Das Volltilgerdarlehen

Bei einer Hypothekenfinanzierung denken fast alle von uns an ein klassisches Annuitätendarlehen mit einer gleichbleibenden Rate während der Zinsfestschreibung. Der Zinsanteil innerhalb der Rate nimmt ab, umgekehrt proportional steigt der Tilgungsanteil.

Es gibt aber auch Alternativen. Eine davon ist das Volltilgerdarlehen. Wie das funktioniert und welche Vor- und Nachteile gegenüber einem Hypothekendarlehen es aufweist, wird hier erläutert.

Wichtige Informationen

Ein Volltilgerdarlehen ist ein Darlehen, bei dem am Laufzeitende keine Restschuld übrig bleibt.
Eine Anschlussfinanzierung ist nicht nötig.
Es wird eine monatlich konstante Rate gezahlt.
Je kürzer die Laufzeit, desto höher müssen die Tilgungsraten sein, dafür sind Kreditnehmer mit Hilfe der Volltilgung schneller schuldenfrei.
Es sollte sich daher vorab gut überlegt werden, ob mit dieser höheren finanziellen Belastung gegenüber herkömmlichen Baufinanzierungen umgegangen werden kann.

Was ist ein Volltilgerdarlehen?

Auf einem Tisch stehen eine Sukkulente, ein Modellhäuschen und ein Glas mit Münzen. Dazu der Schriftzug "Das Volltilgerdarlehen als attraktive Alternative zum Annuitätendarlehen" — © sureeporn / iStock / Thinkstock

Das Volltilgerdarlehen funktioniert fast genauso wie ein Annuitätendarlehen, läuft allerdings nicht über ein oder zwei Zinsprolongationen, sondern setzt darauf, dass durch einen deutlich höheren Tilgungssatz die Finanzierung idealerweise nach 10 oder 15 Jahren getilgt ist. Das klassische Beispiel für ein Volltilgerdarlehen ist eine Bausparfinanzierung ohne die Ansparphase für den Bausparvertrag.

Das Volltilgerdarlehen gibt dem Kreditnehmer eine 100 prozentige Zinssicherheit, da er sich gegen steigende Zinsen durch die einmalige Zinsfestschreibung absichert. Bei seitlich tendierenden Zinsen gibt es keinen Unterschied zwischen Annuitäten- und Volltilgerdarlehen. Volltilgerdarlehen sind besonders bei niedrigen Zinsen für alle diejenigen attraktiv, die sich eine größtmögliche Zinssicherheit wünschen.

Bewegen sich die Zinsen allerdings nach unten, stellt sich der Volltilger schlechter. Einzige Option ist in diesem Fall der Paragraf 489 des BGB. Dieser erlaubt es dem Darlehensnehmer bei einer Darlehensdauer von mehr als zehn Jahren mit einer Frist von sechs Monaten zum Ende des zehnten Jahres, das Darlehen zu kündigen. Die Bank hat diese Möglichkeit, beispielsweise bei steigenden Zinsen, nicht.

Das Annuitätendarlehen und das Volltigerdarlehen im direkten Vergleich

Am deutlichsten lassen sich die Unterschiede der beiden Varianten aufzeigen, wenn sie direkt gegenüberstehen.

Für wen eignet sich welches Darlehen?

Klassisches Annuitätendarlehen	Volltilgerdarlehen
Die Finanzierung kann mit niedrigen Raten realisiert werden.	Kein Zinsrisiko, da die Ratenhöhe bis zum Ende festgeschrieben ist.
Die Zinsbindung ist frei wählbar.	Es gibt nur eine Finanzierungsrunde und keine Restschuld.
Vertraglich vereinbarte Sondertilgungen sind möglich.	Sondertilgungen sind nicht vorgesehen.
Die Auswahl der Anbieter ist deutlich größer, da Volltilgerdarlehen nicht von jedem Baufinanzierer angeboten werden.

Volltilgerdarlehen unflexibler

Klassisches Annuitätendarlehen	Volltilgerdarlehen
Kreditnehmer können Sondertilgungen vertraglich vereinbaren.	Sondertilgungen sind nicht möglich.
Bei einem finanziellen Engpass sind Ratenpausen durchaus möglich.	Volltilgerdarlehen sehen keine Ratenpausen vor.
Läuft die Zinsbindung kürzer als die Finanzierungsdauer, trägt der Darlehensnehmer das Zinsänderungsrisiko.	Das Volltilgerdarlehen setzt von Anfang an einen höheren Tilgungssatz voraus, der die Rate im Vergleich deutlich in die Höhe schraubt.

Die jeweiligen Besonderheiten bei Annuitäten- und Volltilgerdarlehen im Vergleich

Beide Darlehen, das wurde bereits deutlich, warten mit gewissen Eigenheiten auf. Hier stellen wir weitere Besonderheiten gegenüber.

Klassisches Annuitätendarlehen	Volltilgerdarlehen
Die niedrigere Tilgung führt zu niedrigeren Rückführungsanteilen innerhalb der Rate, was wiederum eine längere Darlehensdauer bedeutet.	Die hohe Anfangstilgung belastet zwar kurzfristig das Haushaltsbudget, verkürzt aber die Laufzeit. Dies führt zu signifikanten Zinseinsparungen.
	Zinsrabatte sichern! Bei einem Volltilgerdarlehen spart ein Zehnte weniger Zinsen tausende Euro.
Der Kreditnehmer muss sich in jedem Fall um eine Anschlussfinanzierung kümmern, unter Umständen bei steigenden Zinsen eine Forwardprämie in Kauf nehmen.
Sondertilgungsklauseln erlauben teilweise vorzeitige Rückführungen ohne Vorfälligkeitsentschädigung. Dies bedeutet ebenfalls eine schnellere Darlehenstilgung.

Die aktuell historisch niedrigen Zinsen ermöglichen zur Zeit deutlich mehr Darlehensnehmern, ein Volltilgerdarlehen zu nutzen, als ein Zinssatz auf dem Niveau von fünf Prozent pro Jahr oder mehr. Der Zinssatz kann bei einem Volltilgerdarlehen durchaus identisch mit dem Zinssatz sein, den die Bank bei gleicher Laufzeit für ein klassisches Annuitätendarlehen berechnet. Allerdings honorieren einige Kreditinstitute die langfristige, einmalige Bindung an die Bank mit einem Rabatt auf den Zinssatz.

Wer bei den Baufinanzierungszinsen die Nase vorne hat, sehen Sie tagesaktuell in unserem großen Vergleichsrechner.

Um die Unterschiede eines Annuitätendarlehens und eines Volltilgerdarlehens aber auch griffig zu machen, haben wir für Sie eine Beispielrechnung erstellt. Die Darlehenshöhe beträgt 200.000 Euro, die Zinsbindung 15 Jahre und der effektive Jahreszins drei Prozent.

Eckdaten	Anfängl. Tilgung 2%	Anfängl. Tilgung 4%	Anfängl. Tilgung 6%
Monatliche Rate	833,33 Euro	1.166,67 Euro	1.500 Euro
Restschuld	124.342,44 Euro	48.684,87 Euro	582,03 Euro
Gesamtlaufzeit	30,58 Jahre	18,68 Jahre	13,5 Jahre
Summe Zinsen gesamt	105.811,90 Euro	61.480,50 Euro	43.583,48 Euro

Fazit

Wer als Kreditnehmer in der Lage ist, etwas weniger als die doppelte monatliche Belastung gegenüber einem klassischen Annuitätendarlehen mit zwei Prozent Tilgung zu tragen, spart am Ende über 60.000 Euro. Aber auch eine Verdoppelung der anfänglichen Tilgung bringt bereits eine solide Einsparung bei deutlich kürzerer Laufzeit. Dazu kommt die größtmögliche Zinssicherheit bei niedrigen Zinsen.

FAQs zum Volltilgerdarlehen

Welche Laufzeiten sollte man für ein Volltilgerdarlehen wählen?

Zunächst einmal sollte die Laufzeit natürlich dem monatlich finanziell Machbaren entsprechen. Wir empfehlen Laufzeiten zwischen 5 Jahren und 25 Jahren.

Warum kann ich keine Sondertilgungen leisten?

Bei einem Volltilgerdarlehen geht die Bank davon aus, dass für einen festen Zeitraum ein regelmäßiger Betrag fließt und das Darlehen am Ende getilgt ist. Das klassische Annuitätendarlehen sieht in der Regel Prolongationen vor.

Was ist besser – Kreditvermittler oder Bank?

Volltilgerdarlehen werden nicht von allen Banken angeboten. Sie können sich natürlich die Mühe machen, und selbst auf die Suche gehen. Ein Kreditvermittler weiß von vorneherein, wer als Ansprechpartner infrage kommt. Darüber hinaus reservieren Kreditvermittler häufig siebenstellige Darlehensvolumen, auf die der Endverbraucher dann einen günstigeren Zinssatz für sein Darlehen erhält.

Warum nicht gleich eine Bausparfinanzierung?

Eine Bausparfinanzierung setzt voraus, dass entweder die Ansparphase abgeschlossen ist, oder parallel zur Besparung des Vertrages noch eine Zwischenfinanzierung über die Kreditsumme anfällt. Wer nicht viele Jahre im Voraus plante, läuft in eine hohe finanzielle Belastung.

Welche kostenpflichtigen Zusatzoptionen kann ich mir sichern?

An erster Stelle steht natürlich die eigentlich nicht vorgesehene Sondertilgung. Ein weiterer Punkt ist die bereitstellungszinsenfreie Zeit, die bis zu zwölf Monaten betragen kann. Die Einbindung eines KfW-Darlehens sollte allerdings ohne Aufpreis möglich sein. Eine Vorfälligkeitsfreiheit kann für den Eintritt eines Härtefalles vereinbart werden.

Volltilgungsrechner 11/2026

Kaufpreis €

Eigenkapital €

Bundesland

Tilgungssatz

Sollzinsbindung

× Kaufpreis + Nebenkosten – Eigenkapital = Finanzierungsbedarf
Ihr Finanzierungsbedarf: €

Baufinanzierung

3.89/5,00

66.226,29€
Zinsanteil

1.111,20€
Monatsrate

3,02%
Sollzins p.a.

3,09%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 150.000,00 €;Kreditrate: 743,75 €;Gesamtbetrag: 89.250,00 €;Anzahl Kreditraten: 120;Laufzeit: 331 Monate;Effektiver Jahreszins: 4,42 %;Gebundener Sollzins: 3,95 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	503,33	607,87	1.111,20	199.392,13	503,33	607,87	1.111,20
2	199.392,13	501,80	609,40	1.111,20	199.392,13	543,75	1.217,26	1.761,01
3	198.782,74	500,27	610,93	1.111,20	198.782,74	1.044,02	1.828,19	2.872,21
4	198.171,81	498,73	612,47	1.111,20	198.171,81	1.542,75	2.440,66	3.983,41
5	197.559,34	497,19	614,01	1.111,20	197.559,34	2.039,94	3.054,66	5.094,60
6	196.945,34	495,65	615,55	1.111,20	196.945,34	2.535,59	3.670,22	6.205,80
7	196.329,78	494,10	617,10	1.111,20	196.329,78	3.029,68	4.287,32	7.317,00
8	195.712,68	492,54	618,66	1.111,20	195.712,68	3.522,23	4.905,97	8.428,20
9	195.094,03	490,99	620,21	1.111,20	195.094,03	4.013,21	5.526,19	9.539,40
10	194.473,81	489,43	621,77	1.111,20	194.473,81	4.502,64	6.147,96	10.650,60
11	193.852,04	487,86	623,34	1.111,20	193.852,04	4.990,50	6.771,30	11.761,80
12	193.228,70	486,29	624,91	1.111,20	193.228,70	5.476,79	7.396,20	12.872,99
13	192.603,80	484,72	626,48	1.111,20	192.603,80	5.961,51	8.022,68	13.984,19
14	191.977,32	483,14	628,06	1.111,20	191.977,32	6.444,66	8.650,74	15.095,39
15	191.349,26	481,56	629,64	1.111,20	191.349,26	6.926,22	9.280,37	16.206,59
16	190.719,63	479,98	631,22	1.111,20	190.719,63	7.406,20	9.911,59	17.317,79
17	190.088,41	478,39	632,81	1.111,20	190.088,41	7.884,58	10.544,40	18.428,99
18	189.455,60	476,80	634,40	1.111,20	189.455,60	8.361,38	11.178,81	19.540,19
19	188.821,19	475,20	636,00	1.111,20	188.821,19	8.836,58	11.814,80	20.651,39
20	188.185,20	473,60	637,60	1.111,20	188.185,20	9.310,18	12.452,40	21.762,58
21	187.547,60	471,99	639,20	1.111,20	187.547,60	9.782,18	13.091,61	22.873,78
22	186.908,39	470,39	640,81	1.111,20	186.908,39	10.252,56	13.732,42	23.984,98
23	186.267,58	468,77	642,43	1.111,20	186.267,58	10.721,33	14.374,85	25.096,18
24	185.625,15	467,16	644,04	1.111,20	185.625,15	11.188,49	15.018,89	26.207,38
25	184.981,11	465,54	645,66	1.111,20	184.981,11	11.654,03	15.664,55	27.318,58
26	184.335,45	463,91	647,29	1.111,20	184.335,45	12.117,94	16.311,84	28.429,78
27	183.688,16	462,28	648,92	1.111,20	183.688,16	12.580,22	16.960,75	29.540,97
28	183.039,25	460,65	650,55	1.111,20	183.039,25	13.040,87	17.611,30	30.652,17
29	182.388,70	459,01	652,19	1.111,20	182.388,70	13.499,88	18.263,49	31.763,37
30	181.736,51	457,37	653,83	1.111,20	181.736,51	13.957,25	18.917,32	32.874,57
31	181.082,68	455,72	655,47	1.111,20	181.082,68	14.412,98	19.572,79	33.985,77
32	180.427,21	454,08	657,12	1.111,20	180.427,21	14.867,05	20.229,92	35.096,97
33	179.770,08	452,42	658,78	1.111,20	179.770,08	15.319,47	20.888,69	36.208,17
34	179.111,31	450,76	660,44	1.111,20	179.111,31	15.770,24	21.549,13	37.319,37
35	178.450,87	449,10	662,10	1.111,20	178.450,87	16.219,34	22.211,23	38.430,56
36	177.788,77	447,44	663,76	1.111,20	177.788,77	16.666,77	22.874,99	39.541,76
37	177.125,01	445,76	665,43	1.111,20	177.125,01	17.112,54	23.540,42	40.652,96
38	176.459,58	444,09	667,11	1.111,20	176.459,58	17.556,63	24.207,53	41.764,16
39	175.792,47	442,41	668,79	1.111,20	175.792,47	17.999,04	24.876,32	42.875,36
40	175.123,68	440,73	670,47	1.111,20	175.123,68	18.439,77	25.546,79	43.986,56
41	174.453,21	439,04	672,16	1.111,20	174.453,21	18.878,81	26.218,95	45.097,76
42	173.781,05	437,35	673,85	1.111,20	173.781,05	19.316,15	26.892,80	46.208,95
43	173.107,20	435,65	675,55	1.111,20	173.107,20	19.751,81	27.568,35	47.320,15
44	172.431,65	433,95	677,25	1.111,20	172.431,65	20.185,76	28.245,59	48.431,35
45	171.754,41	432,25	678,95	1.111,20	171.754,41	20.618,01	28.924,54	49.542,55
46	171.075,46	430,54	680,66	1.111,20	171.075,46	21.048,55	29.605,20	50.653,75
47	170.394,80	428,83	682,37	1.111,20	170.394,80	21.477,38	30.287,57	51.764,95
48	169.712,43	427,11	684,09	1.111,20	169.712,43	21.904,49	30.971,66	52.876,15
49	169.028,34	425,39	685,81	1.111,20	169.028,34	22.329,87	31.657,47	53.987,34
50	168.342,53	423,66	687,54	1.111,20	168.342,53	22.753,54	32.345,01	55.098,54
51	167.654,99	421,93	689,27	1.111,20	167.654,99	23.175,47	33.034,27	56.209,74
52	166.965,73	420,20	691,00	1.111,20	166.965,73	23.595,66	33.725,28	57.320,94
53	166.274,72	418,46	692,74	1.111,20	166.274,72	24.014,12	34.418,02	58.432,14
54	165.581,98	416,71	694,48	1.111,20	165.581,98	24.430,84	35.112,50	59.543,34
55	164.887,50	414,97	696,23	1.111,20	164.887,50	24.845,80	35.808,73	60.654,54
56	164.191,27	413,21	697,98	1.111,20	164.191,27	25.259,02	36.506,72	61.765,74
57	163.493,28	411,46	699,74	1.111,20	163.493,28	25.670,48	37.206,46	62.876,93
58	162.793,54	409,70	701,50	1.111,20	162.793,54	26.080,17	37.907,96	63.988,13
59	162.092,04	407,93	703,27	1.111,20	162.092,04	26.488,11	38.611,23	65.099,33
60	161.388,77	406,16	705,04	1.111,20	161.388,77	26.894,27	39.316,26	66.210,53
61	160.683,74	404,39	706,81	1.111,20	160.683,74	27.298,66	40.023,07	67.321,73
62	159.976,93	402,61	708,59	1.111,20	159.976,93	27.701,26	40.731,66	68.432,93
63	159.268,34	400,83	710,37	1.111,20	159.268,34	28.102,09	41.442,04	69.544,13
64	158.557,96	399,04	712,16	1.111,20	158.557,96	28.501,13	42.154,20	70.655,32
65	157.845,80	397,25	713,95	1.111,20	157.845,80	28.898,37	42.868,15	71.766,52
66	157.131,85	395,45	715,75	1.111,20	157.131,85	29.293,82	43.583,90	72.877,72
67	156.416,10	393,65	717,55	1.111,20	156.416,10	29.687,47	44.301,45	73.988,92
68	155.698,55	391,84	719,36	1.111,20	155.698,55	30.079,31	45.020,81	75.100,12
69	154.979,19	390,03	721,17	1.111,20	154.979,19	30.469,34	45.741,98	76.211,32
70	154.258,02	388,22	722,98	1.111,20	154.258,02	30.857,56	46.464,96	77.322,52
71	153.535,04	386,40	724,80	1.111,20	153.535,04	31.243,95	47.189,76	78.433,72
72	152.810,24	384,57	726,63	1.111,20	152.810,24	31.628,52	47.916,39	79.544,91
73	152.083,61	382,74	728,45	1.111,20	152.083,61	32.011,27	48.644,84	80.656,11
74	151.355,16	380,91	730,29	1.111,20	151.355,16	32.392,18	49.375,13	81.767,31
75	150.624,87	379,07	732,13	1.111,20	150.624,87	32.771,25	50.107,26	82.878,51
76	149.892,74	377,23	733,97	1.111,20	149.892,74	33.148,48	50.841,23	83.989,71
77	149.158,77	375,38	735,82	1.111,20	149.158,77	33.523,86	51.577,04	85.100,91
78	148.422,96	373,53	737,67	1.111,20	148.422,96	33.897,40	52.314,71	86.212,11
79	147.685,29	371,67	739,52	1.111,20	147.685,29	34.269,07	53.054,23	87.323,30
80	146.945,77	369,81	741,39	1.111,20	146.945,77	34.638,88	53.795,62	88.434,50
81	146.204,38	367,95	743,25	1.111,20	146.204,38	35.006,83	54.538,87	89.545,70
82	145.461,13	366,08	745,12	1.111,20	145.461,13	35.372,91	55.283,99	90.656,90
83	144.716,01	364,20	747,00	1.111,20	144.716,01	35.737,11	56.030,99	91.768,10
84	143.969,01	362,32	748,88	1.111,20	143.969,01	36.099,43	56.779,86	92.879,30
85	143.220,14	360,44	750,76	1.111,20	143.220,14	36.459,87	57.530,63	93.990,50
86	142.469,37	358,55	752,65	1.111,20	142.469,37	36.818,42	58.283,28	95.101,69
87	141.716,72	356,65	754,54	1.111,20	141.716,72	37.175,07	59.037,82	96.212,89
88	140.962,18	354,75	756,44	1.111,20	140.962,18	37.529,83	59.794,27	97.324,09
89	140.205,73	352,85	758,35	1.111,20	140.205,73	37.882,68	60.552,61	98.435,29
90	139.447,39	350,94	760,26	1.111,20	139.447,39	38.233,62	61.312,87	99.546,49
91	138.687,13	349,03	762,17	1.111,20	138.687,13	38.582,65	62.075,04	100.657,69
92	137.924,96	347,11	764,09	1.111,20	137.924,96	38.929,76	62.839,13	101.768,89
93	137.160,87	345,19	766,01	1.111,20	137.160,87	39.274,95	63.605,14	102.880,09
94	136.394,86	343,26	767,94	1.111,20	136.394,86	39.618,21	64.373,07	103.991,28
95	135.626,93	341,33	769,87	1.111,20	135.626,93	39.959,54	65.142,95	105.102,48
96	134.857,05	339,39	771,81	1.111,20	134.857,05	40.298,93	65.914,75	106.213,68
97	134.085,25	337,45	773,75	1.111,20	134.085,25	40.636,38	66.688,50	107.324,88
98	133.311,50	335,50	775,70	1.111,20	133.311,50	40.971,88	67.464,20	108.436,08
99	132.535,80	333,55	777,65	1.111,20	132.535,80	41.305,42	68.241,85	109.547,28
100	131.758,15	331,59	779,61	1.111,20	131.758,15	41.637,02	69.021,46	110.658,48
101	130.978,54	329,63	781,57	1.111,20	130.978,54	41.966,64	69.803,03	111.769,67
102	130.196,97	327,66	783,54	1.111,20	130.196,97	42.294,31	70.586,57	112.880,87
103	129.413,43	325,69	785,51	1.111,20	129.413,43	42.620,00	71.372,07	113.992,07
104	128.627,93	323,71	787,49	1.111,20	128.627,93	42.943,71	72.159,56	115.103,27
105	127.840,44	321,73	789,47	1.111,20	127.840,44	43.265,44	72.949,03	116.214,47
106	127.050,97	319,74	791,45	1.111,20	127.050,97	43.585,19	73.740,48	117.325,67
107	126.259,52	317,75	793,45	1.111,20	126.259,52	43.902,94	74.533,93	118.436,87
108	125.466,07	315,76	795,44	1.111,20	125.466,07	44.218,70	75.329,37	119.548,07
109	124.670,63	313,75	797,44	1.111,20	124.670,63	44.532,45	76.126,81	120.659,26
110	123.873,19	311,75	799,45	1.111,20	123.873,19	44.844,20	76.926,26	121.770,46
111	123.073,74	309,74	801,46	1.111,20	123.073,74	45.153,93	77.727,73	122.881,66
112	122.272,27	307,72	803,48	1.111,20	122.272,27	45.461,65	78.531,21	123.992,86
113	121.468,79	305,70	805,50	1.111,20	121.468,79	45.767,35	79.336,71	125.104,06
114	120.663,29	303,67	807,53	1.111,20	120.663,29	46.071,02	80.144,24	126.215,26
115	119.855,76	301,64	809,56	1.111,20	119.855,76	46.372,66	80.953,80	127.326,46
116	119.046,20	299,60	811,60	1.111,20	119.046,20	46.672,26	81.765,40	128.437,65
117	118.234,60	297,56	813,64	1.111,20	118.234,60	46.969,81	82.579,04	129.548,85
118	117.420,96	295,51	815,69	1.111,20	117.420,96	47.265,32	83.394,73	130.660,05
119	116.605,27	293,46	817,74	1.111,20	116.605,27	47.558,78	84.212,47	131.771,25
120	115.787,53	291,40	819,80	1.111,20	115.787,53	47.850,18	85.032,27	132.882,45
121	114.967,73	289,34	821,86	1.111,20	114.967,73	48.139,51	85.854,13	133.993,65
122	114.145,87	287,27	823,93	1.111,20	114.145,87	48.426,78	86.678,07	135.104,85
123	113.321,93	285,19	826,01	1.111,20	113.321,93	48.711,97	87.504,07	136.216,04
124	112.495,93	283,11	828,08	1.111,20	112.495,93	48.995,09	88.332,16	137.327,24
125	111.667,84	281,03	830,17	1.111,20	111.667,84	49.276,12	89.162,32	138.438,44
126	110.837,68	278,94	832,26	1.111,20	110.837,68	49.555,06	89.994,58	139.549,64
127	110.005,42	276,85	834,35	1.111,20	110.005,42	49.831,91	90.828,93	140.660,84
128	109.171,07	274,75	836,45	1.111,20	109.171,07	50.106,65	91.665,38	141.772,04
129	108.334,62	272,64	838,56	1.111,20	108.334,62	50.379,30	92.503,94	142.883,24
130	107.496,06	270,53	840,67	1.111,20	107.496,06	50.649,83	93.344,61	143.994,44
131	106.655,39	268,42	842,78	1.111,20	106.655,39	50.918,24	94.187,39	145.105,63
132	105.812,61	266,30	844,90	1.111,20	105.812,61	51.184,54	95.032,29	146.216,83
133	104.967,71	264,17	847,03	1.111,20	104.967,71	51.448,71	95.879,32	147.328,03
134	104.120,68	262,04	849,16	1.111,20	104.120,68	51.710,75	96.728,48	148.439,23
135	103.271,52	259,90	851,30	1.111,20	103.271,52	51.970,65	97.579,78	149.550,43
136	102.420,22	257,76	853,44	1.111,20	102.420,22	52.228,40	98.433,22	150.661,63
137	101.566,78	255,61	855,59	1.111,20	101.566,78	52.484,01	99.288,81	151.772,83
138	100.711,19	253,46	857,74	1.111,20	100.711,19	52.737,47	100.146,56	152.884,02
139	99.853,44	251,30	859,90	1.111,20	99.853,44	52.988,77	101.006,46	153.995,22
140	98.993,54	249,13	862,06	1.111,20	98.993,54	53.237,90	101.868,52	155.106,42
141	98.131,48	246,96	864,23	1.111,20	98.131,48	53.484,86	102.732,76	156.217,62
142	97.267,24	244,79	866,41	1.111,20	97.267,24	53.729,65	103.599,16	157.328,82
143	96.400,84	242,61	868,59	1.111,20	96.400,84	53.972,26	104.467,75	158.440,02
144	95.532,25	240,42	870,78	1.111,20	95.532,25	54.212,69	105.338,53	159.551,22
145	94.661,47	238,23	872,97	1.111,20	94.661,47	54.450,92	106.211,50	160.662,42
146	93.788,50	236,03	875,16	1.111,20	93.788,50	54.686,95	107.086,66	161.773,61
147	92.913,34	233,83	877,37	1.111,20	92.913,34	54.920,78	107.964,03	162.884,81
148	92.035,97	231,62	879,57	1.111,20	92.035,97	55.152,41	108.843,60	163.996,01
149	91.156,40	229,41	881,79	1.111,20	91.156,40	55.381,82	109.725,39	165.107,21
150	90.274,61	227,19	884,01	1.111,20	90.274,61	55.609,01	110.609,40	166.218,41
151	89.390,60	224,97	886,23	1.111,20	89.390,60	55.833,98	111.495,63	167.329,61
152	88.504,37	222,74	888,46	1.111,20	88.504,37	56.056,71	112.384,09	168.440,81
153	87.615,91	220,50	890,70	1.111,20	87.615,91	56.277,21	113.274,79	169.552,00
154	86.725,21	218,26	892,94	1.111,20	86.725,21	56.495,47	114.167,73	170.663,20
155	85.832,27	216,01	895,19	1.111,20	85.832,27	56.711,48	115.062,92	171.774,40
156	84.937,08	213,76	897,44	1.111,20	84.937,08	56.925,24	115.960,36	172.885,60
157	84.039,64	211,50	899,70	1.111,20	84.039,64	57.136,74	116.860,06	173.996,80
158	83.139,94	209,24	901,96	1.111,20	83.139,94	57.345,97	117.762,02	175.108,00
159	82.237,98	206,97	904,23	1.111,20	82.237,98	57.552,94	118.666,26	176.219,20
160	81.333,74	204,69	906,51	1.111,20	81.333,74	57.757,63	119.572,76	177.330,39
161	80.427,24	202,41	908,79	1.111,20	80.427,24	57.960,04	120.481,56	178.441,59
162	79.518,44	200,12	911,08	1.111,20	79.518,44	58.160,16	121.392,63	179.552,79
163	78.607,37	197,83	913,37	1.111,20	78.607,37	58.357,99	122.306,00	180.663,99
164	77.694,00	195,53	915,67	1.111,20	77.694,00	58.553,52	123.221,67	181.775,19
165	76.778,33	193,23	917,97	1.111,20	76.778,33	58.746,74	124.139,64	182.886,39
166	75.860,36	190,92	920,28	1.111,20	75.860,36	58.937,66	125.059,93	183.997,59
167	74.940,07	188,60	922,60	1.111,20	74.940,07	59.126,26	125.982,53	185.108,79
168	74.017,47	186,28	924,92	1.111,20	74.017,47	59.312,54	126.907,45	186.219,98
169	73.092,55	183,95	927,25	1.111,20	73.092,55	59.496,48	127.834,70	187.331,18
170	72.165,30	181,62	929,58	1.111,20	72.165,30	59.678,10	128.764,28	188.442,38
171	71.235,72	179,28	931,92	1.111,20	71.235,72	59.857,38	129.696,20	189.553,58
172	70.303,80	176,93	934,27	1.111,20	70.303,80	60.034,31	130.630,47	190.664,78
173	69.369,53	174,58	936,62	1.111,20	69.369,53	60.208,89	131.567,09	191.775,98
174	68.432,91	172,22	938,98	1.111,20	68.432,91	60.381,11	132.506,06	192.887,18
175	67.493,94	169,86	941,34	1.111,20	67.493,94	60.550,97	133.447,40	193.998,37
176	66.552,60	167,49	943,71	1.111,20	66.552,60	60.718,46	134.391,11	195.109,57
177	65.608,89	165,12	946,08	1.111,20	65.608,89	60.883,58	135.337,19	196.220,77
178	64.662,81	162,73	948,46	1.111,20	64.662,81	61.046,31	136.285,66	197.331,97
179	63.714,34	160,35	950,85	1.111,20	63.714,34	61.206,66	137.236,51	198.443,17
180	62.763,49	157,95	953,24	1.111,20	62.763,49	61.364,61	138.189,75	199.554,37
181	61.810,25	155,56	955,64	1.111,20	61.810,25	61.520,17	139.145,40	200.665,57
182	60.854,60	153,15	958,05	1.111,20	60.854,60	61.673,32	140.103,44	201.776,77
183	59.896,56	150,74	960,46	1.111,20	59.896,56	61.824,06	141.063,90	202.887,96
184	58.936,10	148,32	962,88	1.111,20	58.936,10	61.972,38	142.026,78	203.999,16
185	57.973,22	145,90	965,30	1.111,20	57.973,22	62.118,28	142.992,08	205.110,36
186	57.007,92	143,47	967,73	1.111,20	57.007,92	62.261,75	143.959,81	206.221,56
187	56.040,19	141,03	970,16	1.111,20	56.040,19	62.402,79	144.929,97	207.332,76
188	55.070,03	138,59	972,61	1.111,20	55.070,03	62.541,38	145.902,58	208.443,96
189	54.097,42	136,15	975,05	1.111,20	54.097,42	62.677,53	146.877,63	209.555,16
190	53.122,37	133,69	977,51	1.111,20	53.122,37	62.811,22	147.855,14	210.666,35
191	52.144,86	131,23	979,97	1.111,20	52.144,86	62.942,45	148.835,10	211.777,55
192	51.164,90	128,76	982,43	1.111,20	51.164,90	63.071,21	149.817,54	212.888,75
193	50.182,46	126,29	984,91	1.111,20	50.182,46	63.197,51	150.802,44	213.999,95
194	49.197,56	123,81	987,38	1.111,20	49.197,56	63.321,32	151.789,83	215.111,15
195	48.210,17	121,33	989,87	1.111,20	48.210,17	63.442,65	152.779,70	216.222,35
196	47.220,30	118,84	992,36	1.111,20	47.220,30	63.561,49	153.772,06	217.333,55
197	46.227,94	116,34	994,86	1.111,20	46.227,94	63.677,83	154.766,92	218.444,74
198	45.233,08	113,84	997,36	1.111,20	45.233,08	63.791,66	155.764,28	219.555,94
199	44.235,72	111,33	999,87	1.111,20	44.235,72	63.902,99	156.764,15	220.667,14
200	43.235,85	108,81	1.002,39	1.111,20	43.235,85	64.011,80	157.766,54	221.778,34
201	42.233,46	106,29	1.004,91	1.111,20	42.233,46	64.118,09	158.771,45	222.889,54
202	41.228,55	103,76	1.007,44	1.111,20	41.228,55	64.221,85	159.778,89	224.000,74
203	40.221,11	101,22	1.009,98	1.111,20	40.221,11	64.323,07	160.788,87	225.111,94
204	39.211,13	98,68	1.012,52	1.111,20	39.211,13	64.421,75	161.801,39	226.223,14
205	38.198,61	96,13	1.015,07	1.111,20	38.198,61	64.517,88	162.816,45	227.334,33
206	37.183,55	93,58	1.017,62	1.111,20	37.183,55	64.611,46	163.834,07	228.445,53
207	36.165,93	91,02	1.020,18	1.111,20	36.165,93	64.702,48	164.854,25	229.556,73
208	35.145,75	88,45	1.022,75	1.111,20	35.145,75	64.790,93	165.877,00	230.667,93
209	34.123,00	85,88	1.025,32	1.111,20	34.123,00	64.876,81	166.902,32	231.779,13
210	33.097,68	83,30	1.027,90	1.111,20	33.097,68	64.960,10	167.930,23	232.890,33
211	32.069,77	80,71	1.030,49	1.111,20	32.069,77	65.040,81	168.960,72	234.001,53
212	31.039,28	78,12	1.033,08	1.111,20	31.039,28	65.118,93	169.993,80	235.112,72
213	30.006,20	75,52	1.035,68	1.111,20	30.006,20	65.194,44	171.029,48	236.223,92
214	28.970,52	72,91	1.038,29	1.111,20	28.970,52	65.267,35	172.067,77	237.335,12
215	27.932,23	70,30	1.040,90	1.111,20	27.932,23	65.337,65	173.108,67	238.446,32
216	26.891,33	67,68	1.043,52	1.111,20	26.891,33	65.405,32	174.152,20	239.557,52
217	25.847,80	65,05	1.046,15	1.111,20	25.847,80	65.470,37	175.198,34	240.668,72
218	24.801,66	62,42	1.048,78	1.111,20	24.801,66	65.532,79	176.247,12	241.779,92
219	23.752,88	59,78	1.051,42	1.111,20	23.752,88	65.592,57	177.298,55	242.891,11
220	22.701,45	57,13	1.054,07	1.111,20	22.701,45	65.649,70	178.352,61	244.002,31
221	21.647,39	54,48	1.056,72	1.111,20	21.647,39	65.704,18	179.409,33	245.113,51
222	20.590,67	51,82	1.059,38	1.111,20	20.590,67	65.756,00	180.468,71	246.224,71
223	19.531,29	49,15	1.062,04	1.111,20	19.531,29	65.805,15	181.530,76	247.335,91
224	18.469,24	46,48	1.064,72	1.111,20	18.469,24	65.851,64	182.595,47	248.447,11
225	17.404,53	43,80	1.067,40	1.111,20	17.404,53	65.895,44	183.662,87	249.558,31
226	16.337,13	41,12	1.070,08	1.111,20	16.337,13	65.936,55	184.732,95	250.669,51
227	15.267,05	38,42	1.072,78	1.111,20	15.267,05	65.974,97	185.805,73	251.780,70
228	14.194,27	35,72	1.075,48	1.111,20	14.194,27	66.010,70	186.881,21	252.891,90
229	13.118,79	33,02	1.078,18	1.111,20	13.118,79	66.043,71	187.959,39	254.003,10
230	12.040,61	30,30	1.080,90	1.111,20	12.040,61	66.074,01	189.040,29	255.114,30
231	10.959,71	27,58	1.083,62	1.111,20	10.959,71	66.101,60	190.123,90	256.225,50
232	9.876,10	24,85	1.086,34	1.111,20	9.876,10	66.126,45	191.210,25	257.336,70
233	8.789,75	22,12	1.089,08	1.111,20	8.789,75	66.148,57	192.299,32	258.447,90
234	7.700,68	19,38	1.091,82	1.111,20	7.700,68	66.167,95	193.391,14	259.559,09
235	6.608,86	16,63	1.094,57	1.111,20	6.608,86	66.184,58	194.485,71	260.670,29
236	5.514,29	13,88	1.097,32	1.111,20	5.514,29	66.198,46	195.583,03	261.781,49
237	4.416,97	11,12	1.100,08	1.111,20	4.416,97	66.209,58	196.683,11	262.892,69
238	3.316,89	8,35	1.102,85	1.111,20	3.316,89	66.217,93	197.785,96	264.003,89
239	2.214,04	5,57	1.105,63	1.111,20	2.214,04	66.223,50	198.891,59	265.115,09
240	1.108,41	2,79	1.108,41	1.111,20	1.108,41	66.226,29	200.000,00	266.226,29

Baufinanzierung

3.90/5,00

Testsieger

92.527,08€
Zinsanteil

1.221,47€
Monatsrate

4,09%
Sollzins p.a.

4,17%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.447,50 €;Gesamtbetrag: 156.600,00 €;Anzahl Kreditraten: 120;Laufzeit: 338 Monate;Effektiver Jahreszins: 3,86 %;Gebundener Sollzins: 3,79 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	681,67	539,80	1.221,47	199.460,20	681,67	539,80	1.221,47
2	199.460,20	679,83	541,64	1.221,47	199.460,20	736,63	1.081,44	1.818,07
3	198.918,56	677,98	543,49	1.221,47	198.918,56	1.414,61	1.624,92	3.039,54
4	198.375,08	676,13	545,34	1.221,47	198.375,08	2.090,74	2.170,26	4.261,00
5	197.829,74	674,27	547,20	1.221,47	197.829,74	2.765,01	2.717,46	5.482,47
6	197.282,54	672,40	549,06	1.221,47	197.282,54	3.437,42	3.266,52	6.703,94
7	196.733,48	670,53	550,93	1.221,47	196.733,48	4.107,95	3.817,45	7.925,40
8	196.182,55	668,66	552,81	1.221,47	196.182,55	4.776,60	4.370,27	9.146,87
9	195.629,73	666,77	554,70	1.221,47	195.629,73	5.443,38	4.924,96	10.368,34
10	195.075,04	664,88	556,59	1.221,47	195.075,04	6.108,26	5.481,55	11.589,80
11	194.518,45	662,98	558,48	1.221,47	194.518,45	6.771,24	6.040,03	12.811,27
12	193.959,97	661,08	560,39	1.221,47	193.959,97	7.432,32	6.600,42	14.032,74
13	193.399,58	659,17	562,30	1.221,47	193.399,58	8.091,49	7.162,71	15.254,20
14	192.837,29	657,25	564,21	1.221,47	192.837,29	8.748,74	7.726,92	16.475,67
15	192.273,08	655,33	566,14	1.221,47	192.273,08	9.404,08	8.293,06	17.697,14
16	191.706,94	653,40	568,07	1.221,47	191.706,94	10.057,48	8.861,13	18.918,60
17	191.138,87	651,46	570,00	1.221,47	191.138,87	10.708,94	9.431,13	20.140,07
18	190.568,87	649,52	571,94	1.221,47	190.568,87	11.358,46	10.003,07	21.361,53
19	189.996,93	647,57	573,89	1.221,47	189.996,93	12.006,04	10.576,96	22.583,00
20	189.423,04	645,62	575,85	1.221,47	189.423,04	12.651,65	11.152,81	23.804,47
21	188.847,19	643,65	577,81	1.221,47	188.847,19	13.295,31	11.730,63	25.025,93
22	188.269,37	641,68	579,78	1.221,47	188.269,37	13.936,99	12.310,41	26.247,40
23	187.689,59	639,71	581,76	1.221,47	187.689,59	14.576,70	12.892,17	27.468,87
24	187.107,83	637,73	583,74	1.221,47	187.107,83	15.214,43	13.475,91	28.690,33
25	186.524,09	635,74	585,73	1.221,47	186.524,09	15.850,16	14.061,64	29.911,80
26	185.938,36	633,74	587,73	1.221,47	185.938,36	16.483,90	14.649,36	31.133,27
27	185.350,64	631,74	589,73	1.221,47	185.350,64	17.115,64	15.239,09	32.354,73
28	184.760,91	629,73	591,74	1.221,47	184.760,91	17.745,37	15.830,83	33.576,20
29	184.169,17	627,71	593,76	1.221,47	184.169,17	18.373,08	16.424,59	34.797,67
30	183.575,41	625,69	595,78	1.221,47	183.575,41	18.998,76	17.020,37	36.019,13
31	182.979,63	623,66	597,81	1.221,47	182.979,63	19.622,42	17.618,18	37.240,60
32	182.381,82	621,62	599,85	1.221,47	182.381,82	20.244,04	18.218,03	38.462,06
33	181.781,97	619,57	601,89	1.221,47	181.781,97	20.863,61	18.819,92	39.683,53
34	181.180,08	617,52	603,94	1.221,47	181.180,08	21.481,13	19.423,87	40.905,00
35	180.576,13	615,46	606,00	1.221,47	180.576,13	22.096,60	20.029,87	42.126,46
36	179.970,13	613,40	608,07	1.221,47	179.970,13	22.709,99	20.637,94	43.347,93
37	179.362,06	611,33	610,14	1.221,47	179.362,06	23.321,32	21.248,08	44.569,40
38	178.751,92	609,25	612,22	1.221,47	178.751,92	23.930,57	21.860,30	45.790,86
39	178.139,70	607,16	614,31	1.221,47	178.139,70	24.537,73	22.474,60	47.012,33
40	177.525,40	605,07	616,40	1.221,47	177.525,40	25.142,79	23.091,00	48.233,80
41	176.909,00	602,96	618,50	1.221,47	176.909,00	25.745,76	23.709,51	49.455,26
42	176.290,49	600,86	620,61	1.221,47	176.290,49	26.346,61	24.330,12	50.676,73
43	175.669,88	598,74	622,72	1.221,47	175.669,88	26.945,35	24.952,84	51.898,20
44	175.047,16	596,62	624,85	1.221,47	175.047,16	27.541,97	25.577,69	53.119,66
45	174.422,31	594,49	626,98	1.221,47	174.422,31	28.136,46	26.204,67	54.341,13
46	173.795,33	592,35	629,11	1.221,47	173.795,33	28.728,82	26.833,78	55.562,59
47	173.166,22	590,21	631,26	1.221,47	173.166,22	29.319,02	27.465,04	56.784,06
48	172.534,96	588,06	633,41	1.221,47	172.534,96	29.907,08	28.098,45	58.005,53
49	171.901,55	585,90	635,57	1.221,47	171.901,55	30.492,98	28.734,02	59.226,99
50	171.265,98	583,73	637,73	1.221,47	171.265,98	31.076,71	29.371,75	60.448,46
51	170.628,25	581,56	639,91	1.221,47	170.628,25	31.658,27	30.011,66	61.669,93
52	169.988,34	579,38	642,09	1.221,47	169.988,34	32.237,64	30.653,75	62.891,39
53	169.346,25	577,19	644,28	1.221,47	169.346,25	32.814,83	31.298,03	64.112,86
54	168.701,97	574,99	646,47	1.221,47	168.701,97	33.389,83	31.944,50	65.334,33
55	168.055,50	572,79	648,68	1.221,47	168.055,50	33.962,61	32.593,18	66.555,79
56	167.406,82	570,58	650,89	1.221,47	167.406,82	34.533,19	33.244,07	67.777,26
57	166.755,93	568,36	653,11	1.221,47	166.755,93	35.101,55	33.897,17	68.998,73
58	166.102,83	566,13	655,33	1.221,47	166.102,83	35.667,69	34.552,51	70.220,19
59	165.447,49	563,90	657,57	1.221,47	165.447,49	36.231,59	35.210,07	71.441,66
60	164.789,93	561,66	659,81	1.221,47	164.789,93	36.793,25	35.869,88	72.663,12
61	164.130,12	559,41	662,06	1.221,47	164.130,12	37.352,66	36.531,94	73.884,59
62	163.468,06	557,15	664,31	1.221,47	163.468,06	37.909,81	37.196,25	75.106,06
63	162.803,75	554,89	666,58	1.221,47	162.803,75	38.464,70	37.862,82	76.327,52
64	162.137,18	552,62	668,85	1.221,47	162.137,18	39.017,32	38.531,67	77.548,99
65	161.468,33	550,34	671,13	1.221,47	161.468,33	39.567,65	39.202,80	78.770,46
66	160.797,20	548,05	673,42	1.221,47	160.797,20	40.115,70	39.876,22	79.991,92
67	160.123,78	545,76	675,71	1.221,47	160.123,78	40.661,46	40.551,93	81.213,39
68	159.448,07	543,45	678,01	1.221,47	159.448,07	41.204,91	41.229,94	82.434,86
69	158.770,06	541,14	680,33	1.221,47	158.770,06	41.746,05	41.910,27	83.656,32
70	158.089,73	538,82	682,64	1.221,47	158.089,73	42.284,88	42.592,91	84.877,79
71	157.407,09	536,50	684,97	1.221,47	157.407,09	42.821,37	43.277,88	86.099,26
72	156.722,12	534,16	687,31	1.221,47	156.722,12	43.355,53	43.965,19	87.320,72
73	156.034,81	531,82	689,65	1.221,47	156.034,81	43.887,35	44.654,84	88.542,19
74	155.345,16	529,47	692,00	1.221,47	155.345,16	44.416,82	45.346,83	89.763,65
75	154.653,17	527,11	694,36	1.221,47	154.653,17	44.943,93	46.041,19	90.985,12
76	153.958,81	524,74	696,72	1.221,47	153.958,81	45.468,67	46.737,92	92.206,59
77	153.262,08	522,37	699,10	1.221,47	153.262,08	45.991,04	47.437,01	93.428,05
78	152.562,99	519,99	701,48	1.221,47	152.562,99	46.511,03	48.138,49	94.649,52
79	151.861,51	517,59	703,87	1.221,47	151.861,51	47.028,62	48.842,37	95.870,99
80	151.157,63	515,20	706,27	1.221,47	151.157,63	47.543,82	49.548,64	97.092,45
81	150.451,36	512,79	708,68	1.221,47	150.451,36	48.056,60	50.257,31	98.313,92
82	149.742,69	510,37	711,09	1.221,47	149.742,69	48.566,98	50.968,41	99.535,39
83	149.031,59	507,95	713,52	1.221,47	149.031,59	49.074,93	51.681,93	100.756,85
84	148.318,07	505,52	715,95	1.221,47	148.318,07	49.580,44	52.397,87	101.978,32
85	147.602,13	503,08	718,39	1.221,47	147.602,13	50.083,52	53.116,26	103.199,78
86	146.883,74	500,63	720,84	1.221,47	146.883,74	50.584,15	53.837,10	104.421,25
87	146.162,90	498,17	723,29	1.221,47	146.162,90	51.082,32	54.560,40	105.642,72
88	145.439,60	495,71	725,76	1.221,47	145.439,60	51.578,03	55.286,16	106.864,18
89	144.713,84	493,23	728,23	1.221,47	144.713,84	52.071,26	56.014,39	108.085,65
90	143.985,61	490,75	730,72	1.221,47	143.985,61	52.562,01	56.745,10	109.307,12
91	143.254,90	488,26	733,21	1.221,47	143.254,90	53.050,27	57.478,31	110.528,58
92	142.521,69	485,76	735,70	1.221,47	142.521,69	53.536,03	58.214,02	111.750,05
93	141.785,98	483,25	738,21	1.221,47	141.785,98	54.019,29	58.952,23	112.971,52
94	141.047,77	480,74	740,73	1.221,47	141.047,77	54.500,03	59.692,96	114.192,98
95	140.307,04	478,21	743,25	1.221,47	140.307,04	54.978,24	60.436,21	115.414,45
96	139.563,79	475,68	745,79	1.221,47	139.563,79	55.453,92	61.182,00	116.635,92
97	138.818,00	473,14	748,33	1.221,47	138.818,00	55.927,06	61.930,32	117.857,38
98	138.069,68	470,59	750,88	1.221,47	138.069,68	56.397,64	62.681,20	119.078,85
99	137.318,80	468,03	753,44	1.221,47	137.318,80	56.865,67	63.434,64	120.300,31
100	136.565,36	465,46	756,01	1.221,47	136.565,36	57.331,13	64.190,65	121.521,78
101	135.809,35	462,88	758,58	1.221,47	135.809,35	57.794,02	64.949,23	122.743,25
102	135.050,77	460,30	761,17	1.221,47	135.050,77	58.254,31	65.710,40	123.964,71
103	134.289,60	457,70	763,76	1.221,47	134.289,60	58.712,02	66.474,16	125.186,18
104	133.525,84	455,10	766,37	1.221,47	133.525,84	59.167,12	67.240,53	126.407,65
105	132.759,47	452,49	768,98	1.221,47	132.759,47	59.619,61	68.009,51	127.629,11
106	131.990,49	449,87	771,60	1.221,47	131.990,49	60.069,48	68.781,10	128.850,58
107	131.218,90	447,24	774,23	1.221,47	131.218,90	60.516,71	69.555,33	130.072,05
108	130.444,67	444,60	776,87	1.221,47	130.444,67	60.961,31	70.332,20	131.293,51
109	129.667,80	441,95	779,52	1.221,47	129.667,80	61.403,26	71.111,72	132.514,98
110	128.888,28	439,29	782,17	1.221,47	128.888,28	61.842,56	71.893,89	133.736,45
111	128.106,11	436,63	784,84	1.221,47	128.106,11	62.279,19	72.678,73	134.957,91
112	127.321,27	433,95	787,51	1.221,47	127.321,27	62.713,14	73.466,24	136.179,38
113	126.533,76	431,27	790,20	1.221,47	126.533,76	63.144,41	74.256,44	137.400,84
114	125.743,56	428,58	792,89	1.221,47	125.743,56	63.572,98	75.049,33	138.622,31
115	124.950,67	425,87	795,59	1.221,47	124.950,67	63.998,86	75.844,92	139.843,78
116	124.155,08	423,16	798,30	1.221,47	124.155,08	64.422,02	76.643,22	141.065,24
117	123.356,78	420,44	801,03	1.221,47	123.356,78	64.842,46	77.444,25	142.286,71
118	122.555,75	417,71	803,76	1.221,47	122.555,75	65.260,17	78.248,01	143.508,18
119	121.751,99	414,97	806,50	1.221,47	121.751,99	65.675,14	79.054,50	144.729,64
120	120.945,50	412,22	809,24	1.221,47	120.945,50	66.087,37	79.863,74	145.951,11
121	120.136,26	409,46	812,00	1.221,47	120.136,26	66.496,83	80.675,75	147.172,58
122	119.324,25	406,70	814,77	1.221,47	119.324,25	66.903,53	81.490,52	148.394,04
123	118.509,48	403,92	817,55	1.221,47	118.509,48	67.307,45	82.308,06	149.615,51
124	117.691,94	401,13	820,33	1.221,47	117.691,94	67.708,58	83.128,40	150.836,98
125	116.871,60	398,34	823,13	1.221,47	116.871,60	68.106,92	83.951,52	152.058,44
126	116.048,48	395,53	825,93	1.221,47	116.048,48	68.502,45	84.777,46	153.279,91
127	115.222,54	392,72	828,75	1.221,47	115.222,54	68.895,17	85.606,21	154.501,37
128	114.393,79	389,89	831,57	1.221,47	114.393,79	69.285,06	86.437,78	155.722,84
129	113.562,22	387,06	834,41	1.221,47	113.562,22	69.672,12	87.272,19	156.944,31
130	112.727,81	384,21	837,25	1.221,47	112.727,81	70.056,33	88.109,44	158.165,77
131	111.890,56	381,36	840,11	1.221,47	111.890,56	70.437,69	88.949,55	159.387,24
132	111.050,45	378,50	842,97	1.221,47	111.050,45	70.816,19	89.792,52	160.608,71
133	110.207,48	375,62	845,84	1.221,47	110.207,48	71.191,81	90.638,36	161.830,17
134	109.361,64	372,74	848,73	1.221,47	109.361,64	71.564,55	91.487,09	163.051,64
135	108.512,91	369,85	851,62	1.221,47	108.512,91	71.934,40	92.338,71	164.273,11
136	107.661,29	366,95	854,52	1.221,47	107.661,29	72.301,35	93.193,23	165.494,57
137	106.806,77	364,03	857,43	1.221,47	106.806,77	72.665,38	94.050,66	166.716,04
138	105.949,34	361,11	860,36	1.221,47	105.949,34	73.026,49	94.911,02	167.937,51
139	105.088,98	358,18	863,29	1.221,47	105.088,98	73.384,67	95.774,30	169.158,97
140	104.225,70	355,24	866,23	1.221,47	104.225,70	73.739,90	96.640,53	170.380,44
141	103.359,47	352,28	869,18	1.221,47	103.359,47	74.092,19	97.509,72	171.601,90
142	102.490,28	349,32	872,15	1.221,47	102.490,28	74.441,51	98.381,86	172.823,37
143	101.618,14	346,35	875,12	1.221,47	101.618,14	74.787,86	99.256,98	174.044,84
144	100.743,02	343,37	878,10	1.221,47	100.743,02	75.131,22	100.135,08	175.266,30
145	99.864,92	340,37	881,09	1.221,47	99.864,92	75.471,60	101.016,17	176.487,77
146	98.983,83	337,37	884,10	1.221,47	98.983,83	75.808,97	101.900,27	177.709,24
147	98.099,73	334,36	887,11	1.221,47	98.099,73	76.143,32	102.787,38	178.930,70
148	97.212,62	331,33	890,13	1.221,47	97.212,62	76.474,65	103.677,51	180.152,17
149	96.322,49	328,30	893,17	1.221,47	96.322,49	76.802,95	104.570,68	181.373,64
150	95.429,32	325,25	896,21	1.221,47	95.429,32	77.128,21	105.466,89	182.595,10
151	94.533,11	322,20	899,27	1.221,47	94.533,11	77.450,41	106.366,16	183.816,57
152	93.633,84	319,14	902,33	1.221,47	93.633,84	77.769,54	107.268,49	185.038,04
153	92.731,51	316,06	905,41	1.221,47	92.731,51	78.085,60	108.173,90	186.259,50
154	91.826,10	312,97	908,49	1.221,47	91.826,10	78.398,58	109.082,39	187.480,97
155	90.917,61	309,88	911,59	1.221,47	90.917,61	78.708,46	109.993,98	188.702,43
156	90.006,02	306,77	914,70	1.221,47	90.006,02	79.015,23	110.908,67	189.923,90
157	89.091,33	303,65	917,81	1.221,47	89.091,33	79.318,88	111.826,49	191.145,37
158	88.173,51	300,52	920,94	1.221,47	88.173,51	79.619,40	112.747,43	192.366,83
159	87.252,57	297,39	924,08	1.221,47	87.252,57	79.916,79	113.671,51	193.588,30
160	86.328,49	294,24	927,23	1.221,47	86.328,49	80.211,03	114.598,74	194.809,77
161	85.401,26	291,08	930,39	1.221,47	85.401,26	80.502,10	115.529,13	196.031,23
162	84.470,87	287,90	933,56	1.221,47	84.470,87	80.790,01	116.462,69	197.252,70
163	83.537,31	284,72	936,74	1.221,47	83.537,31	81.074,73	117.399,44	198.474,17
164	82.600,56	281,53	939,94	1.221,47	82.600,56	81.356,26	118.339,37	199.695,63
165	81.660,63	278,33	943,14	1.221,47	81.660,63	81.634,59	119.282,51	200.917,10
166	80.717,49	275,11	946,35	1.221,47	80.717,49	81.909,70	120.228,87	202.138,57
167	79.771,13	271,89	949,58	1.221,47	79.771,13	82.181,59	121.178,45	203.360,03
168	78.821,55	268,65	952,82	1.221,47	78.821,55	82.450,24	122.131,26	204.581,50
169	77.868,74	265,40	956,06	1.221,47	77.868,74	82.715,64	123.087,33	205.802,96
170	76.912,67	262,14	959,32	1.221,47	76.912,67	82.977,78	124.046,65	207.024,43
171	75.953,35	258,87	962,59	1.221,47	75.953,35	83.236,66	125.009,24	208.245,90
172	74.990,76	255,59	965,87	1.221,47	74.990,76	83.492,25	125.975,11	209.467,36
173	74.024,89	252,30	969,16	1.221,47	74.024,89	83.744,55	126.944,28	210.688,83
174	73.055,72	249,00	972,47	1.221,47	73.055,72	83.993,55	127.916,75	211.910,30
175	72.083,25	245,68	975,78	1.221,47	72.083,25	84.239,23	128.892,53	213.131,76
176	71.107,47	242,36	979,11	1.221,47	71.107,47	84.481,59	129.871,64	214.353,23
177	70.128,36	239,02	982,45	1.221,47	70.128,36	84.720,61	130.854,08	215.574,70
178	69.145,92	235,67	985,79	1.221,47	69.145,92	84.956,29	131.839,88	216.796,16
179	68.160,12	232,31	989,15	1.221,47	68.160,12	85.188,60	132.829,03	218.017,63
180	67.170,97	228,94	992,53	1.221,47	67.170,97	85.417,54	133.821,56	219.239,10
181	66.178,44	225,56	995,91	1.221,47	66.178,44	85.643,10	134.817,47	220.460,56
182	65.182,53	222,16	999,30	1.221,47	65.182,53	85.865,26	135.816,77	221.682,03
183	64.183,23	218,76	1.002,71	1.221,47	64.183,23	86.084,02	136.819,48	222.903,49
184	63.180,52	215,34	1.006,13	1.221,47	63.180,52	86.299,36	137.825,60	224.124,96
185	62.174,40	211,91	1.009,56	1.221,47	62.174,40	86.511,27	138.835,16	225.346,43
186	61.164,84	208,47	1.013,00	1.221,47	61.164,84	86.719,74	139.848,15	226.567,89
187	60.151,85	205,02	1.016,45	1.221,47	60.151,85	86.924,76	140.864,60	227.789,36
188	59.135,40	201,55	1.019,91	1.221,47	59.135,40	87.126,31	141.884,52	229.010,83
189	58.115,48	198,08	1.023,39	1.221,47	58.115,48	87.324,39	142.907,91	230.232,29
190	57.092,09	194,59	1.026,88	1.221,47	57.092,09	87.518,98	143.934,78	231.453,76
191	56.065,22	191,09	1.030,38	1.221,47	56.065,22	87.710,07	144.965,16	232.675,23
192	55.034,84	187,58	1.033,89	1.221,47	55.034,84	87.897,64	145.999,05	233.896,69
193	54.000,95	184,05	1.037,41	1.221,47	54.000,95	88.081,70	147.036,46	235.118,16
194	52.963,54	180,52	1.040,95	1.221,47	52.963,54	88.262,21	148.077,41	236.339,63
195	51.922,59	176,97	1.044,50	1.221,47	51.922,59	88.439,18	149.121,91	237.561,09
196	50.878,09	173,41	1.048,06	1.221,47	50.878,09	88.612,59	150.169,97	238.782,56
197	49.830,03	169,84	1.051,63	1.221,47	49.830,03	88.782,43	151.221,60	240.004,02
198	48.778,40	166,25	1.055,21	1.221,47	48.778,40	88.948,68	152.276,81	241.225,49
199	47.723,19	162,66	1.058,81	1.221,47	47.723,19	89.111,34	153.335,62	242.446,96
200	46.664,38	159,05	1.062,42	1.221,47	46.664,38	89.270,39	154.398,04	243.668,42
201	45.601,96	155,43	1.066,04	1.221,47	45.601,96	89.425,81	155.464,08	244.889,89
202	44.535,92	151,79	1.069,67	1.221,47	44.535,92	89.577,61	156.533,75	246.111,36
203	43.466,25	148,15	1.073,32	1.221,47	43.466,25	89.725,75	157.607,07	247.332,82
204	42.392,93	144,49	1.076,98	1.221,47	42.392,93	89.870,24	158.684,05	248.554,29
205	41.315,95	140,82	1.080,65	1.221,47	41.315,95	90.011,06	159.764,69	249.775,76
206	40.235,31	137,14	1.084,33	1.221,47	40.235,31	90.148,20	160.849,03	250.997,22
207	39.150,97	133,44	1.088,03	1.221,47	39.150,97	90.281,64	161.937,05	252.218,69
208	38.062,95	129,73	1.091,74	1.221,47	38.062,95	90.411,37	163.028,79	253.440,16
209	36.971,21	126,01	1.095,46	1.221,47	36.971,21	90.537,38	164.124,24	254.661,62
210	35.875,76	122,28	1.099,19	1.221,47	35.875,76	90.659,65	165.223,43	255.883,09
211	34.776,57	118,53	1.102,94	1.221,47	34.776,57	90.778,19	166.326,37	257.104,55
212	33.673,63	114,77	1.106,70	1.221,47	33.673,63	90.892,96	167.433,06	258.326,02
213	32.566,94	111,00	1.110,47	1.221,47	32.566,94	91.003,95	168.543,53	259.547,49
214	31.456,47	107,21	1.114,25	1.221,47	31.456,47	91.111,17	169.657,78	260.768,95
215	30.342,22	103,42	1.118,05	1.221,47	30.342,22	91.214,59	170.775,83	261.990,42
216	29.224,17	99,61	1.121,86	1.221,47	29.224,17	91.314,19	171.897,70	263.211,89
217	28.102,30	95,78	1.125,68	1.221,47	28.102,30	91.409,97	173.023,38	264.433,35
218	26.976,62	91,95	1.129,52	1.221,47	26.976,62	91.501,92	174.152,90	265.654,82
219	25.847,10	88,10	1.133,37	1.221,47	25.847,10	91.590,01	175.286,27	266.876,29
220	24.713,73	84,23	1.137,23	1.221,47	24.713,73	91.674,25	176.423,51	268.097,75
221	23.576,49	80,36	1.141,11	1.221,47	23.576,49	91.754,60	177.564,62	269.319,22
222	22.435,38	76,47	1.145,00	1.221,47	22.435,38	91.831,07	178.709,61	270.540,69
223	21.290,39	72,56	1.148,90	1.221,47	21.290,39	91.903,64	179.858,52	271.762,15
224	20.141,48	68,65	1.152,82	1.221,47	20.141,48	91.972,28	181.011,33	272.983,62
225	18.988,67	64,72	1.156,75	1.221,47	18.988,67	92.037,00	182.168,08	274.205,08
226	17.831,92	60,78	1.160,69	1.221,47	17.831,92	92.097,78	183.328,77	275.426,55
227	16.671,23	56,82	1.164,65	1.221,47	16.671,23	92.154,60	184.493,42	276.648,02
228	15.506,58	52,85	1.168,61	1.221,47	15.506,58	92.207,45	185.662,03	277.869,48
229	14.337,97	48,87	1.172,60	1.221,47	14.337,97	92.256,32	186.834,63	279.090,95
230	13.165,37	44,87	1.176,59	1.221,47	13.165,37	92.301,19	188.011,22	280.312,42
231	11.988,78	40,86	1.180,60	1.221,47	11.988,78	92.342,06	189.191,83	281.533,88
232	10.808,17	36,84	1.184,63	1.221,47	10.808,17	92.378,89	190.376,46	282.755,35
233	9.623,54	32,80	1.188,67	1.221,47	9.623,54	92.411,69	191.565,12	283.976,82
234	8.434,88	28,75	1.192,72	1.221,47	8.434,88	92.440,44	192.757,84	285.198,28
235	7.242,16	24,68	1.196,78	1.221,47	7.242,16	92.465,13	193.954,62	286.419,75
236	6.045,38	20,60	1.200,86	1.221,47	6.045,38	92.485,73	195.155,48	287.641,22
237	4.844,52	16,51	1.204,95	1.221,47	4.844,52	92.502,24	196.360,44	288.862,68
238	3.639,56	12,40	1.209,06	1.221,47	3.639,56	92.514,65	197.569,50	290.084,15
239	2.430,50	8,28	1.213,18	1.221,47	2.430,50	92.522,93	198.782,68	291.305,61
240	1.217,32	4,15	1.217,32	1.221,47	1.217,32	92.527,08	200.000,00	292.527,08

Baufinanzierung

3.72/5,00

94.044,43€
Zinsanteil

1.227,83€
Monatsrate

4,15%
Sollzins p.a.

4,26%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 358.000,00 €;Kreditrate: 1.834,75 €;Gesamtbetrag: 220.170,00 €;Anzahl Kreditraten: 120;Laufzeit: 338 Monate;Effektiver Jahreszins: 4,37 %;Gebundener Sollzins: 4,26 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	691,67	536,16	1.227,83	199.463,84	691,67	536,16	1.227,83
2	199.463,84	689,81	538,01	1.227,83	199.463,84	747,45	1.074,17	1.821,63
3	198.925,83	687,95	539,88	1.227,83	198.925,83	1.435,40	1.614,05	3.049,45
4	198.385,95	686,08	541,74	1.227,83	198.385,95	2.121,49	2.155,79	4.277,28
5	197.844,21	684,21	543,62	1.227,83	197.844,21	2.805,70	2.699,41	5.505,11
6	197.300,59	682,33	545,50	1.227,83	197.300,59	3.488,03	3.244,90	6.732,93
7	196.755,10	680,44	547,38	1.227,83	196.755,10	4.168,48	3.792,29	7.960,76
8	196.207,71	678,55	549,28	1.227,83	196.207,71	4.847,03	4.341,56	9.188,59
9	195.658,44	676,65	551,17	1.227,83	195.658,44	5.523,68	4.892,74	10.416,41
10	195.107,26	674,75	553,08	1.227,83	195.107,26	6.198,42	5.445,82	11.644,24
11	194.554,18	672,83	554,99	1.227,83	194.554,18	6.871,26	6.000,81	12.872,07
12	193.999,19	670,91	556,91	1.227,83	193.999,19	7.542,17	6.557,72	14.099,89
13	193.442,28	668,99	558,84	1.227,83	193.442,28	8.211,16	7.116,56	15.327,72
14	192.883,44	667,06	560,77	1.227,83	192.883,44	8.878,21	7.677,33	16.555,55
15	192.322,67	665,12	562,71	1.227,83	192.322,67	9.543,33	8.240,04	17.783,38
16	191.759,96	663,17	564,66	1.227,83	191.759,96	10.206,50	8.804,70	19.011,20
17	191.195,30	661,22	566,61	1.227,83	191.195,30	10.867,72	9.371,31	20.239,03
18	190.628,69	659,26	568,57	1.227,83	190.628,69	11.526,98	9.939,88	21.466,86
19	190.060,12	657,29	570,54	1.227,83	190.060,12	12.184,27	10.510,42	22.694,68
20	189.489,58	655,32	572,51	1.227,83	189.489,58	12.839,58	11.082,93	23.922,51
21	188.917,07	653,34	574,49	1.227,83	188.917,07	13.492,92	11.657,41	25.150,34
22	188.342,59	651,35	576,48	1.227,83	188.342,59	14.144,27	12.233,89	26.378,16
23	187.766,11	649,36	578,47	1.227,83	187.766,11	14.793,63	12.812,36	27.605,99
24	187.187,64	647,36	580,47	1.227,83	187.187,64	15.440,99	13.392,83	28.833,82
25	186.607,17	645,35	582,48	1.227,83	186.607,17	16.086,34	13.975,31	30.061,64
26	186.024,69	643,34	584,49	1.227,83	186.024,69	16.729,67	14.559,80	31.289,47
27	185.440,20	641,31	586,51	1.227,83	185.440,20	17.370,99	15.146,31	32.517,30
28	184.853,69	639,29	588,54	1.227,83	184.853,69	18.010,27	15.734,85	33.745,13
29	184.265,15	637,25	590,58	1.227,83	184.265,15	18.647,52	16.325,43	34.972,95
30	183.674,57	635,21	592,62	1.227,83	183.674,57	19.282,73	16.918,05	36.200,78
31	183.081,95	633,16	594,67	1.227,83	183.081,95	19.915,89	17.512,71	37.428,61
32	182.487,29	631,10	596,73	1.227,83	182.487,29	20.546,99	18.109,44	38.656,43
33	181.890,56	629,04	598,79	1.227,83	181.890,56	21.176,03	18.708,23	39.884,26
34	181.291,77	626,97	600,86	1.227,83	181.291,77	21.803,00	19.309,09	41.112,09
35	180.690,91	624,89	602,94	1.227,83	180.690,91	22.427,89	19.912,03	42.339,91
36	180.087,97	622,80	605,02	1.227,83	180.087,97	23.050,69	20.517,05	43.567,74
37	179.482,95	620,71	607,12	1.227,83	179.482,95	23.671,40	21.124,16	44.795,57
38	178.875,84	618,61	609,21	1.227,83	178.875,84	24.290,02	21.733,38	46.023,39
39	178.266,62	616,51	611,32	1.227,83	178.266,62	24.906,52	22.344,70	47.251,22
40	177.655,30	614,39	613,44	1.227,83	177.655,30	25.520,91	22.958,13	48.479,05
41	177.041,87	612,27	615,56	1.227,83	177.041,87	26.133,18	23.573,69	49.706,87
42	176.426,31	610,14	617,69	1.227,83	176.426,31	26.743,32	24.191,38	50.934,70
43	175.808,62	608,00	619,82	1.227,83	175.808,62	27.351,33	24.811,20	52.162,53
44	175.188,80	605,86	621,97	1.227,83	175.188,80	27.957,19	25.433,17	53.390,36
45	174.566,83	603,71	624,12	1.227,83	174.566,83	28.560,90	26.057,28	54.618,18
46	173.942,72	601,55	626,27	1.227,83	173.942,72	29.162,45	26.683,56	55.846,01
47	173.316,44	599,39	628,44	1.227,83	173.316,44	29.761,84	27.312,00	57.073,84
48	172.688,00	597,21	630,61	1.227,83	172.688,00	30.359,05	27.942,61	58.301,66
49	172.057,39	595,03	632,80	1.227,83	172.057,39	30.954,08	28.575,41	59.529,49
50	171.424,59	592,84	634,98	1.227,83	171.424,59	31.546,93	29.210,39	60.757,32
51	170.789,61	590,65	637,18	1.227,83	170.789,61	32.137,57	29.847,57	61.985,14
52	170.152,43	588,44	639,38	1.227,83	170.152,43	32.726,02	30.486,95	63.212,97
53	169.513,05	586,23	641,59	1.227,83	169.513,05	33.312,25	31.128,55	64.440,80
54	168.871,45	584,01	643,81	1.227,83	168.871,45	33.896,26	31.772,36	65.668,62
55	168.227,64	581,79	646,04	1.227,83	168.227,64	34.478,05	32.418,40	66.896,45
56	167.581,60	579,55	648,27	1.227,83	167.581,60	35.057,60	33.066,67	68.124,28
57	166.933,33	577,31	650,52	1.227,83	166.933,33	35.634,91	33.717,19	69.352,10
58	166.282,81	575,06	652,77	1.227,83	166.282,81	36.209,98	34.369,96	70.579,93
59	165.630,04	572,80	655,02	1.227,83	165.630,04	36.782,78	35.024,98	71.807,76
60	164.975,02	570,54	657,29	1.227,83	164.975,02	37.353,32	35.682,27	73.035,59
61	164.317,73	568,27	659,56	1.227,83	164.317,73	37.921,58	36.341,83	74.263,41
62	163.658,17	565,98	661,84	1.227,83	163.658,17	38.487,57	37.003,67	75.491,24
63	162.996,33	563,70	664,13	1.227,83	162.996,33	39.051,26	37.667,80	76.719,07
64	162.332,20	561,40	666,43	1.227,83	162.332,20	39.612,66	38.334,23	77.946,89
65	161.665,77	559,09	668,73	1.227,83	161.665,77	40.171,76	39.002,96	79.174,72
66	160.997,04	556,78	671,05	1.227,83	160.997,04	40.728,54	39.674,01	80.402,55
67	160.325,99	554,46	673,37	1.227,83	160.325,99	41.283,00	40.347,37	81.630,37
68	159.652,63	552,13	675,69	1.227,83	159.652,63	41.835,13	41.023,07	82.858,20
69	158.976,93	549,80	678,03	1.227,83	158.976,93	42.384,93	41.701,10	84.086,03
70	158.298,90	547,45	680,38	1.227,83	158.298,90	42.932,38	42.381,48	85.313,85
71	157.618,52	545,10	682,73	1.227,83	157.618,52	43.477,47	43.064,21	86.541,68
72	156.935,79	542,74	685,09	1.227,83	156.935,79	44.020,21	43.749,30	87.769,51
73	156.250,70	540,37	687,46	1.227,83	156.250,70	44.560,58	44.436,76	88.997,33
74	155.563,24	537,99	689,84	1.227,83	155.563,24	45.098,57	45.126,59	90.225,16
75	154.873,41	535,60	692,22	1.227,83	154.873,41	45.634,17	45.818,82	91.452,99
76	154.181,18	533,21	694,62	1.227,83	154.181,18	46.167,38	46.513,43	92.680,82
77	153.486,57	530,81	697,02	1.227,83	153.486,57	46.698,19	47.210,45	93.908,64
78	152.789,55	528,40	699,43	1.227,83	152.789,55	47.226,59	47.909,88	95.136,47
79	152.090,12	525,98	701,85	1.227,83	152.090,12	47.752,56	48.611,73	96.364,30
80	151.388,27	523,55	704,28	1.227,83	151.388,27	48.276,12	49.316,01	97.592,12
81	150.683,99	521,12	706,71	1.227,83	150.683,99	48.797,23	50.022,72	98.819,95
82	149.977,28	518,67	709,16	1.227,83	149.977,28	49.315,90	50.731,87	100.047,78
83	149.268,13	516,22	711,61	1.227,83	149.268,13	49.832,12	51.443,48	101.275,60
84	148.556,52	513,76	714,07	1.227,83	148.556,52	50.345,88	52.157,55	102.503,43
85	147.842,45	511,29	716,54	1.227,83	147.842,45	50.857,17	52.874,09	103.731,26
86	147.125,91	508,81	719,02	1.227,83	147.125,91	51.365,98	53.593,11	104.959,08
87	146.406,89	506,32	721,50	1.227,83	146.406,89	51.872,30	54.314,61	106.186,91
88	145.685,39	503,83	724,00	1.227,83	145.685,39	52.376,13	55.038,61	107.414,74
89	144.961,39	501,32	726,50	1.227,83	144.961,39	52.877,46	55.765,11	108.642,57
90	144.234,89	498,81	729,01	1.227,83	144.234,89	53.376,27	56.494,12	109.870,39
91	143.505,88	496,29	731,54	1.227,83	143.505,88	53.872,56	57.225,66	111.098,22
92	142.774,34	493,76	734,07	1.227,83	142.774,34	54.366,32	57.959,73	112.326,05
93	142.040,27	491,22	736,60	1.227,83	142.040,27	54.857,54	58.696,33	113.553,87
94	141.303,67	488,68	739,15	1.227,83	141.303,67	55.346,22	59.435,48	114.781,70
95	140.564,52	486,12	741,71	1.227,83	140.564,52	55.832,34	60.177,19	116.009,53
96	139.822,81	483,55	744,27	1.227,83	139.822,81	56.315,89	60.921,46	117.237,35
97	139.078,54	480,98	746,85	1.227,83	139.078,54	56.796,87	61.668,31	118.465,18
98	138.331,69	478,40	749,43	1.227,83	138.331,69	57.275,27	62.417,74	119.693,01
99	137.582,26	475,81	752,02	1.227,83	137.582,26	57.751,07	63.169,76	120.920,83
100	136.830,24	473,20	754,62	1.227,83	136.830,24	58.224,28	63.924,38	122.148,66
101	136.075,62	470,59	757,23	1.227,83	136.075,62	58.694,87	64.681,62	123.376,49
102	135.318,38	467,98	759,85	1.227,83	135.318,38	59.162,85	65.441,47	124.604,31
103	134.558,53	465,35	762,48	1.227,83	134.558,53	59.628,20	66.203,94	125.832,14
104	133.796,06	462,71	765,12	1.227,83	133.796,06	60.090,91	66.969,06	127.059,97
105	133.030,94	460,07	767,76	1.227,83	133.030,94	60.550,97	67.736,82	128.287,80
106	132.263,18	457,41	770,42	1.227,83	132.263,18	61.008,38	68.507,24	129.515,62
107	131.492,76	454,75	773,08	1.227,83	131.492,76	61.463,13	69.280,32	130.743,45
108	130.719,68	452,07	775,75	1.227,83	130.719,68	61.915,20	70.056,07	131.971,28
109	129.943,93	449,39	778,44	1.227,83	129.943,93	62.364,59	70.834,51	133.199,10
110	129.165,49	446,70	781,13	1.227,83	129.165,49	62.811,29	71.615,64	134.426,93
111	128.384,36	444,00	783,83	1.227,83	128.384,36	63.255,28	72.399,47	135.654,76
112	127.600,53	441,29	786,54	1.227,83	127.600,53	63.696,57	73.186,01	136.882,58
113	126.813,99	438,57	789,26	1.227,83	126.813,99	64.135,13	73.975,28	138.110,41
114	126.024,72	435,84	791,99	1.227,83	126.024,72	64.570,97	74.767,27	139.338,24
115	125.232,73	433,10	794,73	1.227,83	125.232,73	65.004,07	75.562,00	140.566,06
116	124.438,00	430,35	797,48	1.227,83	124.438,00	65.434,41	76.359,48	141.793,89
117	123.640,52	427,59	800,24	1.227,83	123.640,52	65.862,00	77.159,71	143.021,72
118	122.840,29	424,82	803,00	1.227,83	122.840,29	66.286,83	77.962,72	144.249,54
119	122.037,28	422,05	805,78	1.227,83	122.037,28	66.708,87	78.768,50	145.477,37
120	121.231,50	419,26	808,57	1.227,83	121.231,50	67.128,13	79.577,07	146.705,20
121	120.422,93	416,46	811,36	1.227,83	120.422,93	67.544,59	80.388,43	147.933,03
122	119.611,57	413,66	814,17	1.227,83	119.611,57	67.958,25	81.202,60	149.160,85
123	118.797,40	410,84	816,99	1.227,83	118.797,40	68.369,09	82.019,59	150.388,68
124	117.980,41	408,02	819,81	1.227,83	117.980,41	68.777,11	82.839,40	151.616,51
125	117.160,60	405,18	822,65	1.227,83	117.160,60	69.182,29	83.662,04	152.844,33
126	116.337,96	402,34	825,49	1.227,83	116.337,96	69.584,62	84.487,54	154.072,16
127	115.512,46	399,48	828,35	1.227,83	115.512,46	69.984,10	85.315,88	155.299,99
128	114.684,12	396,62	831,21	1.227,83	114.684,12	70.380,72	86.147,09	156.527,81
129	113.852,91	393,74	834,09	1.227,83	113.852,91	70.774,46	86.981,18	157.755,64
130	113.018,82	390,86	836,97	1.227,83	113.018,82	71.165,32	87.818,15	158.983,47
131	112.181,85	387,96	839,86	1.227,83	112.181,85	71.553,28	88.658,01	160.211,29
132	111.341,99	385,06	842,77	1.227,83	111.341,99	71.938,34	89.500,78	161.439,12
133	110.499,22	382,14	845,68	1.227,83	110.499,22	72.320,48	90.346,47	162.666,95
134	109.653,53	379,22	848,61	1.227,83	109.653,53	72.699,70	91.195,08	163.894,78
135	108.804,92	376,28	851,54	1.227,83	108.804,92	73.075,98	92.046,62	165.122,60
136	107.953,38	373,34	854,49	1.227,83	107.953,38	73.449,32	92.901,11	166.350,43
137	107.098,89	370,38	857,44	1.227,83	107.098,89	73.819,71	93.758,55	167.578,26
138	106.241,45	367,42	860,41	1.227,83	106.241,45	74.187,12	94.618,96	168.806,08
139	105.381,04	364,44	863,38	1.227,83	105.381,04	74.551,57	95.482,34	170.033,91
140	104.517,66	361,46	866,37	1.227,83	104.517,66	74.913,02	96.348,71	171.261,74
141	103.651,29	358,46	869,37	1.227,83	103.651,29	75.271,48	97.218,08	172.489,56
142	102.781,92	355,45	872,37	1.227,83	102.781,92	75.626,94	98.090,45	173.717,39
143	101.909,55	352,44	875,39	1.227,83	101.909,55	75.979,38	98.965,84	174.945,22
144	101.034,16	349,41	878,42	1.227,83	101.034,16	76.328,79	99.844,26	176.173,04
145	100.155,74	346,37	881,45	1.227,83	100.155,74	76.675,16	100.725,71	177.400,87
146	99.274,29	343,32	884,50	1.227,83	99.274,29	77.018,48	101.610,22	178.628,70
147	98.389,78	340,26	887,56	1.227,83	98.389,78	77.358,75	102.497,78	179.856,52
148	97.502,22	337,20	890,63	1.227,83	97.502,22	77.695,94	103.388,41	181.084,35
149	96.611,59	334,12	893,71	1.227,83	96.611,59	78.030,06	104.282,12	182.312,18
150	95.717,88	331,02	896,80	1.227,83	95.717,88	78.361,08	105.178,92	183.540,01
151	94.821,08	327,92	899,90	1.227,83	94.821,08	78.689,00	106.078,83	184.767,83
152	93.921,17	324,81	903,02	1.227,83	93.921,17	79.013,81	106.981,84	185.995,66
153	93.018,16	321,69	906,14	1.227,83	93.018,16	79.335,50	107.887,98	187.223,49
154	92.112,02	318,55	909,27	1.227,83	92.112,02	79.654,06	108.797,26	188.451,31
155	91.202,74	315,41	912,42	1.227,83	91.202,74	79.969,47	109.709,67	189.679,14
156	90.290,33	312,25	915,57	1.227,83	90.290,33	80.281,72	110.625,25	190.906,97
157	89.374,75	309,09	918,74	1.227,83	89.374,75	80.590,81	111.543,99	192.134,79
158	88.456,01	305,91	921,92	1.227,83	88.456,01	80.896,72	112.465,90	193.362,62
159	87.534,10	302,72	925,10	1.227,83	87.534,10	81.199,44	113.391,01	194.590,45
160	86.608,99	299,52	928,30	1.227,83	86.608,99	81.498,96	114.319,31	195.818,27
161	85.680,69	296,31	931,51	1.227,83	85.680,69	81.795,27	115.250,83	197.046,10
162	84.749,17	293,09	934,74	1.227,83	84.749,17	82.088,37	116.185,56	198.273,93
163	83.814,44	289,86	937,97	1.227,83	83.814,44	82.378,22	117.123,53	199.501,75
164	82.876,47	286,61	941,21	1.227,83	82.876,47	82.664,84	118.064,74	200.729,58
165	81.935,26	283,36	944,47	1.227,83	81.935,26	82.948,20	119.009,21	201.957,41
166	80.990,79	280,09	947,73	1.227,83	80.990,79	83.228,29	119.956,94	203.185,24
167	80.043,06	276,82	951,01	1.227,83	80.043,06	83.505,11	120.907,96	204.413,06
168	79.092,04	273,53	954,30	1.227,83	79.092,04	83.778,63	121.862,26	205.640,89
169	78.137,74	270,23	957,60	1.227,83	78.137,74	84.048,86	122.819,86	206.868,72
170	77.180,14	266,91	960,91	1.227,83	77.180,14	84.315,77	123.780,77	208.096,54
171	76.219,23	263,59	964,24	1.227,83	76.219,23	84.579,37	124.745,00	209.324,37
172	75.255,00	260,26	967,57	1.227,83	75.255,00	84.839,62	125.712,57	210.552,20
173	74.287,43	256,91	970,92	1.227,83	74.287,43	85.096,53	126.683,49	211.780,02
174	73.316,51	253,55	974,27	1.227,83	73.316,51	85.350,09	127.657,76	213.007,85
175	72.342,24	250,18	977,64	1.227,83	72.342,24	85.600,27	128.635,41	214.235,68
176	71.364,59	246,80	981,02	1.227,83	71.364,59	85.847,07	129.616,43	215.463,50
177	70.383,57	243,41	984,42	1.227,83	70.383,57	86.090,48	130.600,85	216.691,33
178	69.399,15	240,01	987,82	1.227,83	69.399,15	86.330,49	131.588,67	217.919,16
179	68.411,33	236,59	991,24	1.227,83	68.411,33	86.567,08	132.579,91	219.146,99
180	67.420,09	233,16	994,67	1.227,83	67.420,09	86.800,24	133.574,57	220.374,81
181	66.425,43	229,72	998,11	1.227,83	66.425,43	87.029,96	134.572,68	221.602,64
182	65.427,32	226,27	1.001,56	1.227,83	65.427,32	87.256,23	135.574,24	222.830,47
183	64.425,76	222,81	1.005,02	1.227,83	64.425,76	87.479,03	136.579,26	224.058,29
184	63.420,74	219,33	1.008,50	1.227,83	63.420,74	87.698,36	137.587,75	225.286,12
185	62.412,25	215,84	1.011,98	1.227,83	62.412,25	87.914,21	138.599,74	226.513,95
186	61.400,26	212,34	1.015,48	1.227,83	61.400,26	88.126,55	139.615,22	227.741,77
187	60.384,78	208,83	1.019,00	1.227,83	60.384,78	88.335,38	140.634,22	228.969,60
188	59.365,78	205,31	1.022,52	1.227,83	59.365,78	88.540,69	141.656,74	230.197,43
189	58.343,26	201,77	1.026,06	1.227,83	58.343,26	88.742,46	142.682,80	231.425,25
190	57.317,20	198,22	1.029,60	1.227,83	57.317,20	88.940,68	143.712,40	232.653,08
191	56.287,60	194,66	1.033,17	1.227,83	56.287,60	89.135,34	144.745,57	233.880,91
192	55.254,43	191,09	1.036,74	1.227,83	55.254,43	89.326,43	145.782,31	235.108,73
193	54.217,69	187,50	1.040,32	1.227,83	54.217,69	89.513,93	146.822,63	236.336,56
194	53.177,37	183,91	1.043,92	1.227,83	53.177,37	89.697,84	147.866,55	237.564,39
195	52.133,45	180,29	1.047,53	1.227,83	52.133,45	89.878,13	148.914,08	238.792,22
196	51.085,92	176,67	1.051,15	1.227,83	51.085,92	90.054,80	149.965,24	240.020,04
197	50.034,76	173,04	1.054,79	1.227,83	50.034,76	90.227,84	151.020,03	241.247,87
198	48.979,97	169,39	1.058,44	1.227,83	48.979,97	90.397,23	152.078,47	242.475,70
199	47.921,53	165,73	1.062,10	1.227,83	47.921,53	90.562,96	153.140,56	243.703,52
200	46.859,44	162,06	1.065,77	1.227,83	46.859,44	90.725,01	154.206,34	244.931,35
201	45.793,66	158,37	1.069,46	1.227,83	45.793,66	90.883,38	155.275,79	246.159,18
202	44.724,21	154,67	1.073,16	1.227,83	44.724,21	91.038,05	156.348,95	247.387,00
203	43.651,05	150,96	1.076,87	1.227,83	43.651,05	91.189,01	157.425,82	248.614,83
204	42.574,18	147,24	1.080,59	1.227,83	42.574,18	91.336,25	158.506,41	249.842,66
205	41.493,59	143,50	1.084,33	1.227,83	41.493,59	91.479,75	159.590,74	251.070,48
206	40.409,26	139,75	1.088,08	1.227,83	40.409,26	91.619,50	160.678,81	252.298,31
207	39.321,19	135,99	1.091,84	1.227,83	39.321,19	91.755,48	161.770,65	253.526,14
208	38.229,35	132,21	1.095,62	1.227,83	38.229,35	91.887,69	162.866,27	254.753,96
209	37.133,73	128,42	1.099,41	1.227,83	37.133,73	92.016,11	163.965,68	255.981,79
210	36.034,32	124,62	1.103,21	1.227,83	36.034,32	92.140,73	165.068,89	257.209,62
211	34.931,11	120,80	1.107,02	1.227,83	34.931,11	92.261,54	166.175,91	258.437,45
212	33.824,09	116,97	1.110,85	1.227,83	33.824,09	92.378,51	167.286,76	259.665,27
213	32.713,24	113,13	1.114,69	1.227,83	32.713,24	92.491,64	168.401,45	260.893,10
214	31.598,55	109,28	1.118,55	1.227,83	31.598,55	92.600,92	169.520,00	262.120,93
215	30.480,00	105,41	1.122,42	1.227,83	30.480,00	92.706,33	170.642,42	263.348,75
216	29.357,58	101,53	1.126,30	1.227,83	29.357,58	92.807,86	171.768,72	264.576,58
217	28.231,28	97,63	1.130,19	1.227,83	28.231,28	92.905,49	172.898,91	265.804,41
218	27.101,09	93,72	1.134,10	1.227,83	27.101,09	92.999,22	174.033,01	267.032,23
219	25.966,99	89,80	1.138,02	1.227,83	25.966,99	93.089,02	175.171,04	268.260,06
220	24.828,96	85,87	1.141,96	1.227,83	24.828,96	93.174,89	176.313,00	269.487,89
221	23.687,00	81,92	1.145,91	1.227,83	23.687,00	93.256,81	177.458,91	270.715,71
222	22.541,09	77,95	1.149,87	1.227,83	22.541,09	93.334,76	178.608,78	271.943,54
223	21.391,22	73,98	1.153,85	1.227,83	21.391,22	93.408,74	179.762,63	273.171,37
224	20.237,37	69,99	1.157,84	1.227,83	20.237,37	93.478,73	180.920,47	274.399,19
225	19.079,53	65,98	1.161,84	1.227,83	19.079,53	93.544,71	182.082,31	275.627,02
226	17.917,69	61,97	1.165,86	1.227,83	17.917,69	93.606,67	183.248,17	276.854,85
227	16.751,83	57,93	1.169,89	1.227,83	16.751,83	93.664,61	184.418,07	278.082,68
228	15.581,93	53,89	1.173,94	1.227,83	15.581,93	93.718,50	185.592,01	279.310,50
229	14.407,99	49,83	1.178,00	1.227,83	14.407,99	93.768,32	186.770,01	280.538,33
230	13.229,99	45,75	1.182,07	1.227,83	13.229,99	93.814,08	187.952,08	281.766,16
231	12.047,92	41,67	1.186,16	1.227,83	12.047,92	93.855,74	189.138,24	282.993,98
232	10.861,76	37,56	1.190,26	1.227,83	10.861,76	93.893,31	190.328,50	284.221,81
233	9.671,50	33,45	1.194,38	1.227,83	9.671,50	93.926,75	191.522,88	285.449,64
234	8.477,12	29,32	1.198,51	1.227,83	8.477,12	93.956,07	192.721,39	286.677,46
235	7.278,61	25,17	1.202,66	1.227,83	7.278,61	93.981,24	193.924,05	287.905,29
236	6.075,95	21,01	1.206,81	1.227,83	6.075,95	94.002,25	195.130,86	289.133,12
237	4.869,14	16,84	1.210,99	1.227,83	4.869,14	94.019,09	196.341,85	290.360,94
238	3.658,15	12,65	1.215,18	1.227,83	3.658,15	94.031,74	197.557,03	291.588,77
239	2.442,97	8,45	1.219,38	1.227,83	2.442,97	94.040,19	198.776,40	292.816,60
240	1.223,60	4,23	1.223,60	1.227,83	1.223,60	94.044,43	200.000,00	294.044,43

Baufinanzierung

3.61/5,00

96.583,24€
Zinsanteil

1.238,47€
Monatsrate

4,25%
Sollzins p.a.

4,36%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.527,50 €;Gesamtbetrag: 183.300,00 €;Anzahl Kreditraten: 120;Laufzeit: 357 Monate;Effektiver Jahreszins: 4,59 %;Gebundener Sollzins: 4,50 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	708,33	530,14	1.238,47	199.469,86	708,33	530,14	1.238,47
2	199.469,86	706,46	532,01	1.238,47	199.469,86	765,48	1.062,15	1.827,63
3	198.937,85	704,57	533,90	1.238,47	198.937,85	1.470,06	1.596,05	3.066,10
4	198.403,95	702,68	535,79	1.238,47	198.403,95	2.172,74	2.131,83	4.304,57
5	197.868,17	700,78	537,69	1.238,47	197.868,17	2.873,52	2.669,52	5.543,04
6	197.330,48	698,88	539,59	1.238,47	197.330,48	3.572,40	3.209,11	6.781,51
7	196.790,89	696,97	541,50	1.238,47	196.790,89	4.269,37	3.750,61	8.019,98
8	196.249,39	695,05	543,42	1.238,47	196.249,39	4.964,42	4.294,03	9.258,45
9	195.705,97	693,13	545,34	1.238,47	195.705,97	5.657,54	4.839,37	10.496,91
10	195.160,63	691,19	547,28	1.238,47	195.160,63	6.348,73	5.386,65	11.735,38
11	194.613,35	689,26	549,21	1.238,47	194.613,35	7.037,99	5.935,86	12.973,85
12	194.064,14	687,31	551,16	1.238,47	194.064,14	7.725,30	6.487,02	14.212,32
13	193.512,98	685,36	553,11	1.238,47	193.512,98	8.410,66	7.040,13	15.450,79
14	192.959,87	683,40	555,07	1.238,47	192.959,87	9.094,06	7.595,20	16.689,26
15	192.404,80	681,43	557,04	1.238,47	192.404,80	9.775,49	8.152,24	17.927,73
16	191.847,76	679,46	559,01	1.238,47	191.847,76	10.454,95	8.711,24	19.166,20
17	191.288,76	677,48	560,99	1.238,47	191.288,76	11.132,43	9.272,23	20.404,67
18	190.727,77	675,49	562,97	1.238,47	190.727,77	11.807,93	9.835,21	21.643,14
19	190.164,79	673,50	564,97	1.238,47	190.164,79	12.481,43	10.400,18	22.881,60
20	189.599,82	671,50	566,97	1.238,47	189.599,82	13.152,93	10.967,15	24.120,07
21	189.032,85	669,49	568,98	1.238,47	189.032,85	13.822,42	11.536,12	25.358,54
22	188.463,88	667,48	570,99	1.238,47	188.463,88	14.489,90	12.107,12	26.597,01
23	187.892,88	665,45	573,01	1.238,47	187.892,88	15.155,35	12.680,13	27.835,48
24	187.319,87	663,42	575,04	1.238,47	187.319,87	15.818,77	13.255,17	29.073,95
25	186.744,83	661,39	577,08	1.238,47	186.744,83	16.480,16	13.832,26	30.312,42
26	186.167,74	659,34	579,12	1.238,47	186.167,74	17.139,51	14.411,38	31.550,89
27	185.588,62	657,29	581,18	1.238,47	185.588,62	17.796,80	14.992,56	32.789,36
28	185.007,44	655,23	583,23	1.238,47	185.007,44	18.452,03	15.575,79	34.027,82
29	184.424,21	653,17	585,30	1.238,47	184.424,21	19.105,20	16.161,09	35.266,29
30	183.838,91	651,10	587,37	1.238,47	183.838,91	19.756,30	16.748,46	36.504,76
31	183.251,54	649,02	589,45	1.238,47	183.251,54	20.405,31	17.337,92	37.743,23
32	182.662,08	646,93	591,54	1.238,47	182.662,08	21.052,24	17.929,46	38.981,70
33	182.070,54	644,83	593,64	1.238,47	182.070,54	21.697,08	18.523,09	40.220,17
34	181.476,91	642,73	595,74	1.238,47	181.476,91	22.339,81	19.118,83	41.458,64
35	180.881,17	640,62	597,85	1.238,47	180.881,17	22.980,43	19.716,68	42.697,11
36	180.283,32	638,50	599,97	1.238,47	180.283,32	23.618,93	20.316,65	43.935,58
37	179.683,35	636,38	602,09	1.238,47	179.683,35	24.255,31	20.918,74	45.174,05
38	179.081,26	634,25	604,22	1.238,47	179.081,26	24.889,56	21.522,96	46.412,51
39	178.477,04	632,11	606,36	1.238,47	178.477,04	25.521,66	22.129,32	47.650,98
40	177.870,68	629,96	608,51	1.238,47	177.870,68	26.151,62	22.737,83	48.889,45
41	177.262,17	627,80	610,67	1.238,47	177.262,17	26.779,42	23.348,50	50.127,92
42	176.651,50	625,64	612,83	1.238,47	176.651,50	27.405,06	23.961,32	51.366,39
43	176.038,68	623,47	615,00	1.238,47	176.038,68	28.028,54	24.576,32	52.604,86
44	175.423,68	621,29	617,18	1.238,47	175.423,68	28.649,83	25.193,50	53.843,33
45	174.806,50	619,11	619,36	1.238,47	174.806,50	29.268,93	25.812,86	55.081,80
46	174.187,14	616,91	621,56	1.238,47	174.187,14	29.885,85	26.434,42	56.320,27
47	173.565,58	614,71	623,76	1.238,47	173.565,58	30.500,56	27.058,18	57.558,73
48	172.941,82	612,50	625,97	1.238,47	172.941,82	31.113,06	27.684,14	58.797,20
49	172.315,86	610,29	628,18	1.238,47	172.315,86	31.723,35	28.312,33	60.035,67
50	171.687,67	608,06	630,41	1.238,47	171.687,67	32.331,41	28.942,74	61.274,14
51	171.057,26	605,83	632,64	1.238,47	171.057,26	32.937,23	29.575,38	62.512,61
52	170.424,62	603,59	634,88	1.238,47	170.424,62	33.540,82	30.210,26	63.751,08
53	169.789,74	601,34	637,13	1.238,47	169.789,74	34.142,16	30.847,39	64.989,55
54	169.152,61	599,08	639,39	1.238,47	169.152,61	34.741,24	31.486,78	66.228,02
55	168.513,22	596,82	641,65	1.238,47	168.513,22	35.338,06	32.128,43	67.466,49
56	167.871,57	594,55	643,92	1.238,47	167.871,57	35.932,60	32.772,35	68.704,95
57	167.227,65	592,26	646,20	1.238,47	167.227,65	36.524,87	33.418,55	69.943,42
58	166.581,45	589,98	648,49	1.238,47	166.581,45	37.114,85	34.067,05	71.181,89
59	165.932,95	587,68	650,79	1.238,47	165.932,95	37.702,52	34.717,84	72.420,36
60	165.282,16	585,37	653,09	1.238,47	165.282,16	38.287,90	35.370,93	73.658,83
61	164.629,07	583,06	655,41	1.238,47	164.629,07	38.870,96	36.026,34	74.897,30
62	163.973,66	580,74	657,73	1.238,47	163.973,66	39.451,70	36.684,07	76.135,77
63	163.315,93	578,41	660,06	1.238,47	163.315,93	40.030,11	37.344,13	77.374,24
64	162.655,87	576,07	662,40	1.238,47	162.655,87	40.606,18	38.006,52	78.612,71
65	161.993,48	573,73	664,74	1.238,47	161.993,48	41.179,91	38.671,26	79.851,18
66	161.328,74	571,37	667,10	1.238,47	161.328,74	41.751,28	39.338,36	81.089,64
67	160.661,64	569,01	669,46	1.238,47	160.661,64	42.320,29	40.007,82	82.328,11
68	159.992,18	566,64	671,83	1.238,47	159.992,18	42.886,93	40.679,65	83.566,58
69	159.320,35	564,26	674,21	1.238,47	159.320,35	43.451,19	41.353,86	84.805,05
70	158.646,14	561,87	676,60	1.238,47	158.646,14	44.013,06	42.030,46	86.043,52
71	157.969,54	559,48	678,99	1.238,47	157.969,54	44.572,54	42.709,45	87.281,99
72	157.290,55	557,07	681,40	1.238,47	157.290,55	45.129,61	43.390,85	88.520,46
73	156.609,15	554,66	683,81	1.238,47	156.609,15	45.684,27	44.074,66	89.758,93
74	155.925,34	552,24	686,23	1.238,47	155.925,34	46.236,50	44.760,89	90.997,40
75	155.239,11	549,81	688,66	1.238,47	155.239,11	46.786,31	45.449,56	92.235,86
76	154.550,44	547,37	691,10	1.238,47	154.550,44	47.333,67	46.140,66	93.474,33
77	153.859,34	544,92	693,55	1.238,47	153.859,34	47.878,59	46.834,21	94.712,80
78	153.165,79	542,46	696,01	1.238,47	153.165,79	48.421,05	47.530,22	95.951,27
79	152.469,78	540,00	698,47	1.238,47	152.469,78	48.961,05	48.228,69	97.189,74
80	151.771,31	537,52	700,95	1.238,47	151.771,31	49.498,58	48.929,63	98.428,21
81	151.070,37	535,04	703,43	1.238,47	151.070,37	50.033,62	49.633,06	99.666,68
82	150.366,94	532,55	705,92	1.238,47	150.366,94	50.566,17	50.338,98	100.905,15
83	149.661,02	530,05	708,42	1.238,47	149.661,02	51.096,22	51.047,40	102.143,62
84	148.952,60	527,54	710,93	1.238,47	148.952,60	51.623,76	51.758,33	103.382,09
85	148.241,67	525,02	713,45	1.238,47	148.241,67	52.148,78	52.471,78	104.620,55
86	147.528,22	522,50	715,97	1.238,47	147.528,22	52.671,27	53.187,75	105.859,02
87	146.812,25	519,96	718,51	1.238,47	146.812,25	53.191,23	53.906,26	107.097,49
88	146.093,74	517,42	721,05	1.238,47	146.093,74	53.708,65	54.627,31	108.335,96
89	145.372,69	514,86	723,61	1.238,47	145.372,69	54.223,51	55.350,92	109.574,43
90	144.649,08	512,30	726,17	1.238,47	144.649,08	54.735,81	56.077,09	110.812,90
91	143.922,91	509,73	728,74	1.238,47	143.922,91	55.245,54	56.805,83	112.051,37
92	143.194,17	507,15	731,32	1.238,47	143.194,17	55.752,68	57.537,15	113.289,84
93	142.462,85	504,56	733,91	1.238,47	142.462,85	56.257,24	58.271,07	114.528,31
94	141.728,93	501,96	736,51	1.238,47	141.728,93	56.759,20	59.007,58	115.766,77
95	140.992,42	499,35	739,12	1.238,47	140.992,42	57.258,54	59.746,70	117.005,24
96	140.253,30	496,73	741,74	1.238,47	140.253,30	57.755,27	60.488,44	118.243,71
97	139.511,56	494,10	744,37	1.238,47	139.511,56	58.249,38	61.232,80	119.482,18
98	138.767,20	491,47	747,00	1.238,47	138.767,20	58.740,84	61.979,81	120.720,65
99	138.020,19	488,82	749,65	1.238,47	138.020,19	59.229,67	62.729,45	121.959,12
100	137.270,55	486,17	752,30	1.238,47	137.270,55	59.715,83	63.481,76	123.197,59
101	136.518,24	483,50	754,97	1.238,47	136.518,24	60.199,33	64.236,72	124.436,06
102	135.763,28	480,83	757,64	1.238,47	135.763,28	60.680,16	64.994,36	125.674,53
103	135.005,64	478,14	760,32	1.238,47	135.005,64	61.158,31	65.754,69	126.913,00
104	134.245,31	475,45	763,02	1.238,47	134.245,31	61.633,76	66.517,70	128.151,46
105	133.482,30	472,75	765,72	1.238,47	133.482,30	62.106,51	67.283,42	129.389,93
106	132.716,58	470,04	768,43	1.238,47	132.716,58	62.576,55	68.051,85	130.628,40
107	131.948,15	467,32	771,15	1.238,47	131.948,15	63.043,86	68.823,01	131.866,87
108	131.176,99	464,59	773,88	1.238,47	131.176,99	63.508,45	69.596,89	133.105,34
109	130.403,11	461,84	776,62	1.238,47	130.403,11	63.970,29	70.373,52	134.343,81
110	129.626,48	459,09	779,38	1.238,47	129.626,48	64.429,39	71.152,89	135.582,28
111	128.847,11	456,33	782,14	1.238,47	128.847,11	64.885,72	71.935,03	136.820,75
112	128.064,97	453,56	784,91	1.238,47	128.064,97	65.339,28	72.719,93	138.059,22
113	127.280,07	450,78	787,69	1.238,47	127.280,07	65.790,07	73.507,62	139.297,68
114	126.492,38	447,99	790,48	1.238,47	126.492,38	66.238,06	74.298,09	140.536,15
115	125.701,91	445,19	793,27	1.238,47	125.701,91	66.683,26	75.091,37	141.774,62
116	124.908,63	442,38	796,08	1.238,47	124.908,63	67.125,64	75.887,45	143.013,09
117	124.112,55	439,57	798,90	1.238,47	124.112,55	67.565,21	76.686,35	144.251,56
118	123.313,65	436,74	801,73	1.238,47	123.313,65	68.001,94	77.488,09	145.490,03
119	122.511,91	433,90	804,57	1.238,47	122.511,91	68.435,84	78.292,66	146.728,50
120	121.707,34	431,05	807,42	1.238,47	121.707,34	68.866,89	79.100,08	147.966,97
121	120.899,92	428,19	810,28	1.238,47	120.899,92	69.295,07	79.910,36	149.205,44
122	120.089,64	425,32	813,15	1.238,47	120.089,64	69.720,39	80.723,52	150.443,90
123	119.276,48	422,44	816,03	1.238,47	119.276,48	70.142,83	81.539,55	151.682,37
124	118.460,45	419,55	818,92	1.238,47	118.460,45	70.562,37	82.358,47	152.920,84
125	117.641,53	416,65	821,82	1.238,47	117.641,53	70.979,02	83.180,29	154.159,31
126	116.819,71	413,74	824,73	1.238,47	116.819,71	71.392,76	84.005,02	155.397,78
127	115.994,98	410,82	827,65	1.238,47	115.994,98	71.803,57	84.832,68	156.636,25
128	115.167,32	407,88	830,58	1.238,47	115.167,32	72.211,46	85.663,26	157.874,72
129	114.336,74	404,94	833,53	1.238,47	114.336,74	72.616,40	86.496,79	159.113,19
130	113.503,21	401,99	836,48	1.238,47	113.503,21	73.018,39	87.333,27	160.351,66
131	112.666,73	399,03	839,44	1.238,47	112.666,73	73.417,42	88.172,71	161.590,13
132	111.827,29	396,05	842,41	1.238,47	111.827,29	73.813,47	89.015,12	162.828,59
133	110.984,88	393,07	845,40	1.238,47	110.984,88	74.206,55	89.860,52	164.067,06
134	110.139,48	390,08	848,39	1.238,47	110.139,48	74.596,62	90.708,91	165.305,53
135	109.291,09	387,07	851,40	1.238,47	109.291,09	74.983,70	91.560,31	166.544,00
136	108.439,69	384,06	854,41	1.238,47	108.439,69	75.367,75	92.414,72	167.782,47
137	107.585,28	381,03	857,44	1.238,47	107.585,28	75.748,78	93.272,15	169.020,94
138	106.727,85	377,99	860,47	1.238,47	106.727,85	76.126,78	94.132,63	170.259,41
139	105.867,37	374,95	863,52	1.238,47	105.867,37	76.501,73	94.996,15	171.497,88
140	105.003,85	371,89	866,58	1.238,47	105.003,85	76.873,61	95.862,73	172.736,35
141	104.137,27	368,82	869,65	1.238,47	104.137,27	77.242,43	96.732,38	173.974,81
142	103.267,62	365,74	872,73	1.238,47	103.267,62	77.608,17	97.605,11	175.213,28
143	102.394,89	362,65	875,82	1.238,47	102.394,89	77.970,82	98.480,93	176.451,75
144	101.519,07	359,55	878,92	1.238,47	101.519,07	78.330,37	99.359,85	177.690,22
145	100.640,15	356,43	882,04	1.238,47	100.640,15	78.686,80	100.241,89	178.928,69
146	99.758,11	353,31	885,16	1.238,47	99.758,11	79.040,11	101.127,05	180.167,16
147	98.872,95	350,18	888,29	1.238,47	98.872,95	79.390,29	102.015,34	181.405,63
148	97.984,66	347,03	891,44	1.238,47	97.984,66	79.737,32	102.906,78	182.644,10
149	97.093,22	343,87	894,60	1.238,47	97.093,22	80.081,19	103.801,38	183.882,57
150	96.198,62	340,70	897,77	1.238,47	96.198,62	80.421,89	104.699,14	185.121,04
151	95.300,86	337,52	900,95	1.238,47	95.300,86	80.759,42	105.600,09	186.359,50
152	94.399,91	334,33	904,14	1.238,47	94.399,91	81.093,75	106.504,22	187.597,97
153	93.495,78	331,13	907,34	1.238,47	93.495,78	81.424,88	107.411,56	188.836,44
154	92.588,44	327,92	910,55	1.238,47	92.588,44	81.752,80	108.322,11	190.074,91
155	91.677,89	324,69	913,78	1.238,47	91.677,89	82.077,49	109.235,89	191.313,38
156	90.764,11	321,46	917,01	1.238,47	90.764,11	82.398,95	110.152,90	192.551,85
157	89.847,10	318,21	920,26	1.238,47	89.847,10	82.717,15	111.073,16	193.790,32
158	88.926,84	314,95	923,52	1.238,47	88.926,84	83.032,10	111.996,68	195.028,79
159	88.003,32	311,68	926,79	1.238,47	88.003,32	83.343,78	112.923,47	196.267,26
160	87.076,53	308,40	930,07	1.238,47	87.076,53	83.652,18	113.853,55	197.505,72
161	86.146,45	305,10	933,37	1.238,47	86.146,45	83.957,28	114.786,91	198.744,19
162	85.213,09	301,80	936,67	1.238,47	85.213,09	84.259,08	115.723,59	199.982,66
163	84.276,41	298,48	939,99	1.238,47	84.276,41	84.557,55	116.663,58	201.221,13
164	83.336,42	295,15	943,32	1.238,47	83.336,42	84.852,70	117.606,90	202.459,60
165	82.393,10	291,81	946,66	1.238,47	82.393,10	85.144,51	118.553,56	203.698,07
166	81.446,44	288,46	950,01	1.238,47	81.446,44	85.432,97	119.503,57	204.936,54
167	80.496,43	285,09	953,38	1.238,47	80.496,43	85.718,06	120.456,95	206.175,01
168	79.543,05	281,71	956,75	1.238,47	79.543,05	85.999,78	121.413,70	207.413,48
169	78.586,30	278,33	960,14	1.238,47	78.586,30	86.278,10	122.373,84	208.651,95
170	77.626,16	274,93	963,54	1.238,47	77.626,16	86.553,03	123.337,39	209.890,41
171	76.662,61	271,51	966,96	1.238,47	76.662,61	86.824,54	124.304,34	211.128,88
172	75.695,66	268,09	970,38	1.238,47	75.695,66	87.092,63	125.274,72	212.367,35
173	74.725,28	264,65	973,82	1.238,47	74.725,28	87.357,28	126.248,54	213.605,82
174	73.751,46	261,20	977,27	1.238,47	73.751,46	87.618,49	127.225,80	214.844,29
175	72.774,20	257,74	980,73	1.238,47	72.774,20	87.876,23	128.206,53	216.082,76
176	71.793,47	254,27	984,20	1.238,47	71.793,47	88.130,50	129.190,73	217.321,23
177	70.809,27	250,78	987,69	1.238,47	70.809,27	88.381,28	130.178,42	218.559,70
178	69.821,58	247,28	991,18	1.238,47	69.821,58	88.628,56	131.169,60	219.798,17
179	68.830,40	243,77	994,69	1.238,47	68.830,40	88.872,34	132.164,30	221.036,63
180	67.835,70	240,25	998,22	1.238,47	67.835,70	89.112,59	133.162,51	222.275,10
181	66.837,49	236,72	1.001,75	1.238,47	66.837,49	89.349,31	134.164,27	223.513,57
182	65.835,73	233,17	1.005,30	1.238,47	65.835,73	89.582,47	135.169,57	224.752,04
183	64.830,43	229,61	1.008,86	1.238,47	64.830,43	89.812,08	136.178,43	225.990,51
184	63.821,57	226,03	1.012,43	1.238,47	63.821,57	90.038,12	137.190,86	227.228,98
185	62.809,14	222,45	1.016,02	1.238,47	62.809,14	90.260,57	138.206,88	228.467,45
186	61.793,12	218,85	1.019,62	1.238,47	61.793,12	90.479,42	139.226,50	229.705,92
187	60.773,50	215,24	1.023,23	1.238,47	60.773,50	90.694,66	140.249,73	230.944,39
188	59.750,27	211,62	1.026,85	1.238,47	59.750,27	90.906,27	141.276,58	232.182,85
189	58.723,42	207,98	1.030,49	1.238,47	58.723,42	91.114,25	142.307,07	233.421,32
190	57.692,93	204,33	1.034,14	1.238,47	57.692,93	91.318,58	143.341,21	234.659,79
191	56.658,79	200,67	1.037,80	1.238,47	56.658,79	91.519,25	144.379,02	235.898,26
192	55.620,98	196,99	1.041,48	1.238,47	55.620,98	91.716,24	145.420,49	237.136,73
193	54.579,51	193,30	1.045,17	1.238,47	54.579,51	91.909,54	146.465,66	238.375,20
194	53.534,34	189,60	1.048,87	1.238,47	53.534,34	92.099,14	147.514,53	239.613,67
195	52.485,47	185,89	1.052,58	1.238,47	52.485,47	92.285,03	148.567,11	240.852,14
196	51.432,89	182,16	1.056,31	1.238,47	51.432,89	92.467,18	149.623,42	242.090,61
197	50.376,58	178,42	1.060,05	1.238,47	50.376,58	92.645,60	150.683,47	243.329,08
198	49.316,53	174,66	1.063,81	1.238,47	49.316,53	92.820,26	151.747,28	244.567,54
199	48.252,72	170,90	1.067,57	1.238,47	48.252,72	92.991,16	152.814,85	245.806,01
200	47.185,15	167,11	1.071,35	1.238,47	47.185,15	93.158,27	153.886,21	247.044,48
201	46.113,79	163,32	1.075,15	1.238,47	46.113,79	93.321,59	154.961,36	248.282,95
202	45.038,64	159,51	1.078,96	1.238,47	45.038,64	93.481,10	156.040,32	249.521,42
203	43.959,68	155,69	1.082,78	1.238,47	43.959,68	93.636,80	157.123,09	250.759,89
204	42.876,91	151,86	1.086,61	1.238,47	42.876,91	93.788,65	158.209,71	251.998,36
205	41.790,29	148,01	1.090,46	1.238,47	41.790,29	93.936,66	159.300,17	253.236,83
206	40.699,83	144,15	1.094,32	1.238,47	40.699,83	94.080,80	160.394,49	254.475,30
207	39.605,51	140,27	1.098,20	1.238,47	39.605,51	94.221,07	161.492,69	255.713,76
208	38.507,31	136,38	1.102,09	1.238,47	38.507,31	94.357,45	162.594,78	256.952,23
209	37.405,22	132,48	1.105,99	1.238,47	37.405,22	94.489,93	163.700,77	258.190,70
210	36.299,23	128,56	1.109,91	1.238,47	36.299,23	94.618,49	164.810,68	259.429,17
211	35.189,32	124,63	1.113,84	1.238,47	35.189,32	94.743,12	165.924,52	260.667,64
212	34.075,48	120,68	1.117,78	1.238,47	34.075,48	94.863,80	167.042,31	261.906,11
213	32.957,69	116,73	1.121,74	1.238,47	32.957,69	94.980,53	168.164,05	263.144,58
214	31.835,95	112,75	1.125,72	1.238,47	31.835,95	95.093,28	169.289,77	264.383,05
215	30.710,23	108,77	1.129,70	1.238,47	30.710,23	95.202,05	170.419,47	265.621,52
216	29.580,53	104,76	1.133,70	1.238,47	29.580,53	95.306,81	171.553,18	266.859,99
217	28.446,82	100,75	1.137,72	1.238,47	28.446,82	95.407,56	172.690,90	268.098,45
218	27.309,10	96,72	1.141,75	1.238,47	27.309,10	95.504,28	173.832,64	269.336,92
219	26.167,36	92,68	1.145,79	1.238,47	26.167,36	95.596,95	174.978,44	270.575,39
220	25.021,56	88,62	1.149,85	1.238,47	25.021,56	95.685,57	176.128,29	271.813,86
221	23.871,71	84,55	1.153,92	1.238,47	23.871,71	95.770,12	177.282,21	273.052,33
222	22.717,79	80,46	1.158,01	1.238,47	22.717,79	95.850,58	178.440,22	274.290,80
223	21.559,78	76,36	1.162,11	1.238,47	21.559,78	95.926,93	179.602,33	275.529,27
224	20.397,67	72,24	1.166,23	1.238,47	20.397,67	95.999,18	180.768,56	276.767,74
225	19.231,44	68,11	1.170,36	1.238,47	19.231,44	96.067,29	181.938,92	278.006,21
226	18.061,08	63,97	1.174,50	1.238,47	18.061,08	96.131,25	183.113,42	279.244,67
227	16.886,58	59,81	1.178,66	1.238,47	16.886,58	96.191,06	184.292,08	280.483,14
228	15.707,92	55,63	1.182,84	1.238,47	15.707,92	96.246,69	185.474,92	281.721,61
229	14.525,08	51,44	1.187,03	1.238,47	14.525,08	96.298,14	186.661,95	282.960,08
230	13.338,05	47,24	1.191,23	1.238,47	13.338,05	96.345,37	187.853,18	284.198,55
231	12.146,82	43,02	1.195,45	1.238,47	12.146,82	96.388,39	189.048,62	285.437,02
232	10.951,38	38,79	1.199,68	1.238,47	10.951,38	96.427,18	190.248,31	286.675,49
233	9.751,69	34,54	1.203,93	1.238,47	9.751,69	96.461,72	191.452,24	287.913,96
234	8.547,76	30,27	1.208,20	1.238,47	8.547,76	96.491,99	192.660,43	289.152,43
235	7.339,57	25,99	1.212,47	1.238,47	7.339,57	96.517,99	193.872,91	290.390,89
236	6.127,09	21,70	1.216,77	1.238,47	6.127,09	96.539,69	195.089,68	291.629,36
237	4.910,32	17,39	1.221,08	1.238,47	4.910,32	96.557,08	196.310,76	292.867,83
238	3.689,24	13,07	1.225,40	1.238,47	3.689,24	96.570,14	197.536,16	294.106,30
239	2.463,84	8,73	1.229,74	1.238,47	2.463,84	96.578,87	198.765,90	295.344,77
240	1.234,10	4,37	1.234,10	1.238,47	1.234,10	96.583,24	200.000,00	296.583,24

Baufinanzierung

3.73/5,00

96.837,80€
Zinsanteil

1.239,54€
Monatsrate

4,26%
Sollzins p.a.

4,34%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.653,00 €;Gesamtbetrag: 204.000,00 €;Anzahl Kreditraten: 120;Laufzeit: 312 Monate;Effektiver Jahreszins: 4,73 %;Gebundener Sollzins: 4,61 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	710,00	529,54	1.239,54	199.470,46	710,00	529,54	1.239,54
2	199.470,46	708,12	531,42	1.239,54	199.470,46	767,29	1.060,95	1.828,24
3	198.939,05	706,23	533,30	1.239,54	198.939,05	1.473,52	1.594,25	3.067,77
4	198.405,75	704,34	535,20	1.239,54	198.405,75	2.177,86	2.129,45	4.307,31
5	197.870,55	702,44	537,10	1.239,54	197.870,55	2.880,30	2.666,55	5.546,85
6	197.333,45	700,53	539,00	1.239,54	197.333,45	3.580,84	3.205,55	6.786,38
7	196.794,45	698,62	540,92	1.239,54	196.794,45	4.279,46	3.746,46	8.025,92
8	196.253,54	696,70	542,84	1.239,54	196.253,54	4.976,16	4.289,30	9.265,45
9	195.710,70	694,77	544,76	1.239,54	195.710,70	5.670,93	4.834,06	10.504,99
10	195.165,94	692,84	546,70	1.239,54	195.165,94	6.363,77	5.380,76	11.744,53
11	194.619,24	690,90	548,64	1.239,54	194.619,24	7.054,67	5.929,40	12.984,06
12	194.070,60	688,95	550,59	1.239,54	194.070,60	7.743,62	6.479,98	14.223,60
13	193.520,02	687,00	552,54	1.239,54	193.520,02	8.430,61	7.032,52	15.463,13
14	192.967,48	685,03	554,50	1.239,54	192.967,48	9.115,65	7.587,02	16.702,67
15	192.412,98	683,07	556,47	1.239,54	192.412,98	9.798,71	8.143,49	17.942,21
16	191.856,51	681,09	558,45	1.239,54	191.856,51	10.479,80	8.701,94	19.181,74
17	191.298,06	679,11	560,43	1.239,54	191.298,06	11.158,91	9.262,37	20.421,28
18	190.737,63	677,12	562,42	1.239,54	190.737,63	11.836,03	9.824,78	21.660,81
19	190.175,22	675,12	564,41	1.239,54	190.175,22	12.511,15	10.389,20	22.900,35
20	189.610,80	673,12	566,42	1.239,54	189.610,80	13.184,27	10.955,62	24.139,89
21	189.044,38	671,11	568,43	1.239,54	189.044,38	13.855,38	11.524,04	25.379,42
22	188.475,96	669,09	570,45	1.239,54	188.475,96	14.524,47	12.094,49	26.618,96
23	187.905,51	667,06	572,47	1.239,54	187.905,51	15.191,53	12.666,96	27.858,49
24	187.333,04	665,03	574,50	1.239,54	187.333,04	15.856,56	13.241,47	29.098,03
25	186.758,53	662,99	576,54	1.239,54	186.758,53	16.519,56	13.818,01	30.337,57
26	186.181,99	660,95	578,59	1.239,54	186.181,99	17.180,50	14.396,60	31.577,10
27	185.603,40	658,89	580,64	1.239,54	185.603,40	17.839,40	14.977,24	32.816,64
28	185.022,76	656,83	582,71	1.239,54	185.022,76	18.496,23	15.559,95	34.056,17
29	184.440,05	654,76	584,77	1.239,54	184.440,05	19.150,99	16.144,72	35.295,71
30	183.855,28	652,69	586,85	1.239,54	183.855,28	19.803,68	16.731,57	36.535,25
31	183.268,43	650,60	588,93	1.239,54	183.268,43	20.454,28	17.320,50	37.774,78
32	182.679,50	648,51	591,02	1.239,54	182.679,50	21.102,79	17.911,53	39.014,32
33	182.088,47	646,41	593,12	1.239,54	182.088,47	21.749,20	18.504,65	40.253,85
34	181.495,35	644,31	595,23	1.239,54	181.495,35	22.393,51	19.099,88	41.493,39
35	180.900,12	642,20	597,34	1.239,54	180.900,12	23.035,71	19.697,22	42.732,93
36	180.302,78	640,07	599,46	1.239,54	180.302,78	23.675,78	20.296,68	43.972,46
37	179.703,32	637,95	601,59	1.239,54	179.703,32	24.313,73	20.898,27	45.212,00
38	179.101,73	635,81	603,72	1.239,54	179.101,73	24.949,54	21.501,99	46.451,53
39	178.498,01	633,67	605,87	1.239,54	178.498,01	25.583,21	22.107,86	47.691,07
40	177.892,14	631,52	608,02	1.239,54	177.892,14	26.214,73	22.715,88	48.930,61
41	177.284,12	629,36	610,18	1.239,54	177.284,12	26.844,08	23.326,06	50.170,14
42	176.673,94	627,19	612,34	1.239,54	176.673,94	27.471,28	23.938,40	51.409,68
43	176.061,60	625,02	614,52	1.239,54	176.061,60	28.096,30	24.552,92	52.649,21
44	175.447,08	622,84	616,70	1.239,54	175.447,08	28.719,13	25.169,62	53.888,75
45	174.830,38	620,65	618,89	1.239,54	174.830,38	29.339,78	25.788,50	55.128,29
46	174.211,50	618,45	621,09	1.239,54	174.211,50	29.958,23	26.409,59	56.367,82
47	173.590,41	616,25	623,29	1.239,54	173.590,41	30.574,48	27.032,88	57.607,36
48	172.967,12	614,03	625,50	1.239,54	172.967,12	31.188,51	27.658,38	58.846,89
49	172.341,62	611,81	627,72	1.239,54	172.341,62	31.800,32	28.286,11	60.086,43
50	171.713,89	609,58	629,95	1.239,54	171.713,89	32.409,91	28.916,06	61.325,97
51	171.083,94	607,35	632,19	1.239,54	171.083,94	33.017,26	29.548,25	62.565,50
52	170.451,75	605,10	634,43	1.239,54	170.451,75	33.622,36	30.182,68	63.805,04
53	169.817,32	602,85	636,68	1.239,54	169.817,32	34.225,21	30.819,36	65.044,57
54	169.180,64	600,59	638,94	1.239,54	169.180,64	34.825,80	31.458,31	66.284,11
55	168.541,69	598,32	641,21	1.239,54	168.541,69	35.424,13	32.099,52	67.523,65
56	167.900,48	596,05	643,49	1.239,54	167.900,48	36.020,17	32.743,01	68.763,18
57	167.256,99	593,76	645,77	1.239,54	167.256,99	36.613,93	33.388,78	70.002,72
58	166.611,22	591,47	648,07	1.239,54	166.611,22	37.205,40	34.036,85	71.242,25
59	165.963,15	589,17	650,37	1.239,54	165.963,15	37.794,57	34.687,22	72.481,79
60	165.312,78	586,86	652,68	1.239,54	165.312,78	38.381,43	35.339,89	73.721,33
61	164.660,11	584,54	654,99	1.239,54	164.660,11	38.965,98	35.994,88	74.960,86
62	164.005,12	582,22	657,32	1.239,54	164.005,12	39.548,20	36.652,20	76.200,40
63	163.347,80	579,88	659,65	1.239,54	163.347,80	40.128,08	37.311,85	77.439,93
64	162.688,15	577,54	661,99	1.239,54	162.688,15	40.705,62	37.973,85	78.679,47
65	162.026,15	575,19	664,34	1.239,54	162.026,15	41.280,82	38.638,19	79.919,01
66	161.361,81	572,83	666,70	1.239,54	161.361,81	41.853,65	39.304,89	81.158,54
67	160.695,11	570,47	669,07	1.239,54	160.695,11	42.424,12	39.973,96	82.398,08
68	160.026,04	568,09	671,44	1.239,54	160.026,04	42.992,21	40.645,40	83.637,61
69	159.354,60	565,71	673,83	1.239,54	159.354,60	43.557,92	41.319,23	84.877,15
70	158.680,77	563,32	676,22	1.239,54	158.680,77	44.121,24	41.995,45	86.116,68
71	158.004,55	560,92	678,62	1.239,54	158.004,55	44.682,15	42.674,07	87.356,22
72	157.325,93	558,51	681,03	1.239,54	157.325,93	45.240,66	43.355,10	88.595,76
73	156.644,90	556,09	683,45	1.239,54	156.644,90	45.796,75	44.038,54	89.835,29
74	155.961,46	553,66	685,87	1.239,54	155.961,46	46.350,41	44.724,42	91.074,83
75	155.275,58	551,23	688,31	1.239,54	155.275,58	46.901,64	45.412,72	92.314,36
76	154.587,28	548,78	690,75	1.239,54	154.587,28	47.450,42	46.103,48	93.553,90
77	153.896,52	546,33	693,20	1.239,54	153.896,52	47.996,76	46.796,68	94.793,44
78	153.203,32	543,87	695,66	1.239,54	153.203,32	48.540,63	47.492,34	96.032,97
79	152.507,66	541,40	698,13	1.239,54	152.507,66	49.082,03	48.190,48	97.272,51
80	151.809,52	538,92	700,61	1.239,54	151.809,52	49.620,96	48.891,09	98.512,04
81	151.108,91	536,44	703,10	1.239,54	151.108,91	50.157,39	49.594,19	99.751,58
82	150.405,81	533,94	705,60	1.239,54	150.405,81	50.691,33	50.299,78	100.991,12
83	149.700,22	531,44	708,10	1.239,54	149.700,22	51.222,77	51.007,88	102.230,65
84	148.992,12	528,92	710,61	1.239,54	148.992,12	51.751,69	51.718,50	103.470,19
85	148.281,50	526,40	713,14	1.239,54	148.281,50	52.278,09	52.431,64	104.709,72
86	147.568,36	523,87	715,67	1.239,54	147.568,36	52.801,96	53.147,30	105.949,26
87	146.852,70	521,33	718,21	1.239,54	146.852,70	53.323,28	53.865,51	107.188,80
88	146.134,49	518,78	720,76	1.239,54	146.134,49	53.842,06	54.586,27	108.428,33
89	145.413,73	516,22	723,32	1.239,54	145.413,73	54.358,28	55.309,59	109.667,87
90	144.690,41	513,65	725,89	1.239,54	144.690,41	54.871,93	56.035,47	110.907,40
91	143.964,53	511,07	728,46	1.239,54	143.964,53	55.383,01	56.763,93	112.146,94
92	143.236,07	508,49	731,05	1.239,54	143.236,07	55.891,49	57.494,98	113.386,48
93	142.505,02	505,89	733,64	1.239,54	142.505,02	56.397,39	58.228,63	114.626,01
94	141.771,37	503,29	736,25	1.239,54	141.771,37	56.900,67	58.964,87	115.865,55
95	141.035,13	500,67	738,86	1.239,54	141.035,13	57.401,35	59.703,73	117.105,08
96	140.296,27	498,05	741,48	1.239,54	140.296,27	57.899,40	60.445,22	118.344,62
97	139.554,78	495,42	744,12	1.239,54	139.554,78	58.394,82	61.189,34	119.584,16
98	138.810,66	492,78	746,76	1.239,54	138.810,66	58.887,60	61.936,09	120.823,69
99	138.063,91	490,13	749,41	1.239,54	138.063,91	59.377,73	62.685,50	122.063,23
100	137.314,50	487,47	752,07	1.239,54	137.314,50	59.865,19	63.437,57	123.302,76
101	136.562,43	484,80	754,74	1.239,54	136.562,43	60.349,99	64.192,31	124.542,30
102	135.807,69	482,12	757,42	1.239,54	135.807,69	60.832,11	64.949,73	125.781,84
103	135.050,27	479,43	760,11	1.239,54	135.050,27	61.311,53	65.709,84	127.021,37
104	134.290,16	476,73	762,81	1.239,54	134.290,16	61.788,26	66.472,64	128.260,91
105	133.527,36	474,02	765,51	1.239,54	133.527,36	62.262,29	67.238,16	129.500,44
106	132.761,84	471,30	768,23	1.239,54	132.761,84	62.733,59	68.006,39	130.739,98
107	131.993,61	468,58	770,96	1.239,54	131.993,61	63.202,17	68.777,35	131.979,52
108	131.222,65	465,84	773,70	1.239,54	131.222,65	63.668,01	69.551,04	133.219,05
109	130.448,96	463,09	776,44	1.239,54	130.448,96	64.131,10	70.327,49	134.458,59
110	129.672,51	460,34	779,20	1.239,54	129.672,51	64.591,44	71.106,68	135.698,12
111	128.893,32	457,57	781,96	1.239,54	128.893,32	65.049,01	71.888,65	136.937,66
112	128.111,35	454,80	784,74	1.239,54	128.111,35	65.503,81	72.673,39	138.177,20
113	127.326,61	452,01	787,53	1.239,54	127.326,61	65.955,82	73.460,92	139.416,73
114	126.539,08	449,21	790,32	1.239,54	126.539,08	66.405,03	74.251,24	140.656,27
115	125.748,76	446,41	793,13	1.239,54	125.748,76	66.851,44	75.044,37	141.895,80
116	124.955,63	443,59	795,94	1.239,54	124.955,63	67.295,03	75.840,31	143.135,34
117	124.159,69	440,77	798,77	1.239,54	124.159,69	67.735,80	76.639,08	144.374,88
118	123.360,92	437,93	801,60	1.239,54	123.360,92	68.173,73	77.440,68	145.614,41
119	122.559,32	435,09	804,45	1.239,54	122.559,32	68.608,81	78.245,13	146.853,95
120	121.754,87	432,23	807,31	1.239,54	121.754,87	69.041,04	79.052,44	148.093,48
121	120.947,56	429,36	810,17	1.239,54	120.947,56	69.470,41	79.862,61	149.333,02
122	120.137,39	426,49	813,05	1.239,54	120.137,39	69.896,90	80.675,66	150.572,56
123	119.324,34	423,60	815,93	1.239,54	119.324,34	70.320,50	81.491,59	151.812,09
124	118.508,41	420,70	818,83	1.239,54	118.508,41	70.741,20	82.310,43	153.051,63
125	117.689,57	417,80	821,74	1.239,54	117.689,57	71.159,00	83.132,16	154.291,16
126	116.867,84	414,88	824,66	1.239,54	116.867,84	71.573,88	83.956,82	155.530,70
127	116.043,18	411,95	827,58	1.239,54	116.043,18	71.985,83	84.784,40	156.770,24
128	115.215,60	409,02	830,52	1.239,54	115.215,60	72.394,85	85.614,92	158.009,77
129	114.385,08	406,07	833,47	1.239,54	114.385,08	72.800,92	86.448,39	159.249,31
130	113.551,61	403,11	836,43	1.239,54	113.551,61	73.204,02	87.284,82	160.488,84
131	112.715,18	400,14	839,40	1.239,54	112.715,18	73.604,16	88.124,22	161.728,38
132	111.875,78	397,16	842,38	1.239,54	111.875,78	74.001,32	88.966,59	162.967,92
133	111.033,41	394,17	845,37	1.239,54	111.033,41	74.395,49	89.811,96	164.207,45
134	110.188,04	391,17	848,37	1.239,54	110.188,04	74.786,66	90.660,33	165.446,99
135	109.339,67	388,16	851,38	1.239,54	109.339,67	75.174,81	91.511,71	166.686,52
136	108.488,29	385,13	854,40	1.239,54	108.488,29	75.559,95	92.366,11	167.926,06
137	107.633,89	382,10	857,44	1.239,54	107.633,89	75.942,05	93.223,55	169.165,60
138	106.776,45	379,06	860,48	1.239,54	106.776,45	76.321,10	94.084,03	170.405,13
139	105.915,97	376,00	863,53	1.239,54	105.915,97	76.697,11	94.947,56	171.644,67
140	105.052,44	372,94	866,60	1.239,54	105.052,44	77.070,04	95.814,16	172.884,20
141	104.185,84	369,86	869,68	1.239,54	104.185,84	77.439,90	96.683,84	174.123,74
142	103.316,16	366,77	872,76	1.239,54	103.316,16	77.806,67	97.556,60	175.363,28
143	102.443,40	363,67	875,86	1.239,54	102.443,40	78.170,35	98.432,46	176.602,81
144	101.567,54	360,56	878,97	1.239,54	101.567,54	78.530,91	99.311,43	177.842,35
145	100.688,57	357,44	882,09	1.239,54	100.688,57	78.888,36	100.193,53	179.081,88
146	99.806,47	354,31	885,22	1.239,54	99.806,47	79.242,67	101.078,75	180.321,42
147	98.921,25	351,17	888,37	1.239,54	98.921,25	79.593,84	101.967,11	181.560,96
148	98.032,89	348,02	891,52	1.239,54	98.032,89	79.941,86	102.858,63	182.800,49
149	97.141,37	344,85	894,68	1.239,54	97.141,37	80.286,71	103.753,32	184.040,03
150	96.246,68	341,68	897,86	1.239,54	96.246,68	80.628,39	104.651,18	185.279,56
151	95.348,82	338,49	901,05	1.239,54	95.348,82	80.966,87	105.552,23	186.519,10
152	94.447,77	335,29	904,25	1.239,54	94.447,77	81.302,16	106.456,47	187.758,64
153	93.543,53	332,08	907,46	1.239,54	93.543,53	81.634,24	107.363,93	188.998,17
154	92.636,07	328,86	910,68	1.239,54	92.636,07	81.963,10	108.274,61	190.237,71
155	91.725,39	325,63	913,91	1.239,54	91.725,39	82.288,73	109.188,52	191.477,24
156	90.811,48	322,38	917,16	1.239,54	90.811,48	82.611,11	110.105,67	192.716,78
157	89.894,33	319,12	920,41	1.239,54	89.894,33	82.930,23	111.026,08	193.956,31
158	88.973,92	315,86	923,68	1.239,54	88.973,92	83.246,09	111.949,76	195.195,85
159	88.050,24	312,58	926,96	1.239,54	88.050,24	83.558,67	112.876,72	196.435,39
160	87.123,28	309,29	930,25	1.239,54	87.123,28	83.867,96	113.806,97	197.674,92
161	86.193,03	305,99	933,55	1.239,54	86.193,03	84.173,94	114.740,52	198.914,46
162	85.259,48	302,67	936,86	1.239,54	85.259,48	84.476,61	115.677,38	200.153,99
163	84.322,62	299,35	940,19	1.239,54	84.322,62	84.775,96	116.617,57	201.393,53
164	83.382,43	296,01	943,53	1.239,54	83.382,43	85.071,96	117.561,10	202.633,07
165	82.438,90	292,66	946,88	1.239,54	82.438,90	85.364,62	118.507,98	203.872,60
166	81.492,02	289,30	950,24	1.239,54	81.492,02	85.653,92	119.458,22	205.112,14
167	80.541,78	285,92	953,61	1.239,54	80.541,78	85.939,84	120.411,83	206.351,67
168	79.588,17	282,54	957,00	1.239,54	79.588,17	86.222,38	121.368,83	207.591,21
169	78.631,17	279,14	960,40	1.239,54	78.631,17	86.501,52	122.329,23	208.830,75
170	77.670,77	275,73	963,80	1.239,54	77.670,77	86.777,25	123.293,03	210.070,28
171	76.706,97	272,31	967,23	1.239,54	76.706,97	87.049,56	124.260,26	211.309,82
172	75.739,74	268,88	970,66	1.239,54	75.739,74	87.318,44	125.230,92	212.549,35
173	74.769,08	265,43	974,11	1.239,54	74.769,08	87.583,87	126.205,02	213.788,89
174	73.794,98	261,97	977,56	1.239,54	73.794,98	87.845,84	127.182,59	215.028,43
175	72.817,41	258,50	981,03	1.239,54	72.817,41	88.104,34	128.163,62	216.267,96
176	71.836,38	255,02	984,52	1.239,54	71.836,38	88.359,36	129.148,14	217.507,50
177	70.851,86	251,52	988,01	1.239,54	70.851,86	88.610,89	130.136,15	218.747,03
178	69.863,85	248,02	991,52	1.239,54	69.863,85	88.858,90	131.127,67	219.986,57
179	68.872,33	244,50	995,04	1.239,54	68.872,33	89.103,40	132.122,71	221.226,11
180	67.877,29	240,96	998,57	1.239,54	67.877,29	89.344,36	133.121,28	222.465,64
181	66.878,72	237,42	1.002,12	1.239,54	66.878,72	89.581,78	134.123,40	223.705,18
182	65.876,60	233,86	1.005,67	1.239,54	65.876,60	89.815,64	135.129,07	224.944,71
183	64.870,93	230,29	1.009,24	1.239,54	64.870,93	90.045,94	136.138,31	226.184,25
184	63.861,69	226,71	1.012,83	1.239,54	63.861,69	90.272,65	137.151,14	227.423,79
185	62.848,86	223,11	1.016,42	1.239,54	62.848,86	90.495,76	138.167,56	228.663,32
186	61.832,44	219,51	1.020,03	1.239,54	61.832,44	90.715,26	139.187,59	229.902,86
187	60.812,41	215,88	1.023,65	1.239,54	60.812,41	90.931,15	140.211,25	231.142,39
188	59.788,75	212,25	1.027,29	1.239,54	59.788,75	91.143,40	141.238,53	232.381,93
189	58.761,47	208,60	1.030,93	1.239,54	58.761,47	91.352,00	142.269,46	233.621,47
190	57.730,54	204,94	1.034,59	1.239,54	57.730,54	91.556,95	143.304,06	234.861,00
191	56.695,94	201,27	1.038,27	1.239,54	56.695,94	91.758,22	144.342,32	236.100,54
192	55.657,68	197,58	1.041,95	1.239,54	55.657,68	91.955,80	145.384,27	237.340,07
193	54.615,73	193,89	1.045,65	1.239,54	54.615,73	92.149,69	146.429,92	238.579,61
194	53.570,08	190,17	1.049,36	1.239,54	53.570,08	92.339,86	147.479,29	239.819,15
195	52.520,71	186,45	1.053,09	1.239,54	52.520,71	92.526,31	148.532,37	241.058,68
196	51.467,63	182,71	1.056,83	1.239,54	51.467,63	92.709,02	149.589,20	242.298,22
197	50.410,80	178,96	1.060,58	1.239,54	50.410,80	92.887,98	150.649,78	243.537,75
198	49.350,22	175,19	1.064,34	1.239,54	49.350,22	93.063,17	151.714,12	244.777,29
199	48.285,88	171,41	1.068,12	1.239,54	48.285,88	93.234,59	152.782,24	246.016,83
200	47.217,76	167,62	1.071,91	1.239,54	47.217,76	93.402,21	153.854,15	247.256,36
201	46.145,85	163,82	1.075,72	1.239,54	46.145,85	93.566,03	154.929,87	248.495,90
202	45.070,13	160,00	1.079,54	1.239,54	45.070,13	93.726,02	156.009,41	249.735,43
203	43.990,59	156,17	1.083,37	1.239,54	43.990,59	93.882,19	157.092,78	250.974,97
204	42.907,22	152,32	1.087,22	1.239,54	42.907,22	94.034,51	158.179,99	252.214,51
205	41.820,01	148,46	1.091,07	1.239,54	41.820,01	94.182,97	159.271,07	253.454,04
206	40.728,93	144,59	1.094,95	1.239,54	40.728,93	94.327,56	160.366,02	254.693,58
207	39.633,98	140,70	1.098,84	1.239,54	39.633,98	94.468,26	161.464,85	255.933,11
208	38.535,15	136,80	1.102,74	1.239,54	38.535,15	94.605,06	162.567,59	257.172,65
209	37.432,41	132,89	1.106,65	1.239,54	37.432,41	94.737,95	163.674,24	258.412,19
210	36.325,76	128,96	1.110,58	1.239,54	36.325,76	94.866,90	164.784,82	259.651,72
211	35.215,18	125,01	1.114,52	1.239,54	35.215,18	94.991,92	165.899,34	260.891,26
212	34.100,66	121,06	1.118,48	1.239,54	34.100,66	95.112,97	167.017,82	262.130,79
213	32.982,18	117,09	1.122,45	1.239,54	32.982,18	95.230,06	168.140,27	263.370,33
214	31.859,73	113,10	1.126,43	1.239,54	31.859,73	95.343,16	169.266,70	264.609,87
215	30.733,30	109,10	1.130,43	1.239,54	30.733,30	95.452,27	170.397,14	265.849,40
216	29.602,86	105,09	1.134,45	1.239,54	29.602,86	95.557,36	171.531,58	267.088,94
217	28.468,42	101,06	1.138,47	1.239,54	28.468,42	95.658,42	172.670,05	268.328,47
218	27.329,95	97,02	1.142,51	1.239,54	27.329,95	95.755,44	173.812,57	269.568,01
219	26.187,43	92,97	1.146,57	1.239,54	26.187,43	95.848,41	174.959,14	270.807,55
220	25.040,86	88,90	1.150,64	1.239,54	25.040,86	95.937,30	176.109,78	272.047,08
221	23.890,22	84,81	1.154,73	1.239,54	23.890,22	96.022,11	177.264,51	273.286,62
222	22.735,49	80,71	1.158,82	1.239,54	22.735,49	96.102,82	178.423,33	274.526,15
223	21.576,67	76,60	1.162,94	1.239,54	21.576,67	96.179,42	179.586,27	275.765,69
224	20.413,73	72,47	1.167,07	1.239,54	20.413,73	96.251,89	180.753,34	277.005,23
225	19.246,66	68,33	1.171,21	1.239,54	19.246,66	96.320,21	181.924,55	278.244,76
226	18.075,45	64,17	1.175,37	1.239,54	18.075,45	96.384,38	183.099,92	279.484,30
227	16.900,08	60,00	1.179,54	1.239,54	16.900,08	96.444,38	184.279,46	280.723,83
228	15.720,54	55,81	1.183,73	1.239,54	15.720,54	96.500,18	185.463,18	281.963,37
229	14.536,82	51,61	1.187,93	1.239,54	14.536,82	96.551,79	186.651,11	283.202,91
230	13.348,89	47,39	1.192,15	1.239,54	13.348,89	96.599,18	187.843,26	284.442,44
231	12.156,74	43,16	1.196,38	1.239,54	12.156,74	96.642,34	189.039,64	285.681,98
232	10.960,36	38,91	1.200,63	1.239,54	10.960,36	96.681,24	190.240,27	286.921,51
233	9.759,73	34,65	1.204,89	1.239,54	9.759,73	96.715,89	191.445,16	288.161,05
234	8.554,84	30,37	1.209,17	1.239,54	8.554,84	96.746,26	192.654,32	289.400,59
235	7.345,68	26,08	1.213,46	1.239,54	7.345,68	96.772,34	193.867,78	290.640,12
236	6.132,22	21,77	1.217,77	1.239,54	6.132,22	96.794,11	195.085,55	291.879,66
237	4.914,45	17,45	1.222,09	1.239,54	4.914,45	96.811,55	196.307,64	293.119,19
238	3.692,36	13,11	1.226,43	1.239,54	3.692,36	96.824,66	197.534,07	294.358,73
239	2.465,93	8,75	1.230,78	1.239,54	2.465,93	96.833,42	198.764,85	295.598,26
240	1.235,15	4,38	1.235,15	1.239,54	1.235,15	96.837,80	200.000,00	296.837,80

Baufinanzierung

3.80/5,00

97.602,23€
Zinsanteil

1.242,74€
Monatsrate

4,29%
Sollzins p.a.

4,39%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 350.000,00 €;Kreditrate: 1.776,25 €;Gesamtbetrag: 213.150,00 €;Anzahl Kreditraten: 120;Laufzeit: 329 Monate;Effektiver Jahreszins: 4,20 %;Gebundener Sollzins: 4,09 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	715,00	527,74	1.242,74	199.472,26	715,00	527,74	1.242,74
2	199.472,26	713,11	529,63	1.242,74	199.472,26	772,70	1.057,37	1.830,06
3	198.942,63	711,22	531,52	1.242,74	198.942,63	1.483,92	1.588,89	3.072,80
4	198.411,11	709,32	533,42	1.242,74	198.411,11	2.193,24	2.122,31	4.315,54
5	197.877,69	707,41	535,33	1.242,74	197.877,69	2.900,65	2.657,64	5.558,28
6	197.342,36	705,50	537,24	1.242,74	197.342,36	3.606,15	3.194,88	6.801,02
7	196.805,12	703,58	539,16	1.242,74	196.805,12	4.309,73	3.734,04	8.043,76
8	196.265,96	701,65	541,09	1.242,74	196.265,96	5.011,38	4.275,13	9.286,50
9	195.724,87	699,72	543,02	1.242,74	195.724,87	5.711,09	4.818,15	10.529,24
10	195.181,85	697,78	544,97	1.242,74	195.181,85	6.408,87	5.363,12	11.771,99
11	194.636,88	695,83	546,91	1.242,74	194.636,88	7.104,70	5.910,03	13.014,73
12	194.089,97	693,87	548,87	1.242,74	194.089,97	7.798,57	6.458,90	14.257,47
13	193.541,10	691,91	550,83	1.242,74	193.541,10	8.490,48	7.009,73	15.500,21
14	192.990,27	689,94	552,80	1.242,74	192.990,27	9.180,42	7.562,53	16.742,95
15	192.437,47	687,96	554,78	1.242,74	192.437,47	9.868,38	8.117,31	17.985,69
16	191.882,69	685,98	556,76	1.242,74	191.882,69	10.554,36	8.674,06	19.228,43
17	191.325,94	683,99	558,75	1.242,74	191.325,94	11.238,35	9.232,81	20.471,17
18	190.767,19	681,99	560,75	1.242,74	190.767,19	11.920,34	9.793,56	21.713,91
19	190.206,44	679,99	562,75	1.242,74	190.206,44	12.600,33	10.356,31	22.956,65
20	189.643,69	677,98	564,76	1.242,74	189.643,69	13.278,31	10.921,08	24.199,39
21	189.078,92	675,96	566,78	1.242,74	189.078,92	13.954,27	11.487,86	25.442,13
22	188.512,14	673,93	568,81	1.242,74	188.512,14	14.628,20	12.056,67	26.684,87
23	187.943,33	671,90	570,84	1.242,74	187.943,33	15.300,09	12.627,51	27.927,61
24	187.372,49	669,86	572,88	1.242,74	187.372,49	15.969,95	13.200,40	29.170,35
25	186.799,60	667,81	574,93	1.242,74	186.799,60	16.637,76	13.775,33	30.413,09
26	186.224,67	665,75	576,99	1.242,74	186.224,67	17.303,51	14.352,32	31.655,83
27	185.647,68	663,69	579,05	1.242,74	185.647,68	17.967,20	14.931,37	32.898,57
28	185.068,63	661,62	581,12	1.242,74	185.068,63	18.628,82	15.512,48	34.141,31
29	184.487,52	659,54	583,20	1.242,74	184.487,52	19.288,37	16.095,68	35.384,05
30	183.904,32	657,46	585,28	1.242,74	183.904,32	19.945,82	16.680,96	36.626,79
31	183.319,04	655,37	587,37	1.242,74	183.319,04	20.601,19	17.268,34	37.869,53
32	182.731,66	653,27	589,47	1.242,74	182.731,66	21.254,46	17.857,81	39.112,27
33	182.142,19	651,16	591,58	1.242,74	182.142,19	21.905,61	18.449,40	40.355,01
34	181.550,60	649,04	593,70	1.242,74	181.550,60	22.554,66	19.043,09	41.597,75
35	180.956,91	646,92	595,82	1.242,74	180.956,91	23.201,58	19.638,91	42.840,49
36	180.361,09	644,79	597,95	1.242,74	180.361,09	23.846,37	20.236,86	44.083,23
37	179.763,14	642,65	600,09	1.242,74	179.763,14	24.489,02	20.836,95	45.325,97
38	179.163,05	640,51	602,23	1.242,74	179.163,05	25.129,53	21.439,18	46.568,71
39	178.560,82	638,35	604,39	1.242,74	178.560,82	25.767,88	22.043,57	47.811,45
40	177.956,43	636,19	606,55	1.242,74	177.956,43	26.404,08	22.650,11	49.054,19
41	177.349,89	634,03	608,71	1.242,74	177.349,89	27.038,11	23.258,83	50.296,93
42	176.741,17	631,85	610,89	1.242,74	176.741,17	27.669,95	23.869,72	51.539,67
43	176.130,28	629,67	613,07	1.242,74	176.130,28	28.299,62	24.482,79	52.782,41
44	175.517,21	627,47	615,27	1.242,74	175.517,21	28.927,09	25.098,06	54.025,15
45	174.901,94	625,27	617,47	1.242,74	174.901,94	29.552,37	25.715,52	55.267,89
46	174.284,48	623,07	619,67	1.242,74	174.284,48	30.175,44	26.335,20	56.510,63
47	173.664,80	620,85	621,89	1.242,74	173.664,80	30.796,29	26.957,08	57.753,37
48	173.042,92	618,63	624,11	1.242,74	173.042,92	31.414,92	27.581,20	58.996,11
49	172.418,80	616,40	626,34	1.242,74	172.418,80	32.031,31	28.207,54	60.238,85
50	171.792,46	614,16	628,58	1.242,74	171.792,46	32.645,47	28.836,12	61.481,59
51	171.163,88	611,91	630,83	1.242,74	171.163,88	33.257,38	29.466,95	62.724,33
52	170.533,05	609,66	633,08	1.242,74	170.533,05	33.867,04	30.100,03	63.967,07
53	169.899,97	607,39	635,35	1.242,74	169.899,97	34.474,43	30.735,38	65.209,81
54	169.264,62	605,12	637,62	1.242,74	169.264,62	35.079,55	31.373,00	66.452,55
55	168.627,00	602,84	639,90	1.242,74	168.627,00	35.682,39	32.012,90	67.695,29
56	167.987,10	600,55	642,19	1.242,74	167.987,10	36.282,95	32.655,09	68.938,03
57	167.344,91	598,26	644,48	1.242,74	167.344,91	36.881,20	33.299,57	70.180,77
58	166.700,43	595,95	646,79	1.242,74	166.700,43	37.477,16	33.946,35	71.423,51
59	166.053,65	593,64	649,10	1.242,74	166.053,65	38.070,80	34.595,45	72.666,25
60	165.404,55	591,32	651,42	1.242,74	165.404,55	38.662,12	35.246,87	73.908,99
61	164.753,13	588,99	653,75	1.242,74	164.753,13	39.251,11	35.900,62	75.151,73
62	164.099,38	586,66	656,08	1.242,74	164.099,38	39.837,77	36.556,70	76.394,47
63	163.443,30	584,31	658,43	1.242,74	163.443,30	40.422,08	37.215,14	77.637,21
64	162.784,86	581,96	660,78	1.242,74	162.784,86	41.004,04	37.875,92	78.879,95
65	162.124,08	579,59	663,15	1.242,74	162.124,08	41.583,63	38.539,07	80.122,69
66	161.460,93	577,22	665,52	1.242,74	161.460,93	42.160,85	39.204,58	81.365,43
67	160.795,42	574,84	667,90	1.242,74	160.795,42	42.735,70	39.872,48	82.608,17
68	160.127,52	572,46	670,28	1.242,74	160.127,52	43.308,15	40.542,76	83.850,92
69	159.457,24	570,06	672,68	1.242,74	159.457,24	43.878,21	41.215,44	85.093,66
70	158.784,56	567,65	675,09	1.242,74	158.784,56	44.445,87	41.890,53	86.336,40
71	158.109,47	565,24	677,50	1.242,74	158.109,47	45.011,11	42.568,03	87.579,14
72	157.431,97	562,82	679,92	1.242,74	157.431,97	45.573,93	43.247,95	88.821,88
73	156.752,05	560,39	682,35	1.242,74	156.752,05	46.134,31	43.930,30	90.064,62
74	156.069,70	557,95	684,79	1.242,74	156.069,70	46.692,26	44.615,09	91.307,36
75	155.384,91	555,50	687,24	1.242,74	155.384,91	47.247,76	45.302,33	92.550,10
76	154.697,67	553,04	689,70	1.242,74	154.697,67	47.800,81	45.992,03	93.792,84
77	154.007,97	550,58	692,16	1.242,74	154.007,97	48.351,39	46.684,19	95.035,58
78	153.315,81	548,10	694,64	1.242,74	153.315,81	48.899,49	47.378,83	96.278,32
79	152.621,17	545,62	697,12	1.242,74	152.621,17	49.445,11	48.075,94	97.521,06
80	151.924,06	543,13	699,61	1.242,74	151.924,06	49.988,24	48.775,56	98.763,80
81	151.224,44	540,63	702,11	1.242,74	151.224,44	50.528,87	49.477,67	100.006,54
82	150.522,33	538,12	704,62	1.242,74	150.522,33	51.066,99	50.182,29	101.249,28
83	149.817,71	535,60	707,14	1.242,74	149.817,71	51.602,58	50.889,43	102.492,02
84	149.110,57	533,07	709,67	1.242,74	149.110,57	52.135,65	51.599,10	103.734,76
85	148.400,90	530,53	712,21	1.242,74	148.400,90	52.666,19	52.311,31	104.977,50
86	147.688,69	527,99	714,75	1.242,74	147.688,69	53.194,17	53.026,06	106.220,24
87	146.973,94	525,43	717,31	1.242,74	146.973,94	53.719,61	53.743,37	107.462,98
88	146.256,63	522,87	719,87	1.242,74	146.256,63	54.242,47	54.463,24	108.705,72
89	145.536,76	520,29	722,45	1.242,74	145.536,76	54.762,77	55.185,69	109.948,46
90	144.814,31	517,71	725,03	1.242,74	144.814,31	55.280,48	55.910,72	111.191,20
91	144.089,28	515,12	727,62	1.242,74	144.089,28	55.795,60	56.638,34	112.433,94
92	143.361,66	512,52	730,22	1.242,74	143.361,66	56.308,12	57.368,56	113.676,68
93	142.631,44	509,91	732,83	1.242,74	142.631,44	56.818,02	58.101,40	114.919,42
94	141.898,60	507,29	735,45	1.242,74	141.898,60	57.325,31	58.836,85	116.162,16
95	141.163,15	504,66	738,08	1.242,74	141.163,15	57.829,97	59.574,93	117.404,90
96	140.425,07	502,02	740,72	1.242,74	140.425,07	58.331,99	60.315,65	118.647,64
97	139.684,35	499,37	743,37	1.242,74	139.684,35	58.831,36	61.059,02	119.890,38
98	138.940,98	496,71	746,03	1.242,74	138.940,98	59.328,07	61.805,05	121.133,12
99	138.194,95	494,05	748,69	1.242,74	138.194,95	59.822,12	62.553,74	122.375,86
100	137.446,26	491,37	751,37	1.242,74	137.446,26	60.313,49	63.305,11	123.618,60
101	136.694,89	488,68	754,06	1.242,74	136.694,89	60.802,18	64.059,17	124.861,34
102	135.940,83	485,99	756,75	1.242,74	135.940,83	61.288,16	64.815,92	126.104,08
103	135.184,08	483,28	759,46	1.242,74	135.184,08	61.771,45	65.575,37	127.346,82
104	134.424,63	480,57	762,17	1.242,74	134.424,63	62.252,02	66.337,55	128.589,56
105	133.662,45	477,84	764,90	1.242,74	133.662,45	62.729,86	67.102,44	129.832,30
106	132.897,56	475,11	767,63	1.242,74	132.897,56	63.204,97	67.870,07	131.075,04
107	132.129,93	472,36	770,38	1.242,74	132.129,93	63.677,33	68.640,45	132.317,78
108	131.359,55	469,61	773,13	1.242,74	131.359,55	64.146,94	69.413,58	133.560,52
109	130.586,42	466,85	775,89	1.242,74	130.586,42	64.613,79	70.189,47	134.803,26
110	129.810,53	464,07	778,67	1.242,74	129.810,53	65.077,86	70.968,14	136.046,00
111	129.031,86	461,29	781,45	1.242,74	129.031,86	65.539,15	71.749,59	137.288,74
112	128.250,41	458,50	784,24	1.242,74	128.250,41	65.997,65	72.533,84	138.531,48
113	127.466,16	455,69	787,05	1.242,74	127.466,16	66.453,34	73.320,89	139.774,22
114	126.679,11	452,88	789,86	1.242,74	126.679,11	66.906,21	74.110,75	141.016,96
115	125.889,25	450,05	792,69	1.242,74	125.889,25	67.356,27	74.903,43	142.259,70
116	125.096,57	447,22	795,52	1.242,74	125.096,57	67.803,49	75.698,95	143.502,44
117	124.301,05	444,38	798,36	1.242,74	124.301,05	68.247,87	76.497,32	144.745,18
118	123.502,68	441,52	801,22	1.242,74	123.502,68	68.689,39	77.298,54	145.987,92
119	122.701,46	438,66	804,08	1.242,74	122.701,46	69.128,05	78.102,62	147.230,66
120	121.897,38	435,78	806,96	1.242,74	121.897,38	69.563,83	78.909,58	148.473,40
121	121.090,42	432,90	809,84	1.242,74	121.090,42	69.996,73	79.719,42	149.716,14
122	120.280,58	430,00	812,74	1.242,74	120.280,58	70.426,73	80.532,15	150.958,88
123	119.467,85	427,10	815,64	1.242,74	119.467,85	70.853,83	81.347,80	152.201,62
124	118.652,20	424,18	818,56	1.242,74	118.652,20	71.278,01	82.166,36	153.444,36
125	117.833,64	421,26	821,48	1.242,74	117.833,64	71.699,26	82.987,84	154.687,11
126	117.012,16	418,32	824,42	1.242,74	117.012,16	72.117,58	83.812,26	155.929,85
127	116.187,74	415,37	827,37	1.242,74	116.187,74	72.532,95	84.639,63	157.172,59
128	115.360,37	412,41	830,33	1.242,74	115.360,37	72.945,37	85.469,96	158.415,33
129	114.530,04	409,44	833,30	1.242,74	114.530,04	73.354,81	86.303,25	159.658,07
130	113.696,75	406,47	836,27	1.242,74	113.696,75	73.761,28	87.139,53	160.900,81
131	112.860,47	403,48	839,26	1.242,74	112.860,47	74.164,75	87.978,79	162.143,55
132	112.021,21	400,48	842,26	1.242,74	112.021,21	74.565,23	88.821,06	163.386,29
133	111.178,94	397,46	845,28	1.242,74	111.178,94	74.962,69	89.666,33	164.629,03
134	110.333,67	394,44	848,30	1.242,74	110.333,67	75.357,14	90.514,63	165.871,77
135	109.485,37	391,41	851,33	1.242,74	109.485,37	75.748,55	91.365,96	167.114,51
136	108.634,04	388,37	854,37	1.242,74	108.634,04	76.136,91	92.220,33	168.357,25
137	107.779,67	385,31	857,43	1.242,74	107.779,67	76.522,23	93.077,76	169.599,99
138	106.922,24	382,25	860,49	1.242,74	106.922,24	76.904,47	93.938,25	170.842,73
139	106.061,75	379,17	863,57	1.242,74	106.061,75	77.283,64	94.801,82	172.085,47
140	105.198,18	376,08	866,66	1.242,74	105.198,18	77.659,73	95.668,48	173.328,21
141	104.331,52	372,99	869,75	1.242,74	104.331,52	78.032,71	96.538,23	174.570,95
142	103.461,77	369,88	872,86	1.242,74	103.461,77	78.402,59	97.411,10	175.813,69
143	102.588,90	366,76	875,98	1.242,74	102.588,90	78.769,34	98.287,08	177.056,43
144	101.712,92	363,62	879,12	1.242,74	101.712,92	79.132,97	99.166,20	178.299,17
145	100.833,80	360,48	882,26	1.242,74	100.833,80	79.493,45	100.048,46	179.541,91
146	99.951,54	357,33	885,41	1.242,74	99.951,54	79.850,78	100.933,87	180.784,65
147	99.066,13	354,16	888,58	1.242,74	99.066,13	80.204,94	101.822,45	182.027,39
148	98.177,55	350,98	891,76	1.242,74	98.177,55	80.555,92	102.714,21	183.270,13
149	97.285,79	347,80	894,94	1.242,74	97.285,79	80.903,72	103.609,15	184.512,87
150	96.390,85	344,60	898,14	1.242,74	96.390,85	81.248,32	104.507,29	185.755,61
151	95.492,71	341,39	901,35	1.242,74	95.492,71	81.589,70	105.408,65	186.998,35
152	94.591,35	338,16	904,58	1.242,74	94.591,35	81.927,87	106.313,22	188.241,09
153	93.686,78	334,93	907,81	1.242,74	93.686,78	82.262,80	107.221,03	189.483,83
154	92.778,97	331,68	911,06	1.242,74	92.778,97	82.594,48	108.132,09	190.726,57
155	91.867,91	328,43	914,31	1.242,74	91.867,91	82.922,91	109.046,40	191.969,31
156	90.953,60	325,16	917,58	1.242,74	90.953,60	83.248,07	109.963,98	193.212,05
157	90.036,02	321,88	920,86	1.242,74	90.036,02	83.569,95	110.884,84	194.454,79
158	89.115,16	318,59	924,15	1.242,74	89.115,16	83.888,53	111.809,00	195.697,53
159	88.191,00	315,28	927,46	1.242,74	88.191,00	84.203,82	112.736,45	196.940,27
160	87.263,55	311,97	930,77	1.242,74	87.263,55	84.515,78	113.667,23	198.183,01
161	86.332,77	308,64	934,10	1.242,74	86.332,77	84.824,42	114.601,33	199.425,75
162	85.398,67	305,30	937,44	1.242,74	85.398,67	85.129,72	115.538,77	200.668,49
163	84.461,23	301,95	940,79	1.242,74	84.461,23	85.431,67	116.479,56	201.911,23
164	83.520,44	298,59	944,15	1.242,74	83.520,44	85.730,26	117.423,71	203.153,97
165	82.576,29	295,21	947,53	1.242,74	82.576,29	86.025,47	118.371,24	204.396,71
166	81.628,76	291,82	950,92	1.242,74	81.628,76	86.317,29	119.322,16	205.639,45
167	80.677,84	288,42	954,32	1.242,74	80.677,84	86.605,71	120.276,48	206.882,19
168	79.723,52	285,01	957,73	1.242,74	79.723,52	86.890,73	121.234,21	208.124,93
169	78.765,79	281,59	961,15	1.242,74	78.765,79	87.172,31	122.195,36	209.367,67
170	77.804,64	278,15	964,59	1.242,74	77.804,64	87.450,47	123.159,95	210.610,41
171	76.840,05	274,70	968,04	1.242,74	76.840,05	87.725,17	124.127,98	211.853,15
172	75.872,02	271,24	971,50	1.242,74	75.872,02	87.996,41	125.099,48	213.095,89
173	74.900,52	267,77	974,97	1.242,74	74.900,52	88.264,18	126.074,45	214.338,63
174	73.925,55	264,28	978,46	1.242,74	73.925,55	88.528,46	127.052,91	215.581,37
175	72.947,09	260,79	981,95	1.242,74	72.947,09	88.789,25	128.034,86	216.824,11
176	71.965,14	257,28	985,46	1.242,74	71.965,14	89.046,53	129.020,33	218.066,85
177	70.979,67	253,75	988,99	1.242,74	70.979,67	89.300,28	130.009,32	219.309,59
178	69.990,68	250,22	992,52	1.242,74	69.990,68	89.550,49	131.001,84	220.552,33
179	68.998,16	246,67	996,07	1.242,74	68.998,16	89.797,16	131.997,91	221.795,07
180	68.002,09	243,11	999,63	1.242,74	68.002,09	90.040,27	132.997,54	223.037,81
181	67.002,46	239,53	1.003,21	1.242,74	67.002,46	90.279,80	134.000,75	224.280,55
182	65.999,25	235,95	1.006,79	1.242,74	65.999,25	90.515,75	135.007,54	225.523,29
183	64.992,46	232,35	1.010,39	1.242,74	64.992,46	90.748,10	136.017,94	226.766,04
184	63.982,06	228,74	1.014,00	1.242,74	63.982,06	90.976,83	137.031,94	228.008,78
185	62.968,06	225,11	1.017,63	1.242,74	62.968,06	91.201,95	138.049,57	229.251,52
186	61.950,43	221,47	1.021,27	1.242,74	61.950,43	91.423,42	139.070,84	230.494,26
187	60.929,16	217,82	1.024,92	1.242,74	60.929,16	91.641,24	140.095,76	231.737,00
188	59.904,24	214,16	1.028,58	1.242,74	59.904,24	91.855,40	141.124,34	232.979,74
189	58.875,66	210,48	1.032,26	1.242,74	58.875,66	92.065,88	142.156,60	234.222,48
190	57.843,40	206,79	1.035,95	1.242,74	57.843,40	92.272,67	143.192,55	235.465,22
191	56.807,45	203,09	1.039,65	1.242,74	56.807,45	92.475,76	144.232,20	236.707,96
192	55.767,80	199,37	1.043,37	1.242,74	55.767,80	92.675,13	145.275,57	237.950,70
193	54.724,43	195,64	1.047,10	1.242,74	54.724,43	92.870,77	146.322,67	239.193,44
194	53.677,33	191,90	1.050,84	1.242,74	53.677,33	93.062,66	147.373,52	240.436,18
195	52.626,48	188,14	1.054,60	1.242,74	52.626,48	93.250,80	148.428,12	241.678,92
196	51.571,88	184,37	1.058,37	1.242,74	51.571,88	93.435,17	149.486,49	242.921,66
197	50.513,51	180,59	1.062,15	1.242,74	50.513,51	93.615,76	150.548,64	244.164,40
198	49.451,36	176,79	1.065,95	1.242,74	49.451,36	93.792,55	151.614,59	245.407,14
199	48.385,41	172,98	1.069,76	1.242,74	48.385,41	93.965,52	152.684,36	246.649,88
200	47.315,64	169,15	1.073,59	1.242,74	47.315,64	94.134,68	153.757,94	247.892,62
201	46.242,06	165,32	1.077,42	1.242,74	46.242,06	94.299,99	154.835,37	249.135,36
202	45.164,63	161,46	1.081,28	1.242,74	45.164,63	94.461,46	155.916,64	250.378,10
203	44.083,36	157,60	1.085,14	1.242,74	44.083,36	94.619,05	157.001,79	251.620,84
204	42.998,21	153,72	1.089,02	1.242,74	42.998,21	94.772,77	158.090,81	252.863,58
205	41.909,19	149,83	1.092,91	1.242,74	41.909,19	94.922,60	159.183,72	254.106,32
206	40.816,28	145,92	1.096,82	1.242,74	40.816,28	95.068,52	160.280,54	255.349,06
207	39.719,46	142,00	1.100,74	1.242,74	39.719,46	95.210,51	161.381,29	256.591,80
208	38.618,71	138,06	1.104,68	1.242,74	38.618,71	95.348,57	162.485,97	257.834,54
209	37.514,03	134,11	1.108,63	1.242,74	37.514,03	95.482,69	163.594,59	259.077,28
210	36.405,41	130,15	1.112,59	1.242,74	36.405,41	95.612,84	164.707,18	260.320,02
211	35.292,82	126,17	1.116,57	1.242,74	35.292,82	95.739,01	165.823,75	261.562,76
212	34.176,25	122,18	1.120,56	1.242,74	34.176,25	95.861,19	166.944,31	262.805,50
213	33.055,69	118,17	1.124,57	1.242,74	33.055,69	95.979,36	168.068,88	264.048,24
214	31.931,12	114,15	1.128,59	1.242,74	31.931,12	96.093,52	169.197,46	265.290,98
215	30.802,54	110,12	1.132,62	1.242,74	30.802,54	96.203,64	170.330,09	266.533,72
216	29.669,91	106,07	1.136,67	1.242,74	29.669,91	96.309,71	171.466,76	267.776,46
217	28.533,24	102,01	1.140,73	1.242,74	28.533,24	96.411,71	172.607,49	269.019,20
218	27.392,51	97,93	1.144,81	1.242,74	27.392,51	96.509,64	173.752,30	270.261,94
219	26.247,70	93,84	1.148,90	1.242,74	26.247,70	96.603,48	174.901,21	271.504,68
220	25.098,79	89,73	1.153,01	1.242,74	25.098,79	96.693,20	176.054,22	272.747,42
221	23.945,78	85,61	1.157,13	1.242,74	23.945,78	96.778,81	177.211,35	273.990,16
222	22.788,65	81,47	1.161,27	1.242,74	22.788,65	96.860,28	178.372,62	275.232,90
223	21.627,38	77,32	1.165,42	1.242,74	21.627,38	96.937,60	179.538,05	276.475,64
224	20.461,95	73,15	1.169,59	1.242,74	20.461,95	97.010,75	180.707,63	277.718,38
225	19.292,37	68,97	1.173,77	1.242,74	19.292,37	97.079,72	181.881,40	278.961,12
226	18.118,60	64,77	1.177,97	1.242,74	18.118,60	97.144,49	183.059,37	280.203,86
227	16.940,63	60,56	1.182,18	1.242,74	16.940,63	97.205,06	184.241,55	281.446,60
228	15.758,45	56,34	1.186,40	1.242,74	15.758,45	97.261,39	185.427,95	282.689,34
229	14.572,05	52,10	1.190,65	1.242,74	14.572,05	97.313,49	186.618,60	283.932,08
230	13.381,40	47,84	1.194,90	1.242,74	13.381,40	97.361,33	187.813,50	285.174,82
231	12.186,50	43,57	1.199,17	1.242,74	12.186,50	97.404,89	189.012,67	286.417,56
232	10.987,33	39,28	1.203,46	1.242,74	10.987,33	97.444,17	190.216,13	287.660,30
233	9.783,87	34,98	1.207,76	1.242,74	9.783,87	97.479,15	191.423,89	288.903,04
234	8.576,11	30,66	1.212,08	1.242,74	8.576,11	97.509,81	192.635,98	290.145,78
235	7.364,02	26,33	1.216,41	1.242,74	7.364,02	97.536,14	193.852,39	291.388,52
236	6.147,61	21,98	1.220,76	1.242,74	6.147,61	97.558,11	195.073,15	292.631,26
237	4.926,85	17,61	1.225,13	1.242,74	4.926,85	97.575,73	196.298,28	293.874,00
238	3.701,72	13,23	1.229,51	1.242,74	3.701,72	97.588,96	197.527,78	295.116,74
239	2.472,22	8,84	1.233,90	1.242,74	2.472,22	97.597,80	198.761,69	296.359,48
240	1.238,31	4,43	1.238,31	1.242,74	1.238,31	97.602,23	200.000,00	297.602,23

Baufinanzierung

3.47/5,00

99.134,40€
Zinsanteil

1.249,16€
Monatsrate

4,35%
Sollzins p.a.

4,46%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.537,50 €;Gesamtbetrag: 184.500,00 €;Anzahl Kreditraten: 120;Laufzeit: 326 Monate;Effektiver Jahreszins: 4,26 %;Gebundener Sollzins: 4,15 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	725,00	524,16	1.249,16	199.475,84	725,00	524,16	1.249,16
2	199.475,84	723,10	526,06	1.249,16	199.475,84	783,52	1.050,22	1.833,74
3	198.949,78	721,19	527,97	1.249,16	198.949,78	1.504,71	1.578,19	3.082,90
4	198.421,81	719,28	529,88	1.249,16	198.421,81	2.223,99	2.108,08	4.332,07
5	197.891,92	717,36	531,80	1.249,16	197.891,92	2.941,35	2.639,88	5.581,23
6	197.360,12	715,43	533,73	1.249,16	197.360,12	3.656,78	3.173,61	6.830,39
7	196.826,39	713,50	535,67	1.249,16	196.826,39	4.370,27	3.709,28	8.079,55
8	196.290,72	711,55	537,61	1.249,16	196.290,72	5.081,83	4.246,89	9.328,72
9	195.753,11	709,61	539,56	1.249,16	195.753,11	5.791,43	4.786,45	10.577,88
10	195.213,55	707,65	541,51	1.249,16	195.213,55	6.499,08	5.327,96	11.827,04
11	194.672,04	705,69	543,48	1.249,16	194.672,04	7.204,77	5.871,44	13.076,20
12	194.128,56	703,72	545,45	1.249,16	194.128,56	7.908,48	6.416,88	14.325,37
13	193.583,12	701,74	547,42	1.249,16	193.583,12	8.610,22	6.964,31	15.574,53
14	193.035,69	699,75	549,41	1.249,16	193.035,69	9.309,98	7.513,71	16.823,69
15	192.486,29	697,76	551,40	1.249,16	192.486,29	10.007,74	8.065,11	18.072,85
16	191.934,89	695,76	553,40	1.249,16	191.934,89	10.703,50	8.618,51	19.322,02
17	191.381,49	693,76	555,40	1.249,16	191.381,49	11.397,26	9.173,92	20.571,18
18	190.826,08	691,74	557,42	1.249,16	190.826,08	12.089,01	9.731,34	21.820,34
19	190.268,66	689,72	559,44	1.249,16	190.268,66	12.778,73	10.290,77	23.069,50
20	189.709,23	687,70	561,47	1.249,16	189.709,23	13.466,43	10.852,24	24.318,67
21	189.147,76	685,66	563,50	1.249,16	189.147,76	14.152,09	11.415,74	25.567,83
22	188.584,26	683,62	565,54	1.249,16	188.584,26	14.835,70	11.981,29	26.816,99
23	188.018,71	681,57	567,59	1.249,16	188.018,71	15.517,27	12.548,88	28.066,15
24	187.451,12	679,51	569,65	1.249,16	187.451,12	16.196,78	13.118,53	29.315,32
25	186.881,47	677,45	571,72	1.249,16	186.881,47	16.874,23	13.690,25	30.564,48
26	186.309,75	675,37	573,79	1.249,16	186.309,75	17.549,60	14.264,04	31.813,64
27	185.735,96	673,29	575,87	1.249,16	185.735,96	18.222,89	14.839,91	33.062,80
28	185.160,09	671,21	577,96	1.249,16	185.160,09	18.894,10	15.417,87	34.311,96
29	184.582,13	669,11	580,05	1.249,16	184.582,13	19.563,21	15.997,92	35.561,13
30	184.002,08	667,01	582,15	1.249,16	184.002,08	20.230,22	16.580,07	36.810,29
31	183.419,93	664,90	584,27	1.249,16	183.419,93	20.895,11	17.164,34	38.059,45
32	182.835,66	662,78	586,38	1.249,16	182.835,66	21.557,89	17.750,72	39.308,61
33	182.249,28	660,65	588,51	1.249,16	182.249,28	22.218,55	18.339,23	40.557,78
34	181.660,77	658,52	590,64	1.249,16	181.660,77	22.877,07	18.929,87	41.806,94
35	181.070,13	656,38	592,78	1.249,16	181.070,13	23.533,45	19.522,66	43.056,10
36	180.477,34	654,23	594,93	1.249,16	180.477,34	24.187,68	20.117,59	44.305,26
37	179.882,41	652,07	597,09	1.249,16	179.882,41	24.839,75	20.714,68	45.554,43
38	179.285,32	649,91	599,25	1.249,16	179.285,32	25.489,66	21.313,93	46.803,59
39	178.686,07	647,74	601,43	1.249,16	178.686,07	26.137,40	21.915,36	48.052,75
40	178.084,64	645,56	603,61	1.249,16	178.084,64	26.782,95	22.518,96	49.301,91
41	177.481,04	643,37	605,79	1.249,16	177.481,04	27.426,32	23.124,75	50.551,08
42	176.875,25	641,17	607,99	1.249,16	176.875,25	28.067,49	23.732,74	51.800,24
43	176.267,26	638,97	610,19	1.249,16	176.267,26	28.706,46	24.342,94	53.049,40
44	175.657,06	636,76	612,41	1.249,16	175.657,06	29.343,22	24.955,34	54.298,56
45	175.044,66	634,54	614,63	1.249,16	175.044,66	29.977,76	25.569,97	55.547,73
46	174.430,03	632,31	616,85	1.249,16	174.430,03	30.610,07	26.186,82	56.796,89
47	173.813,18	630,07	619,09	1.249,16	173.813,18	31.240,14	26.805,91	58.046,05
48	173.194,09	627,83	621,33	1.249,16	173.194,09	31.867,97	27.427,25	59.295,21
49	172.572,75	625,58	623,59	1.249,16	172.572,75	32.493,54	28.050,83	60.544,38
50	171.949,17	623,32	625,85	1.249,16	171.949,17	33.116,86	28.676,68	61.793,54
51	171.323,32	621,05	628,12	1.249,16	171.323,32	33.737,91	29.304,79	63.042,70
52	170.695,21	618,77	630,39	1.249,16	170.695,21	34.356,68	29.935,19	64.291,86
53	170.064,81	616,48	632,68	1.249,16	170.064,81	34.973,16	30.567,86	65.541,03
54	169.432,14	614,19	634,97	1.249,16	169.432,14	35.587,35	31.202,84	66.790,19
55	168.797,16	611,89	637,27	1.249,16	168.797,16	36.199,24	31.840,11	68.039,35
56	168.159,89	609,58	639,58	1.249,16	168.159,89	36.808,82	32.479,69	69.288,51
57	167.520,31	607,26	641,90	1.249,16	167.520,31	37.416,08	33.121,59	70.537,68
58	166.878,41	604,93	644,23	1.249,16	166.878,41	38.021,02	33.765,82	71.786,84
59	166.234,18	602,60	646,56	1.249,16	166.234,18	38.623,62	34.412,38	73.036,00
60	165.587,62	600,26	648,91	1.249,16	165.587,62	39.223,87	35.061,29	74.285,16
61	164.938,71	597,90	651,26	1.249,16	164.938,71	39.821,77	35.712,55	75.534,33
62	164.287,45	595,54	653,62	1.249,16	164.287,45	40.417,32	36.366,17	76.783,49
63	163.633,83	593,17	655,99	1.249,16	163.633,83	41.010,49	37.022,16	78.032,65
64	162.977,84	590,79	658,37	1.249,16	162.977,84	41.601,28	37.680,53	79.281,81
65	162.319,47	588,41	660,75	1.249,16	162.319,47	42.189,69	38.341,28	80.530,98
66	161.658,72	586,01	663,15	1.249,16	161.658,72	42.775,70	39.004,43	81.780,14
67	160.995,57	583,61	665,55	1.249,16	160.995,57	43.359,31	39.669,99	83.029,30
68	160.330,01	581,20	667,97	1.249,16	160.330,01	43.940,51	40.337,95	84.278,46
69	159.662,05	578,77	670,39	1.249,16	159.662,05	44.519,28	41.008,34	85.527,62
70	158.991,66	576,34	672,82	1.249,16	158.991,66	45.095,63	41.681,16	86.776,79
71	158.318,84	573,91	675,26	1.249,16	158.318,84	45.669,54	42.356,41	88.025,95
72	157.643,59	571,46	677,70	1.249,16	157.643,59	46.240,99	43.034,12	89.275,11
73	156.965,88	569,00	680,16	1.249,16	156.965,88	46.809,99	43.714,28	90.524,27
74	156.285,72	566,54	682,63	1.249,16	156.285,72	47.376,53	44.396,91	91.773,44
75	155.603,09	564,06	685,10	1.249,16	155.603,09	47.940,59	45.082,01	93.022,60
76	154.917,99	561,58	687,58	1.249,16	154.917,99	48.502,17	45.769,59	94.271,76
77	154.230,41	559,09	690,08	1.249,16	154.230,41	49.061,25	46.459,67	95.520,92
78	153.540,33	556,58	692,58	1.249,16	153.540,33	49.617,84	47.152,25	96.770,09
79	152.847,75	554,07	695,09	1.249,16	152.847,75	50.171,91	47.847,34	98.019,25
80	152.152,66	551,55	697,61	1.249,16	152.152,66	50.723,46	48.544,95	99.268,41
81	151.455,05	549,02	700,14	1.249,16	151.455,05	51.272,49	49.245,08	100.517,57
82	150.754,92	546,49	702,68	1.249,16	150.754,92	51.818,98	49.947,76	101.766,74
83	150.052,24	543,94	705,22	1.249,16	150.052,24	52.362,92	50.652,98	103.015,90
84	149.347,02	541,38	707,78	1.249,16	149.347,02	52.904,30	51.360,76	104.265,06
85	148.639,24	538,82	710,35	1.249,16	148.639,24	53.443,12	52.071,11	105.514,22
86	147.928,89	536,24	712,92	1.249,16	147.928,89	53.979,36	52.784,03	106.763,39
87	147.215,97	533,66	715,50	1.249,16	147.215,97	54.513,02	53.499,53	108.012,55
88	146.500,47	531,06	718,10	1.249,16	146.500,47	55.044,08	54.217,63	109.261,71
89	145.782,37	528,46	720,70	1.249,16	145.782,37	55.572,54	54.938,33	110.510,87
90	145.061,67	525,85	723,31	1.249,16	145.061,67	56.098,39	55.661,65	111.760,04
91	144.338,35	523,23	725,94	1.249,16	144.338,35	56.621,62	56.387,58	113.009,20
92	143.612,42	520,60	728,57	1.249,16	143.612,42	57.142,21	57.116,15	114.258,36
93	142.883,85	517,95	731,21	1.249,16	142.883,85	57.660,16	57.847,36	115.507,52
94	142.152,64	515,30	733,86	1.249,16	142.152,64	58.175,47	58.581,22	116.756,69
95	141.418,78	512,64	736,52	1.249,16	141.418,78	58.688,11	59.317,74	118.005,85
96	140.682,26	509,97	739,19	1.249,16	140.682,26	59.198,08	60.056,93	119.255,01
97	139.943,07	507,29	741,87	1.249,16	139.943,07	59.705,38	60.798,79	120.504,17
98	139.201,21	504,60	744,56	1.249,16	139.201,21	60.209,98	61.543,35	121.753,34
99	138.456,65	501,91	747,26	1.249,16	138.456,65	60.711,89	62.290,61	123.002,50
100	137.709,39	499,20	749,97	1.249,16	137.709,39	61.211,08	63.040,58	124.251,66
101	136.959,42	496,48	752,68	1.249,16	136.959,42	61.707,56	63.793,26	125.500,82
102	136.206,74	493,75	755,41	1.249,16	136.206,74	62.201,31	64.548,67	126.749,99
103	135.451,33	491,01	758,15	1.249,16	135.451,33	62.692,32	65.306,82	127.999,15
104	134.693,18	488,26	760,90	1.249,16	134.693,18	63.180,59	66.067,72	129.248,31
105	133.932,28	485,50	763,66	1.249,16	133.932,28	63.666,09	66.831,38	130.497,47
106	133.168,62	482,74	766,43	1.249,16	133.168,62	64.148,83	67.597,81	131.746,63
107	132.402,19	479,96	769,20	1.249,16	132.402,19	64.628,78	68.367,01	132.995,80
108	131.632,99	477,17	771,99	1.249,16	131.632,99	65.105,95	69.139,01	134.244,96
109	130.860,99	474,37	774,79	1.249,16	130.860,99	65.580,32	69.913,80	135.494,12
110	130.086,20	471,56	777,60	1.249,16	130.086,20	66.051,89	70.691,40	136.743,28
111	129.308,60	468,74	780,42	1.249,16	129.308,60	66.520,63	71.471,82	137.992,45
112	128.528,18	465,91	783,25	1.249,16	128.528,18	66.986,55	72.255,06	139.241,61
113	127.744,94	463,08	786,09	1.249,16	127.744,94	67.449,62	73.041,15	140.490,77
114	126.958,85	460,23	788,94	1.249,16	126.958,85	67.909,85	73.830,09	141.739,93
115	126.169,91	457,37	791,80	1.249,16	126.169,91	68.367,21	74.621,88	142.989,10
116	125.378,12	454,50	794,67	1.249,16	125.378,12	68.821,71	75.416,55	144.238,26
117	124.583,45	451,62	797,55	1.249,16	124.583,45	69.273,32	76.214,10	145.487,42
118	123.785,90	448,72	800,44	1.249,16	123.785,90	69.722,05	77.014,54	146.736,58
119	122.985,46	445,82	803,34	1.249,16	122.985,46	70.167,87	77.817,88	147.985,75
120	122.182,12	442,91	806,25	1.249,16	122.182,12	70.610,78	78.624,13	149.234,91
121	121.375,87	439,99	809,17	1.249,16	121.375,87	71.050,77	79.433,30	150.484,07
122	120.566,70	437,05	812,11	1.249,16	120.566,70	71.487,82	80.245,41	151.733,23
123	119.754,59	434,11	815,05	1.249,16	119.754,59	71.921,93	81.060,46	152.982,40
124	118.939,54	431,16	818,01	1.249,16	118.939,54	72.353,09	81.878,47	154.231,56
125	118.121,53	428,19	820,97	1.249,16	118.121,53	72.781,28	82.699,44	155.480,72
126	117.300,56	425,21	823,95	1.249,16	117.300,56	73.206,49	83.523,39	156.729,88
127	116.476,61	422,23	826,93	1.249,16	116.476,61	73.628,72	84.350,33	157.979,05
128	115.649,67	419,23	829,93	1.249,16	115.649,67	74.047,95	85.180,26	159.228,21
129	114.819,74	416,22	832,94	1.249,16	114.819,74	74.464,17	86.013,20	160.477,37
130	113.986,80	413,20	835,96	1.249,16	113.986,80	74.877,37	86.849,16	161.726,53
131	113.150,84	410,17	838,99	1.249,16	113.150,84	75.287,55	87.688,15	162.975,70
132	112.311,85	407,13	842,03	1.249,16	112.311,85	75.694,68	88.530,18	164.224,86
133	111.469,82	404,08	845,08	1.249,16	111.469,82	76.098,75	89.375,27	165.474,02
134	110.624,73	401,01	848,15	1.249,16	110.624,73	76.499,77	90.223,41	166.723,18
135	109.776,59	397,94	851,22	1.249,16	109.776,59	76.897,71	91.074,64	167.972,35
136	108.925,36	394,85	854,31	1.249,16	108.925,36	77.292,56	91.928,94	169.221,51
137	108.071,06	391,76	857,40	1.249,16	108.071,06	77.684,32	92.786,35	170.470,67
138	107.213,65	388,65	860,51	1.249,16	107.213,65	78.072,97	93.646,86	171.719,83
139	106.353,14	385,53	863,63	1.249,16	106.353,14	78.458,50	94.510,49	172.969,00
140	105.489,51	382,40	866,76	1.249,16	105.489,51	78.840,90	95.377,26	174.218,16
141	104.622,74	379,26	869,90	1.249,16	104.622,74	79.220,16	96.247,16	175.467,32
142	103.752,84	376,10	873,06	1.249,16	103.752,84	79.596,26	97.120,22	176.716,48
143	102.879,78	372,94	876,22	1.249,16	102.879,78	79.969,20	97.996,44	177.965,65
144	102.003,56	369,76	879,40	1.249,16	102.003,56	80.338,96	98.875,84	179.214,81
145	101.124,16	366,58	882,59	1.249,16	101.124,16	80.705,54	99.758,43	180.463,97
146	100.241,57	363,38	885,79	1.249,16	100.241,57	81.068,92	100.644,22	181.713,13
147	99.355,78	360,16	889,00	1.249,16	99.355,78	81.429,08	101.533,22	182.962,29
148	98.466,78	356,94	892,22	1.249,16	98.466,78	81.786,02	102.425,44	184.211,46
149	97.574,56	353,71	895,45	1.249,16	97.574,56	82.139,73	103.320,89	185.460,62
150	96.679,11	350,46	898,70	1.249,16	96.679,11	82.490,19	104.219,59	186.709,78
151	95.780,41	347,20	901,96	1.249,16	95.780,41	82.837,40	105.121,55	187.958,94
152	94.878,45	343,93	905,23	1.249,16	94.878,45	83.181,33	106.026,78	189.208,11
153	93.973,22	340,65	908,51	1.249,16	93.973,22	83.521,98	106.935,29	190.457,27
154	93.064,71	337,36	911,80	1.249,16	93.064,71	83.859,34	107.847,09	191.706,43
155	92.152,91	334,05	915,11	1.249,16	92.152,91	84.193,40	108.762,20	192.955,59
156	91.237,80	330,74	918,43	1.249,16	91.237,80	84.524,13	109.680,62	194.204,76
157	90.319,38	327,41	921,75	1.249,16	90.319,38	84.851,54	110.602,38	195.453,92
158	89.397,62	324,07	925,10	1.249,16	89.397,62	85.175,61	111.527,47	196.703,08
159	88.472,53	320,71	928,45	1.249,16	88.472,53	85.496,32	112.455,92	197.952,24
160	87.544,08	317,35	931,82	1.249,16	87.544,08	85.813,67	113.387,74	199.201,41
161	86.612,26	313,97	935,19	1.249,16	86.612,26	86.127,64	114.322,93	200.450,57
162	85.677,07	310,58	938,58	1.249,16	85.677,07	86.438,22	115.261,51	201.699,73
163	84.738,49	307,18	941,99	1.249,16	84.738,49	86.745,39	116.203,50	202.948,89
164	83.796,50	303,76	945,40	1.249,16	83.796,50	87.049,16	117.148,90	204.198,06
165	82.851,10	300,34	948,83	1.249,16	82.851,10	87.349,49	118.097,73	205.447,22
166	81.902,27	296,90	952,27	1.249,16	81.902,27	87.646,39	119.049,99	206.696,38
167	80.950,01	293,44	955,72	1.249,16	80.950,01	87.939,83	120.005,71	207.945,54
168	79.994,29	289,98	959,18	1.249,16	79.994,29	88.229,81	120.964,90	209.194,71
169	79.035,10	286,50	962,66	1.249,16	79.035,10	88.516,31	121.927,56	210.443,87
170	78.072,44	283,01	966,15	1.249,16	78.072,44	88.799,32	122.893,71	211.693,03
171	77.106,29	279,51	969,65	1.249,16	77.106,29	89.078,84	123.863,36	212.942,19
172	76.136,64	276,00	973,17	1.249,16	76.136,64	89.354,83	124.836,53	214.191,36
173	75.163,47	272,47	976,69	1.249,16	75.163,47	89.627,30	125.813,22	215.440,52
174	74.186,78	268,93	980,24	1.249,16	74.186,78	89.896,23	126.793,46	216.689,68
175	73.206,54	265,37	983,79	1.249,16	73.206,54	90.161,60	127.777,24	217.938,84
176	72.222,76	261,81	987,35	1.249,16	72.222,76	90.423,41	128.764,60	219.188,01
177	71.235,40	258,23	990,93	1.249,16	71.235,40	90.681,63	129.755,53	220.437,17
178	70.244,47	254,64	994,53	1.249,16	70.244,47	90.936,27	130.750,06	221.686,33
179	69.249,94	251,03	998,13	1.249,16	69.249,94	91.187,30	131.748,19	222.935,49
180	68.251,81	247,41	1.001,75	1.249,16	68.251,81	91.434,71	132.749,94	224.184,66
181	67.250,06	243,78	1.005,38	1.249,16	67.250,06	91.678,50	133.755,32	225.433,82
182	66.244,68	240,14	1.009,03	1.249,16	66.244,68	91.918,63	134.764,35	226.682,98
183	65.235,65	236,48	1.012,68	1.249,16	65.235,65	92.155,11	135.777,03	227.932,14
184	64.222,97	232,81	1.016,35	1.249,16	64.222,97	92.387,92	136.793,38	229.181,30
185	63.206,62	229,12	1.020,04	1.249,16	63.206,62	92.617,04	137.813,42	230.430,47
186	62.186,58	225,43	1.023,74	1.249,16	62.186,58	92.842,47	138.837,16	231.679,63
187	61.162,84	221,72	1.027,45	1.249,16	61.162,84	93.064,19	139.864,61	232.928,79
188	60.135,39	217,99	1.031,17	1.249,16	60.135,39	93.282,18	140.895,78	234.177,95
189	59.104,22	214,25	1.034,91	1.249,16	59.104,22	93.496,43	141.930,69	235.427,12
190	58.069,31	210,50	1.038,66	1.249,16	58.069,31	93.706,93	142.969,35	236.676,28
191	57.030,65	206,74	1.042,43	1.249,16	57.030,65	93.913,67	144.011,77	237.925,44
192	55.988,23	202,96	1.046,21	1.249,16	55.988,23	94.116,62	145.057,98	239.174,60
193	54.942,02	199,16	1.050,00	1.249,16	54.942,02	94.315,79	146.107,98	240.423,77
194	53.892,02	195,36	1.053,80	1.249,16	53.892,02	94.511,15	147.161,78	241.672,93
195	52.838,22	191,54	1.057,62	1.249,16	52.838,22	94.702,69	148.219,41	242.922,09
196	51.780,59	187,70	1.061,46	1.249,16	51.780,59	94.890,39	149.280,86	244.171,25
197	50.719,14	183,86	1.065,31	1.249,16	50.719,14	95.074,25	150.346,17	245.420,42
198	49.653,83	180,00	1.069,17	1.249,16	49.653,83	95.254,24	151.415,34	246.669,58
199	48.584,66	176,12	1.073,04	1.249,16	48.584,66	95.430,36	152.488,38	247.918,74
200	47.511,62	172,23	1.076,93	1.249,16	47.511,62	95.602,59	153.565,31	249.167,90
201	46.434,69	168,33	1.080,84	1.249,16	46.434,69	95.770,92	154.646,15	250.417,07
202	45.353,85	164,41	1.084,75	1.249,16	45.353,85	95.935,33	155.730,90	251.666,23
203	44.269,10	160,48	1.088,69	1.249,16	44.269,10	96.095,80	156.819,59	252.915,39
204	43.180,41	156,53	1.092,63	1.249,16	43.180,41	96.252,33	157.912,22	254.164,55
205	42.087,78	152,57	1.096,59	1.249,16	42.087,78	96.404,90	159.008,82	255.413,72
206	40.991,18	148,59	1.100,57	1.249,16	40.991,18	96.553,49	160.109,39	256.662,88
207	39.890,61	144,60	1.104,56	1.249,16	39.890,61	96.698,09	161.213,95	257.912,04
208	38.786,05	140,60	1.108,56	1.249,16	38.786,05	96.838,69	162.322,51	259.161,20
209	37.677,49	136,58	1.112,58	1.249,16	37.677,49	96.975,28	163.435,09	260.410,37
210	36.564,91	132,55	1.116,61	1.249,16	36.564,91	97.107,82	164.551,71	261.659,53
211	35.448,29	128,50	1.120,66	1.249,16	35.448,29	97.236,32	165.672,37	262.908,69
212	34.327,63	124,44	1.124,72	1.249,16	34.327,63	97.360,76	166.797,09	264.157,85
213	33.202,91	120,36	1.128,80	1.249,16	33.202,91	97.481,12	167.925,89	265.407,02
214	32.074,11	116,27	1.132,89	1.249,16	32.074,11	97.597,39	169.058,79	266.656,18
215	30.941,21	112,16	1.137,00	1.249,16	30.941,21	97.709,55	170.195,79	267.905,34
216	29.804,21	108,04	1.141,12	1.249,16	29.804,21	97.817,59	171.336,91	269.154,50
217	28.663,09	103,90	1.145,26	1.249,16	28.663,09	97.921,50	172.482,17	270.403,67
218	27.517,83	99,75	1.149,41	1.249,16	27.517,83	98.021,25	173.631,58	271.652,83
219	26.368,42	95,59	1.153,58	1.249,16	26.368,42	98.116,83	174.785,16	272.901,99
220	25.214,84	91,40	1.157,76	1.249,16	25.214,84	98.208,24	175.942,92	274.151,15
221	24.057,08	87,21	1.161,96	1.249,16	24.057,08	98.295,44	177.104,87	275.400,32
222	22.895,13	82,99	1.166,17	1.249,16	22.895,13	98.378,44	178.271,04	276.649,48
223	21.728,96	78,77	1.170,39	1.249,16	21.728,96	98.457,21	179.441,43	277.898,64
224	20.558,57	74,52	1.174,64	1.249,16	20.558,57	98.531,73	180.616,07	279.147,80
225	19.383,93	70,27	1.178,90	1.249,16	19.383,93	98.602,00	181.794,97	280.396,96
226	18.205,03	65,99	1.183,17	1.249,16	18.205,03	98.667,99	182.978,14	281.646,13
227	17.021,86	61,70	1.187,46	1.249,16	17.021,86	98.729,70	184.165,59	282.895,29
228	15.834,41	57,40	1.191,76	1.249,16	15.834,41	98.787,10	185.357,36	284.144,45
229	14.642,64	53,08	1.196,08	1.249,16	14.642,64	98.840,17	186.553,44	285.393,61
230	13.446,56	48,74	1.200,42	1.249,16	13.446,56	98.888,92	187.753,86	286.642,78
231	12.246,14	44,39	1.204,77	1.249,16	12.246,14	98.933,31	188.958,63	287.891,94
232	11.041,37	40,02	1.209,14	1.249,16	11.041,37	98.973,34	190.167,77	289.141,10
233	9.832,23	35,64	1.213,52	1.249,16	9.832,23	99.008,98	191.381,29	290.390,26
234	8.618,71	31,24	1.217,92	1.249,16	8.618,71	99.040,22	192.599,21	291.639,43
235	7.400,79	26,83	1.222,33	1.249,16	7.400,79	99.067,05	193.821,54	292.888,59
236	6.178,46	22,40	1.226,77	1.249,16	6.178,46	99.089,45	195.048,31	294.137,75
237	4.951,69	17,95	1.231,21	1.249,16	4.951,69	99.107,40	196.279,52	295.386,91
238	3.720,48	13,49	1.235,68	1.249,16	3.720,48	99.120,88	197.515,19	296.636,08
239	2.484,81	9,01	1.240,16	1.249,16	2.484,81	99.129,89	198.755,35	297.885,24
240	1.244,65	4,51	1.244,65	1.249,16	1.244,65	99.134,40	200.000,00	299.134,40

Baufinanzierung

3.46/5,00

100% p.a. Finanzierung möglich

110.766,25€
Zinsanteil

1.297,91€
Monatsrate

4,80%
Sollzins p.a.

4,93%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.932,50 €;Gesamtbetrag: 347.850,00 €;Anzahl Kreditraten: 180;Laufzeit: 241 Monate;Effektiver Jahreszins: 4,86 %;Gebundener Sollzins: 4,73 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	800,00	497,91	1.297,91	199.502,09	800,00	497,91	1.297,91
2	199.502,09	798,01	499,91	1.297,91	199.502,09	864,68	997,82	1.862,50
3	199.002,18	796,01	501,91	1.297,91	199.002,18	1.660,68	1.499,73	3.160,41
4	198.500,27	794,00	503,91	1.297,91	198.500,27	2.454,68	2.003,64	4.458,33
5	197.996,36	791,99	505,93	1.297,91	197.996,36	3.246,67	2.509,57	5.756,24
6	197.490,43	789,96	507,95	1.297,91	197.490,43	4.036,63	3.017,52	7.054,16
7	196.982,48	787,93	509,99	1.297,91	196.982,48	4.824,56	3.527,51	8.352,07
8	196.472,49	785,89	512,02	1.297,91	196.472,49	5.610,45	4.039,53	9.649,99
9	195.960,47	783,84	514,07	1.297,91	195.960,47	6.394,29	4.553,61	10.947,90
10	195.446,39	781,79	516,13	1.297,91	195.446,39	7.176,08	5.069,74	12.245,82
11	194.930,26	779,72	518,19	1.297,91	194.930,26	7.955,80	5.587,93	13.543,73
12	194.412,07	777,65	520,27	1.297,91	194.412,07	8.733,45	6.108,20	14.841,65
13	193.891,80	775,57	522,35	1.297,91	193.891,80	9.509,02	6.630,55	16.139,56
14	193.369,45	773,48	524,44	1.297,91	193.369,45	10.282,49	7.154,98	17.437,48
15	192.845,02	771,38	526,53	1.297,91	192.845,02	11.053,87	7.681,52	18.735,39
16	192.318,48	769,27	528,64	1.297,91	192.318,48	11.823,15	8.210,16	20.033,31
17	191.789,84	767,16	530,76	1.297,91	191.789,84	12.590,31	8.740,91	21.331,22
18	191.259,09	765,04	532,88	1.297,91	191.259,09	13.355,34	9.273,79	22.629,14
19	190.726,21	762,90	535,01	1.297,91	190.726,21	14.118,25	9.808,80	23.927,05
20	190.191,20	760,76	537,15	1.297,91	190.191,20	14.879,01	10.345,95	25.224,97
21	189.654,05	758,62	539,30	1.297,91	189.654,05	15.637,63	10.885,25	26.522,88
22	189.114,75	756,46	541,46	1.297,91	189.114,75	16.394,09	11.426,71	27.820,80
23	188.573,29	754,29	543,62	1.297,91	188.573,29	17.148,38	11.970,33	29.118,71
24	188.029,67	752,12	545,80	1.297,91	188.029,67	17.900,50	12.516,13	30.416,63
25	187.483,87	749,94	547,98	1.297,91	187.483,87	18.650,44	13.064,10	31.714,54
26	186.935,90	747,74	550,17	1.297,91	186.935,90	19.398,18	13.614,28	33.012,46
27	186.385,72	745,54	552,37	1.297,91	186.385,72	20.143,72	14.166,65	34.310,37
28	185.833,35	743,33	554,58	1.297,91	185.833,35	20.887,06	14.721,23	35.608,28
29	185.278,77	741,12	556,80	1.297,91	185.278,77	21.628,17	15.278,03	36.906,20
30	184.721,97	738,89	559,03	1.297,91	184.721,97	22.367,06	15.837,06	38.204,11
31	184.162,94	736,65	561,26	1.297,91	184.162,94	23.103,71	16.398,32	39.502,03
32	183.601,68	734,41	563,51	1.297,91	183.601,68	23.838,12	16.961,83	40.799,94
33	183.038,17	732,15	565,76	1.297,91	183.038,17	24.570,27	17.527,59	42.097,86
34	182.472,41	729,89	568,03	1.297,91	182.472,41	25.300,16	18.095,62	43.395,77
35	181.904,38	727,62	570,30	1.297,91	181.904,38	26.027,78	18.665,91	44.693,69
36	181.334,09	725,34	572,58	1.297,91	181.334,09	26.753,11	19.238,49	45.991,60
37	180.761,51	723,05	574,87	1.297,91	180.761,51	27.476,16	19.813,36	47.289,52
38	180.186,64	720,75	577,17	1.297,91	180.186,64	28.196,91	20.390,53	48.587,43
39	179.609,47	718,44	579,48	1.297,91	179.609,47	28.915,34	20.970,01	49.885,35
40	179.029,99	716,12	581,79	1.297,91	179.029,99	29.631,46	21.551,80	51.183,26
41	178.448,20	713,79	584,12	1.297,91	178.448,20	30.345,26	22.135,92	52.481,18
42	177.864,08	711,46	586,46	1.297,91	177.864,08	31.056,71	22.722,38	53.779,09
43	177.277,62	709,11	588,80	1.297,91	177.277,62	31.765,82	23.311,19	55.077,01
44	176.688,81	706,76	591,16	1.297,91	176.688,81	32.472,58	23.902,35	56.374,92
45	176.097,65	704,39	593,52	1.297,91	176.097,65	33.176,97	24.495,87	57.672,84
46	175.504,13	702,02	595,90	1.297,91	175.504,13	33.878,99	25.091,77	58.970,75
47	174.908,23	699,63	598,28	1.297,91	174.908,23	34.578,62	25.690,05	60.268,67
48	174.309,95	697,24	600,68	1.297,91	174.309,95	35.275,86	26.290,73	61.566,58
49	173.709,27	694,84	603,08	1.297,91	173.709,27	35.970,70	26.893,80	62.864,50
50	173.106,20	692,42	605,49	1.297,91	173.106,20	36.663,12	27.499,29	64.162,41
51	172.500,71	690,00	607,91	1.297,91	172.500,71	37.353,12	28.107,21	65.460,33
52	171.892,79	687,57	610,34	1.297,91	171.892,79	38.040,69	28.717,55	66.758,24
53	171.282,45	685,13	612,79	1.297,91	171.282,45	38.725,82	29.330,33	68.056,16
54	170.669,67	682,68	615,24	1.297,91	170.669,67	39.408,50	29.945,57	69.354,07
55	170.054,43	680,22	617,70	1.297,91	170.054,43	40.088,72	30.563,27	70.651,99
56	169.436,73	677,75	620,17	1.297,91	169.436,73	40.766,47	31.183,44	71.949,90
57	168.816,56	675,27	622,65	1.297,91	168.816,56	41.441,73	31.806,08	73.247,82
58	168.193,92	672,78	625,14	1.297,91	168.193,92	42.114,51	32.431,22	74.545,73
59	167.568,78	670,28	627,64	1.297,91	167.568,78	42.784,78	33.058,86	75.843,65
60	166.941,14	667,76	630,15	1.297,91	166.941,14	43.452,55	33.689,01	77.141,56
61	166.310,99	665,24	632,67	1.297,91	166.310,99	44.117,79	34.321,69	78.439,48
62	165.678,31	662,71	635,20	1.297,91	165.678,31	44.780,51	34.956,89	79.737,39
63	165.043,11	660,17	637,74	1.297,91	165.043,11	45.440,68	35.594,63	81.035,31
64	164.405,37	657,62	640,29	1.297,91	164.405,37	46.098,30	36.234,92	82.333,22
65	163.765,08	655,06	642,85	1.297,91	163.765,08	46.753,36	36.877,78	83.631,14
66	163.122,22	652,49	645,43	1.297,91	163.122,22	47.405,85	37.523,20	84.929,05
67	162.476,80	649,91	648,01	1.297,91	162.476,80	48.055,76	38.171,21	86.226,97
68	161.828,79	647,32	650,60	1.297,91	161.828,79	48.703,07	38.821,81	87.524,88
69	161.178,19	644,71	653,20	1.297,91	161.178,19	49.347,78	39.475,01	88.822,80
70	160.524,99	642,10	655,81	1.297,91	160.524,99	49.989,88	40.130,83	90.120,71
71	159.869,17	639,48	658,44	1.297,91	159.869,17	50.629,36	40.789,27	91.418,63
72	159.210,73	636,84	661,07	1.297,91	159.210,73	51.266,20	41.450,34	92.716,54
73	158.549,66	634,20	663,72	1.297,91	158.549,66	51.900,40	42.114,05	94.014,46
74	157.885,95	631,54	666,37	1.297,91	157.885,95	52.531,95	42.780,43	95.312,37
75	157.219,57	628,88	669,04	1.297,91	157.219,57	53.160,82	43.449,46	96.610,29
76	156.550,54	626,20	671,71	1.297,91	156.550,54	53.787,03	44.121,18	97.908,20
77	155.878,82	623,52	674,40	1.297,91	155.878,82	54.410,54	44.795,58	99.206,12
78	155.204,42	620,82	677,10	1.297,91	155.204,42	55.031,36	45.472,67	100.504,03
79	154.527,33	618,11	679,81	1.297,91	154.527,33	55.649,47	46.152,48	101.801,95
80	153.847,52	615,39	682,52	1.297,91	153.847,52	56.264,86	46.835,00	103.099,86
81	153.165,00	612,66	685,25	1.297,91	153.165,00	56.877,52	47.520,26	104.397,78
82	152.479,74	609,92	688,00	1.297,91	152.479,74	57.487,44	48.208,25	105.695,69
83	151.791,75	607,17	690,75	1.297,91	151.791,75	58.094,60	48.899,00	106.993,61
84	151.101,00	604,40	693,51	1.297,91	151.101,00	58.699,01	49.592,51	108.291,52
85	150.407,49	601,63	696,28	1.297,91	150.407,49	59.300,64	50.288,80	109.589,44
86	149.711,20	598,84	699,07	1.297,91	149.711,20	59.899,48	50.987,87	110.887,35
87	149.012,13	596,05	701,87	1.297,91	149.012,13	60.495,53	51.689,73	112.185,27
88	148.310,27	593,24	704,67	1.297,91	148.310,27	61.088,77	52.394,41	113.483,18
89	147.605,59	590,42	707,49	1.297,91	147.605,59	61.679,20	53.101,90	114.781,10
90	146.898,10	587,59	710,32	1.297,91	146.898,10	62.266,79	53.812,22	116.079,01
91	146.187,78	584,75	713,16	1.297,91	146.187,78	62.851,54	54.525,39	117.376,93
92	145.474,61	581,90	716,02	1.297,91	145.474,61	63.433,44	55.241,40	118.674,84
93	144.758,60	579,03	718,88	1.297,91	144.758,60	64.012,47	55.960,28	119.972,76
94	144.039,72	576,16	721,76	1.297,91	144.039,72	64.588,63	56.682,04	121.270,67
95	143.317,96	573,27	724,64	1.297,91	143.317,96	65.161,90	57.406,68	122.568,59
96	142.593,32	570,37	727,54	1.297,91	142.593,32	65.732,28	58.134,22	123.866,50
97	141.865,78	567,46	730,45	1.297,91	141.865,78	66.299,74	58.864,68	125.164,42
98	141.135,32	564,54	733,37	1.297,91	141.135,32	66.864,28	59.598,05	126.462,33
99	140.401,95	561,61	736,31	1.297,91	140.401,95	67.425,89	60.334,36	127.760,25
100	139.665,64	558,66	739,25	1.297,91	139.665,64	67.984,55	61.073,61	129.058,16
101	138.926,39	555,71	742,21	1.297,91	138.926,39	68.540,26	61.815,82	130.356,08
102	138.184,18	552,74	745,18	1.297,91	138.184,18	69.092,99	62.561,00	131.653,99
103	137.439,00	549,76	748,16	1.297,91	137.439,00	69.642,75	63.309,16	132.951,91
104	136.690,84	546,76	751,15	1.297,91	136.690,84	70.189,51	64.060,31	134.249,82
105	135.939,69	543,76	754,16	1.297,91	135.939,69	70.733,27	64.814,46	135.547,74
106	135.185,54	540,74	757,17	1.297,91	135.185,54	71.274,01	65.571,64	136.845,65
107	134.428,36	537,71	760,20	1.297,91	134.428,36	71.811,73	66.331,84	138.143,57
108	133.668,16	534,67	763,24	1.297,91	133.668,16	72.346,40	67.095,08	139.441,48
109	132.904,92	531,62	766,30	1.297,91	132.904,92	72.878,02	67.861,38	140.739,40
110	132.138,62	528,55	769,36	1.297,91	132.138,62	73.406,57	68.630,74	142.037,31
111	131.369,26	525,48	772,44	1.297,91	131.369,26	73.932,05	69.403,17	143.335,22
112	130.596,83	522,39	775,53	1.297,91	130.596,83	74.454,44	70.178,70	144.633,14
113	129.821,30	519,29	778,63	1.297,91	129.821,30	74.973,72	70.957,33	145.931,05
114	129.042,67	516,17	781,74	1.297,91	129.042,67	75.489,89	71.739,08	147.228,97
115	128.260,92	513,04	784,87	1.297,91	128.260,92	76.002,94	72.523,95	148.526,88
116	127.476,05	509,90	788,01	1.297,91	127.476,05	76.512,84	73.311,96	149.824,80
117	126.688,04	506,75	791,16	1.297,91	126.688,04	77.019,59	74.103,12	151.122,71
118	125.896,88	503,59	794,33	1.297,91	125.896,88	77.523,18	74.897,45	152.420,63
119	125.102,55	500,41	797,50	1.297,91	125.102,55	78.023,59	75.694,95	153.718,54
120	124.305,05	497,22	800,69	1.297,91	124.305,05	78.520,81	76.495,65	155.016,46
121	123.504,35	494,02	803,90	1.297,91	123.504,35	79.014,83	77.299,55	156.314,37
122	122.700,45	490,80	807,11	1.297,91	122.700,45	79.505,63	78.106,66	157.612,29
123	121.893,34	487,57	810,34	1.297,91	121.893,34	79.993,20	78.917,00	158.910,20
124	121.083,00	484,33	813,58	1.297,91	121.083,00	80.477,54	79.730,58	160.208,12
125	120.269,42	481,08	816,84	1.297,91	120.269,42	80.958,61	80.547,42	161.506,03
126	119.452,58	477,81	820,10	1.297,91	119.452,58	81.436,42	81.367,52	162.803,95
127	118.632,48	474,53	823,39	1.297,91	118.632,48	81.910,95	82.190,91	164.101,86
128	117.809,09	471,24	826,68	1.297,91	117.809,09	82.382,19	83.017,59	165.399,78
129	116.982,41	467,93	829,99	1.297,91	116.982,41	82.850,12	83.847,57	166.697,69
130	116.152,43	464,61	833,31	1.297,91	116.152,43	83.314,73	84.680,88	167.995,61
131	115.319,12	461,28	836,64	1.297,91	115.319,12	83.776,01	85.517,52	169.293,52
132	114.482,48	457,93	839,99	1.297,91	114.482,48	84.233,94	86.357,50	170.591,44
133	113.642,50	454,57	843,34	1.297,91	113.642,50	84.688,51	87.200,85	171.889,35
134	112.799,15	451,20	846,72	1.297,91	112.799,15	85.139,70	88.047,57	173.187,27
135	111.952,43	447,81	850,11	1.297,91	111.952,43	85.587,51	88.897,67	174.485,18
136	111.102,33	444,41	853,51	1.297,91	111.102,33	86.031,92	89.751,18	175.783,10
137	110.248,82	441,00	856,92	1.297,91	110.248,82	86.472,92	90.608,10	177.081,01
138	109.391,90	437,57	860,35	1.297,91	109.391,90	86.910,49	91.468,44	178.378,93
139	108.531,56	434,13	863,79	1.297,91	108.531,56	87.344,61	92.332,23	179.676,84
140	107.667,77	430,67	867,24	1.297,91	107.667,77	87.775,28	93.199,48	180.974,76
141	106.800,52	427,20	870,71	1.297,91	106.800,52	88.202,48	94.070,19	182.272,67
142	105.929,81	423,72	874,20	1.297,91	105.929,81	88.626,20	94.944,38	183.570,59
143	105.055,62	420,22	877,69	1.297,91	105.055,62	89.046,43	95.822,08	184.868,50
144	104.177,92	416,71	881,20	1.297,91	104.177,92	89.463,14	96.703,28	186.166,42
145	103.296,72	413,19	884,73	1.297,91	103.296,72	89.876,32	97.588,01	187.464,33
146	102.411,99	409,65	888,27	1.297,91	102.411,99	90.285,97	98.476,28	188.762,25
147	101.523,72	406,09	891,82	1.297,91	101.523,72	90.692,07	99.368,10	190.060,16
148	100.631,90	402,53	895,39	1.297,91	100.631,90	91.094,60	100.263,48	191.358,08
149	99.736,52	398,95	898,97	1.297,91	99.736,52	91.493,54	101.162,45	192.655,99
150	98.837,55	395,35	902,56	1.297,91	98.837,55	91.888,89	102.065,02	193.953,91
151	97.934,98	391,74	906,18	1.297,91	97.934,98	92.280,63	102.971,19	195.251,82
152	97.028,81	388,12	909,80	1.297,91	97.028,81	92.668,75	103.880,99	196.549,74
153	96.119,01	384,48	913,44	1.297,91	96.119,01	93.053,22	104.794,43	197.847,65
154	95.205,57	380,82	917,09	1.297,91	95.205,57	93.434,04	105.711,52	199.145,57
155	94.288,48	377,15	920,76	1.297,91	94.288,48	93.811,20	106.632,28	200.443,48
156	93.367,72	373,47	924,44	1.297,91	93.367,72	94.184,67	107.556,73	201.741,40
157	92.443,27	369,77	928,14	1.297,91	92.443,27	94.554,44	108.484,87	203.039,31
158	91.515,13	366,06	931,85	1.297,91	91.515,13	94.920,50	109.416,72	204.337,23
159	90.583,28	362,33	935,58	1.297,91	90.583,28	95.282,84	110.352,31	205.635,14
160	89.647,69	358,59	939,32	1.297,91	89.647,69	95.641,43	111.291,63	206.933,06
161	88.708,37	354,83	943,08	1.297,91	88.708,37	95.996,26	112.234,71	208.230,97
162	87.765,29	351,06	946,85	1.297,91	87.765,29	96.347,32	113.181,57	209.528,89
163	86.818,43	347,27	950,64	1.297,91	86.818,43	96.694,60	114.132,21	210.826,80
164	85.867,79	343,47	954,44	1.297,91	85.867,79	97.038,07	115.086,65	212.124,72
165	84.913,35	339,65	958,26	1.297,91	84.913,35	97.377,72	116.044,91	213.422,63
166	83.955,09	335,82	962,09	1.297,91	83.955,09	97.713,54	117.007,01	214.720,55
167	82.992,99	331,97	965,94	1.297,91	82.992,99	98.045,51	117.972,95	216.018,46
168	82.027,05	328,11	969,81	1.297,91	82.027,05	98.373,62	118.942,76	217.316,38
169	81.057,24	324,23	973,69	1.297,91	81.057,24	98.697,85	119.916,44	218.614,29
170	80.083,56	320,33	977,58	1.297,91	80.083,56	99.018,18	120.894,02	219.912,21
171	79.105,98	316,42	981,49	1.297,91	79.105,98	99.334,61	121.875,51	221.210,12
172	78.124,49	312,50	985,42	1.297,91	78.124,49	99.647,11	122.860,93	222.508,04
173	77.139,07	308,56	989,36	1.297,91	77.139,07	99.955,66	123.850,29	223.805,95
174	76.149,71	304,60	993,32	1.297,91	76.149,71	100.260,26	124.843,61	225.103,87
175	75.156,39	300,63	997,29	1.297,91	75.156,39	100.560,89	125.840,89	226.401,78
176	74.159,11	296,64	1.001,28	1.297,91	74.159,11	100.857,52	126.842,17	227.699,70
177	73.157,83	292,63	1.005,28	1.297,91	73.157,83	101.150,15	127.847,46	228.997,61
178	72.152,54	288,61	1.009,30	1.297,91	72.152,54	101.438,76	128.856,76	230.295,53
179	71.143,24	284,57	1.013,34	1.297,91	71.143,24	101.723,34	129.870,10	231.593,44
180	70.129,90	280,52	1.017,40	1.297,91	70.129,90	102.003,86	130.887,50	232.891,36
181	69.112,50	276,45	1.021,46	1.297,91	69.112,50	102.280,31	131.908,96	234.189,27
182	68.091,04	272,36	1.025,55	1.297,91	68.091,04	102.552,67	132.934,51	235.487,19
183	67.065,49	268,26	1.029,65	1.297,91	67.065,49	102.820,93	133.964,17	236.785,10
184	66.035,83	264,14	1.033,77	1.297,91	66.035,83	103.085,08	134.997,94	238.083,02
185	65.002,06	260,01	1.037,91	1.297,91	65.002,06	103.345,08	136.035,85	239.380,93
186	63.964,15	255,86	1.042,06	1.297,91	63.964,15	103.600,94	137.077,90	240.678,85
187	62.922,10	251,69	1.046,23	1.297,91	62.922,10	103.852,63	138.124,13	241.976,76
188	61.875,87	247,50	1.050,41	1.297,91	61.875,87	104.100,13	139.174,54	243.274,68
189	60.825,46	243,30	1.054,61	1.297,91	60.825,46	104.343,43	140.229,16	244.572,59
190	59.770,84	239,08	1.058,83	1.297,91	59.770,84	104.582,52	141.287,99	245.870,51
191	58.712,01	234,85	1.063,07	1.297,91	58.712,01	104.817,37	142.351,05	247.168,42
192	57.648,95	230,60	1.067,32	1.297,91	57.648,95	105.047,96	143.418,37	248.466,34
193	56.581,63	226,33	1.071,59	1.297,91	56.581,63	105.274,29	144.489,96	249.764,25
194	55.510,04	222,04	1.075,87	1.297,91	55.510,04	105.496,33	145.565,84	251.062,16
195	54.434,16	217,74	1.080,18	1.297,91	54.434,16	105.714,07	146.646,01	252.360,08
196	53.353,99	213,42	1.084,50	1.297,91	53.353,99	105.927,48	147.730,51	253.657,99
197	52.269,49	209,08	1.088,84	1.297,91	52.269,49	106.136,56	148.819,35	254.955,91
198	51.180,65	204,72	1.093,19	1.297,91	51.180,65	106.341,28	149.912,54	256.253,82
199	50.087,46	200,35	1.097,57	1.297,91	50.087,46	106.541,63	151.010,11	257.551,74
200	48.989,89	195,96	1.101,96	1.297,91	48.989,89	106.737,59	152.112,06	258.849,65
201	47.887,94	191,55	1.106,36	1.297,91	47.887,94	106.929,14	153.218,43	260.147,57
202	46.781,57	187,13	1.110,79	1.297,91	46.781,57	107.116,27	154.329,22	261.445,48
203	45.670,78	182,68	1.115,23	1.297,91	45.670,78	107.298,95	155.444,45	262.743,40
204	44.555,55	178,22	1.119,69	1.297,91	44.555,55	107.477,17	156.564,14	264.041,31
205	43.435,86	173,74	1.124,17	1.297,91	43.435,86	107.650,92	157.688,31	265.339,23
206	42.311,69	169,25	1.128,67	1.297,91	42.311,69	107.820,16	158.816,98	266.637,14
207	41.183,02	164,73	1.133,18	1.297,91	41.183,02	107.984,90	159.950,16	267.935,06
208	40.049,84	160,20	1.137,72	1.297,91	40.049,84	108.145,10	161.087,88	269.232,97
209	38.912,12	155,65	1.142,27	1.297,91	38.912,12	108.300,74	162.230,14	270.530,89
210	37.769,86	151,08	1.146,84	1.297,91	37.769,86	108.451,82	163.376,98	271.828,80
211	36.623,02	146,49	1.151,42	1.297,91	36.623,02	108.598,32	164.528,40	273.126,72
212	35.471,60	141,89	1.156,03	1.297,91	35.471,60	108.740,20	165.684,43	274.424,63
213	34.315,57	137,26	1.160,65	1.297,91	34.315,57	108.877,46	166.845,08	275.722,55
214	33.154,92	132,62	1.165,30	1.297,91	33.154,92	109.010,08	168.010,38	277.020,46
215	31.989,62	127,96	1.169,96	1.297,91	31.989,62	109.138,04	169.180,34	278.318,38
216	30.819,66	123,28	1.174,64	1.297,91	30.819,66	109.261,32	170.354,97	279.616,29
217	29.645,03	118,58	1.179,33	1.297,91	29.645,03	109.379,90	171.534,31	280.914,21
218	28.465,69	113,86	1.184,05	1.297,91	28.465,69	109.493,76	172.718,36	282.212,12
219	27.281,64	109,13	1.188,79	1.297,91	27.281,64	109.602,89	173.907,15	283.510,04
220	26.092,85	104,37	1.193,54	1.297,91	26.092,85	109.707,26	175.100,69	284.807,95
221	24.899,31	99,60	1.198,32	1.297,91	24.899,31	109.806,86	176.299,01	286.105,87
222	23.700,99	94,80	1.203,11	1.297,91	23.700,99	109.901,66	177.502,12	287.403,78
223	22.497,88	89,99	1.207,92	1.297,91	22.497,88	109.991,66	178.710,04	288.701,70
224	21.289,96	85,16	1.212,76	1.297,91	21.289,96	110.076,82	179.922,80	289.999,61
225	20.077,20	80,31	1.217,61	1.297,91	20.077,20	110.157,12	181.140,40	291.297,53
226	18.859,60	75,44	1.222,48	1.297,91	18.859,60	110.232,56	182.362,88	292.595,44
227	17.637,12	70,55	1.227,37	1.297,91	17.637,12	110.303,11	183.590,25	293.893,36
228	16.409,75	65,64	1.232,28	1.297,91	16.409,75	110.368,75	184.822,52	295.191,27
229	15.177,48	60,71	1.237,21	1.297,91	15.177,48	110.429,46	186.059,73	296.489,19
230	13.940,27	55,76	1.242,15	1.297,91	13.940,27	110.485,22	187.301,88	297.787,10
231	12.698,12	50,79	1.247,12	1.297,91	12.698,12	110.536,01	188.549,00	299.085,02
232	11.451,00	45,80	1.252,11	1.297,91	11.451,00	110.581,82	189.801,12	300.382,93
233	10.198,88	40,80	1.257,12	1.297,91	10.198,88	110.622,61	191.058,23	301.680,85
234	8.941,77	35,77	1.262,15	1.297,91	8.941,77	110.658,38	192.320,38	302.978,76
235	7.679,62	30,72	1.267,20	1.297,91	7.679,62	110.689,10	193.587,58	304.276,68
236	6.412,42	25,65	1.272,27	1.297,91	6.412,42	110.714,75	194.859,84	305.574,59
237	5.140,16	20,56	1.277,35	1.297,91	5.140,16	110.735,31	196.137,20	306.872,51
238	3.862,80	15,45	1.282,46	1.297,91	3.862,80	110.750,76	197.419,66	308.170,42
239	2.580,34	10,32	1.287,59	1.297,91	2.580,34	110.761,08	198.707,26	309.468,34
240	1.292,74	5,17	1.292,74	1.297,91	1.292,74	110.766,25	200.000,00	310.766,25

Stand der Daten: 11.11.2026

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Das Volltilgerdarlehen

Was ist ein Volltilgerdarlehen?

Das Annuitätendarlehen und das Volltigerdarlehen im direkten Vergleich

Für wen eignet sich welches Darlehen?

Volltilgerdarlehen unflexibler

Die jeweiligen Besonderheiten bei Annuitäten- und Volltilgerdarlehen im Vergleich

Fazit

FAQs zum Volltilgerdarlehen

Welche Laufzeiten sollte man für ein Volltilgerdarlehen wählen?

Warum kann ich keine Sondertilgungen leisten?

Was ist besser – Kreditvermittler oder Bank?

Warum nicht gleich eine Bausparfinanzierung?

Welche kostenpflichtigen Zusatzoptionen kann ich mir sichern?

Volltilgungsrechner 11/2026

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