,50 | 29.532,79 | 47.404,99 | 271.785,01 | 319.190,00 |
237 | 28.214,99 | 33,15 | 1.319,35 | 1.352,50 | 28.214,99 | 47.438,14 | 273.104,36 | 320.542,50 |
238 | 26.895,64 | 31,60 | 1.320,90 | 1.352,50 | 26.895,64 | 47.469,74 | 274.425,26 | 321.895,00 |
239 | 25.574,74 | 30,05 | 1.322,45 | 1.352,50 | 25.574,74 | 47.499,79 | 275.747,71 | 323.247,50 |
240 | 24.252,29 | 28,50 | 1.324,00 | 1.352,50 | 24.252,29 | 47.528,29 | 277.071,71 | 324.600,00 |
- 1,80%
- gebundener Sollzins*
- 1,83%
- effektiver Jahreszins*
- 1.450,00€
- Monatsrate
- Gesamtzahlung :348.000,00 EUR
- Tilgungsanteil :288.628,57 EUR
- Zinsanteil :59.371,43 EUR
- Restschuld :11.371,43 EUR
23503 Lübeck
Monat | Kreditsumme | Zinslast | Tilgungslast | Monatsrate | Restschuld | Zinsen gesamt | Tilgung gesamt | Gesamt |
---|---|---|---|---|---|---|---|---|
1 | 300.000,00 | 450,00 | 1.000,00 | 1.450,00 | 299.000,00 | 450,00 | 1.000,00 | 1.450,00 |
2 | 299.000,00 | 448,50 | 1.001,50 | 1.450,00 | 299.000,00 | 898,50 | 2.001,50 | 2.900,00 |
3 | 297.998,50 | 447,00 | 1.003,00 | 1.450,00 | 297.998,50 | 1.345,50 | 3.004,50 | 4.350,00 |
4 | 296.995,50 | 445,49 | 1.004,51 | 1.450,00 | 296.995,50 | 1.790,99 | 4.009,01 | 5.800,00 |
5 | 295.990,99 | 443,99 | 1.006,01 | 1.450,00 | 295.990,99 | 2.234,98 | 5.015,02 | 7.250,00 |
6 | 294.984,98 | 442,48 | 1.007,52 | 1.450,00 | 294.984,98 | 2.677,45 | 6.022,55 | 8.700,00 |
7 | 293.977,45 | 440,97 | 1.009,03 | 1.450,00 | 293.977,45 | 3.118,42 | 7.031,58 | 10.150,00 |
8 | 292.968,42 | 439,45 | 1.010,55 | 1.450,00 | 292.968,42 | 3.557,87 | 8.042,13 | 11.600,00 |
9 | 291.957,87 | 437,94 | 1.012,06 | 1.450,00 | 291.957,87 | 3.995,81 | 9.054,19 | 13.050,00 |
10 | 290.945,81 | 436,42 | 1.013,58 | 1.450,00 | 290.945,81 | 4.432,23 | 10.067,77 | 14.500,00 |
11 | 289.932,23 | 434,90 | 1.015,10 | 1.450,00 | 289.932,23 | 4.867,13 | 11.082,87 | 15.950,00 |
12 | 288.917,13 | 433,38 | 1.016,62 | 1.450,00 | 288.917,13 | 5.300,50 | 12.099,50 | 17.400,00 |
13 | 287.900,50 | 431,85 | 1.018,15 | 1.450,00 | 287.900,50 | 5.732,35 | 13.117,65 | 18.850,00 |
14 | 286.882,35 | 430,32 | 1.019,68 | 1.450,00 | 286.882,35 | 6.162,68 | 14.137,32 | 20.300,00 |
15 | 285.862,68 | 428,79 | 1.021,21 | 1.450,00 | 285.862,68 | 6.591,47 | 15.158,53 | 21.750,00 |
16 | 284.841,47 | 427,26 | 1.022,74 | 1.450,00 | 284.841,47 | 7.018,73 | 16.181,27 | 23.200,00 |
17 | 283.818,73 | 425,73 | 1.024,27 | 1.450,00 | 283.818,73 | 7.444,46 | 17.205,54 | 24.650,00 |
18 | 282.794,46 | 424,19 | 1.025,81 | 1.450,00 | 282.794,46 | 7.868,65 | 18.231,35 | 26.100,00 |
19 | 281.768,65 | 422,65 | 1.027,35 | 1.450,00 | 281.768,65 | 8.291,31 | 19.258,69 | 27.550,00 |
20 | 280.741,31 | 421,11 | 1.028,89 | 1.450,00 | 280.741,31 | 8.712,42 | 20.287,58 | 29.000,00 |
21 | 279.712,42 | 419,57 | 1.030,43 | 1.450,00 | 279.712,42 | 9.131,99 | 21.318,01 | 30.450,00 |
22 | 278.681,99 | 418,02 | 1.031,98 | 1.450,00 | 278.681,99 | 9.550,01 | 22.349,99 | 31.900,00 |
23 | 277.650,01 | 416,48 | 1.033,52 | 1.450,00 | 277.650,01 | 9.966,49 | 23.383,51 | 33.350,00 |
24 | 276.616,49 | 414,92 | 1.035,08 | 1.450,00 | 276.616,49 | 10.381,41 | 24.418,59 | 34.800,00 |
25 | 275.581,41 | 413,37 | 1.036,63 | 1.450,00 | 275.581,41 | 10.794,78 | 25.455,22 | 36.250,00 |
26 | 274.544,78 | 411,82 | 1.038,18 | 1.450,00 | 274.544,78 | 11.206,60 | 26.493,40 | 37.700,00 |
27 | 273.506,60 | 410,26 | 1.039,74 | 1.450,00 | 273.506,60 | 11.616,86 | 27.533,14 | 39.150,00 |
28 | 272.466,86 | 408,70 | 1.041,30 | 1.450,00 | 272.466,86 | 12.025,56 | 28.574,44 | 40.600,00 |
29 | 271.425,56 | 407,14 | 1.042,86 | 1.450,00 | 271.425,56 | 12.432,70 | 29.617,30 | 42.050,00 |
30 | 270.382,70 | 405,57 | 1.044,43 | 1.450,00 | 270.382,70 | 12.838,27 | 30.661,73 | 43.500,00 |
31 | 269.338,27 | 404,01 | 1.045,99 | 1.450,00 | 269.338,27 | 13.242,28 | 31.707,72 | 44.950,00 |
32 | 268.292,28 | 402,44 | 1.047,56 | 1.450,00 | 268.292,28 | 13.644,72 | 32.755,28 | 46.400,00 |
33 | 267.244,72 | 400,87 | 1.049,13 | 1.450,00 | 267.244,72 | 14.045,58 | 33.804,42 | 47.850,00 |
34 | 266.195,58 | 399,29 | 1.050,71 | 1.450,00 | 266.195,58 | 14.444,88 | 34.855,12 | 49.300,00 |
35 | 265.144,88 | 397,72 | 1.052,28 | 1.450,00 | 265.144,88 | 14.842,60 | 35.907,40 | 50.750,00 |
36 | 264.092,60 | 396,14 | 1.053,86 | 1.450,00 | 264.092,60 | 15.238,73 | 36.961,27 | 52.200,00 |
37 | 263.038,73 | 394,56 | 1.055,44 | 1.450,00 | 263.038,73 | 15.633,29 | 38.016,71 | 53.650,00 |
38 | 261.983,29 | 392,97 | 1.057,03 | 1.450,00 | 261.983,29 | 16.026,27 | 39.073,73 | 55.100,00 |
39 | 260.926,27 | 391,39 | 1.058,61 | 1.450,00 | 260.926,27 | 16.417,66 | 40.132,34 | 56.550,00 |
40 | 259.867,66 | 389,80 | 1.060,20 | 1.450,00 | 259.867,66 | 16.807,46 | 41.192,54 | 58.000,00 |
41 | 258.807,46 | 388,21 | 1.061,79 | 1.450,00 | 258.807,46 | 17.195,67 | 42.254,33 | 59.450,00 |
42 | 257.745,67 | 386,62 | 1.063,38 | 1.450,00 | 257.745,67 | 17.582,29 | 43.317,71 | 60.900,00 |
43 | 256.682,29 | 385,02 | 1.064,98 | 1.450,00 | 256.682,29 | 17.967,31 | 44.382,69 | 62.350,00 |
44 | 255.617,31 | 383,43 | 1.066,57 | 1.450,00 | 255.617,31 | 18.350,74 | 45.449,26 | 63.800,00 |
45 | 254.550,74 | 381,83 | 1.068,17 | 1.450,00 | 254.550,74 | 18.732,56 | 46.517,44 | 65.250,00 |
46 | 253.482,56 | 380,22 | 1.069,78 | 1.450,00 | 253.482,56 | 19.112,79 | 47.587,21 | 66.700,00 |
47 | 252.412,79 | 378,62 | 1.071,38 | 1.450,00 | 252.412,79 | 19.491,41 | 48.658,59 | 68.150,00 |
48 | 251.341,41 | 377,01 | 1.072,99 | 1.450,00 | 251.341,41 | 19.868,42 | 49.731,58 | 69.600,00 |
49 | 250.268,42 | 375,40 | 1.074,60 | 1.450,00 | 250.268,42 | 20.243,82 | 50.806,18 | 71.050,00 |
50 | 249.193,82 | 373,79 | 1.076,21 | 1.450,00 | 249.193,82 | 20.617,61 | 51.882,39 | 72.500,00 |
51 | 248.117,61 | 372,18 | 1.077,82 | 1.450,00 | 248.117,61 | 20.989,79 | 52.960,21 | 73.950,00 |
52 | 247.039,79 | 370,56 | 1.079,44 | 1.450,00 | 247.039,79 | 21.360,35 | 54.039,65 | 75.400,00 |
53 | 245.960,35 | 368,94 | 1.081,06 | 1.450,00 | 245.960,35 | 21.729,29 | 55.120,71 | 76.850,00 |
54 | 244.879,29 | 367,32 | 1.082,68 | 1.450,00 | 244.879,29 | 22.096,61 | 56.203,39 | 78.300,00 |
55 | 243.796,61 | 365,69 | 1.084,31 | 1.450,00 | 243.796,61 | 22.462,30 | 57.287,70 | 79.750,00 |
56 | 242.712,30 | 364,07 | 1.085,93 | 1.450,00 | 242.712,30 | 22.826,37 | 58.373,63 | 81.200,00 |
57 | 241.626,37 | 362,44 | 1.087,56 | 1.450,00 | 241.626,37 | 23.188,81 | 59.461,19 | 82.650,00 |
58 | 240.538,81 | 360,81 | 1.089,19 | 1.450,00 | 240.538,81 | 23.549,62 | 60.550,38 | 84.100,00 |
59 | 239.449,62 | 359,17 | 1.090,83 | 1.450,00 | 239.449,62 | 23.908,79 | 61.641,21 | 85.550,00 |
60 | 238.358,79 | 357,54 | 1.092,46 | 1.450,00 | 238.358,79 | 24.266,33 | 62.733,67 | 87.000,00 |
61 | 237.266,33 | 355,90 | 1.094,10 | 1.450,00 | 237.266,33 | 24.622,23 | 63.827,77 | 88.450,00 |
62 | 236.172,23 | 354,26 | 1.095,74 | 1.450,00 | 236.172,23 | 24.976,49 | 64.923,51 | 89.900,00 |
63 | 235.076,49 | 352,61 | 1.097,39 | 1.450,00 | 235.076,49 | 25.329,10 | 66.020,90 | 91.350,00 |
64 | 233.979,10 | 350,97 | 1.099,03 | 1.450,00 | 233.979,10 | 25.680,07 | 67.119,93 | 92.800,00 |
65 | 232.880,07 | 349,32 | 1.100,68 | 1.450,00 | 232.880,07 | 26.029,39 | 68.220,61 | 94.250,00 |
66 | 231.779,39 | 347,67 | 1.102,33 | 1.450,00 | 231.779,39 | 26.377,06 | 69.322,94 | 95.700,00 |
67 | 230.677,06 | 346,02 | 1.103,98 | 1.450,00 | 230.677,06 | 26.723,08 | 70.426,92 | 97.150,00 |
68 | 229.573,08 | 344,36 | 1.105,64 | 1.450,00 | 229.573,08 | 27.067,44 | 71.532,56 | 98.600,00 |
69 | 228.467,44 | 342,70 | 1.107,30 | 1.450,00 | 228.467,44 | 27.410,14 | 72.639,86 | 100.050,00 |
70 | 227.360,14 | 341,04 | 1.108,96 | 1.450,00 | 227.360,14 | 27.751,18 | 73.748,82 | 101.500,00 |
71 | 226.251,18 | 339,38 | 1.110,62 | 1.450,00 | 226.251,18 | 28.090,55 | 74.859,45 | 102.950,00 |
72 | 225.140,55 | 337,71 | 1.112,29 | 1.450,00 | 225.140,55 | 28.428,27 | 75.971,73 | 104.400,00 |
73 | 224.028,27 | 336,04 | 1.113,96 | 1.450,00 | 224.028,27 | 28.764,31 | 77.085,69 | 105.850,00 |
74 | 222.914,31 | 334,37 | 1.115,63 | 1.450,00 | 222.914,31 | 29.098,68 | 78.201,32 | 107.300,00 |
75 | 221.798,68 | 332,70 | 1.117,30 | 1.450,00 | 221.798,68 | 29.431,38 | 79.318,62 | 108.750,00 |
76 | 220.681,38 | 331,02 | 1.118,98 | 1.450,00 | 220.681,38 | 29.762,40 | 80.437,60 | 110.200,00 |
77 | 219.562,40 | 329,34 | 1.120,66 | 1.450,00 | 219.562,40 | 30.091,74 | 81.558,26 | 111.650,00 |
78 | 218.441,74 | 327,66 | 1.122,34 | 1.450,00 | 218.441,74 | 30.419,41 | 82.680,59 | 113.100,00 |
79 | 217.319,41 | 325,98 | 1.124,02 | 1.450,00 | 217.319,41 | 30.745,39 | 83.804,61 | 114.550,00 |
80 | 216.195,39 | 324,29 | 1.125,71 | 1.450,00 | 216.195,39 | 31.069,68 | 84.930,32 | 116.000,00 |
81 | 215.069,68 | 322,60 | 1.127,40 | 1.450,00 | 215.069,68 | 31.392,28 | 86.057,72 | 117.450,00 |
82 | 213.942,28 | 320,91 | 1.129,09 | 1.450,00 | 213.942,28 | 31.713,20 | 87.186,80 | 118.900,00 |
83 | 212.813,20 | 319,22 | 1.130,78 | 1.450,00 | 212.813,20 | 32.032,42 | 88.317,58 | 120.350,00 |
84 | 211.682,42 | 317,52 | 1.132,48 | 1.450,00 | 211.682,42 | 32.349,94 | 89.450,06 | 121.800,00 |
85 | 210.549,94 | 315,82 | 1.134,18 | 1.450,00 | 210.549,94 | 32.665,76 | 90.584,24 | 123.250,00 |
86 | 209.415,76 | 314,12 | 1.135,88 | 1.450,00 | 209.415,76 | 32.979,89 | 91.720,11 | 124.700,00 |
87 | 208.279,89 | 312,42 | 1.137,58 | 1.450,00 | 208.279,89 | 33.292,31 | 92.857,69 | 126.150,00 |
88 | 207.142,31 | 310,71 | 1.139,29 | 1.450,00 | 207.142,31 | 33.603,02 | 93.996,98 | 127.600,00 |
89 | 206.003,02 | 309,00 | 1.141,00 | 1.450,00 | 206.003,02 | 33.912,03 | 95.137,97 | 129.050,00 |
90 | 204.862,03 | 307,29 | 1.142,71 | 1.450,00 | 204.862,03 | 34.219,32 | 96.280,68 | 130.500,00 |
91 | 203.719,32 | 305,58 | 1.144,42 | 1.450,00 | 203.719,32 | 34.524,90 | 97.425,10 | 131.950,00 |
92 | 202.574,90 | 303,86 | 1.146,14 | 1.450,00 | 202.574,90 | 34.828,76 | 98.571,24 | 133.400,00 |
93 | 201.428,76 | 302,14 | 1.147,86 | 1.450,00 | 201.428,76 | 35.130,90 | 99.719,10 | 134.850,00 |
94 | 200.280,90 | 300,42 | 1.149,58 | 1.450,00 | 200.280,90 | 35.431,32 | 100.868,68 | 136.300,00 |
95 | 199.131,32 | 298,70 | 1.151,30 | 1.450,00 | 199.131,32 | 35.730,02 | 102.019,98 | 137.750,00 |
96 | 197.980,02 | 296,97 | 1.153,03 | 1.450,00 | 197.980,02 | 36.026,99 | 103.173,01 | 139.200,00 |
97 | 196.826,99 | 295,24 | 1.154,76 | 1.450,00 | 196.826,99 | 36.322,23 | 104.327,77 | 140.650,00 |
98 | 195.672,23 | 293,51 | 1.156,49 | 1.450,00 | 195.672,23 | 36.615,74 | 105.484,26 | 142.100,00 |
99 | 194.515,74 | 291,77 | 1.158,23 | 1.450,00 | 194.515,74 | 36.907,51 | 106.642,49 | 143.550,00 |
100 | 193.357,51 | 290,04 | 1.159,96 | 1.450,00 | 193.357,51 | 37.197,55 | 107.802,45 | 145.000,00 |
101 | 192.197,55 | 288,30 | 1.161,70 | 1.450,00 | 192.197,55 | 37.485,85 | 108.964,15 | 146.450,00 |
102 | 191.035,85 | 286,55 | 1.163,45 | 1.450,00 | 191.035,85 | 37.772,40 | 110.127,60 | 147.900,00 |
103 | 189.872,40 | 284,81 | 1.165,19 | 1.450,00 | 189.872,40 | 38.057,21 | 111.292,79 | 149.350,00 |
104 | 188.707,21 | 283,06 | 1.166,94 | 1.450,00 | 188.707,21 | 38.340,27 | 112.459,73 | 150.800,00 |
105 | 187.540,27 | 281,31 | 1.168,69 | 1.450,00 | 187.540,27 | 38.621,58 | 113.628,42 | 152.250,00 |
106 | 186.371,58 | 279,56 | 1.170,44 | 1.450,00 | 186.371,58 | 38.901,14 | 114.798,86 | 153.700,00 |
107 | 185.201,14 | 277,80 | 1.172,20 | 1.450,00 | 185.201,14 | 39.178,94 | 115.971,06 | 155.150,00 |
108 | 184.028,94 | 276,04 | 1.173,96 | 1.450,00 | 184.028,94 | 39.454,98 | 117.145,02 | 156.600,00 |
109 | 182.854,98 | 274,28 | 1.175,72 | 1.450,00 | 182.854,98 | 39.729,27 | 118.320,73 | 158.050,00 |
110 | 181.679,27 | 272,52 | 1.177,48 | 1.450,00 | 181.679,27 | 40.001,78 | 119.498,22 | 159.500,00 |
111 | 180.501,78 | 270,75 | 1.179,25 | 1.450,00 | 180.501,78 | 40.272,54 | 120.677,46 | 160.950,00 |
112 | 179.322,54 | 268,98 | 1.181,02 | 1.450,00 | 179.322,54 | 40.541,52 | 121.858,48 | 162.400,00 |
113 | 178.141,52 | 267,21 | 1.182,79 | 1.450,00 | 178.141,52 | 40.808,73 | 123.041,27 | 163.850,00 |
114 | 176.958,73 | 265,44 | 1.184,56 | 1.450,00 | 176.958,73 | 41.074,17 | 124.225,83 | 165.300,00 |
115 | 175.774,17 | 263,66 | 1.186,34 | 1.450,00 | 175.774,17 | 41.337,83 | 125.412,17 | 166.750,00 |
116 | 174.587,83 | 261,88 | 1.188,12 | 1.450,00 | 174.587,83 | 41.599,71 | 126.600,29 | 168.200,00 |
117 | 173.399,71 | 260,10 | 1.189,90 | 1.450,00 | 173.399,71 | 41.859,81 | 127.790,19 | 169.650,00 |
118 | 172.209,81 | 258,31 | 1.191,69 | 1.450,00 | 172.209,81 | 42.118,13 | 128.981,87 | 171.100,00 |
119 | 171.018,13 | 256,53 | 1.193,47 | 1.450,00 | 171.018,13 | 42.374,66 | 130.175,34 | 172.550,00 |
120 | 169.824,66 | 254,74 | 1.195,26 | 1.450,00 | 169.824,66 | 42.629,39 | 131.370,61 | 174.000,00 |
121 | 168.629,39 | 252,94 | 1.197,06 | 1.450,00 | 168.629,39 | 42.882,34 | 132.567,66 | 175.450,00 |
122 | 167.432,34 | 251,15 | 1.198,85 | 1.450,00 | 167.432,34 | 43.133,49 | 133.766,51 | 176.900,00 |
123 | 166.233,49 | 249,35 | 1.200,65 | 1.450,00 | 166.233,49 | 43.382,84 | 134.967,16 | 178.350,00 |
124 | 165.032,84 | 247,55 | 1.202,45 | 1.450,00 | 165.032,84 | 43.630,38 | 136.169,62 | 179.800,00 |
125 | 163.830,38 | 245,75 | 1.204,25 | 1.450,00 | 163.830,38 | 43.876,13 | 137.373,87 | 181.250,00 |
126 | 162.626,13 | 243,94 | 1.206,06 | 1.450,00 | 162.626,13 | 44.120,07 | 138.579,93 | 182.700,00 |
127 | 161.420,07 | 242,13 | 1.207,87 | 1.450,00 | 161.420,07 | 44.362,20 | 139.787,80 | 184.150,00 |
128 | 160.212,20 | 240,32 | 1.209,68 | 1.450,00 | 160.212,20 | 44.602,52 | 140.997,48 | 185.600,00 |
129 | 159.002,52 | 238,50 | 1.211,50 | 1.450,00 | 159.002,52 | 44.841,02 | 142.208,98 | 187.050,00 |
130 | 157.791,02 | 236,69 | 1.213,31 | 1.450,00 | 157.791,02 | 45.077,71 | 143.422,29 | 188.500,00 |
131 | 156.577,71 | 234,87 | 1.215,13 | 1.450,00 | 156.577,71 | 45.312,57 | 144.637,43 | 189.950,00 |
132 | 155.362,57 | 233,04 | 1.216,96 | 1.450,00 | 155.362,57 | 45.545,62 | 145.854,38 | 191.400,00 |
133 | 154.145,62 | 231,22 | 1.218,78 | 1.450,00 | 154.145,62 | 45.776,84 | 147.073,16 | 192.850,00 |
134 | 152.926,84 | 229,39 | 1.220,61 | 1.450,00 | 152.926,84 | 46.006,23 | 148.293,77 | 194.300,00 |
135 | 151.706,23 | 227,56 | 1.222,44 | 1.450,00 | 151.706,23 | 46.233,79 | 149.516,21 | 195.750,00 |
136 | 150.483,79 | 225,73 | 1.224,27 | 1.450,00 | 150.483,79 | 46.459,51 | 150.740,49 | 197.200,00 |
137 | 149.259,51 | 223,89 | 1.226,11 | 1.450,00 | 149.259,51 | 46.683,40 | 151.966,60 | 198.650,00 |
138 | 148.033,40 | 222,05 | 1.227,95 | 1.450,00 | 148.033,40 | 46.905,45 | 153.194,55 | 200.100,00 |
139 | 146.805,45 | 220,21 | 1.229,79 | 1.450,00 | 146.805,45 | 47.125,66 | 154.424,34 | 201.550,00 |
140 | 145.575,66 | 218,36 | 1.231,64 | 1.450,00 | 145.575,66 | 47.344,02 | 155.655,98 | 203.000,00 |
141 | 144.344,02 | 216,52 | 1.233,48 | 1.450,00 | 144.344,02 | 47.560,54 | 156.889,46 | 204.450,00 |
142 | 143.110,54 | 214,67 | 1.235,33 | 1.450,00 | 143.110,54 | 47.775,21 | 158.124,79 | 205.900,00 |
143 | 141.875,21 | 212,81 | 1.237,19 | 1.450,00 | 141.875,21 | 47.988,02 | 159.361,98 | 207.350,00 |
144 | 140.638,02 | 210,96 | 1.239,04 | 1.450,00 | 140.638,02 | 48.198,97 | 160.601,03 | 208.800,00 |
145 | 139.398,97 | 209,10 | 1.240,90 | 1.450,00 | 139.398,97 | 48.408,07 | 161.841,93 | 210.250,00 |
146 | 138.158,07 | 207,24 | 1.242,76 | 1.450,00 | 138.158,07 | 48.615,31 | 163.084,69 | 211.700,00 |
147 | 136.915,31 | 205,37 | 1.244,63 | 1.450,00 | 136.915,31 | 48.820,68 | 164.329,32 | 213.150,00 |
148 | 135.670,68 | 203,51 | 1.246,49 | 1.450,00 | 135.670,68 | 49.024,19 | 165.575,81 | 214.600,00 |
149 | 134.424,19 | 201,64 | 1.248,36 | 1.450,00 | 134.424,19 | 49.225,83 | 166.824,17 | 216.050,00 |
150 | 133.175,83 | 199,76 | 1.250,24 | 1.450,00 | 133.175,83 | 49.425,59 | 168.074,41 | 217.500,00 |
151 | 131.925,59 | 197,89 | 1.252,11 | 1.450,00 | 131.925,59 | 49.623,48 | 169.326,52 | 218.950,00 |
152 | 130.673,48 | 196,01 | 1.253,99 | 1.450,00 | 130.673,48 | 49.819,49 | 170.580,51 | 220.400,00 |
153 | 129.419,49 | 194,13 | 1.255,87 | 1.450,00 | 129.419,49 | 50.013,62 | 171.836,38 | 221.850,00 |
154 | 128.163,62 | 192,25 | 1.257,75 | 1.450,00 | 128.163,62 | 50.205,86 | 173.094,14 | 223.300,00 |
155 | 126.905,86 | 190,36 | 1.259,64 | 1.450,00 | 126.905,86 | 50.396,22 | 174.353,78 | 224.750,00 |
156 | 125.646,22 | 188,47 | 1.261,53 | 1.450,00 | 125.646,22 | 50.584,69 | 175.615,31 | 226.200,00 |
157 | 124.384,69 | 186,58 | 1.263,42 | 1.450,00 | 124.384,69 | 50.771,27 | 176.878,73 | 227.650,00 |
158 | 123.121,27 | 184,68 | 1.265,32 | 1.450,00 | 123.121,27 | 50.955,95 | 178.144,05 | 229.100,00 |
159 | 121.855,95 | 182,78 | 1.267,22 | 1.450,00 | 121.855,95 | 51.138,73 | 179.411,27 | 230.550,00 |
160 | 120.588,73 | 180,88 | 1.269,12 | 1.450,00 | 120.588,73 | 51.319,62 | 180.680,38 | 232.000,00 |
161 | 119.319,62 | 178,98 | 1.271,02 | 1.450,00 | 119.319,62 | 51.498,60 | 181.951,40 | 233.450,00 |
162 | 118.048,60 | 177,07 | 1.272,93 | 1.450,00 | 118.048,60 | 51.675,67 | 183.224,33 | 234.900,00 |
163 | 116.775,67 | 175,16 | 1.274,84 | 1.450,00 | 116.775,67 | 51.850,83 | 184.499,17 | 236.350,00 |
164 | 115.500,83 | 173,25 | 1.276,75 | 1.450,00 | 115.500,83 | 52.024,08 | 185.775,92 | 237.800,00 |
165 | 114.224,08 | 171,34 | 1.278,66 | 1.450,00 | 114.224,08 | 52.195,42 | 187.054,58 | 239.250,00 |
166 | 112.945,42 | 169,42 | 1.280,58 | 1.450,00 | 112.945,42 | 52.364,84 | 188.335,16 | 240.700,00 |
167 | 111.664,84 | 167,50 | 1.282,50 | 1.450,00 | 111.664,84 | 52.532,34 | 189.617,66 | 242.150,00 |
168 | 110.382,34 | 165,57 | 1.284,43 | 1.450,00 | 110.382,34 | 52.697,91 | 190.902,09 | 243.600,00 |
169 | 109.097,91 | 163,65 | 1.286,35 | 1.450,00 | 109.097,91 | 52.861,56 | 192.188,44 | 245.050,00 |
170 | 107.811,56 | 161,72 | 1.288,28 | 1.450,00 | 107.811,56 | 53.023,27 | 193.476,73 | 246.500,00 |
171 | 106.523,27 | 159,78 | 1.290,22 | 1.450,00 | 106.523,27 | 53.183,06 | 194.766,94 | 247.950,00 |
172 | 105.233,06 | 157,85 | 1.292,15 | 1.450,00 | 105.233,06 | 53.340,91 | 196.059,09 | 249.400,00 |
173 | 103.940,91 | 155,91 | 1.294,09 | 1.450,00 | 103.940,91 | 53.496,82 | 197.353,18 | 250.850,00 |
174 | 102.646,82 | 153,97 | 1.296,03 | 1.450,00 | 102.646,82 | 53.650,79 | 198.649,21 | 252.300,00 |
175 | 101.350,79 | 152,03 | 1.297,97 | 1.450,00 | 101.350,79 | 53.802,82 | 199.947,18 | 253.750,00 |
176 | 100.052,82 | 150,08 | 1.299,92 | 1.450,00 | 100.052,82 | 53.952,89 | 201.247,11 | 255.200,00 |
177 | 98.752,89 | 148,13 | 1.301,87 | 1.450,00 | 98.752,89 | 54.101,02 | 202.548,98 | 256.650,00 |
178 | 97.451,02 | 146,18 | 1.303,82 | 1.450,00 | 97.451,02 | 54.247,20 | 203.852,80 | 258.100,00 |
179 | 96.147,20 | 144,22 | 1.305,78 | 1.450,00 | 96.147,20 | 54.391,42 | 205.158,58 | 259.550,00 |
180 | 94.841,42 | 142,26 | 1.307,74 | 1.450,00 | 94.841,42 | 54.533,68 | 206.466,32 | 261.000,00 |
181 | 93.533,68 | 140,30 | 1.309,70 | 1.450,00 | 93.533,68 | 54.673,98 | 207.776,02 | 262.450,00 |
182 | 92.223,98 | 138,34 | 1.311,66 | 1.450,00 | 92.223,98 | 54.812,32 | 209.087,68 | 263.900,00 |
183 | 90.912,32 | 136,37 | 1.313,63 | 1.450,00 | 90.912,32 | 54.948,69 | 210.401,31 | 265.350,00 |
184 | 89.598,69 | 134,40 | 1.315,60 | 1.450,00 | 89.598,69 | 55.083,09 | 211.716,91 | 266.800,00 |
185 | 88.283,09 | 132,42 | 1.317,58 | 1.450,00 | 88.283,09 | 55.215,51 | 213.034,49 | 268.250,00 |
186 | 86.965,51 | 130,45 | 1.319,55 | 1.450,00 | 86.965,51 | 55.345,96 | 214.354,04 | 269.700,00 |
187 | 85.645,96 | 128,47 | 1.321,53 | 1.450,00 | 85.645,96 | 55.474,43 | 215.675,57 | 271.150,00 |
188 | 84.324,43 | 126,49 | 1.323,51 | 1.450,00 | 84.324,43 | 55.600,92 | 216.999,08 | 272.600,00 |
189 | 83.000,92 | 124,50 | 1.325,50 | 1.450,00 | 83.000,92 | 55.725,42 | 218.324,58 | 274.050,00 |
190 | 81.675,42 | 122,51 | 1.327,49 | 1.450,00 | 81.675,42 | 55.847,93 | 219.652,07 | 275.500,00 |
191 | 80.347,93 | 120,52 | 1.329,48 | 1.450,00 | 80.347,93 | 55.968,45 | 220.981,55 | 276.950,00 |
192 | 79.018,45 | 118,53 | 1.331,47 | 1.450,00 | 79.018,45 | 56.086,98 | 222.313,02 | 278.400,00 |
193 | 77.686,98 | 116,53 | 1.333,47 | 1.450,00 | 77.686,98 | 56.203,51 | 223.646,49 | 279.850,00 |
194 | 76.353,51 | 114,53 | 1.335,47 | 1.450,00 | 76.353,51 | 56.318,04 | 224.981,96 | 281.300,00 |
195 | 75.018,04 | 112,53 | 1.337,47 | 1.450,00 | 75.018,04 | 56.430,57 | 226.319,43 | 282.750,00 |
196 | 73.680,57 | 110,52 | 1.339,48 | 1.450,00 | 73.680,57 | 56.541,09 | 227.658,91 | 284.200,00 |
197 | 72.341,09 | 108,51 | 1.341,49 | 1.450,00 | 72.341,09 | 56.649,60 | 229.000,40 | 285.650,00 |
198 | 70.999,60 | 106,50 | 1.343,50 | 1.450,00 | 70.999,60 | 56.756,10 | 230.343,90 | 287.100,00 |
199 | 69.656,10 | 104,48 | 1.345,52 | 1.450,00 | 69.656,10 | 56.860,58 | 231.689,42 | 288.550,00 |
200 | 68.310,58 | 102,47 | 1.347,53 | 1.450,00 | 68.310,58 | 56.963,05 | 233.036,95 | 290.000,00 |
201 | 66.963,05 | 100,44 | 1.349,56 | 1.450,00 | 66.963,05 | 57.063,49 | 234.386,51 | 291.450,00 |
202 | 65.613,49 | 98,42 | 1.351,58 | 1.450,00 | 65.613,49 | 57.161,91 | 235.738,09 | 292.900,00 |
203 | 64.261,91 | 96,39 | 1.353,61 | 1.450,00 | 64.261,91 | 57.258,31 | 237.091,69 | 294.350,00 |
204 | 62.908,31 | 94,36 | 1.355,64 | 1.450,00 | 62.908,31 | 57.352,67 | 238.447,33 | 295.800,00 |
205 | 61.552,67 | 92,33 | 1.357,67 | 1.450,00 | 61.552,67 | 57.445,00 | 239.805,00 | 297.250,00 |
206 | 60.195,00 | 90,29 | 1.359,71 | 1.450,00 | 60.195,00 | 57.535,29 | 241.164,71 | 298.700,00 |
207 | 58.835,29 | 88,25 | 1.361,75 | 1.450,00 | 58.835,29 | 57.623,54 | 242.526,46 | 300.150,00 |
208 | 57.473,54 | 86,21 | 1.363,79 | 1.450,00 | 57.473,54 | 57.709,75 | 243.890,25 | 301.600,00 |
209 | 56.109,75 | 84,16 | 1.365,84 | 1.450,00 | 56.109,75 | 57.793,92 | 245.256,08 | 303.050,00 |
210 | 54.743,92 | 82,12 | 1.367,88 | 1.450,00 | 54.743,92 | 57.876,03 | 246.623,97 | 304.500,00 |
211 | 53.376,03 | 80,06 | 1.369,94 | 1.450,00 | 53.376,03 | 57.956,10 | 247.993,90 | 305.950,00 |
212 | 52.006,10 | 78,01 | 1.371,99 | 1.450,00 | 52.006,10 | 58.034,11 | 249.365,89 | 307.400,00 |
213 | 50.634,11 | 75,95 | 1.374,05 | 1.450,00 | 50.634,11 | 58.110,06 | 250.739,94 | 308.850,00 |
214 | 49.260,06 | 73,89 | 1.376,11 | 1.450,00 | 49.260,06 | 58.183,95 | 252.116,05 | 310.300,00 |
215 | 47.883,95 | 71,83 | 1.378,17 | 1.450,00 | 47.883,95 | 58.255,77 | 253.494,23 | 311.750,00 |
216 | 46.505,77 | 69,76 | 1.380,24 | 1.450,00 | 46.505,77 | 58.325,53 | 254.874,47 | 313.200,00 |
217 | 45.125,53 | 67,69 | 1.382,31 | 1.450,00 | 45.125,53 | 58.393,22 | 256.256,78 | 314.650,00 |
218 | 43.743,22 | 65,61 | 1.384,39 | 1.450,00 | 43.743,22 | 58.458,84 | 257.641,16 | 316.100,00 |
219 | 42.358,84 | 63,54 | 1.386,46 | 1.450,00 | 42.358,84 | 58.522,37 | 259.027,63 | 317.550,00 |
220 | 40.972,37 | 61,46 | 1.388,54 | 1.450,00 | 40.972,37 | 58.583,83 | 260.416,17 | 319.000,00 |
221 | 39.583,83 | 59,38 | 1.390,62 | 1.450,00 | 39.583,83 | 58.643,21 | 261.806,79 | 320.450,00 |
222 | 38.193,21 | 57,29 | 1.392,71 | 1.450,00 | 38.193,21 | 58.700,50 | 263.199,50 | 321.900,00 |
223 | 36.800,50 | 55,20 | 1.394,80 | 1.450,00 | 36.800,50 | 58.755,70 | 264.594,30 | 323.350,00 |
224 | 35.405,70 | 53,11 | 1.396,89 | 1.450,00 | 35.405,70 | 58.808,81 | 265.991,19 | 324.800,00 |
225 | 34.008,81 | 51,01 | 1.398,99 | 1.450,00 | 34.008,81 | 58.859,82 | 267.390,18 | 326.250,00 |
226 | 32.609,82 | 48,91 | 1.401,09 | 1.450,00 | 32.609,82 | 58.908,74 | 268.791,26 | 327.700,00 |
227 | 31.208,74 | 46,81 | 1.403,19 | 1.450,00 | 31.208,74 | 58.955,55 | 270.194,45 | 329.150,00 |
228 | 29.805,55 | 44,71 | 1.405,29 | 1.450,00 | 29.805,55 | 59.000,26 | 271.599,74 | 330.600,00 |
229 | 28.400,26 | 42,60 | 1.407,40 | 1.450,00 | 28.400,26 | 59.042,86 | 273.007,14 | 332.050,00 |
230 | 26.992,86 | 40,49 | 1.409,51 | 1.450,00 | 26.992,86 | 59.083,35 | 274.416,65 | 333.500,00 |
231 | 25.583,35 | 38,38 | 1.411,62 | 1.450,00 | 25.583,35 | 59.121,72 | 275.828,28 | 334.950,00 |
232 | 24.171,72 | 36,26 | 1.413,74 | 1.450,00 | 24.171,72 | 59.157,98 | 277.242,02 | 336.400,00 |
233 | 22.757,98 | 34,14 | 1.415,86 | 1.450,00 | 22.757,98 | 59.192,12 | 278.657,88 | 337.850,00 |
234 | 21.342,12 | 32,01 | 1.417,99 | 1.450,00 | 21.342,12 | 59.224,13 | 280.075,87 | 339.300,00 |
235 | 19.924,13 | 29,89 | 1.420,11 | 1.450,00 | 19.924,13 | 59.254,02 | 281.495,98 | 340.750,00 |
236 | 18.504,02 | 27,76 | 1.422,24 | 1.450,00 | 18.504,02 | 59.281,77 | 282.918,23 | 342.200,00 |
237 | 17.081,77 | 25,62 | 1.424,38 | 1.450,00 | 17.081,77 | 59.307,39 | 284.342,61 | 343.650,00 |
238 | 15.657,39 | 23,49 | 1.426,51 | 1.450,00 | 15.657,39 | 59.330,88 | 285.769,12 | 345.100,00 |
239 | 14.230,88 | 21,35 | 1.428,65 | 1.450,00 | 14.230,88 | 59.352,23 | 287.197,77 | 346.550,00 |
240 | 12.802,23 | 19,20 | 1.430,80 | 1.450,00 | 12.802,23 | 59.371,43 | 288.628,57 | 348.000,00 |
- 2,09%
- gebundener Sollzins*
- 2,11%
- effektiver Jahreszins*
- 1.522,50€
- Monatsrate
- Gesamtzahlung :365.400,00 EUR
- Tilgungsanteil :297.627,86 EUR
- Zinsanteil :67.772,14 EUR
- Restschuld :2.372,14 EUR
80807 München
Monat | Kreditsumme | Zinslast | Tilgungslast | Monatsrate | Restschuld | Zinsen gesamt | Tilgung gesamt | Gesamt |
---|---|---|---|---|---|---|---|---|
1 | 300.000,00 | 522,50 | 1.000,00 | 1.522,50 | 299.000,00 | 522,50 | 1.000,00 | 1.522,50 |
2 | 299.000,00 | 520,76 | 1.001,74 | 1.522,50 | 299.000,00 | 1.043,26 | 2.001,74 | 3.045,00 |
3 | 297.998,26 | 519,01 | 1.003,49 | 1.522,50 | 297.998,26 | 1.562,27 | 3.005,23 | 4.567,50 |
4 | 296.994,77 | 517,27 | 1.005,23 | 1.522,50 | 296.994,77 | 2.079,54 | 4.010,46 | 6.090,00 |
5 | 295.989,54 | 515,52 | 1.006,98 | 1.522,50 | 295.989,54 | 2.595,05 | 5.017,45 | 7.612,50 |
6 | 294.982,55 | 513,76 | 1.008,74 | 1.522,50 | 294.982,55 | 3.108,81 | 6.026,19 | 9.135,00 |
7 | 293.973,81 | 512,00 | 1.010,50 | 1.522,50 | 293.973,81 | 3.620,82 | 7.036,68 | 10.657,50 |
8 | 292.963,32 | 510,24 | 1.012,26 | 1.522,50 | 292.963,32 | 4.131,06 | 8.048,94 | 12.180,00 |
9 | 291.951,06 | 508,48 | 1.014,02 | 1.522,50 | 291.951,06 | 4.639,54 | 9.062,96 | 13.702,50 |
10 | 290.937,04 | 506,72 | 1.015,78 | 1.522,50 | 290.937,04 | 5.146,26 | 10.078,74 | 15.225,00 |
11 | 289.921,26 | 504,95 | 1.017,55 | 1.522,50 | 289.921,26 | 5.651,21 | 11.096,29 | 16.747,50 |
12 | 288.903,71 | 503,17 | 1.019,33 | 1.522,50 | 288.903,71 | 6.154,38 | 12.115,62 | 18.270,00 |
13 | 287.884,38 | 501,40 | 1.021,10 | 1.522,50 | 287.884,38 | 6.655,78 | 13.136,72 | 19.792,50 |
14 | 286.863,28 | 499,62 | 1.022,88 | 1.522,50 | 286.863,28 | 7.155,40 | 14.159,60 | 21.315,00 |
15 | 285.840,40 | 497,84 | 1.024,66 | 1.522,50 | 285.840,40 | 7.653,24 | 15.184,26 | 22.837,50 |
16 | 284.815,74 | 496,05 | 1.026,45 | 1.522,50 | 284.815,74 | 8.149,29 | 16.210,71 | 24.360,00 |
17 | 283.789,29 | 494,27 | 1.028,23 | 1.522,50 | 283.789,29 | 8.643,56 | 17.238,94 | 25.882,50 |
18 | 282.761,06 | 492,48 | 1.030,02 | 1.522,50 | 282.761,06 | 9.136,03 | 18.268,97 | 27.405,00 |
19 | 281.731,03 | 490,68 | 1.031,82 | 1.522,50 | 281.731,03 | 9.626,72 | 19.300,78 | 28.927,50 |
20 | 280.699,22 | 488,88 | 1.033,62 | 1.522,50 | 280.699,22 | 10.115,60 | 20.334,40 | 30.450,00 |
21 | 279.665,60 | 487,08 | 1.035,42 | 1.522,50 | 279.665,60 | 10.602,68 | 21.369,82 | 31.972,50 |
22 | 278.630,18 | 485,28 | 1.037,22 | 1.522,50 | 278.630,18 | 11.087,96 | 22.407,04 | 33.495,00 |
23 | 277.592,96 | 483,47 | 1.039,03 | 1.522,50 | 277.592,96 | 11.571,44 | 23.446,06 | 35.017,50 |
24 | 276.553,94 | 481,66 | 1.040,84 | 1.522,50 | 276.553,94 | 12.053,10 | 24.486,90 | 36.540,00 |
25 | 275.513,10 | 479,85 | 1.042,65 | 1.522,50 | 275.513,10 | 12.532,96 | 25.529,54 | 38.062,50 |
26 | 274.470,46 | 478,04 | 1.044,46 | 1.522,50 | 274.470,46 | 13.010,99 | 26.574,01 | 39.585,00 |
27 | 273.425,99 | 476,22 | 1.046,28 | 1.522,50 | 273.425,99 | 13.487,21 | 27.620,29 | 41.107,50 |
28 | 272.379,71 | 474,39 | 1.048,11 | 1.522,50 | 272.379,71 | 13.961,60 | 28.668,40 | 42.630,00 |
29 | 271.331,60 | 472,57 | 1.049,93 | 1.522,50 | 271.331,60 | 14.434,17 | 29.718,33 | 44.152,50 |
30 | 270.281,67 | 470,74 | 1.051,76 | 1.522,50 | 270.281,67 | 14.904,91 | 30.770,09 | 45.675,00 |
31 | 269.229,91 | 468,91 | 1.053,59 | 1.522,50 | 269.229,91 | 15.373,82 | 31.823,68 | 47.197,50 |
32 | 268.176,32 | 467,07 | 1.055,43 | 1.522,50 | 268.176,32 | 15.840,90 | 32.879,10 | 48.720,00 |
33 | 267.120,90 | 465,24 | 1.057,26 | 1.522,50 | 267.120,90 | 16.306,13 | 33.936,37 | 50.242,50 |
34 | 266.063,63 | 463,39 | 1.059,11 | 1.522,50 | 266.063,63 | 16.769,53 | 34.995,47 | 51.765,00 |
35 | 265.004,53 | 461,55 | 1.060,95 | 1.522,50 | 265.004,53 | 17.231,08 | 36.056,42 | 53.287,50 |
36 | 263.943,58 | 459,70 | 1.062,80 | 1.522,50 | 263.943,58 | 17.690,78 | 37.119,22 | 54.810,00 |
37 | 262.880,78 | 457,85 | 1.064,65 | 1.522,50 | 262.880,78 | 18.148,63 | 38.183,87 | 56.332,50 |
38 | 261.816,13 | 456,00 | 1.066,50 | 1.522,50 | 261.816,13 | 18.604,62 | 39.250,38 | 57.855,00 |
39 | 260.749,62 | 454,14 | 1.068,36 | 1.522,50 | 260.749,62 | 19.058,76 | 40.318,74 | 59.377,50 |
40 | 259.681,26 | 452,28 | 1.070,22 | 1.522,50 | 259.681,26 | 19.511,04 | 41.388,96 | 60.900,00 |
41 | 258.611,04 | 450,41 | 1.072,09 | 1.522,50 | 258.611,04 | 19.961,46 | 42.461,04 | 62.422,50 |
42 | 257.538,96 | 448,55 | 1.073,95 | 1.522,50 | 257.538,96 | 20.410,00 | 43.535,00 | 63.945,00 |
43 | 256.465,00 | 446,68 | 1.075,82 | 1.522,50 | 256.465,00 | 20.856,68 | 44.610,82 | 65.467,50 |
44 | 255.389,18 | 444,80 | 1.077,70 | 1.522,50 | 255.389,18 | 21.301,48 | 45.688,52 | 66.990,00 |
45 | 254.311,48 | 442,93 | 1.079,57 | 1.522,50 | 254.311,48 | 21.744,41 | 46.768,09 | 68.512,50 |
46 | 253.231,91 | 441,05 | 1.081,45 | 1.522,50 | 253.231,91 | 22.185,45 | 47.849,55 | 70.035,00 |
47 | 252.150,45 | 439,16 | 1.083,34 | 1.522,50 | 252.150,45 | 22.624,62 | 48.932,88 | 71.557,50 |
48 | 251.067,12 | 437,28 | 1.085,22 | 1.522,50 | 251.067,12 | 23.061,89 | 50.018,11 | 73.080,00 |
49 | 249.981,89 | 435,39 | 1.087,11 | 1.522,50 | 249.981,89 | 23.497,28 | 51.105,22 | 74.602,50 |
50 | 248.894,78 | 433,49 | 1.089,01 | 1.522,50 | 248.894,78 | 23.930,77 | 52.194,23 | 76.125,00 |
51 | 247.805,77 | 431,60 | 1.090,90 | 1.522,50 | 247.805,77 | 24.362,36 | 53.285,14 | 77.647,50 |
52 | 246.714,86 | 429,70 | 1.092,80 | 1.522,50 | 246.714,86 | 24.792,06 | 54.377,94 | 79.170,00 |
53 | 245.622,06 | 427,79 | 1.094,71 | 1.522,50 | 245.622,06 | 25.219,85 | 55.472,65 | 80.692,50 |
54 | 244.527,35 | 425,89 | 1.096,61 | 1.522,50 | 244.527,35 | 25.645,73 | 56.569,27 | 82.215,00 |
55 | 243.430,73 | 423,98 | 1.098,52 | 1.522,50 | 243.430,73 | 26.069,71 | 57.667,79 | 83.737,50 |
56 | 242.332,21 | 422,06 | 1.100,44 | 1.522,50 | 242.332,21 | 26.491,77 | 58.768,23 | 85.260,00 |
57 | 241.231,77 | 420,15 | 1.102,35 | 1.522,50 | 241.231,77 | 26.911,92 | 59.870,58 | 86.782,50 |
58 | 240.129,42 | 418,23 | 1.104,27 | 1.522,50 | 240.129,42 | 27.330,14 | 60.974,86 | 88.305,00 |
59 | 239.025,14 | 416,30 | 1.106,20 | 1.522,50 | 239.025,14 | 27.746,44 | 62.081,06 | 89.827,50 |
60 | 237.918,94 | 414,38 | 1.108,12 | 1.522,50 | 237.918,94 | 28.160,82 | 63.189,18 | 91.350,00 |
61 | 236.810,82 | 412,45 | 1.110,05 | 1.522,50 | 236.810,82 | 28.573,27 | 64.299,23 | 92.872,50 |
62 | 235.700,77 | 410,51 | 1.111,99 | 1.522,50 | 235.700,77 | 28.983,78 | 65.411,22 | 94.395,00 |
63 | 234.588,78 | 408,58 | 1.113,92 | 1.522,50 | 234.588,78 | 29.392,35 | 66.525,15 | 95.917,50 |
64 | 233.474,85 | 406,64 | 1.115,86 | 1.522,50 | 233.474,85 | 29.798,99 | 67.641,01 | 97.440,00 |
65 | 232.358,99 | 404,69 | 1.117,81 | 1.522,50 | 232.358,99 | 30.203,68 | 68.758,82 | 98.962,50 |
66 | 231.241,18 | 402,75 | 1.119,75 | 1.522,50 | 231.241,18 | 30.606,43 | 69.878,57 | 100.485,00 |
67 | 230.121,43 | 400,79 | 1.121,71 | 1.522,50 | 230.121,43 | 31.007,22 | 71.000,28 | 102.007,50 |
68 | 228.999,72 | 398,84 | 1.123,66 | 1.522,50 | 228.999,72 | 31.406,06 | 72.123,94 | 103.530,00 |
69 | 227.876,06 | 396,88 | 1.125,62 | 1.522,50 | 227.876,06 | 31.802,95 | 73.249,55 | 105.052,50 |
70 | 226.750,45 | 394,92 | 1.127,58 | 1.522,50 | 226.750,45 | 32.197,87 | 74.377,13 | 106.575,00 |
71 | 225.622,87 | 392,96 | 1.129,54 | 1.522,50 | 225.622,87 | 32.590,83 | 75.506,67 | 108.097,50 |
72 | 224.493,33 | 390,99 | 1.131,51 | 1.522,50 | 224.493,33 | 32.981,82 | 76.638,18 | 109.620,00 |
73 | 223.361,82 | 389,02 | 1.133,48 | 1.522,50 | 223.361,82 | 33.370,84 | 77.771,66 | 111.142,50 |
74 | 222.228,34 | 387,05 | 1.135,45 | 1.522,50 | 222.228,34 | 33.757,89 | 78.907,11 | 112.665,00 |
75 | 221.092,89 | 385,07 | 1.137,43 | 1.522,50 | 221.092,89 | 34.142,96 | 80.044,54 | 114.187,50 |
76 | 219.955,46 | 383,09 | 1.139,41 | 1.522,50 | 219.955,46 | 34.526,05 | 81.183,95 | 115.710,00 |
77 | 218.816,05 | 381,10 | 1.141,40 | 1.522,50 | 218.816,05 | 34.907,15 | 82.325,35 | 117.232,50 |
78 | 217.674,65 | 379,12 | 1.143,38 | 1.522,50 | 217.674,65 | 35.286,27 | 83.468,73 | 118.755,00 |
79 | 216.531,27 | 377,13 | 1.145,37 | 1.522,50 | 216.531,27 | 35.663,40 | 84.614,10 | 120.277,50 |
80 | 215.385,90 | 375,13 | 1.147,37 | 1.522,50 | 215.385,90 | 36.038,53 | 85.761,47 | 121.800,00 |
81 | 214.238,53 | 373,13 | 1.149,37 | 1.522,50 | 214.238,53 | 36.411,66 | 86.910,84 | 123.322,50 |
82 | 213.089,16 | 371,13 | 1.151,37 | 1.522,50 | 213.089,16 | 36.782,79 | 88.062,21 | 124.845,00 |
83 | 211.937,79 | 369,12 | 1.153,38 | 1.522,50 | 211.937,79 | 37.151,91 | 89.215,59 | 126.367,50 |
84 | 210.784,41 | 367,12 | 1.155,38 | 1.522,50 | 210.784,41 | 37.519,03 | 90.370,97 | 127.890,00 |
85 | 209.629,03 | 365,10 | 1.157,40 | 1.522,50 | 209.629,03 | 37.884,13 | 91.528,37 | 129.412,50 |
86 | 208.471,63 | 363,09 | 1.159,41 | 1.522,50 | 208.471,63 | 38.247,22 | 92.687,78 | 130.935,00 |
87 | 207.312,22 | 361,07 | 1.161,43 | 1.522,50 | 207.312,22 | 38.608,29 | 93.849,21 | 132.457,50 |
88 | 206.150,79 | 359,05 | 1.163,45 | 1.522,50 | 206.150,79 | 38.967,34 | 95.012,66 | 133.980,00 |
89 | 204.987,34 | 357,02 | 1.165,48 | 1.522,50 | 204.987,34 | 39.324,36 | 96.178,14 | 135.502,50 |
90 | 203.821,86 | 354,99 | 1.167,51 | 1.522,50 | 203.821,86 | 39.679,35 | 97.345,65 | 137.025,00 |
91 | 202.654,35 | 352,96 | 1.169,54 | 1.522,50 | 202.654,35 | 40.032,30 | 98.515,20 | 138.547,50 |
92 | 201.484,80 | 350,92 | 1.171,58 | 1.522,50 | 201.484,80 | 40.383,22 | 99.686,78 | 140.070,00 |
93 | 200.313,22 | 348,88 | 1.173,62 | 1.522,50 | 200.313,22 | 40.732,10 | 100.860,40 | 141.592,50 |
94 | 199.139,60 | 346,83 | 1.175,67 | 1.522,50 | 199.139,60 | 41.078,94 | 102.036,06 | 143.115,00 |
95 | 197.963,94 | 344,79 | 1.177,71 | 1.522,50 | 197.963,94 | 41.423,72 | 103.213,78 | 144.637,50 |
96 | 196.786,22 | 342,74 | 1.179,76 | 1.522,50 | 196.786,22 | 41.766,46 | 104.393,54 | 146.160,00 |
97 | 195.606,46 | 340,68 | 1.181,82 | 1.522,50 | 195.606,46 | 42.107,14 | 105.575,36 | 147.682,50 |
98 | 194.424,64 | 338,62 | 1.183,88 | 1.522,50 | 194.424,64 | 42.445,76 | 106.759,24 | 149.205,00 |
99 | 193.240,76 | 336,56 | 1.185,94 | 1.522,50 | 193.240,76 | 42.782,32 | 107.945,18 | 150.727,50 |
100 | 192.054,82 | 334,50 | 1.188,00 | 1.522,50 | 192.054,82 | 43.116,82 | 109.133,18 | 152.250,00 |
101 | 190.866,82 | 332,43 | 1.190,07 | 1.522,50 | 190.866,82 | 43.449,25 | 110.323,25 | 153.772,50 |
102 | 189.676,75 | 330,35 | 1.192,15 | 1.522,50 | 189.676,75 | 43.779,60 | 111.515,40 | 155.295,00 |
103 | 188.484,60 | 328,28 | 1.194,22 | 1.522,50 | 188.484,60 | 44.107,88 | 112.709,62 | 156.817,50 |
104 | 187.290,38 | 326,20 | 1.196,30 | 1.522,50 | 187.290,38 | 44.434,07 | 113.905,93 | 158.340,00 |
105 | 186.094,07 | 324,11 | 1.198,39 | 1.522,50 | 186.094,07 | 44.758,19 | 115.104,31 | 159.862,50 |
106 | 184.895,69 | 322,03 | 1.200,47 | 1.522,50 | 184.895,69 | 45.080,22 | 116.304,78 | 161.385,00 |
107 | 183.695,22 | 319,94 | 1.202,56 | 1.522,50 | 183.695,22 | 45.400,15 | 117.507,35 | 162.907,50 |
108 | 182.492,65 | 317,84 | 1.204,66 | 1.522,50 | 182.492,65 | 45.717,99 | 118.712,01 | 164.430,00 |
109 | 181.287,99 | 315,74 | 1.206,76 | 1.522,50 | 181.287,99 | 46.033,74 | 119.918,76 | 165.952,50 |
110 | 180.081,24 | 313,64 | 1.208,86 | 1.522,50 | 180.081,24 | 46.347,38 | 121.127,62 | 167.475,00 |
111 | 178.872,38 | 311,54 | 1.210,96 | 1.522,50 | 178.872,38 | 46.658,91 | 122.338,59 | 168.997,50 |
112 | 177.661,41 | 309,43 | 1.213,07 | 1.522,50 | 177.661,41 | 46.968,34 | 123.551,66 | 170.520,00 |
113 | 176.448,34 | 307,31 | 1.215,19 | 1.522,50 | 176.448,34 | 47.275,65 | 124.766,85 | 172.042,50 |
114 | 175.233,15 | 305,20 | 1.217,30 | 1.522,50 | 175.233,15 | 47.580,85 | 125.984,15 | 173.565,00 |
115 | 174.015,85 | 303,08 | 1.219,42 | 1.522,50 | 174.015,85 | 47.883,93 | 127.203,57 | 175.087,50 |
116 | 172.796,43 | 300,95 | 1.221,55 | 1.522,50 | 172.796,43 | 48.184,88 | 128.425,12 | 176.610,00 |
117 | 171.574,88 | 298,83 | 1.223,67 | 1.522,50 | 171.574,88 | 48.483,71 | 129.648,79 | 178.132,50 |
118 | 170.351,21 | 296,70 | 1.225,80 | 1.522,50 | 170.351,21 | 48.780,40 | 130.874,60 | 179.655,00 |
119 | 169.125,40 | 294,56 | 1.227,94 | 1.522,50 | 169.125,40 | 49.074,96 | 132.102,54 | 181.177,50 |
120 | 167.897,46 | 292,42 | 1.230,08 | 1.522,50 | 167.897,46 | 49.367,39 | 133.332,61 | 182.700,00 |
121 | 166.667,39 | 290,28 | 1.232,22 | 1.522,50 | 166.667,39 | 49.657,67 | 134.564,83 | 184.222,50 |
122 | 165.435,17 | 288,13 | 1.234,37 | 1.522,50 | 165.435,17 | 49.945,80 | 135.799,20 | 185.745,00 |
123 | 164.200,80 | 285,98 | 1.236,52 | 1.522,50 | 164.200,80 | 50.231,78 | 137.035,72 | 187.267,50 |
124 | 162.964,28 | 283,83 | 1.238,67 | 1.522,50 | 162.964,28 | 50.515,61 | 138.274,39 | 188.790,00 |
125 | 161.725,61 | 281,67 | 1.240,83 | 1.522,50 | 161.725,61 | 50.797,28 | 139.515,22 | 190.312,50 |
126 | 160.484,78 | 279,51 | 1.242,99 | 1.522,50 | 160.484,78 | 51.076,79 | 140.758,21 | 191.835,00 |
127 | 159.241,79 | 277,35 | 1.245,15 | 1.522,50 | 159.241,79 | 51.354,14 | 142.003,36 | 193.357,50 |
128 | 157.996,64 | 275,18 | 1.247,32 | 1.522,50 | 157.996,64 | 51.629,32 | 143.250,68 | 194.880,00 |
129 | 156.749,32 | 273,01 | 1.249,49 | 1.522,50 | 156.749,32 | 51.902,32 | 144.500,18 | 196.402,50 |
130 | 155.499,82 | 270,83 | 1.251,67 | 1.522,50 | 155.499,82 | 52.173,15 | 145.751,85 | 197.925,00 |
131 | 154.248,15 | 268,65 | 1.253,85 | 1.522,50 | 154.248,15 | 52.441,80 | 147.005,70 | 199.447,50 |
132 | 152.994,30 | 266,47 | 1.256,03 | 1.522,50 | 152.994,30 | 52.708,27 | 148.261,73 | 200.970,00 |
133 | 151.738,27 | 264,28 | 1.258,22 | 1.522,50 | 151.738,27 | 52.972,54 | 149.519,96 | 202.492,50 |
134 | 150.480,04 | 262,09 | 1.260,41 | 1.522,50 | 150.480,04 | 53.234,63 | 150.780,37 | 204.015,00 |
135 | 149.219,63 | 259,89 | 1.262,61 | 1.522,50 | 149.219,63 | 53.494,52 | 152.042,98 | 205.537,50 |
136 | 147.957,02 | 257,69 | 1.264,81 | 1.522,50 | 147.957,02 | 53.752,21 | 153.307,79 | 207.060,00 |
137 | 146.692,21 | 255,49 | 1.267,01 | 1.522,50 | 146.692,21 | 54.007,70 | 154.574,80 | 208.582,50 |
138 | 145.425,20 | 253,28 | 1.269,22 | 1.522,50 | 145.425,20 | 54.260,98 | 155.844,02 | 210.105,00 |
139 | 144.155,98 | 251,07 | 1.271,43 | 1.522,50 | 144.155,98 | 54.512,05 | 157.115,45 | 211.627,50 |
140 | 142.884,55 | 248,86 | 1.273,64 | 1.522,50 | 142.884,55 | 54.760,91 | 158.389,09 | 213.150,00 |
141 | 141.610,91 | 246,64 | 1.275,86 | 1.522,50 | 141.610,91 | 55.007,55 | 159.664,95 | 214.672,50 |
142 | 140.335,05 | 244,42 | 1.278,08 | 1.522,50 | 140.335,05 | 55.251,97 | 160.943,03 | 216.195,00 |
143 | 139.056,97 | 242,19 | 1.280,31 | 1.522,50 | 139.056,97 | 55.494,16 | 162.223,34 | 217.717,50 |
144 | 137.776,66 | 239,96 | 1.282,54 | 1.522,50 | 137.776,66 | 55.734,12 | 163.505,88 | 219.240,00 |
145 | 136.494,12 | 237,73 | 1.284,77 | 1.522,50 | 136.494,12 | 55.971,85 | 164.790,65 | 220.762,50 |
146 | 135.209,35 | 235,49 | 1.287,01 | 1.522,50 | 135.209,35 | 56.207,34 | 166.077,66 | 222.285,00 |
147 | 133.922,34 | 233,25 | 1.289,25 | 1.522,50 | 133.922,34 | 56.440,58 | 167.366,92 | 223.807,50 |
148 | 132.633,08 | 231,00 | 1.291,50 | 1.522,50 | 132.633,08 | 56.671,59 | 168.658,41 | 225.330,00 |
149 | 131.341,59 | 228,75 | 1.293,75 | 1.522,50 | 131.341,59 | 56.900,34 | 169.952,16 | 226.852,50 |
150 | 130.047,84 | 226,50 | 1.296,00 | 1.522,50 | 130.047,84 | 57.126,84 | 171.248,16 | 228.375,00 |
151 | 128.751,84 | 224,24 | 1.298,26 | 1.522,50 | 128.751,84 | 57.351,08 | 172.546,42 | 229.897,50 |
152 | 127.453,58 | 221,98 | 1.300,52 | 1.522,50 | 127.453,58 | 57.573,06 | 173.846,94 | 231.420,00 |
153 | 126.153,06 | 219,72 | 1.302,78 | 1.522,50 | 126.153,06 | 57.792,78 | 175.149,72 | 232.942,50 |
154 | 124.850,28 | 217,45 | 1.305,05 | 1.522,50 | 124.850,28 | 58.010,23 | 176.454,77 | 234.465,00 |
155 | 123.545,23 | 215,17 | 1.307,33 | 1.522,50 | 123.545,23 | 58.225,40 | 177.762,10 | 235.987,50 |
156 | 122.237,90 | 212,90 | 1.309,60 | 1.522,50 | 122.237,90 | 58.438,30 | 179.071,70 | 237.510,00 |
157 | 120.928,30 | 210,62 | 1.311,88 | 1.522,50 | 120.928,30 | 58.648,92 | 180.383,58 | 239.032,50 |
158 | 119.616,42 | 208,33 | 1.314,17 | 1.522,50 | 119.616,42 | 58.857,25 | 181.697,75 | 240.555,00 |
159 | 118.302,25 | 206,04 | 1.316,46 | 1.522,50 | 118.302,25 | 59.063,29 | 183.014,21 | 242.077,50 |
160 | 116.985,79 | 203,75 | 1.318,75 | 1.522,50 | 116.985,79 | 59.267,04 | 184.332,96 | 243.600,00 |
161 | 115.667,04 | 201,45 | 1.321,05 | 1.522,50 | 115.667,04 | 59.468,50 | 185.654,00 | 245.122,50 |
162 | 114.346,00 | 199,15 | 1.323,35 | 1.522,50 | 114.346,00 | 59.667,65 | 186.977,35 | 246.645,00 |
163 | 113.022,65 | 196,85 | 1.325,65 | 1.522,50 | 113.022,65 | 59.864,50 | 188.303,00 | 248.167,50 |
164 | 111.697,00 | 194,54 | 1.327,96 | 1.522,50 | 111.697,00 | 60.059,04 | 189.630,96 | 249.690,00 |
165 | 110.369,04 | 192,23 | 1.330,27 | 1.522,50 | 110.369,04 | 60.251,26 | 190.961,24 | 251.212,50 |
166 | 109.038,76 | 189,91 | 1.332,59 | 1.522,50 | 109.038,76 | 60.441,17 | 192.293,83 | 252.735,00 |
167 | 107.706,17 | 187,59 | 1.334,91 | 1.522,50 | 107.706,17 | 60.628,76 | 193.628,74 | 254.257,50 |
168 | 106.371,26 | 185,26 | 1.337,24 | 1.522,50 | 106.371,26 | 60.814,02 | 194.965,98 | 255.780,00 |
169 | 105.034,02 | 182,93 | 1.339,57 | 1.522,50 | 105.034,02 | 60.996,96 | 196.305,54 | 257.302,50 |
170 | 103.694,46 | 180,60 | 1.341,90 | 1.522,50 | 103.694,46 | 61.177,56 | 197.647,44 | 258.825,00 |
171 | 102.352,56 | 178,26 | 1.344,24 | 1.522,50 | 102.352,56 | 61.355,82 | 198.991,68 | 260.347,50 |
172 | 101.008,32 | 175,92 | 1.346,58 | 1.522,50 | 101.008,32 | 61.531,75 | 200.338,25 | 261.870,00 |
173 | 99.661,75 | 173,58 | 1.348,92 | 1.522,50 | 99.661,75 | 61.705,32 | 201.687,18 | 263.392,50 |
174 | 98.312,82 | 171,23 | 1.351,27 | 1.522,50 | 98.312,82 | 61.876,55 | 203.038,45 | 264.915,00 |
175 | 96.961,55 | 168,87 | 1.353,63 | 1.522,50 | 96.961,55 | 62.045,43 | 204.392,07 | 266.437,50 |
176 | 95.607,93 | 166,52 | 1.355,98 | 1.522,50 | 95.607,93 | 62.211,94 | 205.748,06 | 267.960,00 |
177 | 94.251,94 | 164,16 | 1.358,34 | 1.522,50 | 94.251,94 | 62.376,10 | 207.106,40 | 269.482,50 |
178 | 92.893,60 | 161,79 | 1.360,71 | 1.522,50 | 92.893,60 | 62.537,89 | 208.467,11 | 271.005,00 |
179 | 91.532,89 | 159,42 | 1.363,08 | 1.522,50 | 91.532,89 | 62.697,31 | 209.830,19 | 272.527,50 |
180 | 90.169,81 | 157,05 | 1.365,45 | 1.522,50 | 90.169,81 | 62.854,35 | 211.195,65 | 274.050,00 |
181 | 88.804,35 | 154,67 | 1.367,83 | 1.522,50 | 88.804,35 | 63.009,02 | 212.563,48 | 275.572,50 |
182 | 87.436,52 | 152,29 | 1.370,21 | 1.522,50 | 87.436,52 | 63.161,31 | 213.933,69 | 277.095,00 |
183 | 86.066,31 | 149,90 | 1.372,60 | 1.522,50 | 86.066,31 | 63.311,20 | 215.306,30 | 278.617,50 |
184 | 84.693,70 | 147,51 | 1.374,99 | 1.522,50 | 84.693,70 | 63.458,71 | 216.681,29 | 280.140,00 |
185 | 83.318,71 | 145,11 | 1.377,39 | 1.522,50 | 83.318,71 | 63.603,83 | 218.058,67 | 281.662,50 |
186 | 81.941,33 | 142,71 | 1.379,79 | 1.522,50 | 81.941,33 | 63.746,54 | 219.438,46 | 283.185,00 |
187 | 80.561,54 | 140,31 | 1.382,19 | 1.522,50 | 80.561,54 | 63.886,85 | 220.820,65 | 284.707,50 |
188 | 79.179,35 | 137,90 | 1.384,60 | 1.522,50 | 79.179,35 | 64.024,76 | 222.205,24 | 286.230,00 |
189 | 77.794,76 | 135,49 | 1.387,01 | 1.522,50 | 77.794,76 | 64.160,25 | 223.592,25 | 287.752,50 |
190 | 76.407,75 | 133,08 | 1.389,42 | 1.522,50 | 76.407,75 | 64.293,33 | 224.981,67 | 289.275,00 |
191 | 75.018,33 | 130,66 | 1.391,84 | 1.522,50 | 75.018,33 | 64.423,98 | 226.373,52 | 290.797,50 |
192 | 73.626,48 | 128,23 | 1.394,27 | 1.522,50 | 73.626,48 | 64.552,22 | 227.767,78 | 292.320,00 |
193 | 72.232,22 | 125,80 | 1.396,70 | 1.522,50 | 72.232,22 | 64.678,02 | 229.164,48 | 293.842,50 |
194 | 70.835,52 | 123,37 | 1.399,13 | 1.522,50 | 70.835,52 | 64.801,39 | 230.563,61 | 295.365,00 |
195 | 69.436,39 | 120,94 | 1.401,56 | 1.522,50 | 69.436,39 | 64.922,33 | 231.965,17 | 296.887,50 |
196 | 68.034,83 | 118,49 | 1.404,01 | 1.522,50 | 68.034,83 | 65.040,82 | 233.369,18 | 298.410,00 |
197 | 66.630,82 | 116,05 | 1.406,45 | 1.522,50 | 66.630,82 | 65.156,87 | 234.775,63 | 299.932,50 |
198 | 65.224,37 | 113,60 | 1.408,90 | 1.522,50 | 65.224,37 | 65.270,47 | 236.184,53 | 301.455,00 |
199 | 63.815,47 | 111,15 | 1.411,35 | 1.522,50 | 63.815,47 | 65.381,61 | 237.595,89 | 302.977,50 |
200 | 62.404,11 | 108,69 | 1.413,81 | 1.522,50 | 62.404,11 | 65.490,30 | 239.009,70 | 304.500,00 |
201 | 60.990,30 | 106,22 | 1.416,28 | 1.522,50 | 60.990,30 | 65.596,53 | 240.425,97 | 306.022,50 |
202 | 59.574,03 | 103,76 | 1.418,74 | 1.522,50 | 59.574,03 | 65.700,28 | 241.844,72 | 307.545,00 |
203 | 58.155,28 | 101,29 | 1.421,21 | 1.522,50 | 58.155,28 | 65.801,57 | 243.265,93 | 309.067,50 |
204 | 56.734,07 | 98,81 | 1.423,69 | 1.522,50 | 56.734,07 | 65.900,38 | 244.689,62 | 310.590,00 |
205 | 55.310,38 | 96,33 | 1.426,17 | 1.522,50 | 55.310,38 | 65.996,72 | 246.115,78 | 312.112,50 |
206 | 53.884,22 | 93,85 | 1.428,65 | 1.522,50 | 53.884,22 | 66.090,56 | 247.544,44 | 313.635,00 |
207 | 52.455,56 | 91,36 | 1.431,14 | 1.522,50 | 52.455,56 | 66.181,92 | 248.975,58 | 315.157,50 |
208 | 51.024,42 | 88,87 | 1.433,63 | 1.522,50 | 51.024,42 | 66.270,79 | 250.409,21 | 316.680,00 |
209 | 49.590,79 | 86,37 | 1.436,13 | 1.522,50 | 49.590,79 | 66.357,16 | 251.845,34 | 318.202,50 |
210 | 48.154,66 | 83,87 | 1.438,63 | 1.522,50 | 48.154,66 | 66.441,03 | 253.283,97 | 319.725,00 |
211 | 46.716,03 | 81,36 | 1.441,14 | 1.522,50 | 46.716,03 | 66.522,39 | 254.725,11 | 321.247,50 |
212 | 45.274,89 | 78,85 | 1.443,65 | 1.522,50 | 45.274,89 | 66.601,25 | 256.168,75 | 322.770,00 |
213 | 43.831,25 | 76,34 | 1.446,16 | 1.522,50 | 43.831,25 | 66.677,59 | 257.614,91 | 324.292,50 |
214 | 42.385,09 | 73,82 | 1.448,68 | 1.522,50 | 42.385,09 | 66.751,41 | 259.063,59 | 325.815,00 |
215 | 40.936,41 | 71,30 | 1.451,20 | 1.522,50 | 40.936,41 | 66.822,71 | 260.514,79 | 327.337,50 |
216 | 39.485,21 | 68,77 | 1.453,73 | 1.522,50 | 39.485,21 | 66.891,48 | 261.968,52 | 328.860,00 |
217 | 38.031,48 | 66,24 | 1.456,26 | 1.522,50 | 38.031,48 | 66.957,71 | 263.424,79 | 330.382,50 |
218 | 36.575,21 | 63,70 | 1.458,80 | 1.522,50 | 36.575,21 | 67.021,42 | 264.883,58 | 331.905,00 |
219 | 35.116,42 | 61,16 | 1.461,34 | 1.522,50 | 35.116,42 | 67.082,58 | 266.344,92 | 333.427,50 |
220 | 33.655,08 | 58,62 | 1.463,88 | 1.522,50 | 33.655,08 | 67.141,19 | 267.808,81 | 334.950,00 |
221 | 32.191,19 | 56,07 | 1.466,43 | 1.522,50 | 32.191,19 | 67.197,26 | 269.275,24 | 336.472,50 |
222 | 30.724,76 | 53,51 | 1.468,99 | 1.522,50 | 30.724,76 | 67.250,77 | 270.744,23 | 337.995,00 |
223 | 29.255,77 | 50,95 | 1.471,55 | 1.522,50 | 29.255,77 | 67.301,73 | 272.215,77 | 339.517,50 |
224 | 27.784,23 | 48,39 | 1.474,11 | 1.522,50 | 27.784,23 | 67.350,12 | 273.689,88 | 341.040,00 |
225 | 26.310,12 | 45,82 | 1.476,68 | 1.522,50 | 26.310,12 | 67.395,94 | 275.166,56 | 342.562,50 |
226 | 24.833,44 | 43,25 | 1.479,25 | 1.522,50 | 24.833,44 | 67.439,19 | 276.645,81 | 344.085,00 |
227 | 23.354,19 | 40,68 | 1.481,82 | 1.522,50 | 23.354,19 | 67.479,87 | 278.127,63 | 345.607,50 |
228 | 21.872,37 | 38,09 | 1.484,41 | 1.522,50 | 21.872,37 | 67.517,96 | 279.612,04 | 347.130,00 |
229 | 20.387,96 | 35,51 | 1.486,99 | 1.522,50 | 20.387,96 | 67.553,47 | 281.099,03 | 348.652,50 |
230 | 18.900,97 | 32,92 | 1.489,58 | 1.522,50 | 18.900,97 | 67.586,39 | 282.588,61 | 350.175,00 |
231 | 17.411,39 | 30,32 | 1.492,18 | 1.522,50 | 17.411,39 | 67.616,71 | 284.080,79 | 351.697,50 |
232 | 15.919,21 | 27,73 | 1.494,77 | 1.522,50 | 15.919,21 | 67.644,44 | 285.575,56 | 353.220,00 |
233 | 14.424,44 | 25,12 | 1.497,38 | 1.522,50 | 14.424,44 | 67.669,56 | 287.072,94 | 354.742,50 |
234 | 12.927,06 | 22,51 | 1.499,99 | 1.522,50 | 12.927,06 | 67.692,08 | 288.572,92 | 356.265,00 |
235 | 11.427,08 | 19,90 | 1.502,60 | 1.522,50 | 11.427,08 | 67.711,98 | 290.075,52 | 357.787,50 |
236 | 9.924,48 | 17,29 | 1.505,21 | 1.522,50 | 9.924,48 | 67.729,26 | 291.580,74 | 359.310,00 |
237 | 8.419,26 | 14,66 | 1.507,84 | 1.522,50 | 8.419,26 | 67.743,93 | 293.088,57 | 360.832,50 |
238 | 6.911,43 | 12,04 | 1.510,46 | 1.522,50 | 6.911,43 | 67.755,97 | 294.599,03 | 362.355,00 |
239 | 5.400,97 | 9,41 | 1.513,09 | 1.522,50 | 5.400,97 | 67.765,37 | 296.112,13 | 363.877,50 |
240 | 3.887,87 | 6,77 | 1.515,73 | 1.522,50 | 3.887,87 | 67.772,14 | 297.627,86 | 365.400,00 |
- 2,70%
- gebundener Sollzins*
- 2,73%
- effektiver Jahreszins*
- 1.675,00€
- Monatsrate
- Gesamtzahlung :384.426,55 EUR
- Tilgungsanteil :300.000,00 EUR
- Zinsanteil :84.426,55 EUR
- Volltilgung nach:19 Jahren und 1 Monaten
- Abschlussrate:849,64 EUR
22607 Hamburg
Monat | Kreditsumme | Zinslast | Tilgungslast | Monatsrate | Restschuld | Zinsen gesamt | Tilgung gesamt | Gesamt |
---|---|---|---|---|---|---|---|---|
1 | 300.000,00 | 675,00 | 1.000,00 | 1.675,00 | 299.000,00 | 675,00 | 1.000,00 | 1.675,00 |
2 | 299.000,00 | 672,75 | 1.002,25 | 1.675,00 | 299.000,00 | 1.347,75 | 2.002,25 | 3.350,00 |
3 | 297.997,75 | 670,49 | 1.004,51 | 1.675,00 | 297.997,75 | 2.018,24 | 3.006,76 | 5.025,00 |
4 | 296.993,24 | 668,23 | 1.006,77 | 1.675,00 | 296.993,24 | 2.686,48 | 4.013,52 | 6.700,00 |
5 | 295.986,48 | 665,97 | 1.009,03 | 1.675,00 | 295.986,48 | 3.352,45 | 5.022,55 | 8.375,00 |
6 | 294.977,45 | 663,70 | 1.011,30 | 1.675,00 | 294.977,45 | 4.016,15 | 6.033,85 | 10.050,00 |
7 | 293.966,15 | 661,42 | 1.013,58 | 1.675,00 | 293.966,15 | 4.677,57 | 7.047,43 | 11.725,00 |
8 | 292.952,57 | 659,14 | 1.015,86 | 1.675,00 | 292.952,57 | 5.336,72 | 8.063,28 | 13.400,00 |
9 | 291.936,72 | 656,86 | 1.018,14 | 1.675,00 | 291.936,72 | 5.993,57 | 9.081,43 | 15.075,00 |
10 | 290.918,57 | 654,57 | 1.020,43 | 1.675,00 | 290.918,57 | 6.648,14 | 10.101,86 | 16.750,00 |
11 | 289.898,14 | 652,27 | 1.022,73 | 1.675,00 | 289.898,14 | 7.300,41 | 11.124,59 | 18.425,00 |
12 | 288.875,41 | 649,97 | 1.025,03 | 1.675,00 | 288.875,41 | 7.950,38 | 12.149,62 | 20.100,00 |
13 | 287.850,38 | 647,66 | 1.027,34 | 1.675,00 | 287.850,38 | 8.598,04 | 13.176,96 | 21.775,00 |
14 | 286.823,04 | 645,35 | 1.029,65 | 1.675,00 | 286.823,04 | 9.243,40 | 14.206,60 | 23.450,00 |
15 | 285.793,40 | 643,04 | 1.031,96 | 1.675,00 | 285.793,40 | 9.886,43 | 15.238,57 | 25.125,00 |
16 | 284.761,43 | 640,71 | 1.034,29 | 1.675,00 | 284.761,43 | 10.527,14 | 16.272,86 | 26.800,00 |
17 | 283.727,14 | 638,39 | 1.036,61 | 1.675,00 | 283.727,14 | 11.165,53 | 17.309,47 | 28.475,00 |
18 | 282.690,53 | 636,05 | 1.038,95 | 1.675,00 | 282.690,53 | 11.801,58 | 18.348,42 | 30.150,00 |
19 | 281.651,58 | 633,72 | 1.041,28 | 1.675,00 | 281.651,58 | 12.435,30 | 19.389,70 | 31.825,00 |
20 | 280.610,30 | 631,37 | 1.043,63 | 1.675,00 | 280.610,30 | 13.066,67 | 20.433,33 | 33.500,00 |
21 | 279.566,67 | 629,03 | 1.045,97 | 1.675,00 | 279.566,67 | 13.695,70 | 21.479,30 | 35.175,00 |
22 | 278.520,70 | 626,67 | 1.048,33 | 1.675,00 | 278.520,70 | 14.322,37 | 22.527,63 | 36.850,00 |
23 | 277.472,37 | 624,31 | 1.050,69 | 1.675,00 | 277.472,37 | 14.946,68 | 23.578,32 | 38.525,00 |
24 | 276.421,68 | 621,95 | 1.053,05 | 1.675,00 | 276.421,68 | 15.568,63 | 24.631,37 | 40.200,00 |
25 | 275.368,63 | 619,58 | 1.055,42 | 1.675,00 | 275.368,63 | 16.188,21 | 25.686,79 | 41.875,00 |
26 | 274.313,21 | 617,20 | 1.057,80 | 1.675,00 | 274.313,21 | 16.805,42 | 26.744,58 | 43.550,00 |
27 | 273.255,42 | 614,82 | 1.060,18 | 1.675,00 | 273.255,42 | 17.420,24 | 27.804,76 | 45.225,00 |
28 | 272.195,24 | 612,44 | 1.062,56 | 1.675,00 | 272.195,24 | 18.032,68 | 28.867,32 | 46.900,00 |
29 | 271.132,68 | 610,05 | 1.064,95 | 1.675,00 | 271.132,68 | 18.642,73 | 29.932,27 | 48.575,00 |
30 | 270.067,73 | 607,65 | 1.067,35 | 1.675,00 | 270.067,73 | 19.250,38 | 30.999,62 | 50.250,00 |
31 | 269.000,38 | 605,25 | 1.069,75 | 1.675,00 | 269.000,38 | 19.855,63 | 32.069,37 | 51.925,00 |
32 | 267.930,63 | 602,84 | 1.072,16 | 1.675,00 | 267.930,63 | 20.458,48 | 33.141,52 | 53.600,00 |
33 | 266.858,48 | 600,43 | 1.074,57 | 1.675,00 | 266.858,48 | 21.058,91 | 34.216,09 | 55.275,00 |
34 | 265.783,91 | 598,01 | 1.076,99 | 1.675,00 | 265.783,91 | 21.656,92 | 35.293,08 | 56.950,00 |
35 | 264.706,92 | 595,59 | 1.079,41 | 1.675,00 | 264.706,92 | 22.252,51 | 36.372,49 | 58.625,00 |
36 | 263.627,51 | 593,16 | 1.081,84 | 1.675,00 | 263.627,51 | 22.845,67 | 37.454,33 | 60.300,00 |
37 | 262.545,67 | 590,73 | 1.084,27 | 1.675,00 | 262.545,67 | 23.436,40 | 38.538,60 | 61.975,00 |
38 | 261.461,40 | 588,29 | 1.086,71 | 1.675,00 | 261.461,40 | 24.024,69 | 39.625,31 | 63.650,00 |
39 | 260.374,69 | 585,84 | 1.089,16 | 1.675,00 | 260.374,69 | 24.610,53 | 40.714,47 | 65.325,00 |
40 | 259.285,53 | 583,39 | 1.091,61 | 1.675,00 | 259.285,53 | 25.193,92 | 41.806,08 | 67.000,00 |
41 | 258.193,92 | 580,94 | 1.094,06 | 1.675,00 | 258.193,92 | 25.774,86 | 42.900,14 | 68.675,00 |
42 | 257.099,86 | 578,47 | 1.096,53 | 1.675,00 | 257.099,86 | 26.353,34 | 43.996,66 | 70.350,00 |
43 | 256.003,34 | 576,01 | 1.098,99 | 1.675,00 | 256.003,34 | 26.929,34 | 45.095,66 | 72.025,00 |
44 | 254.904,34 | 573,53 | 1.101,47 | 1.675,00 | 254.904,34 | 27.502,88 | 46.197,12 | 73.700,00 |
45 | 253.802,88 | 571,06 | 1.103,94 | 1.675,00 | 253.802,88 | 28.073,93 | 47.301,07 | 75.375,00 |
46 | 252.698,93 | 568,57 | 1.106,43 | 1.675,00 | 252.698,93 | 28.642,51 | 48.407,49 | 77.050,00 |
47 | 251.592,51 | 566,08 | 1.108,92 | 1.675,00 | 251.592,51 | 29.208,59 | 49.516,41 | 78.725,00 |
48 | 250.483,59 | 563,59 | 1.111,41 | 1.675,00 | 250.483,59 | 29.772,18 | 50.627,82 | 80.400,00 |
49 | 249.372,18 | 561,09 | 1.113,91 | 1.675,00 | 249.372,18 | 30.333,27 | 51.741,73 | 82.075,00 |
50 | 248.258,27 | 558,58 | 1.116,42 | 1.675,00 | 248.258,27 | 30.891,85 | 52.858,15 | 83.750,00 |
51 | 247.141,85 | 556,07 | 1.118,93 | 1.675,00 | 247.141,85 | 31.447,92 | 53.977,08 | 85.425,00 |
52 | 246.022,92 | 553,55 | 1.121,45 | 1.675,00 | 246.022,92 | 32.001,47 | 55.098,53 | 87.100,00 |
53 | 244.901,47 | 551,03 | 1.123,97 | 1.675,00 | 244.901,47 | 32.552,50 | 56.222,50 | 88.775,00 |
54 | 243.777,50 | 548,50 | 1.126,50 | 1.675,00 | 243.777,50 | 33.100,99 | 57.349,01 | 90.450,00 |
55 | 242.650,99 | 545,96 | 1.129,04 | 1.675,00 | 242.650,99 | 33.646,96 | 58.478,04 | 92.125,00 |
56 | 241.521,96 | 543,42 | 1.131,58 | 1.675,00 | 241.521,96 | 34.190,38 | 59.609,62 | 93.800,00 |
57 | 240.390,38 | 540,88 | 1.134,12 | 1.675,00 | 240.390,38 | 34.731,26 | 60.743,74 | 95.475,00 |
58 | 239.256,26 | 538,33 | 1.136,67 | 1.675,00 | 239.256,26 | 35.269,59 | 61.880,41 | 97.150,00 |
59 | 238.119,59 | 535,77 | 1.139,23 | 1.675,00 | 238.119,59 | 35.805,36 | 63.019,64 | 98.825,00 |
60 | 236.980,36 | 533,21 | 1.141,79 | 1.675,00 | 236.980,36 | 36.338,56 | 64.161,44 | 100.500,00 |
61 | 235.838,56 | 530,64 | 1.144,36 | 1.675,00 | 235.838,56 | 36.869,20 | 65.305,80 | 102.175,00 |
62 | 234.694,20 | 528,06 | 1.146,94 | 1.675,00 | 234.694,20 | 37.397,26 | 66.452,74 | 103.850,00 |
63 | 233.547,26 | 525,48 | 1.149,52 | 1.675,00 | 233.547,26 | 37.922,74 | 67.602,26 | 105.525,00 |
64 | 232.397,74 | 522,89 | 1.152,11 | 1.675,00 | 232.397,74 | 38.445,64 | 68.754,36 | 107.200,00 |
65 | 231.245,64 | 520,30 | 1.154,70 | 1.675,00 | 231.245,64 | 38.965,94 | 69.909,06 | 108.875,00 |
66 | 230.090,94 | 517,70 | 1.157,30 | 1.675,00 | 230.090,94 | 39.483,65 | 71.066,35 | 110.550,00 |
67 | 228.933,65 | 515,10 | 1.159,90 | 1.675,00 | 228.933,65 | 39.998,75 | 72.226,25 | 112.225,00 |
68 | 227.773,75 | 512,49 | 1.162,51 | 1.675,00 | 227.773,75 | 40.511,24 | 73.388,76 | 113.900,00 |
69 | 226.611,24 | 509,88 | 1.165,12 | 1.675,00 | 226.611,24 | 41.021,11 | 74.553,89 | 115.575,00 |
70 | 225.446,11 | 507,25 | 1.167,75 | 1.675,00 | 225.446,11 | 41.528,37 | 75.721,63 | 117.250,00 |
71 | 224.278,37 | 504,63 | 1.170,37 | 1.675,00 | 224.278,37 | 42.032,99 | 76.892,01 | 118.925,00 |
72 | 223.107,99 | 501,99 | 1.173,01 | 1.675,00 | 223.107,99 | 42.534,99 | 78.065,01 | 120.600,00 |
73 | 221.934,99 | 499,35 | 1.175,65 | 1.675,00 | 221.934,99 | 43.034,34 | 79.240,66 | 122.275,00 |
74 | 220.759,34 | 496,71 | 1.178,29 | 1.675,00 | 220.759,34 | 43.531,05 | 80.418,95 | 123.950,00 |
75 | 219.581,05 | 494,06 | 1.180,94 | 1.675,00 | 219.581,05 | 44.025,11 | 81.599,89 | 125.625,00 |
76 | 218.400,11 | 491,40 | 1.183,60 | 1.675,00 | 218.400,11 | 44.516,51 | 82.783,49 | 127.300,00 |
77 | 217.216,51 | 488,74 | 1.186,26 | 1.675,00 | 217.216,51 | 45.005,24 | 83.969,76 | 128.975,00 |
78 | 216.030,24 | 486,07 | 1.188,93 | 1.675,00 | 216.030,24 | 45.491,31 | 85.158,69 | 130.650,00 |
79 | 214.841,31 | 483,39 | 1.191,61 | 1.675,00 | 214.841,31 | 45.974,70 | 86.350,30 | 132.325,00 |
80 | 213.649,70 | 480,71 | 1.194,29 | 1.675,00 | 213.649,70 | 46.455,42 | 87.544,58 | 134.000,00 |
81 | 212.455,42 | 478,02 | 1.196,98 | 1.675,00 | 212.455,42 | 46.933,44 | 88.741,56 | 135.675,00 |
82 | 211.258,44 | 475,33 | 1.199,67 | 1.675,00 | 211.258,44 | 47.408,77 | 89.941,23 | 137.350,00 |
83 | 210.058,77 | 472,63 | 1.202,37 | 1.675,00 | 210.058,77 | 47.881,40 | 91.143,60 | 139.025,00 |
84 | 208.856,40 | 469,93 | 1.205,07 | 1.675,00 | 208.856,40 | 48.351,33 | 92.348,67 | 140.700,00 |
85 | 207.651,33 | 467,22 | 1.207,78 | 1.675,00 | 207.651,33 | 48.818,55 | 93.556,45 | 142.375,00 |
86 | 206.443,55 | 464,50 | 1.210,50 | 1.675,00 | 206.443,55 | 49.283,04 | 94.766,96 | 144.050,00 |
87 | 205.233,04 | 461,77 | 1.213,23 | 1.675,00 | 205.233,04 | 49.744,82 | 95.980,18 | 145.725,00 |
88 | 204.019,82 | 459,04 | 1.215,96 | 1.675,00 | 204.019,82 | 50.203,86 | 97.196,14 | 147.400,00 |
89 | 202.803,86 | 456,31 | 1.218,69 | 1.675,00 | 202.803,86 | 50.660,17 | 98.414,83 | 149.075,00 |
90 | 201.585,17 | 453,57 | 1.221,43 | 1.675,00 | 201.585,17 | 51.113,74 | 99.636,26 | 150.750,00 |
91 | 200.363,74 | 450,82 | 1.224,18 | 1.675,00 | 200.363,74 | 51.564,56 | 100.860,44 | 152.425,00 |
92 | 199.139,56 | 448,06 | 1.226,94 | 1.675,00 | 199.139,56 | 52.012,62 | 102.087,38 | 154.100,00 |
93 | 197.912,62 | 445,30 | 1.229,70 | 1.675,00 | 197.912,62 | 52.457,92 | 103.317,08 | 155.775,00 |
94 | 196.682,92 | 442,54 | 1.232,46 | 1.675,00 | 196.682,92 | 52.900,46 | 104.549,54 | 157.450,00 |
95 | 195.450,46 | 439,76 | 1.235,24 | 1.675,00 | 195.450,46 | 53.340,22 | 105.784,78 | 159.125,00 |
96 | 194.215,22 | 436,98 | 1.238,02 | 1.675,00 | 194.215,22 | 53.777,21 | 107.022,79 | 160.800,00 |
97 | 192.977,21 | 434,20 | 1.240,80 | 1.675,00 | 192.977,21 | 54.211,41 | 108.263,59 | 162.475,00 |
98 | 191.736,41 | 431,41 | 1.243,59 | 1.675,00 | 191.736,41 | 54.642,81 | 109.507,19 | 164.150,00 |
99 | 190.492,81 | 428,61 | 1.246,39 | 1.675,00 | 190.492,81 | 55.071,42 | 110.753,58 | 165.825,00 |
100 | 189.246,42 | 425,80 | 1.249,20 | 1.675,00 | 189.246,42 | 55.497,23 | 112.002,77 | 167.500,00 |
101 | 187.997,23 | 422,99 | 1.252,01 | 1.675,00 | 187.997,23 | 55.920,22 | 113.254,78 | 169.175,00 |
102 | 186.745,22 | 420,18 | 1.254,82 | 1.675,00 | 186.745,22 | 56.340,40 | 114.509,60 | 170.850,00 |
103 | 185.490,40 | 417,35 | 1.257,65 | 1.675,00 | 185.490,40 | 56.757,75 | 115.767,25 | 172.525,00 |
104 | 184.232,75 | 414,52 | 1.260,48 | 1.675,00 | 184.232,75 | 57.172,28 | 117.027,72 | 174.200,00 |
105 | 182.972,28 | 411,69 | 1.263,31 | 1.675,00 | 182.972,28 | 57.583,96 | 118.291,04 | 175.875,00 |
106 | 181.708,96 | 408,85 | 1.266,15 | 1.675,00 | 181.708,96 | 57.992,81 | 119.557,19 | 177.550,00 |
107 | 180.442,81 | 406,00 | 1.269,00 | 1.675,00 | 180.442,81 | 58.398,80 | 120.826,20 | 179.225,00 |
108 | 179.173,80 | 403,14 | 1.271,86 | 1.675,00 | 179.173,80 | 58.801,95 | 122.098,05 | 180.900,00 |
109 | 177.901,95 | 400,28 | 1.274,72 | 1.675,00 | 177.901,95 | 59.202,23 | 123.372,77 | 182.575,00 |
110 | 176.627,23 | 397,41 | 1.277,59 | 1.675,00 | 176.627,23 | 59.599,64 | 124.650,36 | 184.250,00 |
111 | 175.349,64 | 394,54 | 1.280,46 | 1.675,00 | 175.349,64 | 59.994,17 | 125.930,83 | 185.925,00 |
112 | 174.069,17 | 391,66 | 1.283,34 | 1.675,00 | 174.069,17 | 60.385,83 | 127.214,17 | 187.600,00 |
113 | 172.785,83 | 388,77 | 1.286,23 | 1.675,00 | 172.785,83 | 60.774,60 | 128.500,40 | 189.275,00 |
114 | 171.499,60 | 385,87 | 1.289,13 | 1.675,00 | 171.499,60 | 61.160,47 | 129.789,53 | 190.950,00 |
115 | 170.210,47 | 382,97 | 1.292,03 | 1.675,00 | 170.210,47 | 61.543,44 | 131.081,56 | 192.625,00 |
116 | 168.918,44 | 380,07 | 1.294,93 | 1.675,00 | 168.918,44 | 61.923,51 | 132.376,49 | 194.300,00 |
117 | 167.623,51 | 377,15 | 1.297,85 | 1.675,00 | 167.623,51 | 62.300,66 | 133.674,34 | 195.975,00 |
118 | 166.325,66 | 374,23 | 1.300,77 | 1.675,00 | 166.325,66 | 62.674,90 | 134.975,10 | 197.650,00 |
119 | 165.024,90 | 371,31 | 1.303,69 | 1.675,00 | 165.024,90 | 63.046,20 | 136.278,80 | 199.325,00 |
120 | 163.721,20 | 368,37 | 1.306,63 | 1.675,00 | 163.721,20 | 63.414,58 | 137.585,42 | 201.000,00 |
121 | 162.414,58 | 365,43 | 1.309,57 | 1.675,00 | 162.414,58 | 63.780,01 | 138.894,99 | 202.675,00 |
122 | 161.105,01 | 362,49 | 1.312,51 | 1.675,00 | 161.105,01 | 64.142,49 | 140.207,51 | 204.350,00 |
123 | 159.792,49 | 359,53 | 1.315,47 | 1.675,00 | 159.792,49 | 64.502,03 | 141.522,97 | 206.025,00 |
124 | 158.477,03 | 356,57 | 1.318,43 | 1.675,00 | 158.477,03 | 64.858,60 | 142.841,40 | 207.700,00 |
125 | 157.158,60 | 353,61 | 1.321,39 | 1.675,00 | 157.158,60 | 65.212,21 | 144.162,79 | 209.375,00 |
126 | 155.837,21 | 350,63 | 1.324,37 | 1.675,00 | 155.837,21 | 65.562,84 | 145.487,16 | 211.050,00 |
127 | 154.512,84 | 347,65 | 1.327,35 | 1.675,00 | 154.512,84 | 65.910,50 | 146.814,50 | 212.725,00 |
128 | 153.185,50 | 344,67 | 1.330,33 | 1.675,00 | 153.185,50 | 66.255,16 | 148.144,84 | 214.400,00 |
129 | 151.855,16 | 341,67 | 1.333,33 | 1.675,00 | 151.855,16 | 66.596,84 | 149.478,16 | 216.075,00 |
130 | 150.521,84 | 338,67 | 1.336,33 | 1.675,00 | 150.521,84 | 66.935,51 | 150.814,49 | 217.750,00 |
131 | 149.185,51 | 335,67 | 1.339,33 | 1.675,00 | 149.185,51 | 67.271,18 | 152.153,82 | 219.425,00 |
132 | 147.846,18 | 332,65 | 1.342,35 | 1.675,00 | 147.846,18 | 67.603,83 | 153.496,17 | 221.100,00 |
133 | 146.503,83 | 329,63 | 1.345,37 | 1.675,00 | 146.503,83 | 67.933,47 | 154.841,53 | 222.775,00 |
134 | 145.158,47 | 326,61 | 1.348,39 | 1.675,00 | 145.158,47 | 68.260,07 | 156.189,93 | 224.450,00 |
135 | 143.810,07 | 323,57 | 1.351,43 | 1.675,00 | 143.810,07 | 68.583,65 | 157.541,35 | 226.125,00 |
136 | 142.458,65 | 320,53 | 1.354,47 | 1.675,00 | 142.458,65 | 68.904,18 | 158.895,82 | 227.800,00 |
137 | 141.104,18 | 317,48 | 1.357,52 | 1.675,00 | 141.104,18 | 69.221,66 | 160.253,34 | 229.475,00 |
138 | 139.746,66 | 314,43 | 1.360,57 | 1.675,00 | 139.746,66 | 69.536,09 | 161.613,91 | 231.150,00 |
139 | 138.386,09 | 311,37 | 1.363,63 | 1.675,00 | 138.386,09 | 69.847,46 | 162.977,54 | 232.825,00 |
140 | 137.022,46 | 308,30 | 1.366,70 | 1.675,00 | 137.022,46 | 70.155,76 | 164.344,24 | 234.500,00 |
141 | 135.655,76 | 305,23 | 1.369,77 | 1.675,00 | 135.655,76 | 70.460,99 | 165.714,01 | 236.175,00 |
142 | 134.285,99 | 302,14 | 1.372,86 | 1.675,00 | 134.285,99 | 70.763,13 | 167.086,87 | 237.850,00 |
143 | 132.913,13 | 299,05 | 1.375,95 | 1.675,00 | 132.913,13 | 71.062,18 | 168.462,82 | 239.525,00 |
144 | 131.537,18 | 295,96 | 1.379,04 | 1.675,00 | 131.537,18 | 71.358,14 | 169.841,86 | 241.200,00 |
145 | 130.158,14 | 292,86 | 1.382,14 | 1.675,00 | 130.158,14 | 71.651,00 | 171.224,00 | 242.875,00 |
146 | 128.776,00 | 289,75 | 1.385,25 | 1.675,00 | 128.776,00 | 71.940,74 | 172.609,26 | 244.550,00 |
147 | 127.390,74 | 286,63 | 1.388,37 | 1.675,00 | 127.390,74 | 72.227,37 | 173.997,63 | 246.225,00 |
148 | 126.002,37 | 283,51 | 1.391,49 | 1.675,00 | 126.002,37 | 72.510,88 | 175.389,12 | 247.900,00 |
149 | 124.610,88 | 280,37 | 1.394,63 | 1.675,00 | 124.610,88 | 72.791,25 | 176.783,75 | 249.575,00 |
150 | 123.216,25 | 277,24 | 1.397,76 | 1.675,00 | 123.216,25 | 73.068,49 | 178.181,51 | 251.250,00 |
151 | 121.818,49 | 274,09 | 1.400,91 | 1.675,00 | 121.818,49 | 73.342,58 | 179.582,42 | 252.925,00 |
152 | 120.417,58 | 270,94 | 1.404,06 | 1.675,00 | 120.417,58 | 73.613,52 | 180.986,48 | 254.600,00 |
153 | 119.013,52 | 267,78 | 1.407,22 | 1.675,00 | 119.013,52 | 73.881,30 | 182.393,70 | 256.275,00 |
154 | 117.606,30 | 264,61 | 1.410,39 | 1.675,00 | 117.606,30 | 74.145,92 | 183.804,08 | 257.950,00 |
155 | 116.195,92 | 261,44 | 1.413,56 | 1.675,00 | 116.195,92 | 74.407,36 | 185.217,64 | 259.625,00 |
156 | 114.782,36 | 258,26 | 1.416,74 | 1.675,00 | 114.782,36 | 74.665,62 | 186.634,38 | 261.300,00 |
157 | 113.365,62 | 255,07 | 1.419,93 | 1.675,00 | 113.365,62 | 74.920,69 | 188.054,31 | 262.975,00 |
158 | 111.945,69 | 251,88 | 1.423,12 | 1.675,00 | 111.945,69 | 75.172,57 | 189.477,43 | 264.650,00 |
159 | 110.522,57 | 248,68 | 1.426,32 | 1.675,00 | 110.522,57 | 75.421,24 | 190.903,76 | 266.325,00 |
160 | 109.096,24 | 245,47 | 1.429,53 | 1.675,00 | 109.096,24 | 75.666,71 | 192.333,29 | 268.000,00 |
161 | 107.666,71 | 242,25 | 1.432,75 | 1.675,00 | 107.666,71 | 75.908,96 | 193.766,04 | 269.675,00 |
162 | 106.233,96 | 239,03 | 1.435,97 | 1.675,00 | 106.233,96 | 76.147,99 | 195.202,01 | 271.350,00 |
163 | 104.797,99 | 235,80 | 1.439,20 | 1.675,00 | 104.797,99 | 76.383,78 | 196.641,22 | 273.025,00 |
164 | 103.358,78 | 232,56 | 1.442,44 | 1.675,00 | 103.358,78 | 76.616,34 | 198.083,66 | 274.700,00 |
165 | 101.916,34 | 229,31 | 1.445,69 | 1.675,00 | 101.916,34 | 76.845,65 | 199.529,35 | 276.375,00 |
166 | 100.470,65 | 226,06 | 1.448,94 | 1.675,00 | 100.470,65 | 77.071,71 | 200.978,29 | 278.050,00 |
167 | 99.021,71 | 222,80 | 1.452,20 | 1.675,00 | 99.021,71 | 77.294,51 | 202.430,49 | 279.725,00 |
168 | 97.569,51 | 219,53 | 1.455,47 | 1.675,00 | 97.569,51 | 77.514,04 | 203.885,96 | 281.400,00 |
169 | 96.114,04 | 216,26 | 1.458,74 | 1.675,00 | 96.114,04 | 77.730,30 | 205.344,70 | 283.075,00 |
170 | 94.655,30 | 212,97 | 1.462,03 | 1.675,00 | 94.655,30 | 77.943,27 | 206.806,73 | 284.750,00 |
171 | 93.193,27 | 209,68 | 1.465,32 | 1.675,00 | 93.193,27 | 78.152,96 | 208.272,04 | 286.425,00 |
172 | 91.727,96 | 206,39 | 1.468,61 | 1.675,00 | 91.727,96 | 78.359,34 | 209.740,66 | 288.100,00 |
173 | 90.259,34 | 203,08 | 1.471,92 | 1.675,00 | 90.259,34 | 78.562,43 | 211.212,57 | 289.775,00 |
174 | 88.787,43 | 199,77 | 1.475,23 | 1.675,00 | 88.787,43 | 78.762,20 | 212.687,80 | 291.450,00 |
175 | 87.312,20 | 196,45 | 1.478,55 | 1.675,00 | 87.312,20 | 78.958,65 | 214.166,35 | 293.125,00 |
176 | 85.833,65 | 193,13 | 1.481,87 | 1.675,00 | 85.833,65 | 79.151,78 | 215.648,22 | 294.800,00 |
177 | 84.351,78 | 189,79 | 1.485,21 | 1.675,00 | 84.351,78 | 79.341,57 | 217.133,43 | 296.475,00 |
178 | 82.866,57 | 186,45 | 1.488,55 | 1.675,00 | 82.866,57 | 79.528,02 | 218.621,98 | 298.150,00 |
179 | 81.378,02 | 183,10 | 1.491,90 | 1.675,00 | 81.378,02 | 79.711,12 | 220.113,88 | 299.825,00 |
180 | 79.886,12 | 179,74 | 1.495,26 | 1.675,00 | 79.886,12 | 79.890,86 | 221.609,14 | 301.500,00 |
181 | 78.390,86 | 176,38 | 1.498,62 | 1.675,00 | 78.390,86 | 80.067,24 | 223.107,76 | 303.175,00 |
182 | 76.892,24 | 173,01 | 1.501,99 | 1.675,00 | 76.892,24 | 80.240,25 | 224.609,75 | 304.850,00 |
183 | 75.390,25 | 169,63 | 1.505,37 | 1.675,00 | 75.390,25 | 80.409,88 | 226.115,12 | 306.525,00 |
184 | 73.884,88 | 166,24 | 1.508,76 | 1.675,00 | 73.884,88 | 80.576,12 | 227.623,88 | 308.200,00 |
185 | 72.376,12 | 162,85 | 1.512,15 | 1.675,00 | 72.376,12 | 80.738,97 | 229.136,03 | 309.875,00 |
186 | 70.863,97 | 159,44 | 1.515,56 | 1.675,00 | 70.863,97 | 80.898,41 | 230.651,59 | 311.550,00 |
187 | 69.348,41 | 156,03 | 1.518,97 | 1.675,00 | 69.348,41 | 81.054,44 | 232.170,56 | 313.225,00 |
188 | 67.829,44 | 152,62 | 1.522,38 | 1.675,00 | 67.829,44 | 81.207,06 | 233.692,94 | 314.900,00 |
189 | 66.307,06 | 149,19 | 1.525,81 | 1.675,00 | 66.307,06 | 81.356,25 | 235.218,75 | 316.575,00 |
190 | 64.781,25 | 145,76 | 1.529,24 | 1.675,00 | 64.781,25 | 81.502,01 | 236.747,99 | 318.250,00 |
191 | 63.252,01 | 142,32 | 1.532,68 | 1.675,00 | 63.252,01 | 81.644,33 | 238.280,67 | 319.925,00 |
192 | 61.719,33 | 138,87 | 1.536,13 | 1.675,00 | 61.719,33 | 81.783,19 | 239.816,81 | 321.600,00 |
193 | 60.183,19 | 135,41 | 1.539,59 | 1.675,00 | 60.183,19 | 81.918,61 | 241.356,39 | 323.275,00 |
194 | 58.643,61 | 131,95 | 1.543,05 | 1.675,00 | 58.643,61 | 82.050,55 | 242.899,45 | 324.950,00 |
195 | 57.100,55 | 128,48 | 1.546,52 | 1.675,00 | 57.100,55 | 82.179,03 | 244.445,97 | 326.625,00 |
196 | 55.554,03 | 125,00 | 1.550,00 | 1.675,00 | 55.554,03 | 82.304,03 | 245.995,97 | 328.300,00 |
197 | 54.004,03 | 121,51 | 1.553,49 | 1.675,00 | 54.004,03 | 82.425,54 | 247.549,46 | 329.975,00 |
198 | 52.450,54 | 118,01 | 1.556,99 | 1.675,00 | 52.450,54 | 82.543,55 | 249.106,45 | 331.650,00 |
199 | 50.893,55 | 114,51 | 1.560,49 | 1.675,00 | 50.893,55 | 82.658,06 | 250.666,94 | 333.325,00 |
200 | 49.333,06 | 111,00 | 1.564,00 | 1.675,00 | 49.333,06 | 82.769,06 | 252.230,94 | 335.000,00 |
201 | 47.769,06 | 107,48 | 1.567,52 | 1.675,00 | 47.769,06 | 82.876,54 | 253.798,46 | 336.675,00 |
202 | 46.201,54 | 103,95 | 1.571,05 | 1.675,00 | 46.201,54 | 82.980,49 | 255.369,51 | 338.350,00 |
203 | 44.630,49 | 100,42 | 1.574,58 | 1.675,00 | 44.630,49 | 83.080,91 | 256.944,09 | 340.025,00 |
204 | 43.055,91 | 96,88 | 1.578,12 | 1.675,00 | 43.055,91 | 83.177,79 | 258.522,21 | 341.700,00 |
205 | 41.477,79 | 93,33 | 1.581,67 | 1.675,00 | 41.477,79 | 83.271,11 | 260.103,89 | 343.375,00 |
206 | 39.896,11 | 89,77 | 1.585,23 | 1.675,00 | 39.896,11 | 83.360,88 | 261.689,12 | 345.050,00 |
207 | 38.310,88 | 86,20 | 1.588,80 | 1.675,00 | 38.310,88 | 83.447,08 | 263.277,92 | 346.725,00 |
208 | 36.722,08 | 82,62 | 1.592,38 | 1.675,00 | 36.722,08 | 83.529,70 | 264.870,30 | 348.400,00 |
209 | 35.129,70 | 79,04 | 1.595,96 | 1.675,00 | 35.129,70 | 83.608,74 | 266.466,26 | 350.075,00 |
210 | 33.533,74 | 75,45 | 1.599,55 | 1.675,00 | 33.533,74 | 83.684,20 | 268.065,80 | 351.750,00 |
211 | 31.934,20 | 71,85 | 1.603,15 | 1.675,00 | 31.934,20 | 83.756,05 | 269.668,95 | 353.425,00 |
212 | 30.331,05 | 68,24 | 1.606,76 | 1.675,00 | 30.331,05 | 83.824,29 | 271.275,71 | 355.100,00 |
213 | 28.724,29 | 64,63 | 1.610,37 | 1.675,00 | 28.724,29 | 83.888,92 | 272.886,08 | 356.775,00 |
214 | 27.113,92 | 61,01 | 1.613,99 | 1.675,00 | 27.113,92 | 83.949,93 | 274.500,07 | 358.450,00 |
215 | 25.499,93 | 57,37 | 1.617,63 | 1.675,00 | 25.499,93 | 84.007,30 | 276.117,70 | 360.125,00 |
216 | 23.882,30 | 53,74 | 1.621,26 | 1.675,00 | 23.882,30 | 84.061,04 | 277.738,96 | 361.800,00 |
217 | 22.261,04 | 50,09 | 1.624,91 | 1.675,00 | 22.261,04 | 84.111,13 | 279.363,87 | 363.475,00 |
218 | 20.636,13 | 46,43 | 1.628,57 | 1.675,00 | 20.636,13 | 84.157,56 | 280.992,44 | 365.150,00 |
219 | 19.007,56 | 42,77 | 1.632,23 | 1.675,00 | 19.007,56 | 84.200,32 | 282.624,68 | 366.825,00 |
220 | 17.375,32 | 39,09 | 1.635,91 | 1.675,00 | 17.375,32 | 84.239,42 | 284.260,58 | 368.500,00 |
221 | 15.739,42 | 35,41 | 1.639,59 | 1.675,00 | 15.739,42 | 84.274,83 | 285.900,17 | 370.175,00 |
222 | 14.099,83 | 31,72 | 1.643,28 | 1.675,00 | 14.099,83 | 84.306,56 | 287.543,44 | 371.850,00 |
223 | 12.456,56 | 28,03 | 1.646,97 | 1.675,00 | 12.456,56 | 84.334,58 | 289.190,42 | 373.525,00 |
224 | 10.809,58 | 24,32 | 1.650,68 | 1.675,00 | 10.809,58 | 84.358,91 | 290.841,09 | 375.200,00 |
225 | 9.158,91 | 20,61 | 1.654,39 | 1.675,00 | 9.158,91 | 84.379,51 | 292.495,49 | 376.875,00 |
226 | 7.504,51 | 16,89 | 1.658,11 | 1.675,00 | 7.504,51 | 84.396,40 | 294.153,60 | 378.550,00 |
227 | 5.846,40 | 13,15 | 1.661,85 | 1.675,00 | 5.846,40 | 84.409,55 | 295.815,45 | 380.225,00 |
228 | 4.184,55 | 9,42 | 1.665,58 | 1.675,00 | 4.184,55 | 84.418,97 | 297.481,03 | 381.900,00 |
229 | 2.518,97 | 5,67 | 1.669,33 | 1.675,00 | 2.518,97 | 84.424,64 | 299.150,36 | 383.575,00 |
230 | 849,64 | 1,91 | 849,64 | 849,64 | 849,64 | 84.426,55 | 300.000,00 | 384.426,55 |
Stand der Daten: 11.12.2019
Voraussetzung für eine Finanzierung ohne Eigenmittel
Die großen deutschen Banken, Commerzbank, Deutsche Bank und Postbank, begannen damit, das „no-go“ der Finanzierung ohne Eigenmittel aufzuweichen. Allerdings halten sich diese Institute auch bedeckt, wenn nicht nur der Kaufpreis in voller Höhe finanziert werden muss, sondern auch noch die Eigenmittel für die Erwerbsnebenkosten finanziert werden müssen.
Eine Vollfinanzierung ist dann machbar, wenn die Erwerber folgende Eckpunkte erfüllen können:
- Eine monatliche Tilgungsleistung von drei oder vier Prozent
- Die Rate sollte rund 40 Prozent des Haushaltsnettoeinkommens ausmachen.
Voraussetzung ist hier, dass zumindest die Gelder für die Erwerbsnebenkosten vorhanden sind. Fehlen diese ebenfalls, muss ein zweiter Darlehensgeber mit ins Boot genommen werden.
Grundsätzlich gilt, dass eine Finanzierung ohne Eigenmittel ein gewisses Mehr an Risiko für den Erwerber bedeutet. Besteht kurzfristig akuter Geldbedarf, beispielsweise, weil eine Reparatur am Haus fällig wird, sieht es mit einer Aufstockung des Darlehens schlecht aus.
Finanzierung der Erwerbsnebenkosten
Über das Hypothekendarlehen sind diese Aufwendungen in aller Regel nicht mehr finanzierbar. Es gibt Kreditgeber, die sogenannte 110 Prozent Finanzierungen anbieten. Diese Kredite sind aber nicht überall zu bekommen. Die Käufer sind daher meist gezwungen, einen klassischen Ratenkredit aufzunehmen. Die Zinsen für diese Darlehen liegen jedoch deutlich über den Hypothekenzinsen.
Die Hanseatic-Bank, vielen Verbrauchern als Kreditgeber für Einkäufe bei dem Versandhändler Otto ein Begriff, hat sich auf dieses Kreditsegment spezialisiert. Mit dem „Eigentümerdarlehen“ übernimmt sie den Teil der Finanzierung, der von den anderen Banken nicht mehr getragen wird.
Das Kreditvolumen kann zwischen 5.000 Euro und 60.000 Euro betragen, die Laufzeit bis zu 180 Monaten. Bei einer 10jährigen Zinsfestschreibung beträgt der effektive Jahreszins 7,29% (Stand Juli 2016). Zum Vergleich: Im Januar 2016 lagen die Baufinanzierungskonditionen im zehnjährigen Bereich bei unter 1,25 Prozent pro Jahr.
Um einmal zu veranschaulichen, wie sich eine Baufinanzierung ohne Eigenkapital gegenüber einer Finanzierung mit Eigenkapital auswirkt, haben wir die Varianten einmal gegenübergestellt. Die 110-Prozent-Finanzierung unterstellt, dass die Erwerbsnebenkosten ebenfalls finanziert werden müssen:
Baufinanzierungen mit und ohne Eigenkapital im direkten Vergleich
Baufinanzierung mit Eigenkapital | 100-Prozent-Finanzierung | 110-Prozent-Finanzierung | |
---|---|---|---|
Kaufpreis | 210.000 Euro | 210.000 Euro | 210.000 Euro |
Benötigtes Darlehen | 150.000 Euro | 210.000 Euro | 210.000 Euro |
Eigenkapital | 60.000 Euro | 0 Euro | 0 Euro |
Zinsbindung | 15 Jahre | 15 Jahre | 15 Jahre |
Anfängliche Tilgungsrate | 2 Prozent | 2 Prozent | 2 Prozent |
Sollzinssatz p.a. | 2,54 Prozent | 3,54 Prozent | 3,54 Prozent |
Privatkredit für die Kaufnebenkosten | – | – | 21.000 Euro (ca. 10% vom Kaufpreis) |
Zinssatz Privatkredit | – | – | 5,99 % p.a. |
Monatliche Rate Privatkredit | – | – | 177,10 Euro |
Zinskosten Privatkredit nach 15 Jahren | – | – | 10.877,47 Euro |
Ergebnis | |||
Monatliche Rate | 794,50 Euro | 969,50 Euro | 1.146,60 Euro |
Zinskosten nach 15 Jahren | 38.635 Euro | 91.541 Euro | 103.418,57 Euro |
Restschuld nach 15 Jahren | 45.625 Euro | 127.031 Euro | 127.031 Euro |
Gesamtlaufzeit bis Volltilgung bei gleichen Zinsbedingungen | 20 Jahre | 29 Jahre | 29 Jahre |
Quelle: Dr. Klein
Wie wirkt sich die Wohnimmobilienkreditrichtlinie auf 100-Prozent-Finanzierungen aus?
Die Wohnimmobilienkreditrichtlinie sah vor, dass Darlehen nur vergeben werden dürfen, wenn die ordnungsgemäße Rückführung über die gesamte Laufzeit sichergestellt ist. Das war eigentlich schon immer so. Allerdings sollte dabei der Wert der Immobilie unberücksichtigt bleiben. Die Bonitätsprüfung der Banken stellte auch nicht nur auf die aktuelle wirtschaftliche Situation des Kreditnehmers ab, sondern musste auch alle künftigen Risiken mit einbeziehen.
Zu diesen Optionen zählen auch Scheidung, Krankheit oder Kinder. Auch wenn solche Faktoren als nahezu unabwägbar gelten, waren die Banker gehalten, diese Sachverhalte bei der Kreditvergabe zu berücksichtigen. Je größer das Darlehensvolumen ausfällt, umso größer ist zwangsläufig das Risiko, dass eine Rate nicht gezahlt werden kann.
Erfreulicherweise wurde durch eine Novelle der Wohnimmobilienkreditrichtlinie dieser unsinnige Sachverhalt mit Wirkung per 01.05.2018 wieder aus den Vorgaben herausgenommen, genauso wie die Bewertung möglicher Veränderungen im Leben des Kreditnehmers.
Eigenkapitalersatz – auch das gibt es
KfW
Kein Eigenkapital, aber auch eine Lösung, ist das klassische KfW-Darlehen. Bauherren oder Erwerber können bis zu 50.000 Euro bei der KfW aufnehmen. Mit diesem Betrag lässt sich die Lücke zwischen niedrigerem Beleihungsauslauf und Kaufpreis schließen. Das KfW-Programm 124 fördert den Erwerb selbst genutzten Wohneigentums (1).
Arbeitgeberdarlehen
Arbeitgeberdarlehen besitzen im Zusammenhang mit einer Baufinanzierung Eigenkapitalcharakter. Bei einem Kaufpreis inklusive Nebenkosten von 220.000 Euro bedeutet ein Arbeitgeberdarlehen in Höhe von 50.000 Euro eine Eigenkapitalquote von 22,7 Prozent. Schon sieht der Beleihungsauslauf nicht mehr ganz so dramatisch aus.
Der Darlehensvertrag sollte allerdings, so kein Standardwerk genutzt wird, von einem Steuerberater geprüft werden. Bei dem geringsten Formfehler gilt das Darlehen als Einkommen und wird sowohl steuer- als auch sozialabgabenpflichtig.
Eigenleistung
Die Eigenleistung, auch als Muskelhypothek bekannt, greift bei Neubauten oder wenn die Bestandsimmobilie saniert oder renoviert werden muss. Die Banken rechnen die für die Arbeitszeit des Handwerkers eingesparten Kosten zu einem bestimmten Prozentsatz als Eigenkapital.
Allerdings sollte schlüssig sein, dass der Bauherr oder seine Helfer auch tatsächlich in der Lage sind, die Gewerke auszuführen. Fliesen verlegen oder Türen einbauen mag noch leicht erklärbar sein. Schwieriger wird es jedoch, wenn Sanitär- oder Elektroarbeiten in Eigenregie vorgenommen werden. Häufig verlangen die Kreditinstitute in diesem Fall einen „Fähigkeitsnachweis“.
Versicherungspolicen
Wer eine Lebensversicherungs- oder Rentenversicherungspolice in der Schublade hat, sollte bei dem Versicherer einmal den Rückkaufswert in Erfahrung bringen. Als Sicherheit an die Bank abgetreten, senkt dies zwar nicht das Darlehen als solches, erhöht aber fiktiv die Eigenmittel und senkt somit den Beleihungsauslauf.
Gleiches gilt im Übrigen auch für Wertpapiere und Bausparverträge. Bei Wertpapieren wird allerdings nicht der Kurswert, sondern nur ein Prozentsatz dessen, bei Aktien meist 60%, bei Anleihen zwischen 80 und 90 Prozent, festgesetzt.
Kostenloses Angebot für individuelle Baufinanzierung anfordern
Da jede Baufinanzierung individuell maßgeschneidert werden sollte, empfehlen wir, bei der Finanzierungsplanung einen Experten zu Rate zu ziehen. Über das nachfolgende Formular können Sie eine kostenlose und unverbindliche Finanzierungsberatung sowie ein entsprechendes Angebot bei der Interhyp AG, einem der führenden Vermittler von Hypothekendarlehen in Deutschland, anfordern: