Das Volltilgerdarlehen

Bei einer Hypothekenfinanzierung denken fast alle von uns an ein klassisches Annuitätendarlehen mit einer gleichbleibenden Rate während der Zinsfestschreibung. Der Zinsanteil innerhalb der Rate nimmt ab, umgekehrt proportional steigt der Tilgungsanteil.

Es gibt aber auch Alternativen. Eine davon ist das Volltilgerdarlehen. Wie das funktioniert und welche Vor- und Nachteile gegenüber einem Hypothekendarlehen es aufweist, wird hier erläutert.

Wichtige Informationen

Ein Volltilgerdarlehen ist ein Darlehen, bei dem am Laufzeitende keine Restschuld übrig bleibt.
Eine Anschlussfinanzierung ist nicht nötig.
Es wird eine monatlich konstante Rate gezahlt.
Je kürzer die Laufzeit, desto höher müssen die Tilgungsraten sein, dafür sind Kreditnehmer mit Hilfe der Volltilgung schneller schuldenfrei.
Es sollte sich daher vorab gut überlegt werden, ob mit dieser höheren finanziellen Belastung gegenüber herkömmlichen Baufinanzierungen umgegangen werden kann.

Was ist ein Volltilgerdarlehen?

Auf einem Tisch stehen eine Sukkulente, ein Modellhäuschen und ein Glas mit Münzen. Dazu der Schriftzug "Das Volltilgerdarlehen als attraktive Alternative zum Annuitätendarlehen" — © sureeporn / iStock / Thinkstock

Das Volltilgerdarlehen funktioniert fast genauso wie ein Annuitätendarlehen, läuft allerdings nicht über ein oder zwei Zinsprolongationen, sondern setzt darauf, dass durch einen deutlich höheren Tilgungssatz die Finanzierung idealerweise nach 10 oder 15 Jahren getilgt ist. Das klassische Beispiel für ein Volltilgerdarlehen ist eine Bausparfinanzierung ohne die Ansparphase für den Bausparvertrag.

Das Volltilgerdarlehen gibt dem Kreditnehmer eine 100 prozentige Zinssicherheit, da er sich gegen steigende Zinsen durch die einmalige Zinsfestschreibung absichert. Bei seitlich tendierenden Zinsen gibt es keinen Unterschied zwischen Annuitäten- und Volltilgerdarlehen. Volltilgerdarlehen sind besonders bei niedrigen Zinsen für alle diejenigen attraktiv, die sich eine größtmögliche Zinssicherheit wünschen.

Bewegen sich die Zinsen allerdings nach unten, stellt sich der Volltilger schlechter. Einzige Option ist in diesem Fall der Paragraf 489 des BGB. Dieser erlaubt es dem Darlehensnehmer bei einer Darlehensdauer von mehr als zehn Jahren mit einer Frist von sechs Monaten zum Ende des zehnten Jahres, das Darlehen zu kündigen. Die Bank hat diese Möglichkeit, beispielsweise bei steigenden Zinsen, nicht.

Das Annuitätendarlehen und das Volltigerdarlehen im direkten Vergleich

Am deutlichsten lassen sich die Unterschiede der beiden Varianten aufzeigen, wenn sie direkt gegenüberstehen.

Für wen eignet sich welches Darlehen?

Klassisches Annuitätendarlehen	Volltilgerdarlehen
Die Finanzierung kann mit niedrigen Raten realisiert werden.	Kein Zinsrisiko, da die Ratenhöhe bis zum Ende festgeschrieben ist.
Die Zinsbindung ist frei wählbar.	Es gibt nur eine Finanzierungsrunde und keine Restschuld.
Vertraglich vereinbarte Sondertilgungen sind möglich.	Sondertilgungen sind nicht vorgesehen.
Die Auswahl der Anbieter ist deutlich größer, da Volltilgerdarlehen nicht von jedem Baufinanzierer angeboten werden.

Volltilgerdarlehen unflexibler

Klassisches Annuitätendarlehen	Volltilgerdarlehen
Kreditnehmer können Sondertilgungen vertraglich vereinbaren.	Sondertilgungen sind nicht möglich.
Bei einem finanziellen Engpass sind Ratenpausen durchaus möglich.	Volltilgerdarlehen sehen keine Ratenpausen vor.
Läuft die Zinsbindung kürzer als die Finanzierungsdauer, trägt der Darlehensnehmer das Zinsänderungsrisiko.	Das Volltilgerdarlehen setzt von Anfang an einen höheren Tilgungssatz voraus, der die Rate im Vergleich deutlich in die Höhe schraubt.

Die jeweiligen Besonderheiten bei Annuitäten- und Volltilgerdarlehen im Vergleich

Beide Darlehen, das wurde bereits deutlich, warten mit gewissen Eigenheiten auf. Hier stellen wir weitere Besonderheiten gegenüber.

Klassisches Annuitätendarlehen	Volltilgerdarlehen
Die niedrigere Tilgung führt zu niedrigeren Rückführungsanteilen innerhalb der Rate, was wiederum eine längere Darlehensdauer bedeutet.	Die hohe Anfangstilgung belastet zwar kurzfristig das Haushaltsbudget, verkürzt aber die Laufzeit. Dies führt zu signifikanten Zinseinsparungen.
	Zinsrabatte sichern! Bei einem Volltilgerdarlehen spart ein Zehnte weniger Zinsen tausende Euro.
Der Kreditnehmer muss sich in jedem Fall um eine Anschlussfinanzierung kümmern, unter Umständen bei steigenden Zinsen eine Forwardprämie in Kauf nehmen.
Sondertilgungsklauseln erlauben teilweise vorzeitige Rückführungen ohne Vorfälligkeitsentschädigung. Dies bedeutet ebenfalls eine schnellere Darlehenstilgung.

Die aktuell historisch niedrigen Zinsen ermöglichen zur Zeit deutlich mehr Darlehensnehmern, ein Volltilgerdarlehen zu nutzen, als ein Zinssatz auf dem Niveau von fünf Prozent pro Jahr oder mehr. Der Zinssatz kann bei einem Volltilgerdarlehen durchaus identisch mit dem Zinssatz sein, den die Bank bei gleicher Laufzeit für ein klassisches Annuitätendarlehen berechnet. Allerdings honorieren einige Kreditinstitute die langfristige, einmalige Bindung an die Bank mit einem Rabatt auf den Zinssatz.

Wer bei den Baufinanzierungszinsen die Nase vorne hat, sehen Sie tagesaktuell in unserem großen Vergleichsrechner.

Um die Unterschiede eines Annuitätendarlehens und eines Volltilgerdarlehens aber auch griffig zu machen, haben wir für Sie eine Beispielrechnung erstellt. Die Darlehenshöhe beträgt 200.000 Euro, die Zinsbindung 15 Jahre und der effektive Jahreszins drei Prozent.

Eckdaten	Anfängl. Tilgung 2%	Anfängl. Tilgung 4%	Anfängl. Tilgung 6%
Monatliche Rate	833,33 Euro	1.166,67 Euro	1.500 Euro
Restschuld	124.342,44 Euro	48.684,87 Euro	582,03 Euro
Gesamtlaufzeit	30,58 Jahre	18,68 Jahre	13,5 Jahre
Summe Zinsen gesamt	105.811,90 Euro	61.480,50 Euro	43.583,48 Euro

Fazit

Wer als Kreditnehmer in der Lage ist, etwas weniger als die doppelte monatliche Belastung gegenüber einem klassischen Annuitätendarlehen mit zwei Prozent Tilgung zu tragen, spart am Ende über 60.000 Euro. Aber auch eine Verdoppelung der anfänglichen Tilgung bringt bereits eine solide Einsparung bei deutlich kürzerer Laufzeit. Dazu kommt die größtmögliche Zinssicherheit bei niedrigen Zinsen.

FAQs zum Volltilgerdarlehen

Welche Laufzeiten sollte man für ein Volltilgerdarlehen wählen?

Zunächst einmal sollte die Laufzeit natürlich dem monatlich finanziell Machbaren entsprechen. Wir empfehlen Laufzeiten zwischen 5 Jahren und 25 Jahren.

Warum kann ich keine Sondertilgungen leisten?

Bei einem Volltilgerdarlehen geht die Bank davon aus, dass für einen festen Zeitraum ein regelmäßiger Betrag fließt und das Darlehen am Ende getilgt ist. Das klassische Annuitätendarlehen sieht in der Regel Prolongationen vor.

Was ist besser – Kreditvermittler oder Bank?

Volltilgerdarlehen werden nicht von allen Banken angeboten. Sie können sich natürlich die Mühe machen, und selbst auf die Suche gehen. Ein Kreditvermittler weiß von vorneherein, wer als Ansprechpartner infrage kommt. Darüber hinaus reservieren Kreditvermittler häufig siebenstellige Darlehensvolumen, auf die der Endverbraucher dann einen günstigeren Zinssatz für sein Darlehen erhält.

Warum nicht gleich eine Bausparfinanzierung?

Eine Bausparfinanzierung setzt voraus, dass entweder die Ansparphase abgeschlossen ist, oder parallel zur Besparung des Vertrages noch eine Zwischenfinanzierung über die Kreditsumme anfällt. Wer nicht viele Jahre im Voraus plante, läuft in eine hohe finanzielle Belastung.

Welche kostenpflichtigen Zusatzoptionen kann ich mir sichern?

An erster Stelle steht natürlich die eigentlich nicht vorgesehene Sondertilgung. Ein weiterer Punkt ist die bereitstellungszinsenfreie Zeit, die bis zu zwölf Monaten betragen kann. Die Einbindung eines KfW-Darlehens sollte allerdings ohne Aufpreis möglich sein. Eine Vorfälligkeitsfreiheit kann für den Eintritt eines Härtefalles vereinbart werden.

Volltilgungsrechner 04/2026

Kaufpreis €

Eigenkapital €

Bundesland

Tilgungssatz

Sollzinsbindung

× Kaufpreis + Nebenkosten – Eigenkapital = Finanzierungsbedarf
Ihr Finanzierungsbedarf: €

Baufinanzierung

3.86/5,00

66.226,29€
Zinsanteil

1.111,20€
Monatsrate

3,02%
Sollzins p.a.

3,09%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 150.000,00 €;Kreditrate: 743,75 €;Gesamtbetrag: 89.250,00 €;Anzahl Kreditraten: 120;Laufzeit: 331 Monate;Effektiver Jahreszins: 4,42 %;Gebundener Sollzins: 3,95 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	503,33	607,87	1.111,20	199.392,13	503,33	607,87	1.111,20
2	199.392,13	501,80	609,40	1.111,20	199.392,13	543,75	1.217,26	1.761,01
3	198.782,74	500,27	610,93	1.111,20	198.782,74	1.044,02	1.828,19	2.872,21
4	198.171,81	498,73	612,47	1.111,20	198.171,81	1.542,75	2.440,66	3.983,41
5	197.559,34	497,19	614,01	1.111,20	197.559,34	2.039,94	3.054,66	5.094,60
6	196.945,34	495,65	615,55	1.111,20	196.945,34	2.535,59	3.670,22	6.205,80
7	196.329,78	494,10	617,10	1.111,20	196.329,78	3.029,68	4.287,32	7.317,00
8	195.712,68	492,54	618,66	1.111,20	195.712,68	3.522,23	4.905,97	8.428,20
9	195.094,03	490,99	620,21	1.111,20	195.094,03	4.013,21	5.526,19	9.539,40
10	194.473,81	489,43	621,77	1.111,20	194.473,81	4.502,64	6.147,96	10.650,60
11	193.852,04	487,86	623,34	1.111,20	193.852,04	4.990,50	6.771,30	11.761,80
12	193.228,70	486,29	624,91	1.111,20	193.228,70	5.476,79	7.396,20	12.872,99
13	192.603,80	484,72	626,48	1.111,20	192.603,80	5.961,51	8.022,68	13.984,19
14	191.977,32	483,14	628,06	1.111,20	191.977,32	6.444,66	8.650,74	15.095,39
15	191.349,26	481,56	629,64	1.111,20	191.349,26	6.926,22	9.280,37	16.206,59
16	190.719,63	479,98	631,22	1.111,20	190.719,63	7.406,20	9.911,59	17.317,79
17	190.088,41	478,39	632,81	1.111,20	190.088,41	7.884,58	10.544,40	18.428,99
18	189.455,60	476,80	634,40	1.111,20	189.455,60	8.361,38	11.178,81	19.540,19
19	188.821,19	475,20	636,00	1.111,20	188.821,19	8.836,58	11.814,80	20.651,39
20	188.185,20	473,60	637,60	1.111,20	188.185,20	9.310,18	12.452,40	21.762,58
21	187.547,60	471,99	639,20	1.111,20	187.547,60	9.782,18	13.091,61	22.873,78
22	186.908,39	470,39	640,81	1.111,20	186.908,39	10.252,56	13.732,42	23.984,98
23	186.267,58	468,77	642,43	1.111,20	186.267,58	10.721,33	14.374,85	25.096,18
24	185.625,15	467,16	644,04	1.111,20	185.625,15	11.188,49	15.018,89	26.207,38
25	184.981,11	465,54	645,66	1.111,20	184.981,11	11.654,03	15.664,55	27.318,58
26	184.335,45	463,91	647,29	1.111,20	184.335,45	12.117,94	16.311,84	28.429,78
27	183.688,16	462,28	648,92	1.111,20	183.688,16	12.580,22	16.960,75	29.540,97
28	183.039,25	460,65	650,55	1.111,20	183.039,25	13.040,87	17.611,30	30.652,17
29	182.388,70	459,01	652,19	1.111,20	182.388,70	13.499,88	18.263,49	31.763,37
30	181.736,51	457,37	653,83	1.111,20	181.736,51	13.957,25	18.917,32	32.874,57
31	181.082,68	455,72	655,47	1.111,20	181.082,68	14.412,98	19.572,79	33.985,77
32	180.427,21	454,08	657,12	1.111,20	180.427,21	14.867,05	20.229,92	35.096,97
33	179.770,08	452,42	658,78	1.111,20	179.770,08	15.319,47	20.888,69	36.208,17
34	179.111,31	450,76	660,44	1.111,20	179.111,31	15.770,24	21.549,13	37.319,37
35	178.450,87	449,10	662,10	1.111,20	178.450,87	16.219,34	22.211,23	38.430,56
36	177.788,77	447,44	663,76	1.111,20	177.788,77	16.666,77	22.874,99	39.541,76
37	177.125,01	445,76	665,43	1.111,20	177.125,01	17.112,54	23.540,42	40.652,96
38	176.459,58	444,09	667,11	1.111,20	176.459,58	17.556,63	24.207,53	41.764,16
39	175.792,47	442,41	668,79	1.111,20	175.792,47	17.999,04	24.876,32	42.875,36
40	175.123,68	440,73	670,47	1.111,20	175.123,68	18.439,77	25.546,79	43.986,56
41	174.453,21	439,04	672,16	1.111,20	174.453,21	18.878,81	26.218,95	45.097,76
42	173.781,05	437,35	673,85	1.111,20	173.781,05	19.316,15	26.892,80	46.208,95
43	173.107,20	435,65	675,55	1.111,20	173.107,20	19.751,81	27.568,35	47.320,15
44	172.431,65	433,95	677,25	1.111,20	172.431,65	20.185,76	28.245,59	48.431,35
45	171.754,41	432,25	678,95	1.111,20	171.754,41	20.618,01	28.924,54	49.542,55
46	171.075,46	430,54	680,66	1.111,20	171.075,46	21.048,55	29.605,20	50.653,75
47	170.394,80	428,83	682,37	1.111,20	170.394,80	21.477,38	30.287,57	51.764,95
48	169.712,43	427,11	684,09	1.111,20	169.712,43	21.904,49	30.971,66	52.876,15
49	169.028,34	425,39	685,81	1.111,20	169.028,34	22.329,87	31.657,47	53.987,34
50	168.342,53	423,66	687,54	1.111,20	168.342,53	22.753,54	32.345,01	55.098,54
51	167.654,99	421,93	689,27	1.111,20	167.654,99	23.175,47	33.034,27	56.209,74
52	166.965,73	420,20	691,00	1.111,20	166.965,73	23.595,66	33.725,28	57.320,94
53	166.274,72	418,46	692,74	1.111,20	166.274,72	24.014,12	34.418,02	58.432,14
54	165.581,98	416,71	694,48	1.111,20	165.581,98	24.430,84	35.112,50	59.543,34
55	164.887,50	414,97	696,23	1.111,20	164.887,50	24.845,80	35.808,73	60.654,54
56	164.191,27	413,21	697,98	1.111,20	164.191,27	25.259,02	36.506,72	61.765,74
57	163.493,28	411,46	699,74	1.111,20	163.493,28	25.670,48	37.206,46	62.876,93
58	162.793,54	409,70	701,50	1.111,20	162.793,54	26.080,17	37.907,96	63.988,13
59	162.092,04	407,93	703,27	1.111,20	162.092,04	26.488,11	38.611,23	65.099,33
60	161.388,77	406,16	705,04	1.111,20	161.388,77	26.894,27	39.316,26	66.210,53
61	160.683,74	404,39	706,81	1.111,20	160.683,74	27.298,66	40.023,07	67.321,73
62	159.976,93	402,61	708,59	1.111,20	159.976,93	27.701,26	40.731,66	68.432,93
63	159.268,34	400,83	710,37	1.111,20	159.268,34	28.102,09	41.442,04	69.544,13
64	158.557,96	399,04	712,16	1.111,20	158.557,96	28.501,13	42.154,20	70.655,32
65	157.845,80	397,25	713,95	1.111,20	157.845,80	28.898,37	42.868,15	71.766,52
66	157.131,85	395,45	715,75	1.111,20	157.131,85	29.293,82	43.583,90	72.877,72
67	156.416,10	393,65	717,55	1.111,20	156.416,10	29.687,47	44.301,45	73.988,92
68	155.698,55	391,84	719,36	1.111,20	155.698,55	30.079,31	45.020,81	75.100,12
69	154.979,19	390,03	721,17	1.111,20	154.979,19	30.469,34	45.741,98	76.211,32
70	154.258,02	388,22	722,98	1.111,20	154.258,02	30.857,56	46.464,96	77.322,52
71	153.535,04	386,40	724,80	1.111,20	153.535,04	31.243,95	47.189,76	78.433,72
72	152.810,24	384,57	726,63	1.111,20	152.810,24	31.628,52	47.916,39	79.544,91
73	152.083,61	382,74	728,45	1.111,20	152.083,61	32.011,27	48.644,84	80.656,11
74	151.355,16	380,91	730,29	1.111,20	151.355,16	32.392,18	49.375,13	81.767,31
75	150.624,87	379,07	732,13	1.111,20	150.624,87	32.771,25	50.107,26	82.878,51
76	149.892,74	377,23	733,97	1.111,20	149.892,74	33.148,48	50.841,23	83.989,71
77	149.158,77	375,38	735,82	1.111,20	149.158,77	33.523,86	51.577,04	85.100,91
78	148.422,96	373,53	737,67	1.111,20	148.422,96	33.897,40	52.314,71	86.212,11
79	147.685,29	371,67	739,52	1.111,20	147.685,29	34.269,07	53.054,23	87.323,30
80	146.945,77	369,81	741,39	1.111,20	146.945,77	34.638,88	53.795,62	88.434,50
81	146.204,38	367,95	743,25	1.111,20	146.204,38	35.006,83	54.538,87	89.545,70
82	145.461,13	366,08	745,12	1.111,20	145.461,13	35.372,91	55.283,99	90.656,90
83	144.716,01	364,20	747,00	1.111,20	144.716,01	35.737,11	56.030,99	91.768,10
84	143.969,01	362,32	748,88	1.111,20	143.969,01	36.099,43	56.779,86	92.879,30
85	143.220,14	360,44	750,76	1.111,20	143.220,14	36.459,87	57.530,63	93.990,50
86	142.469,37	358,55	752,65	1.111,20	142.469,37	36.818,42	58.283,28	95.101,69
87	141.716,72	356,65	754,54	1.111,20	141.716,72	37.175,07	59.037,82	96.212,89
88	140.962,18	354,75	756,44	1.111,20	140.962,18	37.529,83	59.794,27	97.324,09
89	140.205,73	352,85	758,35	1.111,20	140.205,73	37.882,68	60.552,61	98.435,29
90	139.447,39	350,94	760,26	1.111,20	139.447,39	38.233,62	61.312,87	99.546,49
91	138.687,13	349,03	762,17	1.111,20	138.687,13	38.582,65	62.075,04	100.657,69
92	137.924,96	347,11	764,09	1.111,20	137.924,96	38.929,76	62.839,13	101.768,89
93	137.160,87	345,19	766,01	1.111,20	137.160,87	39.274,95	63.605,14	102.880,09
94	136.394,86	343,26	767,94	1.111,20	136.394,86	39.618,21	64.373,07	103.991,28
95	135.626,93	341,33	769,87	1.111,20	135.626,93	39.959,54	65.142,95	105.102,48
96	134.857,05	339,39	771,81	1.111,20	134.857,05	40.298,93	65.914,75	106.213,68
97	134.085,25	337,45	773,75	1.111,20	134.085,25	40.636,38	66.688,50	107.324,88
98	133.311,50	335,50	775,70	1.111,20	133.311,50	40.971,88	67.464,20	108.436,08
99	132.535,80	333,55	777,65	1.111,20	132.535,80	41.305,42	68.241,85	109.547,28
100	131.758,15	331,59	779,61	1.111,20	131.758,15	41.637,02	69.021,46	110.658,48
101	130.978,54	329,63	781,57	1.111,20	130.978,54	41.966,64	69.803,03	111.769,67
102	130.196,97	327,66	783,54	1.111,20	130.196,97	42.294,31	70.586,57	112.880,87
103	129.413,43	325,69	785,51	1.111,20	129.413,43	42.620,00	71.372,07	113.992,07
104	128.627,93	323,71	787,49	1.111,20	128.627,93	42.943,71	72.159,56	115.103,27
105	127.840,44	321,73	789,47	1.111,20	127.840,44	43.265,44	72.949,03	116.214,47
106	127.050,97	319,74	791,45	1.111,20	127.050,97	43.585,19	73.740,48	117.325,67
107	126.259,52	317,75	793,45	1.111,20	126.259,52	43.902,94	74.533,93	118.436,87
108	125.466,07	315,76	795,44	1.111,20	125.466,07	44.218,70	75.329,37	119.548,07
109	124.670,63	313,75	797,44	1.111,20	124.670,63	44.532,45	76.126,81	120.659,26
110	123.873,19	311,75	799,45	1.111,20	123.873,19	44.844,20	76.926,26	121.770,46
111	123.073,74	309,74	801,46	1.111,20	123.073,74	45.153,93	77.727,73	122.881,66
112	122.272,27	307,72	803,48	1.111,20	122.272,27	45.461,65	78.531,21	123.992,86
113	121.468,79	305,70	805,50	1.111,20	121.468,79	45.767,35	79.336,71	125.104,06
114	120.663,29	303,67	807,53	1.111,20	120.663,29	46.071,02	80.144,24	126.215,26
115	119.855,76	301,64	809,56	1.111,20	119.855,76	46.372,66	80.953,80	127.326,46
116	119.046,20	299,60	811,60	1.111,20	119.046,20	46.672,26	81.765,40	128.437,65
117	118.234,60	297,56	813,64	1.111,20	118.234,60	46.969,81	82.579,04	129.548,85
118	117.420,96	295,51	815,69	1.111,20	117.420,96	47.265,32	83.394,73	130.660,05
119	116.605,27	293,46	817,74	1.111,20	116.605,27	47.558,78	84.212,47	131.771,25
120	115.787,53	291,40	819,80	1.111,20	115.787,53	47.850,18	85.032,27	132.882,45
121	114.967,73	289,34	821,86	1.111,20	114.967,73	48.139,51	85.854,13	133.993,65
122	114.145,87	287,27	823,93	1.111,20	114.145,87	48.426,78	86.678,07	135.104,85
123	113.321,93	285,19	826,01	1.111,20	113.321,93	48.711,97	87.504,07	136.216,04
124	112.495,93	283,11	828,08	1.111,20	112.495,93	48.995,09	88.332,16	137.327,24
125	111.667,84	281,03	830,17	1.111,20	111.667,84	49.276,12	89.162,32	138.438,44
126	110.837,68	278,94	832,26	1.111,20	110.837,68	49.555,06	89.994,58	139.549,64
127	110.005,42	276,85	834,35	1.111,20	110.005,42	49.831,91	90.828,93	140.660,84
128	109.171,07	274,75	836,45	1.111,20	109.171,07	50.106,65	91.665,38	141.772,04
129	108.334,62	272,64	838,56	1.111,20	108.334,62	50.379,30	92.503,94	142.883,24
130	107.496,06	270,53	840,67	1.111,20	107.496,06	50.649,83	93.344,61	143.994,44
131	106.655,39	268,42	842,78	1.111,20	106.655,39	50.918,24	94.187,39	145.105,63
132	105.812,61	266,30	844,90	1.111,20	105.812,61	51.184,54	95.032,29	146.216,83
133	104.967,71	264,17	847,03	1.111,20	104.967,71	51.448,71	95.879,32	147.328,03
134	104.120,68	262,04	849,16	1.111,20	104.120,68	51.710,75	96.728,48	148.439,23
135	103.271,52	259,90	851,30	1.111,20	103.271,52	51.970,65	97.579,78	149.550,43
136	102.420,22	257,76	853,44	1.111,20	102.420,22	52.228,40	98.433,22	150.661,63
137	101.566,78	255,61	855,59	1.111,20	101.566,78	52.484,01	99.288,81	151.772,83
138	100.711,19	253,46	857,74	1.111,20	100.711,19	52.737,47	100.146,56	152.884,02
139	99.853,44	251,30	859,90	1.111,20	99.853,44	52.988,77	101.006,46	153.995,22
140	98.993,54	249,13	862,06	1.111,20	98.993,54	53.237,90	101.868,52	155.106,42
141	98.131,48	246,96	864,23	1.111,20	98.131,48	53.484,86	102.732,76	156.217,62
142	97.267,24	244,79	866,41	1.111,20	97.267,24	53.729,65	103.599,16	157.328,82
143	96.400,84	242,61	868,59	1.111,20	96.400,84	53.972,26	104.467,75	158.440,02
144	95.532,25	240,42	870,78	1.111,20	95.532,25	54.212,69	105.338,53	159.551,22
145	94.661,47	238,23	872,97	1.111,20	94.661,47	54.450,92	106.211,50	160.662,42
146	93.788,50	236,03	875,16	1.111,20	93.788,50	54.686,95	107.086,66	161.773,61
147	92.913,34	233,83	877,37	1.111,20	92.913,34	54.920,78	107.964,03	162.884,81
148	92.035,97	231,62	879,57	1.111,20	92.035,97	55.152,41	108.843,60	163.996,01
149	91.156,40	229,41	881,79	1.111,20	91.156,40	55.381,82	109.725,39	165.107,21
150	90.274,61	227,19	884,01	1.111,20	90.274,61	55.609,01	110.609,40	166.218,41
151	89.390,60	224,97	886,23	1.111,20	89.390,60	55.833,98	111.495,63	167.329,61
152	88.504,37	222,74	888,46	1.111,20	88.504,37	56.056,71	112.384,09	168.440,81
153	87.615,91	220,50	890,70	1.111,20	87.615,91	56.277,21	113.274,79	169.552,00
154	86.725,21	218,26	892,94	1.111,20	86.725,21	56.495,47	114.167,73	170.663,20
155	85.832,27	216,01	895,19	1.111,20	85.832,27	56.711,48	115.062,92	171.774,40
156	84.937,08	213,76	897,44	1.111,20	84.937,08	56.925,24	115.960,36	172.885,60
157	84.039,64	211,50	899,70	1.111,20	84.039,64	57.136,74	116.860,06	173.996,80
158	83.139,94	209,24	901,96	1.111,20	83.139,94	57.345,97	117.762,02	175.108,00
159	82.237,98	206,97	904,23	1.111,20	82.237,98	57.552,94	118.666,26	176.219,20
160	81.333,74	204,69	906,51	1.111,20	81.333,74	57.757,63	119.572,76	177.330,39
161	80.427,24	202,41	908,79	1.111,20	80.427,24	57.960,04	120.481,56	178.441,59
162	79.518,44	200,12	911,08	1.111,20	79.518,44	58.160,16	121.392,63	179.552,79
163	78.607,37	197,83	913,37	1.111,20	78.607,37	58.357,99	122.306,00	180.663,99
164	77.694,00	195,53	915,67	1.111,20	77.694,00	58.553,52	123.221,67	181.775,19
165	76.778,33	193,23	917,97	1.111,20	76.778,33	58.746,74	124.139,64	182.886,39
166	75.860,36	190,92	920,28	1.111,20	75.860,36	58.937,66	125.059,93	183.997,59
167	74.940,07	188,60	922,60	1.111,20	74.940,07	59.126,26	125.982,53	185.108,79
168	74.017,47	186,28	924,92	1.111,20	74.017,47	59.312,54	126.907,45	186.219,98
169	73.092,55	183,95	927,25	1.111,20	73.092,55	59.496,48	127.834,70	187.331,18
170	72.165,30	181,62	929,58	1.111,20	72.165,30	59.678,10	128.764,28	188.442,38
171	71.235,72	179,28	931,92	1.111,20	71.235,72	59.857,38	129.696,20	189.553,58
172	70.303,80	176,93	934,27	1.111,20	70.303,80	60.034,31	130.630,47	190.664,78
173	69.369,53	174,58	936,62	1.111,20	69.369,53	60.208,89	131.567,09	191.775,98
174	68.432,91	172,22	938,98	1.111,20	68.432,91	60.381,11	132.506,06	192.887,18
175	67.493,94	169,86	941,34	1.111,20	67.493,94	60.550,97	133.447,40	193.998,37
176	66.552,60	167,49	943,71	1.111,20	66.552,60	60.718,46	134.391,11	195.109,57
177	65.608,89	165,12	946,08	1.111,20	65.608,89	60.883,58	135.337,19	196.220,77
178	64.662,81	162,73	948,46	1.111,20	64.662,81	61.046,31	136.285,66	197.331,97
179	63.714,34	160,35	950,85	1.111,20	63.714,34	61.206,66	137.236,51	198.443,17
180	62.763,49	157,95	953,24	1.111,20	62.763,49	61.364,61	138.189,75	199.554,37
181	61.810,25	155,56	955,64	1.111,20	61.810,25	61.520,17	139.145,40	200.665,57
182	60.854,60	153,15	958,05	1.111,20	60.854,60	61.673,32	140.103,44	201.776,77
183	59.896,56	150,74	960,46	1.111,20	59.896,56	61.824,06	141.063,90	202.887,96
184	58.936,10	148,32	962,88	1.111,20	58.936,10	61.972,38	142.026,78	203.999,16
185	57.973,22	145,90	965,30	1.111,20	57.973,22	62.118,28	142.992,08	205.110,36
186	57.007,92	143,47	967,73	1.111,20	57.007,92	62.261,75	143.959,81	206.221,56
187	56.040,19	141,03	970,16	1.111,20	56.040,19	62.402,79	144.929,97	207.332,76
188	55.070,03	138,59	972,61	1.111,20	55.070,03	62.541,38	145.902,58	208.443,96
189	54.097,42	136,15	975,05	1.111,20	54.097,42	62.677,53	146.877,63	209.555,16
190	53.122,37	133,69	977,51	1.111,20	53.122,37	62.811,22	147.855,14	210.666,35
191	52.144,86	131,23	979,97	1.111,20	52.144,86	62.942,45	148.835,10	211.777,55
192	51.164,90	128,76	982,43	1.111,20	51.164,90	63.071,21	149.817,54	212.888,75
193	50.182,46	126,29	984,91	1.111,20	50.182,46	63.197,51	150.802,44	213.999,95
194	49.197,56	123,81	987,38	1.111,20	49.197,56	63.321,32	151.789,83	215.111,15
195	48.210,17	121,33	989,87	1.111,20	48.210,17	63.442,65	152.779,70	216.222,35
196	47.220,30	118,84	992,36	1.111,20	47.220,30	63.561,49	153.772,06	217.333,55
197	46.227,94	116,34	994,86	1.111,20	46.227,94	63.677,83	154.766,92	218.444,74
198	45.233,08	113,84	997,36	1.111,20	45.233,08	63.791,66	155.764,28	219.555,94
199	44.235,72	111,33	999,87	1.111,20	44.235,72	63.902,99	156.764,15	220.667,14
200	43.235,85	108,81	1.002,39	1.111,20	43.235,85	64.011,80	157.766,54	221.778,34
201	42.233,46	106,29	1.004,91	1.111,20	42.233,46	64.118,09	158.771,45	222.889,54
202	41.228,55	103,76	1.007,44	1.111,20	41.228,55	64.221,85	159.778,89	224.000,74
203	40.221,11	101,22	1.009,98	1.111,20	40.221,11	64.323,07	160.788,87	225.111,94
204	39.211,13	98,68	1.012,52	1.111,20	39.211,13	64.421,75	161.801,39	226.223,14
205	38.198,61	96,13	1.015,07	1.111,20	38.198,61	64.517,88	162.816,45	227.334,33
206	37.183,55	93,58	1.017,62	1.111,20	37.183,55	64.611,46	163.834,07	228.445,53
207	36.165,93	91,02	1.020,18	1.111,20	36.165,93	64.702,48	164.854,25	229.556,73
208	35.145,75	88,45	1.022,75	1.111,20	35.145,75	64.790,93	165.877,00	230.667,93
209	34.123,00	85,88	1.025,32	1.111,20	34.123,00	64.876,81	166.902,32	231.779,13
210	33.097,68	83,30	1.027,90	1.111,20	33.097,68	64.960,10	167.930,23	232.890,33
211	32.069,77	80,71	1.030,49	1.111,20	32.069,77	65.040,81	168.960,72	234.001,53
212	31.039,28	78,12	1.033,08	1.111,20	31.039,28	65.118,93	169.993,80	235.112,72
213	30.006,20	75,52	1.035,68	1.111,20	30.006,20	65.194,44	171.029,48	236.223,92
214	28.970,52	72,91	1.038,29	1.111,20	28.970,52	65.267,35	172.067,77	237.335,12
215	27.932,23	70,30	1.040,90	1.111,20	27.932,23	65.337,65	173.108,67	238.446,32
216	26.891,33	67,68	1.043,52	1.111,20	26.891,33	65.405,32	174.152,20	239.557,52
217	25.847,80	65,05	1.046,15	1.111,20	25.847,80	65.470,37	175.198,34	240.668,72
218	24.801,66	62,42	1.048,78	1.111,20	24.801,66	65.532,79	176.247,12	241.779,92
219	23.752,88	59,78	1.051,42	1.111,20	23.752,88	65.592,57	177.298,55	242.891,11
220	22.701,45	57,13	1.054,07	1.111,20	22.701,45	65.649,70	178.352,61	244.002,31
221	21.647,39	54,48	1.056,72	1.111,20	21.647,39	65.704,18	179.409,33	245.113,51
222	20.590,67	51,82	1.059,38	1.111,20	20.590,67	65.756,00	180.468,71	246.224,71
223	19.531,29	49,15	1.062,04	1.111,20	19.531,29	65.805,15	181.530,76	247.335,91
224	18.469,24	46,48	1.064,72	1.111,20	18.469,24	65.851,64	182.595,47	248.447,11
225	17.404,53	43,80	1.067,40	1.111,20	17.404,53	65.895,44	183.662,87	249.558,31
226	16.337,13	41,12	1.070,08	1.111,20	16.337,13	65.936,55	184.732,95	250.669,51
227	15.267,05	38,42	1.072,78	1.111,20	15.267,05	65.974,97	185.805,73	251.780,70
228	14.194,27	35,72	1.075,48	1.111,20	14.194,27	66.010,70	186.881,21	252.891,90
229	13.118,79	33,02	1.078,18	1.111,20	13.118,79	66.043,71	187.959,39	254.003,10
230	12.040,61	30,30	1.080,90	1.111,20	12.040,61	66.074,01	189.040,29	255.114,30
231	10.959,71	27,58	1.083,62	1.111,20	10.959,71	66.101,60	190.123,90	256.225,50
232	9.876,10	24,85	1.086,34	1.111,20	9.876,10	66.126,45	191.210,25	257.336,70
233	8.789,75	22,12	1.089,08	1.111,20	8.789,75	66.148,57	192.299,32	258.447,90
234	7.700,68	19,38	1.091,82	1.111,20	7.700,68	66.167,95	193.391,14	259.559,09
235	6.608,86	16,63	1.094,57	1.111,20	6.608,86	66.184,58	194.485,71	260.670,29
236	5.514,29	13,88	1.097,32	1.111,20	5.514,29	66.198,46	195.583,03	261.781,49
237	4.416,97	11,12	1.100,08	1.111,20	4.416,97	66.209,58	196.683,11	262.892,69
238	3.316,89	8,35	1.102,85	1.111,20	3.316,89	66.217,93	197.785,96	264.003,89
239	2.214,04	5,57	1.105,63	1.111,20	2.214,04	66.223,50	198.891,59	265.115,09
240	1.108,41	2,79	1.108,41	1.111,20	1.108,41	66.226,29	200.000,00	266.226,29

Baufinanzierung

4.01/5,00

75.889,00€
Zinsanteil

1.151,71€
Monatsrate

3,42%
Sollzins p.a.

3,49%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.800,00 €;Gesamtbetrag: 217.800,00 €;Anzahl Kreditraten: 120;Laufzeit: 253 Monate;Effektiver Jahreszins: 4,26 %;Gebundener Sollzins: 4,38 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	570,00	581,71	1.151,71	199.418,29	570,00	581,71	1.151,71
2	199.418,29	568,34	583,37	1.151,71	199.418,29	615,84	1.165,09	1.780,93
3	198.834,91	566,68	585,04	1.151,71	198.834,91	1.182,52	1.750,12	2.932,64
4	198.249,88	565,01	586,70	1.151,71	198.249,88	1.747,53	2.336,82	4.084,36
5	197.663,18	563,34	588,37	1.151,71	197.663,18	2.310,87	2.925,20	5.236,07
6	197.074,80	561,66	590,05	1.151,71	197.074,80	2.872,54	3.515,25	6.387,79
7	196.484,75	559,98	591,73	1.151,71	196.484,75	3.432,52	4.106,98	7.539,50
8	195.893,02	558,30	593,42	1.151,71	195.893,02	3.990,81	4.700,40	8.691,22
9	195.299,60	556,60	595,11	1.151,71	195.299,60	4.547,42	5.295,51	9.842,93
10	194.704,49	554,91	596,81	1.151,71	194.704,49	5.102,33	5.892,32	10.994,65
11	194.107,68	553,21	598,51	1.151,71	194.107,68	5.655,53	6.490,83	12.146,36
12	193.509,17	551,50	600,21	1.151,71	193.509,17	6.207,03	7.091,04	13.298,07
13	192.908,96	549,79	601,92	1.151,71	192.908,96	6.756,82	7.692,97	14.449,79
14	192.307,03	548,08	603,64	1.151,71	192.307,03	7.304,90	8.296,61	15.601,50
15	191.703,39	546,35	605,36	1.151,71	191.703,39	7.851,25	8.901,96	16.753,22
16	191.098,04	544,63	607,09	1.151,71	191.098,04	8.395,88	9.509,05	17.904,93
17	190.490,95	542,90	608,82	1.151,71	190.490,95	8.938,78	10.117,87	19.056,65
18	189.882,13	541,16	610,55	1.151,71	189.882,13	9.479,95	10.728,42	20.208,36
19	189.271,58	539,42	612,29	1.151,71	189.271,58	10.019,37	11.340,71	21.360,08
20	188.659,29	537,68	614,04	1.151,71	188.659,29	10.557,05	11.954,74	22.511,79
21	188.045,26	535,93	615,79	1.151,71	188.045,26	11.092,98	12.570,53	23.663,51
22	187.429,47	534,17	617,54	1.151,71	187.429,47	11.627,15	13.188,07	24.815,22
23	186.811,93	532,41	619,30	1.151,71	186.811,93	12.159,57	13.807,37	25.966,93
24	186.192,63	530,65	621,07	1.151,71	186.192,63	12.690,22	14.428,43	27.118,65
25	185.571,57	528,88	622,84	1.151,71	185.571,57	13.219,09	15.051,27	28.270,36
26	184.948,73	527,10	624,61	1.151,71	184.948,73	13.746,20	15.675,88	29.422,08
27	184.324,12	525,32	626,39	1.151,71	184.324,12	14.271,52	16.302,27	30.573,79
28	183.697,73	523,54	628,18	1.151,71	183.697,73	14.795,06	16.930,45	31.725,51
29	183.069,55	521,75	629,97	1.151,71	183.069,55	15.316,81	17.560,41	32.877,22
30	182.439,59	519,95	631,76	1.151,71	182.439,59	15.836,76	18.192,18	34.028,94
31	181.807,82	518,15	633,56	1.151,71	181.807,82	16.354,91	18.825,74	35.180,65
32	181.174,26	516,35	635,37	1.151,71	181.174,26	16.871,26	19.461,11	36.332,37
33	180.538,89	514,54	637,18	1.151,71	180.538,89	17.385,80	20.098,28	37.484,08
34	179.901,72	512,72	638,99	1.151,71	179.901,72	17.898,52	20.737,28	38.635,80
35	179.262,72	510,90	640,82	1.151,71	179.262,72	18.409,41	21.378,09	39.787,51
36	178.621,91	509,07	642,64	1.151,71	178.621,91	18.918,49	22.020,74	40.939,22
37	177.979,26	507,24	644,47	1.151,71	177.979,26	19.425,73	22.665,21	42.090,94
38	177.334,79	505,40	646,31	1.151,71	177.334,79	19.931,13	23.311,52	43.242,65
39	176.688,48	503,56	648,15	1.151,71	176.688,48	20.434,69	23.959,67	44.394,37
40	176.040,33	501,71	650,00	1.151,71	176.040,33	20.936,41	24.609,67	45.546,08
41	175.390,33	499,86	651,85	1.151,71	175.390,33	21.436,27	25.261,53	46.697,80
42	174.738,47	498,00	653,71	1.151,71	174.738,47	21.934,28	25.915,24	47.849,51
43	174.084,76	496,14	655,57	1.151,71	174.084,76	22.430,42	26.570,81	49.001,23
44	173.429,19	494,27	657,44	1.151,71	173.429,19	22.924,69	27.228,25	50.152,94
45	172.771,75	492,40	659,32	1.151,71	172.771,75	23.417,09	27.887,56	51.304,66
46	172.112,44	490,52	661,19	1.151,71	172.112,44	23.907,61	28.548,76	52.456,37
47	171.451,24	488,64	663,08	1.151,71	171.451,24	24.396,25	29.211,84	53.608,08
48	170.788,16	486,75	664,97	1.151,71	170.788,16	24.882,99	29.876,81	54.759,80
49	170.123,19	484,85	666,86	1.151,71	170.123,19	25.367,84	30.543,67	55.911,51
50	169.456,33	482,95	668,76	1.151,71	169.456,33	25.850,80	31.212,43	57.063,23
51	168.787,57	481,04	670,67	1.151,71	168.787,57	26.331,84	31.883,10	58.214,94
52	168.116,90	479,13	672,58	1.151,71	168.116,90	26.810,97	32.555,68	59.366,66
53	167.444,32	477,22	674,50	1.151,71	167.444,32	27.288,19	33.230,18	60.518,37
54	166.769,82	475,29	676,42	1.151,71	166.769,82	27.763,48	33.906,60	61.670,09
55	166.093,40	473,37	678,35	1.151,71	166.093,40	28.236,85	34.584,95	62.821,80
56	165.415,05	471,43	680,28	1.151,71	165.415,05	28.708,28	35.265,23	63.973,52
57	164.734,77	469,49	682,22	1.151,71	164.734,77	29.177,78	35.947,45	65.125,23
58	164.052,55	467,55	684,16	1.151,71	164.052,55	29.645,33	36.631,62	66.276,94
59	163.368,38	465,60	686,11	1.151,71	163.368,38	30.110,93	37.317,73	67.428,66
60	162.682,27	463,64	688,07	1.151,71	162.682,27	30.574,57	38.005,80	68.580,37
61	161.994,20	461,68	690,03	1.151,71	161.994,20	31.036,25	38.695,83	69.732,09
62	161.304,17	459,72	692,00	1.151,71	161.304,17	31.495,97	39.387,83	70.883,80
63	160.612,17	457,74	693,97	1.151,71	160.612,17	31.953,72	40.081,80	72.035,52
64	159.918,20	455,77	695,95	1.151,71	159.918,20	32.409,48	40.777,75	73.187,23
65	159.222,25	453,78	697,93	1.151,71	159.222,25	32.863,27	41.475,68	74.338,95
66	158.524,32	451,79	699,92	1.151,71	158.524,32	33.315,06	42.175,60	75.490,66
67	157.824,40	449,80	701,92	1.151,71	157.824,40	33.764,86	42.877,52	76.642,38
68	157.122,48	447,80	703,92	1.151,71	157.122,48	34.212,66	43.581,43	77.794,09
69	156.418,57	445,79	705,92	1.151,71	156.418,57	34.658,45	44.287,35	78.945,80
70	155.712,65	443,78	707,93	1.151,71	155.712,65	35.102,23	44.995,29	80.097,52
71	155.004,71	441,76	709,95	1.151,71	155.004,71	35.544,00	45.705,24	81.249,23
72	154.294,76	439,74	711,97	1.151,71	154.294,76	35.983,74	46.417,21	82.400,95
73	153.582,79	437,71	714,00	1.151,71	153.582,79	36.421,45	47.131,22	83.552,66
74	152.868,78	435,68	716,04	1.151,71	152.868,78	36.857,12	47.847,25	84.704,38
75	152.152,75	433,64	718,08	1.151,71	152.152,75	37.290,76	48.565,33	85.856,09
76	151.434,67	431,59	720,13	1.151,71	151.434,67	37.722,35	49.285,46	87.007,81
77	150.714,54	429,54	722,18	1.151,71	150.714,54	38.151,88	50.007,64	88.159,52
78	149.992,36	427,48	724,24	1.151,71	149.992,36	38.579,36	50.731,87	89.311,24
79	149.268,13	425,41	726,30	1.151,71	149.268,13	39.004,78	51.458,17	90.462,95
80	148.541,83	423,34	728,37	1.151,71	148.541,83	39.428,12	52.186,54	91.614,67
81	147.813,46	421,27	730,45	1.151,71	147.813,46	39.849,39	52.916,99	92.766,38
82	147.083,01	419,19	732,53	1.151,71	147.083,01	40.268,58	53.649,52	93.918,09
83	146.350,48	417,10	734,62	1.151,71	146.350,48	40.685,67	54.384,13	95.069,81
84	145.615,87	415,01	736,71	1.151,71	145.615,87	41.100,68	55.120,84	96.221,52
85	144.879,16	412,91	738,81	1.151,71	144.879,16	41.513,58	55.859,65	97.373,24
86	144.140,35	410,80	740,91	1.151,71	144.140,35	41.924,38	56.600,57	98.524,95
87	143.399,43	408,69	743,03	1.151,71	143.399,43	42.333,07	57.343,59	99.676,67
88	142.656,41	406,57	745,14	1.151,71	142.656,41	42.739,64	58.088,74	100.828,38
89	141.911,26	404,45	747,27	1.151,71	141.911,26	43.144,09	58.836,01	101.980,10
90	141.163,99	402,32	749,40	1.151,71	141.163,99	43.546,41	59.585,40	103.131,81
91	140.414,60	400,18	751,53	1.151,71	140.414,60	43.946,59	60.336,94	104.283,53
92	139.663,06	398,04	753,67	1.151,71	139.663,06	44.344,63	61.090,61	105.435,24
93	138.909,39	395,89	755,82	1.151,71	138.909,39	44.740,52	61.846,43	106.586,95
94	138.153,57	393,74	757,98	1.151,71	138.153,57	45.134,26	62.604,41	107.738,67
95	137.395,59	391,58	760,14	1.151,71	137.395,59	45.525,84	63.364,55	108.890,38
96	136.635,45	389,41	762,30	1.151,71	136.635,45	45.915,25	64.126,85	110.042,10
97	135.873,15	387,24	764,48	1.151,71	135.873,15	46.302,49	64.891,33	111.193,81
98	135.108,67	385,06	766,65	1.151,71	135.108,67	46.687,55	65.657,98	112.345,53
99	134.342,02	382,87	768,84	1.151,71	134.342,02	47.070,42	66.426,82	113.497,24
100	133.573,18	380,68	771,03	1.151,71	133.573,18	47.451,10	67.197,85	114.648,96
101	132.802,15	378,49	773,23	1.151,71	132.802,15	47.829,59	67.971,08	115.800,67
102	132.028,92	376,28	775,43	1.151,71	132.028,92	48.205,87	68.746,51	116.952,39
103	131.253,49	374,07	777,64	1.151,71	131.253,49	48.579,95	69.524,16	118.104,10
104	130.475,84	371,86	779,86	1.151,71	130.475,84	48.951,80	70.304,01	119.255,81
105	129.695,99	369,63	782,08	1.151,71	129.695,99	49.321,43	71.086,09	120.407,53
106	128.913,91	367,40	784,31	1.151,71	128.913,91	49.688,84	71.870,40	121.559,24
107	128.129,60	365,17	786,55	1.151,71	128.129,60	50.054,01	72.656,95	122.710,96
108	127.343,05	362,93	788,79	1.151,71	127.343,05	50.416,94	73.445,74	123.862,67
109	126.554,26	360,68	791,03	1.151,71	126.554,26	50.777,62	74.236,77	125.014,39
110	125.763,23	358,43	793,29	1.151,71	125.763,23	51.136,04	75.030,06	126.166,10
111	124.969,94	356,16	795,55	1.151,71	124.969,94	51.492,21	75.825,61	127.317,82
112	124.174,39	353,90	797,82	1.151,71	124.174,39	51.846,10	76.623,43	128.469,53
113	123.376,57	351,62	800,09	1.151,71	123.376,57	52.197,73	77.423,52	129.621,25
114	122.576,48	349,34	802,37	1.151,71	122.576,48	52.547,07	78.225,89	130.772,96
115	121.774,11	347,06	804,66	1.151,71	121.774,11	52.894,13	79.030,55	131.924,67
116	120.969,45	344,76	806,95	1.151,71	120.969,45	53.238,89	79.837,50	133.076,39
117	120.162,50	342,46	809,25	1.151,71	120.162,50	53.581,35	80.646,75	134.228,10
118	119.353,25	340,16	811,56	1.151,71	119.353,25	53.921,51	81.458,31	135.379,82
119	118.541,69	337,84	813,87	1.151,71	118.541,69	54.259,35	82.272,18	136.531,53
120	117.727,82	335,52	816,19	1.151,71	117.727,82	54.594,88	83.088,37	137.683,25
121	116.911,63	333,20	818,52	1.151,71	116.911,63	54.928,07	83.906,89	138.834,96
122	116.093,11	330,87	820,85	1.151,71	116.093,11	55.258,94	84.727,74	139.986,68
123	115.272,26	328,53	823,19	1.151,71	115.272,26	55.587,47	85.550,93	141.138,39
124	114.449,07	326,18	825,53	1.151,71	114.449,07	55.913,65	86.376,46	142.290,11
125	113.623,54	323,83	827,89	1.151,71	113.623,54	56.237,47	87.204,35	143.441,82
126	112.795,65	321,47	830,25	1.151,71	112.795,65	56.558,94	88.034,60	144.593,54
127	111.965,40	319,10	832,61	1.151,71	111.965,40	56.878,04	88.867,21	145.745,25
128	111.132,79	316,73	834,99	1.151,71	111.132,79	57.194,77	89.702,19	146.896,96
129	110.297,81	314,35	837,37	1.151,71	110.297,81	57.509,12	90.539,56	148.048,68
130	109.460,44	311,96	839,75	1.151,71	109.460,44	57.821,08	91.379,31	149.200,39
131	108.620,69	309,57	842,15	1.151,71	108.620,69	58.130,65	92.221,46	150.352,11
132	107.778,54	307,17	844,55	1.151,71	107.778,54	58.437,82	93.066,00	151.503,82
133	106.934,00	304,76	846,95	1.151,71	106.934,00	58.742,58	93.912,96	152.655,54
134	106.087,04	302,35	849,37	1.151,71	106.087,04	59.044,93	94.762,32	153.807,25
135	105.237,68	299,93	851,79	1.151,71	105.237,68	59.344,86	95.614,11	154.958,97
136	104.385,89	297,50	854,21	1.151,71	104.385,89	59.642,36	96.468,32	156.110,68
137	103.531,68	295,07	856,65	1.151,71	103.531,68	59.937,42	97.324,97	157.262,40
138	102.675,03	292,62	859,09	1.151,71	102.675,03	60.230,04	98.184,07	158.414,11
139	101.815,93	290,18	861,54	1.151,71	101.815,93	60.520,22	99.045,60	159.565,82
140	100.954,40	287,72	863,99	1.151,71	100.954,40	60.807,94	99.909,60	160.717,54
141	100.090,40	285,26	866,46	1.151,71	100.090,40	61.093,20	100.776,06	161.869,25
142	99.223,94	282,79	868,93	1.151,71	99.223,94	61.375,99	101.644,98	163.020,97
143	98.355,02	280,31	871,40	1.151,71	98.355,02	61.656,30	102.516,38	164.172,68
144	97.483,62	277,83	873,89	1.151,71	97.483,62	61.934,13	103.390,27	165.324,40
145	96.609,73	275,34	876,38	1.151,71	96.609,73	62.209,46	104.266,65	166.476,11
146	95.733,35	272,84	878,87	1.151,71	95.733,35	62.482,30	105.145,52	167.627,83
147	94.854,48	270,34	881,38	1.151,71	94.854,48	62.752,64	106.026,90	168.779,54
148	93.973,10	267,82	883,89	1.151,71	93.973,10	63.020,46	106.910,79	169.931,26
149	93.089,21	265,30	886,41	1.151,71	93.089,21	63.285,77	107.797,20	171.082,97
150	92.202,80	262,78	888,94	1.151,71	92.202,80	63.548,54	108.686,14	172.234,68
151	91.313,86	260,24	891,47	1.151,71	91.313,86	63.808,79	109.577,61	173.386,40
152	90.422,39	257,70	894,01	1.151,71	90.422,39	64.066,49	110.471,62	174.538,11
153	89.528,38	255,16	896,56	1.151,71	89.528,38	64.321,65	111.368,18	175.689,83
154	88.631,82	252,60	899,11	1.151,71	88.631,82	64.574,25	112.267,29	176.841,54
155	87.732,71	250,04	901,68	1.151,71	87.732,71	64.824,29	113.168,97	177.993,26
156	86.831,03	247,47	904,25	1.151,71	86.831,03	65.071,76	114.073,22	179.144,97
157	85.926,78	244,89	906,82	1.151,71	85.926,78	65.316,65	114.980,04	180.296,69
158	85.019,96	242,31	909,41	1.151,71	85.019,96	65.558,95	115.889,45	181.448,40
159	84.110,55	239,72	912,00	1.151,71	84.110,55	65.798,67	116.801,45	182.600,12
160	83.198,55	237,12	914,60	1.151,71	83.198,55	66.035,79	117.716,04	183.751,83
161	82.283,96	234,51	917,21	1.151,71	82.283,96	66.270,29	118.633,25	184.903,54
162	81.366,75	231,90	919,82	1.151,71	81.366,75	66.502,19	119.553,07	186.055,26
163	80.446,93	229,27	922,44	1.151,71	80.446,93	66.731,46	120.475,51	187.206,97
164	79.524,49	226,64	925,07	1.151,71	79.524,49	66.958,11	121.400,58	188.358,69
165	78.599,42	224,01	927,71	1.151,71	78.599,42	67.182,12	122.328,29	189.510,40
166	77.671,71	221,36	930,35	1.151,71	77.671,71	67.403,48	123.258,64	190.662,12
167	76.741,36	218,71	933,00	1.151,71	76.741,36	67.622,19	124.191,64	191.813,83
168	75.808,36	216,05	935,66	1.151,71	75.808,36	67.838,25	125.127,30	192.965,55
169	74.872,70	213,39	938,33	1.151,71	74.872,70	68.051,64	126.065,63	194.117,26
170	73.934,37	210,71	941,00	1.151,71	73.934,37	68.262,35	127.006,63	195.268,98
171	72.993,37	208,03	943,68	1.151,71	72.993,37	68.470,38	127.950,31	196.420,69
172	72.049,69	205,34	946,37	1.151,71	72.049,69	68.675,72	128.896,68	197.572,41
173	71.103,32	202,64	949,07	1.151,71	71.103,32	68.878,37	129.845,75	198.724,12
174	70.154,25	199,94	951,77	1.151,71	70.154,25	69.078,31	130.797,53	199.875,83
175	69.202,47	197,23	954,49	1.151,71	69.202,47	69.275,53	131.752,02	201.027,55
176	68.247,98	194,51	957,21	1.151,71	68.247,98	69.470,04	132.709,22	202.179,26
177	67.290,78	191,78	959,94	1.151,71	67.290,78	69.661,82	133.669,16	203.330,98
178	66.330,84	189,04	962,67	1.151,71	66.330,84	69.850,86	134.631,83	204.482,69
179	65.368,17	186,30	965,42	1.151,71	65.368,17	70.037,16	135.597,25	205.634,41
180	64.402,75	183,55	968,17	1.151,71	64.402,75	70.220,71	136.565,41	206.786,12
181	63.434,59	180,79	970,93	1.151,71	63.434,59	70.401,50	137.536,34	207.937,84
182	62.463,66	178,02	973,69	1.151,71	62.463,66	70.579,52	138.510,03	209.089,55
183	61.489,97	175,25	976,47	1.151,71	61.489,97	70.754,76	139.486,50	210.241,27
184	60.513,50	172,46	979,25	1.151,71	60.513,50	70.927,23	140.465,75	211.392,98
185	59.534,25	169,67	982,04	1.151,71	59.534,25	71.096,90	141.447,79	212.544,69
186	58.552,21	166,87	984,84	1.151,71	58.552,21	71.263,77	142.432,64	213.696,41
187	57.567,36	164,07	987,65	1.151,71	57.567,36	71.427,84	143.420,28	214.848,12
188	56.579,72	161,25	990,46	1.151,71	56.579,72	71.589,09	144.410,75	215.999,84
189	55.589,25	158,43	993,29	1.151,71	55.589,25	71.747,52	145.404,03	217.151,55
190	54.595,97	155,60	996,12	1.151,71	54.595,97	71.903,12	146.400,15	218.303,27
191	53.599,85	152,76	998,95	1.151,71	53.599,85	72.055,88	147.399,10	219.454,98
192	52.600,90	149,91	1.001,80	1.151,71	52.600,90	72.205,79	148.400,90	220.606,70
193	51.599,10	147,06	1.004,66	1.151,71	51.599,10	72.352,85	149.405,56	221.758,41
194	50.594,44	144,19	1.007,52	1.151,71	50.594,44	72.497,04	150.413,08	222.910,13
195	49.586,92	141,32	1.010,39	1.151,71	49.586,92	72.638,37	151.423,47	224.061,84
196	48.576,53	138,44	1.013,27	1.151,71	48.576,53	72.776,81	152.436,74	225.213,55
197	47.563,26	135,56	1.016,16	1.151,71	47.563,26	72.912,37	153.452,90	226.365,27
198	46.547,10	132,66	1.019,06	1.151,71	46.547,10	73.045,03	154.471,96	227.516,98
199	45.528,04	129,75	1.021,96	1.151,71	45.528,04	73.174,78	155.493,92	228.668,70
200	44.506,08	126,84	1.024,87	1.151,71	44.506,08	73.301,62	156.518,79	229.820,41
201	43.481,21	123,92	1.027,79	1.151,71	43.481,21	73.425,54	157.546,58	230.972,13
202	42.453,42	120,99	1.030,72	1.151,71	42.453,42	73.546,54	158.577,31	232.123,84
203	41.422,69	118,05	1.033,66	1.151,71	41.422,69	73.664,59	159.610,97	233.275,56
204	40.389,03	115,11	1.036,61	1.151,71	40.389,03	73.779,70	160.647,57	234.427,27
205	39.352,43	112,15	1.039,56	1.151,71	39.352,43	73.891,85	161.687,13	235.578,99
206	38.312,87	109,19	1.042,52	1.151,71	38.312,87	74.001,05	162.729,65	236.730,70
207	37.270,35	106,22	1.045,49	1.151,71	37.270,35	74.107,27	163.775,15	237.882,41
208	36.224,85	103,24	1.048,47	1.151,71	36.224,85	74.210,51	164.823,62	239.034,13
209	35.176,38	100,25	1.051,46	1.151,71	35.176,38	74.310,76	165.875,08	240.185,84
210	34.124,92	97,26	1.054,46	1.151,71	34.124,92	74.408,02	166.929,54	241.337,56
211	33.070,46	94,25	1.057,46	1.151,71	33.070,46	74.502,27	167.987,01	242.489,27
212	32.012,99	91,24	1.060,48	1.151,71	32.012,99	74.593,50	169.047,48	243.640,99
213	30.952,52	88,21	1.063,50	1.151,71	30.952,52	74.681,72	170.110,98	244.792,70
214	29.889,02	85,18	1.066,53	1.151,71	29.889,02	74.766,90	171.177,52	245.944,42
215	28.822,48	82,14	1.069,57	1.151,71	28.822,48	74.849,05	172.247,09	247.096,13
216	27.752,91	79,10	1.072,62	1.151,71	27.752,91	74.928,14	173.319,70	248.247,85
217	26.680,30	76,04	1.075,68	1.151,71	26.680,30	75.004,18	174.395,38	249.399,56
218	25.604,62	72,97	1.078,74	1.151,71	25.604,62	75.077,15	175.474,12	250.551,28
219	24.525,88	69,90	1.081,82	1.151,71	24.525,88	75.147,05	176.555,94	251.702,99
220	23.444,06	66,82	1.084,90	1.151,71	23.444,06	75.213,87	177.640,84	252.854,70
221	22.359,16	63,72	1.087,99	1.151,71	22.359,16	75.277,59	178.728,83	254.006,42
222	21.271,17	60,62	1.091,09	1.151,71	21.271,17	75.338,21	179.819,92	255.158,13
223	20.180,08	57,51	1.094,20	1.151,71	20.180,08	75.395,73	180.914,12	256.309,85
224	19.085,88	54,39	1.097,32	1.151,71	19.085,88	75.450,12	182.011,44	257.461,56
225	17.988,56	51,27	1.100,45	1.151,71	17.988,56	75.501,39	183.111,89	258.613,28
226	16.888,11	48,13	1.103,58	1.151,71	16.888,11	75.549,52	184.215,47	259.764,99
227	15.784,53	44,99	1.106,73	1.151,71	15.784,53	75.594,51	185.322,20	260.916,71
228	14.677,80	41,83	1.109,88	1.151,71	14.677,80	75.636,34	186.432,08	262.068,42
229	13.567,92	38,67	1.113,05	1.151,71	13.567,92	75.675,01	187.545,13	263.220,14
230	12.454,87	35,50	1.116,22	1.151,71	12.454,87	75.710,50	188.661,35	264.371,85
231	11.338,65	32,32	1.119,40	1.151,71	11.338,65	75.742,82	189.780,75	265.523,56
232	10.219,25	29,12	1.122,59	1.151,71	10.219,25	75.771,94	190.903,34	266.675,28
233	9.096,66	25,93	1.125,79	1.151,71	9.096,66	75.797,87	192.029,12	267.826,99
234	7.970,88	22,72	1.129,00	1.151,71	7.970,88	75.820,59	193.158,12	268.978,71
235	6.841,88	19,50	1.132,22	1.151,71	6.841,88	75.840,09	194.290,34	270.130,42
236	5.709,66	16,27	1.135,44	1.151,71	5.709,66	75.856,36	195.425,78	271.282,14
237	4.574,22	13,04	1.138,68	1.151,71	4.574,22	75.869,39	196.564,46	272.433,85
238	3.435,54	9,79	1.141,92	1.151,71	3.435,54	75.879,19	197.706,38	273.585,57
239	2.293,62	6,54	1.145,18	1.151,71	2.293,62	75.885,72	198.851,56	274.737,28
240	1.148,44	3,27	1.148,44	1.151,71	1.148,44	75.889,00	200.000,00	275.889,00

Baufinanzierung

4.02/5,00

Testsieger

87.251,63€
Zinsanteil

1.199,35€
Monatsrate

3,88%
Sollzins p.a.

3,95%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.513,00 €;Gesamtbetrag: 183.012,00 €;Anzahl Kreditraten: 120;Laufzeit: 329 Monate;Effektiver Jahreszins: 4,16 %;Gebundener Sollzins: 4,05 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	646,67	552,69	1.199,35	199.447,31	646,67	552,69	1.199,35
2	199.447,31	644,88	554,47	1.199,35	199.447,31	698,77	1.107,16	1.805,93
3	198.892,84	643,09	556,26	1.199,35	198.892,84	1.341,86	1.663,42	3.005,28
4	198.336,58	641,29	558,06	1.199,35	198.336,58	1.983,14	2.221,49	4.204,63
5	197.778,51	639,48	559,87	1.199,35	197.778,51	2.622,63	2.781,35	5.403,98
6	197.218,65	637,67	561,68	1.199,35	197.218,65	3.260,30	3.343,03	6.603,33
7	196.656,97	635,86	563,49	1.199,35	196.656,97	3.896,16	3.906,53	7.802,68
8	196.093,47	634,04	565,32	1.199,35	196.093,47	4.530,19	4.471,84	9.002,04
9	195.528,16	632,21	567,14	1.199,35	195.528,16	5.162,40	5.038,99	10.201,39
10	194.961,01	630,37	568,98	1.199,35	194.961,01	5.792,78	5.607,96	11.400,74
11	194.392,04	628,53	570,82	1.199,35	194.392,04	6.421,31	6.178,78	12.600,09
12	193.821,22	626,69	572,66	1.199,35	193.821,22	7.048,00	6.751,44	13.799,44
13	193.248,56	624,84	574,51	1.199,35	193.248,56	7.672,84	7.325,96	14.998,79
14	192.674,04	622,98	576,37	1.199,35	192.674,04	8.295,82	7.902,33	16.198,15
15	192.097,67	621,12	578,24	1.199,35	192.097,67	8.916,93	8.480,57	17.397,50
16	191.519,43	619,25	580,11	1.199,35	191.519,43	9.536,18	9.060,67	18.596,85
17	190.939,33	617,37	581,98	1.199,35	190.939,33	10.153,55	9.642,65	19.796,20
18	190.357,35	615,49	583,86	1.199,35	190.357,35	10.769,04	10.226,52	20.995,55
19	189.773,48	613,60	585,75	1.199,35	189.773,48	11.382,64	10.812,27	22.194,90
20	189.187,73	611,71	587,64	1.199,35	189.187,73	11.994,34	11.399,91	23.394,26
21	188.600,09	609,81	589,54	1.199,35	188.600,09	12.604,15	11.989,46	24.593,61
22	188.010,54	607,90	591,45	1.199,35	188.010,54	13.212,05	12.580,91	25.792,96
23	187.419,09	605,99	593,36	1.199,35	187.419,09	13.818,04	13.174,27	26.992,31
24	186.825,73	604,07	595,28	1.199,35	186.825,73	14.422,11	13.769,55	28.191,66
25	186.230,45	602,15	597,21	1.199,35	186.230,45	15.024,26	14.366,76	29.391,01
26	185.633,24	600,21	599,14	1.199,35	185.633,24	15.624,47	14.965,90	30.590,37
27	185.034,10	598,28	601,07	1.199,35	185.034,10	16.222,75	15.566,97	31.789,72
28	184.433,03	596,33	603,02	1.199,35	184.433,03	16.819,08	16.169,99	32.989,07
29	183.830,01	594,38	604,97	1.199,35	183.830,01	17.413,46	16.774,96	34.188,42
30	183.225,04	592,43	606,92	1.199,35	183.225,04	18.005,89	17.381,88	35.387,77
31	182.618,12	590,47	608,89	1.199,35	182.618,12	18.596,36	17.990,77	36.587,12
32	182.009,23	588,50	610,86	1.199,35	182.009,23	19.184,85	18.601,62	37.786,48
33	181.398,38	586,52	612,83	1.199,35	181.398,38	19.771,37	19.214,45	38.985,83
34	180.785,55	584,54	614,81	1.199,35	180.785,55	20.355,91	19.829,27	40.185,18
35	180.170,73	582,55	616,80	1.199,35	180.170,73	20.938,47	20.446,07	41.384,53
36	179.553,93	580,56	618,79	1.199,35	179.553,93	21.519,02	21.064,86	42.583,88
37	178.935,14	578,56	620,79	1.199,35	178.935,14	22.097,58	21.685,65	43.783,23
38	178.314,35	576,55	622,80	1.199,35	178.314,35	22.674,13	22.308,46	44.982,59
39	177.691,54	574,54	624,82	1.199,35	177.691,54	23.248,67	22.933,27	46.181,94
40	177.066,73	572,52	626,84	1.199,35	177.066,73	23.821,18	23.560,11	47.381,29
41	176.439,89	570,49	628,86	1.199,35	176.439,89	24.391,67	24.188,97	48.580,64
42	175.811,03	568,46	630,90	1.199,35	175.811,03	24.960,13	24.819,87	49.779,99
43	175.180,13	566,42	632,94	1.199,35	175.180,13	25.526,54	25.452,80	50.979,35
44	174.547,20	564,37	634,98	1.199,35	174.547,20	26.090,91	26.087,78	52.178,70
45	173.912,22	562,32	637,04	1.199,35	173.912,22	26.653,23	26.724,82	53.378,05
46	173.275,18	560,26	639,10	1.199,35	173.275,18	27.213,48	27.363,92	54.577,40
47	172.636,08	558,19	641,16	1.199,35	172.636,08	27.771,67	28.005,08	55.776,75
48	171.994,92	556,12	643,23	1.199,35	171.994,92	28.327,79	28.648,31	56.976,10
49	171.351,69	554,04	645,31	1.199,35	171.351,69	28.881,83	29.293,63	58.175,46
50	170.706,37	551,95	647,40	1.199,35	170.706,37	29.433,78	29.941,03	59.374,81
51	170.058,97	549,86	649,49	1.199,35	170.058,97	29.983,64	30.590,52	60.574,16
52	169.409,48	547,76	651,59	1.199,35	169.409,48	30.531,39	31.242,12	61.773,51
53	168.757,88	545,65	653,70	1.199,35	168.757,88	31.077,04	31.895,82	62.972,86
54	168.104,18	543,54	655,81	1.199,35	168.104,18	31.620,58	32.551,63	64.172,21
55	167.448,37	541,42	657,94	1.199,35	167.448,37	32.162,00	33.209,57	65.371,57
56	166.790,43	539,29	660,06	1.199,35	166.790,43	32.701,29	33.869,63	66.570,92
57	166.130,37	537,15	662,20	1.199,35	166.130,37	33.238,44	34.531,83	67.770,27
58	165.468,17	535,01	664,34	1.199,35	165.468,17	33.773,46	35.196,17	68.969,62
59	164.803,83	532,87	666,49	1.199,35	164.803,83	34.306,32	35.862,65	70.168,97
60	164.137,35	530,71	668,64	1.199,35	164.137,35	34.837,03	36.531,29	71.368,32
61	163.468,71	528,55	670,80	1.199,35	163.468,71	35.365,58	37.202,09	72.567,68
62	162.797,91	526,38	672,97	1.199,35	162.797,91	35.891,96	37.875,07	73.767,03
63	162.124,93	524,20	675,15	1.199,35	162.124,93	36.416,16	38.550,21	74.966,38
64	161.449,79	522,02	677,33	1.199,35	161.449,79	36.938,19	39.227,55	76.165,73
65	160.772,45	519,83	679,52	1.199,35	160.772,45	37.458,02	39.907,07	77.365,08
66	160.092,93	517,63	681,72	1.199,35	160.092,93	37.975,65	40.588,78	78.564,43
67	159.411,22	515,43	683,92	1.199,35	159.411,22	38.491,08	41.272,71	79.763,79
68	158.727,29	513,22	686,13	1.199,35	158.727,29	39.004,30	41.958,84	80.963,14
69	158.041,16	511,00	688,35	1.199,35	158.041,16	39.515,30	42.647,19	82.162,49
70	157.352,81	508,77	690,58	1.199,35	157.352,81	40.024,07	43.337,77	83.361,84
71	156.662,23	506,54	692,81	1.199,35	156.662,23	40.530,61	44.030,58	84.561,19
72	155.969,42	504,30	695,05	1.199,35	155.969,42	41.034,91	44.725,63	85.760,54
73	155.274,37	502,05	697,30	1.199,35	155.274,37	41.536,97	45.422,93	86.959,90
74	154.577,07	499,80	699,55	1.199,35	154.577,07	42.036,77	46.122,48	88.159,25
75	153.877,52	497,54	701,81	1.199,35	153.877,52	42.534,30	46.824,29	89.358,60
76	153.175,71	495,27	704,08	1.199,35	153.175,71	43.029,57	47.528,38	90.557,95
77	152.471,62	492,99	706,36	1.199,35	152.471,62	43.522,56	48.234,74	91.757,30
78	151.765,26	490,71	708,64	1.199,35	151.765,26	44.013,27	48.943,38	92.956,65
79	151.056,62	488,42	710,94	1.199,35	151.056,62	44.501,69	49.654,32	94.156,01
80	150.345,68	486,12	713,23	1.199,35	150.345,68	44.987,81	50.367,55	95.355,36
81	149.632,45	483,81	715,54	1.199,35	149.632,45	45.471,62	51.083,09	96.554,71
82	148.916,91	481,50	717,85	1.199,35	148.916,91	45.953,12	51.800,95	97.754,06
83	148.199,05	479,18	720,17	1.199,35	148.199,05	46.432,29	52.521,12	98.953,41
84	147.478,88	476,85	722,50	1.199,35	147.478,88	46.909,14	53.243,62	100.152,76
85	146.756,38	474,51	724,84	1.199,35	146.756,38	47.383,65	53.968,46	101.352,12
86	146.031,54	472,17	727,18	1.199,35	146.031,54	47.855,82	54.695,65	102.551,47
87	145.304,35	469,82	729,53	1.199,35	145.304,35	48.325,64	55.425,18	103.750,82
88	144.574,82	467,46	731,89	1.199,35	144.574,82	48.793,10	56.157,07	104.950,17
89	143.842,93	465,09	734,26	1.199,35	143.842,93	49.258,19	56.891,33	106.149,52
90	143.108,67	462,72	736,63	1.199,35	143.108,67	49.720,91	57.627,97	107.348,87
91	142.372,03	460,34	739,02	1.199,35	142.372,03	50.181,24	58.366,98	108.548,23
92	141.633,02	457,95	741,40	1.199,35	141.633,02	50.639,19	59.108,39	109.747,58
93	140.891,61	455,55	743,80	1.199,35	140.891,61	51.094,74	59.852,19	110.946,93
94	140.147,81	453,14	746,21	1.199,35	140.147,81	51.547,89	60.598,40	112.146,28
95	139.401,60	450,73	748,62	1.199,35	139.401,60	51.998,62	61.347,02	113.345,63
96	138.652,98	448,31	751,04	1.199,35	138.652,98	52.446,93	62.098,06	114.544,99
97	137.901,94	445,88	753,47	1.199,35	137.901,94	52.892,81	62.851,53	115.744,34
98	137.148,47	443,45	755,90	1.199,35	137.148,47	53.336,26	63.607,43	116.943,69
99	136.392,57	441,00	758,35	1.199,35	136.392,57	53.777,26	64.365,78	118.143,04
100	135.634,22	438,55	760,80	1.199,35	135.634,22	54.215,81	65.126,58	119.342,39
101	134.873,42	436,09	763,26	1.199,35	134.873,42	54.651,90	65.889,84	120.541,74
102	134.110,16	433,62	765,73	1.199,35	134.110,16	55.085,53	66.655,57	121.741,10
103	133.344,43	431,15	768,20	1.199,35	133.344,43	55.516,67	67.423,77	122.940,45
104	132.576,23	428,66	770,69	1.199,35	132.576,23	55.945,34	68.194,46	124.139,80
105	131.805,54	426,17	773,18	1.199,35	131.805,54	56.371,51	68.967,64	125.339,15
106	131.032,36	423,67	775,68	1.199,35	131.032,36	56.795,18	69.743,32	126.538,50
107	130.256,68	421,16	778,19	1.199,35	130.256,68	57.216,34	70.521,51	127.737,85
108	129.478,49	418,65	780,70	1.199,35	129.478,49	57.634,99	71.302,22	128.937,21
109	128.697,78	416,12	783,23	1.199,35	128.697,78	58.051,11	72.085,45	130.136,56
110	127.914,55	413,59	785,76	1.199,35	127.914,55	58.464,70	72.871,21	131.335,91
111	127.128,79	411,05	788,30	1.199,35	127.128,79	58.875,75	73.659,51	132.535,26
112	126.340,49	408,50	790,85	1.199,35	126.340,49	59.284,25	74.450,36	133.734,61
113	125.549,64	405,94	793,41	1.199,35	125.549,64	59.690,20	75.243,77	134.933,96
114	124.756,23	403,38	795,97	1.199,35	124.756,23	60.093,57	76.039,74	136.133,32
115	123.960,26	400,80	798,55	1.199,35	123.960,26	60.494,38	76.838,29	137.332,67
116	123.161,71	398,22	801,13	1.199,35	123.161,71	60.892,60	77.639,42	138.532,02
117	122.360,58	395,63	803,72	1.199,35	122.360,58	61.288,23	78.443,14	139.731,37
118	121.556,86	393,03	806,32	1.199,35	121.556,86	61.681,27	79.249,45	140.930,72
119	120.750,55	390,43	808,92	1.199,35	120.750,55	62.071,70	80.058,38	142.130,07
120	119.941,62	387,81	811,54	1.199,35	119.941,62	62.459,51	80.869,92	143.329,43
121	119.130,08	385,19	814,16	1.199,35	119.130,08	62.844,69	81.684,08	144.528,78
122	118.315,92	382,55	816,80	1.199,35	118.315,92	63.227,25	82.500,88	145.728,13
123	117.499,12	379,91	819,44	1.199,35	117.499,12	63.607,16	83.320,32	146.927,48
124	116.679,68	377,26	822,09	1.199,35	116.679,68	63.984,43	84.142,41	148.126,83
125	115.857,59	374,61	824,75	1.199,35	115.857,59	64.359,03	84.967,15	149.326,18
126	115.032,85	371,94	827,41	1.199,35	115.032,85	64.730,97	85.794,56	150.525,54
127	114.205,44	369,26	830,09	1.199,35	114.205,44	65.100,24	86.624,65	151.724,89
128	113.375,35	366,58	832,77	1.199,35	113.375,35	65.466,82	87.457,42	152.924,24
129	112.542,58	363,89	835,46	1.199,35	112.542,58	65.830,70	88.292,89	154.123,59
130	111.707,11	361,19	838,17	1.199,35	111.707,11	66.191,89	89.131,05	155.322,94
131	110.868,95	358,48	840,88	1.199,35	110.868,95	66.550,37	89.971,93	156.522,29
132	110.028,07	355,76	843,59	1.199,35	110.028,07	66.906,12	90.815,52	157.721,65
133	109.184,48	353,03	846,32	1.199,35	109.184,48	67.259,15	91.661,84	158.921,00
134	108.338,16	350,29	849,06	1.199,35	108.338,16	67.609,45	92.510,90	160.120,35
135	107.489,10	347,55	851,80	1.199,35	107.489,10	67.957,00	93.362,71	161.319,70
136	106.637,29	344,79	854,56	1.199,35	106.637,29	68.301,79	94.217,26	162.519,05
137	105.782,74	342,03	857,32	1.199,35	105.782,74	68.643,82	95.074,58	163.718,40
138	104.925,42	339,26	860,09	1.199,35	104.925,42	68.983,08	95.934,68	164.917,76
139	104.065,32	336,48	862,87	1.199,35	104.065,32	69.319,56	96.797,55	166.117,11
140	103.202,45	333,69	865,66	1.199,35	103.202,45	69.653,25	97.663,21	167.316,46
141	102.336,79	330,89	868,46	1.199,35	102.336,79	69.984,13	98.531,68	168.515,81
142	101.468,32	328,08	871,27	1.199,35	101.468,32	70.312,22	99.402,95	169.715,16
143	100.597,05	325,26	874,09	1.199,35	100.597,05	70.637,48	100.277,04	170.914,51
144	99.722,96	322,44	876,91	1.199,35	99.722,96	70.959,92	101.153,95	172.113,87
145	98.846,05	319,60	879,75	1.199,35	98.846,05	71.279,52	102.033,70	173.313,22
146	97.966,30	316,76	882,59	1.199,35	97.966,30	71.596,28	102.916,29	174.512,57
147	97.083,71	313,90	885,45	1.199,35	97.083,71	71.910,18	103.801,74	175.711,92
148	96.198,26	311,04	888,31	1.199,35	96.198,26	72.221,22	104.690,05	176.911,27
149	95.309,95	308,17	891,18	1.199,35	95.309,95	72.529,39	105.581,23	178.110,62
150	94.418,77	305,29	894,06	1.199,35	94.418,77	72.834,68	106.475,30	179.309,98
151	93.524,70	302,40	896,96	1.199,35	93.524,70	73.137,07	107.372,25	180.509,33
152	92.627,75	299,50	899,86	1.199,35	92.627,75	73.436,57	108.272,11	181.708,68
153	91.727,89	296,59	902,76	1.199,35	91.727,89	73.733,16	109.174,87	182.908,03
154	90.825,13	293,67	905,68	1.199,35	90.825,13	74.026,83	110.080,56	184.107,38
155	89.919,44	290,74	908,61	1.199,35	89.919,44	74.317,56	110.989,17	185.306,74
156	89.010,83	287,80	911,55	1.199,35	89.010,83	74.605,37	111.900,72	186.506,09
157	88.099,28	284,85	914,50	1.199,35	88.099,28	74.890,22	112.815,22	187.705,44
158	87.184,78	281,90	917,45	1.199,35	87.184,78	75.172,12	113.732,67	188.904,79
159	86.267,33	278,93	920,42	1.199,35	86.267,33	75.451,05	114.653,09	190.104,14
160	85.346,91	275,96	923,40	1.199,35	85.346,91	75.727,00	115.576,49	191.303,49
161	84.423,51	272,97	926,38	1.199,35	84.423,51	75.999,97	116.502,87	192.502,85
162	83.497,13	269,97	929,38	1.199,35	83.497,13	76.269,95	117.432,25	193.702,20
163	82.567,75	266,97	932,38	1.199,35	82.567,75	76.536,92	118.364,63	194.901,55
164	81.635,37	263,95	935,40	1.199,35	81.635,37	76.800,87	119.300,03	196.100,90
165	80.699,97	260,93	938,42	1.199,35	80.699,97	77.061,80	120.238,45	197.300,25
166	79.761,55	257,90	941,46	1.199,35	79.761,55	77.319,70	121.179,91	198.499,60
167	78.820,09	254,85	944,50	1.199,35	78.820,09	77.574,55	122.124,41	199.698,96
168	77.875,59	251,80	947,55	1.199,35	77.875,59	77.826,35	123.071,96	200.898,31
169	76.928,04	248,73	950,62	1.199,35	76.928,04	78.075,08	124.022,58	202.097,66
170	75.977,42	245,66	953,69	1.199,35	75.977,42	78.320,74	124.976,27	203.297,01
171	75.023,73	242,58	956,77	1.199,35	75.023,73	78.563,32	125.933,05	204.496,36
172	74.066,95	239,48	959,87	1.199,35	74.066,95	78.802,80	126.892,91	205.695,71
173	73.107,09	236,38	962,97	1.199,35	73.107,09	79.039,18	127.855,89	206.895,07
174	72.144,11	233,27	966,09	1.199,35	72.144,11	79.272,45	128.821,97	208.094,42
175	71.178,03	230,14	969,21	1.199,35	71.178,03	79.502,59	129.791,18	209.293,77
176	70.208,82	227,01	972,34	1.199,35	70.208,82	79.729,60	130.763,52	210.493,12
177	69.236,48	223,86	975,49	1.199,35	69.236,48	79.953,46	131.739,01	211.692,47
178	68.260,99	220,71	978,64	1.199,35	68.260,99	80.174,17	132.717,65	212.891,82
179	67.282,35	217,55	981,81	1.199,35	67.282,35	80.391,72	133.699,46	214.091,18
180	66.300,54	214,37	984,98	1.199,35	66.300,54	80.606,09	134.684,44	215.290,53
181	65.315,56	211,19	988,16	1.199,35	65.315,56	80.817,28	135.672,60	216.489,88
182	64.327,40	207,99	991,36	1.199,35	64.327,40	81.025,27	136.663,96	217.689,23
183	63.336,04	204,79	994,57	1.199,35	63.336,04	81.230,06	137.658,53	218.888,58
184	62.341,47	201,57	997,78	1.199,35	62.341,47	81.431,63	138.656,31	220.087,93
185	61.343,69	198,34	1.001,01	1.199,35	61.343,69	81.629,97	139.657,32	221.287,29
186	60.342,68	195,11	1.004,24	1.199,35	60.342,68	81.825,08	140.661,56	222.486,64
187	59.338,44	191,86	1.007,49	1.199,35	59.338,44	82.016,94	141.669,05	223.685,99
188	58.330,95	188,60	1.010,75	1.199,35	58.330,95	82.205,54	142.679,80	224.885,34
189	57.320,20	185,34	1.014,02	1.199,35	57.320,20	82.390,88	143.693,81	226.084,69
190	56.306,19	182,06	1.017,30	1.199,35	56.306,19	82.572,94	144.711,11	227.284,04
191	55.288,89	178,77	1.020,58	1.199,35	55.288,89	82.751,70	145.731,69	228.483,40
192	54.268,31	175,47	1.023,88	1.199,35	54.268,31	82.927,17	146.755,58	229.682,75
193	53.244,42	172,16	1.027,19	1.199,35	53.244,42	83.099,33	147.782,77	230.882,10
194	52.217,23	168,84	1.030,52	1.199,35	52.217,23	83.268,16	148.813,29	232.081,45
195	51.186,71	165,50	1.033,85	1.199,35	51.186,71	83.433,67	149.847,14	233.280,80
196	50.152,86	162,16	1.037,19	1.199,35	50.152,86	83.595,83	150.884,33	234.480,15
197	49.115,67	158,81	1.040,54	1.199,35	49.115,67	83.754,63	151.924,87	235.679,51
198	48.075,13	155,44	1.043,91	1.199,35	48.075,13	83.910,08	152.968,78	236.878,86
199	47.031,22	152,07	1.047,28	1.199,35	47.031,22	84.062,15	154.016,06	238.078,21
200	45.983,94	148,68	1.050,67	1.199,35	45.983,94	84.210,83	155.066,73	239.277,56
201	44.933,27	145,28	1.054,07	1.199,35	44.933,27	84.356,11	156.120,80	240.476,91
202	43.879,20	141,88	1.057,48	1.199,35	43.879,20	84.497,99	157.178,28	241.676,26
203	42.821,72	138,46	1.060,89	1.199,35	42.821,72	84.636,44	158.239,17	242.875,62
204	41.760,83	135,03	1.064,33	1.199,35	41.760,83	84.771,47	159.303,50	244.074,97
205	40.696,50	131,59	1.067,77	1.199,35	40.696,50	84.903,06	160.371,26	245.274,32
206	39.628,74	128,13	1.071,22	1.199,35	39.628,74	85.031,19	161.442,48	246.473,67
207	38.557,52	124,67	1.074,68	1.199,35	38.557,52	85.155,86	162.517,17	247.673,02
208	37.482,83	121,19	1.078,16	1.199,35	37.482,83	85.277,05	163.595,32	248.872,38
209	36.404,68	117,71	1.081,64	1.199,35	36.404,68	85.394,76	164.676,97	250.071,73
210	35.323,03	114,21	1.085,14	1.199,35	35.323,03	85.508,97	165.762,11	251.271,08
211	34.237,89	110,70	1.088,65	1.199,35	34.237,89	85.619,67	166.850,76	252.470,43
212	33.149,24	107,18	1.092,17	1.199,35	33.149,24	85.726,86	167.942,92	253.669,78
213	32.057,08	103,65	1.095,70	1.199,35	32.057,08	85.830,51	169.038,63	254.869,13
214	30.961,37	100,11	1.099,24	1.199,35	30.961,37	85.930,62	170.137,87	256.068,49
215	29.862,13	96,55	1.102,80	1.199,35	29.862,13	86.027,17	171.240,67	257.267,84
216	28.759,33	92,99	1.106,36	1.199,35	28.759,33	86.120,16	172.347,03	258.467,19
217	27.652,97	89,41	1.109,94	1.199,35	27.652,97	86.209,57	173.456,97	259.666,54
218	26.543,03	85,82	1.113,53	1.199,35	26.543,03	86.295,39	174.570,50	260.865,89
219	25.429,50	82,22	1.117,13	1.199,35	25.429,50	86.377,62	175.687,63	262.065,24
220	24.312,37	78,61	1.120,74	1.199,35	24.312,37	86.456,23	176.808,37	263.264,60
221	23.191,63	74,99	1.124,37	1.199,35	23.191,63	86.531,21	177.932,74	264.463,95
222	22.067,26	71,35	1.128,00	1.199,35	22.067,26	86.602,56	179.060,74	265.663,30
223	20.939,26	67,70	1.131,65	1.199,35	20.939,26	86.670,27	180.192,38	266.862,65
224	19.807,62	64,04	1.135,31	1.199,35	19.807,62	86.734,31	181.327,69	268.062,00
225	18.672,31	60,37	1.138,98	1.199,35	18.672,31	86.794,68	182.466,67	269.261,35
226	17.533,33	56,69	1.142,66	1.199,35	17.533,33	86.851,38	183.609,33	270.460,71
227	16.390,67	53,00	1.146,36	1.199,35	16.390,67	86.904,37	184.755,69	271.660,06
228	15.244,31	49,29	1.150,06	1.199,35	15.244,31	86.953,66	185.905,75	272.859,41
229	14.094,25	45,57	1.153,78	1.199,35	14.094,25	86.999,23	187.059,53	274.058,76
230	12.940,47	41,84	1.157,51	1.199,35	12.940,47	87.041,07	188.217,04	275.258,11
231	11.782,96	38,10	1.161,25	1.199,35	11.782,96	87.079,17	189.378,29	276.457,46
232	10.621,71	34,34	1.165,01	1.199,35	10.621,71	87.113,52	190.543,30	277.656,82
233	9.456,70	30,58	1.168,78	1.199,35	9.456,70	87.144,09	191.712,07	278.856,17
234	8.287,93	26,80	1.172,55	1.199,35	8.287,93	87.170,89	192.884,63	280.055,52
235	7.115,37	23,01	1.176,35	1.199,35	7.115,37	87.193,90	194.060,97	281.254,87
236	5.939,03	19,20	1.180,15	1.199,35	5.939,03	87.213,10	195.241,12	282.454,22
237	4.758,88	15,39	1.183,96	1.199,35	4.758,88	87.228,49	196.425,09	283.653,57
238	3.574,91	11,56	1.187,79	1.199,35	3.574,91	87.240,05	197.612,88	284.852,93
239	2.387,12	7,72	1.191,63	1.199,35	2.387,12	87.247,76	198.804,51	286.052,28
240	1.195,49	3,87	1.195,49	1.199,35	1.195,49	87.251,63	200.000,00	287.251,63

Baufinanzierung

3.97/5,00

89.505,81€
Zinsanteil

1.208,80€
Monatsrate

3,97%
Sollzins p.a.

4,07%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 350.000,00 €;Kreditrate: 1.653,75 €;Gesamtbetrag: 198.450,00 €;Anzahl Kreditraten: 120;Laufzeit: 343 Monate;Effektiver Jahreszins: 3,75 %;Gebundener Sollzins: 3,67 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	661,67	547,13	1.208,80	199.452,87	661,67	547,13	1.208,80
2	199.452,87	659,86	548,94	1.208,80	199.452,87	715,00	1.096,08	1.811,08
3	198.903,92	658,04	550,76	1.208,80	198.903,92	1.373,04	1.646,84	3.019,88
4	198.353,16	656,22	552,58	1.208,80	198.353,16	2.029,25	2.199,42	4.228,68
5	197.800,58	654,39	554,41	1.208,80	197.800,58	2.683,64	2.753,83	5.437,48
6	197.246,17	652,56	556,25	1.208,80	197.246,17	3.336,20	3.310,08	6.646,28
7	196.689,92	650,72	558,09	1.208,80	196.689,92	3.986,92	3.868,17	7.855,08
8	196.131,83	648,87	559,93	1.208,80	196.131,83	4.635,79	4.428,10	9.063,88
9	195.571,90	647,02	561,78	1.208,80	195.571,90	5.282,80	4.989,88	10.272,68
10	195.010,12	645,16	563,64	1.208,80	195.010,12	5.927,96	5.553,52	11.481,49
11	194.446,48	643,29	565,51	1.208,80	194.446,48	6.571,26	6.119,03	12.690,29
12	193.880,97	641,42	567,38	1.208,80	193.880,97	7.212,68	6.686,41	13.899,09
13	193.313,59	639,55	569,26	1.208,80	193.313,59	7.852,22	7.255,67	15.107,89
14	192.744,33	637,66	571,14	1.208,80	192.744,33	8.489,89	7.826,81	16.316,69
15	192.173,19	635,77	573,03	1.208,80	192.173,19	9.125,66	8.399,83	17.525,49
16	191.600,17	633,88	574,92	1.208,80	191.600,17	9.759,54	8.974,76	18.734,29
17	191.025,24	631,98	576,83	1.208,80	191.025,24	10.391,51	9.551,58	19.943,10
18	190.448,42	630,07	578,73	1.208,80	190.448,42	11.021,58	10.130,32	21.151,90
19	189.869,68	628,15	580,65	1.208,80	189.869,68	11.649,73	10.710,97	22.360,70
20	189.289,03	626,23	582,57	1.208,80	189.289,03	12.275,96	11.293,54	23.569,50
21	188.706,46	624,30	584,50	1.208,80	188.706,46	12.900,27	11.878,04	24.778,30
22	188.121,96	622,37	586,43	1.208,80	188.121,96	13.522,64	12.464,47	25.987,10
23	187.535,53	620,43	588,37	1.208,80	187.535,53	14.143,07	13.052,84	27.195,90
24	186.947,16	618,48	590,32	1.208,80	186.947,16	14.761,55	13.643,16	28.404,71
25	186.356,84	616,53	592,27	1.208,80	186.356,84	15.378,08	14.235,43	29.613,51
26	185.764,57	614,57	594,23	1.208,80	185.764,57	15.992,65	14.829,66	30.822,31
27	185.170,34	612,61	596,20	1.208,80	185.170,34	16.605,26	15.425,85	32.031,11
28	184.574,15	610,63	598,17	1.208,80	184.574,15	17.215,89	16.024,02	33.239,91
29	183.975,98	608,65	600,15	1.208,80	183.975,98	17.824,54	16.624,17	34.448,71
30	183.375,83	606,67	602,13	1.208,80	183.375,83	18.431,21	17.226,30	35.657,51
31	182.773,70	604,68	604,13	1.208,80	182.773,70	19.035,89	17.830,43	36.866,32
32	182.169,57	602,68	606,12	1.208,80	182.169,57	19.638,57	18.436,55	38.075,12
33	181.563,45	600,67	608,13	1.208,80	181.563,45	20.239,24	19.044,68	39.283,92
34	180.955,32	598,66	610,14	1.208,80	180.955,32	20.837,90	19.654,82	40.492,72
35	180.345,18	596,64	612,16	1.208,80	180.345,18	21.434,54	20.266,98	41.701,52
36	179.733,02	594,62	614,18	1.208,80	179.733,02	22.029,16	20.881,17	42.910,32
37	179.118,83	592,58	616,22	1.208,80	179.118,83	22.621,74	21.497,38	44.119,12
38	178.502,62	590,55	618,26	1.208,80	178.502,62	23.212,29	22.115,64	45.327,93
39	177.884,36	588,50	620,30	1.208,80	177.884,36	23.800,79	22.735,94	46.536,73
40	177.264,06	586,45	622,35	1.208,80	177.264,06	24.387,24	23.358,29	47.745,53
41	176.641,71	584,39	624,41	1.208,80	176.641,71	24.971,63	23.982,70	48.954,33
42	176.017,30	582,32	626,48	1.208,80	176.017,30	25.553,95	24.609,18	50.163,13
43	175.390,82	580,25	628,55	1.208,80	175.390,82	26.134,20	25.237,73	51.371,93
44	174.762,27	578,17	630,63	1.208,80	174.762,27	26.712,37	25.868,36	52.580,73
45	174.131,64	576,09	632,72	1.208,80	174.131,64	27.288,46	26.501,08	53.789,54
46	173.498,92	573,99	634,81	1.208,80	173.498,92	27.862,45	27.135,88	54.998,34
47	172.864,12	571,89	636,91	1.208,80	172.864,12	28.434,34	27.772,79	56.207,14
48	172.227,21	569,79	639,02	1.208,80	172.227,21	29.004,13	28.411,81	57.415,94
49	171.588,19	567,67	641,13	1.208,80	171.588,19	29.571,80	29.052,94	58.624,74
50	170.947,06	565,55	643,25	1.208,80	170.947,06	30.137,35	29.696,19	59.833,54
51	170.303,81	563,42	645,38	1.208,80	170.303,81	30.700,77	30.341,57	61.042,34
52	169.658,43	561,29	647,51	1.208,80	169.658,43	31.262,06	30.989,09	62.251,15
53	169.010,91	559,14	649,66	1.208,80	169.010,91	31.821,20	31.638,74	63.459,95
54	168.361,26	557,00	651,81	1.208,80	168.361,26	32.378,20	32.290,55	64.668,75
55	167.709,45	554,84	653,96	1.208,80	167.709,45	32.933,04	32.944,51	65.877,55
56	167.055,49	552,68	656,13	1.208,80	167.055,49	33.485,71	33.600,64	67.086,35
57	166.399,36	550,50	658,30	1.208,80	166.399,36	34.036,22	34.258,94	68.295,15
58	165.741,06	548,33	660,47	1.208,80	165.741,06	34.584,54	34.919,41	69.503,95
59	165.080,59	546,14	662,66	1.208,80	165.080,59	35.130,68	35.582,07	70.712,75
60	164.417,93	543,95	664,85	1.208,80	164.417,93	35.674,63	36.246,92	71.921,56
61	163.753,08	541,75	667,05	1.208,80	163.753,08	36.216,38	36.913,97	73.130,36
62	163.086,03	539,54	669,26	1.208,80	163.086,03	36.755,93	37.583,23	74.339,16
63	162.416,77	537,33	671,47	1.208,80	162.416,77	37.293,26	38.254,71	75.547,96
64	161.745,29	535,11	673,69	1.208,80	161.745,29	37.828,36	38.928,40	76.756,76
65	161.071,60	532,88	675,92	1.208,80	161.071,60	38.361,24	39.604,32	77.965,56
66	160.395,68	530,64	678,16	1.208,80	160.395,68	38.891,88	40.282,48	79.174,36
67	159.717,52	528,40	680,40	1.208,80	159.717,52	39.420,28	40.962,88	80.383,17
68	159.037,12	526,15	682,65	1.208,80	159.037,12	39.946,43	41.645,54	81.591,97
69	158.354,46	523,89	684,91	1.208,80	158.354,46	40.470,32	42.330,45	82.800,77
70	157.669,55	521,62	687,18	1.208,80	157.669,55	40.991,94	43.017,63	84.009,57
71	156.982,37	519,35	689,45	1.208,80	156.982,37	41.511,29	43.707,08	85.218,37
72	156.292,92	517,07	691,73	1.208,80	156.292,92	42.028,36	44.398,81	86.427,17
73	155.601,19	514,78	694,02	1.208,80	155.601,19	42.543,14	45.092,83	87.635,97
74	154.907,17	512,48	696,32	1.208,80	154.907,17	43.055,63	45.789,15	88.844,78
75	154.210,85	510,18	698,62	1.208,80	154.210,85	43.565,81	46.487,77	90.053,58
76	153.512,23	507,87	700,93	1.208,80	153.512,23	44.073,68	47.188,70	91.262,38
77	152.811,30	505,55	703,25	1.208,80	152.811,30	44.579,23	47.891,95	92.471,18
78	152.108,05	503,22	705,58	1.208,80	152.108,05	45.082,45	48.597,53	93.679,98
79	151.402,47	500,89	707,91	1.208,80	151.402,47	45.583,34	49.305,44	94.888,78
80	150.694,56	498,55	710,25	1.208,80	150.694,56	46.081,89	50.015,69	96.097,58
81	149.984,31	496,20	712,60	1.208,80	149.984,31	46.578,09	50.728,30	97.306,39
82	149.271,70	493,84	714,96	1.208,80	149.271,70	47.071,93	51.443,26	98.515,19
83	148.556,74	491,48	717,33	1.208,80	148.556,74	47.563,40	52.160,58	99.723,99
84	147.839,42	489,10	719,70	1.208,80	147.839,42	48.052,51	52.880,28	100.932,79
85	147.119,72	486,72	722,08	1.208,80	147.119,72	48.539,23	53.602,36	102.141,59
86	146.397,64	484,33	724,47	1.208,80	146.397,64	49.023,56	54.326,83	103.350,39
87	145.673,17	481,94	726,87	1.208,80	145.673,17	49.505,49	55.053,70	104.559,19
88	144.946,30	479,53	729,27	1.208,80	144.946,30	49.985,03	55.782,97	105.768,00
89	144.217,03	477,12	731,68	1.208,80	144.217,03	50.462,14	56.514,65	106.976,80
90	143.485,35	474,70	734,10	1.208,80	143.485,35	50.936,84	57.248,76	108.185,60
91	142.751,24	472,27	736,53	1.208,80	142.751,24	51.409,11	57.985,29	109.394,40
92	142.014,71	469,83	738,97	1.208,80	142.014,71	51.878,94	58.724,26	110.603,20
93	141.275,74	467,39	741,41	1.208,80	141.275,74	52.346,33	59.465,67	111.812,00
94	140.534,33	464,93	743,87	1.208,80	140.534,33	52.811,26	60.209,54	113.020,80
95	139.790,46	462,47	746,33	1.208,80	139.790,46	53.273,74	60.955,87	114.229,61
96	139.044,13	460,00	748,80	1.208,80	139.044,13	53.733,74	61.704,67	115.438,41
97	138.295,33	457,53	751,27	1.208,80	138.295,33	54.191,27	62.455,94	116.647,21
98	137.544,06	455,04	753,76	1.208,80	137.544,06	54.646,31	63.209,70	117.856,01
99	136.790,30	452,55	756,25	1.208,80	136.790,30	55.098,86	63.965,95	119.064,81
100	136.034,05	450,05	758,76	1.208,80	136.034,05	55.548,90	64.724,71	120.273,61
101	135.275,29	447,54	761,27	1.208,80	135.275,29	55.996,44	65.485,97	121.482,41
102	134.514,03	445,02	763,78	1.208,80	134.514,03	56.441,46	66.249,76	122.691,22
103	133.750,24	442,49	766,31	1.208,80	133.750,24	56.883,95	67.016,07	123.900,02
104	132.983,93	439,96	768,85	1.208,80	132.983,93	57.323,90	67.784,92	125.108,82
105	132.215,08	437,41	771,39	1.208,80	132.215,08	57.761,31	68.556,31	126.317,62
106	131.443,69	434,86	773,94	1.208,80	131.443,69	58.196,17	69.330,25	127.526,42
107	130.669,75	432,30	776,50	1.208,80	130.669,75	58.628,47	70.106,75	128.735,22
108	129.893,25	429,73	779,07	1.208,80	129.893,25	59.058,20	70.885,82	129.944,02
109	129.114,18	427,15	781,65	1.208,80	129.114,18	59.485,36	71.667,47	131.152,83
110	128.332,53	424,57	784,23	1.208,80	128.332,53	59.909,92	72.451,70	132.361,63
111	127.548,30	421,97	786,83	1.208,80	127.548,30	60.331,89	73.238,53	133.570,43
112	126.761,47	419,37	789,43	1.208,80	126.761,47	60.751,26	74.027,97	134.779,23
113	125.972,03	416,76	792,04	1.208,80	125.972,03	61.168,02	74.820,01	135.988,03
114	125.179,99	414,14	794,66	1.208,80	125.179,99	61.582,16	75.614,67	137.196,83
115	124.385,33	411,51	797,29	1.208,80	124.385,33	61.993,67	76.411,97	138.405,63
116	123.588,03	408,87	799,93	1.208,80	123.588,03	62.402,54	77.211,90	139.614,43
117	122.788,10	406,22	802,58	1.208,80	122.788,10	62.808,76	78.014,48	140.823,24
118	121.985,52	403,57	805,23	1.208,80	121.985,52	63.212,33	78.819,71	142.032,04
119	121.180,29	400,90	807,90	1.208,80	121.180,29	63.613,23	79.627,60	143.240,84
120	120.372,40	398,23	810,57	1.208,80	120.372,40	64.011,47	80.438,17	144.449,64
121	119.561,83	395,55	813,25	1.208,80	119.561,83	64.407,02	81.251,43	145.658,44
122	118.748,57	392,86	815,94	1.208,80	118.748,57	64.799,88	82.067,37	146.867,24
123	117.932,63	390,16	818,64	1.208,80	117.932,63	65.190,04	82.886,01	148.076,04
124	117.113,99	387,45	821,35	1.208,80	117.113,99	65.577,49	83.707,36	149.284,85
125	116.292,64	384,73	824,07	1.208,80	116.292,64	65.962,22	84.531,42	150.493,65
126	115.468,58	382,01	826,79	1.208,80	115.468,58	66.344,23	85.358,22	151.702,45
127	114.641,78	379,27	829,53	1.208,80	114.641,78	66.723,51	86.187,74	152.911,25
128	113.812,26	376,53	832,27	1.208,80	113.812,26	67.100,03	87.020,02	154.120,05
129	112.979,98	373,78	835,03	1.208,80	112.979,98	67.473,81	87.855,04	155.328,85
130	112.144,96	371,01	837,79	1.208,80	112.144,96	67.844,82	88.692,83	156.537,65
131	111.307,17	368,24	840,56	1.208,80	111.307,17	68.213,06	89.533,39	157.746,46
132	110.466,61	365,46	843,34	1.208,80	110.466,61	68.578,52	90.376,73	158.955,26
133	109.623,27	362,67	846,13	1.208,80	109.623,27	68.941,19	91.222,86	160.164,06
134	108.777,14	359,87	848,93	1.208,80	108.777,14	69.301,07	92.071,79	161.372,86
135	107.928,21	357,06	851,74	1.208,80	107.928,21	69.658,13	92.923,53	162.581,66
136	107.076,47	354,24	854,56	1.208,80	107.076,47	70.012,37	93.778,09	163.790,46
137	106.221,91	351,42	857,38	1.208,80	106.221,91	70.363,79	94.635,47	164.999,26
138	105.364,53	348,58	860,22	1.208,80	105.364,53	70.712,37	95.495,69	166.208,07
139	104.504,31	345,74	863,07	1.208,80	104.504,31	71.058,11	96.358,76	167.416,87
140	103.641,24	342,88	865,92	1.208,80	103.641,24	71.400,99	97.224,68	168.625,67
141	102.775,32	340,02	868,79	1.208,80	102.775,32	71.741,00	98.093,47	169.834,47
142	101.906,53	337,14	871,66	1.208,80	101.906,53	72.078,14	98.965,13	171.043,27
143	101.034,87	334,26	874,54	1.208,80	101.034,87	72.412,40	99.839,67	172.252,07
144	100.160,33	331,36	877,44	1.208,80	100.160,33	72.743,76	100.717,11	173.460,87
145	99.282,89	328,46	880,34	1.208,80	99.282,89	73.072,22	101.597,45	174.669,68
146	98.402,55	325,55	883,25	1.208,80	98.402,55	73.397,77	102.480,70	175.878,48
147	97.519,30	322,63	886,18	1.208,80	97.519,30	73.720,40	103.366,88	177.087,28
148	96.633,12	319,69	889,11	1.208,80	96.633,12	74.040,09	104.255,99	178.296,08
149	95.744,01	316,75	892,05	1.208,80	95.744,01	74.356,85	105.148,04	179.504,88
150	94.851,96	313,80	895,00	1.208,80	94.851,96	74.670,65	106.043,03	180.713,68
151	93.956,97	310,84	897,96	1.208,80	93.956,97	74.981,49	106.940,99	181.922,48
152	93.059,01	307,87	900,93	1.208,80	93.059,01	75.289,36	107.841,93	183.131,29
153	92.158,07	304,89	903,91	1.208,80	92.158,07	75.594,25	108.745,84	184.340,09
154	91.254,16	301,90	906,90	1.208,80	91.254,16	75.896,15	109.652,74	185.548,89
155	90.347,26	298,90	909,90	1.208,80	90.347,26	76.195,05	110.562,64	186.757,69
156	89.437,36	295,89	912,91	1.208,80	89.437,36	76.490,94	111.475,56	187.966,49
157	88.524,44	292,87	915,93	1.208,80	88.524,44	76.783,80	112.391,49	189.175,29
158	87.608,51	289,84	918,96	1.208,80	87.608,51	77.073,64	113.310,45	190.384,09
159	86.689,55	286,80	922,00	1.208,80	86.689,55	77.360,44	114.232,46	191.592,90
160	85.767,54	283,75	925,05	1.208,80	85.767,54	77.644,19	115.157,51	192.801,70
161	84.842,49	280,69	928,11	1.208,80	84.842,49	77.924,87	116.085,62	194.010,50
162	83.914,38	277,62	931,18	1.208,80	83.914,38	78.202,49	117.016,81	195.219,30
163	82.983,19	274,54	934,27	1.208,80	82.983,19	78.477,03	117.951,07	196.428,10
164	82.048,93	271,45	937,36	1.208,80	82.048,93	78.748,47	118.888,43	197.636,90
165	81.111,57	268,34	940,46	1.208,80	81.111,57	79.016,82	119.828,89	198.845,70
166	80.171,11	265,23	943,57	1.208,80	80.171,11	79.282,05	120.772,46	200.054,51
167	79.227,54	262,11	946,69	1.208,80	79.227,54	79.544,16	121.719,15	201.263,31
168	78.280,85	258,98	949,82	1.208,80	78.280,85	79.803,14	122.668,97	202.472,11
169	77.331,03	255,84	952,96	1.208,80	77.331,03	80.058,98	123.621,93	203.680,91
170	76.378,07	252,68	956,12	1.208,80	76.378,07	80.311,66	124.578,05	204.889,71
171	75.421,95	249,52	959,28	1.208,80	75.421,95	80.561,18	125.537,33	206.098,51
172	74.462,67	246,35	962,45	1.208,80	74.462,67	80.807,53	126.499,78	207.307,31
173	73.500,22	243,16	965,64	1.208,80	73.500,22	81.050,69	127.465,42	208.516,11
174	72.534,58	239,97	968,83	1.208,80	72.534,58	81.290,66	128.434,26	209.724,92
175	71.565,74	236,76	972,04	1.208,80	71.565,74	81.527,42	129.406,29	210.933,72
176	70.593,71	233,55	975,25	1.208,80	70.593,71	81.760,97	130.381,55	212.142,52
177	69.618,45	230,32	978,48	1.208,80	69.618,45	81.991,29	131.360,03	213.351,32
178	68.639,97	227,08	981,72	1.208,80	68.639,97	82.218,38	132.341,75	214.560,12
179	67.658,25	223,84	984,97	1.208,80	67.658,25	82.442,21	133.326,71	215.768,92
180	66.673,29	220,58	988,22	1.208,80	66.673,29	82.662,79	134.314,93	216.977,72
181	65.685,07	217,31	991,49	1.208,80	65.685,07	82.880,10	135.306,43	218.186,53
182	64.693,57	214,03	994,77	1.208,80	64.693,57	83.094,13	136.301,20	219.395,33
183	63.698,80	210,74	998,06	1.208,80	63.698,80	83.304,86	137.299,27	220.604,13
184	62.700,73	207,43	1.001,37	1.208,80	62.700,73	83.512,30	138.300,63	221.812,93
185	61.699,37	204,12	1.004,68	1.208,80	61.699,37	83.716,42	139.305,31	223.021,73
186	60.694,69	200,80	1.008,00	1.208,80	60.694,69	83.917,22	140.313,31	224.230,53
187	59.686,69	197,46	1.011,34	1.208,80	59.686,69	84.114,68	141.324,65	225.439,33
188	58.675,35	194,12	1.014,68	1.208,80	58.675,35	84.308,80	142.339,34	226.648,14
189	57.660,66	190,76	1.018,04	1.208,80	57.660,66	84.499,56	143.357,38	227.856,94
190	56.642,62	187,39	1.021,41	1.208,80	56.642,62	84.686,95	144.378,79	229.065,74
191	55.621,21	184,01	1.024,79	1.208,80	55.621,21	84.870,97	145.403,57	230.274,54
192	54.596,43	180,62	1.028,18	1.208,80	54.596,43	85.051,59	146.431,75	231.483,34
193	53.568,25	177,22	1.031,58	1.208,80	53.568,25	85.228,81	147.463,33	232.692,14
194	52.536,67	173,81	1.034,99	1.208,80	52.536,67	85.402,62	148.498,32	233.900,94
195	51.501,68	170,38	1.038,42	1.208,80	51.501,68	85.573,00	149.536,74	235.109,75
196	50.463,26	166,95	1.041,85	1.208,80	50.463,26	85.739,95	150.578,59	236.318,55
197	49.421,41	163,50	1.045,30	1.208,80	49.421,41	85.903,46	151.623,89	237.527,35
198	48.376,11	160,04	1.048,76	1.208,80	48.376,11	86.063,50	152.672,65	238.736,15
199	47.327,35	156,57	1.052,23	1.208,80	47.327,35	86.220,08	153.724,88	239.944,95
200	46.275,12	153,09	1.055,71	1.208,80	46.275,12	86.373,17	154.780,58	241.153,75
201	45.219,42	149,60	1.059,20	1.208,80	45.219,42	86.522,77	155.839,78	242.362,55
202	44.160,22	146,10	1.062,70	1.208,80	44.160,22	86.668,87	156.902,49	243.571,36
203	43.097,51	142,58	1.066,22	1.208,80	43.097,51	86.811,45	157.968,71	244.780,16
204	42.031,29	139,05	1.069,75	1.208,80	42.031,29	86.950,50	159.038,46	245.988,96
205	40.961,54	135,51	1.073,29	1.208,80	40.961,54	87.086,02	160.111,74	247.197,76
206	39.888,26	131,96	1.076,84	1.208,80	39.888,26	87.217,98	161.188,58	248.406,56
207	38.811,42	128,40	1.080,40	1.208,80	38.811,42	87.346,38	162.268,98	249.615,36
208	37.731,02	124,83	1.083,97	1.208,80	37.731,02	87.471,21	163.352,96	250.824,16
209	36.647,04	121,24	1.087,56	1.208,80	36.647,04	87.592,45	164.440,52	252.032,97
210	35.559,48	117,64	1.091,16	1.208,80	35.559,48	87.710,09	165.531,68	253.241,77
211	34.468,32	114,03	1.094,77	1.208,80	34.468,32	87.824,12	166.626,45	254.450,57
212	33.373,55	110,41	1.098,39	1.208,80	33.373,55	87.934,53	167.724,84	255.659,37
213	32.275,16	106,78	1.102,02	1.208,80	32.275,16	88.041,31	168.826,86	256.868,17
214	31.173,14	103,13	1.105,67	1.208,80	31.173,14	88.144,44	169.932,53	258.076,97
215	30.067,47	99,47	1.109,33	1.208,80	30.067,47	88.243,92	171.041,86	259.285,77
216	28.958,14	95,80	1.113,00	1.208,80	28.958,14	88.339,72	172.154,86	260.494,58
217	27.845,14	92,12	1.116,68	1.208,80	27.845,14	88.431,84	173.271,54	261.703,38
218	26.728,46	88,43	1.120,37	1.208,80	26.728,46	88.520,27	174.391,91	262.912,18
219	25.608,09	84,72	1.124,08	1.208,80	25.608,09	88.604,99	175.515,99	264.120,98
220	24.484,01	81,00	1.127,80	1.208,80	24.484,01	88.685,99	176.643,79	265.329,78
221	23.356,21	77,27	1.131,53	1.208,80	23.356,21	88.763,26	177.775,32	266.538,58
222	22.224,68	73,53	1.135,27	1.208,80	22.224,68	88.836,78	178.910,60	267.747,38
223	21.089,40	69,77	1.139,03	1.208,80	21.089,40	88.906,55	180.049,63	268.956,18
224	19.950,37	66,00	1.142,80	1.208,80	19.950,37	88.972,56	181.192,43	270.164,99
225	18.807,57	62,22	1.146,58	1.208,80	18.807,57	89.034,78	182.339,01	271.373,79
226	17.660,99	58,43	1.150,37	1.208,80	17.660,99	89.093,21	183.489,38	272.582,59
227	16.510,62	54,62	1.154,18	1.208,80	16.510,62	89.147,83	184.643,56	273.791,39
228	15.356,44	50,80	1.158,00	1.208,80	15.356,44	89.198,63	185.801,56	275.000,19
229	14.198,44	46,97	1.161,83	1.208,80	14.198,44	89.245,61	186.963,39	276.208,99
230	13.036,61	43,13	1.165,67	1.208,80	13.036,61	89.288,74	188.129,06	277.417,79
231	11.870,94	39,27	1.169,53	1.208,80	11.870,94	89.328,01	189.298,59	278.626,60
232	10.701,41	35,40	1.173,40	1.208,80	10.701,41	89.363,41	190.471,98	279.835,40
233	9.528,02	31,52	1.177,28	1.208,80	9.528,02	89.394,94	191.649,26	281.044,20
234	8.350,74	27,63	1.181,17	1.208,80	8.350,74	89.422,56	192.830,44	282.253,00
235	7.169,56	23,72	1.185,08	1.208,80	7.169,56	89.446,28	194.015,52	283.461,80
236	5.984,48	19,80	1.189,00	1.208,80	5.984,48	89.466,08	195.204,52	284.670,60
237	4.795,48	15,87	1.192,94	1.208,80	4.795,48	89.481,95	196.397,46	285.879,40
238	3.602,54	11,92	1.196,88	1.208,80	3.602,54	89.493,86	197.594,34	287.088,21
239	2.405,66	7,96	1.200,84	1.208,80	2.405,66	89.501,82	198.795,18	288.297,01
240	1.204,82	3,99	1.204,82	1.208,80	1.204,82	89.505,81	200.000,00	289.505,81

Baufinanzierung

3.80/5,00

91.518,00€
Zinsanteil

1.217,24€
Monatsrate

4,05%
Sollzins p.a.

4,13%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 356.000,00 €;Kreditrate: 1.752,00 €;Gesamtbetrag: 210.240,00 €;Anzahl Kreditraten: 120;Laufzeit: 351 Monate;Effektiver Jahreszins: 4,00 %;Gebundener Sollzins: 3,90 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	675,00	542,24	1.217,24	199.457,76	675,00	542,24	1.217,24
2	199.457,76	673,17	544,07	1.217,24	199.457,76	729,42	1.086,30	1.815,72
3	198.913,70	671,33	545,90	1.217,24	198.913,70	1.400,75	1.632,21	3.032,96
4	198.367,79	669,49	547,75	1.217,24	198.367,79	2.070,24	2.179,95	4.250,20
5	197.820,05	667,64	549,59	1.217,24	197.820,05	2.737,89	2.729,54	5.467,43
6	197.270,46	665,79	551,45	1.217,24	197.270,46	3.403,68	3.280,99	6.684,67
7	196.719,01	663,93	553,31	1.217,24	196.719,01	4.067,60	3.834,30	7.901,91
8	196.165,70	662,06	555,18	1.217,24	196.165,70	4.729,66	4.389,48	9.119,14
9	195.610,52	660,19	557,05	1.217,24	195.610,52	5.389,85	4.946,53	10.336,38
10	195.053,47	658,31	558,93	1.217,24	195.053,47	6.048,15	5.505,46	11.553,61
11	194.494,54	656,42	560,82	1.217,24	194.494,54	6.704,57	6.066,28	12.770,85
12	193.933,72	654,53	562,71	1.217,24	193.933,72	7.359,10	6.628,99	13.988,09
13	193.371,01	652,63	564,61	1.217,24	193.371,01	8.011,72	7.193,60	15.205,32
14	192.806,40	650,72	566,51	1.217,24	192.806,40	8.662,45	7.760,11	16.422,56
15	192.239,89	648,81	568,43	1.217,24	192.239,89	9.311,26	8.328,54	17.639,80
16	191.671,46	646,89	570,35	1.217,24	191.671,46	9.958,15	8.898,89	18.857,03
17	191.101,11	644,97	572,27	1.217,24	191.101,11	10.603,11	9.471,16	20.074,27
18	190.528,84	643,03	574,20	1.217,24	190.528,84	11.246,15	10.045,36	21.291,51
19	189.954,64	641,10	576,14	1.217,24	189.954,64	11.887,25	10.621,50	22.508,74
20	189.378,50	639,15	578,08	1.217,24	189.378,50	12.526,40	11.199,58	23.725,98
21	188.800,42	637,20	580,04	1.217,24	188.800,42	13.163,60	11.779,62	24.943,22
22	188.220,38	635,24	581,99	1.217,24	188.220,38	13.798,84	12.361,61	26.160,45
23	187.638,39	633,28	583,96	1.217,24	187.638,39	14.432,12	12.945,57	27.377,69
24	187.054,43	631,31	585,93	1.217,24	187.054,43	15.063,43	13.531,49	28.594,93
25	186.468,51	629,33	587,91	1.217,24	186.468,51	15.692,76	14.119,40	29.812,16
26	185.880,60	627,35	589,89	1.217,24	185.880,60	16.320,11	14.709,29	31.029,40
27	185.290,71	625,36	591,88	1.217,24	185.290,71	16.945,47	15.301,17	32.246,63
28	184.698,83	623,36	593,88	1.217,24	184.698,83	17.568,82	15.895,05	33.463,87
29	184.104,95	621,35	595,88	1.217,24	184.104,95	18.190,18	16.490,93	34.681,11
30	183.509,07	619,34	597,89	1.217,24	183.509,07	18.809,52	17.088,82	35.898,34
31	182.911,18	617,33	599,91	1.217,24	182.911,18	19.426,85	17.688,73	37.115,58
32	182.311,27	615,30	601,94	1.217,24	182.311,27	20.042,15	18.290,67	38.332,82
33	181.709,33	613,27	603,97	1.217,24	181.709,33	20.655,42	18.894,64	39.550,05
34	181.105,36	611,23	606,01	1.217,24	181.105,36	21.266,65	19.500,64	40.767,29
35	180.499,36	609,19	608,05	1.217,24	180.499,36	21.875,83	20.108,69	41.984,53
36	179.891,31	607,13	610,10	1.217,24	179.891,31	22.482,97	20.718,80	43.201,76
37	179.281,20	605,07	612,16	1.217,24	179.281,20	23.088,04	21.330,96	44.419,00
38	178.669,04	603,01	614,23	1.217,24	178.669,04	23.691,05	21.945,19	45.636,24
39	178.054,81	600,93	616,30	1.217,24	178.054,81	24.291,98	22.561,49	46.853,47
40	177.438,51	598,85	618,38	1.217,24	177.438,51	24.890,84	23.179,87	48.070,71
41	176.820,13	596,77	620,47	1.217,24	176.820,13	25.487,61	23.800,34	49.287,94
42	176.199,66	594,67	622,56	1.217,24	176.199,66	26.082,28	24.422,90	50.505,18
43	175.577,10	592,57	624,66	1.217,24	175.577,10	26.674,85	25.047,57	51.722,42
44	174.952,43	590,46	626,77	1.217,24	174.952,43	27.265,32	25.674,34	52.939,65
45	174.325,66	588,35	628,89	1.217,24	174.325,66	27.853,67	26.303,23	54.156,89
46	173.696,77	586,23	631,01	1.217,24	173.696,77	28.439,89	26.934,24	55.374,13
47	173.065,76	584,10	633,14	1.217,24	173.065,76	29.023,99	27.567,37	56.591,36
48	172.432,63	581,96	635,28	1.217,24	172.432,63	29.605,95	28.202,65	57.808,60
49	171.797,35	579,82	637,42	1.217,24	171.797,35	30.185,77	28.840,07	59.025,84
50	171.159,93	577,66	639,57	1.217,24	171.159,93	30.763,43	29.479,64	60.243,07
51	170.520,36	575,51	641,73	1.217,24	170.520,36	31.338,94	30.121,37	61.460,31
52	169.878,63	573,34	643,90	1.217,24	169.878,63	31.912,28	30.765,27	62.677,55
53	169.234,73	571,17	646,07	1.217,24	169.234,73	32.483,44	31.411,34	63.894,78
54	168.588,66	568,99	648,25	1.217,24	168.588,66	33.052,43	32.059,59	65.112,02
55	167.940,41	566,80	650,44	1.217,24	167.940,41	33.619,23	32.710,03	66.329,26
56	167.289,97	564,60	652,63	1.217,24	167.289,97	34.183,83	33.362,66	67.546,49
57	166.637,34	562,40	654,84	1.217,24	166.637,34	34.746,23	34.017,49	68.763,73
58	165.982,51	560,19	657,05	1.217,24	165.982,51	35.306,42	34.674,54	69.980,96
59	165.325,46	557,97	659,26	1.217,24	165.325,46	35.864,40	35.333,80	71.198,20
60	164.666,20	555,75	661,49	1.217,24	164.666,20	36.420,15	35.995,29	72.415,44
61	164.004,71	553,52	663,72	1.217,24	164.004,71	36.973,66	36.659,01	73.632,67
62	163.340,99	551,28	665,96	1.217,24	163.340,99	37.524,94	37.324,97	74.849,91
63	162.675,03	549,03	668,21	1.217,24	162.675,03	38.073,97	37.993,18	76.067,15
64	162.006,82	546,77	670,46	1.217,24	162.006,82	38.620,74	38.663,64	77.284,38
65	161.336,36	544,51	672,73	1.217,24	161.336,36	39.165,25	39.336,37	78.501,62
66	160.663,63	542,24	675,00	1.217,24	160.663,63	39.707,49	40.011,37	79.718,86
67	159.988,63	539,96	677,27	1.217,24	159.988,63	40.247,45	40.688,64	80.936,09
68	159.311,36	537,68	679,56	1.217,24	159.311,36	40.785,13	41.368,20	82.153,33
69	158.631,80	535,38	681,85	1.217,24	158.631,80	41.320,51	42.050,06	83.370,57
70	157.949,94	533,08	684,16	1.217,24	157.949,94	41.853,59	42.734,21	84.587,80
71	157.265,79	530,77	686,46	1.217,24	157.265,79	42.384,36	43.420,68	85.805,04
72	156.579,32	528,46	688,78	1.217,24	156.579,32	42.912,82	44.109,46	87.022,28
73	155.890,54	526,13	691,11	1.217,24	155.890,54	43.438,95	44.800,56	88.239,51
74	155.199,44	523,80	693,44	1.217,24	155.199,44	43.962,75	45.494,00	89.456,75
75	154.506,00	521,46	695,78	1.217,24	154.506,00	44.484,20	46.189,78	90.673,98
76	153.810,22	519,11	698,13	1.217,24	153.810,22	45.003,31	46.887,91	91.891,22
77	153.112,09	516,75	700,48	1.217,24	153.112,09	45.520,07	47.588,39	93.108,46
78	152.411,61	514,39	702,85	1.217,24	152.411,61	46.034,46	48.291,24	94.325,69
79	151.708,76	512,02	705,22	1.217,24	151.708,76	46.546,47	48.996,46	95.542,93
80	151.003,54	509,64	707,60	1.217,24	151.003,54	47.056,11	49.704,06	96.760,17
81	150.295,94	507,25	709,99	1.217,24	150.295,94	47.563,36	50.414,04	97.977,40
82	149.585,96	504,85	712,38	1.217,24	149.585,96	48.068,21	51.126,43	99.194,64
83	148.873,57	502,45	714,79	1.217,24	148.873,57	48.570,66	51.841,22	100.411,88
84	148.158,78	500,04	717,20	1.217,24	148.158,78	49.070,70	52.558,42	101.629,11
85	147.441,58	497,62	719,62	1.217,24	147.441,58	49.568,31	53.278,04	102.846,35
86	146.721,96	495,19	722,05	1.217,24	146.721,96	50.063,50	54.000,09	104.063,59
87	145.999,91	492,75	724,49	1.217,24	145.999,91	50.556,25	54.724,57	105.280,82
88	145.275,43	490,30	726,93	1.217,24	145.275,43	51.046,55	55.451,51	106.498,06
89	144.548,49	487,85	729,39	1.217,24	144.548,49	51.534,40	56.180,89	107.715,29
90	143.819,11	485,39	731,85	1.217,24	143.819,11	52.019,79	56.912,74	108.932,53
91	143.087,26	482,92	734,32	1.217,24	143.087,26	52.502,71	57.647,06	110.149,77
92	142.352,94	480,44	736,80	1.217,24	142.352,94	52.983,15	58.383,85	111.367,00
93	141.616,15	477,95	739,28	1.217,24	141.616,15	53.461,11	59.123,13	112.584,24
94	140.876,87	475,46	741,78	1.217,24	140.876,87	53.936,57	59.864,91	113.801,48
95	140.135,09	472,96	744,28	1.217,24	140.135,09	54.409,52	60.609,19	115.018,71
96	139.390,81	470,44	746,79	1.217,24	139.390,81	54.879,97	61.355,98	116.235,95
97	138.644,02	467,92	749,31	1.217,24	138.644,02	55.347,89	62.105,30	117.453,19
98	137.894,70	465,39	751,84	1.217,24	137.894,70	55.813,29	62.857,14	118.670,42
99	137.142,86	462,86	754,38	1.217,24	137.142,86	56.276,14	63.611,52	119.887,66
100	136.388,48	460,31	756,93	1.217,24	136.388,48	56.736,45	64.368,44	121.104,90
101	135.631,56	457,76	759,48	1.217,24	135.631,56	57.194,21	65.127,92	122.322,13
102	134.872,08	455,19	762,04	1.217,24	134.872,08	57.649,40	65.889,97	123.539,37
103	134.110,03	452,62	764,62	1.217,24	134.110,03	58.102,02	66.654,58	124.756,61
104	133.345,42	450,04	767,20	1.217,24	133.345,42	58.552,07	67.421,78	125.973,84
105	132.578,22	447,45	769,78	1.217,24	132.578,22	58.999,52	68.191,56	127.191,08
106	131.808,44	444,85	772,38	1.217,24	131.808,44	59.444,37	68.963,94	128.408,31
107	131.036,06	442,25	774,99	1.217,24	131.036,06	59.886,62	69.738,93	129.625,55
108	130.261,07	439,63	777,61	1.217,24	130.261,07	60.326,25	70.516,54	130.842,79
109	129.483,46	437,01	780,23	1.217,24	129.483,46	60.763,26	71.296,77	132.060,02
110	128.703,23	434,37	782,86	1.217,24	128.703,23	61.197,63	72.079,63	133.277,26
111	127.920,37	431,73	785,51	1.217,24	127.920,37	61.629,36	72.865,14	134.494,50
112	127.134,86	429,08	788,16	1.217,24	127.134,86	62.058,44	73.653,29	135.711,73
113	126.346,71	426,42	790,82	1.217,24	126.346,71	62.484,86	74.444,11	136.928,97
114	125.555,89	423,75	793,49	1.217,24	125.555,89	62.908,61	75.237,60	138.146,21
115	124.762,40	421,07	796,16	1.217,24	124.762,40	63.329,68	76.033,76	139.363,44
116	123.966,24	418,39	798,85	1.217,24	123.966,24	63.748,07	76.832,61	140.580,68
117	123.167,39	415,69	801,55	1.217,24	123.167,39	64.163,76	77.634,16	141.797,92
118	122.365,84	412,98	804,25	1.217,24	122.365,84	64.576,75	78.438,41	143.015,15
119	121.561,59	410,27	806,97	1.217,24	121.561,59	64.987,02	79.245,37	144.232,39
120	120.754,63	407,55	809,69	1.217,24	120.754,63	65.394,56	80.055,06	145.449,63
121	119.944,94	404,81	812,42	1.217,24	119.944,94	65.799,38	80.867,49	146.666,86
122	119.132,51	402,07	815,16	1.217,24	119.132,51	66.201,45	81.682,65	147.884,10
123	118.317,35	399,32	817,92	1.217,24	118.317,35	66.600,77	82.500,56	149.101,33
124	117.499,44	396,56	820,68	1.217,24	117.499,44	66.997,33	83.321,24	150.318,57
125	116.678,76	393,79	823,45	1.217,24	116.678,76	67.391,12	84.144,69	151.535,81
126	115.855,31	391,01	826,22	1.217,24	115.855,31	67.782,13	84.970,91	152.753,04
127	115.029,09	388,22	829,01	1.217,24	115.029,09	68.170,36	85.799,92	153.970,28
128	114.200,08	385,43	831,81	1.217,24	114.200,08	68.555,78	86.631,74	155.187,52
129	113.368,26	382,62	834,62	1.217,24	113.368,26	68.938,40	87.466,35	156.404,75
130	112.533,65	379,80	837,44	1.217,24	112.533,65	69.318,20	88.303,79	157.621,99
131	111.696,21	376,97	840,26	1.217,24	111.696,21	69.695,17	89.144,05	158.839,23
132	110.855,95	374,14	843,10	1.217,24	110.855,95	70.069,31	89.987,15	160.056,46
133	110.012,85	371,29	845,94	1.217,24	110.012,85	70.440,61	90.833,09	161.273,70
134	109.166,91	368,44	848,80	1.217,24	109.166,91	70.809,05	91.681,89	162.490,94
135	108.318,11	365,57	851,66	1.217,24	108.318,11	71.174,62	92.533,55	163.708,17
136	107.466,45	362,70	854,54	1.217,24	107.466,45	71.537,32	93.388,09	164.925,41
137	106.611,91	359,82	857,42	1.217,24	106.611,91	71.897,13	94.245,51	166.142,64
138	105.754,49	356,92	860,32	1.217,24	105.754,49	72.254,05	95.105,83	167.359,88
139	104.894,17	354,02	863,22	1.217,24	104.894,17	72.608,07	95.969,05	168.577,12
140	104.030,95	351,10	866,13	1.217,24	104.030,95	72.959,18	96.835,18	169.794,35
141	103.164,82	348,18	869,06	1.217,24	103.164,82	73.307,36	97.704,23	171.011,59
142	102.295,77	345,25	871,99	1.217,24	102.295,77	73.652,61	98.576,22	172.228,83
143	101.423,78	342,31	874,93	1.217,24	101.423,78	73.994,91	99.451,15	173.446,06
144	100.548,85	339,35	877,88	1.217,24	100.548,85	74.334,26	100.329,04	174.663,30
145	99.670,96	336,39	880,85	1.217,24	99.670,96	74.670,65	101.209,88	175.880,54
146	98.790,12	333,42	883,82	1.217,24	98.790,12	75.004,07	102.093,70	177.097,77
147	97.906,30	330,43	886,80	1.217,24	97.906,30	75.334,50	102.980,51	178.315,01
148	97.019,49	327,44	889,80	1.217,24	97.019,49	75.661,95	103.870,30	179.532,25
149	96.129,70	324,44	892,80	1.217,24	96.129,70	75.986,38	104.763,10	180.749,48
150	95.236,90	321,42	895,81	1.217,24	95.236,90	76.307,81	105.658,91	181.966,72
151	94.341,09	318,40	898,84	1.217,24	94.341,09	76.626,21	106.557,75	183.183,96
152	93.442,25	315,37	901,87	1.217,24	93.442,25	76.941,58	107.459,62	184.401,19
153	92.540,38	312,32	904,91	1.217,24	92.540,38	77.253,90	108.364,53	185.618,43
154	91.635,47	309,27	907,97	1.217,24	91.635,47	77.563,17	109.272,50	186.835,66
155	90.727,50	306,21	911,03	1.217,24	90.727,50	77.869,37	110.183,53	188.052,90
156	89.816,47	303,13	914,11	1.217,24	89.816,47	78.172,51	111.097,63	189.270,14
157	88.902,37	300,05	917,19	1.217,24	88.902,37	78.472,55	112.014,82	190.487,37
158	87.985,18	296,95	920,29	1.217,24	87.985,18	78.769,50	112.935,11	191.704,61
159	87.064,89	293,84	923,39	1.217,24	87.064,89	79.063,34	113.858,50	192.921,85
160	86.141,50	290,73	926,51	1.217,24	86.141,50	79.354,07	114.785,01	194.139,08
161	85.214,99	287,60	929,64	1.217,24	85.214,99	79.641,67	115.714,65	195.356,32
162	84.285,35	284,46	932,77	1.217,24	84.285,35	79.926,14	116.647,42	196.573,56
163	83.352,58	281,31	935,92	1.217,24	83.352,58	80.207,45	117.583,34	197.790,79
164	82.416,66	278,16	939,08	1.217,24	82.416,66	80.485,61	118.522,42	199.008,03
165	81.477,58	274,99	942,25	1.217,24	81.477,58	80.760,59	119.464,67	200.225,27
166	80.535,33	271,81	945,43	1.217,24	80.535,33	81.032,40	120.410,10	201.442,50
167	79.589,90	268,62	948,62	1.217,24	79.589,90	81.301,02	121.358,72	202.659,74
168	78.641,28	265,41	951,82	1.217,24	78.641,28	81.566,43	122.310,54	203.876,98
169	77.689,46	262,20	955,03	1.217,24	77.689,46	81.828,63	123.265,58	205.094,21
170	76.734,42	258,98	958,26	1.217,24	76.734,42	82.087,61	124.223,84	206.311,45
171	75.776,16	255,74	961,49	1.217,24	75.776,16	82.343,36	125.185,33	207.528,68
172	74.814,67	252,50	964,74	1.217,24	74.814,67	82.595,86	126.150,07	208.745,92
173	73.849,93	249,24	967,99	1.217,24	73.849,93	82.845,10	127.118,06	209.963,16
174	72.881,94	245,98	971,26	1.217,24	72.881,94	83.091,08	128.089,32	211.180,39
175	71.910,68	242,70	974,54	1.217,24	71.910,68	83.333,77	129.063,86	212.397,63
176	70.936,14	239,41	977,83	1.217,24	70.936,14	83.573,18	130.041,68	213.614,87
177	69.958,32	236,11	981,13	1.217,24	69.958,32	83.809,29	131.022,81	214.832,10
178	68.977,19	232,80	984,44	1.217,24	68.977,19	84.042,09	132.007,25	216.049,34
179	67.992,75	229,48	987,76	1.217,24	67.992,75	84.271,57	132.995,01	217.266,58
180	67.004,99	226,14	991,09	1.217,24	67.004,99	84.497,71	133.986,10	218.483,81
181	66.013,90	222,80	994,44	1.217,24	66.013,90	84.720,51	134.980,54	219.701,05
182	65.019,46	219,44	997,80	1.217,24	65.019,46	84.939,95	135.978,34	220.918,29
183	64.021,66	216,07	1.001,16	1.217,24	64.021,66	85.156,02	136.979,50	222.135,52
184	63.020,50	212,69	1.004,54	1.217,24	63.020,50	85.368,71	137.984,05	223.352,76
185	62.015,95	209,30	1.007,93	1.217,24	62.015,95	85.578,02	138.991,98	224.570,00
186	61.008,02	205,90	1.011,33	1.217,24	61.008,02	85.783,92	140.003,31	225.787,23
187	59.996,69	202,49	1.014,75	1.217,24	59.996,69	85.986,41	141.018,06	227.004,47
188	58.981,94	199,06	1.018,17	1.217,24	58.981,94	86.185,47	142.036,23	228.221,70
189	57.963,77	195,63	1.021,61	1.217,24	57.963,77	86.381,10	143.057,84	229.438,94
190	56.942,16	192,18	1.025,06	1.217,24	56.942,16	86.573,28	144.082,90	230.656,18
191	55.917,10	188,72	1.028,52	1.217,24	55.917,10	86.762,00	145.111,41	231.873,41
192	54.888,59	185,25	1.031,99	1.217,24	54.888,59	86.947,25	146.143,40	233.090,65
193	53.856,60	181,77	1.035,47	1.217,24	53.856,60	87.129,01	147.178,87	234.307,89
194	52.821,13	178,27	1.038,97	1.217,24	52.821,13	87.307,29	148.217,84	235.525,12
195	51.782,16	174,76	1.042,47	1.217,24	51.782,16	87.482,05	149.260,31	236.742,36
196	50.739,69	171,25	1.045,99	1.217,24	50.739,69	87.653,30	150.306,30	237.959,60
197	49.693,70	167,72	1.049,52	1.217,24	49.693,70	87.821,01	151.355,82	239.176,83
198	48.644,18	164,17	1.053,06	1.217,24	48.644,18	87.985,19	152.408,88	240.394,07
199	47.591,12	160,62	1.056,62	1.217,24	47.591,12	88.145,81	153.465,50	241.611,31
200	46.534,50	157,05	1.060,18	1.217,24	46.534,50	88.302,86	154.525,68	242.828,54
201	45.474,32	153,48	1.063,76	1.217,24	45.474,32	88.456,34	155.589,44	244.045,78
202	44.410,56	149,89	1.067,35	1.217,24	44.410,56	88.606,22	156.656,79	245.263,01
203	43.343,21	146,28	1.070,95	1.217,24	43.343,21	88.752,51	157.727,74	246.480,25
204	42.272,26	142,67	1.074,57	1.217,24	42.272,26	88.895,18	158.802,31	247.697,49
205	41.197,69	139,04	1.078,19	1.217,24	41.197,69	89.034,22	159.880,51	248.914,72
206	40.119,49	135,40	1.081,83	1.217,24	40.119,49	89.169,62	160.962,34	250.131,96
207	39.037,66	131,75	1.085,48	1.217,24	39.037,66	89.301,37	162.047,82	251.349,20
208	37.952,18	128,09	1.089,15	1.217,24	37.952,18	89.429,46	163.136,97	252.566,43
209	36.863,03	124,41	1.092,82	1.217,24	36.863,03	89.553,87	164.229,80	253.783,67
210	35.770,20	120,72	1.096,51	1.217,24	35.770,20	89.674,60	165.326,31	255.000,91
211	34.673,69	117,02	1.100,21	1.217,24	34.673,69	89.791,62	166.426,52	256.218,14
212	33.573,48	113,31	1.103,93	1.217,24	33.573,48	89.904,93	167.530,45	257.435,38
213	32.469,55	109,58	1.107,65	1.217,24	32.469,55	90.014,52	168.638,10	258.652,62
214	31.361,90	105,85	1.111,39	1.217,24	31.361,90	90.120,36	169.749,49	259.869,85
215	30.250,51	102,10	1.115,14	1.217,24	30.250,51	90.222,46	170.864,63	261.087,09
216	29.135,37	98,33	1.118,90	1.217,24	29.135,37	90.320,79	171.983,53	262.304,33
217	28.016,47	94,56	1.122,68	1.217,24	28.016,47	90.415,35	173.106,21	263.521,56
218	26.893,79	90,77	1.126,47	1.217,24	26.893,79	90.506,11	174.232,68	264.738,80
219	25.767,32	86,96	1.130,27	1.217,24	25.767,32	90.593,08	175.362,96	265.956,03
220	24.637,04	83,15	1.134,09	1.217,24	24.637,04	90.676,23	176.497,04	267.173,27
221	23.502,96	79,32	1.137,91	1.217,24	23.502,96	90.755,55	177.634,96	268.390,51
222	22.365,04	75,48	1.141,75	1.217,24	22.365,04	90.831,03	178.776,71	269.607,74
223	21.223,29	71,63	1.145,61	1.217,24	21.223,29	90.902,66	179.922,32	270.824,98
224	20.077,68	67,76	1.149,47	1.217,24	20.077,68	90.970,42	181.071,79	272.042,22
225	18.928,21	63,88	1.153,35	1.217,24	18.928,21	91.034,31	182.225,15	273.259,45
226	17.774,85	59,99	1.157,25	1.217,24	17.774,85	91.094,30	183.382,39	274.476,69
227	16.617,61	56,08	1.161,15	1.217,24	16.617,61	91.150,38	184.543,55	275.693,93
228	15.456,45	52,17	1.165,07	1.217,24	15.456,45	91.202,55	185.708,62	276.911,16
229	14.291,38	48,23	1.169,00	1.217,24	14.291,38	91.250,78	186.877,62	278.128,40
230	13.122,38	44,29	1.172,95	1.217,24	13.122,38	91.295,07	188.050,57	279.345,64
231	11.949,43	40,33	1.176,91	1.217,24	11.949,43	91.335,40	189.227,47	280.562,87
232	10.772,53	36,36	1.180,88	1.217,24	10.772,53	91.371,75	190.408,35	281.780,11
233	9.591,65	32,37	1.184,86	1.217,24	9.591,65	91.404,13	191.593,22	282.997,35
234	8.406,78	28,37	1.188,86	1.217,24	8.406,78	91.432,50	192.782,08	284.214,58
235	7.217,92	24,36	1.192,88	1.217,24	7.217,92	91.456,86	193.974,96	285.431,82
236	6.025,04	20,33	1.196,90	1.217,24	6.025,04	91.477,19	195.171,86	286.649,05
237	4.828,14	16,29	1.200,94	1.217,24	4.828,14	91.493,49	196.372,80	287.866,29
238	3.627,20	12,24	1.204,99	1.217,24	3.627,20	91.505,73	197.577,80	289.083,53
239	2.422,20	8,17	1.209,06	1.217,24	2.422,20	91.513,91	198.786,86	290.300,76
240	1.213,14	4,09	1.213,14	1.217,24	1.213,14	91.518,00	200.000,00	291.518,00

Baufinanzierung

3.74/5,00

92.779,66€
Zinsanteil

1.222,53€
Monatsrate

4,10%
Sollzins p.a.

4,18%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.530,00 €;Gesamtbetrag: 183.600,00 €;Anzahl Kreditraten: 120;Laufzeit: 326 Monate;Effektiver Jahreszins: 4,20 %;Gebundener Sollzins: 4,12 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	683,33	539,19	1.222,53	199.460,81	683,33	539,19	1.222,53
2	199.460,81	681,49	541,03	1.222,53	199.460,81	738,44	1.080,23	1.818,66
3	198.919,77	679,64	542,88	1.222,53	198.919,77	1.418,08	1.623,11	3.041,19
4	198.376,89	677,79	544,74	1.222,53	198.376,89	2.095,87	2.167,85	4.263,71
5	197.832,15	675,93	546,60	1.222,53	197.832,15	2.771,79	2.714,44	5.486,24
6	197.285,56	674,06	548,47	1.222,53	197.285,56	3.445,85	3.262,91	6.708,76
7	196.737,09	672,19	550,34	1.222,53	196.737,09	4.118,04	3.813,25	7.931,29
8	196.186,75	670,30	552,22	1.222,53	196.186,75	4.788,34	4.365,47	9.153,81
9	195.634,53	668,42	554,11	1.222,53	195.634,53	5.456,76	4.919,58	10.376,34
10	195.080,42	666,52	556,00	1.222,53	195.080,42	6.123,28	5.475,58	11.598,86
11	194.524,42	664,63	557,90	1.222,53	194.524,42	6.787,91	6.033,48	12.821,39
12	193.966,52	662,72	559,81	1.222,53	193.966,52	7.450,63	6.593,29	14.043,91
13	193.406,71	660,81	561,72	1.222,53	193.406,71	8.111,43	7.155,00	15.266,44
14	192.845,00	658,89	563,64	1.222,53	192.845,00	8.770,32	7.718,64	16.488,96
15	192.281,36	656,96	565,56	1.222,53	192.281,36	9.427,28	8.284,21	17.711,49
16	191.715,79	655,03	567,50	1.222,53	191.715,79	10.082,31	8.851,70	18.934,01
17	191.148,30	653,09	569,44	1.222,53	191.148,30	10.735,40	9.421,14	20.156,54
18	190.578,86	651,14	571,38	1.222,53	190.578,86	11.386,55	9.992,52	21.379,06
19	190.007,48	649,19	573,33	1.222,53	190.007,48	12.035,74	10.565,85	22.601,59
20	189.434,15	647,23	575,29	1.222,53	189.434,15	12.682,97	11.141,14	23.824,12
21	188.858,86	645,27	577,26	1.222,53	188.858,86	13.328,24	11.718,40	25.046,64
22	188.281,60	643,30	579,23	1.222,53	188.281,60	13.971,53	12.297,63	26.269,17
23	187.702,37	641,32	581,21	1.222,53	187.702,37	14.612,85	12.878,84	27.491,69
24	187.121,16	639,33	583,19	1.222,53	187.121,16	15.252,18	13.462,03	28.714,22
25	186.537,97	637,34	585,19	1.222,53	186.537,97	15.889,52	14.047,22	29.936,74
26	185.952,78	635,34	587,19	1.222,53	185.952,78	16.524,86	14.634,41	31.159,27
27	185.365,59	633,33	589,19	1.222,53	185.365,59	17.158,19	15.223,60	32.381,79
28	184.776,40	631,32	591,21	1.222,53	184.776,40	17.789,51	15.814,81	33.604,32
29	184.185,19	629,30	593,23	1.222,53	184.185,19	18.418,81	16.408,03	34.826,84
30	183.591,97	627,27	595,25	1.222,53	183.591,97	19.046,08	17.003,29	36.049,37
31	182.996,71	625,24	597,29	1.222,53	182.996,71	19.671,32	17.600,57	37.271,89
32	182.399,43	623,20	599,33	1.222,53	182.399,43	20.294,52	18.199,90	38.494,42
33	181.800,10	621,15	601,37	1.222,53	181.800,10	20.915,67	18.801,27	39.716,94
34	181.198,73	619,10	603,43	1.222,53	181.198,73	21.534,77	19.404,70	40.939,47
35	180.595,30	617,03	605,49	1.222,53	180.595,30	22.151,80	20.010,19	42.161,99
36	179.989,81	614,97	607,56	1.222,53	179.989,81	22.766,76	20.617,75	43.384,52
37	179.382,25	612,89	609,64	1.222,53	179.382,25	23.379,65	21.227,39	44.607,04
38	178.772,61	610,81	611,72	1.222,53	178.772,61	23.990,46	21.839,11	45.829,57
39	178.160,89	608,72	613,81	1.222,53	178.160,89	24.599,18	22.452,92	47.052,09
40	177.547,08	606,62	615,91	1.222,53	177.547,08	25.205,80	23.068,82	48.274,62
41	176.931,18	604,51	618,01	1.222,53	176.931,18	25.810,31	23.686,83	49.497,14
42	176.313,17	602,40	620,12	1.222,53	176.313,17	26.412,71	24.306,96	50.719,67
43	175.693,04	600,28	622,24	1.222,53	175.693,04	27.013,00	24.929,20	51.942,20
44	175.070,80	598,16	624,37	1.222,53	175.070,80	27.611,16	25.553,56	53.164,72
45	174.446,44	596,03	626,50	1.222,53	174.446,44	28.207,18	26.180,06	54.387,25
46	173.819,94	593,88	628,64	1.222,53	173.819,94	28.801,07	26.808,70	55.609,77
47	173.191,30	591,74	630,79	1.222,53	173.191,30	29.392,80	27.439,49	56.832,30
48	172.560,51	589,58	632,94	1.222,53	172.560,51	29.982,39	28.072,44	58.054,82
49	171.927,56	587,42	635,11	1.222,53	171.927,56	30.569,80	28.707,54	59.277,35
50	171.292,46	585,25	637,28	1.222,53	171.292,46	31.155,05	29.344,82	60.499,87
51	170.655,18	583,07	639,45	1.222,53	170.655,18	31.738,13	29.984,27	61.722,40
52	170.015,73	580,89	641,64	1.222,53	170.015,73	32.319,01	30.625,91	62.944,92
53	169.374,09	578,69	643,83	1.222,53	169.374,09	32.897,71	31.269,74	64.167,45
54	168.730,26	576,50	646,03	1.222,53	168.730,26	33.474,20	31.915,77	65.389,97
55	168.084,23	574,29	648,24	1.222,53	168.084,23	34.048,49	32.564,01	66.612,50
56	167.435,99	572,07	650,45	1.222,53	167.435,99	34.620,56	33.214,46	67.835,02
57	166.785,54	569,85	652,67	1.222,53	166.785,54	35.190,41	33.867,13	69.057,55
58	166.132,87	567,62	654,90	1.222,53	166.132,87	35.758,03	34.522,04	70.280,07
59	165.477,96	565,38	657,14	1.222,53	165.477,96	36.323,42	35.179,18	71.502,60
60	164.820,82	563,14	659,39	1.222,53	164.820,82	36.886,56	35.838,57	72.725,12
61	164.161,43	560,88	661,64	1.222,53	164.161,43	37.447,44	36.500,21	73.947,65
62	163.499,79	558,62	663,90	1.222,53	163.499,79	38.006,06	37.164,11	75.170,17
63	162.835,89	556,36	666,17	1.222,53	162.835,89	38.562,42	37.830,28	76.392,70
64	162.169,72	554,08	668,45	1.222,53	162.169,72	39.116,50	38.498,72	77.615,22
65	161.501,28	551,80	670,73	1.222,53	161.501,28	39.668,30	39.169,45	78.837,75
66	160.830,55	549,50	673,02	1.222,53	160.830,55	40.217,80	39.842,47	80.060,27
67	160.157,53	547,20	675,32	1.222,53	160.157,53	40.765,01	40.517,79	81.282,80
68	159.482,21	544,90	677,63	1.222,53	159.482,21	41.309,90	41.195,42	82.505,33
69	158.804,58	542,58	679,94	1.222,53	158.804,58	41.852,49	41.875,36	83.727,85
70	158.124,64	540,26	682,27	1.222,53	158.124,64	42.392,74	42.557,63	84.950,38
71	157.442,37	537,93	684,60	1.222,53	157.442,37	42.930,67	43.242,23	86.172,90
72	156.757,77	535,59	686,94	1.222,53	156.757,77	43.466,26	43.929,16	87.395,43
73	156.070,84	533,24	689,28	1.222,53	156.070,84	43.999,50	44.618,45	88.617,95
74	155.381,55	530,89	691,64	1.222,53	155.381,55	44.530,39	45.310,09	89.840,48
75	154.689,91	528,52	694,00	1.222,53	154.689,91	45.058,91	46.004,09	91.063,00
76	153.995,91	526,15	696,37	1.222,53	153.995,91	45.585,07	46.700,46	92.285,53
77	153.299,54	523,77	698,75	1.222,53	153.299,54	46.108,84	47.399,21	93.508,05
78	152.600,79	521,39	701,14	1.222,53	152.600,79	46.630,23	48.100,35	94.730,58
79	151.899,65	518,99	703,53	1.222,53	151.899,65	47.149,22	48.803,89	95.953,10
80	151.196,11	516,59	705,94	1.222,53	151.196,11	47.665,80	49.509,82	97.175,63
81	150.490,18	514,17	708,35	1.222,53	150.490,18	48.179,98	50.218,17	98.398,15
82	149.781,83	511,75	710,77	1.222,53	149.781,83	48.691,73	50.928,94	99.620,68
83	149.071,06	509,33	713,20	1.222,53	149.071,06	49.201,06	51.642,14	100.843,20
84	148.357,86	506,89	715,64	1.222,53	148.357,86	49.707,95	52.357,78	102.065,73
85	147.642,22	504,44	718,08	1.222,53	147.642,22	50.212,39	53.075,86	103.288,25
86	146.924,14	501,99	720,53	1.222,53	146.924,14	50.714,38	53.796,39	104.510,78
87	146.203,61	499,53	723,00	1.222,53	146.203,61	51.213,91	54.519,39	105.733,30
88	145.480,61	497,06	725,47	1.222,53	145.480,61	51.710,97	55.244,86	106.955,83
89	144.755,14	494,58	727,95	1.222,53	144.755,14	52.205,55	55.972,80	108.178,35
90	144.027,20	492,09	730,43	1.222,53	144.027,20	52.697,64	56.703,24	109.400,88
91	143.296,76	489,60	732,93	1.222,53	143.296,76	53.187,24	57.436,16	110.623,41
92	142.563,84	487,09	735,43	1.222,53	142.563,84	53.674,34	58.171,60	111.845,93
93	141.828,40	484,58	737,94	1.222,53	141.828,40	54.158,92	58.909,54	113.068,46
94	141.090,46	482,06	740,47	1.222,53	141.090,46	54.640,97	59.650,01	114.290,98
95	140.349,99	479,53	743,00	1.222,53	140.349,99	55.120,50	60.393,00	115.513,51
96	139.607,00	476,99	745,53	1.222,53	139.607,00	55.597,49	61.138,54	116.736,03
97	138.861,46	474,44	748,08	1.222,53	138.861,46	56.071,94	61.886,62	117.958,56
98	138.113,38	471,89	750,64	1.222,53	138.113,38	56.543,83	62.637,26	119.181,08
99	137.362,74	469,32	753,20	1.222,53	137.362,74	57.013,15	63.390,46	120.403,61
100	136.609,54	466,75	755,78	1.222,53	136.609,54	57.479,90	64.146,23	121.626,13
101	135.853,77	464,17	758,36	1.222,53	135.853,77	57.944,06	64.904,59	122.848,66
102	135.095,41	461,58	760,95	1.222,53	135.095,41	58.405,64	65.665,54	124.071,18
103	134.334,46	458,98	763,55	1.222,53	134.334,46	58.864,62	66.429,09	125.293,71
104	133.570,91	456,37	766,16	1.222,53	133.570,91	59.320,98	67.195,25	126.516,23
105	132.804,75	453,75	768,78	1.222,53	132.804,75	59.774,73	67.964,03	127.738,76
106	132.035,97	451,12	771,40	1.222,53	132.035,97	60.225,86	68.735,43	128.961,28
107	131.264,57	448,49	774,04	1.222,53	131.264,57	60.674,34	69.509,47	130.183,81
108	130.490,53	445,84	776,68	1.222,53	130.490,53	61.120,19	70.286,15	131.406,33
109	129.713,85	443,19	779,34	1.222,53	129.713,85	61.563,37	71.065,48	132.628,86
110	128.934,52	440,53	782,00	1.222,53	128.934,52	62.003,90	71.847,48	133.851,38
111	128.152,52	437,85	784,67	1.222,53	128.152,52	62.441,76	72.632,15	135.073,91
112	127.367,85	435,17	787,35	1.222,53	127.367,85	62.876,93	73.419,51	136.296,43
113	126.580,49	432,48	790,04	1.222,53	126.580,49	63.309,41	74.209,55	137.518,96
114	125.790,45	429,78	792,74	1.222,53	125.790,45	63.739,20	75.002,29	138.741,49
115	124.997,71	427,08	795,45	1.222,53	124.997,71	64.166,27	75.797,74	139.964,01
116	124.202,26	424,36	798,17	1.222,53	124.202,26	64.590,63	76.595,91	141.186,54
117	123.404,09	421,63	800,89	1.222,53	123.404,09	65.012,26	77.396,80	142.409,06
118	122.603,20	418,89	803,63	1.222,53	122.603,20	65.431,15	78.200,43	143.631,59
119	121.799,57	416,15	806,38	1.222,53	121.799,57	65.847,30	79.006,81	144.854,11
120	120.993,19	413,39	809,13	1.222,53	120.993,19	66.260,70	79.815,94	146.076,64
121	120.184,06	410,63	811,90	1.222,53	120.184,06	66.671,33	80.627,84	147.299,16
122	119.372,16	407,85	814,67	1.222,53	119.372,16	67.079,18	81.442,51	148.521,69
123	118.557,49	405,07	817,45	1.222,53	118.557,49	67.484,25	82.259,96	149.744,21
124	117.740,04	402,28	820,25	1.222,53	117.740,04	67.886,53	83.080,21	150.966,74
125	116.919,79	399,48	823,05	1.222,53	116.919,79	68.286,01	83.903,26	152.189,26
126	116.096,74	396,66	825,86	1.222,53	116.096,74	68.682,67	84.729,12	153.411,79
127	115.270,88	393,84	828,68	1.222,53	115.270,88	69.076,51	85.557,80	154.634,31
128	114.442,20	391,01	831,51	1.222,53	114.442,20	69.467,52	86.389,31	155.856,84
129	113.610,69	388,17	834,36	1.222,53	113.610,69	69.855,69	87.223,67	157.079,36
130	112.776,33	385,32	837,21	1.222,53	112.776,33	70.241,01	88.060,88	158.301,89
131	111.939,12	382,46	840,07	1.222,53	111.939,12	70.623,47	88.900,94	159.524,41
132	111.099,06	379,59	842,94	1.222,53	111.099,06	71.003,06	89.743,88	160.746,94
133	110.256,12	376,71	845,82	1.222,53	110.256,12	71.379,77	90.589,70	161.969,46
134	109.410,30	373,82	848,71	1.222,53	109.410,30	71.753,59	91.438,40	163.191,99
135	108.561,60	370,92	851,61	1.222,53	108.561,60	72.124,50	92.290,01	164.414,51
136	107.709,99	368,01	854,52	1.222,53	107.709,99	72.492,51	93.144,53	165.637,04
137	106.855,47	365,09	857,44	1.222,53	106.855,47	72.857,60	94.001,96	166.859,56
138	105.998,04	362,16	860,37	1.222,53	105.998,04	73.219,76	94.862,33	168.082,09
139	105.137,67	359,22	863,30	1.222,53	105.137,67	73.578,98	95.725,63	169.304,62
140	104.274,37	356,27	866,25	1.222,53	104.274,37	73.935,25	96.591,89	170.527,14
141	103.408,11	353,31	869,21	1.222,53	103.408,11	74.288,57	97.461,10	171.749,67
142	102.538,90	350,34	872,18	1.222,53	102.538,90	74.638,91	98.333,28	172.972,19
143	101.666,72	347,36	875,16	1.222,53	101.666,72	74.986,27	99.208,45	174.194,72
144	100.791,55	344,37	878,15	1.222,53	100.791,55	75.330,64	100.086,60	175.417,24
145	99.913,40	341,37	881,15	1.222,53	99.913,40	75.672,01	100.967,76	176.639,77
146	99.032,24	338,36	884,17	1.222,53	99.032,24	76.010,37	101.851,92	177.862,29
147	98.148,08	335,34	887,19	1.222,53	98.148,08	76.345,71	102.739,11	179.084,82
148	97.260,89	332,31	890,22	1.222,53	97.260,89	76.678,02	103.629,32	180.307,34
149	96.370,68	329,27	893,26	1.222,53	96.370,68	77.007,28	104.522,58	181.529,87
150	95.477,42	326,21	896,31	1.222,53	95.477,42	77.333,50	105.418,89	182.752,39
151	94.581,11	323,15	899,37	1.222,53	94.581,11	77.656,65	106.318,27	183.974,92
152	93.681,73	320,08	902,45	1.222,53	93.681,73	77.976,73	107.220,71	185.197,44
153	92.779,29	317,00	905,53	1.222,53	92.779,29	78.293,73	108.126,24	186.419,97
154	91.873,76	313,90	908,62	1.222,53	91.873,76	78.607,63	109.034,87	187.642,49
155	90.965,13	310,80	911,73	1.222,53	90.965,13	78.918,43	109.946,59	188.865,02
156	90.053,41	307,68	914,84	1.222,53	90.053,41	79.226,11	110.861,44	190.087,54
157	89.138,56	304,56	917,97	1.222,53	89.138,56	79.530,66	111.779,40	191.310,07
158	88.220,60	301,42	921,10	1.222,53	88.220,60	79.832,09	112.700,51	192.532,59
159	87.299,49	298,27	924,25	1.222,53	87.299,49	80.130,36	113.624,76	193.755,12
160	86.375,24	295,12	927,41	1.222,53	86.375,24	80.425,47	114.552,17	194.977,64
161	85.447,83	291,95	930,58	1.222,53	85.447,83	80.717,42	115.482,75	196.200,17
162	84.517,25	288,77	933,76	1.222,53	84.517,25	81.006,19	116.416,51	197.422,70
163	83.583,49	285,58	936,95	1.222,53	83.583,49	81.291,76	117.353,46	198.645,22
164	82.646,54	282,38	940,15	1.222,53	82.646,54	81.574,14	118.293,61	199.867,75
165	81.706,39	279,16	943,36	1.222,53	81.706,39	81.853,30	119.236,97	201.090,27
166	80.763,03	275,94	946,58	1.222,53	80.763,03	82.129,24	120.183,55	202.312,80
167	79.816,45	272,71	949,82	1.222,53	79.816,45	82.401,95	121.133,37	203.535,32
168	78.866,63	269,46	953,06	1.222,53	78.866,63	82.671,41	122.086,43	204.757,85
169	77.913,57	266,20	956,32	1.222,53	77.913,57	82.937,62	123.042,76	205.980,37
170	76.957,24	262,94	959,59	1.222,53	76.957,24	83.200,55	124.002,34	207.202,90
171	75.997,66	259,66	962,87	1.222,53	75.997,66	83.460,21	124.965,21	208.425,42
172	75.034,79	256,37	966,16	1.222,53	75.034,79	83.716,58	125.931,37	209.647,95
173	74.068,63	253,07	969,46	1.222,53	74.068,63	83.969,65	126.900,82	210.870,47
174	73.099,18	249,76	972,77	1.222,53	73.099,18	84.219,40	127.873,59	212.093,00
175	72.126,41	246,43	976,09	1.222,53	72.126,41	84.465,84	128.849,69	213.315,52
176	71.150,31	243,10	979,43	1.222,53	71.150,31	84.708,93	129.829,11	214.538,05
177	70.170,89	239,75	982,77	1.222,53	70.170,89	84.948,68	130.811,89	215.760,57
178	69.188,11	236,39	986,13	1.222,53	69.188,11	85.185,08	131.798,02	216.983,10
179	68.201,98	233,02	989,50	1.222,53	68.201,98	85.418,10	132.787,52	218.205,62
180	67.212,48	229,64	992,88	1.222,53	67.212,48	85.647,74	133.780,41	219.428,15
181	66.219,59	226,25	996,27	1.222,53	66.219,59	85.873,99	134.776,68	220.650,67
182	65.223,32	222,85	999,68	1.222,53	65.223,32	86.096,84	135.776,36	221.873,20
183	64.223,64	219,43	1.003,09	1.222,53	64.223,64	86.316,27	136.779,45	223.095,72
184	63.220,55	216,00	1.006,52	1.222,53	63.220,55	86.532,27	137.785,98	224.318,25
185	62.214,02	212,56	1.009,96	1.222,53	62.214,02	86.744,84	138.795,94	225.540,77
186	61.204,06	209,11	1.013,41	1.222,53	61.204,06	86.953,95	139.809,35	226.763,30
187	60.190,65	205,65	1.016,87	1.222,53	60.190,65	87.159,60	140.826,22	227.985,83
188	59.173,78	202,18	1.020,35	1.222,53	59.173,78	87.361,78	141.846,57	229.208,35
189	58.153,43	198,69	1.023,83	1.222,53	58.153,43	87.560,47	142.870,40	230.430,88
190	57.129,60	195,19	1.027,33	1.222,53	57.129,60	87.755,66	143.897,74	231.653,40
191	56.102,26	191,68	1.030,84	1.222,53	56.102,26	87.947,35	144.928,58	232.875,93
192	55.071,42	188,16	1.034,36	1.222,53	55.071,42	88.135,51	145.962,94	234.098,45
193	54.037,06	184,63	1.037,90	1.222,53	54.037,06	88.320,13	147.000,84	235.320,98
194	52.999,16	181,08	1.041,44	1.222,53	52.999,16	88.501,21	148.042,29	236.543,50
195	51.957,71	177,52	1.045,00	1.222,53	51.957,71	88.678,74	149.087,29	237.766,03
196	50.912,71	173,95	1.048,57	1.222,53	50.912,71	88.852,69	150.135,86	238.988,55
197	49.864,14	170,37	1.052,16	1.222,53	49.864,14	89.023,06	151.188,02	240.211,08
198	48.811,98	166,77	1.055,75	1.222,53	48.811,98	89.189,83	152.243,77	241.433,60
199	47.756,23	163,17	1.059,36	1.222,53	47.756,23	89.353,00	153.303,13	242.656,13
200	46.696,87	159,55	1.062,98	1.222,53	46.696,87	89.512,55	154.366,11	243.878,65
201	45.633,89	155,92	1.066,61	1.222,53	45.633,89	89.668,46	155.432,72	245.101,18
202	44.567,28	152,27	1.070,25	1.222,53	44.567,28	89.820,73	156.502,97	246.323,70
203	43.497,03	148,61	1.073,91	1.222,53	43.497,03	89.969,35	157.576,88	247.546,23
204	42.423,12	144,95	1.077,58	1.222,53	42.423,12	90.114,29	158.654,46	248.768,75
205	41.345,54	141,26	1.081,26	1.222,53	41.345,54	90.255,56	159.735,72	249.991,28
206	40.264,28	137,57	1.084,96	1.222,53	40.264,28	90.393,13	160.820,68	251.213,80
207	39.179,32	133,86	1.088,66	1.222,53	39.179,32	90.526,99	161.909,34	252.436,33
208	38.090,66	130,14	1.092,38	1.222,53	38.090,66	90.657,13	163.001,72	253.658,85
209	36.998,28	126,41	1.096,11	1.222,53	36.998,28	90.783,54	164.097,84	254.881,38
210	35.902,16	122,67	1.099,86	1.222,53	35.902,16	90.906,21	165.197,69	256.103,91
211	34.802,31	118,91	1.103,62	1.222,53	34.802,31	91.025,12	166.301,31	257.326,43
212	33.698,69	115,14	1.107,39	1.222,53	33.698,69	91.140,26	167.408,70	258.548,96
213	32.591,30	111,35	1.111,17	1.222,53	32.591,30	91.251,61	168.519,87	259.771,48
214	31.480,13	107,56	1.114,97	1.222,53	31.480,13	91.359,17	169.634,84	260.994,01
215	30.365,16	103,75	1.118,78	1.222,53	30.365,16	91.462,91	170.753,62	262.216,53
216	29.246,38	99,93	1.122,60	1.222,53	29.246,38	91.562,84	171.876,22	263.439,06
217	28.123,78	96,09	1.126,44	1.222,53	28.123,78	91.658,93	173.002,65	264.661,58
218	26.997,35	92,24	1.130,28	1.222,53	26.997,35	91.751,17	174.132,94	265.884,11
219	25.867,06	88,38	1.134,15	1.222,53	25.867,06	91.839,55	175.267,08	267.106,63
220	24.732,92	84,50	1.138,02	1.222,53	24.732,92	91.924,05	176.405,10	268.329,16
221	23.594,90	80,62	1.141,91	1.222,53	23.594,90	92.004,67	177.547,01	269.551,68
222	22.452,99	76,71	1.145,81	1.222,53	22.452,99	92.081,38	178.692,82	270.774,21
223	21.307,18	72,80	1.149,73	1.222,53	21.307,18	92.154,18	179.842,55	271.996,73
224	20.157,45	68,87	1.153,65	1.222,53	20.157,45	92.223,05	180.996,20	273.219,26
225	19.003,80	64,93	1.157,60	1.222,53	19.003,80	92.287,98	182.153,80	274.441,78
226	17.846,20	60,97	1.161,55	1.222,53	17.846,20	92.348,96	183.315,35	275.664,31
227	16.684,65	57,01	1.165,52	1.222,53	16.684,65	92.405,96	184.480,87	276.886,83
228	15.519,13	53,02	1.169,50	1.222,53	15.519,13	92.458,99	185.650,37	278.109,36
229	14.349,63	49,03	1.173,50	1.222,53	14.349,63	92.508,02	186.823,87	279.331,88
230	13.176,13	45,02	1.177,51	1.222,53	13.176,13	92.553,03	188.001,38	280.554,41
231	11.998,62	41,00	1.181,53	1.222,53	11.998,62	92.594,03	189.182,91	281.776,93
232	10.817,09	36,96	1.185,57	1.222,53	10.817,09	92.630,99	190.368,47	282.999,46
233	9.631,53	32,91	1.189,62	1.222,53	9.631,53	92.663,90	191.558,09	284.221,98
234	8.441,91	28,84	1.193,68	1.222,53	8.441,91	92.692,74	192.751,77	285.444,51
235	7.248,23	24,76	1.197,76	1.222,53	7.248,23	92.717,50	193.949,53	286.667,04
236	6.050,47	20,67	1.201,85	1.222,53	6.050,47	92.738,18	195.151,39	287.889,56
237	4.848,61	16,57	1.205,96	1.222,53	4.848,61	92.754,74	196.357,34	289.112,09
238	3.642,66	12,45	1.210,08	1.222,53	3.642,66	92.767,19	197.567,42	290.334,61
239	2.432,58	8,31	1.214,21	1.222,53	2.432,58	92.775,50	198.781,64	291.557,14
240	1.218,36	4,16	1.218,36	1.222,53	1.218,36	92.779,66	200.000,00	292.779,66

Baufinanzierung

3.75/5,00

94.044,43€
Zinsanteil

1.227,83€
Monatsrate

4,15%
Sollzins p.a.

4,23%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.237,50 €;Gesamtbetrag: 1.248.500,00 €;Anzahl Kreditraten: 120;Laufzeit: 344 Monate;Effektiver Jahreszins: 4,02 %;Gebundener Sollzins: 3,95 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	691,67	536,16	1.227,83	199.463,84	691,67	536,16	1.227,83
2	199.463,84	689,81	538,01	1.227,83	199.463,84	747,45	1.074,17	1.821,63
3	198.925,83	687,95	539,88	1.227,83	198.925,83	1.435,40	1.614,05	3.049,45
4	198.385,95	686,08	541,74	1.227,83	198.385,95	2.121,49	2.155,79	4.277,28
5	197.844,21	684,21	543,62	1.227,83	197.844,21	2.805,70	2.699,41	5.505,11
6	197.300,59	682,33	545,50	1.227,83	197.300,59	3.488,03	3.244,90	6.732,93
7	196.755,10	680,44	547,38	1.227,83	196.755,10	4.168,48	3.792,29	7.960,76
8	196.207,71	678,55	549,28	1.227,83	196.207,71	4.847,03	4.341,56	9.188,59
9	195.658,44	676,65	551,17	1.227,83	195.658,44	5.523,68	4.892,74	10.416,41
10	195.107,26	674,75	553,08	1.227,83	195.107,26	6.198,42	5.445,82	11.644,24
11	194.554,18	672,83	554,99	1.227,83	194.554,18	6.871,26	6.000,81	12.872,07
12	193.999,19	670,91	556,91	1.227,83	193.999,19	7.542,17	6.557,72	14.099,89
13	193.442,28	668,99	558,84	1.227,83	193.442,28	8.211,16	7.116,56	15.327,72
14	192.883,44	667,06	560,77	1.227,83	192.883,44	8.878,21	7.677,33	16.555,55
15	192.322,67	665,12	562,71	1.227,83	192.322,67	9.543,33	8.240,04	17.783,38
16	191.759,96	663,17	564,66	1.227,83	191.759,96	10.206,50	8.804,70	19.011,20
17	191.195,30	661,22	566,61	1.227,83	191.195,30	10.867,72	9.371,31	20.239,03
18	190.628,69	659,26	568,57	1.227,83	190.628,69	11.526,98	9.939,88	21.466,86
19	190.060,12	657,29	570,54	1.227,83	190.060,12	12.184,27	10.510,42	22.694,68
20	189.489,58	655,32	572,51	1.227,83	189.489,58	12.839,58	11.082,93	23.922,51
21	188.917,07	653,34	574,49	1.227,83	188.917,07	13.492,92	11.657,41	25.150,34
22	188.342,59	651,35	576,48	1.227,83	188.342,59	14.144,27	12.233,89	26.378,16
23	187.766,11	649,36	578,47	1.227,83	187.766,11	14.793,63	12.812,36	27.605,99
24	187.187,64	647,36	580,47	1.227,83	187.187,64	15.440,99	13.392,83	28.833,82
25	186.607,17	645,35	582,48	1.227,83	186.607,17	16.086,34	13.975,31	30.061,64
26	186.024,69	643,34	584,49	1.227,83	186.024,69	16.729,67	14.559,80	31.289,47
27	185.440,20	641,31	586,51	1.227,83	185.440,20	17.370,99	15.146,31	32.517,30
28	184.853,69	639,29	588,54	1.227,83	184.853,69	18.010,27	15.734,85	33.745,13
29	184.265,15	637,25	590,58	1.227,83	184.265,15	18.647,52	16.325,43	34.972,95
30	183.674,57	635,21	592,62	1.227,83	183.674,57	19.282,73	16.918,05	36.200,78
31	183.081,95	633,16	594,67	1.227,83	183.081,95	19.915,89	17.512,71	37.428,61
32	182.487,29	631,10	596,73	1.227,83	182.487,29	20.546,99	18.109,44	38.656,43
33	181.890,56	629,04	598,79	1.227,83	181.890,56	21.176,03	18.708,23	39.884,26
34	181.291,77	626,97	600,86	1.227,83	181.291,77	21.803,00	19.309,09	41.112,09
35	180.690,91	624,89	602,94	1.227,83	180.690,91	22.427,89	19.912,03	42.339,91
36	180.087,97	622,80	605,02	1.227,83	180.087,97	23.050,69	20.517,05	43.567,74
37	179.482,95	620,71	607,12	1.227,83	179.482,95	23.671,40	21.124,16	44.795,57
38	178.875,84	618,61	609,21	1.227,83	178.875,84	24.290,02	21.733,38	46.023,39
39	178.266,62	616,51	611,32	1.227,83	178.266,62	24.906,52	22.344,70	47.251,22
40	177.655,30	614,39	613,44	1.227,83	177.655,30	25.520,91	22.958,13	48.479,05
41	177.041,87	612,27	615,56	1.227,83	177.041,87	26.133,18	23.573,69	49.706,87
42	176.426,31	610,14	617,69	1.227,83	176.426,31	26.743,32	24.191,38	50.934,70
43	175.808,62	608,00	619,82	1.227,83	175.808,62	27.351,33	24.811,20	52.162,53
44	175.188,80	605,86	621,97	1.227,83	175.188,80	27.957,19	25.433,17	53.390,36
45	174.566,83	603,71	624,12	1.227,83	174.566,83	28.560,90	26.057,28	54.618,18
46	173.942,72	601,55	626,27	1.227,83	173.942,72	29.162,45	26.683,56	55.846,01
47	173.316,44	599,39	628,44	1.227,83	173.316,44	29.761,84	27.312,00	57.073,84
48	172.688,00	597,21	630,61	1.227,83	172.688,00	30.359,05	27.942,61	58.301,66
49	172.057,39	595,03	632,80	1.227,83	172.057,39	30.954,08	28.575,41	59.529,49
50	171.424,59	592,84	634,98	1.227,83	171.424,59	31.546,93	29.210,39	60.757,32
51	170.789,61	590,65	637,18	1.227,83	170.789,61	32.137,57	29.847,57	61.985,14
52	170.152,43	588,44	639,38	1.227,83	170.152,43	32.726,02	30.486,95	63.212,97
53	169.513,05	586,23	641,59	1.227,83	169.513,05	33.312,25	31.128,55	64.440,80
54	168.871,45	584,01	643,81	1.227,83	168.871,45	33.896,26	31.772,36	65.668,62
55	168.227,64	581,79	646,04	1.227,83	168.227,64	34.478,05	32.418,40	66.896,45
56	167.581,60	579,55	648,27	1.227,83	167.581,60	35.057,60	33.066,67	68.124,28
57	166.933,33	577,31	650,52	1.227,83	166.933,33	35.634,91	33.717,19	69.352,10
58	166.282,81	575,06	652,77	1.227,83	166.282,81	36.209,98	34.369,96	70.579,93
59	165.630,04	572,80	655,02	1.227,83	165.630,04	36.782,78	35.024,98	71.807,76
60	164.975,02	570,54	657,29	1.227,83	164.975,02	37.353,32	35.682,27	73.035,59
61	164.317,73	568,27	659,56	1.227,83	164.317,73	37.921,58	36.341,83	74.263,41
62	163.658,17	565,98	661,84	1.227,83	163.658,17	38.487,57	37.003,67	75.491,24
63	162.996,33	563,70	664,13	1.227,83	162.996,33	39.051,26	37.667,80	76.719,07
64	162.332,20	561,40	666,43	1.227,83	162.332,20	39.612,66	38.334,23	77.946,89
65	161.665,77	559,09	668,73	1.227,83	161.665,77	40.171,76	39.002,96	79.174,72
66	160.997,04	556,78	671,05	1.227,83	160.997,04	40.728,54	39.674,01	80.402,55
67	160.325,99	554,46	673,37	1.227,83	160.325,99	41.283,00	40.347,37	81.630,37
68	159.652,63	552,13	675,69	1.227,83	159.652,63	41.835,13	41.023,07	82.858,20
69	158.976,93	549,80	678,03	1.227,83	158.976,93	42.384,93	41.701,10	84.086,03
70	158.298,90	547,45	680,38	1.227,83	158.298,90	42.932,38	42.381,48	85.313,85
71	157.618,52	545,10	682,73	1.227,83	157.618,52	43.477,47	43.064,21	86.541,68
72	156.935,79	542,74	685,09	1.227,83	156.935,79	44.020,21	43.749,30	87.769,51
73	156.250,70	540,37	687,46	1.227,83	156.250,70	44.560,58	44.436,76	88.997,33
74	155.563,24	537,99	689,84	1.227,83	155.563,24	45.098,57	45.126,59	90.225,16
75	154.873,41	535,60	692,22	1.227,83	154.873,41	45.634,17	45.818,82	91.452,99
76	154.181,18	533,21	694,62	1.227,83	154.181,18	46.167,38	46.513,43	92.680,82
77	153.486,57	530,81	697,02	1.227,83	153.486,57	46.698,19	47.210,45	93.908,64
78	152.789,55	528,40	699,43	1.227,83	152.789,55	47.226,59	47.909,88	95.136,47
79	152.090,12	525,98	701,85	1.227,83	152.090,12	47.752,56	48.611,73	96.364,30
80	151.388,27	523,55	704,28	1.227,83	151.388,27	48.276,12	49.316,01	97.592,12
81	150.683,99	521,12	706,71	1.227,83	150.683,99	48.797,23	50.022,72	98.819,95
82	149.977,28	518,67	709,16	1.227,83	149.977,28	49.315,90	50.731,87	100.047,78
83	149.268,13	516,22	711,61	1.227,83	149.268,13	49.832,12	51.443,48	101.275,60
84	148.556,52	513,76	714,07	1.227,83	148.556,52	50.345,88	52.157,55	102.503,43
85	147.842,45	511,29	716,54	1.227,83	147.842,45	50.857,17	52.874,09	103.731,26
86	147.125,91	508,81	719,02	1.227,83	147.125,91	51.365,98	53.593,11	104.959,08
87	146.406,89	506,32	721,50	1.227,83	146.406,89	51.872,30	54.314,61	106.186,91
88	145.685,39	503,83	724,00	1.227,83	145.685,39	52.376,13	55.038,61	107.414,74
89	144.961,39	501,32	726,50	1.227,83	144.961,39	52.877,46	55.765,11	108.642,57
90	144.234,89	498,81	729,01	1.227,83	144.234,89	53.376,27	56.494,12	109.870,39
91	143.505,88	496,29	731,54	1.227,83	143.505,88	53.872,56	57.225,66	111.098,22
92	142.774,34	493,76	734,07	1.227,83	142.774,34	54.366,32	57.959,73	112.326,05
93	142.040,27	491,22	736,60	1.227,83	142.040,27	54.857,54	58.696,33	113.553,87
94	141.303,67	488,68	739,15	1.227,83	141.303,67	55.346,22	59.435,48	114.781,70
95	140.564,52	486,12	741,71	1.227,83	140.564,52	55.832,34	60.177,19	116.009,53
96	139.822,81	483,55	744,27	1.227,83	139.822,81	56.315,89	60.921,46	117.237,35
97	139.078,54	480,98	746,85	1.227,83	139.078,54	56.796,87	61.668,31	118.465,18
98	138.331,69	478,40	749,43	1.227,83	138.331,69	57.275,27	62.417,74	119.693,01
99	137.582,26	475,81	752,02	1.227,83	137.582,26	57.751,07	63.169,76	120.920,83
100	136.830,24	473,20	754,62	1.227,83	136.830,24	58.224,28	63.924,38	122.148,66
101	136.075,62	470,59	757,23	1.227,83	136.075,62	58.694,87	64.681,62	123.376,49
102	135.318,38	467,98	759,85	1.227,83	135.318,38	59.162,85	65.441,47	124.604,31
103	134.558,53	465,35	762,48	1.227,83	134.558,53	59.628,20	66.203,94	125.832,14
104	133.796,06	462,71	765,12	1.227,83	133.796,06	60.090,91	66.969,06	127.059,97
105	133.030,94	460,07	767,76	1.227,83	133.030,94	60.550,97	67.736,82	128.287,80
106	132.263,18	457,41	770,42	1.227,83	132.263,18	61.008,38	68.507,24	129.515,62
107	131.492,76	454,75	773,08	1.227,83	131.492,76	61.463,13	69.280,32	130.743,45
108	130.719,68	452,07	775,75	1.227,83	130.719,68	61.915,20	70.056,07	131.971,28
109	129.943,93	449,39	778,44	1.227,83	129.943,93	62.364,59	70.834,51	133.199,10
110	129.165,49	446,70	781,13	1.227,83	129.165,49	62.811,29	71.615,64	134.426,93
111	128.384,36	444,00	783,83	1.227,83	128.384,36	63.255,28	72.399,47	135.654,76
112	127.600,53	441,29	786,54	1.227,83	127.600,53	63.696,57	73.186,01	136.882,58
113	126.813,99	438,57	789,26	1.227,83	126.813,99	64.135,13	73.975,28	138.110,41
114	126.024,72	435,84	791,99	1.227,83	126.024,72	64.570,97	74.767,27	139.338,24
115	125.232,73	433,10	794,73	1.227,83	125.232,73	65.004,07	75.562,00	140.566,06
116	124.438,00	430,35	797,48	1.227,83	124.438,00	65.434,41	76.359,48	141.793,89
117	123.640,52	427,59	800,24	1.227,83	123.640,52	65.862,00	77.159,71	143.021,72
118	122.840,29	424,82	803,00	1.227,83	122.840,29	66.286,83	77.962,72	144.249,54
119	122.037,28	422,05	805,78	1.227,83	122.037,28	66.708,87	78.768,50	145.477,37
120	121.231,50	419,26	808,57	1.227,83	121.231,50	67.128,13	79.577,07	146.705,20
121	120.422,93	416,46	811,36	1.227,83	120.422,93	67.544,59	80.388,43	147.933,03
122	119.611,57	413,66	814,17	1.227,83	119.611,57	67.958,25	81.202,60	149.160,85
123	118.797,40	410,84	816,99	1.227,83	118.797,40	68.369,09	82.019,59	150.388,68
124	117.980,41	408,02	819,81	1.227,83	117.980,41	68.777,11	82.839,40	151.616,51
125	117.160,60	405,18	822,65	1.227,83	117.160,60	69.182,29	83.662,04	152.844,33
126	116.337,96	402,34	825,49	1.227,83	116.337,96	69.584,62	84.487,54	154.072,16
127	115.512,46	399,48	828,35	1.227,83	115.512,46	69.984,10	85.315,88	155.299,99
128	114.684,12	396,62	831,21	1.227,83	114.684,12	70.380,72	86.147,09	156.527,81
129	113.852,91	393,74	834,09	1.227,83	113.852,91	70.774,46	86.981,18	157.755,64
130	113.018,82	390,86	836,97	1.227,83	113.018,82	71.165,32	87.818,15	158.983,47
131	112.181,85	387,96	839,86	1.227,83	112.181,85	71.553,28	88.658,01	160.211,29
132	111.341,99	385,06	842,77	1.227,83	111.341,99	71.938,34	89.500,78	161.439,12
133	110.499,22	382,14	845,68	1.227,83	110.499,22	72.320,48	90.346,47	162.666,95
134	109.653,53	379,22	848,61	1.227,83	109.653,53	72.699,70	91.195,08	163.894,78
135	108.804,92	376,28	851,54	1.227,83	108.804,92	73.075,98	92.046,62	165.122,60
136	107.953,38	373,34	854,49	1.227,83	107.953,38	73.449,32	92.901,11	166.350,43
137	107.098,89	370,38	857,44	1.227,83	107.098,89	73.819,71	93.758,55	167.578,26
138	106.241,45	367,42	860,41	1.227,83	106.241,45	74.187,12	94.618,96	168.806,08
139	105.381,04	364,44	863,38	1.227,83	105.381,04	74.551,57	95.482,34	170.033,91
140	104.517,66	361,46	866,37	1.227,83	104.517,66	74.913,02	96.348,71	171.261,74
141	103.651,29	358,46	869,37	1.227,83	103.651,29	75.271,48	97.218,08	172.489,56
142	102.781,92	355,45	872,37	1.227,83	102.781,92	75.626,94	98.090,45	173.717,39
143	101.909,55	352,44	875,39	1.227,83	101.909,55	75.979,38	98.965,84	174.945,22
144	101.034,16	349,41	878,42	1.227,83	101.034,16	76.328,79	99.844,26	176.173,04
145	100.155,74	346,37	881,45	1.227,83	100.155,74	76.675,16	100.725,71	177.400,87
146	99.274,29	343,32	884,50	1.227,83	99.274,29	77.018,48	101.610,22	178.628,70
147	98.389,78	340,26	887,56	1.227,83	98.389,78	77.358,75	102.497,78	179.856,52
148	97.502,22	337,20	890,63	1.227,83	97.502,22	77.695,94	103.388,41	181.084,35
149	96.611,59	334,12	893,71	1.227,83	96.611,59	78.030,06	104.282,12	182.312,18
150	95.717,88	331,02	896,80	1.227,83	95.717,88	78.361,08	105.178,92	183.540,01
151	94.821,08	327,92	899,90	1.227,83	94.821,08	78.689,00	106.078,83	184.767,83
152	93.921,17	324,81	903,02	1.227,83	93.921,17	79.013,81	106.981,84	185.995,66
153	93.018,16	321,69	906,14	1.227,83	93.018,16	79.335,50	107.887,98	187.223,49
154	92.112,02	318,55	909,27	1.227,83	92.112,02	79.654,06	108.797,26	188.451,31
155	91.202,74	315,41	912,42	1.227,83	91.202,74	79.969,47	109.709,67	189.679,14
156	90.290,33	312,25	915,57	1.227,83	90.290,33	80.281,72	110.625,25	190.906,97
157	89.374,75	309,09	918,74	1.227,83	89.374,75	80.590,81	111.543,99	192.134,79
158	88.456,01	305,91	921,92	1.227,83	88.456,01	80.896,72	112.465,90	193.362,62
159	87.534,10	302,72	925,10	1.227,83	87.534,10	81.199,44	113.391,01	194.590,45
160	86.608,99	299,52	928,30	1.227,83	86.608,99	81.498,96	114.319,31	195.818,27
161	85.680,69	296,31	931,51	1.227,83	85.680,69	81.795,27	115.250,83	197.046,10
162	84.749,17	293,09	934,74	1.227,83	84.749,17	82.088,37	116.185,56	198.273,93
163	83.814,44	289,86	937,97	1.227,83	83.814,44	82.378,22	117.123,53	199.501,75
164	82.876,47	286,61	941,21	1.227,83	82.876,47	82.664,84	118.064,74	200.729,58
165	81.935,26	283,36	944,47	1.227,83	81.935,26	82.948,20	119.009,21	201.957,41
166	80.990,79	280,09	947,73	1.227,83	80.990,79	83.228,29	119.956,94	203.185,24
167	80.043,06	276,82	951,01	1.227,83	80.043,06	83.505,11	120.907,96	204.413,06
168	79.092,04	273,53	954,30	1.227,83	79.092,04	83.778,63	121.862,26	205.640,89
169	78.137,74	270,23	957,60	1.227,83	78.137,74	84.048,86	122.819,86	206.868,72
170	77.180,14	266,91	960,91	1.227,83	77.180,14	84.315,77	123.780,77	208.096,54
171	76.219,23	263,59	964,24	1.227,83	76.219,23	84.579,37	124.745,00	209.324,37
172	75.255,00	260,26	967,57	1.227,83	75.255,00	84.839,62	125.712,57	210.552,20
173	74.287,43	256,91	970,92	1.227,83	74.287,43	85.096,53	126.683,49	211.780,02
174	73.316,51	253,55	974,27	1.227,83	73.316,51	85.350,09	127.657,76	213.007,85
175	72.342,24	250,18	977,64	1.227,83	72.342,24	85.600,27	128.635,41	214.235,68
176	71.364,59	246,80	981,02	1.227,83	71.364,59	85.847,07	129.616,43	215.463,50
177	70.383,57	243,41	984,42	1.227,83	70.383,57	86.090,48	130.600,85	216.691,33
178	69.399,15	240,01	987,82	1.227,83	69.399,15	86.330,49	131.588,67	217.919,16
179	68.411,33	236,59	991,24	1.227,83	68.411,33	86.567,08	132.579,91	219.146,99
180	67.420,09	233,16	994,67	1.227,83	67.420,09	86.800,24	133.574,57	220.374,81
181	66.425,43	229,72	998,11	1.227,83	66.425,43	87.029,96	134.572,68	221.602,64
182	65.427,32	226,27	1.001,56	1.227,83	65.427,32	87.256,23	135.574,24	222.830,47
183	64.425,76	222,81	1.005,02	1.227,83	64.425,76	87.479,03	136.579,26	224.058,29
184	63.420,74	219,33	1.008,50	1.227,83	63.420,74	87.698,36	137.587,75	225.286,12
185	62.412,25	215,84	1.011,98	1.227,83	62.412,25	87.914,21	138.599,74	226.513,95
186	61.400,26	212,34	1.015,48	1.227,83	61.400,26	88.126,55	139.615,22	227.741,77
187	60.384,78	208,83	1.019,00	1.227,83	60.384,78	88.335,38	140.634,22	228.969,60
188	59.365,78	205,31	1.022,52	1.227,83	59.365,78	88.540,69	141.656,74	230.197,43
189	58.343,26	201,77	1.026,06	1.227,83	58.343,26	88.742,46	142.682,80	231.425,25
190	57.317,20	198,22	1.029,60	1.227,83	57.317,20	88.940,68	143.712,40	232.653,08
191	56.287,60	194,66	1.033,17	1.227,83	56.287,60	89.135,34	144.745,57	233.880,91
192	55.254,43	191,09	1.036,74	1.227,83	55.254,43	89.326,43	145.782,31	235.108,73
193	54.217,69	187,50	1.040,32	1.227,83	54.217,69	89.513,93	146.822,63	236.336,56
194	53.177,37	183,91	1.043,92	1.227,83	53.177,37	89.697,84	147.866,55	237.564,39
195	52.133,45	180,29	1.047,53	1.227,83	52.133,45	89.878,13	148.914,08	238.792,22
196	51.085,92	176,67	1.051,15	1.227,83	51.085,92	90.054,80	149.965,24	240.020,04
197	50.034,76	173,04	1.054,79	1.227,83	50.034,76	90.227,84	151.020,03	241.247,87
198	48.979,97	169,39	1.058,44	1.227,83	48.979,97	90.397,23	152.078,47	242.475,70
199	47.921,53	165,73	1.062,10	1.227,83	47.921,53	90.562,96	153.140,56	243.703,52
200	46.859,44	162,06	1.065,77	1.227,83	46.859,44	90.725,01	154.206,34	244.931,35
201	45.793,66	158,37	1.069,46	1.227,83	45.793,66	90.883,38	155.275,79	246.159,18
202	44.724,21	154,67	1.073,16	1.227,83	44.724,21	91.038,05	156.348,95	247.387,00
203	43.651,05	150,96	1.076,87	1.227,83	43.651,05	91.189,01	157.425,82	248.614,83
204	42.574,18	147,24	1.080,59	1.227,83	42.574,18	91.336,25	158.506,41	249.842,66
205	41.493,59	143,50	1.084,33	1.227,83	41.493,59	91.479,75	159.590,74	251.070,48
206	40.409,26	139,75	1.088,08	1.227,83	40.409,26	91.619,50	160.678,81	252.298,31
207	39.321,19	135,99	1.091,84	1.227,83	39.321,19	91.755,48	161.770,65	253.526,14
208	38.229,35	132,21	1.095,62	1.227,83	38.229,35	91.887,69	162.866,27	254.753,96
209	37.133,73	128,42	1.099,41	1.227,83	37.133,73	92.016,11	163.965,68	255.981,79
210	36.034,32	124,62	1.103,21	1.227,83	36.034,32	92.140,73	165.068,89	257.209,62
211	34.931,11	120,80	1.107,02	1.227,83	34.931,11	92.261,54	166.175,91	258.437,45
212	33.824,09	116,97	1.110,85	1.227,83	33.824,09	92.378,51	167.286,76	259.665,27
213	32.713,24	113,13	1.114,69	1.227,83	32.713,24	92.491,64	168.401,45	260.893,10
214	31.598,55	109,28	1.118,55	1.227,83	31.598,55	92.600,92	169.520,00	262.120,93
215	30.480,00	105,41	1.122,42	1.227,83	30.480,00	92.706,33	170.642,42	263.348,75
216	29.357,58	101,53	1.126,30	1.227,83	29.357,58	92.807,86	171.768,72	264.576,58
217	28.231,28	97,63	1.130,19	1.227,83	28.231,28	92.905,49	172.898,91	265.804,41
218	27.101,09	93,72	1.134,10	1.227,83	27.101,09	92.999,22	174.033,01	267.032,23
219	25.966,99	89,80	1.138,02	1.227,83	25.966,99	93.089,02	175.171,04	268.260,06
220	24.828,96	85,87	1.141,96	1.227,83	24.828,96	93.174,89	176.313,00	269.487,89
221	23.687,00	81,92	1.145,91	1.227,83	23.687,00	93.256,81	177.458,91	270.715,71
222	22.541,09	77,95	1.149,87	1.227,83	22.541,09	93.334,76	178.608,78	271.943,54
223	21.391,22	73,98	1.153,85	1.227,83	21.391,22	93.408,74	179.762,63	273.171,37
224	20.237,37	69,99	1.157,84	1.227,83	20.237,37	93.478,73	180.920,47	274.399,19
225	19.079,53	65,98	1.161,84	1.227,83	19.079,53	93.544,71	182.082,31	275.627,02
226	17.917,69	61,97	1.165,86	1.227,83	17.917,69	93.606,67	183.248,17	276.854,85
227	16.751,83	57,93	1.169,89	1.227,83	16.751,83	93.664,61	184.418,07	278.082,68
228	15.581,93	53,89	1.173,94	1.227,83	15.581,93	93.718,50	185.592,01	279.310,50
229	14.407,99	49,83	1.178,00	1.227,83	14.407,99	93.768,32	186.770,01	280.538,33
230	13.229,99	45,75	1.182,07	1.227,83	13.229,99	93.814,08	187.952,08	281.766,16
231	12.047,92	41,67	1.186,16	1.227,83	12.047,92	93.855,74	189.138,24	282.993,98
232	10.861,76	37,56	1.190,26	1.227,83	10.861,76	93.893,31	190.328,50	284.221,81
233	9.671,50	33,45	1.194,38	1.227,83	9.671,50	93.926,75	191.522,88	285.449,64
234	8.477,12	29,32	1.198,51	1.227,83	8.477,12	93.956,07	192.721,39	286.677,46
235	7.278,61	25,17	1.202,66	1.227,83	7.278,61	93.981,24	193.924,05	287.905,29
236	6.075,95	21,01	1.206,81	1.227,83	6.075,95	94.002,25	195.130,86	289.133,12
237	4.869,14	16,84	1.210,99	1.227,83	4.869,14	94.019,09	196.341,85	290.360,94
238	3.658,15	12,65	1.215,18	1.227,83	3.658,15	94.031,74	197.557,03	291.588,77
239	2.442,97	8,45	1.219,38	1.227,83	2.442,97	94.040,19	198.776,40	292.816,60
240	1.223,60	4,23	1.223,60	1.227,83	1.223,60	94.044,43	200.000,00	294.044,43

Baufinanzierung

3.78/5,00

0,10% p.a. Rabatt für „Baufi Energy“

100.158,31€
Zinsanteil

1.253,45€
Monatsrate

4,39%
Sollzins p.a.

4,50%
Effektivzins p.a.

2/3 aller Kunden erhalten: Nettodarlehensbetrag 300.000,00 €;Kreditrate: 1.827,50 €;Gesamtbetrag: 328.950,00 €;Anzahl Kreditraten: 180;Laufzeit: 249 Monate;Effektiver Jahreszins: 4,42 %;Gebundener Sollzins: 4,31 %;

Monat	Kreditsumme	Zinslast	Tilgungslast	Monatsrate	Restschuld	Zinsen gesamt	Tilgung gesamt	Gesamt
1	200.000,00	731,67	521,79	1.253,45	199.478,21	731,67	521,79	1.253,45
2	199.478,21	729,76	523,70	1.253,45	199.478,21	790,73	1.045,48	1.836,21
3	198.954,52	727,84	525,61	1.253,45	198.954,52	1.518,57	1.571,10	3.089,67
4	198.428,90	725,92	527,54	1.253,45	198.428,90	2.244,49	2.098,63	4.343,12
5	197.901,37	723,99	529,47	1.253,45	197.901,37	2.968,48	2.628,10	5.596,58
6	197.371,90	722,05	531,40	1.253,45	197.371,90	3.690,53	3.159,50	6.850,03
7	196.840,50	720,11	533,35	1.253,45	196.840,50	4.410,64	3.692,84	8.103,48
8	196.307,16	718,16	535,30	1.253,45	196.307,16	5.128,80	4.228,14	9.356,94
9	195.771,86	716,20	537,26	1.253,45	195.771,86	5.845,00	4.765,40	10.610,39
10	195.234,60	714,23	539,22	1.253,45	195.234,60	6.559,23	5.304,62	11.863,85
11	194.695,38	712,26	541,19	1.253,45	194.695,38	7.271,49	5.845,81	13.117,30
12	194.154,19	710,28	543,17	1.253,45	194.154,19	7.981,77	6.388,99	14.370,76
13	193.611,01	708,29	545,16	1.253,45	193.611,01	8.690,06	6.934,15	15.624,21
14	193.065,85	706,30	547,15	1.253,45	193.065,85	9.396,36	7.481,30	16.877,66
15	192.518,70	704,30	549,16	1.253,45	192.518,70	10.100,66	8.030,46	18.131,12
16	191.969,54	702,29	551,17	1.253,45	191.969,54	10.802,95	8.581,62	19.384,57
17	191.418,38	700,27	553,18	1.253,45	191.418,38	11.503,22	9.134,80	20.638,03
18	190.865,20	698,25	555,21	1.253,45	190.865,20	12.201,47	9.690,01	21.891,48
19	190.309,99	696,22	557,24	1.253,45	190.309,99	12.897,69	10.247,25	23.144,94
20	189.752,75	694,18	559,28	1.253,45	189.752,75	13.591,87	10.806,52	24.398,39
21	189.193,48	692,13	561,32	1.253,45	189.193,48	14.284,00	11.367,84	25.651,84
22	188.632,16	690,08	563,37	1.253,45	188.632,16	14.974,08	11.931,22	26.905,30
23	188.068,78	688,02	565,44	1.253,45	188.068,78	15.662,10	12.496,65	28.158,75
24	187.503,35	685,95	567,50	1.253,45	187.503,35	16.348,05	13.064,16	29.412,21
25	186.935,84	683,87	569,58	1.253,45	186.935,84	17.031,92	13.633,74	30.665,66
26	186.366,26	681,79	571,66	1.253,45	186.366,26	17.713,71	14.205,40	31.919,11
27	185.794,60	679,70	573,76	1.253,45	185.794,60	18.393,41	14.779,16	33.172,57
28	185.220,84	677,60	575,85	1.253,45	185.220,84	19.071,01	15.355,01	34.426,02
29	184.644,99	675,49	577,96	1.253,45	184.644,99	19.746,50	15.932,98	35.679,48
30	184.067,02	673,38	580,08	1.253,45	184.067,02	20.419,88	16.513,05	36.932,93
31	183.486,95	671,26	582,20	1.253,45	183.486,95	21.091,14	17.095,25	38.186,39
32	182.904,75	669,13	584,33	1.253,45	182.904,75	21.760,26	17.679,58	39.439,84
33	182.320,42	666,99	586,47	1.253,45	182.320,42	22.427,25	18.266,04	40.693,29
34	181.733,96	664,84	588,61	1.253,45	181.733,96	23.092,10	18.854,65	41.946,75
35	181.145,35	662,69	590,76	1.253,45	181.145,35	23.754,79	19.445,42	43.200,20
36	180.554,58	660,53	592,93	1.253,45	180.554,58	24.415,31	20.038,34	44.453,66
37	179.961,66	658,36	595,09	1.253,45	179.961,66	25.073,67	20.633,44	45.707,11
38	179.366,56	656,18	597,27	1.253,45	179.366,56	25.729,86	21.230,71	46.960,57
39	178.769,29	654,00	599,46	1.253,45	178.769,29	26.383,85	21.830,17	48.214,02
40	178.169,83	651,80	601,65	1.253,45	178.169,83	27.035,66	22.431,81	49.467,47
41	177.568,19	649,60	603,85	1.253,45	177.568,19	27.685,26	23.035,67	50.720,93
42	176.964,33	647,39	606,06	1.253,45	176.964,33	28.332,66	23.641,72	51.974,38
43	176.358,28	645,18	608,28	1.253,45	176.358,28	28.977,83	24.250,00	53.227,84
44	175.750,00	642,95	610,50	1.253,45	175.750,00	29.620,79	24.860,50	54.481,29
45	175.139,50	640,72	612,74	1.253,45	175.139,50	30.261,51	25.473,24	55.734,74
46	174.526,76	638,48	614,98	1.253,45	174.526,76	30.899,98	26.088,22	56.988,20
47	173.911,78	636,23	617,23	1.253,45	173.911,78	31.536,21	26.705,44	58.241,65
48	173.294,56	633,97	619,48	1.253,45	173.294,56	32.170,18	27.324,93	59.495,11
49	172.675,07	631,70	621,75	1.253,45	172.675,07	32.801,88	27.946,68	60.748,56
50	172.053,32	629,43	624,03	1.253,45	172.053,32	33.431,31	28.570,71	62.002,02
51	171.429,29	627,15	626,31	1.253,45	171.429,29	34.058,46	29.197,01	63.255,47
52	170.802,99	624,85	628,60	1.253,45	170.802,99	34.683,31	29.825,61	64.508,92
53	170.174,39	622,55	630,90	1.253,45	170.174,39	35.305,86	30.456,51	65.762,38
54	169.543,49	620,25	633,21	1.253,45	169.543,49	35.926,11	31.089,72	67.015,83
55	168.910,28	617,93	635,52	1.253,45	168.910,28	36.544,04	31.725,25	68.269,29
56	168.274,75	615,61	637,85	1.253,45	168.274,75	37.159,65	32.363,09	69.522,74
57	167.636,91	613,27	640,18	1.253,45	167.636,91	37.772,92	33.003,28	70.776,19
58	166.996,72	610,93	642,52	1.253,45	166.996,72	38.383,85	33.645,80	72.029,65
59	166.354,20	608,58	644,88	1.253,45	166.354,20	38.992,43	34.290,68	73.283,10
60	165.709,32	606,22	647,23	1.253,45	165.709,32	39.598,65	34.937,91	74.536,56
61	165.062,09	603,85	649,60	1.253,45	165.062,09	40.202,50	35.587,51	75.790,01
62	164.412,49	601,48	651,98	1.253,45	164.412,49	40.803,97	36.239,49	77.043,47
63	163.760,51	599,09	654,36	1.253,45	163.760,51	41.403,07	36.893,86	78.296,92
64	163.106,14	596,70	656,76	1.253,45	163.106,14	41.999,76	37.550,61	79.550,37
65	162.449,39	594,29	659,16	1.253,45	162.449,39	42.594,06	38.209,77	80.803,83
66	161.790,23	591,88	661,57	1.253,45	161.790,23	43.185,94	38.871,34	82.057,28
67	161.128,66	589,46	663,99	1.253,45	161.128,66	43.775,40	39.535,34	83.310,74
68	160.464,66	587,03	666,42	1.253,45	160.464,66	44.362,43	40.201,76	84.564,19
69	159.798,24	584,60	668,86	1.253,45	159.798,24	44.947,03	40.870,62	85.817,65
70	159.129,38	582,15	671,31	1.253,45	159.129,38	45.529,18	41.541,92	87.071,10
71	158.458,08	579,69	673,76	1.253,45	158.458,08	46.108,87	42.215,68	88.324,55
72	157.784,32	577,23	676,23	1.253,45	157.784,32	46.686,10	42.891,91	89.578,01
73	157.108,09	574,75	678,70	1.253,45	157.108,09	47.260,85	43.570,61	90.831,46
74	156.429,39	572,27	681,18	1.253,45	156.429,39	47.833,12	44.251,79	92.084,92
75	155.748,21	569,78	683,68	1.253,45	155.748,21	48.402,90	44.935,47	93.338,37
76	155.064,53	567,28	686,18	1.253,45	155.064,53	48.970,18	45.621,65	94.591,82
77	154.378,35	564,77	688,69	1.253,45	154.378,35	49.534,95	46.310,33	95.845,28
78	153.689,67	562,25	691,21	1.253,45	153.689,67	50.097,19	47.001,54	97.098,73
79	152.998,46	559,72	693,73	1.253,45	152.998,46	50.656,91	47.695,27	98.352,19
80	152.304,73	557,18	696,27	1.253,45	152.304,73	51.214,10	48.391,55	99.605,64
81	151.608,45	554,63	698,82	1.253,45	151.608,45	51.768,73	49.090,37	100.859,10
82	150.909,63	552,08	701,38	1.253,45	150.909,63	52.320,81	49.791,74	102.112,55
83	150.208,26	549,51	703,94	1.253,45	150.208,26	52.870,32	50.495,69	103.366,00
84	149.504,31	546,94	706,52	1.253,45	149.504,31	53.417,26	51.202,20	104.619,46
85	148.797,80	544,35	709,10	1.253,45	148.797,80	53.961,61	51.911,31	105.872,91
86	148.088,69	541,76	711,70	1.253,45	148.088,69	54.503,37	52.623,00	107.126,37
87	147.377,00	539,15	714,30	1.253,45	147.377,00	55.042,52	53.337,30	108.379,82
88	146.662,70	536,54	716,91	1.253,45	146.662,70	55.579,06	54.054,21	109.633,28
89	145.945,79	533,92	719,54	1.253,45	145.945,79	56.112,98	54.773,75	110.886,73
90	145.226,25	531,29	722,17	1.253,45	145.226,25	56.644,26	55.495,92	112.140,18
91	144.504,08	528,64	724,81	1.253,45	144.504,08	57.172,91	56.220,73	113.393,64
92	143.779,27	525,99	727,46	1.253,45	143.779,27	57.698,90	56.948,19	114.647,09
93	143.051,81	523,33	730,12	1.253,45	143.051,81	58.222,23	57.678,31	115.900,55
94	142.321,69	520,66	732,79	1.253,45	142.321,69	58.742,89	58.411,11	117.154,00
95	141.588,89	517,98	735,47	1.253,45	141.588,89	59.260,87	59.146,58	118.407,45
96	140.853,42	515,29	738,17	1.253,45	140.853,42	59.776,16	59.884,75	119.660,91
97	140.115,25	512,59	740,87	1.253,45	140.115,25	60.288,75	60.625,61	120.914,36
98	139.374,39	509,88	743,58	1.253,45	139.374,39	60.798,63	61.369,19	122.167,82
99	138.630,81	507,16	746,30	1.253,45	138.630,81	61.305,79	62.115,49	123.421,27
100	137.884,51	504,43	749,03	1.253,45	137.884,51	61.810,21	62.864,51	124.674,73
101	137.135,49	501,69	751,77	1.253,45	137.135,49	62.311,90	63.616,28	125.928,18
102	136.383,72	498,94	754,52	1.253,45	136.383,72	62.810,84	64.370,80	127.181,63
103	135.629,20	496,18	757,28	1.253,45	135.629,20	63.307,01	65.128,07	128.435,09
104	134.871,93	493,41	760,05	1.253,45	134.871,93	63.800,42	65.888,12	129.688,54
105	134.111,88	490,63	762,83	1.253,45	134.111,88	64.291,05	66.650,95	130.942,00
106	133.349,05	487,84	765,62	1.253,45	133.349,05	64.778,88	67.416,57	132.195,45
107	132.583,43	485,03	768,42	1.253,45	132.583,43	65.263,92	68.184,99	133.448,91
108	131.815,01	482,22	771,23	1.253,45	131.815,01	65.746,14	68.956,22	134.702,36
109	131.043,78	479,40	774,05	1.253,45	131.043,78	66.225,54	69.730,27	135.955,81
110	130.269,73	476,57	776,88	1.253,45	130.269,73	66.702,11	70.507,16	137.209,27
111	129.492,84	473,73	779,73	1.253,45	129.492,84	67.175,84	71.286,88	138.462,72
112	128.713,12	470,88	782,58	1.253,45	128.713,12	67.646,71	72.069,46	139.716,18
113	127.930,54	468,01	785,44	1.253,45	127.930,54	68.114,73	72.854,90	140.969,63
114	127.145,10	465,14	788,32	1.253,45	127.145,10	68.579,87	73.643,22	142.223,08
115	126.356,78	462,26	791,20	1.253,45	126.356,78	69.042,12	74.434,42	143.476,54
116	125.565,58	459,36	794,09	1.253,45	125.565,58	69.501,48	75.228,51	144.729,99
117	124.771,49	456,46	797,00	1.253,45	124.771,49	69.957,94	76.025,51	145.983,45
118	123.974,49	453,54	799,91	1.253,45	123.974,49	70.411,48	76.825,42	147.236,90
119	123.174,58	450,61	802,84	1.253,45	123.174,58	70.862,09	77.628,26	148.490,36
120	122.371,74	447,68	805,78	1.253,45	122.371,74	71.309,77	78.434,04	149.743,81
121	121.565,96	444,73	808,73	1.253,45	121.565,96	71.754,50	79.242,77	150.997,26
122	120.757,23	441,77	811,68	1.253,45	120.757,23	72.196,27	80.054,45	152.250,72
123	119.945,55	438,80	814,65	1.253,45	119.945,55	72.635,07	80.869,10	153.504,17
124	119.130,90	435,82	817,63	1.253,45	119.130,90	73.070,89	81.686,74	154.757,63
125	118.313,26	432,83	820,62	1.253,45	118.313,26	73.503,72	82.507,36	156.011,08
126	117.492,64	429,83	823,63	1.253,45	117.492,64	73.933,55	83.330,99	157.264,53
127	116.669,01	426,81	826,64	1.253,45	116.669,01	74.360,36	84.157,63	158.517,99
128	115.842,37	423,79	829,66	1.253,45	115.842,37	74.784,15	84.987,29	159.771,44
129	115.012,71	420,75	832,70	1.253,45	115.012,71	75.204,90	85.819,99	161.024,90
130	114.180,01	417,71	835,75	1.253,45	114.180,01	75.622,61	86.655,74	162.278,35
131	113.344,26	414,65	838,80	1.253,45	113.344,26	76.037,26	87.494,54	163.531,81
132	112.505,46	411,58	841,87	1.253,45	112.505,46	76.448,85	88.336,41	164.785,26
133	111.663,59	408,50	844,95	1.253,45	111.663,59	76.857,35	89.181,37	166.038,71
134	110.818,63	405,41	848,04	1.253,45	110.818,63	77.262,76	90.029,41	167.292,17
135	109.970,59	402,31	851,15	1.253,45	109.970,59	77.665,07	90.880,55	168.545,62
136	109.119,45	399,20	854,26	1.253,45	109.119,45	78.064,26	91.734,81	169.799,08
137	108.265,19	396,07	857,38	1.253,45	108.265,19	78.460,33	92.592,20	171.052,53
138	107.407,80	392,93	860,52	1.253,45	107.407,80	78.853,27	93.452,72	172.305,99
139	106.547,28	389,79	863,67	1.253,45	106.547,28	79.243,05	94.316,39	173.559,44
140	105.683,61	386,63	866,83	1.253,45	105.683,61	79.629,68	95.183,21	174.812,89
141	104.816,79	383,45	870,00	1.253,45	104.816,79	80.013,13	96.053,21	176.066,35
142	103.946,79	380,27	873,18	1.253,45	103.946,79	80.393,41	96.926,40	177.319,80
143	103.073,60	377,08	876,38	1.253,45	103.073,60	80.770,48	97.802,77	178.573,26
144	102.197,23	373,87	879,58	1.253,45	102.197,23	81.144,36	98.682,35	179.826,71
145	101.317,65	370,65	882,80	1.253,45	101.317,65	81.515,01	99.565,16	181.080,16
146	100.434,84	367,42	886,03	1.253,45	100.434,84	81.882,43	100.451,19	182.333,62
147	99.548,81	364,18	889,27	1.253,45	99.548,81	82.246,62	101.340,46	183.587,07
148	98.659,54	360,93	892,52	1.253,45	98.659,54	82.607,55	102.232,98	184.840,53
149	97.767,02	357,66	895,79	1.253,45	97.767,02	82.965,21	103.128,77	186.093,98
150	96.871,23	354,39	899,07	1.253,45	96.871,23	83.319,60	104.027,84	187.347,44
151	95.972,16	351,10	902,36	1.253,45	95.972,16	83.670,70	104.930,19	188.600,89
152	95.069,81	347,80	905,66	1.253,45	95.069,81	84.018,49	105.835,85	189.854,34
153	94.164,15	344,48	908,97	1.253,45	94.164,15	84.362,98	106.744,82	191.107,80
154	93.255,18	341,16	912,30	1.253,45	93.255,18	84.704,13	107.657,12	192.361,25
155	92.342,88	337,82	915,63	1.253,45	92.342,88	85.041,96	108.572,75	193.614,71
156	91.427,25	334,47	918,98	1.253,45	91.427,25	85.376,43	109.491,73	194.868,16
157	90.508,27	331,11	922,34	1.253,45	90.508,27	85.707,54	110.414,08	196.121,62
158	89.585,92	327,74	925,72	1.253,45	89.585,92	86.035,27	111.339,80	197.375,07
159	88.660,20	324,35	929,11	1.253,45	88.660,20	86.359,62	112.268,90	198.628,52
160	87.731,10	320,95	932,50	1.253,45	87.731,10	86.680,57	113.201,41	199.881,98
161	86.798,59	317,54	935,92	1.253,45	86.798,59	86.998,11	114.137,32	201.135,43
162	85.862,68	314,11	939,34	1.253,45	85.862,68	87.312,22	115.076,66	202.388,89
163	84.923,34	310,68	942,78	1.253,45	84.923,34	87.622,90	116.019,44	203.642,34
164	83.980,56	307,23	946,23	1.253,45	83.980,56	87.930,13	116.965,67	204.895,79
165	83.034,33	303,77	949,69	1.253,45	83.034,33	88.233,90	117.915,35	206.149,25
166	82.084,65	300,29	953,16	1.253,45	82.084,65	88.534,19	118.868,51	207.402,70
167	81.131,49	296,81	956,65	1.253,45	81.131,49	88.831,00	119.825,16	208.656,16
168	80.174,84	293,31	960,15	1.253,45	80.174,84	89.124,30	120.785,31	209.909,61
169	79.214,69	289,79	963,66	1.253,45	79.214,69	89.414,10	121.748,97	211.163,07
170	78.251,03	286,27	967,19	1.253,45	78.251,03	89.700,36	122.716,16	212.416,52
171	77.283,84	282,73	970,72	1.253,45	77.283,84	89.983,09	123.686,88	213.669,97
172	76.313,12	279,18	974,28	1.253,45	76.313,12	90.262,27	124.661,16	214.923,43
173	75.338,84	275,61	977,84	1.253,45	75.338,84	90.537,89	125.638,99	216.176,88
174	74.361,01	272,04	981,42	1.253,45	74.361,01	90.809,92	126.620,41	217.430,34
175	73.379,59	268,45	985,01	1.253,45	73.379,59	91.078,37	127.605,42	218.683,79
176	72.394,58	264,84	988,61	1.253,45	72.394,58	91.343,22	128.594,03	219.937,24
177	71.405,97	261,23	992,23	1.253,45	71.405,97	91.604,44	129.586,26	221.190,70
178	70.413,74	257,60	995,86	1.253,45	70.413,74	91.862,04	130.582,11	222.444,15
179	69.417,89	253,95	999,50	1.253,45	69.417,89	92.115,99	131.581,61	223.697,61
180	68.418,39	250,30	1.003,16	1.253,45	68.418,39	92.366,29	132.584,77	224.951,06
181	67.415,23	246,63	1.006,83	1.253,45	67.415,23	92.612,92	133.591,60	226.204,52
182	66.408,40	242,94	1.010,51	1.253,45	66.408,40	92.855,86	134.602,11	227.457,97
183	65.397,89	239,25	1.014,21	1.253,45	65.397,89	93.095,11	135.616,32	228.711,42
184	64.383,68	235,54	1.017,92	1.253,45	64.383,68	93.330,65	136.634,23	229.964,88
185	63.365,77	231,81	1.021,64	1.253,45	63.365,77	93.562,46	137.655,87	231.218,33
186	62.344,13	228,08	1.025,38	1.253,45	62.344,13	93.790,53	138.681,25	232.471,79
187	61.318,75	224,32	1.029,13	1.253,45	61.318,75	94.014,86	139.710,38	233.725,24
188	60.289,62	220,56	1.032,89	1.253,45	60.289,62	94.235,42	140.743,28	234.978,70
189	59.256,72	216,78	1.036,67	1.253,45	59.256,72	94.452,20	141.779,95	236.232,15
190	58.220,05	212,99	1.040,47	1.253,45	58.220,05	94.665,19	142.820,42	237.485,60
191	57.179,58	209,18	1.044,27	1.253,45	57.179,58	94.874,37	143.864,69	238.739,06
192	56.135,31	205,36	1.048,09	1.253,45	56.135,31	95.079,73	144.912,78	239.992,51
193	55.087,22	201,53	1.051,93	1.253,45	55.087,22	95.281,26	145.964,71	241.245,97
194	54.035,29	197,68	1.055,78	1.253,45	54.035,29	95.478,94	147.020,48	242.499,42
195	52.979,52	193,82	1.059,64	1.253,45	52.979,52	95.672,75	148.080,12	243.752,87
196	51.919,88	189,94	1.063,51	1.253,45	51.919,88	95.862,69	149.143,63	245.006,33
197	50.856,37	186,05	1.067,40	1.253,45	50.856,37	96.048,74	150.211,04	246.259,78
198	49.788,96	182,14	1.071,31	1.253,45	49.788,96	96.230,89	151.282,35	247.513,24
199	48.717,65	178,23	1.075,23	1.253,45	48.717,65	96.409,11	152.357,58	248.766,69
200	47.642,42	174,29	1.079,16	1.253,45	47.642,42	96.583,41	153.436,74	250.020,15
201	46.563,26	170,34	1.083,11	1.253,45	46.563,26	96.753,75	154.519,85	251.273,60
202	45.480,15	166,38	1.087,07	1.253,45	45.480,15	96.920,13	155.606,92	252.527,05
203	44.393,08	162,40	1.091,05	1.253,45	44.393,08	97.082,54	156.697,97	253.780,51
204	43.302,03	158,41	1.095,04	1.253,45	43.302,03	97.240,95	157.793,01	255.033,96
205	42.206,99	154,41	1.099,05	1.253,45	42.206,99	97.395,36	158.892,06	256.287,42
206	41.107,94	150,39	1.103,07	1.253,45	41.107,94	97.545,74	159.995,13	257.540,87
207	40.004,87	146,35	1.107,10	1.253,45	40.004,87	97.692,09	161.102,23	258.794,33
208	38.897,77	142,30	1.111,15	1.253,45	38.897,77	97.834,40	162.213,38	260.047,78
209	37.786,62	138,24	1.115,22	1.253,45	37.786,62	97.972,63	163.328,60	261.301,23
210	36.671,40	134,16	1.119,30	1.253,45	36.671,40	98.106,79	164.447,90	262.554,69
211	35.552,10	130,06	1.123,39	1.253,45	35.552,10	98.236,85	165.571,29	263.808,14
212	34.428,71	125,95	1.127,50	1.253,45	34.428,71	98.362,80	166.698,80	265.061,60
213	33.301,20	121,83	1.131,63	1.253,45	33.301,20	98.484,63	167.830,42	266.315,05
214	32.169,58	117,69	1.135,77	1.253,45	32.169,58	98.602,31	168.966,19	267.568,50
215	31.033,81	113,53	1.139,92	1.253,45	31.033,81	98.715,85	170.106,11	268.821,96
216	29.893,89	109,36	1.144,09	1.253,45	29.893,89	98.825,21	171.250,20	270.075,41
217	28.749,80	105,18	1.148,28	1.253,45	28.749,80	98.930,38	172.398,48	271.328,87
218	27.601,52	100,98	1.152,48	1.253,45	27.601,52	99.031,36	173.550,96	272.582,32
219	26.449,04	96,76	1.156,69	1.253,45	26.449,04	99.128,12	174.707,66	273.835,78
220	25.292,34	92,53	1.160,93	1.253,45	25.292,34	99.220,65	175.868,58	275.089,23
221	24.131,42	88,28	1.165,17	1.253,45	24.131,42	99.308,93	177.033,76	276.342,68
222	22.966,24	84,02	1.169,44	1.253,45	22.966,24	99.392,95	178.203,19	277.596,14
223	21.796,81	79,74	1.173,71	1.253,45	21.796,81	99.472,69	179.376,91	278.849,59
224	20.623,09	75,45	1.178,01	1.253,45	20.623,09	99.548,13	180.554,91	280.103,05
225	19.445,09	71,14	1.182,32	1.253,45	19.445,09	99.619,27	181.737,23	281.356,50
226	18.262,77	66,81	1.186,64	1.253,45	18.262,77	99.686,08	182.923,87	282.609,95
227	17.076,13	62,47	1.190,98	1.253,45	17.076,13	99.748,55	184.114,86	283.863,41
228	15.885,14	58,11	1.195,34	1.253,45	15.885,14	99.806,66	185.310,20	285.116,86
229	14.689,80	53,74	1.199,71	1.253,45	14.689,80	99.860,40	186.509,91	286.370,32
230	13.490,09	49,35	1.204,10	1.253,45	13.490,09	99.909,76	187.714,02	287.623,77
231	12.285,98	44,95	1.208,51	1.253,45	12.285,98	99.954,70	188.922,52	288.877,23
232	11.077,48	40,53	1.212,93	1.253,45	11.077,48	99.995,23	190.135,45	290.130,68
233	9.864,55	36,09	1.217,37	1.253,45	9.864,55	100.031,31	191.352,82	291.384,13
234	8.647,18	31,63	1.221,82	1.253,45	8.647,18	100.062,95	192.574,64	292.637,59
235	7.425,36	27,16	1.226,29	1.253,45	7.425,36	100.090,11	193.800,93	293.891,04
236	6.199,07	22,68	1.230,78	1.253,45	6.199,07	100.112,79	195.031,71	295.144,50
237	4.968,29	18,18	1.235,28	1.253,45	4.968,29	100.130,97	196.266,98	296.397,95
238	3.733,02	13,66	1.239,80	1.253,45	3.733,02	100.144,62	197.506,78	297.651,41
239	2.493,22	9,12	1.244,33	1.253,45	2.493,22	100.153,74	198.751,11	298.904,86
240	1.248,89	4,57	1.248,89	1.253,45	1.248,89	100.158,31	200.000,00	300.158,31

Stand der Daten: 17.04.2026

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Das Volltilgerdarlehen

Was ist ein Volltilgerdarlehen?

Das Annuitätendarlehen und das Volltigerdarlehen im direkten Vergleich

Für wen eignet sich welches Darlehen?

Volltilgerdarlehen unflexibler

Die jeweiligen Besonderheiten bei Annuitäten- und Volltilgerdarlehen im Vergleich

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FAQs zum Volltilgerdarlehen

Welche Laufzeiten sollte man für ein Volltilgerdarlehen wählen?

Warum kann ich keine Sondertilgungen leisten?

Was ist besser – Kreditvermittler oder Bank?

Warum nicht gleich eine Bausparfinanzierung?

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Volltilgungsrechner 04/2026

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